{"id":605111,"date":"2023-06-07T16:56:05","date_gmt":"2023-06-07T12:56:05","guid":{"rendered":"https:\/\/arantv.az\/?p=605111"},"modified":"2023-06-07T16:56:05","modified_gmt":"2023-06-07T12:56:05","slug":"m%c9%99rk%c9%99zi-bank-dasinmaz-%c9%99mlakin-icbari-sigortasi-v%c9%99t%c9%99ndaslarin-huquqlarina-zidd-deyil","status":"publish","type":"post","link":"https:\/\/arantv.az\/?p=605111","title":{"rendered":"M\u0259rk\u0259zi Bank: \u201cDa\u015f\u0131nmaz \u0259mlak\u0131n icbari s\u0131\u011fortas\u0131 v\u0259t\u0259nda\u015flar\u0131n h\u00fcquqlar\u0131na zidd deyil\u201d"},"content":{"rendered":"<p>Az\u0259rbaycan M\u0259rk\u0259zi Bank\u0131 (AMB) da\u015f\u0131nmaz \u0259mlak\u0131n icbari s\u0131\u011fortas\u0131n\u0131n v\u0259t\u0259nda\u015flar\u0131n konstitusiya h\u00fcququna zidd olmas\u0131 il\u0259 ba\u011fl\u0131 iradlara cavab verib.<\/p>\n<p>AMB-d\u0259n APA-ya veril\u0259n m\u0259lumata g\u00f6r\u0259, da\u015f\u0131nmaz \u0259mlak\u0131n icbari s\u0131\u011fortas\u0131n\u0131n v\u0259t\u0259nda\u015flar\u0131n konstitusiya h\u00fcququna zidd olmas\u0131 fikri k\u00f6k\u00fcnd\u0259n yanl\u0131\u015fd\u0131r. \u018fksin\u0259, bu icbari s\u0131\u011forta n\u00f6v\u00fc, insanlar\u0131n konstitusiyada m\u00fc\u0259yy\u0259n olunmu\u015f m\u0259nzil h\u00fcququnun t\u0259min olunmas\u0131n\u0131n sabitliyi v\u0259 fasil\u0259sizliyi \u00fc\u00e7\u00fcn bir al\u0259tdir.<\/p>\n<p>M\u0259rk\u0259zi Bankdan, h\u0259m\u00e7inin \u0259lav\u0259 edilib ki, sad\u0259 v\u0259t\u0259nda\u015flar da\u015f\u0131nmaz \u0259mlak\u0131n icbari s\u0131\u011fortas\u0131n\u0131n olmamas\u0131na g\u00f6r\u0259 qanunla c\u0259rim\u0259l\u0259n\u0259 bil\u0259rl\u0259r:<\/p>\n<p>\u201c\u0130nzibati X\u0259talar M\u0259c\u0259ll\u0259sinin (\u0130XM) 469.1-ci madd\u0259sinin t\u0259l\u0259bl\u0259rin\u0259 uy\u011fun olaraq, icbari s\u0131\u011forta qanunlar\u0131na \u0259sas\u0259n, m\u00fcvafiq riskl\u0259ri icbari qaydada s\u0131\u011forta etdirm\u0259k v\u0259zif\u0259si m\u00fc\u0259yy\u0259n edilmi\u015f fiziki v\u0259 ya h\u00fcquqi \u015f\u0259xsl\u0259r t\u0259r\u0259find\u0259n s\u0131\u011forta\u00e7\u0131 il\u0259 icbari s\u0131\u011forta m\u00fcqavil\u0259sinin ba\u011flanmamas\u0131na g\u00f6r\u0259 fiziki \u015f\u0259xsl\u0259r otuz manat m\u0259bl\u0259\u011find\u0259, v\u0259zif\u0259li \u015f\u0259xsl\u0259r s\u0259ks\u0259n manat m\u0259bl\u0259\u011find\u0259, h\u00fcquqi \u015f\u0259xsl\u0259r iki y\u00fcz manat m\u0259bl\u0259\u011find\u0259 c\u0259rim\u0259 edilirl\u0259r. H\u0259min madd\u0259nin qeyd hiss\u0259sin\u0259 birinci