{"id":659425,"date":"2023-11-21T14:26:36","date_gmt":"2023-11-21T10:26:36","guid":{"rendered":"https:\/\/arantv.az\/?p=659425"},"modified":"2023-11-21T14:26:36","modified_gmt":"2023-11-21T10:26:36","slug":"muganbankin-iscil%c9%99ri-niy%c9%99-kompensasiya-ala-bilmirl%c9%99r-aciqlama","status":"publish","type":"post","link":"https:\/\/arantv.az\/?p=659425","title":{"rendered":"\u201cMu\u011fanbank\u201d\u0131n i\u015f\u00e7il\u0259ri niy\u0259 kompensasiya ala bilmirl\u0259r? &#8211; A\u00c7IQLAMA"},"content":{"rendered":"<p>\u201cBa\u011flanan \u201cMu\u011fanbank\u201d\u0131n 500-\u0259 yax\u0131n i\u015f\u00e7isi kompensasiya ala bilmir. Buna s\u0259b\u0259b \u018fman\u0259tl\u0259rin S\u0131\u011fortalanma Fondunun i\u015f\u00e7il\u0259ri \u201c70 a\u201d madd\u0259si il\u0259 i\u015fd\u0259n k\u0259narla\u015fd\u0131rmaq \u0259v\u0259zin\u0259 \u201c68 c\u201d madd\u0259si il\u0259 uzaqla\u015fd\u0131rmas\u0131d\u0131r\u201d.<\/p>\n<p>Bu iddia il\u0259 \u201cQafqazinfo\u201dya \u201cMu\u011fanbank\u201d\u0131n bir qrup \u0259m\u0259kda\u015f\u0131 m\u00fcraci\u0259t edib.<\/p>\n<p>Onlar bildiribl\u0259r\u00a0ki, s\u00f6z\u00fcged\u0259n madd\u0259 il\u0259 uzaqla\u015fd\u0131r\u0131lan \u0259m\u0259kda\u015flar is\u0259 i\u015fsizlikd\u0259n s\u0131\u011forta \u00fc\u00e7\u00fcn d\u0259 m\u00fcraci\u0259t ed\u0259 bilmirl\u0259r:<\/p>\n<p>\u201c68 c\u201d madd\u0259sind\u0259 qeyd olunur ki, i\u015f\u00e7iy\u0259 t\u0259klif olunan \u0259m\u0259khaqq\u0131 il\u0259 i\u015fd\u0259 qal\u0131b davam ed\u0259 bil\u0259r. Halbuki \u00e7ox a\u015fa\u011f\u0131 \u0259m\u0259khaqq\u0131 verirl\u0259r. Ayd\u0131n m\u0259s\u0259l\u0259dir ki, \u0259ks\u0259r i\u015f\u00e7il\u0259r bu \u015f\u0259rtl\u0259rl\u0259 raz\u0131la\u015fm\u0131rlar. N\u0259tic\u0259d\u0259 onlara el\u0259 bir \u015f\u0259rait yarad\u0131l\u0131r ki, \u00f6zl\u0259ri i\u015fd\u0259n imtina edirl\u0259r. Bunu is\u0259 ona g\u00f6r\u0259 edirl\u0259r ki, l\u0259\u011fv olunan bank\u0131n i\u015f\u00e7il\u0259rin\u0259 kompensasiya verm\u0259sinl\u0259r. 500-d\u0259n art\u0131q i\u015f\u00e7inin haqq\u0131na girirl\u0259r. \u018fslind\u0259 bizd\u0259n qabaq da dig\u0259r banklar ba\u011flan\u0131b v\u0259 onlarda proses \u015f\u0259ffaf olub, bel\u0259 problem ya\u015fanmay\u0131b. Bu madd\u0259 il\u0259 uzaqla\u015fd\u0131r\u0131lan i\u015f\u00e7i i\u015fsizlikd\u0259n s\u0131\u011forta \u00fc\u00e7\u00fcn d\u0259 m\u00fcraci\u0259t ed\u0259 bilmir\u201d.