{"id":179893,"date":"2020-06-16T09:45:08","date_gmt":"2020-06-16T06:45:08","guid":{"rendered":"http:\/\/arantv.az\/?p=179893"},"modified":"2020-06-16T09:45:08","modified_gmt":"2020-06-16T06:45:08","slug":"az%c9%99rbaycanda-banklar-kredit-guz%c9%99stl%c9%99rin%c9%99-basladi-siyahi","status":"publish","type":"post","link":"https:\/\/arantv.az\/?p=179893","title":{"rendered":"Az\u0259rbaycanda banklar kredit g\u00fcz\u0259\u015ftl\u0259rin\u0259 ba\u015flad\u0131 – S\u0130YAHI"},"content":{"rendered":"

Az\u0259rbaycan Az\u0259rbaycan Mikromaliyy\u0259 Assosiasiyas\u0131n\u0131n (AMFA) \u00fczv\u00fc olan kredit t\u0259\u015fkilatlar\u0131 koronavirus pandemiyas\u0131n\u0131n n\u0259tic\u0259l\u0259rind\u0259n z\u0259r\u0259r \u00e7\u0259k\u0259n m\u00fc\u015ft\u0259ril\u0259rin\u0259 g\u00fcz\u0259\u015ftl\u0259r\u0259 ba\u015flay\u0131blar.<\/strong><\/p>\n

ARANTV.AZ\u00a0<\/strong> x\u0259b\u0259r verir ki, AMFA-dan qazet.az-a veril\u0259n m\u0259lumata g\u00f6r\u0259, g\u00fcz\u0259\u015ftl\u0259r Assosiyan\u0131n \u00fczv\u00fc olan bank v\u0259 bank olmayan kredit t\u0259\u015fkilatlar\u0131 (BOKT) t\u0259r\u0259find\u0259n t\u0259qdim edilir.<\/p>\n

Buraya gecikdiril\u0259n kreditl\u0259r\u0259 g\u00f6r\u0259 c\u0259rim\u0259 faizl\u0259rinin hesablanmamas\u0131, kreditl\u0259rin restrukturizasiyas\u0131, el\u0259c\u0259 d\u0259 dig\u0259r xidm\u0259tl\u0259r \u00fczr\u0259 g\u00fcz\u0259\u015ftl\u0259r\u00a0 aiddir.<\/p>\n

“\u0130cra\u00e7\u0131 Kredit Agentliyi” BOKT<\/strong><\/p>\n

“\u0130cra\u00e7\u0131 Kredit Agentliyi” MMC BOKT Covid -19 pandemiyas\u0131 d\u00f6vr\u00fcnd\u0259 kredit \u00f6hd\u0259likl\u0259rind\u0259 gecikm\u0259l\u0259r yaranm\u0131\u015f m\u00fc\u015ft\u0259ril\u0259r\u0259\u00a0gecikmi\u015f kredit \u00fczr\u0259 c\u0259rim\u0259 faizl\u0259rinin hesablanmas\u0131n\u0131 dayand\u0131r\u0131b. “M\u00fc\u015ft\u0259ril\u0259rin m\u00fcraci\u0259tl\u0259rind\u0259n as\u0131l\u0131 olaraq kredit m\u00fcqavil\u0259si \u00fczr\u0259 \u00f6d\u0259ni\u015fl\u0259r\u0259 g\u00fcz\u0259\u015ft m\u00fcdd\u0259tl\u0259ri t\u0259tbiq olunmaqla, m\u00fcqavil\u0259nin m\u00fcdd\u0259ti\u00a0uzad\u0131laraq yenid\u0259n restrukturizasiya olunmu\u015fdur”, – dey\u0259 BOKT-dan bildirilir.<\/p>\n

