{"id":647649,"date":"2023-10-20T09:36:57","date_gmt":"2023-10-20T05:36:57","guid":{"rendered":"https:\/\/arantv.az\/?p=647649"},"modified":"2023-10-20T09:36:57","modified_gmt":"2023-10-20T05:36:57","slug":"muganbank-niy%c9%99-baglandi-sok-detallar","status":"publish","type":"post","link":"https:\/\/arantv.az\/?p=647649","title":{"rendered":"\u201cMu\u011fanBank\u201d niy\u0259 ba\u011fland\u0131? – \u015eOK DETALLAR"},"content":{"rendered":"

Bankdak\u0131 106 milyon manat depozit qaytar\u0131lmayacaq<\/strong><\/h3>\n

Az\u0259rbaycanda daha bir bank ba\u011flan\u0131b. M\u0259rk\u0259zi Bank\u0131n \u0130dar\u0259 Hey\u0259tinin oktyabr\u0131n 18-d\u0259 q\u0259bul etdiyi q\u0259rara \u0259sas\u0259n \u201cMu\u011fanBank\u201d A\u00e7\u0131q S\u0259hmdar C\u0259miyy\u0259tinin lisenziyas\u0131 19 oktyabr 2023-c\u00fc il tarixind\u0259n etibar\u0259n l\u0259\u011fv edilib, banka m\u00fcv\u0259qq\u0259ti inzibat\u00e7\u0131 t\u0259yin edilib v\u0259 bank\u0131n m\u00fcflisl\u0259\u015fm\u0259 yolu il\u0259 l\u0259\u011fv edilm\u0259si bar\u0259d\u0259 m\u0259hk\u0259m\u0259y\u0259 m\u00fcraci\u0259t olunub.<\/strong><\/p>\n

M\u0259rk\u0259zi Bank bu q\u0259rar\u0131n\u0131 \u201cMu\u011fanBank\u201d\u0131n m\u0259cmu kapital\u0131n\u0131n miqdar\u0131n\u0131n banklar \u00fc\u00e7\u00fcn m\u00fc\u0259yy\u0259n edilmi\u015f minimum miqdardan az olmas\u0131, m\u0259cmu kapital\u0131n\u0131n adekvatl\u0131q \u0259msal\u0131n\u0131n 3 faizd\u0259n az olmas\u0131, cari f\u0259aliyy\u0259tini etibarl\u0131 v\u0259 prudensial qaydada h\u0259yata ke\u00e7irm\u0259diyi, habel\u0259 bank\u0131n daxili idar\u0259etm\u0259 v\u0259 n\u0259zar\u0259t prosedurlar\u0131n\u0131n adekvat olmad\u0131\u011f\u0131 il\u0259 \u0259sasland\u0131r\u0131b. Bunlar\u0131 n\u0259z\u0259r\u0259 alan t\u0259nziml\u0259yici \u201cBanklar haqq\u0131nda\u201d Az\u0259rbaycan Respublikas\u0131 Qanununun 16.1.6-c\u0131, 16.1.7-ci, 16.1.9-cu, 16.1.18-ci, 57-ci v\u0259 61.1-ci madd\u0259l\u0259rin\u0259 \u0259saslanaraq \u201cMu\u011fanBank\u201d\u0131n lisenziyas\u0131n\u0131 l\u0259\u011fv edib.<\/p>\n

