R\u0259q\u0259msal texnologiyalar eras\u0131 s\u00fcr\u0259tl\u0259 qlobal iqtisadiyyata t\u0259sir g\u00f6st\u0259rm\u0259y\u0259 davam edir. Maliyy\u0259 v\u0259 texnoloji innovasiyalar\u0131n ortaya \u00e7\u0131xmas\u0131 d\u00f6vl\u0259t institutlar\u0131n\u0131 d\u00fcnya ticar\u0259tinin s\u0259rh\u0259dl\u0259rin\u0259 yenid\u0259n baxma\u011fa vadar edir. R\u0259qab\u0259td\u0259 gerid\u0259 qalmamaq \u00fc\u00e7\u00fcn \u00f6lk\u0259l\u0259r v\u0259 \u015firk\u0259tl\u0259r aras\u0131nda s\u0131rf elektron xidm\u0259tl\u0259r \u00fcz\u0259rind\u0259 m\u00fcbariz\u0259l\u0259r ba\u015flad\u0131. Bu da onu dem\u0259y\u0259 \u0259sas verir ki, m\u00fcbariz\u0259 davam etdikc\u0259 \u015firk\u0259tl\u0259r daha yeni t\u0259klifl\u0259r v\u0259 layih\u0259l\u0259rl\u0259 sektora daxil olma\u011fa davam ed\u0259c\u0259kl\u0259r.<\/p>\n
R\u0259q\u0259msal texnologiyalar \u0259srind\u0259 \u00f6z s\u00f6z\u00fcn\u00fc dey\u0259n v\u0259 dem\u0259y\u0259 d\u0259 davam ed\u0259n \u015firk\u0259tl\u0259rd\u0259n biri d\u0259 \u201cMastercard\u201dd\u0131r.\u00a0 Bel\u0259 ki, \u201cMastercard\u201d\u0131n Az\u0259rbaycanda \u0259sas missiyas\u0131, g\u00f6r\u00fcl\u0259c\u0259k yeni layih\u0259l\u0259r, r\u0259qab\u0259t m\u00fchitind\u0259 m\u00fc\u015ft\u0259ril\u0259r\u0259 t\u0259klifl\u0259r, t\u0259r\u0259fda\u015f banklarla g\u00f6zl\u0259nil\u0259n yeni \u0259m\u0259kda\u015fl\u0131qlar v\u0259 dig\u0259r yenilikl\u0259r bar\u0259d\u0259 \u201cMastercard\u201d \u015firk\u0259tinin Az\u0259rbaycan v\u0259 T\u00fcrkiy\u0259 \u00fczr\u0259 yeni Ba\u015f direktoru\u00a0Av\u015far G\u00fcrdal Oxu.Az<\/strong>-a m\u00fcsahib\u0259sind\u0259 m\u0259lumat verib.<\/p>\n – S\u00f6hb\u0259timiz\u0259 ba\u015flamazdan \u00f6nc\u0259 sizi \u201cMastercard\u201d\u0131n T\u00fcrkiy\u0259 v\u0259 Az\u0259rbaycan \u00fczr\u0259 Ba\u015f direktoru v\u0259zif\u0259sin\u0259 t\u0259yin olunma\u011f\u0131n\u0131z m\u00fcnasib\u0259til\u0259 t\u0259brik edir\u0259m. \u201cMastercard\u201d\u0131n Az\u0259rbaycandak\u0131 m\u00fc\u015ft\u0259ril\u0259rin\u0259 t\u0259klif etdiyi yeni m\u0259hsullar, xidm\u0259tl\u0259r v\u0259 h\u0259ll\u0259r haqq\u0131nda n\u0259 dey\u0259 bil\u0259rsiniz?<\/strong><\/p>\n – \u201cMastercard\u201d olaraq Az\u0259rbaycanda \u0259sas missiyam\u0131z m\u00fc\u015ft\u0259ril\u0259rin, t\u0259r\u0259fda\u015f banklar\u0131n v\u0259 \u00f6lk\u0259d\u0259ki b\u00fct\u00fcn maraql\u0131 t\u0259r\u0259fl\u0259rin xeyrin\u0259 olacaq \u015f\u0259kild\u0259 na\u011fds\u0131z \u00f6d\u0259ni\u015fl\u0259rin pay\u0131n\u0131 art\u0131rmaqd\u0131r.