{"id":556324,"date":"2023-01-19T09:19:28","date_gmt":"2023-01-19T06:19:28","guid":{"rendered":"https:\/\/arantv.az\/?p=556324"},"modified":"2023-01-19T09:19:28","modified_gmt":"2023-01-19T06:19:28","slug":"dovl%c9%99t-sigorta-sirk%c9%99tl%c9%99rini-c%c9%99zalandiracaqmi-minl%c9%99rl%c9%99-surucu-masini-sigortasiz-surur-v%c9%99","status":"publish","type":"post","link":"https:\/\/arantv.az\/?p=556324","title":{"rendered":"D\u00f6vl\u0259t s\u0131\u011forta \u015firk\u0259tl\u0259rini c\u0259zaland\u0131racaqm\u0131 – minl\u0259rl\u0259 s\u00fcr\u00fcc\u00fc ma\u015f\u0131n\u0131 s\u0131\u011fortas\u0131z s\u00fcr\u00fcr v\u0259…"},"content":{"rendered":"

Ekspert: \u201cM\u0259rk\u0259zi Bank h\u0259min s\u0131\u011forta \u015firk\u0259tl\u0259rinin lisenziyalar\u0131n\u0131 l\u0259\u011fv ed\u0259 bil\u0259r\u201d<\/strong><\/h3>\n

Az\u0259rbaycanda avtomobill\u0259rin icbari s\u0131\u011fortalanmas\u0131 m\u0259s\u0259l\u0259sind\u0259 ciddi probleml\u0259r yaran\u0131b. Ne\u00e7\u0259 ayd\u0131r ki, \u0259ks\u0259r s\u0131\u011forta \u015firk\u0259tl\u0259ri ki\u00e7ik h\u0259cmli m\u00fch\u0259rriki olan avtomobill\u0259ri s\u0131\u011fortalam\u0131rlar.<\/strong><\/p>\n

Bunun s\u0259b\u0259bini r\u0259smi \u015f\u0259kild\u0259 a\u00e7\u0131qlam\u0131rlar, ancaq qeyri-r\u0259smi \u015f\u0259kild\u0259 iddia edirl\u0259r ki, son ill\u0259rd\u0259 \u00f6lk\u0259y\u0259 \u00e7oxlu sayda 1,5, 1,3, 1,6 m\u00fch\u0259rrik h\u0259cmli \u201cToyota Prius\u201d, \u201cOpel Astra\u201d, \u201cChevrolet Cruse\u201d g\u0259tirilib v\u0259 onlar\u0131n \u0259ks\u0259ri taksi kimi \u00e7al\u0131\u015f\u0131r, \u00e7oxsayl\u0131 q\u0259zalar edir v\u0259 s\u0131\u011forta \u015firk\u0259tl\u0259rini daha \u00e7ox pul \u00f6d\u0259ni\u015fi etm\u0259y\u0259 m\u0259cbur edirl\u0259r. Bu s\u0259b\u0259bd\u0259n onlar ucdantutma ki\u00e7ik h\u0259cmli ma\u015f\u0131nlar\u0131 s\u0131\u011fortalam\u0131r. Kim taksi i\u015fl\u0259m\u0259diyini s\u00fcbut edirs\u0259, onlar\u0131 bir q\u0259d\u0259r baha qiym\u0259t\u0259, \u201ch\u00f6rm\u0259tl\u0259\u201d s\u0131\u011fortalay\u0131rlar. Bel\u0259likl\u0259, v\u0259t\u0259nda\u015flara ciddi probleml\u0259r yarad\u0131l\u0131b: haz\u0131rda \u015f\u0259h\u0259rd\u0259 \u015f\u00fct\u00fcy\u0259n v\u0259 tez-tez q\u0259zalar t\u00f6r\u0259d\u0259n \u201cPrius\u201dlar\u0131n \u0259ks\u0259ri s\u0131\u011fortas\u0131zd\u0131r. Bu o dem\u0259kdir ki, \u0259g\u0259r onlar yolda h\u0259r hans\u0131 bir avtomobili vurub z\u0259d\u0259l\u0259s\u0259, q\u0259zaya g\u00f6r\u0259 s\u0131\u011forta \u00f6d\u0259ni\u015fi almaq m\u00fcmk\u00fcn olmayacaq.<\/p>\n

S\u0131\u011forta \u015firk\u0259tl\u0259ri bel\u0259 kurs g\u00f6t\u00fcr\u00fcb ki, pul y\u0131\u011fs\u0131nlar, amma \u00e7ox c\u00fczi pul \u00f6d\u0259sinl\u0259r, yaxud he\u00e7 \u00f6d\u0259m\u0259sinl\u0259r. Bu, s\u0131\u011forta anlay\u0131\u015f\u0131na, \u00fcmumiyy\u0259tl\u0259, ziddir.<\/p>\n