AMB-nin q\u0259rar\u0131na \u0259sas\u0259n, \u201cMu\u011fanBank\u201d ASC-nin idar\u0259 olunmas\u0131 \u00fczr\u00e7 b\u00fct\u00fcn s\u00e7lahiyy\u0259tl\u0259r, o c\u00fcml\u0259d\u0259n bank s\u0259hmdarlar\u0131n\u0131n \u00fcmumi y\u0131\u011f\u0131nca\u011f\u0131n\u0131n s\u0259lahiyy\u0259tl\u0259ri m\u00fcv\u0259qq\u0259ti inzibat\u00e7\u0131ya ke\u00e7ib. T\u0259nziml\u0259yici bildirir ki, bank\u0131n f\u0259aliyy\u0259tini dayand\u0131rmas\u0131 Az\u0259rbaycan\u0131n bank sektorunun maliyy\u0259 dayan\u0131ql\u0131\u011f\u0131 v\u0259 maliyy\u0259 sabitliyin\u0259 he\u00e7 bir t\u0259hdid yaratm\u0131r: “”Mu\u011fanBank” ASC-nin \u00f6lk\u0259nin bank sisteminin aktivl\u0259rind\u0259 x\u00fcsusi \u00e7\u0259kisi 1,4 faiz, kredit portfelind\u0259 2 faiz, sektorun \u00f6hd\u0259likl\u0259rind\u0259 is\u0259 c\u0259mi 1,3 faiz t\u0259\u015fkil edir. \u201cMu\u011fanBank\u201d ASC-nin bank lisenziyas\u0131n\u0131n l\u0259\u011fvi bank sektorunun maliyy\u0259 dayan\u0131ql\u0131\u011f\u0131 v\u0259 maliyy\u0259 sabitliyin\u0259 he\u00e7 bir t\u0259hdid yaratm\u0131r”.<\/p>\n

M\u0259rk\u0259zi Bank h\u0259m\u00e7inin b\u0259yan edir ki, \u201cMu\u011fanBank\u201d ASC \u018fman\u0259tl\u0259rin S\u0131\u011fortalanmas\u0131 Fonduna (Fond) \u00fczv bankd\u0131r v\u0259 \u0259halinin bu bankda s\u0131\u011fortalanm\u0131\u015f \u0259man\u0259tl\u0259ri \u00fczr\u0259 kompensasiyalar fond t\u0259r\u0259find\u0259n qanunvericiliy\u0259 m\u00fcvafiq qaydada \u00f6d\u0259nil\u0259c\u0259k: “”Mu\u011fan Bank” ASC-nin dig\u0259r \u00f6hd\u0259likl\u0259ri m\u0259hk\u0259m\u0259 t\u0259r\u0259find\u0259n t\u0259yin olunacaq l\u0259\u011fvedici t\u0259r\u0259find\u0259n qanunvericiliy\u0259 m\u00fcvafiq qaydada t\u0259nziml\u0259n\u0259c\u0259k. Bank t\u0259r\u0259find\u0259n fonda t\u0259qdim olunmu\u015f hesabatlara \u0259sas\u0259n, 2023-c\u00fc ilin III r\u00fcb\u00fcn\u00fcn sonuna Bank \u00fczr\u0259 s\u0131\u011fortalanm\u0131\u015f (kompensasiya olunan) \u0259man\u0259tl\u0259r 216,7 milyon manat t\u0259\u015fkil edir. Qeyd ed\u0259k ki, bank\u0131n \u0259man\u0259t\u00e7il\u0259rinin say etibar\u0131 il\u0259 99,9 faizinin \u0259man\u0259tl\u0259ri kompensasiya olunacaq”.<\/p>\n

Qeyd ed\u0259k ki, \u201cMu\u011fanBank\u201d ASC-nin \u00f6lk\u0259 \u00fczr\u0259 b\u00fct\u00fcn bankomatlar\u0131n\u0131n oktyabr\u0131n 17-d\u0259n etibar\u0259n f\u0259aliyy\u0259tini dayand\u0131rd\u0131\u011f\u0131 a\u00e7\u0131qlansa da, bankdan bunu sistem yenil\u0259nm\u0259sinin apar\u0131lmas\u0131 il\u0259 \u0259sasland\u0131rmaqla, h\u0259ft\u0259 sonundan etibar\u0259n bankomatlar\u0131n yenid\u0259n f\u0259aliyy\u0259tini b\u0259rpa ed\u0259c\u0259yi bildirilmi\u015fdi.<\/strong><\/p>\n

