<\/p>\n
\u201cVergid\u0259n azad olman\u0131n iki istiqam\u0259t \u00fczr\u0259 apar\u0131lmas\u0131 tamamil\u0259 do\u011frudur. Birinci istiqam\u0259t bel\u0259dir ki, banklar \u00fczr\u0259 ayl\u0131q 200, illik is\u0259 2 400 manat faiz g\u0259liri vergid\u0259n azad edilir. \u018fg\u0259r v\u0259t\u0259nda\u015f depozitini 10 bank \u00fczr\u0259 b\u00f6l\u00fcb, qoyubsa, h\u0259r bank \u00fczr\u0259 g\u00fcz\u0259\u015ftl\u0259r t\u0259tbiq edil\u0259c\u0259k. Y\u0259ni tutaq ki, sizin 400 manat faiz g\u0259liriniz varsa, 200 manat vergiy\u0259 c\u0259lb olunmayacaq. Yerd\u0259 qalan 200 manatdan 10 faiz tutulub, 180 manat siz\u0259 \u00f6d\u0259nil\u0259c\u0259k. \u018fvv\u0259l, tutaq ki, \u015f\u0259xsin 400 manat g\u0259lirind\u0259n 40 manat vergi tutulurdusa, indi bir bank \u00fczr\u0259 20 manat tutulacaq.<\/p>\n
Burada \u0259sas m\u0259qs\u0259d v\u0259t\u0259nda\u015flar\u0131n pullar\u0131n\u0131 evd\u0259 saxlamamaq, yenid\u0259n bank sektoruna yat\u0131rmaqd\u0131r. \u00c7\u00fcnki bir ne\u00e7\u0259 bank ba\u011fland\u0131qdan sonra v\u0259t\u0259nda\u015flar\u0131n banklara qar\u015f\u0131 bir az inam\u0131 pisl\u0259\u015fib, narahatd\u0131rlar. Ona g\u00f6r\u0259 bel\u0259 bir d\u0259st\u0259k laz\u0131m idi\u201d.<\/p>\n
Ekspert qeyd edib ki, bu t\u0259\u015fviqin m\u00fcsb\u0259t t\u0259r\u0259fl\u0259rind\u0259n biri uzunm\u00fcdd\u0259tli depozitl\u0259rdir:<\/p>\n
\u201c\u0130kinci m\u0259s\u0259l\u0259d\u0259 18 aydan yuxar\u0131 qoydu\u011funuz depozitl\u0259r \u00fc\u00e7 il \u0259rzind\u0259 faiz g\u0259lirinin m\u0259bl\u0259\u011find\u0259n as\u0131l\u0131 olmayaraq vergid\u0259n azad olunacaq. \u00dc\u00e7 illik g\u00fcz\u0259\u015ft m\u00fcdd\u0259ti m\u00fc\u0259yy\u0259nl\u0259\u015fib. Burada m\u0259nfi c\u0259h\u0259t odur ki, d\u00f6vl\u0259t az vergi alacaq. D\u00f6vl\u0259t ald\u0131\u011f\u0131 vergini v\u0259t\u0259nda\u015fa ba\u011f\u0131\u015flayacaq. M\u0259rk\u0259zi Bank \u00e7al\u0131\u015f\u0131r ki, v\u0259t\u0259nda\u015flar daha uzunm\u00fcdd\u0259tli yat\u0131r\u0131m etsinl\u0259r. Banklarda da imkan yaranacaq. Uzunm\u00fcdd\u0259tli kreditl\u0259r ver\u0259 bil\u0259c\u0259kl\u0259r.<\/p>\n
Bu t\u0259\u015fviqin \u0259sas m\u00fcsb\u0259t t\u0259r\u0259fl\u0259rind\u0259n biri uzunm\u00fcdd\u0259tli depozitl\u0259rdir. \u00dcmumi struktur d\u0259yi\u015fil\u0259c\u0259k. \u0130st\u0259yirl\u0259r ki, insanlar 18 aydan daha \u00e7ox yat\u0131r\u0131m etsinl\u0259r. Bir s\u00f6zl\u0259, uzunm\u00fcdd\u0259tli maliyy\u0259 resurslar\u0131 formala\u015fd\u0131rma\u011fa \u00e7al\u0131\u015f\u0131rlar\u201d.<\/p>\n
