{"id":187450,"date":"2020-07-03T15:42:23","date_gmt":"2020-07-03T12:42:23","guid":{"rendered":"http:\/\/arantv.az\/?p=187450"},"modified":"2020-07-03T15:42:23","modified_gmt":"2020-07-03T12:42:23","slug":"elektron-kredit-platformasi-guz%c9%99stli-kreditl%c9%99r%c9%99-cixisi-asanlasdiracaq-t%c9%99hlil","status":"publish","type":"post","link":"https:\/\/arantv.az\/?p=187450","title":{"rendered":"Elektron kredit platformas\u0131 g\u00fcz\u0259\u015ftli kreditl\u0259r\u0259 \u00e7\u0131x\u0131\u015f\u0131 asanla\u015fd\u0131racaq \u2013 T\u018fHL\u0130L"},"content":{"rendered":"<p>Qlobal COVID-19 pandemiyas\u0131 ba\u015flayandan Az\u0259rbaycanda koronavirus epidemiyas\u0131 v\u0259 neftin qiym\u0259tinin d\u00fc\u015fm\u0259si il\u0259 \u0259laq\u0259dar olaraq, biznes\u0259 v\u0259 ictimaiyy\u0259t\u0259 d\u0259st\u0259k, eyni zamanda, Az\u0259rbaycan iqtisadiyyat\u0131 \u00fc\u00e7\u00fcn m\u0259nfi n\u0259tic\u0259l\u0259rin minimuma endirilm\u0259si istiqam\u0259tind\u0259 bir s\u0131ra proqramlar h\u0259yata ke\u00e7irilib.<\/p>\n<p>Biznes\u0259 d\u0259st\u0259k \u00fczr\u0259 d\u00f6vl\u0259t siyas\u0259tinin apar\u0131c\u0131 moderatoru \u0130qtisadiyyat Nazirliyi v\u0259 onun t\u0259rkibind\u0259 f\u0259aliyy\u0259t g\u00f6st\u0259r\u0259n Sahibkarl\u0131\u011f\u0131n \u0130nki\u015faf\u0131 Fondudur (S\u0130F). Bu i\u015fi optimalla\u015fd\u0131rmaq v\u0259 sahibkarlar\u0131n borc v\u0259saitl\u0259rin\u0259 \u00e7\u0131x\u0131\u015f\u0131n\u0131 asanla\u015fd\u0131rmaq \u00fc\u00e7\u00fcn \u0130qtisadiyyat Nazirliyi yeni virtual vasit\u0259 &#8211; Elektron Kredit Platformas\u0131n\u0131 t\u0259tbiq edib.<\/p>\n<p>Az\u0259rbaycanda \u00f6t\u0259n \u00fc\u00e7 aydan \u00e7ox m\u00fcdd\u0259td\u0259 davam ed\u0259n karantin t\u0259dbirl\u0259ri n\u0259tic\u0259sind\u0259 h\u00f6kum\u0259t v\u0259t\u0259nda\u015flar\u0131n sa\u011flaml\u0131\u011f\u0131n\u0131 t\u0259min etm\u0259k \u00fc\u00e7\u00fcn \u00f6lk\u0259d\u0259 iqtisadi f\u0259aliyy\u0259ti\u00a0m\u0259qs\u0259dy\u00f6nl\u00fc \u015f\u0259kild\u0259 azaltma\u011fa m\u0259cbur oldu. \u0130qtisadiyyata d\u0259y\u0259n ziyan\u0131 minimuma endirm\u0259k \u00fc\u00e7\u00fcn koronavirus pandemiyas\u0131 il\u0259 \u0259laq\u0259dar t\u0259tbiq olunan karantin m\u0259hdudiyy\u0259tl\u0259rind\u0259n \u0259n \u00e7ox t\u0259sirl\u0259n\u0259n, qeyri-neft sektorunun 20 f\u0259aliyy\u0259t istiqam\u0259ti \u00fczr\u0259 sahibkarlara d\u0259st\u0259k verilm\u0259si q\u0259rara