\u201cMu\u011fanbank\u201d\u0131n \u0130nternet s\u0259hif\u0259sind\u0259 ASC-nin 2023-c\u00fc ilin ikinci r\u00fcb\u00fc \u00fczr\u0259 maliyy\u0259 n\u0259tic\u0259l\u0259rin\u0259 \u0259sas\u0259n bank\u0131n \u00f6z f\u0259aliyy\u0259tini \u201cu\u011furla inki\u015faf etdirdiyi\u201d qedy olunub: “”Mu\u011fanBank” ASC 2023-c\u00fc ilin ikinci r\u00fcb\u00fcnd\u0259 m\u00fcsb\u0259t maliyy\u0259 n\u0259tic\u0259l\u0259rin\u0259 nail olmaqla sabit art\u0131m n\u00fcmayi\u015f etdirir. \u00d6t\u0259n ilin analoji d\u00f6vr\u00fc il\u0259 m\u00fcqayis\u0259d\u0259 \u00fcmumi aktivl\u0259r b\u00f6y\u00fcy\u0259r\u0259k 3,47\u00a0 faiz art\u0131mla 721,86 milyon manat t\u0259\u015fkil edib, c\u0259mi depozit portfelind\u0259 d\u0259 9,56\u00a0 faiz art\u0131m qeyd\u0259 al\u0131naraq 393,83 milyon manata \u00e7at\u0131b. El\u0259c\u0259 d\u0259 faiz g\u0259lirl\u0259ri 11,68 faiz\u00a0 artaraq 20,79 milyon manat t\u0259\u015fkil edib. Bank\u0131n kredit portfeli 5,96 faiz artaraq 454,13 milyon manata \u00e7at\u0131b. I d\u0259r\u0259c\u0259li kapital is\u0259 63,63 faiz artaraq 136,51 milyon manat t\u0259\u015fkil edib. \u018flav\u0259 olaraq bank\u0131n nizamnam\u0259 kapital\u0131 51,16 faiz artaraq 162,5 milyon manat t\u0259\u015fkil edib. Bu n\u0259tic\u0259l\u0259r bank\u0131n maliyy\u0259 bazar\u0131nda sabitliyinin v\u0259 davaml\u0131 art\u0131m\u0131n\u0131n g\u00f6st\u0259ricisidir, onun etibarl\u0131l\u0131\u011f\u0131n\u0131 v\u0259 m\u00fc\u015ft\u0259ril\u0259rin etimad\u0131n\u0131 t\u0259sdiql\u0259yir. \u201cMu\u011fanBank\u201d ASC m\u00fc\u015ft\u0259ril\u0259rin\u0259 y\u00fcks\u0259k keyfiyy\u0259tli maliyy\u0259 xidm\u0259tl\u0259ri g\u00f6st\u0259rm\u0259k \u00fc\u00e7\u00fcn f\u0259aliyy\u0259tini bundan sonra da inki\u015faf etdir\u0259c\u0259k v\u0259 g\u00f6st\u0259ricil\u0259rini daha da yax\u015f\u0131la\u015fd\u0131rma\u011fa \u00e7al\u0131\u015facaq.<\/p>\n

\u201cMu\u011fanBank\u201d ASC 1992-ci ild\u0259 f\u0259aliyy\u0259t\u0259 ba\u015flam\u0131\u015fd\u0131r. Haz\u0131rda bank\u0131n \u00f6lk\u0259 \u0259razisind\u0259 22 filial\u0131 v\u0259 10 \u015f\u00f6b\u0259si keyfiyy\u0259tli xidm\u0259t g\u00f6st\u0259rir”.\u00a0<\/strong><\/p>\n

Bank\u0131n sayt\u0131ndak\u0131 bu m\u0259lumatlardan f\u0259rqli olaraq, 3-c\u00fc r\u00fcb\u00fcn sonundak\u0131 maliyy\u0259 g\u00f6st\u0259ricil\u0259ri tamam \u0259ks v\u0259ziyy\u0259ti ortaya qoyur. Bel\u0259 ki, 2023-c\u00fc ilin III r\u00fcb\u00fc \u00fczr\u0259 maliyy\u0259 hesabat\u0131na \u0259sas\u0259n, \u201cMu\u011fanBank\u201d\u0131n pul v\u0259saitl\u0259ri v\u0259 pul v\u0259saitl\u0259rinin ekvivalentl\u0259ri 139 milyon 687 min manat azal\u0131b. \u018fg\u0259r 2023-c\u00fc ilin yanvar ay\u0131n\u0131n 1-n\u0259 bank\u0131n pul v\u0259saitl\u0259ri v\u0259 pul v\u0259saitl\u0259rinin ekvivalentl\u0259ri 169 milyon 608 min manat t\u0259\u015fkil edibs\u0259, cari ilin oktyabr ay\u0131n\u0131n 1-n\u0259 bank\u0131n pul v\u0259saitl\u0259ri v\u0259 pul v\u0259saitl\u0259rinin ekvivalentl\u0259ri 29 milyon 921 min manata kimi azal\u0131b.<\/p>\n