c\u00fcml\u0259sin\u0259 \u0259sas\u0259n, \u015f\u0259xs bu madd\u0259d\u0259 n\u0259z\u0259rd\u0259 tutulmu\u015f icbari s\u0131\u011forta m\u00fcqavil\u0259sinin ba\u011flanmamas\u0131na g\u00f6r\u0259 inzibati m\u0259suliyy\u0259t\u0259 c\u0259lb olunduqda, 20 g\u00fcn \u0259rzind\u0259 icbari s\u0131\u011forta m\u00fcqavil\u0259sini ba\u011flamal\u0131d\u0131r. Bu m\u00fcdd\u0259td\u0259 \u015f\u0259xs h\u0259min \u0259m\u0259lin t\u00f6r\u0259dilm\u0259sin\u0259 g\u00f6r\u0259 t\u0259krar\u0259n inzibati m\u0259suliyy\u0259t\u0259 c\u0259lb olunmur\u201d.<br \/>\nBununla bel\u0259, c\u0259rim\u0259 mexanizminin t\u0259tbiq edilm\u0259si il\u0259 ba\u011fl\u0131 m\u0259s\u0259l\u0259 h\u0259l\u0259 d\u0259 a\u00e7\u0131q \u015f\u0259kild\u0259 qalmaqdad\u0131r.<\/p>\n<p>Qeyd ed\u0259k ki, \u0130cbari S\u0131\u011forta B\u00fcrosu il\u0259 \u0130qtisadiyyat Nazirliyinin \u018fmlak M\u0259s\u0259l\u0259l\u0259ri D\u00f6vl\u0259t Xidm\u0259tinin sistemi aras\u0131nda inteqrasiyan\u0131n yekunla\u015fmas\u0131 il\u0259 iyunun 1-d\u0259n da\u015f\u0131nmaz \u0259mlak\u0131n icbari s\u0131\u011fortas\u0131 art\u0131q elektron qaydada h\u0259yata ke\u00e7irilir. Sistem \u00fcz\u0259rind\u0259n s\u0131\u011fortas\u0131z evl\u0259rin m\u00fc\u0259yy\u0259n edilm\u0259si eyni zamanda bununla ba\u011fl\u0131 qanunla m\u00fc\u0259yy\u0259n edilmi\u015f c\u0259rim\u0259l\u0259ri g\u00fcnd\u0259m\u0259 g\u0259tirib. S\u0131\u011forta \u015firk\u0259tl\u0259ri v\u0259 vasit\u0259\u00e7il\u0259r c\u0259rim\u0259l\u0259rl\u0259 ba\u011fl\u0131 t\u0259bli\u011fat kampaniyas\u0131 apararaq v\u0259t\u0259nda\u015flar\u0131n s\u0131\u011fortaya c\u0259lbin\u0259 \u00e7al\u0131\u015f\u0131rlar. C\u0259rim\u0259 mexanizminin h\u0259l\u0259lik formala\u015fmamas\u0131 fiziki \u015f\u0259xsl\u0259r \u00fczr\u0259, y\u0259ni sad\u0259 v\u0259t\u0259nda\u015flar\u0131n buna g\u00f6r\u0259 c\u0259rim\u0259l\u0259nm\u0259sini m\u00fcmk\u00fcns\u00fcz edib. Yaranm\u0131\u015f v\u0259ziyy\u0259tl\u0259 \u0259laq\u0259dar is\u0259 \u00fcmumilikd\u0259 ekspertl\u0259r da\u015f\u0131nmaz \u0259mlak\u0131n s\u0131\u011fortas\u0131n\u0131n icbari qaydada t\u0259l\u0259b edilm\u0259sinin Konstitusiyaya zidd oldu\u011funu bildiribl\u0259r. \u201cDa\u015f\u0131nmaz \u0259mlak\u0131n icbari s\u0131\u011fortas\u0131 avtomobill\u0259rin icbari s\u0131\u011fortas\u0131ndan f\u0259rqli olaraq \u00fc\u00e7\u00fcnc\u00fc \u015f\u0259xs qar\u015f\u0131s\u0131nda t\u0259tbiq edilmir. M\u0259nzill\u0259rin s\u0131\u011fortas\u0131 m\u00fclkiyy\u0259t\u00e7inin \u00f6z z\u0259r\u0259rini minimuma endirm\u0259k \u00fc\u00e7\u00fcn at\u0131lan add\u0131md\u0131r. Bunun m\u0259cbur edilm\u0259si m\u00fclkiyy\u0259t\u00e7inin se\u00e7im h\u00fcququnun pozulmas\u0131d\u0131r\u201d, &#8211; dey\u0259 ekspertl\u0259r \u0259lav\u0259 edibl\u0259r.