Az\u0259rbaycanda POS-terminallar\u0131n say\u0131nda azalma m\u00fc\u015fahid\u0259 olunur. Na\u011fds\u0131z \u00f6d\u0259ni\u015fl\u0259rin art\u0131r\u0131lmas\u0131 \u00fc\u00e7\u00fcn m\u00fcvafiq add\u0131mlar\u0131n at\u0131ld\u0131\u011f\u0131 bir vaxtda bu azalma m\u00fc\u0259yy\u0259n suallar do\u011furur. Ekspertl\u0259r bu azalman\u0131 m\u00fcxt\u0259lif amill\u0259rl\u0259 \u0259laq\u0259l\u0259ndirirl\u0259r.<\/p>\n
Son bir ayda Az\u0259rbaycanda POS-terminallar\u0131n say\u0131 k\u0259skin azal\u0131b. 2023-c\u00fc ilin sentyabr ay\u0131n\u0131n 1-n\u0259 Az\u0259rbaycanda qura\u015fd\u0131r\u0131lm\u0131\u015f POS-terminallar\u0131n \u00fcmumi say\u0131 81 219 \u0259d\u0259d t\u0259\u015fkil edib. M\u0259rk\u0259zi Bank x\u0259b\u0259r verir ki, bu g\u00f6st\u0259ricinin h\u0259cmi \u00f6t\u0259n ayla m\u00fcqayis\u0259d\u0259 2.2 faiz v\u0259 ya 1861 \u0259d\u0259d azd\u0131r. Cari ilin sentyabr 1-n\u0259 \u00f6lk\u0259d\u0259 m\u00f6vcud olan POS-terminallar\u0131n 78 473 \u0259d\u0259di p\u0259rak\u0259nd\u0259 ticar\u0259t, ia\u015f\u0259 v\u0259 dig\u0259r xidm\u0259t m\u00fc\u0259ssis\u0259l\u0259rind\u0259 qura\u015fd\u0131r\u0131l\u0131b. Bu da ayl\u0131q m\u00fcqayis\u0259d\u0259 bu POS-terminallar\u0131n say\u0131nda 2 121 \u0259d\u0259d v\u0259 ya 2.6 faiz azalma dem\u0259kdir. B\u0259s g\u00f6r\u0259s\u0259n r\u0259q\u0259msalla\u015fan d\u00fcnyada, na\u011fds\u0131z \u00f6d\u0259ni\u015fl\u0259rin artmas\u0131 laz\u0131m olan bir zamanda POS-terminallar\u0131n azalmas\u0131 n\u0259 il\u0259 \u0259laq\u0259dard\u0131r?<\/p>\n
<\/p>\n
M\u00f6vzuyla ba\u011fl\u0131\u00a0\u201cKaspi\u201d<\/strong><\/a>\u00a0q\u0259zetinin m\u0259qal\u0259sini t\u0259qdim edirik.<\/p>\n Azalma yax\u015f\u0131 hal deyil<\/p>\n \u0130qtisad\u00e7\u0131 Eld\u0259niz \u018fmirov\u00a0d\u00fc\u015f\u00fcn\u00fcr ki, POS-terminallar\u0131 azaldan s\u0259b\u0259bl\u0259rd\u0259n biri r\u0259qab\u0259t v\u0259 pax\u0131ll\u0131\u011f\u0131n olmas\u0131d\u0131r: \u201cD\u00fc\u015f\u00fcn\u00fcr\u0259m ki, bunun s\u0259b\u0259bi m\u00fc\u0259yy\u0259n subyektiv amill\u0259rl\u0259 \u0259laq\u0259lidir. Azalman\u0131n m\u0259nfi t\u0259sirl\u0259ri \u00e7ox b\u00f6y\u00fckd\u00fcr. Bir t\u0259s\u0259rr\u00fcfat subyekti g\u00f6r\u0259nd\u0259 ki, qon\u015fusu v\u0259 ya r\u0259qibi POS-terminallardan istifad\u0259 etmir, art\u0131q o da istifad\u0259 etm\u0259y\u0259c\u0259k. POS-terminallar\u0131n say\u0131n\u0131n azalmas\u0131 r\u0259q\u0259msalla\u015fma, na\u011fds\u0131z \u00f6d\u0259ni\u015fl\u0259r, iqtisadiyyat\u0131n \u015f\u0259ffafla\u015fd\u0131r\u0131lmas\u0131, \u00f6d\u0259ni\u015fl\u0259rin a\u011farmas\u0131 kimi prinsipl\u0259r\u0259 zidd g\u00f6st\u0259ricidir\u201d.