El\u0259c\u0259 d\u0259, Az\u0259rbaycan M\u0259rk\u0259zi Bank\u0131n\u0131n (AMB) tap\u015f\u0131r\u0131qlar\u0131na uy\u011fun olaraq kredit \u00f6hd\u0259likl\u0259rinin gecikdirlm\u0259si hal\u0131nda 01 mart 2020-ci il tarixind\u0259n 30 sentyabr 2020-ci il tarixin\u0259d\u0259k olan d\u00f6vr \u00fczr\u0259 \u0259lav\u0259 c\u0259rim\u0259 faizi, d\u0259bb\u0259 pulu v\u0259 dig\u0259r c\u0259rim\u0259l\u0259r hesablanm\u0131r, 01 mart 2020-ci tarixin\u0259 keyfiyy\u0259ti q\u0259na\u0259tb\u0259x\u015f olan v\u0259 pandemiya il\u0259 \u0259laq\u0259dar kredit borcunu gecikdir\u0259n borcalanlar \u00fczr\u0259 neqativ m\u0259lumatlar 30 sentyabr 2020-ci il tarixin\u0259d\u0259k Kredit B\u00fcrosuna x\u00fcsusi qeydl\u0259 t\u0259qdim edilir. “Qar\u015f\u0131dan g\u0259l\u0259n m\u00fcdd\u0259td\u0259 d\u0259 m\u00fc\u015ft\u0259ril\u0259rin m\u00fcraci\u0259ti \u0259sas\u0131nda m\u00fcmk\u00fcn olacaq g\u00fcz\u0259\u015ftl\u0259rin edilm\u0259si n\u0259z\u0259rd\u0259 tutulur” – BOKT-un a\u00e7\u0131qlamas\u0131nda bildirilir.<\/p>\n

“TBC Kredit” BOKT<\/strong><\/p>\n

“TBC Kredit BOKT” MMC pandemiyadan z\u0259r\u0259r \u00e7\u0259kmi\u015f b\u00fct\u00fcn m\u00fc\u015ft\u0259ril\u0259r\u0259 mart ay\u0131n\u0131n 1-d\u0259n 30 sentyabra g\u0259d\u0259r g\u00fcz\u0259\u015ft t\u0259tbiq edib. H\u0259min kreditl\u0259r \u00fczr\u0259 c\u0259rim\u0259 faizl\u0259rinin hesablanmas\u0131 dayand\u0131r\u0131l\u0131b.\u00a0AMFA-dan veril\u0259n m\u0259lumata g\u00f6r\u0259, indiy\u0259d\u0259k “TBC Kredit BOKT” 51 m\u00fc\u015ft\u0259rinin \u00fcmumi m\u0259bl\u0259\u011fi 538 113 manat olan kreditini restrukturizasiya edib.<\/p>\n

“Kred Agro” BOKT<\/strong><\/p>\n

“Kred Agro” BOKT Az\u0259rbaycan M\u0259rk\u0259zi Bank\u0131n\u0131n t\u00f6vsiy\u0259l\u0259rini nezere alinmaqla \u00f6z m\u00fc\u015ft\u0259ril\u0259rin\u0259 sentyabr\u0131n 30-dak olan m\u00fcdd\u0259td\u0259 bir s\u0131ra g\u00fcz\u0259\u015ftl\u0259r\u0259 ba\u015flay\u0131b. AMFA-n\u0131n m\u0259lumat\u0131na \u0259sas\u0259n, “Kred Agro” n\u00f6vb\u0259ti g\u00fcz\u0259\u015ftl\u0259ri t\u0259qdim edir: 1) 01\/03\/2020 ci il tarix\u0259 q\u0259na\u0259tb\u0259x\u015f olan (30 gund\u0259n cox gecikm\u0259si olmayan kreditl\u0259r \u00fczr\u0259) kreditl\u0259r \u00fczr\u0259 gecim\u0259 il\u0259 edil\u0259n \u00f6d\u0259ni\u015fl\u0259r zaman\u0131 he\u015f bir c\u0259rim\u0259 t\u0259tbiq edilmir; 2) c\u0259riml\u0259r silinm\u0259kl\u0259, 1-3 ay m\u00fcdd\u0259tin\u0259 \u0259sas borc \u00fczr\u0259 g\u00fcz\u0259\u015ftin t\u0259tbiq edilm\u0259si il\u0259 restrukturizasiya; 3) c\u0259riml\u0259r silinm\u0259kl\u0259, kreditin \u0259sas borc \u00fczr\u0259 m\u0259bl\u0259gind\u0259n as\u0131l\u0131 olaraq ayl\u0131q \u00f6d\u0259ni\u015fin a\u015fa\u011f\u0131 sal\u0131nmas\u0131 m\u0259qs\u0259dil\u0259 m\u00fcdd\u0259tin uzad\u0131lmas\u0131 il\u0259 restrukturizasiya. Bu zaman m\u0259bl\u0259\u011fi 500 manatad\u0259k olan kreditl\u0259rin m\u00fcdd\u0259ti 3 aya kimi, 500-3000 manat kreditl\u0259rin m\u00fcdd\u0259ti 6 aya kimi, m\u0259bl\u0259\u011fi 3 000 manatdan art\u0131q olan kreditl\u0259rin m\u00fcdd\u0259ti 12 aya kimi uzad\u0131la bil\u0259r.<\/p>\n