<\/p>\n Biz Az\u0259rbaycan M\u0259rk\u0259zi Bank\u0131 il\u0259 imzalanm\u0131\u015f R\u0259q\u0259msal \u00d6lk\u0259 T\u0259r\u0259fda\u015fl\u0131\u011f\u0131 Sazi\u015find\u0259n ir\u0259li g\u0259l\u0259n t\u0259\u015f\u0259bb\u00fcsl\u0259ri h\u0259yata ke\u00e7irm\u0259y\u0259 davam ed\u0259c\u0259yik. Eyni zamanda \u00f6lk\u0259 regionunun apar\u0131c\u0131 na\u011fds\u0131z iqtisadiyyat\u0131na \u00e7evrilm\u0259sin\u0259 t\u00f6hf\u0259 verm\u0259k niyy\u0259tind\u0259yik. \u201cMastercard\u201d maliyy\u0259 institutlar\u0131, ticar\u0259t\u00e7il\u0259r, h\u00f6kum\u0259tl\u0259r v\u0259 qeyri-h\u00f6kum\u0259t t\u0259\u015fkilatlar\u0131 il\u0259 \u0259m\u0259kda\u015fl\u0131q ed\u0259r\u0259k, sa\u011flam iqtisadiyyat namin\u0259 yeni \u00e7\u0131x\u0131\u015f yollar\u0131 yaratmaq \u00fc\u00e7\u00fcn texnologiya, n\u00fcfuz v\u0259 imkanlara malikdir.<\/p>\n X\u00fcsusil\u0259, 2021-ci ild\u0259 \u201cApplePay\u201d h\u0259ll\u0259rini u\u011furla i\u015f\u0259 sald\u0131q v\u0259 bu g\u00fcn \u201cAndroid\u201d istifad\u0259\u00e7il\u0259ri \u00fc\u00e7\u00fcn onun alternativi olan \u201cGPay\u201d\u0131 (GooglePay) t\u0259qdim edirik. Na\u011fd pul \u0259m\u0259liyyatlar\u0131ndan t\u0259mass\u0131z v\u0259 NFC-y\u0259 ke\u00e7idi stimulla\u015fd\u0131rmaq \u00fc\u00e7\u00fcn NFC \u0259m\u0259liyyatlar\u0131n\u0131 f\u0259al \u015f\u0259kild\u0259 t\u0259\u015fviq ed\u0259c\u0259yik. Biz h\u0259m\u00e7inin geni\u015fl\u0259n\u0259n NFC biznesimiz\u0259 t\u00f6hf\u0259 verm\u0259k m\u0259qs\u0259dil\u0259 partnyor \u015f\u0259b\u0259k\u0259mizi daha da geni\u015fl\u0259ndirm\u0259yi h\u0259d\u0259fl\u0259mi\u015fik. Bel\u0259 ki, bu platformaya davaml\u0131 olaraq yeni partnyorlar c\u0259lb etm\u0259kl\u0259 onlayn al\u0131\u015f-veri\u015fi s\u00fcr\u0259tli v\u0259 t\u0259hl\u00fck\u0259siz ed\u0259n, \u201ce-ticar\u0259t\u201d t\u0259cr\u00fcb\u0259sini yenid\u0259n formala\u015fd\u0131ran \u201cCard-on-File\u201d h\u0259lli olan \u201cMasterpass\u201da s\u0259rmay\u0259 qoyma\u011fa davam ed\u0259c\u0259yik.<\/p>\n Ticar\u0259t sahibl\u0259rinin smartfon, plan\u015fetini yerind\u0259c\u0259 m\u00fc\u015ft\u0259ril\u0259rin t\u0259mass\u0131z kartlar\u0131ndan v\u0259 ya mobil pul kis\u0259l\u0259rind\u0259n \u00f6d\u0259ni\u015fl\u0259ri q\u0259bul ed\u0259 bil\u0259n t\u0259mass\u0131z sat\u0131\u015f n\u00f6qt\u0259si (POS) terminal\u0131na \u00e7evir\u0259n Tap-on-Phone (Telefona toxun) texnologiyas\u0131na k\u00f6kl\u0259n\u0259c\u0259yik.<\/p>\n Qlobal miqyasda milyardlarla kart, bank v\u0259 r\u0259q\u0259msal hesablardan real vaxtda t\u0259hl\u00fck\u0259siz \u00f6lk\u0259xarici k\u00f6\u00e7\u00fcrm\u0259l\u0259ri t\u0259min ed\u0259n platformalar\u0131m\u0131z\u0131 aktiv \u015f\u0259kild\u0259 t\u0259bli\u011f ed\u0259c\u0259yik.