<\/p>\n \u0130qtisad\u00e7\u0131n\u0131n s\u00f6zl\u0259rin\u0259 g\u00f6r\u0259, azalman\u0131n qar\u015f\u0131s\u0131n\u0131n al\u0131nmas\u0131 \u00fc\u00e7\u00fcn inzibati n\u0259zar\u0259t g\u00fccl\u0259ndirilm\u0259li, qaydalar s\u0259rtl\u0259\u015fdirilm\u0259li, he\u00e7 bir halda g\u00fcz\u0259\u015ft\u0259 gedilm\u0259m\u0259lidir.<\/p>\n Sahibkar pulu h\u0259min g\u00fcn hesabdan \u00e7\u0259k\u0259 bilmir<\/p>\n \u0130qtisad\u00e7\u0131 ekspert G\u00fcnay H\u00fcseynova\u00a0bildirir ki, POS-terminal b\u0259zi sahibkarlara s\u0259rf etm\u0259diyi \u00fc\u00e7\u00fcn ondan istifad\u0259 etmirl\u0259r: \u201cD\u00fczd\u00fcr, m\u00fc\u0259yy\u0259n sahibkarlar var ki, post-terminal istifad\u0259 etmir. B\u0259zil\u0259ri yalandan m\u00fc\u015ft\u0259riy\u0259 deyir ki, aparat yoxdur v\u0259 ya \u00e7al\u0131\u015fm\u0131r. POS-terminallar\u0131n azalmas\u0131n\u0131n \u0259sas s\u0259b\u0259bl\u0259rind\u0259n biri d\u0259 banklar t\u0259r\u0259find\u0259n m\u00fc\u0259yy\u0259n faizin tutulmas\u0131d\u0131r. Sahibkar bir m\u0259hsulun \u00fcz\u0259rin\u0259 n\u0259 q\u0259d\u0259r pul qoya bil\u0259r ki, h\u0259l\u0259 bir banka da faiz \u00f6d\u0259sin? Bundan \u0259lav\u0259, h\u0259min v\u0259saitd\u0259n yeni m\u0259hsul da almal\u0131d\u0131r. Dig\u0259r t\u0259r\u0259fd\u0259n, POS-terminalla olan \u00f6d\u0259ni\u015fl\u0259rd\u0259 sahibkar pulu h\u0259min g\u00fcn hesabdan \u00e7\u0259k\u0259 bilmir. Bu da t\u0259bii ki, onlara s\u0259rf etmir. Dig\u0259r t\u0259r\u0259fd\u0259n, sahibkar na\u011fd sat\u0131\u015f edir, al\u0131c\u0131ya kassa \u00e7eki vermir, vergid\u0259n yay\u0131n\u0131r\u201d.<\/p>\n Bu sah\u0259d\u0259 d\u00f6vl\u0259t n\u0259zar\u0259ti olmal\u0131d\u0131r<\/p>\n G.H\u00fcseynovan\u0131n fikrinc\u0259, sahibkarlara na\u011fd \u00f6d\u0259ni\u015fd\u0259ns\u0259, kartla \u00f6d\u0259ni\u015f daha s\u0259rf\u0259li edilm\u0259lidir: \u201c\u018fslind\u0259 b\u00fct\u00fcn \u015f\u0259rtl\u0259r s\u0259rf\u0259li olsa, sahibkarlara da maraql\u0131 olard\u0131. \u00c7\u00fcnki obyektd\u0259 pulun saxlanmas\u0131, da\u015f\u0131nmas\u0131 v\u0259 dig\u0259r hallar \u00e7\u0259tindir. Misal \u00fc\u00e7\u00fcn, T\u00fcrkiy\u0259d\u0259 kartla \u00f6d\u0259ni\u015f \u0259ks\u0259r ma\u011fazalarda na\u011fd \u00f6d\u0259ni\u015fl\u0259r\u0259 nisb\u0259t\u0259n daha s\u0259rf\u0259lidir. POS-terminal\u0131n olmas\u0131 pul v\u0259saitl\u0259rinin t\u0259dav\u00fcl\u00fc, \u00e7\u0259kil\u0259n x\u0259rcin azalmas\u0131na, bununla yana\u015f\u0131, d\u00f6vr sur\u0259tinin artmas\u0131na s\u0259b\u0259b olan faktorlardand\u0131r\u201d.