Az\u0259rbaycan M\u0259rk\u0259zi Bank\u0131 da b\u0259yan edib ki, avton\u0259qliyyat vasit\u0259si sahibl\u0259rinin m\u00fclki m\u0259suliyy\u0259tinin icbari s\u0131\u011fortas\u0131 \u00fczr\u0259 s\u0131\u011fortas\u0131 f\u0259aliyy\u0259t \u00fc\u00e7\u00fcn m\u00fcvafiq icaz\u0259si olan s\u0131\u011forta \u015firk\u0259tl\u0259ri onlara edil\u0259n m\u00fcraci\u0259tl\u0259r\u0259 cavab olaraq avtomobill\u0259ri s\u0131\u011fortalamaqdan imtina etm\u0259k h\u00fcququna malik deyil.<\/p>\n

Qurum b\u0259yan edib ki, \u201c\u0130cbari s\u0131\u011fortalar haqq\u0131nda\u201d Qanuna \u0259sas\u0259n, s\u0131\u011forta\u00e7\u0131 m\u00fcvafiq riskl\u0259ri s\u0131\u011forta etdirm\u0259k \u00fc\u00e7\u00fcn m\u00fcraci\u0259t ed\u0259n v\u0259 s\u0131\u011forta mara\u011f\u0131 olan \u015f\u0259xsl\u0259 icbari s\u0131\u011forta m\u00fcqavil\u0259si ba\u011flamaqdan imtina ed\u0259 bilm\u0259z. Bel\u0259 hallar ba\u015f verdiyi t\u0259qdird\u0259 v\u0259t\u0259nda\u015flar 966 qaynar x\u0259ttin\u0259 z\u0259ng vurmaqla v\u0259 yaxud yaz\u0131l\u0131 \u015f\u0259kild\u0259 m\u00fcraci\u0259t etm\u0259kl\u0259 AMB-y\u0259 \u015fikay\u0259tl\u0259rini bildir\u0259 bil\u0259rl\u0259r. Daxil olan b\u00fct\u00fcn \u015fikay\u0259tl\u0259r operativ qaydada n\u0259zar\u0259t\u0259 g\u00f6t\u00fcr\u00fcl\u0259r\u0259k m\u00fcraci\u0259td\u0259 qeyd edil\u0259n m\u0259s\u0259l\u0259l\u0259r d\u0259rhal ara\u015fd\u0131r\u0131l\u0131r v\u0259 q\u0131sa m\u00fcdd\u0259t \u0259rzind\u0259 v\u0259t\u0259nda\u015f\u0131n se\u00e7diyi s\u0131\u011forta\u00e7\u0131 t\u0259r\u0259find\u0259n icbari s\u0131\u011forta \u015f\u0259had\u0259tnam\u0259sinin burax\u0131lmas\u0131 t\u0259min edilir.<\/p>\n

Haz\u0131rda avtoicbari s\u0131\u011forta bazar\u0131nda v\u0259ziyy\u0259t\u0259 n\u0259zar\u0259t edilm\u0259si v\u0259 m\u00f6vcud probleml\u0259rin h\u0259lli m\u0259qs\u0259dil\u0259 m\u00fct\u0259madi olaraq AMB ciddi \u015f\u0259kild\u0259 monitorinql\u0259r h\u0259yata ke\u00e7irir, h\u0259rt\u0259r\u0259fli t\u0259hlill\u0259r v\u0259 qiym\u0259tl\u0259ndirm\u0259l\u0259r apal\u0131r. Qiym\u0259tl\u0259ndirm\u0259l\u0259rin n\u0259tic\u0259l\u0259ri \u0259sas\u0131nda z\u0259ruri add\u0131mlar\u0131n at\u0131lmas\u0131 davam etdiril\u0259c\u0259k.<\/p>\n

Ancaq problem qalmaqdad\u0131r v\u0259 redaksiyam\u0131za m\u00fcraci\u0259t ed\u0259n s\u00fcr\u00fcc\u00fcl\u0259r bildirir ki, ki\u00e7ik h\u0259cmli ma\u015f\u0131nlar\u0131 he\u00e7 kim s\u0131\u011fortalam\u0131r.<\/strong><\/p>\n

D\u00f6vl\u0259t bel\u0259 s\u0131\u011forta \u015firk\u0259tl\u0259rinin lisenziyas\u0131n\u0131 l\u0259\u011fv ed\u0259 v\u0259 ya y\u00fcks\u0259k m\u0259bl\u0259\u011fd\u0259 c\u0259rim\u0259l\u0259y\u0259 bil\u0259rmi?<\/p>\n

