Kredit kartlar\u0131ndan istifad\u0259 imkanlar\u0131 m\u0259hdudla\u015f\u0131b<\/strong><\/p>\n \u0130qtisad\u00e7\u0131 Eyyub K\u0259rimli dedi ki, Rusiya-Ukrayna m\u00fcharib\u0259si il\u0259 \u0259laq\u0259dar b\u0259zi kartlar i\u015fl\u0259mir: \u201c\u00d6t\u0259n ilin m\u00fcvafiq d\u00f6vr\u00fc il\u0259 m\u00fcqayis\u0259d\u0259 turizm s\u0259f\u0259rl\u0259rinin say\u0131 37 faiz art\u0131b. Haz\u0131rda bu ilin 6 ay\u0131nda 1 milyon 143 min insan \u00f6lk\u0259miz\u0259 s\u0259f\u0259r edib. Lakin bu turist s\u0259f\u0259rl\u0259rinin strukturuna baxsaq, dem\u0259k olar ki, 45 faizi – t\u0259xmin\u0259n 477 min insan MDB \u00f6lk\u0259l\u0259rind\u0259n g\u0259lib. Bu da dollar vasit\u0259sil\u0259 x\u0259rcl\u0259n\u0259n na\u011fds\u0131z \u00f6d\u0259ni\u015fl\u0259rin h\u0259cmin\u0259 t\u0259sir edib. \u00c7\u00fcnki MDB \u00f6lk\u0259l\u0259rind\u0259n g\u0259l\u0259n insanlar daha \u00e7ox Rusiyadan s\u0259f\u0259r ed\u0259nl\u0259rdir. Rusiya is\u0259 haz\u0131rda m\u00fcharib\u0259 il\u0259 \u0259laq\u0259dar m\u00fc\u0259yy\u0259n sanksiyalarla \u00fczl\u0259\u015fib. Kredit v\u0259 bank kartlar\u0131ndan istifad\u0259 etm\u0259k imkanlar\u0131 m\u0259hdudla\u015f\u0131b. Bank kartlar\u0131nda b\u0259z\u0259n \u00f6d\u0259m\u0259l\u0259rd\u0259 problem ya\u015fan\u0131ld\u0131\u011f\u0131 \u00fc\u00e7\u00fcn insanlar \u00f6d\u0259ni\u015fl\u0259ri daha \u00e7ox na\u011fd h\u0259yata ke\u00e7irirl\u0259r. Bu da s\u00f6zs\u00fcz ki, statistikaya \u00f6z t\u0259sirini g\u00f6st\u0259rir\u201d.<\/p>\n E.K\u0259rimli bildirdi ki, dig\u0259r t\u0259r\u0259fd\u0259n ola bil\u0259r ki, \u00f6lk\u0259mizd\u0259 v\u0259 d\u00fcnyadak\u0131 bahala\u015fma il\u0259 ba\u011fl\u0131 turistl\u0259r daha az v\u0259sait x\u0259rcl\u0259yibl\u0259r. Bunu da ikinci s\u0259b\u0259b kimi d\u00fc\u015f\u00fcnm\u0259k m\u00fcmk\u00fcnd\u00fcr.<\/p>\n \u00c7ox hallarda \u201ckartdan karta\u201d pul k\u00f6\u00e7\u00fcrm\u0259si t\u0259klif olunur<\/strong><\/p>\n \u0130qtisad\u00e7\u0131n\u0131n fikrinc\u0259, vergid\u0259n yay\u0131nma hallar\u0131 da s\u0259b\u0259bl\u0259rd\u0259n biridir: \u201c\u00d6lk\u0259d\u0259 turizm s\u0259nayesind\u0259, \u0259sas\u0259n d\u0259 regionlarda f\u0259aliyy\u0259t g\u00f6st\u0259r\u0259n obyektl\u0259rd\u0259 \u00e7ox zaman probleml\u0259 \u00fczl\u0259\u015fm\u0259k m\u00fcmk\u00fcnd\u00fcr. Na\u011fds\u0131z \u00f6d\u0259ni\u015fl\u0259rin q\u0259bulu \u00fc\u00e7\u00fcn b\u0259zi hallarda pos-terminallar\u0131n i\u015fl\u0259m\u0259m\u0259si, yaxud m\u00fcxt\u0259lif b\u0259han\u0259l\u0259rl\u0259 t\u0259qdim edilm\u0259m\u0259si d\u0259 r\u0259q\u0259ml\u0259r\u0259 \u00f6z t\u0259sirini g\u00f6st\u0259rib. Bu da na\u011fds\u0131z \u00f6d\u0259ni\u015fl\u0259rin azalmas\u0131na g\u0259tirib \u00e7\u0131xaran amill\u0259rd\u0259ndir. B\u0259z\u0259n regionlardak\u0131 