{"id":584722,"date":"2023-04-03T17:03:36","date_gmt":"2023-04-03T13:03:36","guid":{"rendered":"https:\/\/arantv.az\/?p=584722"},"modified":"2023-04-03T17:03:36","modified_gmt":"2023-04-03T13:03:36","slug":"az%c9%99rbaycanda-bank-xidm%c9%99tl%c9%99rinin-reklami-zamani-qanun-pozuntulari-askarlanib","status":"publish","type":"post","link":"https:\/\/arantv.az\/?p=584722","title":{"rendered":"Az\u0259rbaycanda bank xidm\u0259tl\u0259rinin reklam\u0131 zaman\u0131 qanun pozuntular\u0131 a\u015fkarlan\u0131b"},"content":{"rendered":"<p>\u0130qtisadiyyat Nazirliyi yan\u0131nda Antiinhisar v\u0259 \u0130stehlak Bazar\u0131na N\u0259zar\u0259t D\u00f6vl\u0259t Xidm\u0259ti Az\u0259rbaycanda bank xidm\u0259tl\u0259rinin reklam\u0131nda qanun pozuntular\u0131 a\u015fkarlay\u0131b.<\/p>\n<p>Bu bar\u0259d\u0259 qurum m\u0259lumat yay\u0131b.<\/p>\n<p>M\u0259lumata g\u00f6r\u0259, D\u00f6vl\u0259t Xidm\u0259ti reklam f\u0259aliyy\u0259ti zaman\u0131 qanunvericiliyin t\u0259l\u0259bl\u0259rin\u0259 riay\u0259t edilm\u0259si il\u0259 ba\u011fl\u0131 m\u00fct\u0259madi maarifl\u0259ndirm\u0259 i\u015fl\u0259ri h\u0259yata ke\u00e7irir. Bu t\u0259dbirl\u0259r \u00e7\u0259r\u00e7iv\u0259sind\u0259 \u00f6t\u0259n ilin \u0259vv\u0259lind\u0259n yerli banklara reklam qanunvericiliyinin t\u0259l\u0259bl\u0259rin\u0259 dair maarifl\u0259ndirici m\u0259ktub \u00fcnvanlan\u0131b. Lakin son d\u00f6vrl\u0259rd\u0259 apar\u0131lan monitorinql\u0259r zaman\u0131 bank xidm\u0259tl\u0259rinin reklamlar\u0131n\u0131n yay\u0131mlanmas\u0131nda reklam qanunvericiliyinin t\u0259l\u0259bl\u0259rin\u0259 \u0259m\u0259l edilm\u0259m\u0259si hallar\u0131 a\u015fkar edilib. Qanun pozuntular\u0131 \u00fczr\u0259 ara\u015fd\u0131rmalara ba\u015flan\u0131l\u0131b.<\/p>\n<p>\u201cReklam haqq\u0131nda\u201d Qanunda maliyy\u0259, bank, s\u0131\u011forta, investisiya xidm\u0259tl\u0259ri, el\u0259c\u0259 d\u0259 qiym\u0259tli ka\u011f\u0131zlar\u0131n reklam\u0131 \u00fc\u00e7\u00fcn x\u00fcsusi qaydalar t\u0259sbit edilib. Bel\u0259 ki, lisenziyala\u015fd\u0131r\u0131lan f\u0259aliyy\u0259t n\u00f6vl\u0259ri \u00fczr\u0259 lisenziyan\u0131n n\u00f6mr\u0259si, verilm\u0259 tarixi v\u0259 onu ver\u0259n orqan\u0131n ad\u0131, el\u0259c\u0259 d\u0259 maliyy\u0259, bank, s\u0131\u011forta, investisiya xidm\u0259tl\u0259rinin, qiym\u0259tli ka\u011f\u0131zlar\u0131n reklam\u0131nda bu xidm\u0259tl\u0259ri t\u0259klif ed\u0259n \u015f\u0259xsin h\u00fcquqi ad\u0131, h\u00fcquqi \u00fcnvan\u0131, fiziki \u015f\u0259xsl\u0259rin ad\u0131, soyad\u0131, atas\u0131n\u0131n ad\u0131, \u00fcnvan\u0131, \u0259laq\u0259 vasit\u0259l\u0259ri, qiym\u0259tli ka\u011f\u0131z\u0131n emitenti qeyd olunmal\u0131d\u0131r. Bundan \u0259lav\u0259, istehlak kreditin\u0259 dair reklamda kreditin h\u0259r hans\u0131 x\u0259rci il\u0259 ba\u011fl\u0131 m\u0259lumat verildikd\u0259, istehlak\u00e7\u0131 a\u015fa\u011f\u0131dak\u0131lar bar\u0259d\u0259 d\u0259 m\u0259lumatland\u0131r\u0131lmal\u0131d\u0131r:<\/p>\n<p>&#8211; Kreditin \u00fcmumi x\u0259rcin\u0259 daxil olan ist\u0259nil\u0259n x\u0259rcl\u0259r, o c\u00fcml\u0259d\u0259n illik faiz