Cari ild\u04d9 bank sektorunun sa\u011flamla\u015fd\u0131r\u0131lmas\u0131 istiqam\u04d9tind\u04d9 radikal add\u0131mlar at\u0131l\u0131b, maliyy\u04d9 dayan\u0131ql\u0131\u011f\u0131n\u0131 itirmi\u015f 4 bank sistemd\u04d9n k\u04d9narla\u015fd\u0131r\u0131l\u0131b. H\u04d9r d\u00f6rd bank \u00fczr\u04d9 \u04d9halinin \u04d9man\u04d9tl\u04d9rinin verilm\u04d9si \u04d9sas\u04d9n t\u04d9min edilib, 24 mind\u04d9n \u00e7ox \u04d9man\u04d9t\u00e7iy\u04d9 615 milyon manat m\u04d9bl\u04d9\u011find\u04d9 \u04d9man\u04d9t qaytar\u0131l\u0131b.<\/p>\n
Bu bar\u0259d\u0259 Az\u04d9rbaycan Respublikas\u0131\u00a0M\u04d9rk\u04d9zi Bank\u0131n\u0131n 2021-ci il \u00fc\u00e7\u00fcn pul v\u04d9 maliyy\u04d9 sabitliyi siyas\u04d9tinin \u04d9sas istiqam\u04d9tl\u04d9ri il\u0259 ba\u011fl\u0131 b\u04d9yanat\u0131nda m\u0259lumat verilib.<\/p>\n
Ba\u011flanm\u0131\u015f banklar n\u04d9z\u04d9r\u04d9 al\u0131nmadan bank sektoru \u00fczr\u04d9 11 ayda ipoteka kreditl\u04d9ri 11,9 faiz, biznes kreditl\u04d9ri 1 faiz art\u0131b, istehlak kreditl\u04d9ri is\u04d9 4,5 faiz azal\u0131b. \u0130lin \u04d9vv\u04d9lind\u04d9n banklar\u0131n s\u04d9nayey\u04d9 kredit qoyulu\u015fu 43,3 faiz art\u0131b v\u04d9 onun biznes portfelind\u04d9 pay\u0131 18,4 faizd\u04d9n 26,1 faiz\u04d9 y\u00fcks\u04d9lib. Bundan ba\u015fqa, y\u00fcks\u04d9k multiplikativ t\u04d9sir\u04d9 malik olan tikintiy\u04d9 kredit qoyulu\u015flar\u0131 cari ilin 11 ay\u0131nda 9,1 faiz art\u0131b v\u04d9 onun portfeld\u04d9 pay\u0131 11,9 faiz\u04d9 \u00e7at\u0131b.<\/p>\n
F\u04d9aliyy\u04d9td\u04d9 olan banklar\u0131n \u04d9sas resurs m\u04d9nb\u04d9l\u04d9rind\u04d9n olan \u04d9halinin bank \u04d9man\u04d9tl\u04d9ri ba\u011flanm\u0131\u015f banklar istisna olmaqla ilin \u04d9vv\u04d9lind\u04d9n d\u04d9yi\u015fm\u04d9y\u04d9r\u04d9k 7,8 milyard manat t\u04d9\u015fkil edib.<\/p>\n
Banklar\u0131n portfelind\u04d9 problemli kreditl\u04d9rin pay\u0131 il \u04d9rzind\u04d9 birr\u04d9q\u04d9mli s\u04d9viyy\u04d9d\u04d9 olmu\u015f v\u04d9 noyabr ay\u0131n\u0131n yekunu \u00fczr\u04d9 6 faiz t\u04d9\u015fkil edib.<\/p>\n
2020-ci ilin 11 ay\u0131nda banklar t\u04d9r\u04d9find\u04d9n \u00fcmumilikd\u04d9 116,7 milyon manat m\u04d9bl\u04d9\u011find\u04d9 s\u04d9hmdar kapital art\u0131r\u0131l\u0131b. Bank sektorunun likvid aktivl\u04d9ri 9 milyard manatd\u0131r v\u04d9 bank sistemi \u00fczr\u04d9 ani likvidlik \u04d9msal\u0131 59 faiz\u00a0t\u04d9\u015fkil etm\u04d9kl\u04d9, normativi 2 d\u04d9f\u04d9y\u04d9 yax\u0131n \u00fcst\u04d9l\u04d9yir.<\/p>\n