\"H\u00fcquq\u015funas:<\/p>\n

\u018fr\u015fad H\u00fcseynov\u00a0<\/strong><\/p>\n

M\u00f6vzu il\u0259 ba\u011fl\u0131 n\u0259qliyyat \u00fczr\u0259 ekspert, h\u00fcquq\u015f\u00fcnas\u00a0 \u018fr\u015fad H\u00fcseynov \u201cYeni M\u00fcsavat\u201da dan\u0131\u015f\u0131b. Ekspert d\u0259 vur\u011fulay\u0131b ki, daxili yanma m\u00fch\u0259rrikinin i\u015f h\u0259cmi ki\u00e7ik olan minik avtomobill\u0259ri sahibl\u0259rinin icbari s\u0131\u011forta \u015f\u0259had\u0259tnam\u0259si \u0259ld\u0259 ed\u0259 bilm\u0259m\u0259si ciddi problem olub:<\/strong><\/p>\n

\u201cDem\u0259k olar ki, b\u00fct\u00fcn s\u0131\u011forta \u015firk\u0259tl\u0259ri v\u0259 s\u0131\u011forta agentl\u0259ri bel\u0259 avtomobill\u0259rin sahibl\u0259rin\u0259 s\u0131\u011forta \u015f\u0259had\u0259tnam\u0259si verm\u0259kd\u0259n imtina edirl\u0259r (deyil\u0259n\u0259 g\u00f6r\u0259, yaln\u0131z bir \u015firk\u0259t imtina etmir). \u015e\u0259had\u0259tnam\u0259ni elektron qaydada da \u0259ld\u0259 etm\u0259k m\u00fcmk\u00fcn deyil.<\/p>\n

Ki\u00e7ik ara\u015fd\u0131rma g\u00f6st\u0259rir ki, s\u0131\u011forta\u00e7\u0131lar \u0259sas\u0259n bel\u0259 avtomobill\u0259rin taksi kimi istifad\u0259 edilm\u0259si ehtimal\u0131na g\u00f6r\u0259 onlar\u0131n sahibl\u0259rinin m\u0259suliyy\u0259tini s\u0131\u011fortalamaqdan qanunsuz olaraq imtina edirl\u0259r. \u00c7\u00fcnki bel\u0259 avtomobilin sahibi qad\u0131nd\u0131rsa, imtina etmirl\u0259r (qad\u0131nlar\u0131n taksi f\u0259aliyy\u0259ti il\u0259 m\u0259\u015f\u011ful olmas\u0131 ehtimal\u0131 azd\u0131r).<\/p>\n

\u018fn maraql\u0131s\u0131 odur ki, bu k\u00fctl\u0259vi qanunsuzlu\u011fun qar\u015f\u0131s\u0131 n\u0259inki al\u0131nm\u0131r, \u0259ksin\u0259, onun miqyas\u0131 artmaqdad\u0131r. Amma s\u0131\u011forta\u00e7\u0131lar\u0131n bu yana\u015fmas\u0131n\u0131n \u00e7ox a\u011f\u0131r f\u0259sadlar\u0131 var:<\/p>\n

Bu yana\u015fma \u201c\u0130cbari s\u0131\u011fortalar haqq\u0131nda\u201d Qanunun a\u015fkar sur\u0259td\u0259 pozulmas\u0131d\u0131r. Qanunun 23.3-c\u00fc madd\u0259si s\u0131\u011forta\u00e7\u0131n\u0131n icbari s\u0131\u011forta \u00fc\u00e7\u00fcn m\u00fcraci\u0259t etmi\u015f \u015f\u0259xsl\u0259 m\u00fcqavil\u0259 ba\u011flamaqdan v\u0259 ona s\u0131\u011forta \u015f\u0259had\u0259tnam\u0259si verm\u0259kd\u0259n imtinas\u0131n\u0131 qada\u011fan edir.<\/strong><\/p>\n

Qeyd edim ki, s\u0131\u011forta \u015firk\u0259tl\u0259rin\u0259 hans\u0131sa s\u0131\u011forta f\u0259aliyy\u0259ti, o c\u00fcml\u0259d\u0259n d\u0259 icbari s\u0131\u011fortan\u0131n h\u0259r bir n\u00f6v\u00fc \u00fczr\u0259 m\u0259\u015f\u011ful olmaq \u00fc\u00e7\u00fcn lisenziyalar, icaz\u0259l\u0259r verilir. Y\u0259ni orada lisenziya \u00fcmumi deyil. B\u00fct\u00fcn d\u00fcnya \u00fczr\u0259 q\u0259bul olunmu\u015f \u015f\u0259rtl\u0259rd\u0259n biri budur ki, h\u0259min verilmi\u015f icaz\u0259ni qanuna uy\u011fun olaraq istifad\u0259 etm\u0259lis\u0259n v\u0259 qanundan k\u0259nara \u00e7\u0131xmamal\u0131san. Ona g\u00f6r\u0259 d\u0259 hans\u0131sa s\u0131\u011forta \u015firk\u0259ti ona verilmi\u015f x\u00fcsusi icaz\u0259d\u0259n qanundan k\u0259narda istifad\u0259 edirs\u0259 v\u0259 yaxud qanunla \u00fcz\u0259rin\u0259 d\u00fc\u015f\u0259n v\u0259zif\u0259l\u0259ri icra etmirs\u0259, \u015fikay\u0259tl\u0259r, naraz\u0131l\u0131qlar varsa, h\u0259min icaz\u0259 il\u0259 ba\u011fl\u0131 m\u0259s\u0259l\u0259y\u0259 yenid\u0259n bax\u0131la bil\u0259r. M\u0259rk\u0259zi Bank bu c\u00fcr m\u0259s\u0259l\u0259l\u0259r\u0259\u00a0 yenid\u0259n bax\u0131b, s\u0131\u011forta \u015firk\u0259tl\u0259rin\u0259 icaz\u0259l\u0259rin, lisenziyan\u0131n verilm\u0259sind\u0259n imtina ed\u0259 bil\u0259r.<\/p>\n

