{"id":52068,"date":"2019-04-22T09:20:15","date_gmt":"2019-04-22T06:20:15","guid":{"rendered":"http:\/\/arantv.az\/?p=52068"},"modified":"2019-04-22T09:20:15","modified_gmt":"2019-04-22T06:20:15","slug":"bu-gund%c9%99n-dollar-kreditl%c9%99rin%c9%99-gor%c9%99-kompensasiyalarin-verilm%c9%99sin%c9%99-baslanir-ala-bilm%c9%99y%c9%99nl%c9%99r-n%c9%99-etm%c9%99lidir","status":"publish","type":"post","link":"https:\/\/arantv.az\/?p=52068","title":{"rendered":"Bu g\u00fcnd\u0259n dollar kreditl\u0259rin\u0259 g\u00f6r\u0259 kompensasiyalar\u0131n verilm\u0259sin\u0259 ba\u015flan\u0131r – Ala bilm\u0259y\u0259nl\u0259r n\u0259 etm\u0259lidir?"},"content":{"rendered":"

“Problemli kreditl\u0259r \u00fczr\u0259 kompensasiyalar\u0131n verilm\u0259sin\u0259 bu g\u00fcnd\u0259n ba\u015flan\u0131lmal\u0131d\u0131r. Bununla yana\u015f\u0131, biz\u0259 \u00fcnvanlanan m\u00fcraci\u0259tl\u0259r g\u00f6st\u0259rir ki, h\u0259l\u0259 d\u0259 bir s\u0131ra m\u0259s\u0259l\u0259l\u0259rin ayd\u0131nla\u015fd\u0131r\u0131lmas\u0131na ehtiyac var”.<\/strong><\/p>\n

ARANTV.AZ\u00a0<\/strong> x\u0259b\u0259r verir ki, bu bar\u0259d\u0259 a\u00e7\u0131qlama ver\u0259n \u0130qtisadi v\u0259 Sosial \u0130nki\u015faf M\u0259rk\u0259zinin (CESD) s\u0259dri, tan\u0131nm\u0131\u015f iqtisad\u00e7\u0131-ekspert\u00a0V\u00fcqar Bayramov\u00a0<\/strong>b\u0259si suallara ayd\u0131nl\u0131q g\u0259tirib:<\/p>\n

\"\"<\/p>\n

– \u018fvv\u0259l ad\u0131 siyah\u0131da olan v\u0259 adlar\u0131n\u0131 aprelin 15-i elan olunan siyah\u0131da tapmayanlar n\u0259 etm\u0259lidirl\u0259r?<\/strong><\/p>\n

– Biz\u0259 olan m\u00fcraci\u0259tl\u0259r g\u00f6st\u0259rir ki, b\u0259zi v\u0259t\u0259nda\u015falar\u0131m\u0131z Maliyy\u0259 Bazarlar\u0131na N\u0259zar\u0259t Palatas\u0131n\u0131n formala\u015fd\u0131rd\u0131\u011f\u0131 portalda aprelin 15-d\u0259n \u0259vv\u0259l onlara \u00e7atacaq kompensasiya m\u0259bl\u0259\u011fi bar\u0259d\u0259 m\u0259lumat ala bilibl\u0259r. Amma aprelin 15-d\u0259n sonra h\u0259min m\u0259lumatlar art\u0131q portalda yoxdur. Bu hal il\u0259 rastla\u015fan v\u0259t\u0259nda\u015flar\u0131m\u0131z Palatan\u0131n yan\u0131nda formala\u015fd\u0131r\u0131lan apellyasiya komissiyas\u0131na m\u00fcraci\u0259t etm\u0259lidirl\u0259r. M\u00fcraci\u0259t Palatan\u0131n internet s\u0259hif\u0259si \u00fcz\u0259rind\u0259n onlayn olaraq h\u0259yata ke\u00e7irilir. Komissiya 15 g\u00fcn \u0259rzind\u0259 m\u00fcraic\u0259t\u0259 bax\u0131b cavabland\u0131rmal\u0131d\u0131r.<\/p>\n

