M\u0259rk\u0259zi Bank \u201cNa\u011fd pul ofis\u201dl\u0259rinin f\u0259aliyy\u0259tinin davam etdirilm\u0259si bar\u0259d\u0259 a\u00e7\u0131qlama yay\u0131b. T\u0259\u0259ss\u00fcf ki, v\u0259t\u0259nda\u015flar\u0131m\u0131z\u0131n he\u00e7 d\u0259 ham\u0131s\u0131nda bu ofisl\u0259rin f\u0259aliyy\u0259ti bar\u0259d\u0259 m\u0259lumat olmad\u0131\u011f\u0131 \u00fc\u00e7\u00fcn onlar z\u0259d\u0259l\u0259nmi\u015f v\u0259 t\u0259dav\u00fcl\u0259 yarars\u0131z milli pul ni\u015fanlar\u0131n\u0131n d\u0259yi\u015fdirilm\u0259sind\u0259 \u00e7\u0259tinlikl\u0259rl\u0259 \u00fczl\u0259\u015firl\u0259r. B\u0259zi hallarda is\u0259 v\u0259t\u0259nda\u015flar\u0131m\u0131z yarars\u0131z hala d\u00fc\u015fm\u00fc\u015f pul \u0259skinaslar\u0131n\u0131 daha a\u015fa\u011f\u0131 d\u0259y\u0259rl\u0259 f\u0259rdi \u015f\u0259xsl\u0259r vasit\u0259sil\u0259 d\u0259yi\u015fdirirl\u0259r. Halbuki, pulun yarars\u0131z hala d\u00fc\u015fm\u0259si onun tam d\u0259y\u0259rd\u0259 d\u0259yi\u015fdirilm\u0259sin\u0259 h\u0259r hans\u0131 bir mane\u0259 yaratm\u0131r. H\u0259min pullar\u0131 asanl\u0131qla z\u0259d\u0259l\u0259nm\u0259mi\u015f \u0259skinaslarla \u0259v\u0259zl\u0259m\u0259k m\u00fcmk\u00fcnd\u00fcr. V\u0259t\u0259nda\u015flar\u0131m\u0131z yarars\u0131z pul ni\u015fanlar\u0131n\u0131 yaln\u0131z Bak\u0131da deyil, h\u0259m\u00e7inin Nax\u00e7\u0131van, Yevlax, G\u0259nc\u0259, Bil\u0259suvar, Quba \u015f\u0259h\u0259rl\u0259rind\u0259 yerl\u0259\u015f\u0259n \u0259razi idar\u0259l\u0259rin\u0259 m\u00fcraci\u0259t ed\u0259r\u0259k d\u0259yi\u015fdir\u0259 bil\u0259rl\u0259r. Yarars\u0131z pul \u0259skinaslar\u0131n\u0131n d\u0259yi\u015fdirilm\u0259si zaman\u0131 he\u00e7 bir \u00f6d\u0259ni\u015f n\u0259z\u0259rd\u0259 tutulmay\u0131b.<\/p>\n
Qanunvericiliy\u0259 \u0259sas\u0259n, b\u00fct\u00f6v bir hiss\u0259d\u0259n v\u0259 ya eyni ka\u011f\u0131z pul ni\u015fan\u0131na m\u0259xsus ard\u0131c\u0131l hiss\u0259l\u0259rd\u0259n ibar\u0259t, s\u0259thinin 60 faizind\u0259n az olmayan hiss\u0259sini v\u0259 \u00fcz\u0259rind\u0259ki iki seriya n\u00f6mr\u0259l\u0259rind\u0259n \u0259n az\u0131 birini tam saxlam\u0131\u015f pul ni\u015fan\u0131n\u0131n nominal d\u0259y\u0259ri M\u0259rk\u0259zi Bank t\u0259r\u0259find\u0259n m\u0259hdudiyy\u0259tsiz \u00f6d\u0259nilir. Dig\u0259r t\u0259r\u0259fd\u0259n, b\u00fct\u00f6v s\u0259thinin \u00fcz\u0259rind\u0259ki t\u0259svir v\u0259 yaz\u0131lar\u0131 onun nominal\u0131n\u0131 m\u00fc\u0259yy\u0259nl\u0259\u015fdirm\u0259y\u0259 imkan ver\u0259n h\u0259cmd\u0259 saxlam\u0131\u015f v\u0259 deformasiyaya m\u0259ruz qalmam\u0131\u015f metal pul ni\u015fan\u0131n\u0131n nominal d\u0259y\u0259ri M\u0259rk\u0259zi Bank t\u0259r\u0259find\u0259n \u00f6d\u0259nilir. Buna g\u00f6r\u0259 d\u0259 yarars\u0131z pul ni\u015fanlar\u0131n\u0131z varsa, onu a\u015fa\u011f\u0131 d\u0259y\u0259r\u0259 d\u0259yi\u015fdirm\u0259yin, qeyd edil\u0259n idar\u0259l\u0259r\u0259 m\u00fcraci\u0259t ed\u0259r\u0259k tam m\u0259bl\u0259\u011fi almaqla onlar\u0131 \u0259v\u0259zl\u0259\u015fdir\u0259 bil\u0259rsiniz.<\/p>\n