2023-c\u00fc ilin yanvar-sentyabr aylar\u0131 \u0259rzind\u0259 \u201cMu\u011fanBank\u201d 1 milyon 287 min manat z\u0259r\u0259r edib. 2022-ci ilin m\u00fcvafiq d\u00f6vr\u00fcnd\u0259 bank 703 min manat xalis m\u0259nf\u0259\u0259t \u0259ld\u0259 etmi\u015fdi. Hesabat d\u00f6vr\u00fcnd\u0259 bank\u0131n faiz g\u0259lirl\u0259ri 7.6 faiz artaraq 31 milyon manat, faiz x\u0259rcl\u0259ri is\u0259 7.5 faiz artaraq 27.7 milyon manat t\u0259\u015fkil edib. Bu d\u00f6vrd\u0259 bank\u0131n qeyri-faiz g\u0259lirl\u0259ri 21.3 milyon manata (illik m\u00fcqayis\u0259d\u0259 36.9 faiz az), qeyri-faiz x\u0259rcl\u0259ri is\u0259 25 milyon manata (illik m\u00fcqayis\u0259d\u0259 4.9 faiz \u00e7ox) b\u0259rab\u0259r olub. Bel\u0259likl\u0259, bank bu d\u00f6vrd\u0259 301 min manat \u0259m\u0259liyyat z\u0259r\u0259ri edib.<\/p>\n

Cari ilin oktyabr\u0131n 1-n\u0259 bank\u0131n aktivl\u0259ri ilin \u0259vv\u0259li il\u0259 m\u00fcqayis\u0259d\u0259 18.9 faiz v\u0259 ya 151 milyon 367 min manat azalaraq 647 milyon 971 min manata enib. Cari ilin ilk 9 ay\u0131nda \u201cMu\u011fanBank \u201d\u0131n kredit portfeli (m\u00fc\u015ft\u0259ril\u0259r\u0259 verilmi\u015f kreditl\u0259r) 1.4 faiz v\u0259 ya 6.3 milyon manat azalaraq 447.4 milyon manata d\u00fc\u015f\u00fcb. Bank\u0131n kredit portfelind\u0259 istehlak kreditl\u0259ri 46.1 milyon manat ,biznes kreditl\u0259ri 264.2 milyon manat, da\u015f\u0131nmaz \u0259mlak kreditl\u0259ri is\u0259 139.7 milyon manat t\u0259\u015fkil edib.<\/strong><\/p>\n

Bu d\u00f6vrd\u0259 \u201cMu\u011fanBank\u201d\u0131n c\u0259mi \u00f6hd\u0259likl\u0259ri 500.8 milyon manat t\u0259\u015fkil edib ki, bu da ilin \u0259vv\u0259lin\u0259 nisb\u0259t\u0259n 29 faiz v\u0259 ya 205.2 milyon manat azd\u0131r. Bank\u0131n depozit portfeli d\u0259 cari ilin ilk 9 ay\u0131nda 34.4 faiz v\u0259 ya 169.2 milyon manat azalaraq 322 milyon 478 min manat t\u0259\u015fkil edib.<\/p>\n

M\u0259rk\u0259zi Bank\u0131n a\u00e7\u0131qlamas\u0131nda bankdak\u0131 depozitl\u0259rin c\u0259mi 216,7 milyon manat\u0131n\u0131n qorunan \u0259man\u0259tl\u0259r oldu\u011fu v\u0259 \u018fSF t\u0259r\u0259find\u0259n \u00f6d\u0259nil\u0259c\u0259yi bildirilir. Bu is\u0259 o dem\u0259kdir ki, 105 milyon 778 min manat h\u0259cmind\u0259 \u0259man\u0259t geri qaytar\u0131lmayacaq.<\/p>\n

2023-c\u00fc il oktyabr ay\u0131n\u0131n 1-n\u0259 \u201cMu\u011fanBank\u201d\u0131n c\u0259mi kapital\u0131 57.8 faiz v\u0259 ya 53 milyon 899 min manat artaraq 147 milyon 79 min manat t\u0259\u015fkil edib.<\/strong><\/p>\n