– Kompensasiya almaq h\u00fcququ oldu\u011funu iddia ed\u0259n, amma ad\u0131 he\u00e7 zaman portalda qeyd olunmayan v\u0259t\u0259nda\u015flar\u0131m\u0131z n\u0259 etm\u0259lidirl\u0259r?<\/strong><\/p>\n

– Bel\u0259 v\u0259t\u0259nda\u015flar\u0131m\u0131z da eynil\u0259 apellyasiya komissiyas\u0131na m\u00fcraci\u0259t etm\u0259lidirl\u0259r.<\/p>\n

<\/div>\n
\"\"<\/a><\/p>\n

Problemli kreditl\u0259ri \u00f6d\u0259y\u0259n zaminl\u0259rin n\u0259z\u0259rin\u0259…<\/a><\/h4>\n<\/article>\n

\u00a0– \u018fg\u0259r apellyasiya komissiyas\u0131 v\u0259t\u0259nda\u015f\u0131n m\u00fcraci\u0259tin\u0259 m\u00fcsb\u0259t cavab verm\u0259zs\u0259, o zaman n\u00f6vb\u0259ti add\u0131m n\u0259 ola bil\u0259r?<\/strong><\/p>\n

– Bu halda Az\u0259rbaycan qanunvericiliyin\u0259 uy\u011fun olaraq bel\u0259 v\u0259t\u0259nda\u015flar\u0131m\u0131z\u0131n m\u0259hk\u0259m\u0259y\u0259 m\u00fcraci\u0259t etm\u0259kl\u0259 iddialar\u0131n\u0131 davam etdirm\u0259k h\u00fcquqlar\u0131 var. M\u0259hk\u0259m\u0259 iddian\u0131 t\u0259sdiq etdiyi halda kompensasiyan\u0131n verilm\u0259si m\u00fcmk\u00fcnd\u00fcr.<\/p>\n

– G\u00fcz\u0259\u015ftl\u0259r kompensasiya m\u0259bl\u0259\u011find\u0259n \u00e7\u0131x\u0131lark\u0259n hesablanm\u0131\u015f v\u0259 art\u0131q \u00f6d\u0259nilmi\u015f faiz v\u0259 c\u0259rim\u0259l\u0259r n\u0259z\u0259r al\u0131nacaqm\u0131?<\/strong><\/p>\n

