Maliyy\u0259 Bazarlar\u0131na N\u0259zar\u0259t Palatas\u0131 (MBNP) bir borcalan v\u0259 ya bir-biri il\u0259 \u0259laq\u0259dar borcalanlar qrupu \u00fczr\u0259 kredit riskl\u0259rinin t\u0259nziml\u0259nm\u0259sin\u0259 prudensial n\u0259zar\u0259ti g\u00fccl\u0259ndirir.<\/p>\n
ARANTV.AZ\u00a0<\/strong>x\u0259b\u0259r verir ki, \u201cBir borcalan v\u0259 ya bir-biri il\u0259 \u0259laq\u0259dar borcalanlar qrupu \u00fczr\u0259 kredit riskl\u0259rinin t\u0259nziml\u0259nm\u0259si haqq\u0131nda Qaydalar\u201da \u0259sas\u0259n, I d\u0259r\u0259c\u0259li kapital\u0131n 10%-d\u0259n \u00e7ox olan m\u0259bl\u0259\u011fd\u0259 t\u0259minats\u0131z kreditin v\u0259 ya I d\u0259r\u0259c\u0259li kapital\u0131n 25%-d\u0259n \u00e7ox olan m\u0259bl\u0259\u011fd\u0259 t\u0259minatl\u0131 kreditin verilm\u0259si riskdir.<\/p>\n Bir borcalana v\u0259 ya bir-biri il\u0259 \u0259laq\u0259dar borcalanlar qrupuna bank\u0131n I d\u0259r\u0259c\u0259li kapital\u0131n\u0131n 25%-d\u0259n \u00e7ox olan m\u0259bl\u0259\u011fd\u0259 veril\u0259n t\u0259minatl\u0131 v\u0259 t\u0259minats\u0131z m\u0259cmu kreditl\u0259r d\u0259 iri kredit riski hesab olunur.<\/p>\n Bank\u0131n bir borcalan\u0131n\u0131n avtomobil krediti \u00fczr\u0259 kredit riskinin maksimum miqdar\u0131 a\u015fa\u011f\u0131dak\u0131 kimi m\u00fc\u0259yy\u0259n olunur:<\/p>\n kreditin r\u0259smil\u0259\u015fdirilm\u0259si an\u0131nda istehsal tarixi bir il v\u0259 bir ild\u0259n az olan avtomobil n\u0259qliyyat\u0131 vasit\u0259sinin qiym\u0259ti 30 min manatdan art\u0131q olduqda KTN \u0259msal\u0131 (kreditin t\u0259minata olan nisb\u0259ti)\u00a060%-d\u0259n \u00e7ox olmamal\u0131d\u0131r;<\/p>\n kreditin r\u0259smil\u0259\u015fdirilm\u0259si an\u0131nda istehsal tarixi bir il v\u0259 bir ild\u0259n az olan avtomobil n\u0259qliyyat\u0131 vasit\u0259sinin qiym\u0259ti 30 min manat v\u0259 ya ondan az olduqda KTN \u0259msal\u0131 50%-d\u0259n \u00e7ox olmamal\u0131d\u0131r;<\/p>\n avtomobil n\u0259qliyyat\u0131 vasit\u0259sinin qiym\u0259tind\u0259n as\u0131l\u0131 olmayaraq, kreditin r\u0259smil\u0259\u015fdirilm\u0259si an\u0131nda istehsal tarixi bir ild\u0259n \u00e7ox olan avtomobil n\u0259qliyyat\u0131 vasit\u0259l\u0259ri \u00fczr\u0259 KTN \u0259msal\u0131 20%-d\u0259n \u00e7ox olmamal\u0131d\u0131r.<\/p>\n Qaydalar 29 dekabr 2018-ci il tarixind\u0259n q\u00fcvv\u0259y\u0259 min\u0259c\u0259k.<\/p>\n oxu.az<\/p>\n","protected":false},"excerpt":{"rendered":" Maliyy\u0259 Bazarlar\u0131na N\u0259zar\u0259t Palatas\u0131 (MBNP) bir borcalan v\u0259 ya bir-biri il\u0259 \u0259laq\u0259dar borcalanlar qrupu \u00fczr\u0259 kredit riskl\u0259rinin t\u0259nziml\u0259nm\u0259sin\u0259 prudensial n\u0259zar\u0259ti g\u00fccl\u0259ndirir. ARANTV.AZ\u00a0x\u0259b\u0259r verir ki, \u201cBir borcalan v\u0259 ya bir-biri il\u0259 \u0259laq\u0259dar borcalanlar qrupu \u00fczr\u0259 kredit riskl\u0259rinin t\u0259nziml\u0259nm\u0259si haqq\u0131nda Qaydalar\u201da \u0259sas\u0259n, I d\u0259r\u0259c\u0259li kapital\u0131n 10%-d\u0259n \u00e7ox olan m\u0259bl\u0259\u011fd\u0259 t\u0259minats\u0131z kreditin v\u0259 ya I d\u0259r\u0259c\u0259li kapital\u0131n 25%-d\u0259n…<\/p>\n","protected":false},"author":2,"featured_media":26590,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"om_disable_all_campaigns":false,"_monsterinsights_skip_tracking":false,"_monsterinsights_sitenote_active":false,"_monsterinsights_sitenote_note":"","_monsterinsights_sitenote_category":0,"footnotes":""},"categories":[19],"tags":[],"class_list":["post-26589","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-gundm"],"aioseo_notices":[],"aioseo_head":"\n\t\t\n\t\n\t\n\t\n\t\n\t\n\t\t\n\t\t\n\t\t\n\t\t\n\t\t