<\/p>\n – Son ill\u0259r \u00f6lk\u0259mizd\u0259 na\u011fds\u0131z v\u0259 t\u0259mass\u0131z \u00f6d\u0259ni\u015fl\u0259r\u0259 \u00fcmumi m\u00fcnasib\u0259t nec\u0259 d\u0259yi\u015fib?<\/strong><\/p>\n – Dey\u0259 bil\u0259r\u0259m ki, Az\u0259rbaycan\u0131 na\u011fds\u0131z g\u0259l\u0259c\u0259y\u0259 aparmaqda q\u0259rarl\u0131y\u0131q. Ona g\u00f6r\u0259 d\u0259 bizim b\u00fct\u00fcn layih\u0259 v\u0259 planlar\u0131m\u0131z R\u0259q\u0259msal v\u0259 Na\u011fds\u0131z G\u0259l\u0259c\u0259k \u00fc\u00e7\u00fcn infrastrukturun yarad\u0131lmas\u0131na k\u00f6kl\u0259nib v\u0259 bu amala xidm\u0259t edir. Pandemiya d\u00f6vr\u00fcnd\u0259n etibar\u0259n \u00f6lk\u0259d\u0259 bir s\u0131ra layih\u0259l\u0259r h\u0259yata ke\u00e7iririk. Bu da na\u011fds\u0131z \u00f6d\u0259ni\u015fl\u0259rin say\u0131n\u0131n artmas\u0131na v\u0259 n\u0259tic\u0259d\u0259 istifad\u0259\u00e7il\u0259r aras\u0131nda m\u0259lumat, inam s\u0259viyy\u0259sinin y\u00fcks\u0259lm\u0259sin\u0259 s\u0259b\u0259b olub. \u201cNa\u011fds\u0131z Az\u0259rbaycan\u201d proqram\u0131 i\u015f\u0259 sal\u0131nandan bu g\u00fcn\u0259 q\u0259d\u0259r Az\u0259rbaycanda \u00f6d\u0259ni\u015f kartlar\u0131n\u0131n say\u0131 iki d\u0259f\u0259 art\u0131b. \u00d6lk\u0259daxili \u018fm\u0259liyyatlar\u0131n h\u0259cmi 2,6 milyard manatdan 11 milyard manata, elektron ticar\u0259tin pay\u0131 is\u0259 artaraq 9%-d\u0259n 30%-\u0259 faiz\u0259 y\u00fcks\u0259lib. Bu art\u0131m tempi 4 il \u0259rzind\u0259 \u201ce-ticar\u0259t\u201d h\u0259cml\u0259rinin 10 d\u0259f\u0259d\u0259n \u00e7ox artmas\u0131 dem\u0259kdir.<\/p>\n – Bir q\u0259d\u0259r d\u0259 na\u011fds\u0131z \u00f6d\u0259ni\u015fl\u0259rin \u0259sas \u00fcst\u00fcnl\u00fckl\u0259ri bar\u0259d\u0259 dan\u0131\u015faq. \u018fn \u00f6n\u0259mli n\u00fcanslar hans\u0131lard\u0131r?<\/strong><\/p>\n – \u018fn \u0259sas \u00fcst\u00fcnl\u00fckl\u0259rind\u0259n biri rahatl\u0131qd\u0131r. Maliyy\u0259 \u0259m\u0259liyyatlar\u0131n\u0131n asan \u015f\u0259kild\u0259 h\u0259yata ke\u00e7irm\u0259k r\u0259q\u0259msalla\u015fman\u0131n \u0259n b\u00f6y\u00fck amill\u0259rind\u0259n biridir. Pandemiya onu gigiyenik m\u0259cburiyy\u0259t\u0259 \u00e7evirm\u0259zd\u0259n \u0259vv\u0259l d\u0259 na\u011fds\u0131z \u0259m\u0259liyyatlara ke\u00e7id \u00fc\u00e7\u00fcn stimullar v\u0259 s\u0259m\u0259r\u0259l\u0259r var idi. Bu, h\u0259m\u00e7inin f\u0131r\u0131ldaq\u00e7\u0131l\u0131\u011f\u0131n azald\u0131lmas\u0131na v\u0259 \u00e7irkli pullar\u0131n yuyulmas\u0131na qar\u015f\u0131 m\u00fcbariz\u0259y\u0259 k\u00f6m\u0259k ed\u0259 bil\u0259r. \u00c7\u00fcnki elektron \u00f6d\u0259ni\u015fl\u0259rin izl\u0259nil\u0259 bilm\u0259si imkan\u0131 cinay\u0259tkarlar \u00fc\u00e7\u00fcn \u00e7irkli