Haz\u0131rda \u00f6lk\u0259d\u0259 kommersiya banklar\u0131 t\u0259r\u0259find\u0259n v\u0259t\u0259nda\u015flara t\u0259klif edil\u0259n na\u011fd istehlak kreditl\u0259rinin faiz d\u0259r\u0259c\u0259l\u0259ri y\u00fcks\u0259kdir. M\u0259rk\u0259zi Bank\u0131n yayd\u0131\u011f\u0131 son m\u0259lumata g\u00f6r\u0259 faiz d\u0259r\u0259c\u0259l\u0259ri 19-24 faiz aras\u0131nda d\u0259yi\u015fir. Qon\u015fu \u00f6lk\u0259l\u0259rd\u0259 is\u0259 v\u0259ziyy\u0259t tam f\u0259rqlidir. M\u0259s\u0259l\u0259n T\u00fcrkiy\u0259d\u0259 v\u0259t\u0259nda\u015flar illik 1.5 faizl\u0259 istehlak kreditl\u0259ri ala bilirl\u0259r. Mill\u0259t v\u0259kili V\u00fcqar Bayramov hesab edir ki, problemin h\u0259lli \u00fc\u00e7\u00fcn bir s\u0131ra add\u0131mlar at\u0131lmal\u0131d\u0131r.<\/p>\n
V\u0259t\u0259nda\u015flar banklar\u0131n t\u0259klif etdiyi istehlak kreditl\u0259rinin faiz d\u0259r\u0259c\u0259l\u0259rinin y\u00fcks\u0259k olmas\u0131ndan gileyl\u0259nirl\u0259r. M\u0259rk\u0259zi Bank\u0131n yayd\u0131\u011f\u0131 son r\u0259q\u0259ml\u0259r d\u0259 faiz d\u0259r\u0259c\u0259l\u0259rinin y\u00fcks\u0259k olmas\u0131ndan\u00a0x\u0259b\u0259r<\/a>\u00a0verir. Bel\u0259 ki, qurum “Bank kapital\u0131n\u0131n v\u0259 onun adekvatl\u0131\u011f\u0131n\u0131n hesablanmas\u0131 Qaydalar\u0131” t\u0259l\u0259bind\u0259n ir\u0259li g\u0259l\u0259r\u0259k istehlak kreditl\u0259ri \u00fczr\u0259 orta faiz d\u0259r\u0259c\u0259l\u0259rin\u0259 dair m\u0259lumat yay\u0131b. 31 dekabr 2020-ci il tarixin\u0259 olan m\u0259lumata g\u00f6r\u0259 manatla veril\u0259n istehlak kreditl\u0259ri \u00fczr\u0259 orta faiz d\u0259r\u0259c\u0259l\u0259ri 19% – 24% civar\u0131ndad\u0131r.<\/p>\n Az\u0259rbaycanla m\u00fcqayis\u0259d\u0259 t\u00fcrkiy\u0259d\u0259 kredit faizl\u0259ri d\u0259f\u0259l\u0259rl\u0259 a\u015fa\u011f\u0131d\u0131r. M\u0259s\u0259l\u0259n, T\u00fcrkiy\u0259 v\u0259t\u0259nda\u015flar\u0131 Komisiya v\u0259 s\u0131\u011forta haqlar\u0131 da daxil olmaqla illik 1.5 faizl\u0259 istehlak kreditl\u0259ri \u0259ld\u0259 ed\u0259 bilirl\u0259r. Mill\u0259t V\u0259kili V\u00fcqar Bayramov deyir ki, \u00f6lk\u0259mizd\u0259 kredit faizl\u0259rinin y\u00fcks\u0259k olmas\u0131n\u0131n \u0259sas s\u0259b\u0259bl\u0259rind\u0259n biri banklar aras\u0131nda r\u0259qab\u0259tin a\u015fa\u011f\u0131 s\u0259viyy\u0259d\u0259 olmas\u0131d\u0131r. Ad\u0259t\u0259n kredit faizl\u0259ri banklar arasindaki r\u0259qab\u0259t n\u0259tic\u0259sind\u0259 a\u015fa\u011f\u0131 d\u00fc\u015f\u00fcr.<\/p>\n Mill\u0259t v\u0259kili deyir ki, kredit faizl\u0259ri il\u0259 deposit faizl\u0259ri aras\u0131nda da ciddi f\u0259rq var. V\u0259t\u0259nda\u015flardan daha a\u015fa\u011f\u0131 faizl\u0259rl\u0259 c\u0259lb edil\u0259n depozitl\u0259r dig\u0259rl\u0259rin\u0259 y\u00fcks\u0259k faizl\u0259rl\u0259 kredit formas\u0131nda verilir. V\u00fcqar Bayramov bildirir ki, M\u0259rk\u0259zi Bank banklara deposit faizl\u0259ri il\u0259 kredit faizl\u0259ri aras\u0131ndak\u0131 f\u0259rqi azaldan t\u00f6vsiy\u0259l\u0259r ver\u0259 bil\u0259r.<\/p>\n Mill\u0259t v\u0259kili deyir ki, bu yax\u0131nlarda kredit faizl\u0259rinin azald\u0131lmas\u0131 \u00fc\u00e7\u00fcn Milli M\u0259clisd\u0259 bir s\u0131ra t\u0259klifl\u0259r ir\u0259li s\u00fcr\u0259c\u0259k.(x\u0259z\u0259rx\u0259b\u0259r)<\/p>\n