\u201cX\u00fcsus\u0259n il \u0259rzind\u0259 iki – \u201cMu\u011fan Bank\u201d v\u0259 \u201cG\u00fcnay Bank\u201d – ba\u011fland\u0131. V\u0259t\u0259nda\u015flarda bank sektorunda probleml\u0259rin ciddi oldu\u011funa dair narahatl\u0131qlar yarand\u0131. H\u0259tta dig\u0259r banklar\u0131n ba\u011flanaca\u011f\u0131na dair narahatl\u0131qlar var. Balaca banklardan v\u0259saitl\u0259rin \u00e7\u0259kilm\u0259si prosesi ba\u015f verir. H\u00f6kum\u0259t d\u0259 bu olanlar\u0131n qar\u015f\u0131s\u0131n\u0131 almaq ist\u0259yir ki, pul k\u00fctl\u0259si banklardan k\u0259nara qa\u00e7mas\u0131n. Bu da preventiv bir add\u0131md\u0131r\u201d, – dey\u0259 X.K\u0259rimli \u0259lav\u0259 edib.<\/p>\n
\u0130qtisad\u00e7\u0131-ekspert\u00a0Eyyub K\u0259rimli\u00a0<\/strong>d\u0259 bu fikird\u0259dir ki, vergi g\u00fcz\u0259\u015ftl\u0259rinin t\u0259tbiq edilm\u0259si insanlar\u0131 yenid\u0259n banklarda depozit saxlama\u011fa h\u0259v\u0259sl\u0259ndir\u0259c\u0259k:<\/p>\n \u201cBank depozitl\u0259ri t\u0259tbiq olunan 10 faiz vergiy\u0259 g\u00f6r\u0259 azalma\u011fa ba\u015flad\u0131. \u0130nsanlar v\u0259saiti itirm\u0259m\u0259k \u00fc\u00e7\u00fcn art\u0131q banklarda depozit saxlama\u011fa bir q\u0259d\u0259r h\u0259v\u0259s g\u00f6st\u0259rmirdil\u0259r. Bu da s\u00f6zs\u00fcz ki, banklar\u0131n maliyy\u0259 v\u0259ziyy\u0259tin\u0259 m\u0259nfi t\u0259sir g\u00f6st\u0259rirdi.<\/p>\n Hesab edir\u0259m ki, vergi g\u00fcz\u0259\u015ftl\u0259rinin t\u0259tbiq edilm\u0259si insanlar\u0131 banklarda depozit saxlama\u011fa yenid\u0259n motivasiya ed\u0259c\u0259k. H\u0259m\u00e7inin, bu banklar\u0131n m\u0259cmu kapital\u0131na v\u0259 \u0259halid\u0259n y\u0131\u011f\u0131m kapital\u0131na m\u00fc\u0259yy\u0259n m\u00fcsb\u0259t t\u0259sirl\u0259ri olacaq. \u018fhalinin d\u0259 bank depozitl\u0259rind\u0259n \u0259lav\u0259 g\u0259lir \u0259ld\u0259 etm\u0259sin\u0259 \u015f\u0259rait yaradacaq.<\/p>\n Dig\u0259r t\u0259r\u0259fd\u0259n, t\u0259tbiq olunan vergi g\u00fcz\u0259\u015ftl\u0259rinin 18 ayl\u0131q depozitl\u0259r\u0259 t\u0259tbiq edilm\u0259si \u0259man\u0259tl\u0259rin banklarda daha uzunm\u00fcdd\u0259tli yerl\u0259\u015fdirilm\u0259sin\u0259 yol a\u00e7acaq. \u0130nsanlar\u0131n bu sah\u0259d\u0259 \u0259ld\u0259 ed\u0259 bil\u0259c\u0259kl\u0259ri g\u0259lirl\u0259rinin daha sabit olmas\u0131n\u0131n \u00f6z m\u00fcsb\u0259t t\u0259sirl\u0259rini g\u00f6st\u0259r\u0259c\u0259k\u201d.