{"id":394619,"date":"2021-10-23T13:33:35","date_gmt":"2021-10-23T10:33:35","guid":{"rendered":"http:\/\/arantv.az\/?p=394619"},"modified":"2021-10-23T13:33:35","modified_gmt":"2021-10-23T10:33:35","slug":"az%c9%99rbaycanda-kredit-faizl%c9%99ri-niy%c9%99-yuks%c9%99kdir-video-2","status":"publish","type":"post","link":"https:\/\/arantv.az\/?p=394619","title":{"rendered":"Az\u0259rbaycanda kredit faizl\u0259ri niy\u0259 y\u00fcks\u0259kdir? &#8211; V\u0130DEO"},"content":{"rendered":"<p>B\u0259z\u0259n t\u0259cili pul axtar\u0131\u015f\u0131nda olan \u015f\u0259xsi ilk n\u00f6vb\u0259d\u0259 bankdan g\u00f6t\u00fcrd\u00fcy\u00fc kreditin faizi maraqland\u0131rmasa da, sonradan bu, bir \u00e7ox probleml\u0259r\u0259 s\u0259b\u0259b olur. Uzun m\u00fcdd\u0259t edil\u0259n \u00f6d\u0259ni\u015fl\u0259rin m\u00fcqabilind\u0259 borcun bitm\u0259m\u0259si kredit g\u00f6t\u00fcr\u0259n \u015f\u0259xsi faizl\u0259r haqq\u0131nda d\u00fc\u015f\u00fcnm\u0259y\u0259 vadar edir. Amma nec\u0259 dey\u0259rl\u0259r bu vaxt art\u0131q gec olur, h\u0259m borcu, h\u0259m d\u0259 borcun \u00f6z\u00fcnd\u0259n d\u0259 y\u00fcks\u0259k olan faiz d\u0259r\u0259c\u0259l\u0259rini borcalan geri qaytarmal\u0131d\u0131r.<\/p>\n<p>Az\u0259rbaycanda haz\u0131rda kredit faizl\u0259ri orta hesabla t\u0259qrib\u0259n 14.2 faizdir, bu faizl\u0259r son ill\u0259rl\u0259 m\u00fcqayis\u0259d\u0259 \u0259h\u0259miyy\u0259tli d\u0259r\u0259c\u0259d\u0259 azalmi\u015f r\u0259q\u0259ml\u0259rdir, amma yen\u0259 d\u0259 qon\u015fu \u00f6lk\u0259l\u0259rl\u0259 m\u00fcqayis\u0259d\u0259 faizl\u0259r y\u00fcks\u0259kdir. Y\u00fcks\u0259k faiz d\u0259r\u0259c\u0259l\u0259ri is\u0259 borcun geri qaytar\u0131lmas\u0131nda \u0259lav\u0259 mane\u0259l\u0259r yarad\u0131r v\u0259 bu da problemli kreditl\u0259rin artmas\u0131na s\u0259b\u0259b olur. B\u0259s \u00f6lk\u0259mizd\u0259 kreditl\u0259rin faizl\u0259rini y\u00fcks\u0259k saxlayan s\u0259b\u0259b n\u0259dir? \u0130qtisad\u00e7\u0131 ekspert Cavan\u015fir Abdullayev \u0259n \u0259sas s\u0259b\u0259bin banklar\u0131n g\u00f6t\u00fcrd\u00fcy\u00fc \u0259man\u0259tl\u0259rin d\u0259 ba\u015fqa \u00f6lk\u0259l\u0259rd\u0259n f\u0259rqli olaraq Az\u0259rbaycanda y\u00fcks\u0259k oldu\u011funu deyir.<\/p>\n<p>Daha sonra veril\u0259n kreditin geri qay\u0131tmama ehtimal\u0131, bank\u0131n saxlanma x\u0259rcl\u0259ri v\u0259 m\u0259nf\u0259\u0259tini d\u0259 n\u0259z\u0259r\u0259 alanda kreditin faiz d\u0259r\u0259c\u0259si t\u0259qrib\u0259n 15 faiz\u0259 b\u0259rab\u0259r olur. M\u0259rk\u0259zi Bank\u0131n u\u00e7ot d\u0259r\u0259c\u0259sinin t\u0259qrib\u0259n 6.5 faiz olmas\u0131n\u0131n, y\u0259ni \u00f6z\u0259l banklara kredit \u00fc\u00e7\u00fcn ayr\u0131lan v\u0259saitin a\u015fa\u011f\u0131 faizli olmas\u0131na r\u0259\u011fm\u0259n \u0259haliy\u0259 banklar\u0131n verdiyi kreditl\u0259rin faiz d\u0259r\u0259c\u0259sinin y\u00fcks\u0259k olmas\u0131n\u0131n da iqtisadi s\u0259b\u0259bl\u0259ri var.