– Qaydalara \u0259sas\u0259n, bank\u0131n t\u0259tbiq etdiyi g\u00fcz\u0259\u015ft kompensasiya m\u0259bl\u0259\u011find\u0259n \u00e7\u0131x\u0131l\u0131r, amma t\u0259\u0259ss\u00fcf ki, ox\u015far yana\u015fma art\u0131q \u00f6d\u0259nilmi\u015f c\u0259rim\u0259 v\u0259 faizl\u0259r\u0259 aid deyil. M\u0259s\u0259l\u0259n, v\u0259t\u0259nda\u015f\u0131m\u0131z bankdan 10 min dollara kredit al\u0131b v\u0259 ikinci devalvasiya zaman\u0131 onun \u0259sas m\u0259bl\u0259\u011fi 6 min dollar olub. Daha sonra bank ona m\u0259z\u0259nn\u0259 f\u0259rqi daxil olmaqla 2000 manatl\u0131q g\u00fcz\u0259\u015ft t\u0259tbiq edib v\u0259 borc ba\u011flan\u0131b. Bu zaman 2 min manat ona hesablanm\u0131\u015f 4800 manat kompensasiya m\u0259bl\u0259\u011find\u0259n azald\u0131l\u0131r. T\u0259ss\u0259vv\u00fcr ed\u0259k ki, dig\u0259r v\u0259t\u0259nda\u015f\u0131m\u0131z da 10 min dollar kredit g\u00f6t\u00fcr\u00fcb v\u0259 ona da 4800 manat kompenasiya hesablan\u0131b, amma devalvasiyadan sonra bank ona 2000 manatl\u0131q art\u0131q hesablanm\u0131\u015f faiz v\u0259 c\u0259rim\u0259 \u00f6d\u0259tdirib v\u0259 h\u0259min borc da ba\u011flan\u0131b. Bu zaman kompensasiya m\u0259bl\u0259\u011find\u0259 v\u0259t\u0259nda\u015f\u0131n art\u0131q \u00f6d\u0259diyi c\u0259rim\u0259 v\u0259 faizl\u0259r n\u0259z\u0259r\u0259 al\u0131nm\u0131r. Bu o dem\u0259kdir ki, mexanizm bank verdiyi g\u00fcz\u0259\u015fti n\u0259z\u0259r\u0259 al\u0131r, amma bank\u0131n v\u0259t\u0259nda\u015fdan ald\u0131\u011f\u0131 art\u0131q v\u0259saiti n\u0259z\u0259r\u0259 alm\u0131r. Bu bax\u0131mdan, bu m\u0259s\u0259l\u0259l\u0259rin v\u0259t\u0259nda\u015f\u0131n art\u0131q \u00f6d\u0259ni\u015fl\u0259ri n\u0259z\u0259r\u0259 al\u0131nmaqla t\u0259nizml\u0259nm\u0259si m\u0259qs\u0259d\u0259uy\u011fundur.<\/p>\n

\"\"<\/a><\/p>\n

Problemli kreditl\u0259rl\u0259 ba\u011fl\u0131 \u0259lav\u0259 t\u0259klifl\u0259r var – 10 min dollardan yuxar\u0131 olan m\u0259bl\u0259\u011fl\u0259r…<\/a><\/h4>\n<\/article>\n

\u00a0–\u00a0 10 min dollardan art\u0131q olan kreditl\u0259r\u0259 kompensasiya veril\u0259c\u0259kmi?<\/strong><\/p>\n

– Biz 10 min dollardan art\u0131q olan kreditl\u0259r\u0259 differensial olaraq g\u00fcz\u0259\u015ftin verilm\u0259si il\u0259 ba\u011fl\u0131 t\u0259klifl\u0259rimizi mart\u0131n \u0259vv\u0259l\u0259rind\u0259 h\u00f6kum\u0259t\u0259 t\u0259qdim etmi\u015fik v\u0259 \u00fcmid edirik ki, bu m\u0259s\u0259l\u0259 yax\u0131n zamanlarda h\u0259llini tapacaq. 10 min dollardan \u00e7ox krediti olan v\u0259t\u0259nda\u015flar\u0131m\u0131z\u0131n ilk 10 min dollar kreditin\u0259 kompensasiya verilm\u0259sini vacib hesab edirik.<\/p>\n

– B\u0259zi avtomobil kreditl\u0259rind\u0259 kredit bir \u015f\u0259xsin ad\u0131nad\u0131r, amma borcu dig\u0259ri, y\u0259ni avtomobili alan \u00f6d\u0259yib, bu halda kompensasiya nec\u0259 \u00f6d\u0259nil\u0259c\u0259k?\u00a0<\/strong><\/p>\n

– Biz\u0259 olan m\u00fcraci\u0259tl\u0259r g\u00f6st\u0259rir ki, bel\u0259 hallar\u0131n da say\u0131 az deyil. Bu halda krediti \u00f6d\u0259y\u0259n \u015f\u0259xs m\u0259hk\u0259m\u0259y\u0259 m\u00fcraci\u0259t etm\u0259kl\u0259 krediti onun \u00f6d\u0259d\u0259yini t\u0259sdiq etm\u0259lidir. M\u0259hk\u0259m\u0259 q\u0259rar\u0131ndan sonra kompensasiya borcu qaytarana \u00f6d\u0259nil\u0259 bil\u0259r.<\/p>\n