pullar\u0131n yuyulmas\u0131n\u0131 \u00e7\u0259tinl\u0259\u015fdirir. \u00dcst\u0259lik, \u015f\u0259xsi s\u0259viyy\u0259d\u0259 bu, daha t\u0259hl\u00fck\u0259sizdir: Bel\u0259 ki, \u0259g\u0259r sizin na\u011fd pulunuz yoxdursa, o\u011frular\u0131n \u0259lin\u0259 ke\u00e7\u0259c\u0259k v\u0259saitiniz d\u0259 yoxdur. Bel\u0259likl\u0259, \u00fcmumilikd\u0259 cinay\u0259tl\u0259rin say\u0131n\u0131n azald\u0131lmas\u0131 potensial\u0131 var.<\/p>\n Na\u011fds\u0131z iqtisadiyyata ke\u00e7\u0259n \u00f6lk\u0259l\u0259r \u00fc\u00e7\u00fcn x\u0259rcl\u0259r\u0259 q\u0259na\u0259t etm\u0259k laz\u0131md\u0131r. \u018fskinaslar\u0131n v\u0259 q\u0259pikl\u0259rin istehsal\u0131 baha ba\u015fa g\u0259lir v\u0259 biznes funksiyalar\u0131 kimi onlar\u0131 idar\u0259 etm\u0259k, saxlamaq, bazardan \u00e7\u0131xarmaq v\u0259 bazara yat\u0131rmaq daha bahad\u0131r. Na\u011fds\u0131z h\u0259m\u00e7inin \u00f6lk\u0259xarici \u00f6d\u0259ni\u015fdir v\u0259 beyn\u0259lxalq s\u0259yah\u0259tl\u0259ri daha sad\u0259 bir t\u0259cr\u00fcb\u0259y\u0259 \u00e7evir\u0259 bil\u0259r. D\u00fcnyan\u0131n ist\u0259nil\u0259n yerind\u0259 smartfon v\u0259 ya kart\u0131n\u0131zla h\u0259r \u015feyi \u00f6d\u0259y\u0259 bilirsinizs\u0259, xarici \u00f6lk\u0259y\u0259 s\u0259f\u0259r ed\u0259rk\u0259n \u00f6z milli valyutan\u0131z\u0131 yerli valyutaya d\u0259yi\u015fm\u0259y\u0259 ehtiyac yoxdur.<\/p>\n – B\u0259s \u201cMastercard\u201d sadalanan bu q\u0259d\u0259r yenilikl\u0259ri v\u0259 el\u0259c\u0259 d\u0259 na\u011fds\u0131z \u00f6d\u0259ni\u015fl\u0259ri Az\u0259rbaycanda v\u0259 dig\u0259r \u00f6lk\u0259l\u0259rd\u0259 nec\u0259 t\u0259bli\u011f edir?<\/strong><\/p>\n – \u201cMastercard\u201d olaraq Az\u0259rbaycanda na\u011fds\u0131z \u00f6d\u0259ni\u015fl\u0259ri t\u0259\u015fviq etm\u0259kd\u0259 maraql\u0131y\u0131q. Az\u0259rbaycan\u0131n regionun na\u011fds\u0131z \u00f6d\u0259ni\u015f liderin\u0259 \u00e7evrilm\u0259sin\u0259 t\u00f6hf\u0259 verm\u0259k, \u015f\u0259ffafl\u0131\u011f\u0131 art\u0131rmaq v\u0259 iqtisadi art\u0131m\u0131 d\u0259st\u0259kl\u0259m\u0259k niyy\u0259tind\u0259yik. Bu strategiyan\u0131n bir hiss\u0259si olaraq, davaml\u0131 \u015f\u0259kild\u0259 bazarda m\u00fcxt\u0259lif kampaniyalar t\u0259\u015fkil edirik. Bu g\u00fcn biz Az\u0259rbaycan istehlak\u00e7\u0131lar\u0131 aras\u0131nda \u201cGPay\u201d (Google Pay) istifad\u0259sini t\u0259\u015fviq ed\u0259c\u0259k bir s\u0131ra kampaniyalar elan ed\u0259c\u0259yik.<\/p>\n \u015eamax\u0131dak\u0131 u\u011furlu layih\u0259l\u0259rimiz (n\u0259qliyyat kart\u0131), t\u0259l\u0259b\u0259 kartlar\u0131 v\u0259 bir \u00e7ox ba\u015fqa i\u015fl\u0259rimiz g\u00f6st\u0259rir ki, istehlak\u00e7\u0131 r\u0259q\u0259msal \u00f6d\u0259ni\u015fl\u0259ri ilk d\u0259f\u0259 s\u0131naqdan ke\u00e7irdikd\u0259n sonra ona yenid\u0259n m\u00fcraci\u0259t etm\u0259k ehtimal\u0131 50% art\u0131r. Yoxlamasan, g\u00fcv\u0259nm\u0259zs\u0259n.