<\/p>\n<p>Qeyd ed\u0259k ki, bug\u00fcn Az\u0259rbaycanda banklar\u0131n \u0259haliy\u0259 verdiyi kreditl\u0259rin h\u0259cmi t\u0259qrib\u0259n 15 milyard manata yax\u0131nd\u0131r. Bu kreditl\u0259rin t\u0259qrib\u0259n 9 milyard manat\u0131 \u0259man\u0259tl\u0259r hesab\u0131na formala\u015f\u0131b. Qalan m\u0259bl\u0259\u011f is\u0259 banklar\u0131n \u00f6z s\u0259rmay\u0259l\u0259ri, c\u00fczi miqdar\u0131 is\u0259 M\u0259rk\u0259zi Bank\u0131n \u00f6z\u0259l banklara kredit \u00fc\u00e7\u00fcn ayr\u0131d\u0131\u011f\u0131 v\u0259saitdir.<\/p>\n<div class=\"article_text\">\n<p>&nbsp;<\/p>\n<p><iframe loading=\"lazy\" src=\"https:\/\/daytube.az\/az\/embed\/117093\" width=\"670\" height=\"400\" frameborder=\"0\" allowfullscreen=\"allowfullscreen\" data-mce-fragment=\"1\"><\/iframe><\/p>\n<\/div>\n<div class=\"social-banner\"><\/div>\n","protected":false},"excerpt":{"rendered":"<p>B\u0259z\u0259n t\u0259cili pul axtar\u0131\u015f\u0131nda olan \u015f\u0259xsi ilk n\u00f6vb\u0259d\u0259 bankdan g\u00f6t\u00fcrd\u00fcy\u00fc kreditin faizi maraqland\u0131rmasa da, sonradan bu, bir \u00e7ox probleml\u0259r\u0259 s\u0259b\u0259b olur. Uzun m\u00fcdd\u0259t edil\u0259n \u00f6d\u0259ni\u015fl\u0259rin m\u00fcqabilind\u0259 borcun bitm\u0259m\u0259si kredit g\u00f6t\u00fcr\u0259n \u015f\u0259xsi faizl\u0259r haqq\u0131nda d\u00fc\u015f\u00fcnm\u0259y\u0259 vadar edir. Amma nec\u0259 dey\u0259rl\u0259r bu vaxt art\u0131q gec olur, h\u0259m borcu, h\u0259m d\u0259 borcun \u00f6z\u00fcnd\u0259n d\u0259 y\u00fcks\u0259k olan faiz d\u0259r\u0259c\u0259l\u0259rini borcalan geri qaytarmal\u0131d\u0131r. Az\u0259rbaycanda haz\u0131rda kredit faizl\u0259ri orta hesabla t\u0259qrib\u0259n 14.2 faizdir, bu faizl\u0259r son ill\u0259rl\u0259 m\u00fcqayis\u0259d\u0259 \u0259h\u0259miyy\u0259tli d\u0259r\u0259c\u0259d\u0259 azalmi\u015f r\u0259q\u0259ml\u0259rdir, amma yen\u0259 d\u0259 qon\u015fu \u00f6lk\u0259l\u0259rl\u0259 m\u00fcqayis\u0259d\u0259 faizl\u0259r y\u00fcks\u0259kdir. Y\u00fcks\u0259k faiz d\u0259r\u0259c\u0259l\u0259ri is\u0259 borcun geri&hellip;<\/p>\n","protected":false},"author":2,"featured_media":394620,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"om_disable_all_campaigns":false,"_monsterinsights_skip_tracking":false,"_monsterinsights_sitenote_active":false,"_monsterinsights_sitenote_note":"","_monsterinsights_sitenote_category":0},"categories":[26],"tags":[],"aioseo_notices":[],"gutentor_comment":0,"rttpg_featured_image_url":{"full":["https:\/\/arantv.az\/wp-content\/uploads\/2021\/10\/kredit_34948958.jpg",800,600,false],"landscape":["https:\/\/arantv.az\/wp-content\/uploads\/2021\/10\/kredit_34948958.jpg",800,600,false],"portraits":["https