al\u0131n\u0131b. \u00dcmumilikd\u0259, h\u00f6kum\u0259t doqquz biznes\u0259 d\u0259st\u0259k proqram\u0131n\u0131 h\u0259yata ke\u00e7irm\u0259k v\u0259 itkil\u0259rinin bir hiss\u0259sini \u00f6d\u0259m\u0259k \u00fc\u00e7\u00fcn 2,5 milyard manat ay\u0131r\u0131b. X\u00fcsusil\u0259, iyun ay\u0131n\u0131n sonunda 129 mind\u0259n \u00e7ox sahibkar\u0131n bank hesablar\u0131na 155 milyon manatdan \u00e7ox kompensasiya v\u0259 dig\u0259r yard\u0131mlar k\u00f6\u00e7\u00fcr\u00fcl\u00fcb.<\/p>\n<div id=\"AdviadNativeVideo0\" class=\"AdviadNativeVideo\"><\/div>\n<p>Eyni zamanda, pandemiyan\u0131n milli iqtisadiyyata m\u0259nfi t\u0259sirini aradan qald\u0131rma\u011fa y\u00f6n\u0259lmi\u015f d\u00f6vl\u0259t proqramlar\u0131 \u00e7\u0259r\u00e7iv\u0259sind\u0259 m\u00fc\u0259ssis\u0259l\u0259r\u0259 g\u00fcz\u0259\u015ftli kredit verm\u0259k imkanlar\u0131 geni\u015fl\u0259ndirilib. Ayr\u0131lan v\u0259saitin b\u00f6y\u00fck hiss\u0259si S\u0130F strukturu vasit\u0259sil\u0259 paylan\u0131r, bu prosesl\u0259ri optimalla\u015fd\u0131rmaq v\u0259 sad\u0259l\u0259\u015fdirm\u0259k \u00fc\u00e7\u00fcn \u0130qtisadiyyat Nazirliyi Elektron Kredit Platformas\u0131 (www.e-edf.gov.az) haz\u0131rlay\u0131b.<\/p>\n<p>Elektron platforma sahibkarlara q\u0131sa m\u00fcdd\u0259td\u0259 v\u0259 he\u00e7 bir \u0259lav\u0259 x\u0259rc olmadan d\u00f6vl\u0259t z\u0259man\u0259ti il\u0259 kredidl\u0259rin \u0259ld\u0259 edilm\u0259si v\u0259 kredit subsidiyalar\u0131na \u00e7\u0131x\u0131\u015f imkan\u0131 yaradacaq. B\u0259nz\u0259r platformalar AB\u015e-da, Avropada v\u0259 d\u00fcnyan\u0131n bir s\u0131ra dig\u0259r inki\u015faf etmi\u015f \u00f6lk\u0259l\u0259rind\u0259 haz\u0131rlan\u0131b, istifad\u0259 edilir v\u0259 Az\u0259rbaycan postsovet d\u00f6vl\u0259tl\u0259ri aras\u0131nda bu effektli vasit\u0259ni operativ t\u0259tbiq ed\u0259n ilk \u00f6lk\u0259l\u0259rd\u0259ndir.<\/p>\n<p>Yeni elektron resursun t\u0259qdimat\u0131 zaman\u0131 Az\u0259rbaycan\u0131n \u0130qtisadiyyat naziri Mikay\u0131l Cabbarov qeyd edib ki, platforman\u0131n yarad\u0131lmas\u0131 sahibkarlar\u0131n borc v\u0259saitl\u0259rin\u0259 \u00e7\u0131x\u0131\u015f imkanlar\u0131n\u0131 daha da asanla\u015fd\u0131racaq, eyni zamanda\u00a0kredit m\u00fcraci\u0259tl\u0259rin\u0259 bax\u0131lmas\u0131 v\u0259 q\u0259bul edilm\u0259si, kredit t\u0259\u015fkilatlar\u0131 t\u0259r\u0259find\u0259n z\u0259ruri t\u0259hlill\u0259rin apar\u0131lmas\u0131 prosesi \u0259h\u0259miyy\u0259tli d\u0259r\u0259c\u0259d\u0259 s\u00fcr\u0259tl\u0259n\u0259c\u0259k.