restoranlarda, hotell\u0259rd\u0259, h\u0259tta son vaxtlar Bak\u0131n\u0131n \u00f6z\u00fcnd\u0259 d\u0259 t\u0259mass\u0131z \u00f6d\u0259ni\u015f etm\u0259k ist\u0259dikd\u0259 pos-terminal t\u0259qdim edilmir. \u00c7ox hallarda \u201ckartdan karta\u201d pul k\u00f6\u00e7\u00fcrm\u0259si t\u0259klif olunur. Bu da istehlak\u00e7\u0131 h\u00fcquqlar\u0131n\u0131n pozulmas\u0131d\u0131r. Bel\u0259 hallar h\u0259m\u00e7inin turizm s\u0259nayesin\u0259 d\u0259 m\u0259nfi t\u0259sir g\u00f6st\u0259rir. D\u00fcnyan\u0131n na\u011fds\u0131z \u00f6d\u0259ni\u015fl\u0259r\u0259 \u00fcst\u00fcnl\u00fck verdiyi bir d\u00f6vrd\u0259 bu hallar yolverilm\u0259zdir. M\u00fcvafiq orqanlar bel\u0259 hallarla ciddi \u015f\u0259kild\u0259 m\u00fcbariz\u0259 aparmal\u0131d\u0131r\u201d.<\/p>\n Bu statistika m\u0259ntiq\u0259 uy\u011fun g\u0259lmir<\/strong><\/p>\n Maliyy\u0259 m\u0259s\u0259l\u0259l\u0259ri \u00fczr\u0259 ekspert Xalid K\u0259rimli is\u0259 qeyd etdi ki, turistl\u0259rin say\u0131n\u0131n artmas\u0131 fonunda na\u011fds\u0131z \u00f6d\u0259ni\u015fl\u0259rin d\u0259 artmas\u0131 g\u00f6zl\u0259nilirdi. \u00c7\u00fcnki qura\u015fd\u0131r\u0131lan pos-terminallar\u0131n da say\u0131nda art\u0131m m\u00f6vcuddur. H\u0259m\u00e7inin \u00f6lk\u0259mizd\u0259 na\u011fds\u0131z \u00f6d\u0259ni\u015fl\u0259rin populyarla\u015fmas\u0131 m\u00fc\u015fahid\u0259 edilir. Amma r\u0259q\u0259ml\u0259r is\u0259 \u0259ksin\u0259, na\u011fds\u0131z \u00f6d\u0259ni\u015fl\u0259rin h\u0259cminin a\u015fa\u011f\u0131 d\u00fc\u015fd\u00fcy\u00fcn\u00fc deyir. Fikrimc\u0259, bu statistika m\u0259ntiq\u0259 uy\u011fun deyil.<\/p>\n X.K\u0259rimli dedi ki, burada bir ne\u00e7\u0259 variant\u0131 g\u00f6z \u00f6n\u00fcn\u0259 g\u0259tir\u0259 bil\u0259rik: \u201cXarici v\u0259t\u0259nda\u015flar \u00f6z xarici kartlar\u0131 il\u0259 \u00f6d\u0259ni\u015f edir. G\u0259lib yerli bankdan 3-5 g\u00fcnl\u00fck istirah\u0259t \u00fc\u00e7\u00fcn kart ala bilm\u0259zl\u0259r. Bizim pos-terminallarda xarici kartlarla \u00f6d\u0259ni\u015f etm\u0259k m\u00fcmk\u00fcnd\u00fcr. Bizim kartlarla da xarici pos-terminallarda bu imkan var. \u00c7\u00fcnki kartlar beyn\u0259lxalq V\u0130SA, MASTERCARD sisteml\u0259ridir. Lakin unutdu\u011fumuz bir m\u0259s\u0259l\u0259 var ki, Rusiya kartlar\u0131 il\u0259 haz\u0131rda Az\u0259rbaycanda, h\u0259m\u00e7inin d\u00fcnyada al\u0131\u015f-veri\u015f etm\u0259k m\u00fcmk\u00fcn deyil. \u00c7\u00fcnki Rusiya banklar\u0131n\u0131 m\u0259rk\u0259zi sisteml\u0259rd\u0259n uzaqla\u015fd\u0131r\u0131blar. \u00d6lk\u0259miz\u0259 g\u0259l\u0259n turistl\u0259r aras\u0131nda da rusiyal\u0131lar \u00e7oxdur. Amma rusiyal\u0131 turistl\u0259r\u00a0\u00f6z kartlar\u0131 il\u0259 al\u0131\u015f-veri\u015f ed\u0259 bilmirl\u0259r. Kartlar\u0131n vaxt\u0131 bitir v\u0259 f\u0259aliyy\u0259ti dayand\u0131r\u0131l\u0131r. Statistikaya bunun da t\u0259siri ola bil\u0259r\u201d.