:\/\/arantv.az\/wp-content\/uploads\/2021\/10\/kredit_34948958.jpg",800,600,false],"thumbnail":["https:\/\/arantv.az\/wp-content\/uploads\/2021\/10\/kredit_34948958-500x280.jpg",500,280,true],"medium":["https:\/\/arantv.az\/wp-content\/uploads\/2021\/10\/kredit_34948958-487x365.jpg",487,365,true],"large":["https:\/\/arantv.az\/wp-content\/uploads\/2021\/10\/kredit_34948958.jpg",640,480,false],"1536x1536":["https:\/\/arantv.az\/wp-content\/uploads\/2021\/10\/kredit_34948958.jpg",800,600,false],"2048x2048":["https:\/\/arantv.az\/wp-content\/uploads\/2021\/10\/kredit_34948958.jpg",800,600,false],"post-thumbnail":["https:\/\/arantv.az\/wp-content\/uploads\/2021\/10\/kredit_34948958-240x172.jpg",240,172,true],"advps-thumb-one":["https:\/\/arantv.az\/wp-content\/uploads\/2021\/10\/kredit_34948958.jpg",800,600,false]},"rttpg_author":{"display_name":"V\u00fcsal Rafiqo\u011flu","author_link":"https:\/\/arantv.az\/?author=2"},"rttpg_comment":0,"rttpg_category":"<a href=\"https:\/\/arantv.az\/?cat=26\" rel=\"category\">Sosial<\/a>","rttpg_excerpt":"B\u0259z\u0259n t\u0259cili pul axtar\u0131\u015f\u0131nda olan \u015f\u0259xsi ilk n\u00f6vb\u0259d\u0259 bankdan g\u00f6t\u00fcrd\u00fcy\u00fc kreditin faizi maraqland\u0131rmasa da, sonradan bu, bir \u00e7ox probleml\u0259r\u0259 s\u0259b\u0259b olur. Uzun m\u00fcdd\u0259t edil\u0259n \u00f6d\u0259ni\u015fl\u0259rin m\u00fcqabilind\u0259 borcun bitm\u0259m\u0259si kredit g\u00f6t\u00fcr\u0259n \u015f\u0259xsi faizl\u0259r haqq\u0131nda d\u00fc\u015f\u00fcnm\u0259y\u0259 vadar edir. Amma nec\u0259 dey\u0259rl\u0259r bu vaxt art\u0131q gec olur, h\u0259m borcu, h\u0259m d\u0259 borcun \u00f6z\u00fcnd\u0259n d\u0259 y\u00fcks\u0259k olan faiz d\u0259r\u0259c\u0259l\u0259rini&hellip;","_links":{"self":[{"href":"https:\/\/arantv.az\/index.php?rest_route=\/wp\/v2\/posts\/394619"}],"collection":[{"href":"https:\/\/arantv.az\/index.php?rest_route=\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/arantv.az\/index.php?rest_route=\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/arantv.az\/index.php?rest_route=\/wp\/v2\/users\/2"}],"replies":[{"embeddable":true,"href":"https:\/\/arantv.az\/index.php?rest_route=%2Fwp%2Fv2%2Fcomments&post=394619"}],"version-history":[{"count":0,"href":"https:\/\/arantv.az\/index.php?rest_route=\/wp\/v2\/posts\/394619\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/arantv.az\/index.php?rest_route=\/wp\/v2\/media\/394620"}],"wp:attachment":[{"href":"https:\/\/arantv.az\/index.php?rest_route=%2Fwp%2Fv2%2Fmedia&parent=394619"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/arantv.az\/index.php?rest_route=%2Fwp%2Fv2%2Fcategories&post=394619"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/arantv.az\/index.php?rest_route=%2Fwp%2Fv2%2Ftags&post=394619"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}