{"id":197978,"date":"2020-07-30T10:49:44","date_gmt":"2020-07-30T07:49:44","guid":{"rendered":"http:\/\/arantv.az\/?p=197978"},"modified":"2020-07-30T10:49:44","modified_gmt":"2020-07-30T07:49:44","slug":"kobia-yeni-guz%c9%99stli-kreditl%c9%99sdirm%c9%99-mexanizml%c9%99ri-kob-larin-maliyy%c9%99l%c9%99sdirilm%c9%99si-ucun-%c9%99lav%c9%99-imkanlar-yaradir","status":"publish","type":"post","link":"https:\/\/arantv.az\/?p=197978","title":{"rendered":"KOB\u0130A: \u201cYeni g\u00fcz\u0259\u015ftli kreditl\u0259\u015fdirm\u0259 mexanizml\u0259ri KOB-lar\u0131n maliyy\u0259l\u0259\u015fdirilm\u0259si \u00fc\u00e7\u00fcn \u0259lav\u0259 imkanlar yarad\u0131r\u201d"},"content":{"rendered":"

\u201cYeni g\u00fcz\u0259\u015ftli kreditl\u0259\u015fdirm\u0259 mexanizml\u0259ri koronavirus pandemiyas\u0131ndan z\u0259r\u0259r \u00e7\u0259kmi\u015f sahibkarlara, x\u00fcsusil\u0259 d\u0259 mikro, ki\u00e7ik v\u0259 orta biznes subyektl\u0259rin\u0259 d\u0259st\u0259k olmaqla, biznesi kredit \u00f6hd\u0259likl\u0259rinin yarada bil\u0259c\u0259yi \u0259lav\u0259 \u00e7\u0259tinlikl\u0259rd\u0259n s\u0131\u011fortalayacaq, bu sah\u0259d\u0259 sahibkarlar\u0131n maliyy\u0259 y\u00fck\u00fcn\u00fc azaldacaq. Bu mexanizml\u0259r, h\u0259m\u00e7inin\u00a0KOB-lar\u0131n maliyy\u0259 resurslar\u0131na \u00e7\u0131x\u0131\u015f imkanlar\u0131n\u0131n daha da geni\u015fl\u0259ndirilm\u0259sin\u0259, investisiya f\u0259all\u0131\u011f\u0131n\u0131n artmas\u0131na m\u00fcsb\u0259t t\u0259sir g\u00f6st\u0259r\u0259c\u0259k\u201d.<\/p>\n

Bunu yeni g\u00fcz\u0259\u015ftli kredit mexanizml\u0259rinin sahibkarl\u0131\u011f\u0131n, x\u00fcsusil\u0259 d\u0259 mikro, ki\u00e7ik v\u0259 orta sahibkarl\u0131\u011f\u0131n maliyy\u0259l\u0259\u015fdirilm\u0259sind\u0259 \u0259h\u0259miyy\u0259tini \u015f\u0259rh ed\u0259n \u0130qtisadiyyat Nazirliyinin tabeliyind\u0259 Ki\u00e7ik v\u0259 Orta Biznesin \u0130nki\u015faf\u0131 Agentliyinin (KOB\u0130A) \u0130dar\u0259 Hey\u0259tinin s\u0259dri Orxan M\u0259mm\u0259dov bildirib.<\/p>\n

\u201cYeni g\u00fcz\u0259\u015ftli kreditl\u0259\u015fdirm\u0259 mexanizml\u0259ri KOB-lar\u0131n maliyy\u0259l\u0259\u015fdirilm\u0259si \u00fc\u00e7\u00fcn \u0259lav\u0259 imkanlar yarad\u0131r. Bel\u0259 ki, sahibkarlar\u0131n kredit g\u00f6t\u00fcr\u0259rk\u0259n qar\u015f\u0131la\u015fd\u0131qlar\u0131 \u0259n b\u00f6y\u00fck \u00e7\u0259tinlik girovla ba\u011fl\u0131d\u0131r. Ki\u00e7ik sahibkarlar\u0131n is\u0259 girov qoymaq imkanlar\u0131 daha m\u0259hduddur. Yeni kreditl\u0259\u015fdirm\u0259 mexanizminin \u00fcst\u00fcn t\u0259r\u0259fl\u0259rind\u0259n biri ondan ibar\u0259tdir ki, avadanl\u0131q almaq \u00fc\u00e7\u00fcn g\u00fcz\u0259\u015ftli kredit g\u00f6t\u00fcr\u0259n sahibkar da\u015f\u0131nmaz \u0259mlak\u0131 olmad\u0131\u011f\u0131 halda bu avadanl\u0131\u011f\u0131 girov kimi qoya bil\u0259c\u0259k. Bu mexanizm \u00e7\u0259r\u00e7iv\u0259sind\u0259 banklar\u0131n kredit faizi illik 7%-dir. Bu mexanizm biznes subyektl\u0259rinin, x\u00fcsusil\u0259 d\u0259 girov qoymaq imkan\u0131 olmayan ki\u00e7ik sahibkarlar\u0131n maliyy\u0259 resurslar\u0131na \u00e7\u0131x\u0131\u015f imkanlar\u0131n\u0131 daha da geni\u015fl\u0259ndirm\u0259kl\u0259 yana\u015f\u0131, iqtisadi art\u0131m\u0131n v\u0259 m\u0259\u015f\u011fullu\u011fun d\u0259st\u0259kl\u0259nm\u0259sin\u0259 \u0259h\u0259miyy\u0259tli t\u00f6hf\u0259 ver\u0259c\u0259k\u201d.<\/p>\n