M\u0259rk\u0259zi Bank\u0131n t\u0259sdiql\u0259diyi \u201cBank kapital\u0131n\u0131n v\u0259 onun adekvatl\u0131\u011f\u0131n\u0131n hesablanmas\u0131\u00a0 Qaydalar\u0131\u201dna \u0259sas\u0259n, bank\u0131n m\u0259cmu kapital\u0131n\u0131n \u0259sas m\u0259qs\u0259di bank\u0131n biznes strategiyas\u0131n\u0131n d\u0259st\u0259kl\u0259nm\u0259si, daxili v\u0259 xarici m\u00fchitd\u0259 ba\u015f ver\u0259n \u0259lveri\u015fsiz d\u0259yi\u015fiklikl\u0259r zaman\u0131 bank\u0131n maliyy\u0259 dayan\u0131ql\u0131\u011f\u0131n\u0131n t\u0259min edilm\u0259sidir. M\u0259cmu kapital bank\u0131n \u00f6d\u0259m\u0259 qabiliyy\u0259tinin itirilm\u0259sin\u0259 g\u0259tirib \u00e7\u0131xara bil\u0259n m\u00fcmk\u00fcn z\u0259r\u0259rl\u0259rin azald\u0131lmas\u0131na, \u0259man\u0259t\u00e7il\u0259rin v\u0259 potensial investorlar\u0131n bank sistemin\u0259 etimad\u0131n\u0131n art\u0131r\u0131lmas\u0131na xidm\u0259t edir.<\/p>\n

Qaydaya g\u00f6r\u0259, bank\u0131n m\u0259cmu kapital\u0131n\u0131n minimum miqdar\u0131 50 (\u0259lli) milyon manat m\u0259bl\u0259\u011find\u0259 olmal\u0131d\u0131r. \u201cMu\u011fanBank\u201d\u0131n m\u0259cmu kapital\u0131 minimum m\u0259bl\u0259\u011fd\u0259n 3 d\u0259f\u0259 \u00e7oxdur.\u00a0<\/strong><\/p>\n

Onu da bildir\u0259k ki, bu il \u201cMu\u011fanBank\u201d\u0131n s\u0259hmdarlar\u0131 d\u0259yi\u015fib. Aprel ay\u0131nda uzun ill\u0259r boyu \u201cMu\u011fanBank\u201d\u0131n \u0259sas s\u0259hmdar\u0131 (74 faiz) v\u0259 M\u00fc\u015fahid\u0259 \u015euras\u0131n\u0131n s\u0259dri olan Elmir Mehdiyev s\u0259hml\u0259rinin 37 faizini Minur V\u0259liyev, 37 faizini is\u0259 Samir V\u0259liyev\u0259 d\u00f6vr etmi\u015fdi. Onun anas\u0131 F\u0259rid\u0259 Mehdiyeva is\u0259 \u00f6z s\u0259hm pay\u0131n\u0131n 3 faizini M.V\u0259liyev\u0259, 3 faizini is\u0259 S.V\u0259liyev\u0259 sat\u0131b.<\/p>\n

Maraql\u0131d\u0131r ki, \u00f6t\u0259n h\u0259ft\u0259 d\u00f6vl\u0259t televiziyas\u0131na m\u00fcsahib\u0259sind\u0259 M\u0259rk\u0259zi Bank\u0131n \u0130dar\u0259 Hey\u0259tinin s\u0259dri Taleh Kaz\u0131mov Az\u0259rbaycan\u0131n bank sektorunda likvidliyin, kapital adekvatl\u0131\u011f\u0131n\u0131n d\u00fcnya ortalamas\u0131ndan y\u00fcks\u0259k oldu\u011funu, sektorda sabitliyin m\u00f6vcud oldu\u011funu b\u0259yan etmi\u015fdi. Bir h\u0259ft\u0259 sonra kifay\u0259t q\u0259d\u0259r \u00e7\u0259kisi olan bank\u0131n ba\u011flanmas\u0131 maraq do\u011furur.<\/p>\n