<\/p>\n<p>Probleml\u0259 ba\u011fl\u0131 \u018fman\u0259tl\u0259rin S\u0131\u011fortalanma Fondundan bildirilib ki, \u018fm\u0259k M\u0259c\u0259ll\u0259sinin 70-ci madd\u0259sinin \u201ca\u201d b\u0259ndi m\u00fc\u0259ssis\u0259 l\u0259\u011fv edildikd\u0259 i\u015f\u00e7il\u0259rin \u0259m\u0259k m\u00fcqavil\u0259l\u0259rin\u0259 xitam\u0131n\u0131 \u00f6z\u00fcnd\u0259 ehtiva edir:<\/p>\n<p>\u201cL\u0259\u011fv prosesind\u0259 olan\u00a0\u201cMu\u011fanbank\u201d ASC-y\u0259 m\u00fcnasib\u0259td\u0259 bildiririk ki, m\u00fc\u0259ssis\u0259 l\u0259\u011fv edilm\u0259yib, m\u00fc\u0259ssis\u0259y\u0259 m\u00fcvafiq qurum t\u0259r\u0259find\u0259n verilmi\u015f bank lisenziyas\u0131 l\u0259\u011fv edilib. Y\u0259ni l\u0259\u011fv prosesind\u0259 olan\u00a0\u201cMu\u011fanbank\u201d ASC kredit vermir, \u0259man\u0259t q\u0259bul etmir, pul k\u00f6\u00e7\u00fcrm\u0259l\u0259rini h\u0259yata ke\u00e7irmir v\u0259 s. bu kimi bank f\u0259aliyy\u0259tini \u00f6z\u00fcnd\u0259 c\u0259ml\u0259\u015fdir\u0259n funksiyalar\u0131n icras\u0131n\u0131 t\u0259min ed\u0259 bilmir. Bank h\u00fcquqi \u015f\u0259xs olaraq l\u0259\u011fvetm\u0259 prosesind\u0259dir v\u0259 h\u00fcquqi \u015f\u0259xs olaraq f\u0259aliyy\u0259tini davam etdirir. Qeyd edil\u0259n s\u0259b\u0259bd\u0259n l\u0259\u011fv prosesind\u0259 olan\u00a0\u201cMu\u011fanbank\u201d ASC-nin i\u015f\u00e7il\u0259rinin \u0259m\u0259k m\u00fcqavil\u0259l\u0259rin\u0259 s\u00f6z\u00fcged\u0259n \u0259sasla xitam verilm\u0259si qanunla n\u0259z\u0259rd\u0259 tutulmay\u0131b. Bank\u0131n m\u00fcflis elan edilm\u0259si bank\u0131n aktiv f\u0259aliyy\u0259ti d\u00f6vr\u00fcnd\u0259 z\u0259ruri olan b\u0259zi strukturlara olan t\u0259l\u0259bat\u0131 aradan qald\u0131r\u0131b. Bu s\u0259b\u0259bd\u0259n \u015ftat c\u0259dv\u0259linin yenid\u0259n formala\u015fd\u0131r\u0131lmas\u0131 v\u0259 i\u015f\u00e7il\u0259rin azald\u0131lmas\u0131 istiqam\u0259tind\u0259 l\u0259\u011fvedici t\u0259r\u0259find\u0259n qanunam\u00fcvafiq t\u0259dbirl\u0259r g\u00f6r\u00fclm\u0259kd\u0259dir\u201d.<\/p>\n<p>Qurumdan h\u0259m\u00e7inin bildirilib ki, qanunla n\u0259z\u0259rd\u0259 tutulmu\u015f qaydada i\u015f\u0259g\u00f6t\u00fcr\u0259n t\u0259r\u0259find\u0259n l\u0259\u011fv prosesind\u0259 olan\u00a0\u201cMu\u011fanbank\u201d ASC-nin ixtisar edil\u0259c\u0259k i\u015f\u00e7il\u0259rin\u0259 x\u0259b\u0259rdarl\u0131q edilib, \u0259m\u0259k \u015f\u0259raiti \u015f\u0259rtl\u0259ri d\u0259yi\u015fdiril\u0259c\u0259k i\u015f\u00e7il\u0259rin\u0259 bu \u0259sasla bildiri\u015f verilib, \u00f6z xahi\u015fi il\u0259 azad olmaq ist\u0259y\u0259n i\u015f\u00e7il\u0259r h\u0259min \u0259sasla i\u015fd\u0259n azad edilibl\u0259r:<\/p>\n<p>\u201cY\u0259ni bu onun g\u00f6st\u0259ricisidir ki, qanunla n\u0259z\u0259rd\u0259 tutulmu\u015f h\u0259r \u00fc\u00e7 hala rast g\u0259lm\u0259k m\u00fcmk\u00fcnd\u00fcr. N\u0259z\u0259riniz\u0259 \u00e7atd\u0131r\u0131r\u0131q ki, \u201cMu\u011fanbank\u201d ASC-nin Bank\u0131n m\u00fcflis elan edilm\u0259 tarixin\u0259 530 n\u0259f\u0259r i\u015f\u00e7i hey\u0259ti olub. M\u0259lumdur ki, bank\u0131n lisenziyas\u0131n\u0131n l\u0259\u011fvin\u0259 s\u0259b\u0259b olan \u0259sas amil s\u00f6z\u00fcged\u0259n bankda kapital \u00e7at\u0131\u015fmazl\u0131\u011f\u0131, adekvatl\u0131q \u0259msallar\u0131n\u0131n qanunla m\u00fc\u0259yy\u0259n edilmi\u015f qaydada olmamas\u0131 il\u0259 ba\u011fl\u0131 olub.