<\/p>\n<p>Onlayn platforma vasit\u0259sil\u0259 sahibkar\u0131n \u0259riz\u0259 t\u0259qdim etm\u0259sind\u0259n sonra kredit x\u0259tti a\u00e7ma icaz\u0259si h\u0259m Fond, h\u0259m d\u0259 m\u00fcv\u0259kkil kredit t\u0259\u015fkilat\u0131 (agent bank) t\u0259r\u0259find\u0259n n\u0259z\u0259rd\u0259n ke\u00e7iril\u0259c\u0259k.<\/p>\n<p>Bu add\u0131m \u015f\u0259ffafl\u0131q s\u0259viyy\u0259sini art\u0131rmaqla yana\u015f\u0131, m\u00fcraci\u0259tl\u0259r\u0259 bax\u0131lma m\u00fcdd\u0259tini 10 g\u00fcn\u0259 q\u0259d\u0259r azaldacaq, eyni zamanda, borc alana \u015f\u0259xsi hesab vasit\u0259sil\u0259 m\u00fcraci\u0259tl\u0259r\u0259 bax\u0131lma prosesini izl\u0259m\u0259k imkan\u0131 ver\u0259c\u0259k. Y\u0259ni platformadan istifad\u0259 sahibkarlara tez-tez kredit\u0259 c\u0259lb etm\u0259kd\u0259n imtina s\u0259b\u0259bi olan m\u00fcraci\u0259tl\u0259rin uzun m\u00fcdd\u0259t i\u015fl\u0259nm\u0259si problemini h\u0259ll etm\u0259y\u0259 imkan ver\u0259c\u0259k.<\/p>\n<p>Elektron Kredit Platformas\u0131ndan istifad\u0259 mexanizmi son d\u0259r\u0259c\u0259 sad\u0259 v\u0259 i\u015fl\u0259kdir. Elektron resurs vasit\u0259sil\u0259 \u0259riz\u0259 verm\u0259 prosesind\u0259 sahibkar\u0131n f\u0259aliyy\u0259t sah\u0259sinin pandemiyadan t\u0259sirl\u0259n\u0259n iqtisadi f\u0259aliyy\u0259t n\u00f6vl\u0259ri il\u0259 \u0259laq\u0259li olub olmad\u0131\u011f\u0131 avtomatik olaraq m\u00fc\u0259yy\u0259nl\u0259\u015fdirilir. Bu sah\u0259l\u0259r\u0259, x\u00fcsus\u0259n\u00a0ia\u015f\u0259 sektoru, idman v\u0259 s\u0259hiyy\u0259 m\u00fc\u0259ssis\u0259l\u0259ri, b\u0259rb\u0259rxanalar v\u0259 g\u00f6z\u0259llik salonlar\u0131, turizm agentlikl\u0259ri, hotell\u0259r, istirah\u0259t zonalar\u0131, bir s\u0131ra s\u0259naye sah\u0259l\u0259ri, topdan v\u0259 p\u0259rak\u0259nd\u0259 ticar\u0259t obyektl\u0259ri (qida v\u0259 tibbi m\u0259hsullar istisna olmaqla), t\u0259hsil m\u0259rk\u0259zl\u0259ri, \u0259yl\u0259nc\u0259 m\u0259kanlar\u0131 v\u0259 s. aiddir.<\/p>\n<p>F\u0259aliyy\u0259t n\u00f6v\u00fc t\u0259sdiql\u0259ndikd\u0259n sonra d\u00f6vl\u0259t z\u0259man\u0259ti il\u0259 kredit almaq ist\u0259y\u0259n sahibkar kredit platformas\u0131n\u0131n veb-sayt\u0131nda laz\u0131mi m\u0259lumatlar\u0131 daxil edir, s\u0259lahiyy\u0259tli kredit t\u0259\u015fkilat\u0131n\u0131 se\u00e7ir v\u0259 i\u015f plan\u0131na uy\u011fun olaraq, kredit m\u0259bl\u0259\u011fini g\u00f6st\u0259r\u0259r\u0259k