<\/p>\n","protected":false},"excerpt":{"rendered":" V\u0259t\u0259nda\u015flar\u0131n banklarda olan depozit g\u0259lirl\u0259rin\u0259 vergi g\u00fcz\u0259\u015ftl\u0259rinin t\u0259tbiqin\u0259 ba\u015flanacaq. Bel\u0259 ki, Vergi M\u0259c\u0259ll\u0259sin\u0259 edil\u0259n d\u0259yi\u015fiklikl\u0259rd\u0259 v\u0259t\u0259nda\u015flar\u0131n \u0259man\u0259tl\u0259rind\u0259n \u0259ld\u0259 edil\u0259n g\u0259lirl\u0259rin\u0259 g\u00fcz\u0259\u015ftl\u0259r n\u0259z\u0259rd\u0259 tutulur. Vergid\u0259n azadolma iki istiqam\u0259td\u0259 h\u0259yata ke\u00e7iril\u0259c\u0259k. Fiziki \u015f\u0259xsl\u0259rin h\u0259r bir bankda milli valyutada 18 ay v\u0259 daha \u00e7ox vaxtda yerl\u0259\u015fdirdikl\u0259ri \u0259man\u0259tl\u0259r \u00fczr\u0259 faiz g\u0259lirl\u0259ri vergid\u0259n azad olunacaq. G\u00fcz\u0259\u015ftl\u0259rin t\u0259tbiqin\u0259 2024-c\u00fc ilin yanvar\u0131n 1-d\u0259n ba\u015flanacaq. B\u0259s g\u00f6r\u0259s\u0259n, depozit g\u0259lirl\u0259rin\u0259 vergi g\u00fcz\u0259\u015ftl\u0259rinin t\u0259tbiq olunmas\u0131n\u0131n n\u0259 kimi m\u00fcsb\u0259t v\u0259 m\u0259nfi t\u0259r\u0259fl\u0259ri olacaq? M\u00f6vzu il\u0259 ba\u011fl\u0131\u00a0Oxu.Az-a a\u00e7\u0131qlama ver\u0259n iqtisad\u00e7\u0131-ekspert\u00a0Xalid K\u0259rimlinin s\u00f6zl\u0259rin\u0259 g\u00f6r\u0259, \u0259sas m\u0259qs\u0259d v\u0259t\u0259nda\u015flar\u0131n pullar\u0131n\u0131 yenid\u0259n bank sektoruna yat\u0131rtmaqd\u0131r: \u201cVergid\u0259n…<\/p>\n","protected":false},"author":2,"featured_media":464252,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"om_disable_all_campaigns":false,"_monsterinsights_skip_tracking":false,"_monsterinsights_sitenote_active":false,"_monsterinsights_sitenote_note":"","_monsterinsights_sitenote_category":0},"categories":[19],"tags":[],"aioseo_notices":[],"gutentor_comment":0,"rttpg_featured_image_url":{"full":["https:\/\/arantv.az\/wp-content\/uploads\/2022\/04\/manat_bkk_251121.jpg",1200,800,false],"landscape":["https:\/\/arantv.az\/wp-content\/uploads\/2022\/04\/manat_bkk_251121.jpg",1200,800,false],"portraits":["https:\/\/arantv.az\/wp-content\/uploads\/2022\/04\/manat_bkk_251121.jpg",1200,800,false],"thumbnail":["https:\/\/arantv.az\/wp-content\/uploads\/2022\/04\/manat_bkk_251121-500x280.jpg",500,280,true],"medium":["https:\/\/arantv.az\/wp-content\/uploads\/2022\/04\/manat_bkk_251121-548x365.jpg",548,365,true],"large":["https:\/\/arantv.az\/wp-content\/uploads\/2022\/04\/manat_bkk_251121-840x560.jpg",640,427,true],"1536x1536":["https:\/\/arantv.az