{"id":26589,"date":"2018-12-07T09:39:30","date_gmt":"2018-12-07T06:39:30","guid":{"rendered":"http:\/\/arantv.az\/?p=26589"},"modified":"2018-12-07T09:39:30","modified_gmt":"2018-12-07T06:39:30","slug":"avtomobil-krediti-uzr%c9%99-risk-limitl%c9%99ri-t%c9%99sdiql%c9%99ndi","status":"publish","type":"post","link":"https:\/\/arantv.az\/?p=26589","title":{"rendered":"Avtomobil krediti \u00fczr\u0259 risk limitl\u0259ri t\u0259sdiql\u0259ndi"},"content":{"rendered":"

Maliyy\u0259 Bazarlar\u0131na N\u0259zar\u0259t Palatas\u0131 (MBNP) bir borcalan v\u0259 ya bir-biri il\u0259 \u0259laq\u0259dar borcalanlar qrupu \u00fczr\u0259 kredit riskl\u0259rinin t\u0259nziml\u0259nm\u0259sin\u0259 prudensial n\u0259zar\u0259ti g\u00fccl\u0259ndirir.<\/p>\n

ARANTV.AZ\u00a0<\/strong>x\u0259b\u0259r verir ki, \u201cBir borcalan v\u0259 ya bir-biri il\u0259 \u0259laq\u0259dar borcalanlar qrupu \u00fczr\u0259 kredit riskl\u0259rinin t\u0259nziml\u0259nm\u0259si haqq\u0131nda Qaydalar\u201da \u0259sas\u0259n, I d\u0259r\u0259c\u0259li kapital\u0131n 10%-d\u0259n \u00e7ox olan m\u0259bl\u0259\u011fd\u0259 t\u0259minats\u0131z kreditin v\u0259 ya I d\u0259r\u0259c\u0259li kapital\u0131n 25%-d\u0259n \u00e7ox olan m\u0259bl\u0259\u011fd\u0259 t\u0259minatl\u0131 kreditin verilm\u0259si riskdir.<\/p>\n

Bir borcalana v\u0259 ya bir-biri il\u0259 \u0259laq\u0259dar borcalanlar qrupuna bank\u0131n I d\u0259r\u0259c\u0259li kapital\u0131n\u0131n 25%-d\u0259n \u00e7ox olan m\u0259bl\u0259\u011fd\u0259 veril\u0259n t\u0259minatl\u0131 v\u0259 t\u0259minats\u0131z m\u0259cmu kreditl\u0259r d\u0259 iri kredit riski hesab olunur.<\/p>\n

<\/div>\n

Bank\u0131n bir borcalan\u0131n\u0131n avtomobil krediti \u00fczr\u0259 kredit riskinin maksimum miqdar\u0131 a\u015fa\u011f\u0131dak\u0131 kimi m\u00fc\u0259yy\u0259n olunur:<\/p>\n

kreditin r\u0259smil\u0259\u015fdirilm\u0259si an\u0131nda istehsal tarixi bir il v\u0259 bir ild\u0259n az olan avtomobil n\u0259qliyyat\u0131 vasit\u0259sinin qiym\u0259ti 30 min manatdan art\u0131q olduqda KTN \u0259msal\u0131 (kreditin t\u0259minata olan nisb\u0259ti)\u00a060%-d\u0259n \u00e7ox olmamal\u0131d\u0131r;<\/p>\n

kreditin r\u0259smil\u0259\u015fdirilm\u0259si an\u0131nda istehsal tarixi bir il v\u0259 bir ild\u0259n az olan avtomobil n\u0259qliyyat\u0131 vasit\u0259sinin qiym\u0259ti 30 min manat v\u0259 ya ondan az olduqda KTN \u0259msal\u0131 50%-d\u0259n \u00e7ox olmamal\u0131d\u0131r;<\/p>\n

avtomobil n\u0259qliyyat\u0131 vasit\u0259sinin qiym\u0259tind\u0259n as\u0131l\u0131 olmayaraq, kreditin r\u0259smil\u0259\u015fdirilm\u0259si an\u0131nda istehsal tarixi bir ild\u0259n \u00e7ox olan avtomobil n\u0259qliyyat\u0131 vasit\u0259l\u0259ri \u00fczr\u0259 KTN \u0259msal\u0131 20%-d\u0259n \u00e7ox olmamal\u0131d\u0131r.<\/p>\n

Qaydalar 29 dekabr 2018-ci il tarixind\u0259n q\u00fcvv\u0259y\u0259 min\u0259c\u0259k.<\/p>\n

oxu.az<\/p>\n","protected":false},"excerpt":{"rendered":"

