{"id":42657,"date":"2019-03-02T16:13:27","date_gmt":"2019-03-02T13:13:27","guid":{"rendered":"http:\/\/arantv.az\/?p=42657"},"modified":"2019-03-02T16:13:27","modified_gmt":"2019-03-02T13:13:27","slug":"10-min-dollardan-artiq-kredit-gotur%c9%99nl%c9%99r%c9%99-d%c9%99-guz%c9%99st-edil%c9%99c%c9%99k-%c9%99sas-s%c9%99rt","status":"publish","type":"post","link":"https:\/\/arantv.az\/?p=42657","title":{"rendered":"10 min dollardan art\u0131q kredit g\u00f6t\u00fcr\u0259nl\u0259r\u0259 d\u0259 g\u00fcz\u0259\u015ft edil\u0259c\u0259k \u2014 \u018fsas \u015f\u0259rt"},"content":{"rendered":"
“V\u0259t\u0259nda\u015f\u0131n 10 min dollardan art\u0131q kredit g\u00f6t\u00fcrm\u0259sin\u0259 baxmayaraq, devalvasiya zaman\u0131 \u0259sas m\u0259bl\u0259\u011f 10 min dollarad\u0259k azald\u0131\u011f\u0131 \u00fc\u00e7\u00fcn onun kreditin\u0259 kompensasiya hesablanacaq”<\/div>\n

ARANTV.AZ\u00a0<\/strong> x\u0259b\u0259r verir ki, iqtisad\u00e7\u0131-ekspert V\u00fcqar Bayramov problemli kreditl\u0259r\u0259 kompensasiya v\u0259 g\u00fcz\u0259\u015ftl\u0259rin t\u0259tbiqi il\u0259 ba\u011fl\u0131 b\u0259zi suallar\u0131 cavabland\u0131r\u0131b.<\/p>\n

\"\"<\/p>\n

– Kompensasiya kredit x\u0259ttin\u0259, yoxsa \u0259sas kredit borclar\u0131n\u0131n qal\u0131q m\u0259bl\u0259\u011fin\u0259 \u0259sas\u0259n hesablanacaq?\u00a0<\/strong><\/p>\n

– F\u0259rman kredit x\u0259tti 10 min dollardan \u00e7ox olan kreditl\u0259r \u00fc\u00e7\u00fcn bir s\u0131ra hallarda kompensasiya \u0259ld\u0259 etm\u0259k imkan\u0131 yarad\u0131r. S\u0259n\u0259d\u0259 \u0259sas\u0259n, kompensasiya m\u0259bl\u0259\u011fi hesablanan zaman kredit x\u0259tti deyil, \u0259sas m\u0259bl\u0259\u011f \u00fczr\u0259 kredit qal\u0131\u011f\u0131 \u0259sas g\u00f6t\u00fcr\u00fcl\u0259c\u0259k. M\u0259s\u0259l\u0259n, v\u0259t\u0259nda\u015f\u0131m\u0131z 2014-c\u00fc ild\u0259 12 min dollar kredit g\u00f6t\u00fcr\u00fcb v\u0259 2015-ci il fevral\u0131n 21-d\u0259k \u0259sas m\u0259bl\u0259\u011fin 2 min dollar\u0131n\u0131 \u00f6d\u0259yib. Y\u0259ni, onun birinci devalvasiya ba\u015f ver\u0259n zaman \u0259sas m\u0259bl\u0259\u011f \u00fczr\u0259 borc 10 min dollar olub. Birinci devalvasiya ba\u015f ver\u0259n zaman onun 12 min dollarl\u0131q kredit x\u0259tti \u00fczr\u0259 \u0259sas qal\u0131q m\u0259bl\u0259\u011fi 10 min dollarad\u0259k azald\u0131\u011f\u0131 \u00fc\u00e7\u00fcn o kompensasiya ala bil\u0259c\u0259k. Bu is\u0259 o dem\u0259kdir ki, v\u0259t\u0259nda\u015f\u0131m\u0131z\u0131n 10 min dollardan art\u0131q kredit g\u00f6t\u00fcrm\u0259sin\u0259 baxmayaraq, devalvasiya zaman\u0131 \u0259sas m\u0259bl\u0259\u011f 10 min dollarad\u0259k azald\u0131\u011f\u0131 \u00fc\u00e7\u00fcn onun kreditin\u0259 kompensasiya hesablanacaq.<\/p>\n

<\/div>\n

-10 min dollardan art\u0131q kredit x\u0259tttinin birinci deyil, ikinci devalvasiya zaman\u0131 \u0259sas m\u0259bl\u0259\u011f \u00fczr\u0259 qal\u0131\u011f\u0131 10 min dollarad\u0259k azal\u0131bsa, h\u0259min kredit\u0259 kompensasiya \u00f6d\u0259nil\u0259c\u0259kmi?\u00a0<\/strong><\/p>\n

– M\u0259s\u0259l\u0259n, v\u0259t\u0259nda\u015f\u0131m\u0131z 2014-c\u00fc ild\u0259 12 min dollar kredit g\u00f6t\u00fcr\u00fcb. Onun krediti \u00fczr\u0259 \u0259sas m\u0259bl\u0259\u011fi 2015-ci ilin fevral\u0131n 21-d\u0259k, y\u0259ni birinci devalvasiya ba\u015f ver\u0259n\u0259d\u0259k, 11 min dollarad\u0259k azal\u0131b (y\u0259ni 10 min dollardan \u00e7ox olub), h\u0259min ilin dekabr\u0131n 21-d\u0259k, y\u0259ni ikinci devalvasiya ba\u015f ver\u0259n\u0259d\u0259k, 10 min dollarad\u0259k azal\u0131b. Bu halda h\u0259min kredit\u0259 d\u0259 kompensasiya hesablanacaq v\u0259 ikinci devalvasiyad\u0259k \u0259sas m\u0259bl\u0259\u011f \u00fczr\u0259 qal\u0131q borc 10 min dollar oldu\u011fu \u00fc\u00e7\u00fcn \u00f6d\u0259ni\u015f edil\u0259c\u0259k.<\/p>\n

– Devalvasiyalardan sonra manata \u00e7evrilmi\u015f kredit borclar\u0131 kompensasiya alacaqm\u0131?\u00a0<\/strong><\/p>\n

– M\u0259s\u0259l\u0259n, v\u0259t\u0259nda\u015f\u0131m\u0131z 2015-ci ilin yanvar\u0131nda 9 min dollar kredit g\u00f6t\u00fcr\u00fcb v\u0259 iki devalvasiyadan sonra, 2016-c\u0131 ild\u0259 bankla raz\u0131la\u015faraq onu 1.6 kursu il\u0259 manata \u00e7evirib v\u0259 milli valyuta il\u0259 \u00f6d\u0259ni\u015fl\u0259r edib. Bel\u0259 kreditl\u0259r d\u0259 dollar krediti kimi kompensasiya alacaqlar. H\u0259min kreditl\u0259r \u00fczr\u0259 \u0259sas m\u0259bl\u0259\u011fin milli valyutaya \u00e7evrilm\u0259sin\u0259 v\u0259 \u00f6d\u0259ni\u015fl\u0259rin manatla olmas\u0131na baxmayaraq, o borc dollarda olan borc kimi q\u0259bul olunur v\u0259 devalvasiya n\u0259tic\u0259sind\u0259 yaranan f\u0259rq s\u0259n\u0259dd\u0259 \u00f6z \u0259ksini tapan mexanizm\u0259 uy\u011fun olaraq tam \u00f6d\u0259nilir. Y\u0259ni, tam kompensasiya \u00f6d\u0259nil\u0259c\u0259k.<\/p>\n

– R\u0259smi olaraq kreditl\u0259r \u00fczr\u0259 \u00f6d\u0259nil\u0259c\u0259k kompensasiya m\u0259bl\u0259\u011fini h\u0259r bir v\u0259t\u0259nda\u015f \u00f6z\u00fc nec\u0259 hesablaya bil\u0259r?\u00a0<\/strong><\/p>\n