“Viator Mikrokredit” BOKT<\/strong><\/p>\n

Pandemiya d\u00f6vr\u00fcn\u00fcn ba\u015flamas\u0131ndan etibar\u0259n “Viator Mikrokredit” BOKT \u00f6d\u0259ni\u015fl\u0259ri gecikdir\u0259n m\u00fc\u015ft\u0259ril\u0259r\u0259 c\u0259rim\u0259nin hesablanmas\u0131n\u0131 dayand\u0131r\u0131b. Eyni zamanda BOKT \u0259m\u0259liyyatlar \u00fczr\u0259 i\u015f\u00e7il\u0259rin \u0259m\u0259k haqq\u0131na gecikm\u0259l\u0259rin t\u0259sir \u0259msal\u0131n\u0131n t\u0259tbiqini dayand\u0131r\u0131b.\u00a0 \u0130yun ay\u0131ndan etibar\u0259n is\u0259 “Viator Mikrokredit” BOKT biznesind\u0259 probleml\u0259r yaranan m\u00fc\u015ft\u0259ril\u0259rin kreditl\u0259rini restruktizasiya etm\u0259k \u00fc\u00e7\u00fcn onlar\u0131 t\u0259\u015fkilata d\u0259v\u0259t ed\u0259c\u0259k. K\u0259nd t\u0259s\u0259rr\u00fcfat\u0131 il\u0259 m\u0259\u015f\u011ful olanlara is\u0259 g\u00fcz\u0259\u015ft d\u00f6vr\u00fc t\u0259klif olunacaq.<\/p>\n

“Bank of Baku” ASC<\/strong><\/p>\n

Covid-19 pandemiyas\u0131 d\u00f6vr\u00fcnd\u0259, y\u0259ni\u00a0 mart-aprel-may aylar\u0131nda “Bank of Baku” ASC b\u00fct\u00fcn mikro v\u0259 KOS m\u00fc\u015ft\u0259ril\u0259rini diqq\u0259td\u0259 saxlay\u0131b. “Bu aylar \u0259rzind\u0259 kreditl\u0259\u015fm\u0259 dayand\u0131r\u0131lmay\u0131b, 400-d\u0259n \u00e7ox sahibkara 4 mln manata yax\u0131n kreditl\u0259r verilib” – bankdan bildirilir.<\/p>\n

H\u0259m\u00e7inin, 1 mart tarixind\u0259n indiy\u0259d\u0259k hesablanm\u0131\u015f v\u0259 \u00f6d\u0259nilmi\u015f b\u00fct\u00fcn c\u0259rim\u0259l\u0259r silinib, m\u00fc\u015ft\u0259ril\u0259r\u0259 g\u00fcz\u0259\u015ft m\u00fcdd\u0259tl\u0259ri verilib. Kreditl\u0259rin restrukturizasiyas\u0131 m\u00fc\u015ft\u0259ril\u0259rin ist\u0259kl\u0259rin\u0259 uy\u011fun olaraq haz\u0131rda da davam etdirilir. Haz\u0131rda kreditl\u0259\u015fm\u0259 sahibkarl\u0131\u011f\u0131n b\u00fct\u00fcn sah\u0259l\u0259rini \u0259hat\u0259 edir.<\/p>\n

