{"id":157953,"date":"2020-05-02T13:10:21","date_gmt":"2020-05-02T10:10:21","guid":{"rendered":"http:\/\/arantv.az\/?p=157953"},"modified":"2020-05-02T13:10:21","modified_gmt":"2020-05-02T10:10:21","slug":"bas-bankird%c9%99n-q%c9%99rar-bank-kreditl%c9%99rinin-t%c9%99snifl%c9%99sdirilm%c9%99si-qaydasi-mu%c9%99yy%c9%99nl%c9%99sdi","status":"publish","type":"post","link":"https:\/\/arantv.az\/?p=157953","title":{"rendered":"Ba\u015f bankird\u0259n Q\u018fRAR: Bank kreditl\u0259rinin t\u0259snifl\u0259\u015fdirilm\u0259si qaydas\u0131 m\u00fc\u0259yy\u0259nl\u0259\u015fdi"},"content":{"rendered":"<p>\u201cKoronavirus (COVID-19) pandemiyas\u0131 il\u0259 \u0259laq\u0259dar kredit t\u0259\u015fkilatlar\u0131n\u0131n m\u00fcv\u0259qq\u0259ti t\u0259nziml\u0259m\u0259 Qaydas\u0131\u201d\u00a0t\u0259sdiql\u0259nib.<\/p>\n<p><b>ARANTV.AZ<\/b>-\u0131n m\u0259lumat\u0131na g\u00f6r\u0259, bununla ba\u011fl\u0131 M\u0259rk\u0259zi Bank\u0131n s\u0259dri Elman R\u00fcst\u0259mov q\u0259rar imzalay\u0131b.<\/p>\n<p>Qaydaya \u0259sas\u0259n, kredit faizl\u0259ri subsidiyala\u015fd\u0131r\u0131lan h\u00fcquqi \u015f\u0259xsl\u0259r\u0259 v\u0259 h\u00fcquqi \u015f\u0259xs yaratmadan sahibkarl\u0131q f\u0259aliyy\u0259tini h\u0259yata ke\u00e7ir\u0259n fiziki \u015f\u0259xsl\u0259r\u0259 verilmi\u015f kreditl\u0259rin t\u0259snifat kateqoriyas\u0131 borcalan\u0131n maliyy\u0259 v\u0259ziyy\u0259tind\u0259n as\u0131l\u0131 olmayaraq, subsidiyan\u0131n \u00f6d\u0259nildiyi tarixd\u0259n 30 sentyabr 2020-ci il\u0259d\u0259k pisl\u0259\u015fdirilmir.<\/p>\n<div id=\"AdviadNativeVideo0\" class=\"AdviadNativeVideo\"><\/div>\n<p>2020-ci ilin 1 mart tarixin\u0259 q\u0259na\u0259tb\u0259x\u015f t\u0259snifat kateqoriyas\u0131nda olan v\u0259 Nazirl\u0259r Kabinetinin\u00a0m\u00fcvafiq q\u0259rar\u0131na uy\u011fun olaraq kredit faizl\u0259ri subsidiyala\u015fd\u0131r\u0131lan h\u00fcquqi \u015f\u0259xsl\u0259r\u0259 v\u0259 h\u00fcquqi \u015f\u0259xs yaratmadan sahibkarl\u0131q f\u0259aliyy\u0259tini h\u0259yata ke\u00e7ir\u0259n fiziki \u015f\u0259xsl\u0259r\u0259 verilmi\u015f kreditl\u0259r restrukturizasiya olunduqda onun restrukturizasiyaya q\u0259d\u0259rki t\u0259snifat kateqoriyas\u0131 30 sentyabr 2020-ci il\u0259d\u0259k pisl\u0259\u015fdirilmir.<\/p>\n<p>2020-ci ilin 1 mart \u00a02020-ci il\u0259 q\u0259na\u0259tb\u0259x\u015f t\u0259snifat kateqoriyas\u0131nda olan v\u0259 d\u00f6vl\u0259t t\u0259r\u0259find\u0259n yarad\u0131lm\u0131\u015f qurumlar\u0131n v\u0259saitl\u0259ri hesab\u0131na veril\u0259n g\u00fcz\u0259\u015ftli kreditl\u0259r 30 sentyabr 2020-ci tarixin\u0259d\u0259k restrukturizasiya olunduqda kreditin restrukturizasiyaya q\u0259d\u0259rki t\u0259snifat kateqoriyas\u0131 pisl\u0259\u015fdirilmir.