Yaranm\u0131\u015f qeyri-m\u00fc\u04d9yy\u04d9n \u015f\u04d9rait\u04d9 v\u04d9 iqtisadiyyatda resessiyaya baxmayaraq, s\u0131\u011forta sektorunda ilin \u04d9vv\u04d9lind\u04d9n ba\u015flanm\u0131\u015f art\u0131m davam edilir. \u00d6t\u04d9n ilin m\u00fcvafiq d\u00f6vr\u00fcn\u04d9 n\u04d9z\u04d9r\u04d9n 11 ayda s\u0131\u011forta haqlar\u0131 9 faiz art\u0131b. S\u0131\u011forta haqlar\u0131 k\u00f6n\u00fcll\u00fc h\u04d9yat s\u0131\u011fortas\u0131nda 14 faiz, k\u00f6n\u00fcll\u00fc qeyri-h\u04d9yat s\u0131\u011fortas\u0131nda 7 faiz, icbari s\u0131\u011forta n\u00f6vl\u04d9rind\u04d9 is\u04d9 b\u00fct\u00f6vl\u00fckd\u04d9 4 faiz art\u0131b. S\u0131\u011forta sektorunun aktivl\u04d9rind\u04d9 ciddi azalma m\u00fc\u015fahid\u04d9 edilm\u04d9yib. D\u00f6vr \u04d9rzind\u04d9 m\u04d9cmu kapital\u0131 m\u04d9qbul s\u04d9viyy\u04d9d\u04d9 olmayan \u00fc\u00e7\u00a0s\u0131\u011forta \u015firk\u04d9ti m\u00f6vcud qanunvericilik \u00e7\u04d9r\u00e7iv\u04d9sind\u04d9 g\u00f6r\u00fcl\u04d9n n\u04d9zar\u04d9t t\u04d9dbirl\u04d9ri n\u04d9tic\u04d9sind\u04d9 sektordan k\u04d9narla\u015fd\u0131r\u0131l\u0131b.<\/p>\n
2020-ci ilin 11 ay\u0131nda ke\u00e7\u04d9n ilin m\u00fcvafiq d\u00f6vr\u00fcn\u04d9 n\u04d9z\u04d9r\u04d9n ticar\u04d9t h\u04d9cmi korporativ qiym\u04d9tli ka\u011f\u0131zlar\u0131n t\u04d9krar bazar\u0131nda 1,7 d\u04d9f\u04d9, repo bazar\u0131nda is\u04d9 1,9 d\u04d9f\u04d9 art\u0131b.<\/p>\n
Az\u04d9rbaycan Respublikas\u0131n\u0131n Prezidentinin mart ay\u0131nda imzalad\u0131\u011f\u0131 m\u00fcvafiq s\u04d9r\u04d9ncama v\u04d9 Nazirl\u04d9r Kabinetinin t\u04d9sdiq etdiyi antib\u00f6hran plan\u0131na uy\u011fun olaraq M\u04d9rk\u04d9zi Bank pandemiyadan t\u04d9sirl\u04d9n\u04d9n \u04d9hali, biznes v\u04d9 maliyy\u04d9 institutlar\u0131 \u00fc\u00e7\u00fcn bir s\u0131ra t\u04d9nziml\u04d9yici g\u00fcz\u04d9\u015ftl\u04d9r bar\u04d9d\u04d9 q\u04d9rarlar q\u04d9bul edib. Bu q\u04d9rarlar\u0131n icras\u0131 \u00e7\u04d9r\u00e7iv\u04d9sind\u04d9 banklar t\u04d9r\u04d9find\u04d9n ilin \u00f6t\u04d9n d\u00f6vr\u00fcnd\u04d9 50 min borcalan\u0131n 1,2 milyard manat krediti restrukturizasiya edilib. Restrukturizasiya olunmu\u015f m\u04d9bl\u04d9\u011fin 87 faizi biznes, 9 faizi istehlak, 4 faizi is\u04d9 ipoteka kreditl\u04d9rinin pay\u0131na d\u00fc\u015f\u00fcb.<\/p>\n