<\/p>\n","protected":false},"excerpt":{"rendered":"<p>Az\u0259rbaycan M\u0259rk\u0259zi Bank\u0131 (AMB) da\u015f\u0131nmaz \u0259mlak\u0131n icbari s\u0131\u011fortas\u0131n\u0131n v\u0259t\u0259nda\u015flar\u0131n konstitusiya h\u00fcququna zidd olmas\u0131 il\u0259 ba\u011fl\u0131 iradlara cavab verib. AMB-d\u0259n APA-ya veril\u0259n m\u0259lumata g\u00f6r\u0259, da\u015f\u0131nmaz \u0259mlak\u0131n icbari s\u0131\u011fortas\u0131n\u0131n v\u0259t\u0259nda\u015flar\u0131n konstitusiya h\u00fcququna zidd olmas\u0131 fikri k\u00f6k\u00fcnd\u0259n yanl\u0131\u015fd\u0131r. \u018fksin\u0259, bu icbari s\u0131\u011forta n\u00f6v\u00fc, insanlar\u0131n konstitusiyada m\u00fc\u0259yy\u0259n olunmu\u015f m\u0259nzil h\u00fcququnun t\u0259min olunmas\u0131n\u0131n sabitliyi v\u0259 fasil\u0259sizliyi \u00fc\u00e7\u00fcn bir al\u0259tdir. M\u0259rk\u0259zi Bankdan, h\u0259m\u00e7inin \u0259lav\u0259 edilib ki, sad\u0259 v\u0259t\u0259nda\u015flar da\u015f\u0131nmaz \u0259mlak\u0131n icbari s\u0131\u011fortas\u0131n\u0131n olmamas\u0131na g\u00f6r\u0259 qanunla c\u0259rim\u0259l\u0259n\u0259 bil\u0259rl\u0259r: \u201c\u0130nzibati X\u0259talar M\u0259c\u0259ll\u0259sinin (\u0130XM) 469.1-ci madd\u0259sinin t\u0259l\u0259bl\u0259rin\u0259 uy\u011fun olaraq, icbari s\u0131\u011forta qanunlar\u0131na \u0259sas\u0259n, m\u00fcvafiq riskl\u0259ri icbari qaydada s\u0131\u011forta etdirm\u0259k&hellip;<\/p>\n","protected":false},"author":2,"featured_media":605112,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"om_disable_all_campaigns":false,"_monsterinsights_skip_tracking":false,"_monsterinsights_sitenote_active":false,"_monsterinsights_sitenote_note":"","_monsterinsights_sitenote_category":0},"categories":[26],"tags":[],"aioseo_notices":[],"gutentor_comment":0,"rttpg_featured_image_url":{"full":["https:\/\/arantv.az\/wp-content\/uploads\/2023\/06\/download-18.jpg",274,184,false],"landscape":["https:\/\/arantv.az\/wp-content\/uploads\/2023\/06\/download-18.jpg",274,184,false],"portraits":["https:\/\/arantv.az\/wp-content\/uploads\/2023\/06\/download-18.jpg",274,184,false],"thumbnail":["https:\/\/arantv.az\/wp-content\/uploads\/2023\/06\/download-18.jpg",274,184,false],"medium":["https:\/\/arantv.az\/wp-content\/uploads\/2023\/06\/download-18.jpg",274,184,false],"large":["https:\/\/arantv.az\/wp-content\/uploads\/2023\/06\/download-18.jpg",274,184,false],"1536x1536":["https:\/\/arantv.az\/wp-content\/uploads\/2023\/06\/download-18.jpg",274,184,false],"2048x2048":["https:\/\/arantv.az\/wp-content\/uploads\/2023\/06\/download-18.jpg",274,184,false],"post-thumbnail":["https:\/\/arantv.az\/wp-content\/uploads\/2023\/06\/download-18-240x172.jpg",240,172,true],"advps-thumb-one":["https:\/\/arantv.az\/wp-content\/uploads\/2023\/06\/download-18.jpg",274,184,false]},"rttpg_author":{"display_name":"V\u00fcsal Rafiqo\u011flu","author_link":"https:\/\/arantv.az\/?author=2"},"rttpg_comment":0,"rttpg_category":"<a href=\"https:\/\/arantv.az\/?cat=26\" rel=\"category\">Sosial<\/a>","rttpg_excerpt":"Az\u0259rbaycan M\u0259rk\u0259zi Bank\u0131 (AMB) da\u015f\u0131nmaz \u0259mlak\u0131n icbari s\u0131\u011fortas\u0131n\u0131n v\u0259t\u0259nda\u015flar\u0131n konstitusiya h\u00fcququna zidd olmas\u0131 il\u0259 ba\u011fl\u0131 iradlara cavab verib. AMB-d\u0259n APA-ya veril\u0259n m\u0259lumata g\u00f6r\u0259, da\u015f\u0131nmaz \u0259mlak\u0131n icbari s\u0131\u011fortas\u0131n\u0131n v\u0259t\u0259nda\u015flar\u0131n konstitusiya h\u00fcququna zidd olmas\u0131 fikri k\u00f6k\u00fcnd\u0259n yanl\u0131\u015fd\u0131r. \u018fksin\u0259, bu icbari s\u0131\u011forta n\u00f6v\u00fc, insanlar\u0131n konstitusiyada m\u00fc\u0259yy\u0259n olunmu\u015f m\u0259nzil h\u00fcququnun t\u0259min olunmas\u0131n\u0131n sabitliyi v\u0259 fasil\u0259sizliyi \u00fc\u00e7\u00fcn bir al\u0259tdir. M\u0259rk\u0259zi&hellip;","_links":{"self":[{"href":"https:\/\/arantv.az\/index.php?rest_route=\/wp\/v2\/posts\/605111"}],"collection":[{"href":"https:\/\/arantv.az\/index.php?rest_route=\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/arantv.az\/index.php?rest_route=\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/arantv.az\/index.php?rest_route=\/wp\/v2\/users\/2"}],"replies":[{"embeddable":true,"href":"https:\/\/arantv.az\/index.php?rest_route=%2Fwp%2Fv2%2Fcomments&post=605111"}],"version-history":[{"count":0,"href":"https:\/\/arantv.az\/index.php?rest_route=\/wp\/v2\/posts\/605111\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/arantv.az\/index.php?rest_route=\/wp\/v2\/media\/605112"}],"wp:attachment":[{"href":"https:\/\/arantv.az\/index.php?rest_route=%2Fwp%2Fv2%2Fmedia&parent=605111"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/arantv.az\/index.php?rest_route=%2Fwp%2Fv2%2Fcategories&post=605111"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/arantv.az\/index.php?rest_route=%2Fwp%2Fv2%2Ftags&post=605111"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}