<\/p>\n<p>Qaydaya \u0259sas\u0259n, tibbi l\u0259vazimat v\u0259 avadanl\u0131qlar\u0131n istehsal\u00e7\u0131lar\u0131na veril\u0259n v\u0259 t\u0259yinat\u0131 \u00fczr\u0259 istifad\u0259 olunmas\u0131 s\u0259n\u0259dl\u0259rl\u0259\u00a0 t\u0259sdiq edilmi\u015f milli valyutada biznes kreditl\u0259ri 20 faizli (0.2 \u0259msall\u0131) risk qrupuna aid edilir.<\/p>\n<p>\u201cBank kapital\u0131n\u0131n v\u0259 onun adekvatl\u0131\u011f\u0131n\u0131n hesablanmas\u0131 Qaydalar\u0131\u201dn\u0131n 9.3.8.2-ci, 9.3.8.3-c\u00fc, 9.3.9.1-ci, 9.3.9.2-ci, 9.3.10.1-ci yar\u0131mb\u0259ndl\u0259ri v\u0259 9.4-c\u00fc\u00a0 b\u0259ndi\u00a0istehlak kreditl\u0259ri \u00fczr\u0259 risk qruplar\u0131na 1 yanvar 2021-ci il tarixin\u0259d\u0259k \u015famil edilmir.<\/p>\n<p>Sistem \u0259h\u0259miyy\u0259tli banklar \u00fczr\u0259 m\u0259cmu kapital\u0131n adekvatl\u0131q \u0259msal\u0131 1 yanvar 2021-ci il tarixin\u0259d\u0259k 11\u00a0faizd\u0259n az ola bilm\u0259z.<\/p>\n<p>Sistem \u0259h\u0259miyy\u0259tli banklar istisna olmaqla, dig\u0259r banklar \u00fczr\u0259 m\u0259cmu kapital\u0131n adekvatl\u0131q \u0259msal\u0131 1 yanvar 2021-ci il\u0259d\u0259k doqquz faizd\u0259n az ola bilm\u0259z.<\/p>\n<p>2021-ci il 1 yanvarad\u0259k kontr-tsiklik kapital buferi 0 faiz m\u00fc\u0259yy\u0259n edilir.<\/p>\n<p>I d\u0259r\u0259c\u0259li kapital\u0131n v\u0259 m\u0259cmu kapital\u0131n adekvatl\u0131q \u0259msallar\u0131n\u0131n hesablanmas\u0131 zaman\u0131 bazar v\u0259 \u0259m\u0259liyyat riskl\u0259ri bu qayda q\u00fcvv\u0259y\u0259 mindiyi g\u00fcnd\u0259n\u00a02021-ci il 1 yanvarad\u0259k n\u0259z\u0259r\u0259 al\u0131nm\u0131r.<\/p>\n<p>Banklar\u0131n kapital m\u00f6vqeyinin v\u0259 maliyy\u0259 dayan\u0131ql\u0131\u011f\u0131n\u0131n qorunmas\u0131 m\u0259qs\u0259dil\u0259 \u00f6t\u0259n ill\u0259rin n\u0259tic\u0259si \u00fczr\u0259 dividend \u00f6d\u0259ni\u015fl\u0259ri 2020-ci il 30 sentyabrad\u0259k t\u0259xir\u0259 sal\u0131nmal\u0131d\u0131r. 2020-ci il \u00fczr\u0259 is\u0259 aral\u0131q dividend \u00f6d\u0259ni\u015fl\u0259ri h\u0259yata ke\u00e7irilm\u0259m\u0259lidir.