m\u00fcraci\u0259tini t\u0259sdiql\u0259yir. Sahibkarl\u0131q subyektinin 200 min manata q\u0259d\u0259r t\u0259cili kreditl\u0259 ba\u011fl\u0131 m\u00fcraci\u0259tin\u0259 yeddi i\u015f g\u00fcn\u00fc, adi kredit \u00fczr\u0259 m\u00fcraci\u0259tin\u0259 10 i\u015f g\u00fcn\u00fc m\u00fcdd\u0259tind\u0259 bax\u0131l\u0131r (kreditin maksimal m\u0259bl\u0259\u011fi &#8211; 3 milyon manatd\u0131r).<\/p>\n<p>F\u0259aliyy\u0259ti pandemiyadan t\u0259sirl\u0259n\u0259n sah\u0259l\u0259rl\u0259 \u0259laq\u0259li olan sahibkarl\u0131q subyektinin kreditd\u0259n imtina edil\u0259c\u0259yi t\u0259qdird\u0259, t\u0259tbiqetm\u0259d\u0259 v\u0259 i\u015f plan\u0131ndak\u0131 \u00e7at\u0131\u015fmazl\u0131qlar aradan qald\u0131r\u0131ld\u0131qdan sonra s\u0259lahiyy\u0259tli banka v\u0259 ya dig\u0259r kredit strukturuna yenid\u0259n m\u00fcraci\u0259t etm\u0259k h\u00fcququ var.<\/p>\n<p>G\u00fcz\u0259\u015ftli kredit almaqdan imtina edilm\u0259sinin s\u0259b\u0259bl\u0259rin\u0259 g\u0259linc\u0259, bunlara \u0259sas\u0259n kreditin \u00f6d\u0259nilm\u0259sind\u0259 60 g\u00fcnd\u0259n art\u0131q m\u00fcdd\u0259td\u0259 gecikm\u0259l\u0259r, m\u0259hk\u0259m\u0259 m\u0259hdudiyy\u0259ti, vergi m\u0259hk\u0259m\u0259si v\u0259 bir s\u0131ra dig\u0259r s\u0259b\u0259bl\u0259r daxildir &#8211; tam siyah\u0131\u00a0\u0130qtisadiyyat Nazirliyinin sayt\u0131nda yerl\u0259\u015fdirilib.<\/p>\n<p>Eyni zamanda, borc g\u00f6t\u00fcr\u0259nin m\u00fcraci\u0259tl\u0259rin\u0259 eyni zamanda h\u0259m bank, h\u0259m d\u0259 S\u0130F t\u0259r\u0259find\u0259n bax\u0131lmas\u0131, h\u0259m d\u0259 strukturunda m\u00fcraci\u0259tl\u0259rin qiym\u0259tl\u0259ndirilm\u0259sind\u0259 h\u0259r c\u00fcr sui-istifad\u0259 v\u0259 q\u0259r\u0259zli hallar\u0131n aradan qald\u0131r\u0131lmas\u0131na, b\u00fct\u00fcn sahibkarlar \u00fc\u00e7\u00fcn \u015f\u0259ffaf v\u0259 b\u0259rab\u0259r \u015f\u0259raitin yarad\u0131lmas\u0131na k\u00f6m\u0259k edir.<\/p>\n<p>\u00dcmumiyy\u0259tl\u0259, b\u0259zi ekspertl\u0259rin fikrinc\u0259, Elektron Kredit Platformas\u0131n\u0131n t\u0259tbiqi sahibkarlar \u00fc\u00e7\u00fcn g\u00fcz\u0259\u015ftli kreditl\u0259r\u0259 \u015f\u0259ffaf, rahat v\u0259 s\u00fcr\u0259tli \u00e7\u0131x\u0131\u015f imkan\u0131 yarad\u0131b. Bel\u0259likl\u0259, yeni vasit\u0259 \u00f6lk\u0259d\u0259 iqtisadi f\u0259all\u0131\u011f\u0131n daha da artmas\u0131na v\u0259 iqtisadiyyat\u0131n t\u0259sirl\u0259nmi\u015f sah\u0259l\u0259rinin s\u00fcr\u0259tli b\u0259rpas\u0131na k\u00f6m\u0259k edir.