\"Niy\u0259<\/p>\n

Samir \u018fliyev<\/strong><\/p>\n

\u0130qtisad\u00e7\u0131-ekspert Samir \u018fliyevin fikrinc\u0259, Az\u0259rbaycanda bank bazar\u0131 m\u0259hdud, bank say\u0131 is\u0259 \u00e7oxdur: \u201cBazar balaca, bank is\u0259 \u00e7ox. Proses ged\u0259c\u0259k. Ola bilsin, z\u0259if getsin, amma ged\u0259c\u0259k. Neft g\u0259lirl\u0259ri azald\u0131qca banklar\u0131n \u00e7oxlu\u011fu daha \u00e7ox \u00f6z\u00fcn\u00fc b\u00fcruz\u0259 ver\u0259c\u0259k\u201d.<\/strong><\/p>\n

Bank sah\u0259si \u00fczr\u0259 m\u00fct\u0259x\u0259ssis \u018fkr\u0259m H\u0259s\u0259nov bildirir ki, \u201cMu\u011fanBank\u201dda x\u00fcsusil\u0259 problemli kreditl\u0259rl\u0259 ba\u011fl\u0131 \u00e7\u0259tinlikl\u0259rin oldu\u011funu bir ne\u00e7\u0259 ay \u0259vv\u0259l ictimaiyy\u0259t\u0259 a\u00e7\u0131qlay\u0131b: \u201cBu il ba\u011flanan iki bankdan “G\u00fcnayBank” ba\u011flanma\u011fa layiq deyildi, onun \u00e7\u0259tinlikd\u0259n \u00e7\u0131xmaq \u00fc\u00e7\u00fcn imkanlar\u0131 vard\u0131. Amma \u201cMu\u011fanBank\u201dda bel\u0259 imkan yoxdur. Bu bankda idar\u0259etm\u0259 ke\u00e7mi\u015f \u201cStandardBank\u201d, ATABank v\u0259 dig\u0259rl\u0259rind\u0259ki kimi anormal idi – bank sahibl\u0259ri m\u00fc\u015ft\u0259ri v\u0259saitl\u0259rind\u0259n \u00f6z biznesl\u0259ri \u00fc\u00e7\u00fcn istifad\u0259 edirdil\u0259r, \u00e7oxsayl\u0131 t\u0259minats\u0131z kreditl\u0259r verilirdi. Bu is\u0259 bank f\u0259aliyy\u0259ti \u00fc\u00e7\u00fcn \u0259n t\u0259hl\u00fck\u0259li v\u0259 z\u0259r\u0259rli prosesdir. Buna g\u00f6r\u0259 d\u0259 onun ba\u011flanmas\u0131 d\u00fczg\u00fcn add\u0131md\u0131r. M\u0259rk\u0259zi Bank \u201cMu\u011fanBank\u201da m\u00fc\u0259yy\u0259n m\u00fcdd\u0259t d\u0259 tan\u0131d\u0131, b\u0259lk\u0259 v\u0259ziyy\u0259td\u0259n \u00e7\u0131xa bildi dey\u0259. \u00c7\u00fcnki kifay\u0259t q\u0259d\u0259r b\u00f6y\u00fck bankd\u0131r. Lakin bank v\u0259ziyy\u0259td\u0259n \u00e7\u0131xa bilm\u0259di”.<\/p>\n

\"H\u00fcquq\u015f\u00fcnas<\/p>\n

\u018fkr\u0259m H\u0259s\u0259nov<\/strong><\/p>\n

M\u00fct\u0259x\u0259ssis bildirir ki, v\u0259t\u0259nda\u015flar\u0131n bankda olan qorunan \u0259man\u0259tl\u0259ri \u00f6d\u0259n\u0259c\u0259k, \u0259sas problem h\u00fcquqi \u015f\u0259xsl\u0259rin v\u0259saiti il\u0259 ba\u011fl\u0131d\u0131r: \u201cBir qayda olaraq, \u015firk\u0259tl\u0259rin hesablar\u0131ndak\u0131 pullar geri qaytar\u0131lm\u0131r. Bu is\u0259 biznes \u00fc\u00e7\u00fcn b\u00f6y\u00fck z\u0259rb\u0259dir. “G\u00fcnayBank” ba\u011flanan banklar aras\u0131nda b\u0259lk\u0259 d\u0259 yegan\u0259 bankd\u0131r ki, onun b\u00fct\u00fcn \u00f6hd\u0259likl\u0259ri qar\u015f\u0131lanacaq, o c\u00fcml\u0259d\u0259n \u015firk\u0259tl\u0259rin hesablar\u0131ndak\u0131 v\u0259saitl\u0259r qaytar\u0131lacaq. \u201cMu\u011fanBank\u201dda is\u0259 bel\u0259 imkan yoxdur”.<\/strong><\/p>\n

