{"id":103620,"date":"2019-12-04T11:33:33","date_gmt":"2019-12-04T08:33:33","guid":{"rendered":"http:\/\/arantv.az\/?p=103620"},"modified":"2019-12-04T11:33:33","modified_gmt":"2019-12-04T08:33:33","slug":"uc-aydan-sonra-%c9%99man%c9%99tl%c9%99rin-tam-sigortalanmasi-l%c9%99gv-edil%c9%99c%c9%99k","status":"publish","type":"post","link":"https:\/\/arantv.az\/?p=103620","title":{"rendered":"\u201c\u00dc\u00e7 aydan sonra \u0259man\u0259tl\u0259rin tam s\u0131\u011fortalanmas\u0131 l\u0259\u011fv edil\u0259c\u0259k\u201d"},"content":{"rendered":"<p><strong>\u00dc\u00e7 aydan sonra\u00a0bankda olan \u0259man\u0259tl\u0259rin tam s\u0131\u011fortalanmas\u0131 sistemi l\u0259\u011fv edil\u0259c\u0259k.<\/strong><\/p>\n<p><strong>ARANTV.AZ<\/strong> qafqazinfo-ya istinad\u0259n x\u0259b\u0259r verir ki,\u00a0bu bar\u0259d\u0259 bank m\u0259s\u0259l\u0259l\u0259ri \u00fczr\u0259 ekspert \u018fkr\u0259m H\u0259s\u0259nov m\u0259lumat yay\u0131b. O xat\u0131rlad\u0131b ki, Az\u0259rbaycanda 4 mart 2016-c\u0131 il tarixd\u0259n 3 il m\u00fcdd\u0259tin\u0259 \u0259man\u0259tl\u0259rin tam s\u0131\u011fortalanmas\u0131 sistemi m\u00f6vcuddur: &#8220;\u00d6t\u0259n il bu sistemin m\u00fcdd\u0259ti 1 il d\u0259 uzad\u0131ld\u0131, y\u0259ni 2020-ci ilin 4 mart\u0131nad\u0259k. Bu sistem\u0259 \u0259sas\u0259n, fiziki \u015f\u0259xsl\u0259rin \u0259man\u0259tl\u0259ri tam m\u0259bl\u0259\u011fd\u0259 s\u0131\u011fortal\u0131d\u0131r, bu \u015f\u0259rtl\u0259 ki, milli valyutadak\u0131 \u0259man\u0259tin illik faiz d\u0259r\u0259c\u0259si 10%-d\u0259n, xarici valyutadak\u0131 \u0259man\u0259tin illik faiz d\u0259r\u0259c\u0259si is\u0259 2,5%-d\u0259n \u00e7ox olmas\u0131n.<\/p>\n<p>B\u0259s, 4 mart 2020-ci il tarixd\u0259n sonra \u0259man\u0259tl\u0259rin s\u0131\u011fortalanmas\u0131 nec\u0259 h\u0259yata ke\u00e7iril\u0259c\u0259k?<\/p>\n<p>&#8220;\u018fman\u0259tl\u0259rin tam s\u0131\u011fortalanmas\u0131 haqq\u0131nda&#8221; Qanunun 5.2-ci madd\u0259sin\u0259 \u0259sas\u0259n 4 mart 2020-ci il tarixd\u0259n sonra ba\u011flanm\u0131\u015f h\u0259r bir bankda s\u0131\u011fortalanm\u0131\u015f \u0259man\u0259t yaln\u0131z 30000 manatdan \u00e7ox olmamaq \u015f\u0259rtil\u0259 kompensasiya edil\u0259c\u0259k.<\/p>\n<p>Tutaq ki, v\u0259t\u0259nda\u015f 2019-cu ilin 1 avqust tarixind\u0259 banka 1 il m\u00fcdd\u0259tin\u0259 100000 manat m\u0259bl\u0259\u011find\u0259 illik 10%-l\u0259 \u0259man\u0259t qoyub. Q\u00fcvv\u0259d\u0259 olan qaydaya g\u00f6r\u0259, \u0259man\u0259t tam s\u0131\u011fortal\u0131d\u0131r. Y\u0259ni, bank 4 mart 2020-ci il tarix\u0259d\u0259k ba\u011flansa, \u0259man\u0259t tam kompensasiya edil\u0259c\u0259k. Lakin bank 4 mart 2020-ci ild\u0259n sonra ba\u011flansa, \u0259man\u0259t\u00e7iy\u0259 yaln\u0131z 30000 manat kompensasiya edil\u0259c\u0259k.<\/p>\n<p>Qanunun m\u00fcdd\u0259ti yen\u0259 uzad\u0131lacaqm\u0131? Ehtimal a\u015fa\u011f\u0131d\u0131r. \u00c7\u00fcnki parlament burax\u0131lmaq \u00fczr\u0259dir. Milli M\u0259clisin yeni t\u0259rkibi, y\u0259qin ki, 4 martdan sonra ilk iclas\u0131na topla\u015facaq.