S\u0131\u011forta\u00e7\u0131lar\u0131n bu yana\u015fmas\u0131 yol h\u0259r\u0259k\u0259ti t\u0259hl\u00fck\u0259sizliyi sah\u0259sind\u0259 d\u00f6vl\u0259timizin siyas\u0259tin\u0259 ziddir v\u0259 AR Prezidentinin 2018-ci ild\u0259 t\u0259sdiq etdiyi Yol h\u0259r\u0259k\u0259ti t\u0259hl\u00fck\u0259sizliyin\u0259 dair D\u00f6vl\u0259t Proqram\u0131n\u0131n m\u00fcdd\u0259alar\u0131n\u0131 birba\u015fa olaraq pozur. Proqramda h\u0259m ekoloji, h\u0259m d\u0259 \u00fcmumi yol h\u0259r\u0259k\u0259ti t\u0259hl\u00fck\u0259sizliyi m\u00fclahiz\u0259l\u0259ri n\u0259z\u0259r\u0259 al\u0131naraq ki\u00e7ik m\u00fch\u0259rrikli, az yanacaq s\u0259rf ed\u0259n avtomobill\u0259r\u0259d\u0259n istifad\u0259nin t\u0259\u015fviqi v\u0259 stimulla\u015fd\u0131r\u0131lmas\u0131 t\u0259sbit edilir. S\u0131\u011forta\u00e7\u0131lar\u0131n bu yana\u015fmas\u0131 is\u0259 bel\u0259 avtomobill\u0259rd\u0259n istifad\u0259d\u0259n \u00e7\u0259kindirir.<\/p>\n

Bel\u0259 yana\u015fma ciddi sosial f\u0259sadlar do\u011furmaqdad\u0131r, \u00e7\u00fcnki bu tipli avtomobill\u0259 taksi f\u0259aliyy\u0259ti g\u00f6st\u0259r\u0259n insanlar s\u0131\u011forta olmad\u0131\u011f\u0131ndan avtomobill\u0259rini istifad\u0259 ed\u0259 bilmirl\u0259r. N\u0259tic\u0259d\u0259 g\u00fcnd\u0259lik g\u0259lirl\u0259rini itirirl\u0259r. Bu, h\u0259m d\u0259 \u0259hal\u0131nin taksi xidm\u0259tind\u0259n istifad\u0259sini \u00e7\u0259tinl\u0259\u015fdirm\u0259k dem\u0259kdir.<\/p>\n

Bu yana\u015fma avtomobil sahibl\u0259rinin k\u00fctl\u0259vi qanun pozuntusu t\u00f6r\u0259tm\u0259si v\u0259 c\u0259rim\u0259l\u0259nm\u0259si riskini yarad\u0131r. Ax\u0131 icbari s\u0131\u011fortas\u0131z avtomobil idar\u0259 etm\u0259y\u0259 g\u00f6r\u0259 c\u0259rim\u0259 (fiziki \u015f\u0259xs \u00fc\u00e7\u00fcn 50 manat m\u0259bl\u0259\u011find\u0259) n\u0259z\u0259rd\u0259 tutulur v\u0259 DYP h\u0259min c\u0259rim\u0259l\u0259ri t\u0259tbiq edir (\u00f6z\u00fc d\u0259 kameralar vasit\u0259sil\u0259 elektron q\u0259rarla).<\/p>\n

Bu yana\u015fma korrupsiogen m\u00fchit yarad\u0131r. G\u0259l\u0259n m\u0259lumatlara \u0259sas\u0259n, s\u0131\u011forta \u015firk\u0259tl\u0259rind\u0259ki b\u0259zi i\u015fbazlar v\u0259ziyy\u0259td\u0259n istifad\u0259 ed\u0259r\u0259k \u0259lav\u0259 \u201chaqq\u201d hesab\u0131na bel\u0259 avtomobil sahibl\u0259rinin s\u0131\u011forta problemini h\u0259ll edirl\u0259r. Bu is\u0259 birba\u015fa olaraq korrupsiyad\u0131r.<\/p>\n

F\u0259sadlar\u0131n siyah\u0131s\u0131n\u0131 art\u0131rmaq da olar. Amma bunlar da yet\u0259rlidir.<\/p>\n