– Kompensasiyalar\u0131n verilm\u0259si n\u0259 zamanad\u0259k davam ed\u0259c\u0259k?<\/strong><\/p>\n

– Kompensasiyalar\u0131n iyunun \u0259vv\u0259lin\u0259d\u0259k verilm\u0259si n\u0259z\u0259rd\u0259 tutulub. Buna g\u00f6r\u0259 d\u0259, m\u0259hk\u0259m\u0259 q\u0259rar\u0131 kompensasiya alacaq v\u0259t\u0259nda\u015flar\u0131m\u0131z, o c\u00fcml\u0259d\u0259n \u00f6d\u0259ni\u015f etmi\u015f zaminl\u0259r daha q\u0131sa zamanda h\u00fcquqi prosedurlar\u0131 ke\u00e7m\u0259y\u0259 \u00e7al\u0131\u015fmal\u0131d\u0131rlar.milli.az<\/p>\n","protected":false},"excerpt":{"rendered":"

“Problemli kreditl\u0259r \u00fczr\u0259 kompensasiyalar\u0131n verilm\u0259sin\u0259 bu g\u00fcnd\u0259n ba\u015flan\u0131lmal\u0131d\u0131r. Bununla yana\u015f\u0131, biz\u0259 \u00fcnvanlanan m\u00fcraci\u0259tl\u0259r g\u00f6st\u0259rir ki, h\u0259l\u0259 d\u0259 bir s\u0131ra m\u0259s\u0259l\u0259l\u0259rin ayd\u0131nla\u015fd\u0131r\u0131lmas\u0131na ehtiyac var”. ARANTV.AZ\u00a0 x\u0259b\u0259r verir ki, bu bar\u0259d\u0259 a\u00e7\u0131qlama ver\u0259n \u0130qtisadi v\u0259 Sosial \u0130nki\u015faf M\u0259rk\u0259zinin (CESD) s\u0259dri, tan\u0131nm\u0131\u015f iqtisad\u00e7\u0131-ekspert\u00a0V\u00fcqar Bayramov\u00a0b\u0259si suallara ayd\u0131nl\u0131q g\u0259tirib: – \u018fvv\u0259l ad\u0131 siyah\u0131da olan v\u0259 adlar\u0131n\u0131 aprelin 15-i elan olunan siyah\u0131da tapmayanlar n\u0259 etm\u0259lidirl\u0259r? – Biz\u0259 olan m\u00fcraci\u0259tl\u0259r g\u00f6st\u0259rir ki, b\u0259zi v\u0259t\u0259nda\u015falar\u0131m\u0131z Maliyy\u0259 Bazarlar\u0131na N\u0259zar\u0259t Palatas\u0131n\u0131n formala\u015fd\u0131rd\u0131\u011f\u0131 portalda aprelin 15-d\u0259n \u0259vv\u0259l onlara \u00e7atacaq kompensasiya m\u0259bl\u0259\u011fi bar\u0259d\u0259 m\u0259lumat ala bilibl\u0259r. Amma aprelin 15-d\u0259n sonra h\u0259min m\u0259lumatlar…<\/p>\n","protected":false},"author":2,"featured_media":52069,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"om_disable_all_campaigns":false,"_monsterinsights_skip_tracking":false,"_monsterinsights_sitenote_active":false,"_monsterinsights_sitenote_note":"","_monsterinsights_sitenote_category":0},"categories":[1],"tags":[],"aioseo_notices":[],"gutentor_comment":0,"rttpg_featured_image_url":{"full":["https:\/\/arantv.az\/wp-content\/uploads\/2019\/04\/kredit_pul_qaytar.jpg",462,324,false],"landscape":["https:\/\/arantv.az\/wp-content\/uploads\/2019\/04\/kredit_pul_qaytar.jpg",462,324,false],"portraits":["https:\/\/arantv.az\/wp-content\/uploads\/2019\/04\/kredit_pul_qaytar.jpg",462,324,false],"thumbnail":["https:\/\/arantv.az\/wp-content\/uploads\/2019\/04\/kredit_pul_qaytar-150x150.jpg",150,150,true