Maliyy\u0259 Bazarlar\u0131na N\u0259zar\u0259t Palatas\u0131 (MBNP) bir borcalan v\u0259 ya bir-biri il\u0259 \u0259laq\u0259dar borcalanlar qrupu \u00fczr\u0259 kredit riskl\u0259rinin t\u0259nziml\u0259nm\u0259sin\u0259 prudensial n\u0259zar\u0259ti g\u00fccl\u0259ndirir. ARANTV.AZ\u00a0x\u0259b\u0259r verir ki, \u201cBir borcalan v\u0259 ya bir-biri il\u0259 \u0259laq\u0259dar borcalanlar qrupu \u00fczr\u0259 kredit riskl\u0259rinin t\u0259nziml\u0259nm\u0259si haqq\u0131nda Qaydalar\u201da \u0259sas\u0259n, I d\u0259r\u0259c\u0259li kapital\u0131n 10%-d\u0259n \u00e7ox olan m\u0259bl\u0259\u011fd\u0259 t\u0259minats\u0131z kreditin v\u0259 ya I d\u0259r\u0259c\u0259li kapital\u0131n 25%-d\u0259n \u00e7ox olan m\u0259bl\u0259\u011fd\u0259 t\u0259minatl\u0131 kreditin verilm\u0259si riskdir. Bir borcalana v\u0259 ya bir-biri il\u0259 \u0259laq\u0259dar borcalanlar qrupuna bank\u0131n I d\u0259r\u0259c\u0259li kapital\u0131n\u0131n 25%-d\u0259n \u00e7ox olan m\u0259bl\u0259\u011fd\u0259 veril\u0259n t\u0259minatl\u0131 v\u0259 t\u0259minats\u0131z m\u0259cmu kreditl\u0259r d\u0259 iri kredit riski hesab…<\/p>\n","protected":false},"author":2,"featured_media":26590,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"om_disable_all_campaigns":false,"_monsterinsights_skip_tracking":false,"_monsterinsights_sitenote_active":false,"_monsterinsights_sitenote_note":"","_monsterinsights_sitenote_category":0},"categories":[19],"tags":[],"aioseo_notices":[],"gutentor_comment":0,"rttpg_featured_image_url":{"full":["https:\/\/arantv.az\/wp-content\/uploads\/2018\/12\/avtomobil-krediti.jpg",620,465,false],"landscape":["https:\/\/arantv.az\/wp-content\/uploads\/2018\/12\/avtomobil-krediti.jpg",620,465,false],"portraits":["https:\/\/arantv.az\/wp-content\/uploads\/2018\/12\/avtomobil-krediti.jpg",620,465,false],"thumbnail":["https:\/\/arantv.az\/wp-content\/uploads\/2018\/12\/avtomobil-krediti-150x150.jpg",150,150,true],"medium":["https:\/\/arantv.az\/wp-content\/uploads\/2018\/12\/avtomobil-krediti-300x225.jpg",300,225,true],"large":["https:\/\/arantv.az\/wp-content\/uploads\/2018\/12\/avtomobil-krediti.jpg",620,465,false],"1536x1536":["https:\/\/arantv.az\/wp-content\/uploads\/2018\/12\/avtomobil-krediti.jpg",620,465,false],"2048x2048":["https:\/\/arantv.az\/wp-content\/uploads\/2018\/12\/avtomobil-krediti.jpg",620,465,false],"post-thumbnail":["https:\/\/arantv.az\/wp-content\/uploads\/2018\/12\/avtomobil-krediti-240x172.jpg",240,172,true],"advps-thumb-one":["https:\/\/arantv.az\/wp-content\/uploads\/2018\/12\/avtomobil-krediti.jpg",620,465,false]},"rttpg_author":{"display_name":"V\u00fcsal Rafiqo\u011flu","author_link":"https:\/\/arantv.az\/?author=2"},"rttpg_comment":0,"rttpg_category":"G\u00fcnd\u0259m<\/a>","rttpg_excerpt":"Maliyy\u0259 Bazarlar\u0131na N\u0259zar\u0259t Palatas\u0131 (MBNP) bir borcalan v\u0259 ya bir-biri il\u0259 \u0259laq\u0259dar borcalanlar qrupu \u00fczr\u0259 kredit riskl\u0259rinin t\u0259nziml\u0259nm\u0259sin\u0259 prudensial n\u0259zar\u0259ti g\u00fccl\u0259ndirir. ARANTV.AZ\u00a0x\u0259b\u0259r verir ki, \u201cBir borcalan v\u0259 ya bir-biri il\u0259 \u0259laq\u0259dar borcalanlar qrupu \u00fczr\u0259 kredit riskl\u0259rinin t\u0259nziml\u0259nm\u0259si haqq\u0131nda Qaydalar\u201da \u0259sas\u0259n, I d\u0259r\u0259c\u0259li kapital\u0131n 10%-d\u0259n \u00e7ox olan m\u0259bl\u0259\u011fd\u0259 t\u0259minats\u0131z kreditin v\u0259 ya I d\u0259r\u0259c\u0259li kapital\u0131n 25%-d\u0259n…","_links":{"self":[{"href":"https:\/\/arantv.az\/index.php?rest_route=\/wp\/v2\/posts\/26589"}],"collection":[{"href":"https:\/\/arantv.az\/index.php?rest_route=\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/arantv.az\/index.php?rest_route=\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/arantv.az\/index.php?rest_route=\/wp\/v2\/users\/2"}],"replies":[{"embeddable":true,"href":"https:\/\/arantv.az\/index.php?rest_route=%2Fwp%2Fv2%2Fcomments&post=26589"}],"version-history":[{"count":0,"href":"https:\/\/arantv.az\/index.php?rest_route=\/wp\/v2\/posts\/26589\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/arantv.az\/index.php?rest_route=\/wp\/v2\/media\/26590"}],"wp:attachment":[{"href":"https:\/\/arantv.az\/index.php?rest_route=%2Fwp%2Fv2%2Fmedia&parent=26589"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/arantv.az\/index.php?rest_route=%2Fwp%2Fv2%2Fcategories&post=26589"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/arantv.az\/index.php?rest_route=%2Fwp%2Fv2%2Ftags&post=26589"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}