\/wp-content\/uploads\/2022\/04\/manat_bkk_251121.jpg",1200,800,false],"2048x2048":["https:\/\/arantv.az\/wp-content\/uploads\/2022\/04\/manat_bkk_251121.jpg",1200,800,false],"post-thumbnail":["https:\/\/arantv.az\/wp-content\/uploads\/2022\/04\/manat_bkk_251121-240x172.jpg",240,172,true],"advps-thumb-one":["https:\/\/arantv.az\/wp-content\/uploads\/2022\/04\/manat_bkk_251121-1200x620.jpg",1200,620,true]},"rttpg_author":{"display_name":"V\u00fcsal Rafiqo\u011flu","author_link":"https:\/\/arantv.az\/?author=2"},"rttpg_comment":0,"rttpg_category":"G\u00fcnd\u0259m<\/a>","rttpg_excerpt":"V\u0259t\u0259nda\u015flar\u0131n banklarda olan depozit g\u0259lirl\u0259rin\u0259 vergi g\u00fcz\u0259\u015ftl\u0259rinin t\u0259tbiqin\u0259 ba\u015flanacaq. Bel\u0259 ki, Vergi M\u0259c\u0259ll\u0259sin\u0259 edil\u0259n d\u0259yi\u015fiklikl\u0259rd\u0259 v\u0259t\u0259nda\u015flar\u0131n \u0259man\u0259tl\u0259rind\u0259n \u0259ld\u0259 edil\u0259n g\u0259lirl\u0259rin\u0259 g\u00fcz\u0259\u015ftl\u0259r n\u0259z\u0259rd\u0259 tutulur. Vergid\u0259n azadolma iki istiqam\u0259td\u0259 h\u0259yata ke\u00e7iril\u0259c\u0259k. Fiziki \u015f\u0259xsl\u0259rin h\u0259r bir bankda milli valyutada 18 ay v\u0259 daha \u00e7ox vaxtda yerl\u0259\u015fdirdikl\u0259ri \u0259man\u0259tl\u0259r \u00fczr\u0259 faiz g\u0259lirl\u0259ri vergid\u0259n azad olunacaq. G\u00fcz\u0259\u015ftl\u0259rin t\u0259tbiqin\u0259 2024-c\u00fc ilin yanvar\u0131n…","_links":{"self":[{"href":"https:\/\/arantv.az\/index.php?rest_route=\/wp\/v2\/posts\/656031"}],"collection":[{"href":"https:\/\/arantv.az\/index.php?rest_route=\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/arantv.az\/index.php?rest_route=\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/arantv.az\/index.php?rest_route=\/wp\/v2\/users\/2"}],"replies":[{"embeddable":true,"href":"https:\/\/arantv.az\/index.php?rest_route=%2Fwp%2Fv2%2Fcomments&post=656031"}],"version-history":[{"count":0,"href":"https:\/\/arantv.az\/index.php?rest_route=\/wp\/v2\/posts\/656031\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/arantv.az\/index.php?rest_route=\/wp\/v2\/media\/464252"}],"wp:attachment":[{"href":"https:\/\/arantv.az\/index.php?rest_route=%2Fwp%2Fv2%2Fmedia&parent=656031"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/arantv.az\/index.php?rest_route=%2Fwp%2Fv2%2Fcategories&post=656031"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/arantv.az\/index.php?rest_route=%2Fwp%2Fv2%2Ftags&post=656031"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}<\/p>\n