<\/p>\n Ekspert qeyd etdi ki, sahibkarlara m\u00fc\u0259yy\u0259n g\u00fcz\u0259\u015ftl\u0259r t\u0259tbiq edilm\u0259lidir: \u201cB\u0259z\u0259n iqtisad\u00e7\u0131lar deyir ki, bu sah\u0259 art\u0131q d\u00f6vl\u0259tin n\u0259zar\u0259tind\u0259n \u00e7\u0131xs\u0131n, tamamil\u0259 \u00f6z\u0259ll\u0259\u015fsin. Amma m\u00fctl\u0259q, c\u00fczi d\u0259 olsa, d\u00f6vl\u0259t n\u0259zar\u0259ti olmal\u0131d\u0131r. \u00c7\u00fcnki d\u00f6vl\u0259t b\u00fcdc\u0259sinin \u0259sas\u0131n\u0131 vergil\u0259r t\u0259\u015fkil edir. Sahibkar\u0131n qazanc\u0131 olmad\u0131qdan sonra vergini n\u0259 il\u0259 \u00f6d\u0259m\u0259lidir? D\u00f6vl\u0259t \u0259slind\u0259 sahibkar\u0131n vergi verm\u0259sind\u0259 maraql\u0131 olmal\u0131d\u0131r. Ona g\u00f6r\u0259 d\u0259 bu sah\u0259y\u0259 ciddi n\u0259zar\u0259t laz\u0131md\u0131r\u201d.<\/p>\n Eyni obyektd\u0259 bir ne\u00e7\u0259 POS-terminal<\/p>\n Mill\u0259t v\u0259kili Az\u0259r Badamov\u00a0is\u0259 f\u0259rqli d\u00fc\u015f\u00fcn\u00fcr. Onun fikrinc\u0259, art\u0131q sahibkarlar obyektd\u0259 bir aparat saxlamaqla kifay\u0259tl\u0259nirl\u0259r: \u201cTicar\u0259t m\u00fc\u0259ssis\u0259l\u0259rind\u0259 v\u0259 xidm\u0259t sah\u0259l\u0259rind\u0259 POS- terminallar\u0131n qura\u015fd\u0131r\u0131lmas\u0131 \u015f\u0259ffafl\u0131\u011f\u0131n t\u0259min olunmas\u0131na v\u0259 v\u0259t\u0259nda\u015flar\u0131n na\u011fds\u0131z \u00f6d\u0259m\u0259l\u0259ri rahat \u015f\u0259kild\u0259 h\u0259yata ke\u00e7irm\u0259sin\u0259 imkan verir. Vaxtil\u0259 sayda ba\u015f ver\u0259n art\u0131m obyektl\u0259rd\u0259 k\u00fctl\u0259vi POS-terminallar\u0131n qura\u015fd\u0131r\u0131lmas\u0131 il\u0259 ba\u011fl\u0131 olub. Bu g\u00fcn dem\u0259k olar ki, b\u00fct\u00fcn obyektl\u0259r POS-terminallarla t\u0259chiz olunub. POS-terminallar\u0131n azalmas\u0131nda \u0259sas s\u0259b\u0259b is\u0259 ticar\u0259t obyektl\u0259ri v\u0259 xidm\u0259t sah\u0259l\u0259rind\u0259 bir ne\u00e7\u0259 terminal qura\u015fd\u0131r\u0131lmas\u0131 il\u0259 ba\u011fl\u0131d\u0131r. Sahibkarlar POS-terminalla \u0259m\u0259liyyatlar aparma\u011fa ba\u015flayandan sonra g\u00f6rd\u00fcl\u0259r ki, eyni obyektd\u0259 bir ne\u00e7\u0259 bank\u0131n POS-terminal\u0131n\u0131n saxlan\u0131lmas\u0131 m\u0259ntiqsizdir. \u00c7\u00fcnki bu, \u0259lav\u0259 x\u0259rc dem\u0259kdir. Ona g\u00f6r\u0259 d\u0259 sahibkarlar h\u0259r kassa aparat\u0131n\u0131n yan\u0131nda bir POS-terminal saxlamaqla kifay\u0259tl\u0259nirl\u0259r. Proses n\u0259tic\u0259sind\u0259 \u0259vv\u0259l al\u0131nm\u0131\u015f bir \u00e7ox POS-terminallar ixtisar edilir. Al\u0131c\u0131lar\u0131n \u00f6d\u0259ni\u015f formas\u0131n\u0131n