<\/p>\n – Az\u0259rbaycanda fintex m\u0259nz\u0259r\u0259sini v\u0259 \u201cMastercard\u201d\u0131n onunla \u0259laq\u0259sini nec\u0259 t\u0259svir ed\u0259rdiniz?<\/strong><\/p>\n – Bu bar\u0259d\u0259 onu dey\u0259 bil\u0259r\u0259m ki, \u201cMastercard\u201d uzun ill\u0259rdir ki, plastik kartlara k\u00f6kl\u0259n\u0259n bir \u015firk\u0259td\u0259n r\u0259q\u0259msal \u00f6d\u0259ni\u015f prosesl\u0259ri v\u0259 al\u0259tl\u0259rin\u0259 y\u00f6n\u0259l\u0259n bir \u015firk\u0259t\u0259 \u00e7evir\u0259r\u0259k finteks\u0259 k\u00f6kl\u0259nib.<\/p>\n \u201cMastercard\u201d \u015firk\u0259ti olaraq startaplar\u0131n bazara daxil olmas\u0131ndan ba\u015flayaraq davaml\u0131 inki\u015faf\u0131 \u00fc\u00e7\u00fcn asan \u201cMastercard\u201d h\u0259ll\u0259ri il\u0259 d\u0259st\u0259k oluruq. T\u0259\u015f\u0259bb\u00fcs fintexl\u0259r\u0259 x\u00fcsusi haz\u0131rlanm\u0131\u015f al\u0259tl\u0259rd\u0259n, o c\u00fcml\u0259d\u0259n, \u201cStartPath\u201d platformas\u0131ndan istifad\u0259 ed\u0259r\u0259k \u00f6z m\u0259qs\u0259dl\u0259rin\u0259 k\u00f6kl\u0259nm\u0259y\u0259 k\u00f6m\u0259k edir. \u201cStartap\u201d i\u015ftirak\u0131 proqram\u0131 fintex \u015firk\u0259tl\u0259rin\u0259 inki\u015faf etm\u0259k \u00fc\u00e7\u00fcn t\u0259r\u0259fda\u015fl\u0131q imkanlar\u0131na, m\u0259lumatlara v\u0259 al\u0259tl\u0259r\u0259 \u00e7\u0131x\u0131\u015f imkan\u0131 verir v\u0259 \u201cMastercard\u201d texnologiyas\u0131na, t\u0259r\u0259fda\u015fl\u0131qlar\u0131na v\u0259 t\u0259cr\u00fcb\u0259sin\u0259 \u00e7\u0131x\u0131\u015f t\u0259min edir. M\u0259mnuniyy\u0259tl\u0259 bildiririk ki, Az\u0259rbaycan startap\u0131 olan \u201cSmilePay\u201d, d\u00fcnyan\u0131n \u201cMastercard Start Path\u201da qo\u015fulan s\u0259kkiz startap\u0131ndan biridir.<\/p>\n – N\u0259 \u00fc\u00e7\u00fcn \u201cGoogle Pay\u201d v\u0259 dig\u0259r mobil cihaz \u00f6d\u0259ni\u015f h\u0259ll\u0259ri istehlak\u00e7\u0131lar v\u0259 \u00f6d\u0259ni\u015f ekosistemi \u00fc\u00e7\u00fcn vacibdir?<\/strong><\/p>\n – Maraql\u0131 suald\u0131r. Bel\u0259 ki, \u201cGooglePay\u201d v\u0259 dig\u0259r \u201cXPay\u201dlar\u0131 Az\u0259rbaycana g\u0259tir\u0259n \u201cMastercard\u201d m\u00fc\u015ft\u0259ril\u0259r \u00fc\u00e7\u00fcn daha t\u0259hl\u00fck\u0259siz v\u0259 x\u00fcsusi \u00f6d\u0259ni\u015f imkanlar\u0131 t\u0259qdim edir. Daha d\u0259qiq des\u0259k, y\u0259ni onlara bank kartlar\u0131n\u0131 ba\u015fqalar\u0131na verm\u0259k, d\u00fcym\u0259l\u0259r\u0259 fiziki toxunu\u015flar etm\u0259k v\u0259 ya na\u011fd pul m\u00fcbadil\u0259si kimi m\u00fc\u0259yy\u0259n \u0259m\u0259liyyatlardan yay\u0131nma\u011fa k\u00f6m\u0259k edir.