<\/p>\n","protected":false},"excerpt":{"rendered":"<p>Qlobal COVID-19 pandemiyas\u0131 ba\u015flayandan Az\u0259rbaycanda koronavirus epidemiyas\u0131 v\u0259 neftin qiym\u0259tinin d\u00fc\u015fm\u0259si il\u0259 \u0259laq\u0259dar olaraq, biznes\u0259 v\u0259 ictimaiyy\u0259t\u0259 d\u0259st\u0259k, eyni zamanda, Az\u0259rbaycan iqtisadiyyat\u0131 \u00fc\u00e7\u00fcn m\u0259nfi n\u0259tic\u0259l\u0259rin minimuma endirilm\u0259si istiqam\u0259tind\u0259 bir s\u0131ra proqramlar h\u0259yata ke\u00e7irilib. Biznes\u0259 d\u0259st\u0259k \u00fczr\u0259 d\u00f6vl\u0259t siyas\u0259tinin apar\u0131c\u0131 moderatoru \u0130qtisadiyyat Nazirliyi v\u0259 onun t\u0259rkibind\u0259 f\u0259aliyy\u0259t g\u00f6st\u0259r\u0259n Sahibkarl\u0131\u011f\u0131n \u0130nki\u015faf\u0131 Fondudur (S\u0130F). Bu i\u015fi optimalla\u015fd\u0131rmaq v\u0259 sahibkarlar\u0131n borc v\u0259saitl\u0259rin\u0259 \u00e7\u0131x\u0131\u015f\u0131n\u0131 asanla\u015fd\u0131rmaq \u00fc\u00e7\u00fcn \u0130qtisadiyyat Nazirliyi yeni virtual vasit\u0259 &#8211; Elektron Kredit Platformas\u0131n\u0131 t\u0259tbiq edib. Az\u0259rbaycanda \u00f6t\u0259n \u00fc\u00e7 aydan \u00e7ox m\u00fcdd\u0259td\u0259 davam ed\u0259n karantin t\u0259dbirl\u0259ri n\u0259tic\u0259sind\u0259 h\u00f6kum\u0259t v\u0259t\u0259nda\u015flar\u0131n sa\u011flaml\u0131\u011f\u0131n\u0131 t\u0259min etm\u0259k \u00fc\u00e7\u00fcn \u00f6lk\u0259d\u0259&hellip;<\/p>\n","protected":false},"author":2,"featured_media":187451,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"om_disable_all_campaigns":false,"_monsterinsights_skip_tracking":false,"_monsterinsights_sitenote_active":false,"_monsterinsights_sitenote_note":"","_monsterinsights_sitenote_category":0},"categories":[19],"tags":[],"aioseo_notices":[],"gutentor_comment":0,"rttpg_featured_image_url":{"full":["https:\/\/arantv.az\/wp-content\/uploads\/2020\/07\/accounting2.jpg",612,408,false],"landscape":["https:\/\/arantv.az\/wp-content\/uploads\/2020\/07\/accounting2.jpg",612,408,false],"portraits":["https:\/\/arantv.az\/wp-content\/uploads\/2020\/07\/accounting2.jpg",612,408,false],"thumbnail":["https:\/\/arantv.az\/wp-content\/uploads\/2020\/07\/accounting2-150x150.jpg",150,150,true],"medium":["https:\/\/arantv.az\/wp-content\/uploads\/2020\/07\/accounting2-300x200.jpg",300,200,true],"large":["https:\/\/arantv.az\/wp-content\/uploads\/2020\/07\/accounting2.jpg",612,408,false],"1536x1536":["https:\/\/arantv.az\/wp-content\