<\/div>\n

Orxan M\u0259mm\u0259dov qeyd edib ki, yeni g\u00fcz\u0259\u015ftli kreditl\u0259\u015fdirm\u0259 mexanizml\u0259rind\u0259 k\u0259nd t\u0259s\u0259rr\u00fcfat\u0131n\u0131n uzunm\u00fcdd\u0259tli kredit qoyulu\u015fu t\u0259l\u0259b ed\u0259n sah\u0259l\u0259ri d\u0259 n\u0259z\u0259r\u0259 al\u0131n\u0131b: \u201cMikro v\u0259 ki\u00e7ik sahibkarlar\u0131n f\u0259aliyy\u0259t g\u00f6st\u0259rdiyi ba\u015fl\u0131ca sektorlardan biri k\u0259nd t\u0259s\u0259rr\u00fcfat\u0131d\u0131r. \u00c7ay\u00e7\u0131l\u0131q, ba\u011f\u00e7\u0131l\u0131q kimi sah\u0259l\u0259r uzunm\u00fcdd\u0259tli kredit qoyulu\u015funa ehtiyac olan sah\u0259l\u0259rdir. M\u0259hz bel\u0259 sah\u0259l\u0259rd\u0259 ki\u00e7ik h\u0259cmli kreditl\u0259r \u00fczr\u0259 kredit m\u00fcdd\u0259ti \u00fc\u00e7\u00a0ild\u0259n be\u015f\u00a0il\u0259, orta h\u0259cmli kreditl\u0259r \u00fczr\u0259 be\u015f\u00a0ild\u0259n yeddi il\u0259d\u0259k art\u0131r\u0131l\u0131b v\u0259 kredit d\u00f6vr\u00fcn\u00fcn yar\u0131s\u0131 g\u00fcz\u0259\u015ft m\u00fcdd\u0259ti kimi m\u00fc\u0259yy\u0259nl\u0259\u015fdirilib. Bu, aqrar sah\u0259d\u0259 f\u0259aliyy\u0259t g\u00f6st\u0259r\u0259n ki\u00e7ik v\u0259 orta sahibkarlara daha \u00e7ox g\u0259lir \u0259ld\u0259 etm\u0259y\u0259, kredit faizini \u0259ld\u0259 etdikl\u0259ri qazancdan \u00f6d\u0259m\u0259y\u0259 imkan ver\u0259c\u0259k\u201d.<\/p>\n

Yeni g\u00fcz\u0259\u015ftli kreditl\u0259\u015fdirm\u0259 mexanizml\u0259rind\u0259n olan kreditl\u0259r\u0259 d\u00f6vl\u0259t z\u0259man\u0259tinin verilm\u0259si v\u0259 faizl\u0259rin subsidiyala\u015fd\u0131r\u0131lmas\u0131 mexanizmin\u0259 g\u0259linc\u0259, KOB\u0130A s\u0259dri bildirib ki, 500 milyon manat h\u0259cmind\u0259 yeni biznes krediti portfelinin 60%-d\u0259k hiss\u0259sin\u0259 d\u00f6vl\u0259t z\u0259man\u0259ti verilir, h\u0259m\u00e7inin h\u0259min kreditl\u0259rin illik faiz d\u0259r\u0259c\u0259sinin 50%-i d\u00f6vl\u0259t t\u0259r\u0259find\u0259n maliyy\u0259l\u0259\u015fdirilir. Bu mexanizm m\u00fcdd\u0259ti \u00fc\u00e7\u00a0il\u0259d\u0259k, illik faiz d\u0259r\u0259c\u0259si 15%-d\u0259n \u00e7ox olmayan kreditl\u0259r\u0259 \u015famil edilir. H\u0259min kreditl\u0259r \u00fczr\u0259 g\u00fcz\u0259\u015ft m\u00fcdd\u0259ti 12 aya q\u0259d\u0259rdir. Kreditl\u0259rin 60%-n\u0259 d\u00f6vl\u0259t z\u0259man\u0259tinin verilm\u0259si v\u0259 faizl\u0259rin subsidiyala\u015fd\u0131r\u0131lmas\u0131 KOB-lar t\u0259r\u0259find\u0259n daha \u00e7ox layih\u0259l\u0259rin realla\u015fd\u0131r\u0131lmas\u0131na imkan yarad\u0131r.<\/p>\n