<\/p>\n \u201cGoogle pul kis\u0259si\u201d ist\u0259nil\u0259n Android telefonu v\u0259 ya \u201cWear OS\u201d cihaz\u0131 il\u0259 s\u00fcr\u0259tli, asan v\u0259 t\u0259hl\u00fck\u0259siz \u00f6d\u0259ni\u015f \u00fcsulu t\u0259min edir. Qatarda \u00f6d\u0259ni\u015f edin, ma\u011fazalarda \u00f6d\u0259m\u0259k \u00fc\u00e7\u00fcn toxunun v\u0259 daha \u00e7oxu. Hara getm\u0259yinizd\u0259n as\u0131l\u0131 olmayaraq h\u0259r \u015fey bir yerd\u0259 \u0259linizin alt\u0131nda olsun.<\/p>\n – \u201cGoogle Pay\u201d istifad\u0259\u00e7il\u0259r\u0259 hans\u0131 faydalar\u0131 v\u0259d edir?<\/strong><\/p>\n – \u201cSmartfonlar\u201d bir \u00fcnsiyy\u0259t vasit\u0259sind\u0259n daha art\u0131\u011f\u0131d\u0131r v\u0259 insanlar t\u0259r\u0259find\u0259n bir yerd\u0259n ba\u015fqa yer\u0259 getm\u0259k, m\u00fcxt\u0259lif t\u0259dbirl\u0259rd\u0259 i\u015ftirak etm\u0259k, yem\u0259k sifari\u015f etm\u0259k \u00fc\u00e7\u00fcn istifad\u0259 edils\u0259 d\u0259, indi hal-haz\u0131rda kartlar\u0131n\u0131 v\u0259 loyall\u0131q proqramlar\u0131n\u0131 saxlay\u0131rlar.<\/p>\n Bu g\u00fcnd\u0259n etibar\u0259n Az\u0259rbaycanda \u201cMastercard\u201d sahibl\u0259ri \u00f6z kartlar\u0131n\u0131 \u201cGoogle Wallet\u201d\u0259 \u0259lav\u0259 ed\u0259 v\u0259 kontakts\u0131z \u00f6d\u0259ni\u015fl\u0259rin q\u0259bul edildiyi yerl\u0259rd\u0259 \u201cWearOS\u201d cihazlar\u0131 v\u0259 Android telefonlar\u0131 il\u0259 \u00f6d\u0259ni\u015f ed\u0259 bil\u0259c\u0259kl\u0259r. \u201cGoogle pul kis\u0259si\u201d ist\u0259nil\u0259n Android telefonu v\u0259 ya \u201cWear OS\u201d il\u0259 s\u00fcr\u0259tli, asan v\u0259 t\u0259hl\u00fck\u0259siz \u00f6d\u0259ni\u015f \u00fcsulu t\u0259min edir.<\/p>\n \u201cGooglePay Mastercard\u201d t\u0259r\u0259fda\u015f\u0131 olan ABB, \u201cKapital Bank\u201d, \u201cBank Respublika\u201d, \u201cUnibank\u201d, \u201cRabitabank\u201d v\u0259 \u201cPa\u015fa Bank\u201d kimi banklarda m\u00f6vcuddur. \u201cMastercard\u201d kart sahibl\u0259ri art\u0131q h\u0259m \u201cMastercard\u201d kampaniyalar\u0131ndan, h\u0259m d\u0259 h\u0259min banklar\u0131n t\u0259qdim etdiyi t\u0259klifl\u0259rd\u0259n yararlana bil\u0259c\u0259kl\u0259r.<\/p>\n – Az\u0259rbaycanda na\u011fds\u0131z \u00f6d\u0259ni\u015fl\u0259rin daha hans\u0131 yeni \u00fcsullar\u0131 t\u0259tbiq olunacaq? N\u00f6vb\u0259ti 10 ild\u0259 g\u00f6zl\u0259m\u0259li oldu\u011fumuz h\u0259r hans\u0131 futuristik \u00f6d\u0259ni\u015f \u00fcsullar\u0131 varm\u0131?