/uploads\/2020\/07\/accounting2.jpg",612,408,false],"2048x2048":["https:\/\/arantv.az\/wp-content\/uploads\/2020\/07\/accounting2.jpg",612,408,false],"post-thumbnail":["https:\/\/arantv.az\/wp-content\/uploads\/2020\/07\/accounting2-240x172.jpg",240,172,true],"advps-thumb-one":["https:\/\/arantv.az\/wp-content\/uploads\/2020\/07\/accounting2.jpg",612,408,false]},"rttpg_author":{"display_name":"V\u00fcsal Rafiqo\u011flu","author_link":"https:\/\/arantv.az\/?author=2"},"rttpg_comment":0,"rttpg_category":"<a href=\"https:\/\/arantv.az\/?cat=19\" rel=\"category\">G\u00fcnd\u0259m<\/a>","rttpg_excerpt":"Qlobal COVID-19 pandemiyas\u0131 ba\u015flayandan Az\u0259rbaycanda koronavirus epidemiyas\u0131 v\u0259 neftin qiym\u0259tinin d\u00fc\u015fm\u0259si il\u0259 \u0259laq\u0259dar olaraq, biznes\u0259 v\u0259 ictimaiyy\u0259t\u0259 d\u0259st\u0259k, eyni zamanda, Az\u0259rbaycan iqtisadiyyat\u0131 \u00fc\u00e7\u00fcn m\u0259nfi n\u0259tic\u0259l\u0259rin minimuma endirilm\u0259si istiqam\u0259tind\u0259 bir s\u0131ra proqramlar h\u0259yata ke\u00e7irilib. Biznes\u0259 d\u0259st\u0259k \u00fczr\u0259 d\u00f6vl\u0259t siyas\u0259tinin apar\u0131c\u0131 moderatoru \u0130qtisadiyyat Nazirliyi v\u0259 onun t\u0259rkibind\u0259 f\u0259aliyy\u0259t g\u00f6st\u0259r\u0259n Sahibkarl\u0131\u011f\u0131n \u0130nki\u015faf\u0131 Fondudur (S\u0130F). Bu i\u015fi optimalla\u015fd\u0131rmaq v\u0259&hellip;","_links":{"self":[{"href":"https:\/\/arantv.az\/index.php?rest_route=\/wp\/v2\/posts\/187450"}],"collection":[{"href":"https:\/\/arantv.az\/index.php?rest_route=\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/arantv.az\/index.php?rest_route=\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/arantv.az\/index.php?rest_route=\/wp\/v2\/users\/2"}],"replies":[{"embeddable":true,"href":"https:\/\/arantv.az\/index.php?rest_route=%2Fwp%2Fv2%2Fcomments&post=187450"}],"version-history":[{"count":0,"href":"https:\/\/arantv.az\/index.php?rest_route=\/wp\/v2\/posts\/187450\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/arantv.az\/index.php?rest_route=\/wp\/v2\/media\/187451"}],"wp:attachment":[{"href":"https:\/\/arantv.az\/index.php?rest_route=%2Fwp%2Fv2%2Fmedia&parent=187450"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/arantv.az\/index.php?rest_route=%2Fwp%2Fv2%2Fcategories&post=187450"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/arantv.az\/index.php?rest_route=%2Fwp%2Fv2%2Ftags&post=187450"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}