<\/p>\n<p>Eyni zamanda diqq\u0259tiniz\u0259 \u00e7atd\u0131raq ki, l\u0259\u011fv prosesind\u0259 olan\u00a0bank\u0131n sonrak\u0131 f\u0259aliyy\u0259tind\u0259 laz\u0131mi i\u015f\u00e7i hey\u0259ti il\u0259 l\u0259\u011fvedici aras\u0131nda \u0259m\u0259k m\u00fcnasib\u0259tl\u0259ri davam etdirilir\u201d.<\/p>\n","protected":false},"excerpt":{"rendered":"<p>\u201cBa\u011flanan \u201cMu\u011fanbank\u201d\u0131n 500-\u0259 yax\u0131n i\u015f\u00e7isi kompensasiya ala bilmir. Buna s\u0259b\u0259b \u018fman\u0259tl\u0259rin S\u0131\u011fortalanma Fondunun i\u015f\u00e7il\u0259ri \u201c70 a\u201d madd\u0259si il\u0259 i\u015fd\u0259n k\u0259narla\u015fd\u0131rmaq \u0259v\u0259zin\u0259 \u201c68 c\u201d madd\u0259si il\u0259 uzaqla\u015fd\u0131rmas\u0131d\u0131r\u201d. Bu iddia il\u0259 \u201cQafqazinfo\u201dya \u201cMu\u011fanbank\u201d\u0131n bir qrup \u0259m\u0259kda\u015f\u0131 m\u00fcraci\u0259t edib. Onlar bildiribl\u0259r\u00a0ki, s\u00f6z\u00fcged\u0259n madd\u0259 il\u0259 uzaqla\u015fd\u0131r\u0131lan \u0259m\u0259kda\u015flar is\u0259 i\u015fsizlikd\u0259n s\u0131\u011forta \u00fc\u00e7\u00fcn d\u0259 m\u00fcraci\u0259t ed\u0259 bilmirl\u0259r: \u201c68 c\u201d madd\u0259sind\u0259 qeyd olunur ki, i\u015f\u00e7iy\u0259 t\u0259klif olunan \u0259m\u0259khaqq\u0131 il\u0259 i\u015fd\u0259 qal\u0131b davam ed\u0259 bil\u0259r. Halbuki \u00e7ox a\u015fa\u011f\u0131 \u0259m\u0259khaqq\u0131 verirl\u0259r. Ayd\u0131n m\u0259s\u0259l\u0259dir ki, \u0259ks\u0259r i\u015f\u00e7il\u0259r bu \u015f\u0259rtl\u0259rl\u0259 raz\u0131la\u015fm\u0131rlar. N\u0259tic\u0259d\u0259 onlara el\u0259 bir \u015f\u0259rait yarad\u0131l\u0131r ki, \u00f6zl\u0259ri i\u015fd\u0259n imtina&hellip;<\/p>\n","protected":false},"author":2,"featured_media":659428,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"om_disable_all_campaigns":false,"_monsterinsights_skip_tracking":false,"_monsterinsights_sitenote_active":false,"_monsterinsights_sitenote_note":"","_monsterinsights_sitenote_category":0},"categories":[19],"tags":[],"aioseo_notices":[],"gutentor_comment":0,"rttpg_featured_image_url":{"full":["https:\/\/arantv.az\/wp-content\/uploads\/2023\/11\/muqan1.jpg",620,413,false],"landscape":["https:\/\/arantv.az\/wp-content\/uploads\/2023\/11\/muqan1.jpg",620,413,false],"portraits":["https:\/\/arantv.az\/wp-content\/uploads\/2023\/11\/muqan1.jpg",620,413,false],"thumbnail":["https:\/\/arantv.az\/wp-content\/uploads\/2023\/11\/muqan1-500x280