<\/p>\n<p>Bu q\u0259rar may\u0131n 1-d\u0259n q\u00fcvv\u0259y\u0259 minib. Q\u0259rar 2021-ci ilin 1 yanvar\u0131nad\u0259k q\u00fcvv\u0259d\u0259dir.Oxu.Az<\/p>\n","protected":false},"excerpt":{"rendered":"<p>\u201cKoronavirus (COVID-19) pandemiyas\u0131 il\u0259 \u0259laq\u0259dar kredit t\u0259\u015fkilatlar\u0131n\u0131n m\u00fcv\u0259qq\u0259ti t\u0259nziml\u0259m\u0259 Qaydas\u0131\u201d\u00a0t\u0259sdiql\u0259nib. ARANTV.AZ-\u0131n m\u0259lumat\u0131na g\u00f6r\u0259, bununla ba\u011fl\u0131 M\u0259rk\u0259zi Bank\u0131n s\u0259dri Elman R\u00fcst\u0259mov q\u0259rar imzalay\u0131b. Qaydaya \u0259sas\u0259n, kredit faizl\u0259ri subsidiyala\u015fd\u0131r\u0131lan h\u00fcquqi \u015f\u0259xsl\u0259r\u0259 v\u0259 h\u00fcquqi \u015f\u0259xs yaratmadan sahibkarl\u0131q f\u0259aliyy\u0259tini h\u0259yata ke\u00e7ir\u0259n fiziki \u015f\u0259xsl\u0259r\u0259 verilmi\u015f kreditl\u0259rin t\u0259snifat kateqoriyas\u0131 borcalan\u0131n maliyy\u0259 v\u0259ziyy\u0259tind\u0259n as\u0131l\u0131 olmayaraq, subsidiyan\u0131n \u00f6d\u0259nildiyi tarixd\u0259n 30 sentyabr 2020-ci il\u0259d\u0259k pisl\u0259\u015fdirilmir. 2020-ci ilin 1 mart tarixin\u0259 q\u0259na\u0259tb\u0259x\u015f t\u0259snifat kateqoriyas\u0131nda olan v\u0259 Nazirl\u0259r Kabinetinin\u00a0m\u00fcvafiq q\u0259rar\u0131na uy\u011fun olaraq kredit faizl\u0259ri subsidiyala\u015fd\u0131r\u0131lan h\u00fcquqi \u015f\u0259xsl\u0259r\u0259 v\u0259 h\u00fcquqi \u015f\u0259xs yaratmadan sahibkarl\u0131q f\u0259aliyy\u0259tini h\u0259yata ke\u00e7ir\u0259n fiziki \u015f\u0259xsl\u0259r\u0259 verilmi\u015f kreditl\u0259r restrukturizasiya olunduqda&hellip;<\/p>\n","protected":false},"author":2,"featured_media":157954,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"om_disable_all_campaigns":false,"_monsterinsights_skip_tracking":false,"_monsterinsights_sitenote_active":false,"_monsterinsights_sitenote_note":"","_monsterinsights_sitenote_category":0},"categories":[19],"tags":[],"aioseo_notices":[],"gutentor_comment":0,"rttpg_featured_image_url":{"full":["https:\/\/arantv.az\/wp-content\/uploads\/2020\/05\/elman-1.jpg",620,413,false],"landscape":["https:\/\/arantv.az\/wp-content\/uploads\/2020\/05\/elman-1.jpg",620,413,false],"portraits":["https:\/\/arantv.az\/wp-content\/uploads\/2020\/05\/elman-1.jpg",620,413,false],"thumbnail":["https:\/\/arantv.az\/wp-content\/uploads\/2020\/05\/elman-1-150x150.jpg",150,150,true],"medium":["https:\/\/arantv.az\/wp-content\/uploads\/2020\/05\/elman-1-300x200.jpg",300,200,true],"large":["https:\/\/arantv.az\/wp-content\/uploads\/2020\/05\/elman-1.jpg",620,413,false],"1536x1536":["https:\/\/arantv.az\/wp-content\/uploads\/2020\/05\/elman-1.jpg",620,413,false],"2048x2048":["https:\/\/arantv.az\/wp-content\/uploads\/2020\/05\/elman-1.jpg",620,413,false],"post-thumbnail":["https:\/\/arantv.az\/wp-content\/uploads\/2020\/05\/elman-1-240x172.jpg",240,172,true],"advps-thumb-one":["https:\/\/arantv.az\/wp-content\/uploads\/2020\/05\/elman-1.jpg",620,413,false]},"rttpg_author":{"display_name":"V\u00fcsal