<\/p>\n<p>B\u0259s, bu v\u0259ziyy\u0259td\u0259 \u0259man\u0259t\u00e7il\u0259r n\u0259 ed\u0259 bil\u0259r?<\/p>\n<p>Bankda yaln\u0131z 30000 manat h\u0259ddind\u0259 \u0259man\u0259t saxlaya bil\u0259rl\u0259r. Y\u0259ni art\u0131q m\u0259bl\u0259\u011fi \u00e7\u0131xara bil\u0259rl\u0259r. Bu m\u0259ntiql\u0259 \u0259man\u0259tl\u0259rinin m\u0259bl\u0259\u011fini b\u00f6l\u00fc\u015fd\u00fcr\u0259 d\u0259 bil\u0259rl\u0259r. Y\u0259ni el\u0259 ed\u0259 bil\u0259rl\u0259r ki, bir n\u0259f\u0259rin ad\u0131na bir bankda 30000 manatdan \u00e7ox pul qalmas\u0131n. Bunun \u00fc\u00e7\u00fcn ya \u0259man\u0259ti bir ne\u00e7\u0259 bank aras\u0131nda b\u00f6l\u0259 (h\u0259r bankda maksimum 30000 manat), ya da bir bankda qohumlar\u0131 aras\u0131nda b\u00f6l\u0259 (h\u0259r qohumun ad\u0131na maksimum 30000 manat) bil\u0259rl\u0259r.<\/p>\n<p>\u018fman\u0259tl\u0259rini (m\u0259bl\u0259\u011find\u0259n as\u0131l\u0131 olmayaraq) daha etibarl\u0131, y\u0259ni z\u0259nnl\u0259rin\u0259 g\u00f6r\u0259 ba\u011flanma ehtimal\u0131 olmayan banklarda saxlaya bil\u0259rl\u0259r. Amma h\u0259min banklarda \u0259man\u0259tl\u0259r \u00fczr\u0259 faiz d\u0259r\u0259c\u0259l\u0259ri nisb\u0259t\u0259n a\u015fa\u011f\u0131d\u0131r&#8221;.<\/p>\n","protected":false},"excerpt":{"rendered":"<p>\u00dc\u00e7 aydan sonra\u00a0bankda olan \u0259man\u0259tl\u0259rin tam s\u0131\u011fortalanmas\u0131 sistemi l\u0259\u011fv edil\u0259c\u0259k. ARANTV.AZ qafqazinfo-ya istinad\u0259n x\u0259b\u0259r verir ki,\u00a0bu bar\u0259d\u0259 bank m\u0259s\u0259l\u0259l\u0259ri \u00fczr\u0259 ekspert \u018fkr\u0259m H\u0259s\u0259nov m\u0259lumat yay\u0131b. O xat\u0131rlad\u0131b ki, Az\u0259rbaycanda 4 mart 2016-c\u0131 il tarixd\u0259n 3 il m\u00fcdd\u0259tin\u0259 \u0259man\u0259tl\u0259rin tam s\u0131\u011fortalanmas\u0131 sistemi m\u00f6vcuddur: &#8220;\u00d6t\u0259n il bu sistemin m\u00fcdd\u0259ti 1 il d\u0259 uzad\u0131ld\u0131, y\u0259ni 2020-ci ilin 4 mart\u0131nad\u0259k. Bu sistem\u0259 \u0259sas\u0259n, fiziki \u015f\u0259xsl\u0259rin \u0259man\u0259tl\u0259ri tam m\u0259bl\u0259\u011fd\u0259 s\u0131\u011fortal\u0131d\u0131r, bu \u015f\u0259rtl\u0259 ki, milli valyutadak\u0131 \u0259man\u0259tin illik faiz d\u0259r\u0259c\u0259si 10%-d\u0259n, xarici valyutadak\u0131 \u0259man\u0259tin illik faiz d\u0259r\u0259c\u0259si is\u0259 2,5%-d\u0259n \u00e7ox olmas\u0131n. B\u0259s, 4 mart 2020-ci