Maraql\u0131s\u0131 h\u0259m d\u0259 odur ki, art\u0131q bir ne\u00e7\u0259 ayd\u0131r m\u00f6vcud olan bu problem s\u0131\u011forta n\u0259zar\u0259ti qurumu olaraq M\u0259rk\u0259zi Bank t\u0259r\u0259find\u0259n h\u0259ll edilmir. N\u0259yi v\u0259 ya kimi g\u00f6zl\u0259dikl\u0259ri ayd\u0131n deyil.<\/p>\n

Hesab edir\u0259m ki, bu boyda qanunsuzlu\u011fa t\u0259cili olaraq son qoyulmal\u0131, g\u00f6st\u0259rdiyim problem qanuna uy\u011fun olaraq aradan qald\u0131r\u0131lmal\u0131d\u0131r.<\/p>\n

S\u0131\u011forta\u00e7\u0131lar hesab edirl\u0259r ki, bel\u0259 avtomobill\u0259r daha \u00e7ox s\u00fcr\u00fcl\u00fcr (x\u00fcsus\u0259n taksi kimi), onlar daha tez-tez yol-n\u0259qliyyat hadis\u0259l\u0259rin\u0259 d\u00fc\u015f\u00fcrl\u0259r. Ki\u00e7ik s\u0131\u011forta haqq\u0131 m\u00fcqabilind\u0259 s\u0131\u011forta t\u0259minat\u0131 verm\u0259li olacaqlar\u0131n\u0131 v\u0259 z\u0259r\u0259r\u0259 d\u00fc\u015f\u0259c\u0259kl\u0259rini ehtimal ed\u0259n s\u0131\u011forta\u00e7\u0131lar bel\u0259 avtomobill\u0259rl\u0259 ba\u011fl\u0131 m\u00fclki m\u0259suliyy\u0259tin icbari s\u0131\u011fortas\u0131ndan qanunsuz olaraq yay\u0131n\u0131rlar. Ba\u015fqa s\u00f6zl\u0259, s\u0131\u011forta\u00e7\u0131lar s\u0131\u011forta t\u0259minat\u0131 \u00fczr\u0259 x\u0259rcl\u0259rd\u0259n qanunsuz yolla yay\u0131nma\u011fa, x\u0259rcl\u0259rini azaltma\u011fa c\u0259hd edirl\u0259r. T\u0259bii ki, bu, neqativ v\u0259 yolverilm\u0259z yana\u015fmad\u0131r.<\/strong><\/p>\n

Lakin s\u0131\u011forta\u00e7\u0131lar\u0131n z\u0259r\u0259rd\u0259n yay\u0131nmas\u0131, \u00f6z x\u0259rcl\u0259rini azaltmas\u0131 \u00fc\u00e7\u00fcn \u00e7ox pozitiv v\u0259 qanuni \u00fcsul da var. \u00d6z\u00fc d\u0259 bu, \u201c\u0130cbari s\u0131\u011fortalar haqq\u0131nda\u201d Qanunda n\u0259z\u0259rd\u0259 tutulur, h\u0259min qanundan ir\u0259li g\u0259l\u0259n v\u0259zif\u0259dir (h\u00fcquq yox). Amma t\u0259\u0259ss\u00fcf ki, ill\u0259rdir vur\u011fulasaq da, bu vacib mexanizmi i\u015f\u0259 salan yoxdur.<\/p>\n

Qanunda olan m\u00fcdd\u0259alar\u0131 q\u0131saca n\u0259z\u0259riniz\u0259 \u00e7atd\u0131r\u0131ram. Ad\u0131\u00e7\u0259kil\u0259n qanunun 3.1.3-ci madd\u0259si icbari s\u0131\u011fortan\u0131n prinsipl\u0259rind\u0259n birini bel\u0259 m\u00fc\u0259yy\u0259n edir: s\u0131\u011forta hadis\u0259l\u0259rin\u0259 s\u0259b\u0259b olan hallar\u0131n qar\u015f\u0131s\u0131n\u0131n al\u0131nmas\u0131n\u0131n stimulla\u015fd\u0131r\u0131lmas\u0131. Qanunun 12.2-ci v\u0259 26-c\u0131 madd\u0259l\u0259rind\u0259 is\u0259 bu prinsip r\u0259hb\u0259r tutularaq qar\u015f\u0131s\u0131al\u0131nma t\u0259dbirl\u0259ri fondunun yarad\u0131lmas\u0131 n\u0259z\u0259rd\u0259 tutulur. H\u0259r bir ayr\u0131ca s\u0131\u011forta n\u00f6v\u00fc \u00fczr\u0259 daxil olan icbari s\u0131\u011forta haqlar\u0131n\u0131n 1 faizi h\u0259min fonda ke\u00e7irilm\u0259lidir. Bu fondun v\u0259saiti is\u0259 maliyy\u0259 bazarlar\u0131na n\u0259zar\u0259t orqan\u0131 olan M\u0259rk\u0259zi Bank\u0131n m\u00fc\u0259yy\u0259n etdiyi t\u0259yinatlara uy\u011fun olaraq h\u0259min s\u0131\u011forta n\u00f6v\u00fc \u00fczr\u0259 qar\u015f\u0131s\u0131al\u0131nma t\u0259dbirl\u0259rin\u0259 s\u0259rf olunmal\u0131d\u0131r.<\/p>\n