– Maliyy\u0259 Bazarlar\u0131na N\u0259zar\u0259t Palatas\u0131 elektron kalkulyatorun haz\u0131rlanmas\u0131n\u0131 h\u0259yata ke\u00e7irir. G\u00fcman olunur ki, h\u0259min kalkulyator g\u0259l\u0259n h\u0259ft\u0259 palatan\u0131n internet s\u0259hif\u0259sind\u0259 yerl\u0259\u015fdiril\u0259c\u0259k. H\u0259r bir v\u0259t\u0259nda\u015f kalkulyatora kredit il\u0259 ba\u011fl\u0131 m\u0259lumatlar\u0131 daxil etm\u0259kl\u0259 ala bil\u0259c\u0259yi kompensasiyan\u0131n m\u0259bl\u0259\u011fini \u00f6z\u00fc elektron hesablaya bil\u0259c\u0259k.<\/p>\n

– Kompensasiyan\u0131 almaq \u00fc\u00e7\u00fcn banka m\u00fcraci\u0259t etm\u0259k laz\u0131md\u0131rm\u0131?\u00a0<\/strong><\/p>\n

– Siyah\u0131lar d\u0259qiql\u0259\u015fdirildikd\u0259n sonra banklar v\u0259t\u0259nda\u015flar il\u0259 \u0259laq\u0259 saxlay\u0131b, onlara kompensasiya \u00f6d\u0259ni\u015fi h\u0259yata ke\u00e7ir\u0259c\u0259kl\u0259r. Kompensasiyalar \u00f6d\u0259nil\u0259n zaman sizinl\u0259 \u0259laq\u0259 saxlan\u0131lmasa, o zaman banka m\u00fcraci\u0259t edin. N\u0259z\u0259r\u0259 almaq laz\u0131md\u0131r ki, b\u00fct\u00fcn kompensasiyalar bu il may\u0131n 28-d\u0259k tam \u00f6d\u0259nilm\u0259lidir. Eyni zamanda, x\u00fcsusi suallar\u0131n\u0131z oldu\u011fu halda Maliyy\u0259 Bazarlar\u0131na N\u0259zar\u0259t Palatas\u0131n\u0131n 966 \u00c7a\u011fr\u0131 M\u0259rk\u0259zi il\u0259 \u0259laq\u0259 saxlma\u011f\u0131 da unutmay\u0131n.<\/p>\n

\u00d6lk\u0259.Az<\/em><\/p>\n","protected":false},"excerpt":{"rendered":"