il&hellip;<\/p>\n","protected":false},"author":2,"featured_media":103621,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"om_disable_all_campaigns":false,"_monsterinsights_skip_tracking":false,"_monsterinsights_sitenote_active":false,"_monsterinsights_sitenote_note":"","_monsterinsights_sitenote_category":0},"categories":[1],"tags":[],"aioseo_notices":[],"gutentor_comment":0,"rttpg_featured_image_url":{"full":["https:\/\/arantv.az\/wp-content\/uploads\/2019\/12\/807582.jpg",800,600,false],"landscape":["https:\/\/arantv.az\/wp-content\/uploads\/2019\/12\/807582.jpg",800,600,false],"portraits":["https:\/\/arantv.az\/wp-content\/uploads\/2019\/12\/807582.jpg",800,600,false],"thumbnail":["https:\/\/arantv.az\/wp-content\/uploads\/2019\/12\/807582-150x150.jpg",150,150,true],"medium":["https:\/\/arantv.az\/wp-content\/uploads\/2019\/12\/807582-300x225.jpg",300,225,true],"large":["https:\/\/arantv.az\/wp-content\/uploads\/2019\/12\/807582.jpg",640,480,false],"1536x1536":["https:\/\/arantv.az\/wp-content\/uploads\/2019\/12\/807582.jpg",800,600,false],"2048x2048":["https:\/\/arantv.az\/wp-content\/uploads\/2019\/12\/807582.jpg",800,600,false],"post-thumbnail":["https:\/\/arantv.az\/wp-content\/uploads\/2019\/12\/807582-240x172.jpg",240,172,true],"advps-thumb-one":["https:\/\/arantv.az\/wp-content\/uploads\/2019\/12\/807582.jpg",800,600,false]},"rttpg_author":{"display_name":"V\u00fcsal Rafiqo\u011flu","author_link":"https:\/\/arantv.az\/?author=2"},"rttpg_comment":0,"rttpg_category":"<a href=\"https:\/\/arantv.az\/?cat=1\" rel=\"category\">C\u0259miyy\u0259t<\/a>","rttpg_excerpt":"\u00dc\u00e7 aydan sonra\u00a0bankda olan \u0259man\u0259tl\u0259rin tam s\u0131\u011fortalanmas\u0131 sistemi l\u0259\u011fv edil\u0259c\u0259k. ARANTV.AZ qafqazinfo-ya istinad\u0259n x\u0259b\u0259r verir ki,\u00a0bu bar\u0259d\u0259 bank m\u0259s\u0259l\u0259l\u0259ri \u00fczr\u0259 ekspert \u018fkr\u0259m H\u0259s\u0259nov m\u0259lumat yay\u0131b. O xat\u0131rlad\u0131b ki, Az\u0259rbaycanda 4 mart 2016-c\u0131 il tarixd\u0259n 3 il m\u00fcdd\u0259tin\u0259 \u0259man\u0259tl\u0259rin tam s\u0131\u011fortalanmas\u0131 sistemi m\u00f6vcuddur: &#8220;\u00d6t\u0259n il bu sistemin m\u00fcdd\u0259ti 1 il d\u0259 uzad\u0131ld\u0131, y\u0259ni 2020-ci ilin 4&hellip;","_links":{"self":[{"href":"https:\/\/arantv.az\/index.php?rest_route=\/wp\/v2\/posts\/103620"}],"collection":[{"href":"https:\/\/arantv.az\/index.php?rest_route=\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/arantv.az\/index.php?rest_route=\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/arantv.az\/index.php?rest_route=\/wp\/v2\/users\/2"}],"replies":[{"embeddable":true,"href":"https:\/\/arantv.az\/index.php?rest_route=%2Fwp%2Fv2%2Fcomments&post=103620"}],"version-history":[{"count":0,"href":"https:\/\/arantv.az\/index.php?rest_route=\/wp\/v2\/posts\/103620\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/arantv.az\/index.php?rest_route=\/wp\/v2\/media\/103621"}],"wp:attachment":[{"href":"https:\/\/arantv.az\/index.php?rest_route=%2Fwp%2Fv2%2Fmedia&parent=103620"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/arantv.az\/index.php?rest_route=%2Fwp%2Fv2%2Fcategories&post=103620"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/arantv.az\/index.php?rest_route=%2Fwp%2Fv2%2Ftags&post=103620"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}