“\u0130deal Kredit” BOKT<\/strong><\/p>\n

BOKT “\u0130deal Kredit” MMC 1 mart 2020-ci il tarixd\u0259n etibar\u0259n \u00f6z m\u00fc\u015ft\u0259ril\u0259rin\u0259 d\u0259st\u0259k olmaq m\u0259qs\u0259dil\u0259 bir \u00e7ox g\u00fcz\u0259\u015ftl\u0259r t\u0259tbiq etm\u0259kd\u0259dir. Bel\u0259 ki, Az\u0259rbaycan M\u0259rk\u0259zi Bank\u0131n\u0131n (AMB) \u0130dar\u0259 Hey\u0259tinin 23.04.2020-ci il tarixli, 16 sayl\u0131 q\u0259rar\u0131 il\u0259 \u0259laq\u0259dar olaraq 1 mart 2020-ci il tarixin\u0259 keyfiyy\u0259ti q\u0259na\u0259tb\u0259x\u015f olan v\u0259 pandemiya il\u0259 \u0259laq\u0259dar kredit borcunu gecikdir\u0259n borcalanlar \u00fczr\u0259 neqativ m\u0259lumatlar\u0131n 30 sentyabr 2020-ci il tarixin\u0259d\u0259k Az\u0259rbaycan Kredit B\u00fcrosuna x\u00fcsusi qeydl\u0259 t\u0259qdim olunmas\u0131 t\u0259tbiq edilib. H\u0259m\u00e7inin 1 mart 2020-ci il tarixd\u0259n etibar\u0259n Pandemiyan\u0131n iqtisadi f\u0259all\u0131\u011fa t\u0259sirl\u0259rini n\u0259z\u0259r\u0259 alaraq kredit borcunu gecikdir\u0259n borcalanlar\u0131n c\u0259rim\u0259 borclar\u0131 silinib v\u0259 ba\u011f\u0131\u015flan\u0131b. Bundan \u0259lav\u0259, g\u0259lirl\u0259rinin azalmas\u0131 s\u0259b\u0259bind\u0259n ayl\u0131q kredit \u00f6d\u0259ni\u015fl\u0259rini \u00f6d\u0259m\u0259kd\u0259 \u00e7\u0259tinlik \u00e7\u0259k\u0259n borcalanlarla dan\u0131\u015f\u0131qlar apar\u0131laraq onlardan 30 n\u0259f\u0259rd\u0259n \u00e7oxunun kredit borclar\u0131n\u0131n (\u00fcmumi m\u0259bl\u0259\u011f 200 min manatdan art\u0131q m\u0259bl\u0259\u011fd\u0259) restrukturizasiya edilm\u0259sin\u0259 raz\u0131l\u0131q verilib. Eyni zamanda 10-larla borcalanlara ayl\u0131q \u00f6d\u0259ni\u015fl\u0259rini h\u0259yata ke\u00e7irm\u0259l\u0259ri \u00fc\u00e7\u00fcn \u0259lav\u0259 m\u00f6hl\u0259t g\u00fcnl\u0259ri veril\u0131b. “Qeyd edil\u0259n d\u0259st\u0259k v\u0259 g\u00fcz\u0259\u015ft prosesl\u0259ri yekunla\u015fmay\u0131b, haz\u0131rda da h\u0259yata ke\u00e7irilm\u0259kd\u0259dir”-dey\u0259 BOKT-dan bildirilib.<\/p>\n