se\u00e7imi azadd\u0131r. Na\u011fds\u0131z \u00f6d\u0259ni\u015f etm\u0259k ist\u0259y\u0259n al\u0131c\u0131ya POS-terminal\u0131n t\u0259qdim olunmamas\u0131 qanun pozuntusudur. \u018fg\u0259r v\u0259t\u0259nda\u015flar bel\u0259 hallarla qar\u015f\u0131la\u015farsa, ilk n\u00f6vb\u0259d\u0259 m\u00fcvafiq orqan\u0131n qaynar x\u0259ttin\u0259 m\u00fcraci\u0259t etm\u0259lidirl\u0259r\u201d.<\/p>\n","protected":false},"excerpt":{"rendered":" Az\u0259rbaycanda POS-terminallar\u0131n say\u0131nda azalma m\u00fc\u015fahid\u0259 olunur. Na\u011fds\u0131z \u00f6d\u0259ni\u015fl\u0259rin art\u0131r\u0131lmas\u0131 \u00fc\u00e7\u00fcn m\u00fcvafiq add\u0131mlar\u0131n at\u0131ld\u0131\u011f\u0131 bir vaxtda bu azalma m\u00fc\u0259yy\u0259n suallar do\u011furur. Ekspertl\u0259r bu azalman\u0131 m\u00fcxt\u0259lif amill\u0259rl\u0259 \u0259laq\u0259l\u0259ndirirl\u0259r. Son bir ayda Az\u0259rbaycanda POS-terminallar\u0131n say\u0131 k\u0259skin azal\u0131b. 2023-c\u00fc ilin sentyabr ay\u0131n\u0131n 1-n\u0259 Az\u0259rbaycanda qura\u015fd\u0131r\u0131lm\u0131\u015f POS-terminallar\u0131n \u00fcmumi say\u0131 81 219 \u0259d\u0259d t\u0259\u015fkil edib. M\u0259rk\u0259zi Bank x\u0259b\u0259r verir ki, bu g\u00f6st\u0259ricinin h\u0259cmi \u00f6t\u0259n ayla m\u00fcqayis\u0259d\u0259 2.2 faiz v\u0259 ya 1861 \u0259d\u0259d azd\u0131r. Cari ilin sentyabr 1-n\u0259 \u00f6lk\u0259d\u0259 m\u00f6vcud olan POS-terminallar\u0131n 78 473 \u0259d\u0259di p\u0259rak\u0259nd\u0259 ticar\u0259t, ia\u015f\u0259 v\u0259 dig\u0259r xidm\u0259t m\u00fc\u0259ssis\u0259l\u0259rind\u0259 qura\u015fd\u0131r\u0131l\u0131b. Bu da ayl\u0131q m\u00fcqayis\u0259d\u0259…<\/p>\n","protected":false},"author":2,"featured_media":642594,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"om_disable_all_campaigns":false,"_monsterinsights_skip_tracking":false,"_monsterinsights_sitenote_active":false,"_monsterinsights_sitenote_note":"","_monsterinsights_sitenote_category":0},"categories":[19],"tags":[],"aioseo_notices":[],"gutentor_comment":0,"rttpg_featured_image_url":{"full":["https:\/\/arantv.az\/wp-content\/uploads\/2023\/10\/FotoJet-2023-10-07T224427.702.jpg",620,413,false],"landscape":["https:\/\/arantv.az\/wp-content\/uploads\/2023\/10\/FotoJet-2023-10-07T224427.702.jpg",620,413,false],"portraits":["https:\/\/arantv.az\/wp-content\/uploads\/2023\/10\/FotoJet-2023-10-07T224427.702.jpg",620,413,false],"thumbnail":["https:\/\/arantv.az\/wp-content\/uploads\/2023\/10\/FotoJet-2023-10-07T224427.702-500x280.jpg",500,280,true],"medium":["https:\/\/arantv.az\/wp-content\/uploads\/2023\/10\/FotoJet-2023-10-07T224427.702-548x365.jpg",548,365,true],"large":["https:\