“V\u0259t\u0259nda\u015f\u0131n 10 min dollardan art\u0131q kredit g\u00f6t\u00fcrm\u0259sin\u0259 baxmayaraq, devalvasiya zaman\u0131 \u0259sas m\u0259bl\u0259\u011f 10 min dollarad\u0259k azald\u0131\u011f\u0131 \u00fc\u00e7\u00fcn onun kreditin\u0259 kompensasiya hesablanacaq” ARANTV.AZ\u00a0 x\u0259b\u0259r verir ki, iqtisad\u00e7\u0131-ekspert V\u00fcqar Bayramov problemli kreditl\u0259r\u0259 kompensasiya v\u0259 g\u00fcz\u0259\u015ftl\u0259rin t\u0259tbiqi il\u0259 ba\u011fl\u0131 b\u0259zi suallar\u0131 cavabland\u0131r\u0131b. – Kompensasiya kredit x\u0259ttin\u0259, yoxsa \u0259sas kredit borclar\u0131n\u0131n qal\u0131q m\u0259bl\u0259\u011fin\u0259 \u0259sas\u0259n hesablanacaq?\u00a0 – F\u0259rman kredit x\u0259tti 10 min dollardan \u00e7ox olan kreditl\u0259r \u00fc\u00e7\u00fcn bir s\u0131ra hallarda kompensasiya \u0259ld\u0259 etm\u0259k imkan\u0131 yarad\u0131r. S\u0259n\u0259d\u0259 \u0259sas\u0259n, kompensasiya m\u0259bl\u0259\u011fi hesablanan zaman kredit x\u0259tti deyil, \u0259sas m\u0259bl\u0259\u011f \u00fczr\u0259 kredit qal\u0131\u011f\u0131 \u0259sas g\u00f6t\u00fcr\u00fcl\u0259c\u0259k. M\u0259s\u0259l\u0259n, v\u0259t\u0259nda\u015f\u0131m\u0131z 2014-c\u00fc ild\u0259…<\/p>\n","protected":false},"author":2,"featured_media":42658,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"om_disable_all_campaigns":false,"_monsterinsights_skip_tracking":false,"_monsterinsights_sitenote_active":false,"_monsterinsights_sitenote_note":"","_monsterinsights_sitenote_category":0},"categories":[19],"tags":[],"aioseo_notices":[],"gutentor_comment":0,"rttpg_featured_image_url":{"full":["https:\/\/arantv.az\/wp-content\/uploads\/2019\/03\/dollarr.jpg",620,375,false],"landscape":["https:\/\/arantv.az\/wp-content\/uploads\/2019\/03\/dollarr.jpg",620,375,false],"portraits":["https:\/\/arantv.az\/wp-content\/uploads\/2019\/03\/dollarr.jpg",620,375,false],"thumbnail":["https:\/\/arantv.az\/wp-content\/uploads\/2019\/03\/dollarr-150x150.jpg",150,150,true],"medium":["https:\/\/arantv.az\/wp-content\/uploads\/2019\/03\/dollarr-300x181.jpg",300,181,true],"large":["https:\/\/arantv.az\/wp-content\/uploads\/2019\/03\/dollarr.jpg",620,375,false],"1536x1536":["https:\/\/arantv.az\/wp-content\/uploads\/2019\/03\/dollarr.jpg",620,375,false],"2048x2048":["https:\/\/arantv.az\/wp-content\/uploads\/2019\/03\/dollarr.jpg",620,375,false],"post-thumbnail":["https:\/\/arantv.az\/wp-content\/uploads\/2019\/03\/dollarr-240x172.jpg",240,172,true],"advps-thumb-one":["https:\/\/arantv.az\/wp-content\/uploads\/2019\/03\/dollarr.jpg",620,375,false]},"rttpg_author":{"display_name":"V\u00fcsal Rafiqo\u011flu","author_link":"https:\/\/arantv.az\/?author=2"},"rttpg_comment":0,"rttpg_category":"G\u00fcnd\u0259m<\/a>","rttpg_excerpt":"“V\u0259t\u0259nda\u015f\u0131n 10 min dollardan art\u0131q kredit g\u00f6t\u00fcrm\u0259sin\u0259 baxmayaraq, devalvasiya zaman\u0131 \u0259sas m\u0259bl\u0259\u011f 10 min dollarad\u0259k azald\u0131\u011f\u0131 \u00fc\u00e7\u00fcn onun kreditin\u0259 kompensasiya hesablanacaq” ARANTV.AZ\u00a0 x\u0259b\u0259r verir ki, iqtisad\u00e7\u0131-ekspert V\u00fcqar Bayramov problemli kreditl\u0259r\u0259 kompensasiya v\u0259 g\u00fcz\u0259\u015ftl\u0259rin t\u0259tbiqi il\u0259 ba\u011fl\u0131 b\u0259zi suallar\u0131 cavabland\u0131r\u0131b. – Kompensasiya kredit x\u0259ttin\u0259, yoxsa \u0259sas kredit borclar\u0131n\u0131n qal\u0131q m\u0259bl\u0259\u011fin\u0259 \u0259sas\u0259n hesablanacaq?\u00a0 – F\u0259rman kredit x\u0259tti…","_links":{"self":[{"href":"https:\/\/arantv.az\/index.php?rest_route=\/wp\/v2\/posts\/42657"}],"collection":[{"href":"https:\/\/arantv.az\/index.php?rest_route=\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/arantv.az\/index.php?rest_route=\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/arantv.az\/index.php?rest_route=\/wp\/v2\/users\/2"}],"replies":[{"embeddable":true,"href":"https:\/\/arantv.az\/index.php?rest_route=%2Fwp%2Fv2%2Fcomments&post=42657"}],"version-history":[{"count":0,"href":"https:\/\/arantv.az\/index.php?rest_route=\/wp\/v2\/posts\/42657\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/arantv.az\/index.php?rest_route=\/wp\/v2\/media\/42658"}],"wp:attachment":[{"href":"https:\/\/arantv.az\/index.php?rest_route=%2Fwp%2Fv2%2Fmedia&parent=42657"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/arantv.az\/index.php?rest_route=%2Fwp%2Fv2%2Fcategories&post=42657"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/arantv.az\/index.php?rest_route=%2Fwp%2Fv2%2Ftags&post=42657"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}