Rafiqo\u011flu","author_link":"https:\/\/arantv.az\/?author=2"},"rttpg_comment":0,"rttpg_category":"<a href=\"https:\/\/arantv.az\/?cat=19\" rel=\"category\">G\u00fcnd\u0259m<\/a>","rttpg_excerpt":"\u201cKoronavirus (COVID-19) pandemiyas\u0131 il\u0259 \u0259laq\u0259dar kredit t\u0259\u015fkilatlar\u0131n\u0131n m\u00fcv\u0259qq\u0259ti t\u0259nziml\u0259m\u0259 Qaydas\u0131\u201d\u00a0t\u0259sdiql\u0259nib. ARANTV.AZ-\u0131n m\u0259lumat\u0131na g\u00f6r\u0259, bununla ba\u011fl\u0131 M\u0259rk\u0259zi Bank\u0131n s\u0259dri Elman R\u00fcst\u0259mov q\u0259rar imzalay\u0131b. Qaydaya \u0259sas\u0259n, kredit faizl\u0259ri subsidiyala\u015fd\u0131r\u0131lan h\u00fcquqi \u015f\u0259xsl\u0259r\u0259 v\u0259 h\u00fcquqi \u015f\u0259xs yaratmadan sahibkarl\u0131q f\u0259aliyy\u0259tini h\u0259yata ke\u00e7ir\u0259n fiziki \u015f\u0259xsl\u0259r\u0259 verilmi\u015f kreditl\u0259rin t\u0259snifat kateqoriyas\u0131 borcalan\u0131n maliyy\u0259 v\u0259ziyy\u0259tind\u0259n as\u0131l\u0131 olmayaraq, subsidiyan\u0131n \u00f6d\u0259nildiyi tarixd\u0259n 30 sentyabr 2020-ci il\u0259d\u0259k&hellip;","_links":{"self":[{"href":"https:\/\/arantv.az\/index.php?rest_route=\/wp\/v2\/posts\/157953"}],"collection":[{"href":"https:\/\/arantv.az\/index.php?rest_route=\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/arantv.az\/index.php?rest_route=\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/arantv.az\/index.php?rest_route=\/wp\/v2\/users\/2"}],"replies":[{"embeddable":true,"href":"https:\/\/arantv.az\/index.php?rest_route=%2Fwp%2Fv2%2Fcomments&post=157953"}],"version-history":[{"count":0,"href":"https:\/\/arantv.az\/index.php?rest_route=\/wp\/v2\/posts\/157953\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/arantv.az\/index.php?rest_route=\/wp\/v2\/media\/157954"}],"wp:attachment":[{"href":"https:\/\/arantv.az\/index.php?rest_route=%2Fwp%2Fv2%2Fmedia&parent=157953"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/arantv.az\/index.php?rest_route=%2Fwp%2Fv2%2Fcategories&post=157953"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/arantv.az\/index.php?rest_route=%2Fwp%2Fv2%2Ftags&post=157953"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}