/\/arantv.az\/wp-content\/uploads\/2023\/10\/FotoJet-2023-10-07T224427.702.jpg",620,413,false],"1536x1536":["https:\/\/arantv.az\/wp-content\/uploads\/2023\/10\/FotoJet-2023-10-07T224427.702.jpg",620,413,false],"2048x2048":["https:\/\/arantv.az\/wp-content\/uploads\/2023\/10\/FotoJet-2023-10-07T224427.702.jpg",620,413,false],"post-thumbnail":["https:\/\/arantv.az\/wp-content\/uploads\/2023\/10\/FotoJet-2023-10-07T224427.702-240x172.jpg",240,172,true],"advps-thumb-one":["https:\/\/arantv.az\/wp-content\/uploads\/2023\/10\/FotoJet-2023-10-07T224427.702.jpg",620,413,false]},"rttpg_author":{"display_name":"V\u00fcsal Rafiqo\u011flu","author_link":"https:\/\/arantv.az\/?author=2"},"rttpg_comment":0,"rttpg_category":"G\u00fcnd\u0259m<\/a>","rttpg_excerpt":"Az\u0259rbaycanda POS-terminallar\u0131n say\u0131nda azalma m\u00fc\u015fahid\u0259 olunur. Na\u011fds\u0131z \u00f6d\u0259ni\u015fl\u0259rin art\u0131r\u0131lmas\u0131 \u00fc\u00e7\u00fcn m\u00fcvafiq add\u0131mlar\u0131n at\u0131ld\u0131\u011f\u0131 bir vaxtda bu azalma m\u00fc\u0259yy\u0259n suallar do\u011furur. Ekspertl\u0259r bu azalman\u0131 m\u00fcxt\u0259lif amill\u0259rl\u0259 \u0259laq\u0259l\u0259ndirirl\u0259r. Son bir ayda Az\u0259rbaycanda POS-terminallar\u0131n say\u0131 k\u0259skin azal\u0131b. 2023-c\u00fc ilin sentyabr ay\u0131n\u0131n 1-n\u0259 Az\u0259rbaycanda qura\u015fd\u0131r\u0131lm\u0131\u015f POS-terminallar\u0131n \u00fcmumi say\u0131 81 219 \u0259d\u0259d t\u0259\u015fkil edib. M\u0259rk\u0259zi Bank x\u0259b\u0259r verir ki, bu…","_links":{"self":[{"href":"https:\/\/arantv.az\/index.php?rest_route=\/wp\/v2\/posts\/642591"}],"collection":[{"href":"https:\/\/arantv.az\/index.php?rest_route=\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/arantv.az\/index.php?rest_route=\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/arantv.az\/index.php?rest_route=\/wp\/v2\/users\/2"}],"replies":[{"embeddable":true,"href":"https:\/\/arantv.az\/index.php?rest_route=%2Fwp%2Fv2%2Fcomments&post=642591"}],"version-history":[{"count":0,"href":"https:\/\/arantv.az\/index.php?rest_route=\/wp\/v2\/posts\/642591\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/arantv.az\/index.php?rest_route=\/wp\/v2\/media\/642594"}],"wp:attachment":[{"href":"https:\/\/arantv.az\/index.php?rest_route=%2Fwp%2Fv2%2Fmedia&parent=642591"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/arantv.az\/index.php?rest_route=%2Fwp%2Fv2%2Fcategories&post=642591"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/arantv.az\/index.php?rest_route=%2Fwp%2Fv2%2Ftags&post=642591"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}<\/p>\n
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