Banklar t\u04d9r\u04d9find\u04d9n sahibkarl\u0131qla m\u04d9\u015f\u011ful olan fiziki v\u04d9 h\u00fcquqi \u015f\u04d9xsl\u04d9r\u04d9 na\u011fds\u0131z \u00f6d\u04d9ni\u015fl\u04d9r \u00fczr\u04d9 xidm\u04d9t haqlar\u0131na 50 faizd\u04d9k g\u00fcz\u04d9\u015ft t\u04d9tbiq edilib. \u0130\u015fsiz kimi qeydiyyata al\u0131nan 600 min v\u04d9t\u04d9nda\u015fa bird\u04d9f\u04d9lik \u00f6d\u04d9ni\u015fl\u04d9rin verilm\u04d9si \u00fc\u00e7\u00fcn \u04d9n q\u0131sa m\u00fcdd\u04d9td\u04d9 bank hesablar\u0131 a\u00e7\u0131l\u0131b\u00a0v\u04d9 \u00f6d\u04d9m\u04d9 kartlar\u0131 t\u04d9qdim edilib.<\/p>\n
Pandemiya \u015f\u04d9raiti bank sektoruna, \u04d9haliy\u04d9, biznes qurumlar\u0131na r\u04d9q\u04d9msalla\u015fman\u0131n z\u04d9ruriliyini bir daha s\u00fcbut etdi.\u00a011 ayda \u00f6t\u04d9n ilin m\u00fcvafiq d\u00f6vr\u00fcn\u04d9 n\u04d9z\u04d9r\u04d9n \u00f6d\u04d9ni\u015f kartlar\u0131 vasit\u04d9sil\u04d9 apar\u0131lan \u00f6lk\u04d9daxili na\u011fds\u0131z \u04d9m\u04d9liyyatlar\u0131n h\u04d9cmi 34 faiz, t\u04d9mass\u0131z \u00f6d\u04d9ni\u015fl\u04d9rin h\u04d9cmi 5,2 d\u04d9f\u04d9, internet v\u04d9 mobil bank\u00e7\u0131l\u0131q \u00fczr\u04d9 apar\u0131lan hesabla\u015fmalar\u0131n h\u04d9cmi is\u04d9 m\u00fcvafiq olaraq 65 faiz v\u04d9 90 faiz art\u0131b.<\/p>\n
Aprel ay\u0131ndan ba\u015flayaraq \u00f6z\u00fcn\u00fcm\u04d9\u015f\u011fulluq proqram\u0131 \u00e7\u04d9r\u00e7iv\u04d9sind\u04d9 M\u04d9rk\u04d9zi Bank\u0131n t\u04d9\u015fviqi il\u04d9 21 bank t\u04d9r\u04d9find\u04d9n h\u04d9ssas \u04d9hali qrupuna daxil olan 591 n\u04d9f\u04d9r\u04d9 1,7 milyon manatl\u0131q istehsal v\u04d9 ictimai ia\u015f\u04d9 avadanl\u0131qlar\u0131, iri v\u04d9 x\u0131rda buynuzlu mal-qara kimi m\u00fcxt\u04d9lif aktivl\u04d9r t\u04d9qdim edilib.<\/p>\n
Real iqtisadiyyat\u0131n dayan\u0131ql\u0131 maliyy\u04d9 resurslar\u0131na \u00e7\u0131x\u0131\u015f\u0131n\u0131n d\u04d9st\u04d9kl\u04d9nm\u04d9si m\u04d9qs\u04d9dil\u04d9 Avropa Yenid\u04d9nqurma v\u04d9 \u0130nki\u015faf Bank\u0131 il\u04d9 M\u04d9rk\u04d9zi Bank aras\u0131nda 2020-ci ild\u04d9 maksimal h\u04d9ddi 50 milyon AB\u015e dollar\u0131 olmaqla, \u00fcmumilikd\u04d9 200 milyon AB\u015e dollar\u0131 m\u04d9bl\u04d9\u011find\u04d9 svop \u04d9m\u04d9liyyatlar\u0131n\u0131n apar\u0131lmas\u0131na dair raz\u0131l\u0131q \u04d9ld\u04d9 olunub. Bu g\u00fcn\u04d9 Avropa Yenid\u04d9nqurma v\u04d9 \u0130nki\u015faf Bank\u0131 il\u04d9 ba\u011flanm\u0131\u015f aktiv svop \u04d9m\u04d9liyyatlar\u0131 18,2 milyon dollard\u0131r.<\/p>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n","protected":false},"excerpt":{"rendered":"
