<\/p>\n
V.Bayramov qeyd edib ki, M\u0259rk\u0259zi Bank\u0131n \u00f6z\u00fcn\u00fcn metodologiyas\u0131nda da bank kreditl\u0259rinin faizl\u0259rinin y\u00fcks\u0259k olmas\u0131n\u0131 depozitl\u0259rin bahal\u0131l\u0131\u011f\u0131 il\u0259 \u0259laq\u0259l\u0259ndirir:<\/p>\n
\u201cDem\u0259li, depozit faizl\u0259rin artmas\u0131 kreditl\u0259rin bahala\u015fmas\u0131na v\u0259 banklar\u0131n daha y\u00fcks\u0259kfaizli kredit t\u0259klif etm\u0259sin\u0259 s\u0259b\u0259b olacaq. Y\u0259ni\u00a0\u0259man\u0259t g\u0259lirl\u0259ri vergiy\u0259 c\u0259lb olunarsa, o halda kreditl\u0259r bahala\u015facaq. M\u0259rk\u0259zi Bank\u0131n m\u0259lumat\u0131na g\u00f6r\u0259, haz\u0131rda kredit portfeli 19 milyard 594 milyon manatd\u0131r. \u00d6lk\u0259 \u00fczr\u0259 orta kredit faizi 14,13 faiz, \u0259n bahal\u0131 kreditl\u0259r is\u0259 Mil-Mu\u011fan iqtisadi rayonundad\u0131r – 20,43 faizdir. Bu r\u0259q\u0259ml\u0259r t\u0259bii ki, orta kredit faizl\u0259ridir. \u0130stehlak kreditl\u0259ri \u00fczr\u0259 faizl\u0259r qeyd olunanlardan daha y\u00fcks\u0259kdir.<\/p>\n
Banklarda olan \u0259man\u0259tl\u0259r 2016-c\u0131 il fevral\u0131n 1-d\u0259n etibar\u0259n 7 (yeddi) il m\u00fcdd\u0259tind\u0259 vergid\u0259n azad edilmi\u015fdi. Bel\u0259 ki, \u201cVergi M\u0259c\u0259ll\u0259si\u201dnin 102.1.22-ci madd\u0259sin\u0259 \u0259sas\u0259n, yerli bank v\u0259 xarici bank\u0131n Az\u0259rbaycan Respublikas\u0131nda f\u0259aliyy\u0259t g\u00f6st\u0259r\u0259n filial\u0131 t\u0259r\u0259find\u0259n fiziki \u015f\u0259xsl\u0259rin \u0259man\u0259ti \u00fczr\u0259 \u00f6d\u0259nil\u0259n illik faiz g\u0259lirl\u0259ri, habel\u0259 emitent t\u0259r\u0259find\u0259n investisiya qiym\u0259tli ka\u011f\u0131zlar\u0131 \u00fczr\u0259 \u00f6d\u0259nil\u0259n dividend, diskont (istiqrazlar\u0131n nominal\u0131ndan a\u015fa\u011f\u0131 yerl\u0259\u015fdirilm\u0259si n\u0259tic\u0259sind\u0259 yaranm\u0131\u015f f\u0259rq) v\u0259 faiz g\u0259lirl\u0259ri g\u0259lir vergisind\u0259n azad idi. Ancaq bu m\u00fcdd\u0259t d\u00fcn\u0259n ba\u015fa \u00e7atd\u0131\u201d.<\/p>\n","protected":false},"excerpt":{"rendered":"
\u201cM\u0259rk\u0259zi Bankda hesab edirl\u0259r ki, depozit g\u0259lirl\u0259rind\u0259 g\u00fcz\u0259\u015ftl\u0259rin l\u0259\u011fvind\u0259n sonra banklar h\u0259min x\u0259rci \u00f6z depozit faizl\u0259rind\u0259 \u0259ks etdir\u0259c\u0259k. Y\u0259ni\u00a0g\u00fcz\u0259\u015ft m\u00fcdd\u0259ti uzad\u0131lmazsa, \u0259man\u0259t g\u0259lirl\u0259ri vergiy\u0259 c\u0259lb olunarsa, o halda banklar depozitl\u0259r \u00fczr\u0259 faizl\u0259ri art\u0131racaq. Bank v\u0259t\u0259nda\u015fa daha \u00e7ox dividend \u00f6d\u0259y\u0259c\u0259k ki, vergi \u00e7\u0131x\u0131landan sonra onun depozit g\u0259lirind\u0259 azalma\u00a0ba\u015f verm\u0259sin. Bu is\u0259, \u0259slind\u0259, o dem\u0259kdir ki, Az\u0259rbaycanda kredit faizl\u0259ri yenid\u0259n arta bil\u0259r\u201d. ARANTV.AZ-\u0131n x\u0259b\u0259rin\u0259 g\u00f6r\u0259, bu fikirl\u0259ri deputat V\u00fcqar Bayramov sosial \u015f\u0259b\u0259k\u0259 hesab\u0131nda payla\u015f\u0131b. V.Bayramov qeyd edib ki, M\u0259rk\u0259zi Bank\u0131n \u00f6z\u00fcn\u00fcn metodologiyas\u0131nda da bank kreditl\u0259rinin faizl\u0259rinin y\u00fcks\u0259k olmas\u0131n\u0131 depozitl\u0259rin bahal\u0131l\u0131\u011f\u0131 il\u0259 \u0259laq\u0259l\u0259ndirir:…<\/p>\n","protected":false},"author":2,"featured_media":560139,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"om_disable_all_campaigns":false,"_monsterinsights_skip_tracking":false,"_monsterinsights_sitenote_active":false,"_monsterinsights_sitenote_note":"","_monsterinsights_sitenote_category":0},"categories":[19],"tags":[],"aioseo_notices":[],"gutentor_comment":0,"rttpg_featured_image_url":{"full":["https:\/\/arantv.az\/wp-content\/uploads\/2023\/02\/FotoJet-2023-01-25T094844.998.jpg",620,413,false],"landscape":["https:\/\/arantv.az\/wp-content\/uploads\/2023\/02\/FotoJet-2023-01-25T094844.998.jpg",620,413,false],"portraits":["https:\/\/arantv.az\/wp-content\/uploads\/2023\/02\/FotoJet-2023-01-25T094844.998.jpg",620,413,false],"thumbnail":["https:\/\/arantv.az\/wp-content\/uploads\/2023\/02\/FotoJet-2023-01-25T094844.998-500x280.jpg",500,280,true],"medium":["https:\/\/arantv.az\/wp-content\/uploads\/2023\/02\/FotoJet-2023-01-25T094844.998-548x365.jpg",548,365,true],"large":["https:\/\/arantv.az\/wp-content\/uploads\/2023\/02\/FotoJet-2023-01-25T094844.998.jpg",620,413,false],"1536x1536":["https:\/\/arantv.az\/wp-content\/uploads\/2023\/02\/FotoJet-2023-01-25T094844.998.jpg",620,413,false],"2048x2048":["https:\/\/arantv.az\/wp-content\/uploads\/2023\/02\/FotoJet-2023-01-25T094844.998.jpg",620,413,false],"post-thumbnail":["https:\/\/arantv.az\/wp-content\/uploads\/2023\/02\/FotoJet-2023-01-25T094844.998-240x172.jpg",240,172,true],"advps-thumb-one":["https:\/\/arantv.az\/wp-content\/uploads\/2023\/02\/FotoJet-2023-01-25T094844.998.jpg",620,413,false]},"rttpg_author":{"display_name":"V\u00fcsal Rafiqo\u011flu","author_link":"https:\/\/arantv.az\/?author=2"},"rttpg_comment":0,"rttpg_category":"G\u00fcnd\u0259m<\/a>","rttpg_excerpt":"\u201cM\u0259rk\u0259zi Bankda hesab edirl\u0259r ki, depozit g\u0259lirl\u0259rind\u0259 g\u00fcz\u0259\u015ftl\u0259rin l\u0259\u011fvind\u0259n sonra banklar h\u0259min x\u0259rci \u00f6z depozit faizl\u0259rind\u0259 \u0259ks etdir\u0259c\u0259k. Y\u0259ni\u00a0g\u00fcz\u0259\u015ft m\u00fcdd\u0259ti uzad\u0131lmazsa, \u0259man\u0259t g\u0259lirl\u0259ri vergiy\u0259 c\u0259lb olunarsa, o halda banklar depozitl\u0259r \u00fczr\u0259 faizl\u0259ri art\u0131racaq. Bank v\u0259t\u0259nda\u015fa daha \u00e7ox dividend \u00f6d\u0259y\u0259c\u0259k ki, vergi \u00e7\u0131x\u0131landan sonra onun depozit g\u0259lirind\u0259 azalma\u00a0ba\u015f verm\u0259sin. Bu is\u0259, \u0259slind\u0259, o dem\u0259kdir ki, Az\u0259rbaycanda…","_links":{"self":[{"href":"https:\/\/arantv.az\/index.php?rest_route=\/wp\/v2\/posts\/560138"}],"collection":[{"href":"https:\/\/arantv.az\/index.php?rest_route=\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/arantv.az\/index.php?rest_route=\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/arantv.az\/index.php?rest_route=\/wp\/v2\/users\/2"}],"replies":[{"embeddable":true,"href":"https:\/\/arantv.az\/index.php?rest_route=%2Fwp%2Fv2%2Fcomments&post=560138"}],"version-history":[{"count":0,"href":"https:\/\/arantv.az\/index.php?rest_route=\/wp\/v2\/posts\/560138\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/arantv.az\/index.php?rest_route=\/wp\/v2\/media\/560139"}],"wp:attachment":[{"href":"https:\/\/arantv.az\/index.php?rest_route=%2Fwp%2Fv2%2Fmedia&parent=560138"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/arantv.az\/index.php?rest_route=%2Fwp%2Fv2%2Fcategories&post=560138"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/arantv.az\/index.php?rest_route=%2Fwp%2Fv2%2Ftags&post=560138"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}