Bu i\u015f n\u0259inki s\u0131\u011forta\u00e7\u0131lara, h\u0259m d\u0259 b\u00fct\u00f6vl\u00fckd\u0259 c\u0259miyy\u0259timiz\u0259 \u00e7ox laz\u0131md\u0131r. Ax\u0131 s\u00f6hb\u0259t yol-n\u0259qliyyat hadis\u0259l\u0259rinin azald\u0131lmas\u0131ndan, dem\u0259li, yollarda \u00f6l\u0259nl\u0259rin v\u0259 x\u0259sar\u0259t alanlar\u0131n azalmas\u0131ndan, c\u0259miyy\u0259timiz\u0259 v\u0259 ayr\u0131-ayr\u0131 f\u0259rdl\u0259r\u0259 vurulan y\u00fcz milyonlarla ziyan\u0131n azalmas\u0131ndan gedir”.<\/p>\n

\u018fr\u015fad H\u00fcseynov qeyd edib ki, qar\u015f\u0131s\u0131al\u0131nma t\u0259dbirl\u0259rinin kifay\u0259t q\u0259d\u0259r geni\u015f \u00e7e\u015fidi var v\u0259 d\u00fcnyada \u00e7ox yax\u015f\u0131 t\u0259cr\u00fcb\u0259 d\u0259 formala\u015f\u0131b:<\/strong><\/p>\n

\u201cBu t\u0259dbirl\u0259r t\u0259bli\u011fat-t\u0259\u015fviqat i\u015fl\u0259rind\u0259n tutmu\u015f, sanball\u0131 ara\u015fd\u0131rmalar apar\u0131lmas\u0131, yol h\u0259r\u0259k\u0259ti t\u0259hl\u00fck\u0259sizliyind\u0259ki (YHT) bo\u015fluqlar\u0131n aradan qald\u0131r\u0131lmas\u0131 istiqam\u0259tind\u0259 layih\u0259l\u0259rin haz\u0131rlanmas\u0131 v\u0259 icras\u0131nad\u0259k m\u00fch\u00fcm i\u015fl\u0259ri \u0259hat\u0259 edir.<\/p>\n

\u00dcmumiyy\u0259tl\u0259, avtomobill\u0259\u015fmi\u015f v\u0259 s\u0131\u011forta sistemi normal olan \u00f6lk\u0259l\u0259rd\u0259 s\u0131\u011forta\u00e7\u0131lar YHT-nin t\u0259min edilm\u0259sind\u0259 \u0259sas oyun\u00e7ulardan biridir. Bu \u00f6lk\u0259l\u0259rd\u0259 s\u0131\u011forta\u00e7\u0131lar d\u00f6vl\u0259tin YHT-ni idar\u0259etm\u0259 sisteminin qurulmas\u0131nda v\u0259 s\u0259m\u0259r\u0259li f\u0259aliyy\u0259tind\u0259 \u00e7ox m\u00fch\u00fcm rol oynay\u0131r, bu istiqam\u0259td\u0259 h\u00f6kum\u0259tin v\u0259 parlamentin z\u0259ruri q\u0259rarlar q\u0259bul etm\u0259si \u00fc\u00e7\u00fcn ciddi t\u0259\u015f\u0259bb\u00fcsl\u0259r g\u00f6st\u0259rir v\u0259 s. Onlar\u0131n bu i\u015fi YHT-nin b\u00fct\u00fcn elementl\u0259rini – s\u00fcr\u00fcc\u00fc haz\u0131rl\u0131\u011f\u0131 v\u0259 s\u00fcr\u00fcc\u00fc olma prosesini, n\u0259qliyyat park\u0131n\u0131n texniki v\u0259ziyy\u0259tini v\u0259 ona n\u0259zar\u0259ti (texniki bax\u0131\u015f\u0131), h\u0259tta q\u0259zalarda x\u0259sar\u0259t alanlara vaxt\u0131nda t\u0259cili tibbbi yard\u0131m g\u00f6st\u0259rilm\u0259sini \u0259hat\u0259 edir. H\u0259min \u00f6lk\u0259l\u0259rd\u0259 s\u0131\u011forta\u00e7\u0131lar\u0131n bu i\u015finin u\u011furlu n\u0259tic\u0259l\u0259ri var (YHT-n\u0259 dair proqramlar\u0131n q\u0259bulu, real icras\u0131, s\u00fcr\u00fcc\u00fc haz\u0131rl\u0131\u011f\u0131n\u0131n t\u0259kmill\u0259\u015fdirilm\u0259si, texniki reqlamentl\u0259rin ciddil\u0259\u015fdirilm\u0259si v\u0259 s.)<\/p>\n