<\/strong><\/p>\n – \u0130nan\u0131r\u0131q ki, yax\u0131n 10 ild\u0259 na\u011fd puldan istifad\u0259 \u00e7ox azalacaq. Biz b\u00fct\u00fcn innovativ h\u0259ll\u0259rimizi b\u00fct\u00fcn d\u00fcnya il\u0259 yana\u015f\u0131 Az\u0259rbaycana g\u0259tirdikc\u0259, h\u0259m\u00e7inin h\u0259r ya\u015fda olan insanlar yeni texnologiyalara uy\u011funla\u015fd\u0131qca, b\u0259zi innovativ \u00f6d\u0259ni\u015f \u00fcsullar\u0131n\u0131n, o c\u00fcml\u0259d\u0259n, \u00fcz tan\u0131nmas\u0131 da daxil olmaqla, biometrik \u00f6d\u0259ni\u015fl\u0259rin g\u00fcnd\u0259lik \u00f6d\u0259ni\u015f h\u0259lli kimi m\u0259\u015fhur olaca\u011f\u0131n\u0131 g\u00f6zl\u0259yirik.<\/p>\n","protected":false},"excerpt":{"rendered":" R\u0259q\u0259msal texnologiyalar eras\u0131 s\u00fcr\u0259tl\u0259 qlobal iqtisadiyyata t\u0259sir g\u00f6st\u0259rm\u0259y\u0259 davam edir. Maliyy\u0259 v\u0259 texnoloji innovasiyalar\u0131n ortaya \u00e7\u0131xmas\u0131 d\u00f6vl\u0259t institutlar\u0131n\u0131 d\u00fcnya ticar\u0259tinin s\u0259rh\u0259dl\u0259rin\u0259 yenid\u0259n baxma\u011fa vadar edir. R\u0259qab\u0259td\u0259 gerid\u0259 qalmamaq \u00fc\u00e7\u00fcn \u00f6lk\u0259l\u0259r v\u0259 \u015firk\u0259tl\u0259r aras\u0131nda s\u0131rf elektron xidm\u0259tl\u0259r \u00fcz\u0259rind\u0259 m\u00fcbariz\u0259l\u0259r ba\u015flad\u0131. Bu da onu dem\u0259y\u0259 \u0259sas verir ki, m\u00fcbariz\u0259 davam etdikc\u0259 \u015firk\u0259tl\u0259r daha yeni t\u0259klifl\u0259r v\u0259 layih\u0259l\u0259rl\u0259 sektora daxil olma\u011fa davam ed\u0259c\u0259kl\u0259r. R\u0259q\u0259msal texnologiyalar \u0259srind\u0259 \u00f6z s\u00f6z\u00fcn\u00fc dey\u0259n v\u0259 dem\u0259y\u0259 d\u0259 davam ed\u0259n \u015firk\u0259tl\u0259rd\u0259n biri d\u0259 \u201cMastercard\u201dd\u0131r.\u00a0 Bel\u0259 ki, \u201cMastercard\u201d\u0131n Az\u0259rbaycanda \u0259sas missiyas\u0131, g\u00f6r\u00fcl\u0259c\u0259k yeni layih\u0259l\u0259r, r\u0259qab\u0259t m\u00fchitind\u0259 m\u00fc\u015ft\u0259ril\u0259r\u0259 t\u0259klifl\u0259r, t\u0259r\u0259fda\u015f banklarla…<\/p>\n","protected":false},"author":2,"featured_media":506818,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"om_disable_all_campaigns":false,"_monsterinsights_skip_tracking":false,"_monsterinsights_sitenote_active":false,"_monsterinsights_sitenote_note":"","_monsterinsights_sitenote_category":0},"categories":[19],"tags":[],"aioseo_notices":[],"gutentor_comment":0,"rttpg_featured_image_url":{"full":["https:\/\/arantv.az\/wp-content\/uploads\/2022\/08\/1200x800-1.jpg",620,413,false],"landscape":["https:\/\/arantv.az\/wp-content\/uploads\/2022\/08\/1200x800-1.jpg",620,413,false],"portraits":["https:\/\/arantv.az\/wp-content\/uploads\/2022\/08\/1200x800-1.jpg",620,413,false],"thumbnail":["https:\/\/arantv.az\/wp-