\u0130qtisadi m\u00f6vzuda dig\u0259r m\u00fch\u00fcm m\u0259s\u0259l\u0259l\u0259rd\u0259n biri d\u0259 inflyasiya s\u0259viyy\u0259sinin h\u0259l\u0259 d\u0259 h\u0259d\u0259fl\u0259n\u0259n h\u0259dd\u0259n y\u00fcks\u0259k olmas\u0131d\u0131r. \u0130yul ay\u0131nda M\u0259rk\u0259zi Bank u\u00e7ot d\u0259r\u0259c\u0259sinin d\u0259yi\u015fm\u0259z qalmas\u0131 bar\u0259d\u0259 q\u0259rar q\u0259bul edib. Bankda bunu yenil\u0259nmi\u015f proqnozlar, daxili v\u0259 xarici inflyasiya amill\u0259rinin v\u0259 riskl\u0259r balans\u0131n\u0131n d\u0259yi\u015fimi n\u0259z\u0259r\u0259 al\u0131nmaqla q\u0259bul olundu\u011funu bildiribl\u0259r.<\/p>\n
\u0130yun ay\u0131nda \u0259vv\u0259lki aya nisb\u0259t\u0259n 0.9%-lik deflyasiya qeyd\u0259 al\u0131nmas\u0131 istehlak t\u0259l\u0259binin t\u0259nziml\u0259nm\u0259sind\u0259n daha \u00e7ox m\u00f6vs\u00fcmi faktorlar il\u0259 ba\u011fl\u0131d\u0131r. Ayd\u0131nd\u0131r ki, bu faktorlar x\u00fcsus\u0259n sentyabrdan ba\u015flayaraq minimumla\u015f\u0131r. \u0130dxal inflyasiyas\u0131n\u0131n t\u0259sirl\u0259ri azalsa da, yen\u0259 d\u0259 strukturda pay\u0131 y\u00fcks\u0259k olaraq qalmaqdad\u0131r. Bu bax\u0131mdan illik inflyasiyan\u0131n iyunda 10.6% t\u0259\u015fkil etm\u0259si n\u0259 arxay\u0131n\u00e7\u0131l\u0131q \u00fc\u00e7\u00fcn \u0259sas deyil, n\u0259 d\u0259 tendensiyan\u0131n n\u00f6vb\u0259ti aylarda da eyni davam ed\u0259c\u0259yi anlam\u0131na g\u0259lm\u0259m\u0259lidir. Bu is\u0259 o dem\u0259kdir ki, h\u0259d\u0259fl\u0259n\u0259n inflyasiyan\u0131n \u0259ld\u0259 edilm\u0259si h\u0259l\u0259lik zaman t\u0259l\u0259b ed\u0259c\u0259k.<\/p>\n
U\u00e7ot d\u0259r\u0259c\u0259sinin kredit faizl\u0259rin\u0259 t\u0259sirl\u0259rin\u0259 g\u0259ldikd\u0259 is\u0259 etiraf etm\u0259k laz\u0131md\u0131r ki, h\u0259l\u0259lik bu al\u0259tin borc bazarlar\u0131na t\u0259sirl\u0259ri minimumdur. Faiz d\u0259hlizinin yuxar\u0131 v\u0259 a\u015fa\u011f\u0131 h\u0259ddl\u0259rinin d\u0259yi\u015fdirilm\u0259m\u0259si d\u0259 ondan x\u0259b\u0259r verir ki, m\u00f6vcud kredit faizl\u0259rind\u0259 ciddi d\u0259yi\u015fiklik g\u00f6zl\u0259nilmir. Bu bax\u0131mdan da M\u0259rk\u0259zi Bank\u0131n kredit bazar\u0131na t\u0259sir ed\u0259c\u0259k dig\u0259r al\u0259tl\u0259rind\u0259n daha f\u0259al istifad\u0259sin\u0259 ehtiyac var.<\/p>\n","protected":false},"excerpt":{"rendered":"