T\u0259\u0259ss\u00fcf ki, \u00f6lk\u0259mizd\u0259 h\u0259l\u0259 ki s\u0131\u011forta\u00e7\u0131lar\u0131n YHT-d\u0259ki probleml\u0259ri qabartmas\u0131n\u0131, onlar\u0131n h\u0259lli istiqam\u0259tind\u0259 t\u0259\u015f\u0259bb\u00fcsl\u0259r g\u00f6st\u0259rm\u0259sini e\u015fitm\u0259mi\u015f\u0259m. Odur ki, s\u0131\u011forta\u00e7\u0131lara s\u0259sl\u0259nir\u0259m ki, \u0259g\u0259r x\u0259rcl\u0259rinizi real olaraq azaltmaq ist\u0259yirsinizs\u0259, YHT \u00fczr\u0259 ciddi t\u0259\u015f\u0259bb\u00fcsl\u0259r g\u00f6st\u0259rin, q\u0259zalar\u0131 azaldan praktiki v\u0259 h\u0259rt\u0259r\u0259fli add\u0131mlar at\u0131lmas\u0131nda c\u0259miyy\u0259t\u0259 d\u0259st\u0259k olun, bunun \u00fc\u00e7\u00fcn cavabdeh d\u00f6vl\u0259t qurumlar\u0131ndan \u00f6z i\u015fl\u0259rin\u0259 daha s\u0259m\u0259r\u0259li yana\u015fman\u0131 t\u0259l\u0259b edin, insanlar\u0131m\u0131z\u0131 \u00f6yr\u0259din, yollardak\u0131 yanl\u0131\u015f davran\u0131\u015flardan \u00e7\u0259kinm\u0259kd\u0259 onlara k\u00f6m\u0259k olun.<\/p>\n

M\u0259lumat \u00fc\u00e7\u00fcn bildirir\u0259m ki, n\u0259qliyyat vasit\u0259si sahibl\u0259rinin m\u00fclki m\u0259suliyy\u0259tinin icbari s\u0131\u011fortas\u0131 \u00fczr\u0259 toplanan v\u0259saitl\u0259rin illik h\u0259cmi t\u0259xmin\u0259n 100 milyon manat civar\u0131ndad\u0131r. 1 oktyabr 2022-ci il tarixd\u0259n sonra s\u0131\u011forta haqlar\u0131 artd\u0131\u011f\u0131ndan bu m\u0259bl\u0259\u011f bir q\u0259d\u0259r d\u0259 artacaq. H\u0259min v\u0259saitin 1 %-i, y\u0259ni 1 milyon manat pulla cox ciddi i\u015fl\u0259r g\u00f6rm\u0259k olar”.<\/p>\n","protected":false},"excerpt":{"rendered":"