],"medium":["https:\/\/arantv.az\/wp-content\/uploads\/2019\/04\/kredit_pul_qaytar-300x210.jpg",300,210,true],"large":["https:\/\/arantv.az\/wp-content\/uploads\/2019\/04\/kredit_pul_qaytar.jpg",462,324,false],"1536x1536":["https:\/\/arantv.az\/wp-content\/uploads\/2019\/04\/kredit_pul_qaytar.jpg",462,324,false],"2048x2048":["https:\/\/arantv.az\/wp-content\/uploads\/2019\/04\/kredit_pul_qaytar.jpg",462,324,false],"post-thumbnail":["https:\/\/arantv.az\/wp-content\/uploads\/2019\/04\/kredit_pul_qaytar-240x172.jpg",240,172,true],"advps-thumb-one":["https:\/\/arantv.az\/wp-content\/uploads\/2019\/04\/kredit_pul_qaytar.jpg",462,324,false]},"rttpg_author":{"display_name":"V\u00fcsal Rafiqo\u011flu","author_link":"https:\/\/arantv.az\/?author=2"},"rttpg_comment":0,"rttpg_category":"C\u0259miyy\u0259t<\/a>","rttpg_excerpt":"“Problemli kreditl\u0259r \u00fczr\u0259 kompensasiyalar\u0131n verilm\u0259sin\u0259 bu g\u00fcnd\u0259n ba\u015flan\u0131lmal\u0131d\u0131r. Bununla yana\u015f\u0131, biz\u0259 \u00fcnvanlanan m\u00fcraci\u0259tl\u0259r g\u00f6st\u0259rir ki, h\u0259l\u0259 d\u0259 bir s\u0131ra m\u0259s\u0259l\u0259l\u0259rin ayd\u0131nla\u015fd\u0131r\u0131lmas\u0131na ehtiyac var”. ARANTV.AZ\u00a0 x\u0259b\u0259r verir ki, bu bar\u0259d\u0259 a\u00e7\u0131qlama ver\u0259n \u0130qtisadi v\u0259 Sosial \u0130nki\u015faf M\u0259rk\u0259zinin (CESD) s\u0259dri, tan\u0131nm\u0131\u015f iqtisad\u00e7\u0131-ekspert\u00a0V\u00fcqar Bayramov\u00a0b\u0259si suallara ayd\u0131nl\u0131q g\u0259tirib: – \u018fvv\u0259l ad\u0131 siyah\u0131da olan v\u0259 adlar\u0131n\u0131 aprelin 15-i elan olunan…","_links":{"self":[{"href":"https:\/\/arantv.az\/index.php?rest_route=\/wp\/v2\/posts\/52068"}],"collection":[{"href":"https:\/\/arantv.az\/index.php?rest_route=\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/arantv.az\/index.php?rest_route=\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/arantv.az\/index.php?rest_route=\/wp\/v2\/users\/2"}],"replies":[{"embeddable":true,"href":"https:\/\/arantv.az\/index.php?rest_route=%2Fwp%2Fv2%2Fcomments&post=52068"}],"version-history":[{"count":0,"href":"https:\/\/arantv.az\/index.php?rest_route=\/wp\/v2\/posts\/52068\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/arantv.az\/index.php?rest_route=\/wp\/v2\/media\/52069"}],"wp:attachment":[{"href":"https:\/\/arantv.az\/index.php?rest_route=%2Fwp%2Fv2%2Fmedia&parent=52068"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/arantv.az\/index.php?rest_route=%2Fwp%2Fv2%2Fcategories&post=52068"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/arantv.az\/index.php?rest_route=%2Fwp%2Fv2%2Ftags&post=52068"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}