M\u0259rk\u0259zi Bank \u201cNa\u011fd pul ofis\u201dl\u0259rinin f\u0259aliyy\u0259tinin davam etdirilm\u0259si bar\u0259d\u0259 a\u00e7\u0131qlama yay\u0131b. T\u0259\u0259ss\u00fcf ki, v\u0259t\u0259nda\u015flar\u0131m\u0131z\u0131n he\u00e7 d\u0259 ham\u0131s\u0131nda bu ofisl\u0259rin f\u0259aliyy\u0259ti bar\u0259d\u0259 m\u0259lumat olmad\u0131\u011f\u0131 \u00fc\u00e7\u00fcn onlar z\u0259d\u0259l\u0259nmi\u015f v\u0259 t\u0259dav\u00fcl\u0259 yarars\u0131z milli pul ni\u015fanlar\u0131n\u0131n d\u0259yi\u015fdirilm\u0259sind\u0259 \u00e7\u0259tinlikl\u0259rl\u0259 \u00fczl\u0259\u015firl\u0259r. B\u0259zi hallarda is\u0259 v\u0259t\u0259nda\u015flar\u0131m\u0131z yarars\u0131z hala d\u00fc\u015fm\u00fc\u015f pul \u0259skinaslar\u0131n\u0131 daha a\u015fa\u011f\u0131 d\u0259y\u0259rl\u0259 f\u0259rdi \u015f\u0259xsl\u0259r vasit\u0259sil\u0259 d\u0259yi\u015fdirirl\u0259r. Halbuki, pulun yarars\u0131z hala d\u00fc\u015fm\u0259si onun tam d\u0259y\u0259rd\u0259 d\u0259yi\u015fdirilm\u0259sin\u0259 h\u0259r hans\u0131 bir mane\u0259 yaratm\u0131r. H\u0259min pullar\u0131 asanl\u0131qla z\u0259d\u0259l\u0259nm\u0259mi\u015f \u0259skinaslarla \u0259v\u0259zl\u0259m\u0259k m\u00fcmk\u00fcnd\u00fcr. V\u0259t\u0259nda\u015flar\u0131m\u0131z yarars\u0131z pul ni\u015fanlar\u0131n\u0131 yaln\u0131z Bak\u0131da deyil, h\u0259m\u00e7inin Nax\u00e7\u0131van, Yevlax, G\u0259nc\u0259, Bil\u0259suvar, Quba \u015f\u0259h\u0259rl\u0259rind\u0259 yerl\u0259\u015f\u0259n \u0259razi idar\u0259l\u0259rin\u0259 m\u00fcraci\u0259t…<\/p>\n","protected":false},"author":2,"featured_media":644803,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"om_disable_all_campaigns":false,"_monsterinsights_skip_tracking":false,"_monsterinsights_sitenote_active":false,"_monsterinsights_sitenote_note":"","_monsterinsights_sitenote_category":0},"categories":[19],"tags":[],"aioseo_notices":[],"gutentor_comment":0,"rttpg_featured_image_url":{"full":["https:\/\/arantv.az\/wp-content\/uploads\/2023\/10\/0b9b6d6d16971174928101934841111767.jpg",975,540,false],"landscape":["https:\/\/arantv.az\/wp-content\/uploads\/2023\/10\/0b9b6d6d16971174928101934841111767.jpg",975,540,false],"portraits":["https:\/\/arantv.az\/wp-content\/uploads\/2023\/10\/0b9b6d6d16971174928101934841111767.jpg",975,540,false],"thumbnail":["https:\/\/arantv.az\/wp-content\/uploads\/2023\/10\/0b9b6d6d16971174928101934841111767-500x280.jpg",500,280,true],"medium":["https:\/\/arantv.az\/wp-content\/uploads\/2023\/10\/0b9b6d6d16971174928101934841111767-660x365.jpg",660,365,true],"large":["https:\/\/arantv.az\/wp-content\/uploads\/2023\/10\/0b9b6d6d16971174928101934841111767-840x465.jpg",