Ekspert: \u201cM\u0259rk\u0259zi Bank h\u0259min s\u0131\u011forta \u015firk\u0259tl\u0259rinin lisenziyalar\u0131n\u0131 l\u0259\u011fv ed\u0259 bil\u0259r\u201d Az\u0259rbaycanda avtomobill\u0259rin icbari s\u0131\u011fortalanmas\u0131 m\u0259s\u0259l\u0259sind\u0259 ciddi probleml\u0259r yaran\u0131b. Ne\u00e7\u0259 ayd\u0131r ki, \u0259ks\u0259r s\u0131\u011forta \u015firk\u0259tl\u0259ri ki\u00e7ik h\u0259cmli m\u00fch\u0259rriki olan avtomobill\u0259ri s\u0131\u011fortalam\u0131rlar. Bunun s\u0259b\u0259bini r\u0259smi \u015f\u0259kild\u0259 a\u00e7\u0131qlam\u0131rlar, ancaq qeyri-r\u0259smi \u015f\u0259kild\u0259 iddia edirl\u0259r ki, son ill\u0259rd\u0259 \u00f6lk\u0259y\u0259 \u00e7oxlu sayda 1,5, 1,3, 1,6 m\u00fch\u0259rrik h\u0259cmli \u201cToyota Prius\u201d, \u201cOpel Astra\u201d, \u201cChevrolet Cruse\u201d g\u0259tirilib v\u0259 onlar\u0131n \u0259ks\u0259ri taksi kimi \u00e7al\u0131\u015f\u0131r, \u00e7oxsayl\u0131 q\u0259zalar edir v\u0259 s\u0131\u011forta \u015firk\u0259tl\u0259rini daha \u00e7ox pul \u00f6d\u0259ni\u015fi etm\u0259y\u0259 m\u0259cbur edirl\u0259r. Bu s\u0259b\u0259bd\u0259n onlar ucdantutma ki\u00e7ik h\u0259cmli ma\u015f\u0131nlar\u0131 s\u0131\u011fortalam\u0131r. Kim taksi i\u015fl\u0259m\u0259diyini s\u00fcbut edirs\u0259,…<\/p>\n","protected":false},"author":2,"featured_media":556325,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"om_disable_all_campaigns":false,"_monsterinsights_skip_tracking":false,"_monsterinsights_sitenote_active":false,"_monsterinsights_sitenote_note":"","_monsterinsights_sitenote_category":0},"categories":[1],"tags":[],"aioseo_notices":[],"gutentor_comment":0,"rttpg_featured_image_url":{"full":["https:\/\/arantv.az\/wp-content\/uploads\/2023\/01\/1a0358f0abb88463221a83890dbb0739.jpg",600,386,false],"landscape":["https:\/\/arantv.az\/wp-content\/uploads\/2023\/01\/1a0358f0abb88463221a83890dbb0739.jpg",600,386,false],"portraits":["https:\/\/arantv.az\/wp-content\/uploads\/2023\/01\/1a0358f0abb88463221a83890dbb0739.jpg",600,386,false],"thumbnail":["https:\/\/arantv.az\/wp-content\/uploads\/2023\/01\/1a0358f0abb88463221a83890dbb0739-500x280.jpg",500,280,true],"medium":["https:\/\/arantv.az\/wp-content\/uploads\/2023\/01\/1a0358f0abb88463221a83890dbb0739-567x365.jpg",567,365,true],"large":["https:\/\/arantv.az\/wp-content\/uploads\/2023\/01\/1a0358f0abb88463221a83890dbb0739.jpg",600,386,false],"1536x1536":["https:\/\/arantv.az\/wp-content\/uploads\/2023\/01\/1a0358f0abb88463221a83890dbb0739.jpg",600,386,false],"2048x2048":["https:\/\/arantv.az\/wp-content\/uploads\/2023\/01\/1a0358f0abb88463221a83890dbb0739.jpg",600,386,false],"post-thumbnail":["https:\/\/arantv.az\/wp-content\/uploads\/2023\/01\/1a0358f0abb88463221a83890dbb0739-240x172.jpg",240,172,true],"advps-thumb-one":["https:\/\/arantv.az\/wp-content\/uploads\/2023\/01\/1a0358f0abb88463221a83890dbb0739.jpg",600,386,false]},"rttpg_author":{"display_name":"V\u00fcsal Rafiqo\u011flu","author_link":"https:\/\/arantv.az\/?author=2"},"rttpg_comment":0,"rttpg_category":"C\u0259miyy\u0259t<\/a>","rttpg_excerpt":"Ekspert: \u201cM\u0259rk\u0259zi Bank h\u0259min s\u0131\u011forta \u015firk\u0259tl\u0259rinin lisenziyalar\u0131n\u0131 l\u0259\u011fv ed\u0259 bil\u0259r\u201d Az\u0259rbaycanda avtomobill\u0259rin icbari s\u0131\u011fortalanmas\u0131 m\u0259s\u0259l\u0259sind\u0259 ciddi probleml\u0259r yaran\u0131b. Ne\u00e7\u0259 ayd\u0131r ki, \u0259ks\u0259r s\u0131\u011forta \u015firk\u0259tl\u0259ri ki\u00e7ik h\u0259cmli m\u00fch\u0259rriki olan avtomobill\u0259ri s\u0131\u011fortalam\u0131rlar. Bunun s\u0259b\u0259bini r\u0259smi \u015f\u0259kild\u0259 a\u00e7\u0131qlam\u0131rlar, ancaq qeyri-r\u0259smi \u015f\u0259kild\u0259 iddia edirl\u0259r ki, son ill\u0259rd\u0259 \u00f6lk\u0259y\u0259 \u00e7oxlu sayda 1,5, 1,3, 1,6 m\u00fch\u0259rrik h\u0259cmli \u201cToyota Prius\u201d, \u201cOpel Astra\u201d,…","_links":{"self":[{"href":"https:\/\/arantv.az\/index.php?rest_route=\/wp\/v2\/posts\/556324"}],"collection":[{"href":"https:\/\/arantv.az\/index.php?rest_route=\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/arantv.az\/index.php?rest_route=\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/arantv.az\/index.php?rest_route=\/wp\/v2\/users\/2"}],"replies":[{"embeddable":true,"href":"https:\/\/arantv.az\/index.php?rest_route=%2Fwp%2Fv2%2Fcomments&post=556324"}],"version-history":[{"count":0,"href":"https:\/\/arantv.az\/index.php?rest_route=\/wp\/v2\/posts\/556324\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/arantv.az\/index.php?rest_route=\/wp\/v2\/media\/556325"}],"wp:attachment":[{"href":"https:\/\/arantv.az\/index.php?rest_route=%2Fwp%2Fv2%2Fmedia&parent=556324"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/arantv.az\/index.php?rest_route=%2Fwp%2Fv2%2Fcategories&post=556324"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/arantv.az\/index.php?rest_route=%2Fwp%2Fv2%2Ftags&post=556324"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}