BOKT “Finoko” ASC<\/strong><\/p>\n

Az\u0259rbaycan Mikromaliyy\u0259 Assosiasiyas\u0131n\u0131n (AMFA) \u00fczv\u00fc olan apar\u0131c\u0131 mikromaliyy\u0259 t\u0259\u015fkilatlar\u0131ndan biri,\u00a0 BOKT “Finoko” ASC d\u0259 pandemiya il\u0259 \u0259laq\u0259dar olaraq m\u00fc\u015ft\u0259ril\u0259rin\u0259 g\u00fcz\u0259\u015ftl\u0259rin t\u0259tbiqin\u0259 ba\u015flay\u0131b. AMFA bildirir ki, BOKT indiy\u0259d\u0259k 90 istehlak v\u0259 34 da\u015f\u0131nmaz \u0259mlak kreditinin restrukturizasiyas\u0131n\u0131 h\u0259yata ke\u00e7irib. Restrukturizasiya edil\u0259n istehlak kreditl\u0259rinin m\u0259bl\u0259\u011fi 196,8 min manat, da\u015f\u0131nmaz \u0259mlak kreditl\u0259ri is\u0259 905,3 min manat t\u0259\u015fkil edir.<\/p>\n","protected":false},"excerpt":{"rendered":"

Az\u0259rbaycan Az\u0259rbaycan Mikromaliyy\u0259 Assosiasiyas\u0131n\u0131n (AMFA) \u00fczv\u00fc olan kredit t\u0259\u015fkilatlar\u0131 koronavirus pandemiyas\u0131n\u0131n n\u0259tic\u0259l\u0259rind\u0259n z\u0259r\u0259r \u00e7\u0259k\u0259n m\u00fc\u015ft\u0259ril\u0259rin\u0259 g\u00fcz\u0259\u015ftl\u0259r\u0259 ba\u015flay\u0131blar. ARANTV.AZ\u00a0 x\u0259b\u0259r verir ki, AMFA-dan qazet.az-a veril\u0259n m\u0259lumata g\u00f6r\u0259, g\u00fcz\u0259\u015ftl\u0259r Assosiyan\u0131n \u00fczv\u00fc olan bank v\u0259 bank olmayan kredit t\u0259\u015fkilatlar\u0131 (BOKT) t\u0259r\u0259find\u0259n t\u0259qdim edilir. Buraya gecikdiril\u0259n kreditl\u0259r\u0259 g\u00f6r\u0259 c\u0259rim\u0259 faizl\u0259rinin hesablanmamas\u0131, kreditl\u0259rin restrukturizasiyas\u0131, el\u0259c\u0259 d\u0259 dig\u0259r xidm\u0259tl\u0259r \u00fczr\u0259 g\u00fcz\u0259\u015ftl\u0259r\u00a0 aiddir. “\u0130cra\u00e7\u0131 Kredit Agentliyi” BOKT “\u0130cra\u00e7\u0131 Kredit Agentliyi” MMC BOKT Covid -19 pandemiyas\u0131 d\u00f6vr\u00fcnd\u0259 kredit \u00f6hd\u0259likl\u0259rind\u0259 gecikm\u0259l\u0259r yaranm\u0131\u015f m\u00fc\u015ft\u0259ril\u0259r\u0259\u00a0gecikmi\u015f kredit \u00fczr\u0259 c\u0259rim\u0259 faizl\u0259rinin hesablanmas\u0131n\u0131 dayand\u0131r\u0131b. “M\u00fc\u015ft\u0259ril\u0259rin m\u00fcraci\u0259tl\u0259rind\u0259n as\u0131l\u0131 olaraq kredit m\u00fcqavil\u0259si \u00fczr\u0259 \u00f6d\u0259ni\u015fl\u0259r\u0259 g\u00fcz\u0259\u015ft m\u00fcdd\u0259tl\u0259ri…<\/p>\n","protected":false},"author":2,"featured_media":179894,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"om_disable_all_campaigns":false,"_monsterinsights_skip_tracking":false,"_monsterinsights_sitenote_active":false,"_monsterinsights_sitenote_note":"","_monsterinsights_sitenote_category":0},"categories":[19],"tags":[],"aioseo_notices":[],"gutentor_comment":0,"rttpg_featured_image_url":{"full":["https:\/\/arantv.az\/wp-content\/uploads\/2020\/06\/valyuta_manat_0254-2.jpg",800,600,false],"landscape":["https:\/\/arantv.az\/wp-content\/uploads\/2020\/06\/valyuta_manat_0254-2.jpg",800,600,false],"portraits":["https:\/\/arantv.az\/wp-content\/uploads\/2020\/06