Cari ild\u04d9 bank sektorunun sa\u011flamla\u015fd\u0131r\u0131lmas\u0131 istiqam\u04d9tind\u04d9 radikal add\u0131mlar at\u0131l\u0131b, maliyy\u04d9 dayan\u0131ql\u0131\u011f\u0131n\u0131 itirmi\u015f 4 bank sistemd\u04d9n k\u04d9narla\u015fd\u0131r\u0131l\u0131b. H\u04d9r d\u00f6rd bank \u00fczr\u04d9 \u04d9halinin \u04d9man\u04d9tl\u04d9rinin verilm\u04d9si \u04d9sas\u04d9n t\u04d9min edilib, 24 mind\u04d9n \u00e7ox \u04d9man\u04d9t\u00e7iy\u04d9 615 milyon manat m\u04d9bl\u04d9\u011find\u04d9 \u04d9man\u04d9t qaytar\u0131l\u0131b. Bu bar\u0259d\u0259 Az\u04d9rbaycan Respublikas\u0131\u00a0M\u04d9rk\u04d9zi Bank\u0131n\u0131n 2021-ci il \u00fc\u00e7\u00fcn pul v\u04d9 maliyy\u04d9 sabitliyi siyas\u04d9tinin \u04d9sas istiqam\u04d9tl\u04d9ri il\u0259 ba\u011fl\u0131 b\u04d9yanat\u0131nda m\u0259lumat verilib. Ba\u011flanm\u0131\u015f banklar n\u04d9z\u04d9r\u04d9 al\u0131nmadan bank sektoru \u00fczr\u04d9 11 ayda ipoteka kreditl\u04d9ri 11,9 faiz, biznes kreditl\u04d9ri 1 faiz art\u0131b, istehlak kreditl\u04d9ri is\u04d9 4,5 faiz azal\u0131b. \u0130lin \u04d9vv\u04d9lind\u04d9n banklar\u0131n s\u04d9nayey\u04d9 kredit qoyulu\u015fu 43,3 faiz art\u0131b v\u04d9…<\/p>\n","protected":false},"author":2,"featured_media":262233,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"om_disable_all_campaigns":false,"_monsterinsights_skip_tracking":false,"_monsterinsights_sitenote_active":false,"_monsterinsights_sitenote_note":"","_monsterinsights_sitenote_category":0},"categories":[19],"tags":[],"aioseo_notices":[],"gutentor_comment":0,"rttpg_featured_image_url":{"full":["https:\/\/arantv.az\/wp-content\/uploads\/2020\/12\/bank11.jpg",620,414,false],"landscape":["https:\/\/arantv.az\/wp-content\/uploads\/2020\/12\/bank11.jpg",620,414,false],"portraits":["https:\/\/arantv.az\/wp-content\/uploads\/2020\/12\/bank11.jpg",620,414,false],"thumbnail":["https:\/\/arantv.az\/wp-content\/uploads\/2020\/12\/bank11-150x150.jpg",150,150,true],"medium":["https:\/\/arantv.az\/wp-content\/uploads\/2020\/12\/bank11-300x200.jpg",300,200,true],"large":["https:\/\/arantv.az\/wp-content\/uploads\/2020\/12\/bank11.jpg",620,414,false],"1536x1536":["https:\/\/arantv.az\/wp-content\/uploads\/2020