content\/uploads\/2022\/08\/1200x800-1-500x280.jpg",500,280,true],"medium":["https:\/\/arantv.az\/wp-content\/uploads\/2022\/08\/1200x800-1-548x365.jpg",548,365,true],"large":["https:\/\/arantv.az\/wp-content\/uploads\/2022\/08\/1200x800-1.jpg",620,413,false],"1536x1536":["https:\/\/arantv.az\/wp-content\/uploads\/2022\/08\/1200x800-1.jpg",620,413,false],"2048x2048":["https:\/\/arantv.az\/wp-content\/uploads\/2022\/08\/1200x800-1.jpg",620,413,false],"post-thumbnail":["https:\/\/arantv.az\/wp-content\/uploads\/2022\/08\/1200x800-1-240x172.jpg",240,172,true],"advps-thumb-one":["https:\/\/arantv.az\/wp-content\/uploads\/2022\/08\/1200x800-1.jpg",620,413,false]},"rttpg_author":{"display_name":"V\u00fcsal Rafiqo\u011flu","author_link":"https:\/\/arantv.az\/?author=2"},"rttpg_comment":0,"rttpg_category":"G\u00fcnd\u0259m<\/a>","rttpg_excerpt":"R\u0259q\u0259msal texnologiyalar eras\u0131 s\u00fcr\u0259tl\u0259 qlobal iqtisadiyyata t\u0259sir g\u00f6st\u0259rm\u0259y\u0259 davam edir. Maliyy\u0259 v\u0259 texnoloji innovasiyalar\u0131n ortaya \u00e7\u0131xmas\u0131 d\u00f6vl\u0259t institutlar\u0131n\u0131 d\u00fcnya ticar\u0259tinin s\u0259rh\u0259dl\u0259rin\u0259 yenid\u0259n baxma\u011fa vadar edir. R\u0259qab\u0259td\u0259 gerid\u0259 qalmamaq \u00fc\u00e7\u00fcn \u00f6lk\u0259l\u0259r v\u0259 \u015firk\u0259tl\u0259r aras\u0131nda s\u0131rf elektron xidm\u0259tl\u0259r \u00fcz\u0259rind\u0259 m\u00fcbariz\u0259l\u0259r ba\u015flad\u0131. Bu da onu dem\u0259y\u0259 \u0259sas verir ki, m\u00fcbariz\u0259 davam etdikc\u0259 \u015firk\u0259tl\u0259r daha yeni t\u0259klifl\u0259r v\u0259 layih\u0259l\u0259rl\u0259…","_links":{"self":[{"href":"https:\/\/arantv.az\/index.php?rest_route=\/wp\/v2\/posts\/506817"}],"collection":[{"href":"https:\/\/arantv.az\/index.php?rest_route=\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/arantv.az\/index.php?rest_route=\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/arantv.az\/index.php?rest_route=\/wp\/v2\/users\/2"}],"replies":[{"embeddable":true,"href":"https:\/\/arantv.az\/index.php?rest_route=%2Fwp%2Fv2%2Fcomments&post=506817"}],"version-history":[{"count":0,"href":"https:\/\/arantv.az\/index.php?rest_route=\/wp\/v2\/posts\/506817\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/arantv.az\/index.php?rest_route=\/wp\/v2\/media\/506818"}],"wp:attachment":[{"href":"https:\/\/arantv.az\/index.php?rest_route=%2Fwp%2Fv2%2Fmedia&parent=506817"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/arantv.az\/index.php?rest_route=%2Fwp%2Fv2%2Fcategories&post=506817"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/arantv.az\/index.php?rest_route=%2Fwp%2Fv2%2Ftags&post=506817"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}