d\u0259r\u0259c\u0259si, faktiki illik faiz d\u0259r\u0259c\u0259sinin hesablanmas\u0131na qanunvericiliy\u0259 m\u00fcvafiq qaydada daxil olan dig\u0259r x\u0259rcl\u0259r;<\/p>\n<p>&#8211; Kreditin m\u00fcdd\u0259ti;<\/p>\n<p>&#8211; Kredit m\u00fc\u0259yy\u0259n mal\u0131n al\u0131nmas\u0131 v\u0259 ya xidm\u0259tl\u0259rin g\u00f6st\u0259rilm\u0259si il\u0259 \u0259laq\u0259dar verildikd\u0259, h\u0259min mal v\u0259 ya xidm\u0259t, onun na\u011fd qiym\u0259ti v\u0259 ilkin \u00f6d\u0259nil\u0259n m\u0259bl\u0259\u011f;<\/p>\n<p>&#8211; Kredit m\u00fcqavil\u0259sinin ba\u011flanmas\u0131 \u00fc\u00e7\u00fcn \u0259lav\u0259 xidm\u0259t m\u00fcqavil\u0259l\u0259rinin ba\u011flanmas\u0131 m\u0259cburi olduqda v\u0259 h\u0259min xidm\u0259tin qiym\u0259ti \u0259vv\u0259lc\u0259d\u0259n m\u00fc\u0259yy\u0259n edil\u0259 bilinm\u0259dikd\u0259, h\u0259min m\u00fcqavil\u0259ni ba\u011flamaq \u00f6hd\u0259liyi.<\/p>\n<p>Bank xidm\u0259tl\u0259ri il\u0259 ba\u011fl\u0131 reklam qanunvericiliyinin t\u0259l\u0259bl\u0259rinin pozulmas\u0131 bar\u0259d\u0259 ara\u015fd\u0131rma n\u0259tic\u0259l\u0259rin\u0259 uy\u011fun olaraq, qanun pozuntular\u0131na yol vermi\u015f banklar bar\u0259sind\u0259 qanunam\u00fcvafiq t\u0259dbirl\u0259r g\u00f6r\u00fcl\u0259c\u0259k.<\/p>\n","protected":false},"excerpt":{"rendered":"<p>\u0130qtisadiyyat Nazirliyi yan\u0131nda Antiinhisar v\u0259 \u0130stehlak Bazar\u0131na N\u0259zar\u0259t D\u00f6vl\u0259t Xidm\u0259ti Az\u0259rbaycanda bank xidm\u0259tl\u0259rinin reklam\u0131nda qanun pozuntular\u0131 a\u015fkarlay\u0131b. Bu bar\u0259d\u0259 qurum m\u0259lumat yay\u0131b. M\u0259lumata g\u00f6r\u0259, D\u00f6vl\u0259t Xidm\u0259ti reklam f\u0259aliyy\u0259ti zaman\u0131 qanunvericiliyin t\u0259l\u0259bl\u0259rin\u0259 riay\u0259t edilm\u0259si il\u0259 ba\u011fl\u0131 m\u00fct\u0259madi maarifl\u0259ndirm\u0259 i\u015fl\u0259ri h\u0259yata ke\u00e7irir. Bu t\u0259dbirl\u0259r \u00e7\u0259r\u00e7iv\u0259sind\u0259 \u00f6t\u0259n ilin \u0259vv\u0259lind\u0259n yerli banklara reklam qanunvericiliyinin t\u0259l\u0259bl\u0259rin\u0259 dair maarifl\u0259ndirici m\u0259ktub \u00fcnvanlan\u0131b. Lakin son d\u00f6vrl\u0259rd\u0259 apar\u0131lan monitorinql\u0259r zaman\u0131 bank xidm\u0259tl\u0259rinin reklamlar\u0131n\u0131n yay\u0131mlanmas\u0131nda reklam qanunvericiliyinin t\u0259l\u0259bl\u0259rin\u0259 \u0259m\u0259l edilm\u0259m\u0259si hallar\u0131 a\u015fkar edilib. Qanun pozuntular\u0131 \u00fczr\u0259 ara\u015fd\u0131rmalara ba\u015flan\u0131l\u0131b. \u201cReklam haqq\u0131nda\u201d Qanunda maliyy\u0259, bank, s\u0131\u011forta, investisiya xidm\u0259tl\u0259ri, el\u0259c\u0259 d\u0259 qiym\u0259tli ka\u011f\u0131zlar\u0131n&hellip;<\/p>\n","protected":false},"author":2,"featured_media":584723,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"om_disable_all_campaigns":false,"_monsterinsights_skip_tracking":false,"_monsterinsights_sitenote_active":false,"_monsterinsights_sitenote_note":"","_monsterinsights_sitenote_category":0},"categories":[19],"tags":[],"aioseo_notices":[],"gutentor_comment":0,"rttpg_featured_image_url":{"full":["https:\/\/arantv.az\/wp-content\/uploads\/2023\/04\/1611055797_bnk.jpg",620,413,false],"landscape":["https:\/\/arantv.az\/wp-content\/uploads\/2023\/04\/1611055797_bnk.jpg",620,413,false],"portraits":["https:\/\/arantv.az\/wp-content\/uploads\/2023\/04\/1611055797_bnk.jpg",620,413,false],"thumbnail":["https:\/\/arantv.az\/wp-content\/uploads\/2023\/04\/1611055797_bnk-500x280.jpg",500,280,true],"medium":["https:\/\/arantv.az\/wp-content\/uploads\/2023\/04\/1611055797_bnk-548x365.jpg",548,365,true],"large":["https:\/\/arantv.az\/wp-content\/uploads\/2023\/04\/1611055797_bnk.jpg",620,413,false],"1536x1536":["https:\/\/arantv.az\/wp-content\/uploads\/2023\/04\/1611055797_bnk.jpg",620,413,false],"2048x2048":["https:\/\/arantv.az\/wp-content\/uploads\/2023\/04\/1611055797_bnk.jpg",620,413,false],"post-thumbnail":["https:\/\/arantv.az\/wp-content\/uploads\/2023\/04\/1611055797_bnk-240x172.jpg",240,172,true],"advps-thumb-one":["https:\/\/arantv.az\/wp-content\/uploads\/2023\/04\/1611055797_bnk.jpg",620,413,false]},"rttpg_author":{"display_name":"V\u00fcsal Rafiqo\u011flu","author_link":"https:\/\/arantv.az\/?author=2"},"rttpg_comment":0,"rttpg_category":"<a href=\"https:\/\/arantv.az\/?cat=19\" rel=\"category\">G\u00fcnd\u0259m<\/a>","rttpg_excerpt":"\u0130qtisadiyyat Nazirliyi yan\u0131nda Antiinhisar v\u0259 \u0130stehlak Bazar\u0131na N\u0259zar\u0259t D\u00f6vl\u0259t Xidm\u0259ti Az\u0259rbaycanda bank xidm\u0259tl\u0259rinin reklam\u0131nda qanun pozuntular\u0131 a\u015fkarlay\u0131b. Bu bar\u0259d\u0259 qurum m\u0259lumat yay\u0131b. M\u0259lumata g\u00f6r\u0259, D\u00f6vl\u0259t Xidm\u0259ti reklam f\u0259aliyy\u0259ti zaman\u0131 qanunvericiliyin t\u0259l\u0259bl\u0259rin\u0259 riay\u0259t edilm\u0259si il\u0259 ba\u011fl\u0131 m\u00fct\u0259madi maarifl\u0259ndirm\u0259 i\u015fl\u0259ri h\u0259yata ke\u00e7irir. Bu t\u0259dbirl\u0259r \u00e7\u0259r\u00e7iv\u0259sind\u0259 \u00f6t\u0259n ilin \u0259vv\u0259lind\u0259n yerli banklara reklam qanunvericiliyinin t\u0259l\u0259bl\u0259rin\u0259 dair maarifl\u0259ndirici m\u0259ktub \u00fcnvanlan\u0131b.&hellip;","_links":{"self":[{"href":"https:\/\/arantv.az\/index.php?rest_route=\/wp\/v2\/posts\/584722"}],"collection":[{"href":"https:\/\/arantv.az\/index.php?rest_route=\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/arantv.az\/index.php?rest_route=\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/arantv.az\/index.php?rest_route=\/wp\/v2\/users\/2"}],"replies":[{"embeddable":true,"href":"https:\/\/arantv.az\/index.php?rest_route=%2Fwp%2Fv2%2Fcomments&post=584722"}],"version-history":[{"count":0,"href":"https:\/\/arantv.az\/index.php?rest_route=\/wp\/v2\/posts\/584722\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/arantv.az\/index.php?rest_route=\/wp\/v2\/media\/584723"}],"wp:attachment":[{"href":"https:\/\/arantv.az\/index.php?rest_route=%2Fwp%2Fv2%2Fmedia&parent=584722"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/arantv.az\/index.php?rest_route=%2Fwp%2Fv2%2Fcategories&post=584722"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/arantv.az\/index.php?rest_route=%2Fwp%2Fv2%2Ftags&post=584722"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}