\/valyuta_manat_0254-2.jpg",800,600,false],"thumbnail":["https:\/\/arantv.az\/wp-content\/uploads\/2020\/06\/valyuta_manat_0254-2-150x150.jpg",150,150,true],"medium":["https:\/\/arantv.az\/wp-content\/uploads\/2020\/06\/valyuta_manat_0254-2-300x225.jpg",300,225,true],"large":["https:\/\/arantv.az\/wp-content\/uploads\/2020\/06\/valyuta_manat_0254-2.jpg",640,480,false],"1536x1536":["https:\/\/arantv.az\/wp-content\/uploads\/2020\/06\/valyuta_manat_0254-2.jpg",800,600,false],"2048x2048":["https:\/\/arantv.az\/wp-content\/uploads\/2020\/06\/valyuta_manat_0254-2.jpg",800,600,false],"post-thumbnail":["https:\/\/arantv.az\/wp-content\/uploads\/2020\/06\/valyuta_manat_0254-2-240x172.jpg",240,172,true],"advps-thumb-one":["https:\/\/arantv.az\/wp-content\/uploads\/2020\/06\/valyuta_manat_0254-2.jpg",800,600,false]},"rttpg_author":{"display_name":"V\u00fcsal Rafiqo\u011flu","author_link":"https:\/\/arantv.az\/?author=2"},"rttpg_comment":0,"rttpg_category":"G\u00fcnd\u0259m<\/a>","rttpg_excerpt":"Az\u0259rbaycan Az\u0259rbaycan Mikromaliyy\u0259 Assosiasiyas\u0131n\u0131n (AMFA) \u00fczv\u00fc olan kredit t\u0259\u015fkilatlar\u0131 koronavirus pandemiyas\u0131n\u0131n n\u0259tic\u0259l\u0259rind\u0259n z\u0259r\u0259r \u00e7\u0259k\u0259n m\u00fc\u015ft\u0259ril\u0259rin\u0259 g\u00fcz\u0259\u015ftl\u0259r\u0259 ba\u015flay\u0131blar. ARANTV.AZ\u00a0 x\u0259b\u0259r verir ki, AMFA-dan qazet.az-a veril\u0259n m\u0259lumata g\u00f6r\u0259, g\u00fcz\u0259\u015ftl\u0259r Assosiyan\u0131n \u00fczv\u00fc olan bank v\u0259 bank olmayan kredit t\u0259\u015fkilatlar\u0131 (BOKT) t\u0259r\u0259find\u0259n t\u0259qdim edilir. Buraya gecikdiril\u0259n kreditl\u0259r\u0259 g\u00f6r\u0259 c\u0259rim\u0259 faizl\u0259rinin hesablanmamas\u0131, kreditl\u0259rin restrukturizasiyas\u0131, el\u0259c\u0259 d\u0259 dig\u0259r xidm\u0259tl\u0259r \u00fczr\u0259 g\u00fcz\u0259\u015ftl\u0259r\u00a0…","_links":{"self":[{"href":"https:\/\/arantv.az\/index.php?rest_route=\/wp\/v2\/posts\/179893"}],"collection":[{"href":"https:\/\/arantv.az\/index.php?rest_route=\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/arantv.az\/index.php?rest_route=\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/arantv.az\/index.php?rest_route=\/wp\/v2\/users\/2"}],"replies":[{"embeddable":true,"href":"https:\/\/arantv.az\/index.php?rest_route=%2Fwp%2Fv2%2Fcomments&post=179893"}],"version-history":[{"count":0,"href":"https:\/\/arantv.az\/index.php?rest_route=\/wp\/v2\/posts\/179893\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/arantv.az\/index.php?rest_route=\/wp\/v2\/media\/179894"}],"wp:attachment":[{"href":"https:\/\/arantv.az\/index.php?rest_route=%2Fwp%2Fv2%2Fmedia&parent=179893"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/arantv.az\/index.php?rest_route=%2Fwp%2Fv2%2Fcategories&post=179893"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/arantv.az\/index.php?rest_route=%2Fwp%2Fv2%2Ftags&post=179893"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}