640,354,true],"1536x1536":["https:\/\/arantv.az\/wp-content\/uploads\/2023\/10\/0b9b6d6d16971174928101934841111767.jpg",975,540,false],"2048x2048":["https:\/\/arantv.az\/wp-content\/uploads\/2023\/10\/0b9b6d6d16971174928101934841111767.jpg",975,540,false],"post-thumbnail":["https:\/\/arantv.az\/wp-content\/uploads\/2023\/10\/0b9b6d6d16971174928101934841111767-240x172.jpg",240,172,true],"advps-thumb-one":["https:\/\/arantv.az\/wp-content\/uploads\/2023\/10\/0b9b6d6d16971174928101934841111767.jpg",975,540,false]},"rttpg_author":{"display_name":"V\u00fcsal Rafiqo\u011flu","author_link":"https:\/\/arantv.az\/?author=2"},"rttpg_comment":0,"rttpg_category":"G\u00fcnd\u0259m<\/a>","rttpg_excerpt":"M\u0259rk\u0259zi Bank \u201cNa\u011fd pul ofis\u201dl\u0259rinin f\u0259aliyy\u0259tinin davam etdirilm\u0259si bar\u0259d\u0259 a\u00e7\u0131qlama yay\u0131b. T\u0259\u0259ss\u00fcf ki, v\u0259t\u0259nda\u015flar\u0131m\u0131z\u0131n he\u00e7 d\u0259 ham\u0131s\u0131nda bu ofisl\u0259rin f\u0259aliyy\u0259ti bar\u0259d\u0259 m\u0259lumat olmad\u0131\u011f\u0131 \u00fc\u00e7\u00fcn onlar z\u0259d\u0259l\u0259nmi\u015f v\u0259 t\u0259dav\u00fcl\u0259 yarars\u0131z milli pul ni\u015fanlar\u0131n\u0131n d\u0259yi\u015fdirilm\u0259sind\u0259 \u00e7\u0259tinlikl\u0259rl\u0259 \u00fczl\u0259\u015firl\u0259r. B\u0259zi hallarda is\u0259 v\u0259t\u0259nda\u015flar\u0131m\u0131z yarars\u0131z hala d\u00fc\u015fm\u00fc\u015f pul \u0259skinaslar\u0131n\u0131 daha a\u015fa\u011f\u0131 d\u0259y\u0259rl\u0259 f\u0259rdi \u015f\u0259xsl\u0259r vasit\u0259sil\u0259 d\u0259yi\u015fdirirl\u0259r. Halbuki, pulun yarars\u0131z hala…","_links":{"self":[{"href":"https:\/\/arantv.az\/index.php?rest_route=\/wp\/v2\/posts\/644797"}],"collection":[{"href":"https:\/\/arantv.az\/index.php?rest_route=\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/arantv.az\/index.php?rest_route=\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/arantv.az\/index.php?rest_route=\/wp\/v2\/users\/2"}],"replies":[{"embeddable":true,"href":"https:\/\/arantv.az\/index.php?rest_route=%2Fwp%2Fv2%2Fcomments&post=644797"}],"version-history":[{"count":0,"href":"https:\/\/arantv.az\/index.php?rest_route=\/wp\/v2\/posts\/644797\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/arantv.az\/index.php?rest_route=\/wp\/v2\/media\/644803"}],"wp:attachment":[{"href":"https:\/\/arantv.az\/index.php?rest_route=%2Fwp%2Fv2%2Fmedia&parent=644797"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/arantv.az\/index.php?rest_route=%2Fwp%2Fv2%2Fcategories&post=644797"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/arantv.az\/index.php?rest_route=%2Fwp%2Fv2%2Ftags&post=644797"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}