Biznes subyektl\u0259rinin yeni kreditl\u0259\u015fdirm\u0259 mexanizml\u0259rind\u0259n rahat yararlanmalar\u0131 \u00fc\u00e7\u00fcn istifad\u0259y\u0259 verilmi\u015f Elektron Kredit Platformas\u0131 (www.e-edf.gov.az)\u00a0sahibkarlar\u0131n q\u0131sa m\u00fcdd\u0259td\u0259 g\u00fcz\u0259\u015ftli kreditl\u0259r \u0259ld\u0259 etm\u0259l\u0259rin\u0259 imkan verir. Elektron Kredit Platformas\u0131, h\u0259m\u00e7inin\u00a0t\u0259r\u0259fl\u0259r aras\u0131nda t\u0259mas\u0131 minimuma endirir, vaxta v\u0259 x\u0259rcl\u0259r\u0259 q\u0259na\u0259t edir, kredit prosesini h\u0259r add\u0131mda onlayn izl\u0259m\u0259k imkan\u0131 yarad\u0131r\u201d, –\u00a0dey\u0259, Orxan M\u0259mm\u0259dov vur\u011fulay\u0131b<\/p>\n","protected":false},"excerpt":{"rendered":"

\u201cYeni g\u00fcz\u0259\u015ftli kreditl\u0259\u015fdirm\u0259 mexanizml\u0259ri koronavirus pandemiyas\u0131ndan z\u0259r\u0259r \u00e7\u0259kmi\u015f sahibkarlara, x\u00fcsusil\u0259 d\u0259 mikro, ki\u00e7ik v\u0259 orta biznes subyektl\u0259rin\u0259 d\u0259st\u0259k olmaqla, biznesi kredit \u00f6hd\u0259likl\u0259rinin yarada bil\u0259c\u0259yi \u0259lav\u0259 \u00e7\u0259tinlikl\u0259rd\u0259n s\u0131\u011fortalayacaq, bu sah\u0259d\u0259 sahibkarlar\u0131n maliyy\u0259 y\u00fck\u00fcn\u00fc azaldacaq. Bu mexanizml\u0259r, h\u0259m\u00e7inin\u00a0KOB-lar\u0131n maliyy\u0259 resurslar\u0131na \u00e7\u0131x\u0131\u015f imkanlar\u0131n\u0131n daha da geni\u015fl\u0259ndirilm\u0259sin\u0259, investisiya f\u0259all\u0131\u011f\u0131n\u0131n artmas\u0131na m\u00fcsb\u0259t t\u0259sir g\u00f6st\u0259r\u0259c\u0259k\u201d. Bunu yeni g\u00fcz\u0259\u015ftli kredit mexanizml\u0259rinin sahibkarl\u0131\u011f\u0131n, x\u00fcsusil\u0259 d\u0259 mikro, ki\u00e7ik v\u0259 orta sahibkarl\u0131\u011f\u0131n maliyy\u0259l\u0259\u015fdirilm\u0259sind\u0259 \u0259h\u0259miyy\u0259tini \u015f\u0259rh ed\u0259n \u0130qtisadiyyat Nazirliyinin tabeliyind\u0259 Ki\u00e7ik v\u0259 Orta Biznesin \u0130nki\u015faf\u0131 Agentliyinin (KOB\u0130A) \u0130dar\u0259 Hey\u0259tinin s\u0259dri Orxan M\u0259mm\u0259dov bildirib. \u201cYeni g\u00fcz\u0259\u015ftli kreditl\u0259\u015fdirm\u0259 mexanizml\u0259ri KOB-lar\u0131n maliyy\u0259l\u0259\u015fdirilm\u0259si \u00fc\u00e7\u00fcn \u0259lav\u0259…<\/p>\n","protected":false},"author":2,"featured_media":197979,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"om_disable_all_campaigns":false,"_monsterinsights_skip_tracking":false,"_monsterinsights_sitenote_active":false,"_monsterinsights_sitenote_note":"","_monsterinsights_sitenote_category":0},"categories":[26],"tags":[],"aioseo_notices":[],"gutentor_comment":0,"rttpg_featured_image_url":{"full":["https:\/\/arantv.az\/wp-content\/uploads\/2020\/07\/kob.jpg",620,413,false],"landscape":["https:\/\/arantv.az\/wp-content\/uploads\/2020\/07\/kob.jpg",620,413,false],"portraits":["https:\/\/arantv.az\/wp-content