.jpg",500,280,true],"medium":["https:\/\/arantv.az\/wp-content\/uploads\/2023\/11\/muqan1-548x365.jpg",548,365,true],"large":["https:\/\/arantv.az\/wp-content\/uploads\/2023\/11\/muqan1.jpg",620,413,false],"1536x1536":["https:\/\/arantv.az\/wp-content\/uploads\/2023\/11\/muqan1.jpg",620,413,false],"2048x2048":["https:\/\/arantv.az\/wp-content\/uploads\/2023\/11\/muqan1.jpg",620,413,false],"post-thumbnail":["https:\/\/arantv.az\/wp-content\/uploads\/2023\/11\/muqan1-240x172.jpg",240,172,true],"advps-thumb-one":["https:\/\/arantv.az\/wp-content\/uploads\/2023\/11\/muqan1.jpg",620,413,false]},"rttpg_author":{"display_name":"V\u00fcsal Rafiqo\u011flu","author_link":"https:\/\/arantv.az\/?author=2"},"rttpg_comment":0,"rttpg_category":"<a href=\"https:\/\/arantv.az\/?cat=19\" rel=\"category\">G\u00fcnd\u0259m<\/a>","rttpg_excerpt":"\u201cBa\u011flanan \u201cMu\u011fanbank\u201d\u0131n 500-\u0259 yax\u0131n i\u015f\u00e7isi kompensasiya ala bilmir. Buna s\u0259b\u0259b \u018fman\u0259tl\u0259rin S\u0131\u011fortalanma Fondunun i\u015f\u00e7il\u0259ri \u201c70 a\u201d madd\u0259si il\u0259 i\u015fd\u0259n k\u0259narla\u015fd\u0131rmaq \u0259v\u0259zin\u0259 \u201c68 c\u201d madd\u0259si il\u0259 uzaqla\u015fd\u0131rmas\u0131d\u0131r\u201d. Bu iddia il\u0259 \u201cQafqazinfo\u201dya \u201cMu\u011fanbank\u201d\u0131n bir qrup \u0259m\u0259kda\u015f\u0131 m\u00fcraci\u0259t edib. Onlar bildiribl\u0259r\u00a0ki, s\u00f6z\u00fcged\u0259n madd\u0259 il\u0259 uzaqla\u015fd\u0131r\u0131lan \u0259m\u0259kda\u015flar is\u0259 i\u015fsizlikd\u0259n s\u0131\u011forta \u00fc\u00e7\u00fcn d\u0259 m\u00fcraci\u0259t ed\u0259 bilmirl\u0259r: \u201c68 c\u201d madd\u0259sind\u0259 qeyd&hellip;","_links":{"self":[{"href":"https:\/\/arantv.az\/index.php?rest_route=\/wp\/v2\/posts\/659425"}],"collection":[{"href":"https:\/\/arantv.az\/index.php?rest_route=\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/arantv.az\/index.php?rest_route=\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/arantv.az\/index.php?rest_route=\/wp\/v2\/users\/2"}],"replies":[{"embeddable":true,"href":"https:\/\/arantv.az\/index.php?rest_route=%2Fwp%2Fv2%2Fcomments&post=659425"}],"version-history":[{"count":0,"href":"https:\/\/arantv.az\/index.php?rest_route=\/wp\/v2\/posts\/659425\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/arantv.az\/index.php?rest_route=\/wp\/v2\/media\/659428"}],"wp:attachment":[{"href":"https:\/\/arantv.az\/index.php?rest_route=%2Fwp%2Fv2%2Fmedia&parent=659425"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/arantv.az\/index.php?rest_route=%2Fwp%2Fv2%2Fcategories&post=659425"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/arantv.az\/index.php?rest_route=%2Fwp%2Fv2%2Ftags&post=659425"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}