\/12\/bank11.jpg",620,414,false],"2048x2048":["https:\/\/arantv.az\/wp-content\/uploads\/2020\/12\/bank11.jpg",620,414,false],"post-thumbnail":["https:\/\/arantv.az\/wp-content\/uploads\/2020\/12\/bank11-240x172.jpg",240,172,true],"advps-thumb-one":["https:\/\/arantv.az\/wp-content\/uploads\/2020\/12\/bank11.jpg",620,414,false]},"rttpg_author":{"display_name":"V\u00fcsal Rafiqo\u011flu","author_link":"https:\/\/arantv.az\/?author=2"},"rttpg_comment":0,"rttpg_category":"G\u00fcnd\u0259m<\/a>","rttpg_excerpt":"Cari ild\u04d9 bank sektorunun sa\u011flamla\u015fd\u0131r\u0131lmas\u0131 istiqam\u04d9tind\u04d9 radikal add\u0131mlar at\u0131l\u0131b, maliyy\u04d9 dayan\u0131ql\u0131\u011f\u0131n\u0131 itirmi\u015f 4 bank sistemd\u04d9n k\u04d9narla\u015fd\u0131r\u0131l\u0131b. H\u04d9r d\u00f6rd bank \u00fczr\u04d9 \u04d9halinin \u04d9man\u04d9tl\u04d9rinin verilm\u04d9si \u04d9sas\u04d9n t\u04d9min edilib, 24 mind\u04d9n \u00e7ox \u04d9man\u04d9t\u00e7iy\u04d9 615 milyon manat m\u04d9bl\u04d9\u011find\u04d9 \u04d9man\u04d9t qaytar\u0131l\u0131b. Bu bar\u0259d\u0259 Az\u04d9rbaycan Respublikas\u0131\u00a0M\u04d9rk\u04d9zi Bank\u0131n\u0131n 2021-ci il \u00fc\u00e7\u00fcn pul v\u04d9 maliyy\u04d9 sabitliyi siyas\u04d9tinin \u04d9sas istiqam\u04d9tl\u04d9ri il\u0259 ba\u011fl\u0131 b\u04d9yanat\u0131nda m\u0259lumat…","_links":{"self":[{"href":"https:\/\/arantv.az\/index.php?rest_route=\/wp\/v2\/posts\/262232"}],"collection":[{"href":"https:\/\/arantv.az\/index.php?rest_route=\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/arantv.az\/index.php?rest_route=\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/arantv.az\/index.php?rest_route=\/wp\/v2\/users\/2"}],"replies":[{"embeddable":true,"href":"https:\/\/arantv.az\/index.php?rest_route=%2Fwp%2Fv2%2Fcomments&post=262232"}],"version-history":[{"count":0,"href":"https:\/\/arantv.az\/index.php?rest_route=\/wp\/v2\/posts\/262232\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/arantv.az\/index.php?rest_route=\/wp\/v2\/media\/262233"}],"wp:attachment":[{"href":"https:\/\/arantv.az\/index.php?rest_route=%2Fwp%2Fv2%2Fmedia&parent=262232"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/arantv.az\/index.php?rest_route=%2Fwp%2Fv2%2Fcategories&post=262232"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/arantv.az\/index.php?rest_route=%2Fwp%2Fv2%2Ftags&post=262232"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}