\/uploads\/2020\/07\/kob.jpg",620,413,false],"thumbnail":["https:\/\/arantv.az\/wp-content\/uploads\/2020\/07\/kob-150x150.jpg",150,150,true],"medium":["https:\/\/arantv.az\/wp-content\/uploads\/2020\/07\/kob-300x200.jpg",300,200,true],"large":["https:\/\/arantv.az\/wp-content\/uploads\/2020\/07\/kob.jpg",620,413,false],"1536x1536":["https:\/\/arantv.az\/wp-content\/uploads\/2020\/07\/kob.jpg",620,413,false],"2048x2048":["https:\/\/arantv.az\/wp-content\/uploads\/2020\/07\/kob.jpg",620,413,false],"post-thumbnail":["https:\/\/arantv.az\/wp-content\/uploads\/2020\/07\/kob-240x172.jpg",240,172,true],"advps-thumb-one":["https:\/\/arantv.az\/wp-content\/uploads\/2020\/07\/kob.jpg",620,413,false]},"rttpg_author":{"display_name":"V\u00fcsal Rafiqo\u011flu","author_link":"https:\/\/arantv.az\/?author=2"},"rttpg_comment":0,"rttpg_category":"Sosial<\/a>","rttpg_excerpt":"\u201cYeni g\u00fcz\u0259\u015ftli kreditl\u0259\u015fdirm\u0259 mexanizml\u0259ri koronavirus pandemiyas\u0131ndan z\u0259r\u0259r \u00e7\u0259kmi\u015f sahibkarlara, x\u00fcsusil\u0259 d\u0259 mikro, ki\u00e7ik v\u0259 orta biznes subyektl\u0259rin\u0259 d\u0259st\u0259k olmaqla, biznesi kredit \u00f6hd\u0259likl\u0259rinin yarada bil\u0259c\u0259yi \u0259lav\u0259 \u00e7\u0259tinlikl\u0259rd\u0259n s\u0131\u011fortalayacaq, bu sah\u0259d\u0259 sahibkarlar\u0131n maliyy\u0259 y\u00fck\u00fcn\u00fc azaldacaq. Bu mexanizml\u0259r, h\u0259m\u00e7inin\u00a0KOB-lar\u0131n maliyy\u0259 resurslar\u0131na \u00e7\u0131x\u0131\u015f imkanlar\u0131n\u0131n daha da geni\u015fl\u0259ndirilm\u0259sin\u0259, investisiya f\u0259all\u0131\u011f\u0131n\u0131n artmas\u0131na m\u00fcsb\u0259t t\u0259sir g\u00f6st\u0259r\u0259c\u0259k\u201d. Bunu yeni g\u00fcz\u0259\u015ftli kredit mexanizml\u0259rinin sahibkarl\u0131\u011f\u0131n,…","_links":{"self":[{"href":"https:\/\/arantv.az\/index.php?rest_route=\/wp\/v2\/posts\/197978"}],"collection":[{"href":"https:\/\/arantv.az\/index.php?rest_route=\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/arantv.az\/index.php?rest_route=\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/arantv.az\/index.php?rest_route=\/wp\/v2\/users\/2"}],"replies":[{"embeddable":true,"href":"https:\/\/arantv.az\/index.php?rest_route=%2Fwp%2Fv2%2Fcomments&post=197978"}],"version-history":[{"count":0,"href":"https:\/\/arantv.az\/index.php?rest_route=\/wp\/v2\/posts\/197978\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/arantv.az\/index.php?rest_route=\/wp\/v2\/media\/197979"}],"wp:attachment":[{"href":"https:\/\/arantv.az\/index.php?rest_route=%2Fwp%2Fv2%2Fmedia&parent=197978"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/arantv.az\/index.php?rest_route=%2Fwp%2Fv2%2Fcategories&post=197978"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/arantv.az\/index.php?rest_route=%2Fwp%2Fv2%2Ftags&post=197978"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}