\u018f.H\u0259s\u0259nov da hesab edir ki, problemli banklar h\u0259l\u0259 d\u0259 qal\u0131r: \u201cAd \u00e7\u0259km\u0259k do\u011fru olmazd\u0131, amma ilk be\u015flik v\u0259 7-8 orta s\u0259viyy\u0259li banklardan k\u0259nardak\u0131 banklar aras\u0131nda \u00e7\u0259tinlikl\u0259ri olanlar az deyil\u201d.<\/p>\n

Sonda qeyd ed\u0259k ki, AMB-nin q\u0259rar\u0131ndan sonra ke\u00e7mi\u015f r\u0259hb\u0259ri E.Mehdiyev\u0259 g\u00f6r\u0259 b\u0259zi internet resurslar\u0131 \u201cMu\u011fanBank\u201d\u0131n Prezident Administrasiyas\u0131n\u0131n sabiq r\u0259hb\u0259ri Ramiz Mehdiyev\u0259 ba\u011fl\u0131 oldu\u011funu yaz\u0131blar. Reall\u0131qda is\u0259 bel\u0259 ba\u011fl\u0131l\u0131q yoxdur.<\/p>\n","protected":false},"excerpt":{"rendered":"

Bankdak\u0131 106 milyon manat depozit qaytar\u0131lmayacaq Az\u0259rbaycanda daha bir bank ba\u011flan\u0131b. M\u0259rk\u0259zi Bank\u0131n \u0130dar\u0259 Hey\u0259tinin oktyabr\u0131n 18-d\u0259 q\u0259bul etdiyi q\u0259rara \u0259sas\u0259n \u201cMu\u011fanBank\u201d A\u00e7\u0131q S\u0259hmdar C\u0259miyy\u0259tinin lisenziyas\u0131 19 oktyabr 2023-c\u00fc il tarixind\u0259n etibar\u0259n l\u0259\u011fv edilib, banka m\u00fcv\u0259qq\u0259ti inzibat\u00e7\u0131 t\u0259yin edilib v\u0259 bank\u0131n m\u00fcflisl\u0259\u015fm\u0259 yolu il\u0259 l\u0259\u011fv edilm\u0259si bar\u0259d\u0259 m\u0259hk\u0259m\u0259y\u0259 m\u00fcraci\u0259t olunub. M\u0259rk\u0259zi Bank bu q\u0259rar\u0131n\u0131 \u201cMu\u011fanBank\u201d\u0131n m\u0259cmu kapital\u0131n\u0131n miqdar\u0131n\u0131n banklar \u00fc\u00e7\u00fcn m\u00fc\u0259yy\u0259n edilmi\u015f minimum miqdardan az olmas\u0131, m\u0259cmu kapital\u0131n\u0131n adekvatl\u0131q \u0259msal\u0131n\u0131n 3 faizd\u0259n az olmas\u0131, cari f\u0259aliyy\u0259tini etibarl\u0131 v\u0259 prudensial qaydada h\u0259yata ke\u00e7irm\u0259diyi, habel\u0259 bank\u0131n daxili idar\u0259etm\u0259 v\u0259 n\u0259zar\u0259t prosedurlar\u0131n\u0131n adekvat…<\/p>\n","protected":false},"author":2,"featured_media":647653,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"om_disable_all_campaigns":false,"_monsterinsights_skip_tracking":false,"_monsterinsights_sitenote_active":false,"_monsterinsights_sitenote_note":"","_monsterinsights_sitenote_category":0},"categories":[1],"tags":[],"aioseo_notices":[],"gutentor_comment":0,"rttpg_featured_image_url":{"full":["https:\/\/arantv.az\/wp-content\/uploads\/2023\/10\/42e2eeeb0dd8c72218f37cbbb894fbf9.jpg",870,500,false],"landscape":["https:\/\/arantv.az\/wp-content\/uploads\/2023\/10\/42e2eeeb0dd8c72218f37cbbb894fbf9.jpg",870,500,false],"portraits":["https:\/\/arantv.az\/wp-content\/uploads\/2023\/10\/42e2eeeb0dd8c72218f37cbbb894fbf9.jpg",870,500,false],"thumbnail":["https:\/\/arantv.az\/wp-content\/uploads\/2023\/10\/42e2eeeb0dd8c72218f37cbbb894fbf9-500x280.jpg",500,280,true],"medium":["https:\/\/arantv.az\/wp-content\/uploads\/2023\/10\/42e2eeeb0dd8c72218f37cbbb894fbf9-635x365.jpg",635,365,true],"large":["https:\/\/arantv.az\/wp-content\/uploads\/2023\/10\/42e2eeeb0dd8c72218f37cbbb894fbf9-840x483.jpg",640,368,true],"1536x1536":["https:\/\/arantv.az\/wp-content\/uploads\/2023\/10\/42e2eeeb0dd8c72218f37cbbb894fbf9.jpg",870,500,false],"2048x2048":["https:\/\/arantv.az\/wp-content\/uploads\/2023\/10\/42e2eeeb0dd8c72218f37cbbb894fbf9.jpg",870,500,false],"post-thumbnail":["https:\/\/arantv.az\/wp-content\/uploads\/2023\/10\/42e2eeeb0dd8c72218f37cbbb894fbf9-240x172.jpg",240,172,true],"advps-thumb-one":["https:\/\/arantv.az\/wp-content\/uploads\/2023\/10\/42e2eeeb0dd8c72218f37cbbb894fbf9.jpg",870,500,false]},"rttpg_author":{"display_name":"V\u00fcsal Rafiqo\u011flu","author_link":"https:\/\/arantv.az\/?author=2"},"rttpg_comment":0,"rttpg_category":"C\u0259miyy\u0259t<\/a>","rttpg_excerpt":"Bankdak\u0131 106 milyon manat depozit qaytar\u0131lmayacaq Az\u0259rbaycanda daha bir bank ba\u011flan\u0131b. M\u0259rk\u0259zi Bank\u0131n \u0130dar\u0259 Hey\u0259tinin oktyabr\u0131n 18-d\u0259 q\u0259bul etdiyi q\u0259rara \u0259sas\u0259n \u201cMu\u011fanBank\u201d A\u00e7\u0131q S\u0259hmdar C\u0259miyy\u0259tinin lisenziyas\u0131 19 oktyabr 2023-c\u00fc il tarixind\u0259n etibar\u0259n l\u0259\u011fv edilib, banka m\u00fcv\u0259qq\u0259ti inzibat\u00e7\u0131 t\u0259yin edilib v\u0259 bank\u0131n m\u00fcflisl\u0259\u015fm\u0259 yolu il\u0259 l\u0259\u011fv edilm\u0259si bar\u0259d\u0259 m\u0259hk\u0259m\u0259y\u0259 m\u00fcraci\u0259t olunub. M\u0259rk\u0259zi Bank bu q\u0259rar\u0131n\u0131 \u201cMu\u011fanBank\u201d\u0131n…","_links":{"self":[{"href":"https:\/\/arantv.az\/index.php?rest_route=\/wp\/v2\/posts\/647649"}],"collection":[{"href":"https:\/\/arantv.az\/index.php?rest_route=\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/arantv.az\/index.php?rest_route=\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/arantv.az\/index.php?rest_route=\/wp\/v2\/users\/2"}],"replies":[{"embeddable":true,"href":"https:\/\/arantv.az\/index.php?rest_route=%2Fwp%2Fv2%2Fcomments&post=647649"}],"version-history":[{"count":0,"href":"https:\/\/arantv.az\/index.php?rest_route=\/wp\/v2\/posts\/647649\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/arantv.az\/index.php?rest_route=\/wp\/v2\/media\/647653"}],"wp:attachment":[{"href":"https:\/\/arantv.az\/index.php?rest_route=%2Fwp%2Fv2%2Fmedia&parent=647649"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/arantv.az\/index.php?rest_route=%2Fwp%2Fv2%2Fcategories&post=647649"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/arantv.az\/index.php?rest_route=%2Fwp%2Fv2%2Ftags&post=647649"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}