<\/p>\n Bu il \u00f6lk\u0259miz\u0259 \u201ckas\u0131b\u201d turistl\u0259r g\u0259lib?<\/strong><\/p>\n Ekspertin fikrinc\u0259, bir s\u0259b\u0259b d\u0259 bu ola bil\u0259r ki, son vaxtlar Az\u0259rbaycana g\u0259l\u0259n turistl\u0259r daha kas\u0131bd\u0131r. \u00d6t\u0259n il g\u0259l\u0259n turistl\u0259r aras\u0131nda \u0259r\u0259bl\u0259r daha \u00e7ox idi. \u0130ndi \u0259r\u0259b turistl\u0259rin say\u0131nda azalma m\u00fc\u015fahid\u0259 olunur.<\/p>\n Vergid\u0259n yay\u0131nma hallar\u0131ndan dan\u0131\u015fan m\u00fcsahibimiz bunu s\u0259b\u0259b kimi g\u00f6rm\u0259diyini bildirdi: \u201cPos-terminal\u0131n t\u0259qdim olunmamas\u0131 kimi ehtimal da ola bil\u0259r. Amma \u00f6t\u0259n il\u0259 g\u00f6r\u0259, vergid\u0259n yay\u0131nma artmay\u0131b. H\u0259m\u00e7inin, xarici turist\u0259 \u201ckartdan karta at\u201d dem\u0259k o q\u0259d\u0259r d\u0259 \u0259lveri\u015fli deyil. Y\u0259ni s\u0259b\u0259bin bu oldu\u011funu d\u00fc\u015f\u00fcnm\u00fcr\u0259m\u201d.<\/p>\n \u00dcmumi x\u0259rcl\u0259m\u0259 art\u0131rsa, he\u00e7 bir risk yoxdur<\/strong><\/p>\n X.K\u0259rimlinin s\u00f6zl\u0259rin\u0259 g\u00f6r\u0259, bu azalma el\u0259 d\u0259 b\u00f6y\u00fck bir risk ifad\u0259 etmir: \u201cNa\u011fds\u0131z \u00f6d\u0259ni\u015fl\u0259rin azalan tendensiya il\u0259 ged\u0259c\u0259yini g\u00fcman etm\u0259k olmaz. \u00c7\u00fcnki indiki azalma da m\u00fc\u0259mmal\u0131d\u0131r. B\u00fct\u00fcn d\u00fcnyada meyl na\u011fds\u0131z hesabla\u015fmalar\u0131n artmas\u0131 y\u00f6n\u00fcnd\u0259dir. O s\u0259b\u0259bd\u0259n g\u0259l\u0259c\u0259kd\u0259 d\u0259 bu g\u00f6st\u0259ricinin azalaca\u011f\u0131n\u0131 d\u00fc\u015f\u00fcnm\u00fcr\u0259m. Na\u011fds\u0131z hesabla\u015fmalar azal\u0131bsa, y\u0259qin ki, na\u011fd \u00f6d\u0259ni\u015fl\u0259rin say\u0131nda art\u0131m m\u00f6vcuddur. \u00dcmumi x\u0259rcl\u0259m\u0259 art\u0131rsa, he\u00e7 bir risk yoxdur\u201d.<\/p>\n","protected":false},"excerpt":{"rendered":" \u018fcn\u0259bi turistl\u0259rin \u00f6lk\u0259mizd\u0259 etdiyi na\u011fds\u0131z \u00f6d\u0259ni\u015fl\u0259rd\u0259 azalma m\u00fc\u015fahid\u0259 olunur. Turistl\u0259rin say\u0131nda is\u0259 \u0259ksin\u0259, s\u00fcr\u0259tli art\u0131m qeyd\u0259 al\u0131n\u0131r. Ekspertl\u0259r yaranm\u0131\u015f bu ziddiyy\u0259ti bir ne\u00e7\u0259 amill\u0259 \u0259laq\u0259l\u0259ndirirl\u0259r. 2023-c\u00fc ilin yanvar-iyul aylar\u0131nda \u0259cn\u0259bil\u0259r Az\u0259rbaycanda bank kartlar\u0131 vasit\u0259sil\u0259 1,2 milyard manatl\u0131q \u0259m\u0259liyyat apar\u0131blar. \u00d6t\u0259n ilin eyni d\u00f6vr\u00fcnd\u0259 is\u0259 bu r\u0259q\u0259m 1,3 milyard manat t\u0259\u015fkil edib. \u0130qtisadi \u0130slahatlar\u0131n T\u0259hlili v\u0259 Kommunikasiya M\u0259rk\u0259zinin \u201c\u0130xrac \u0130cmal\u0131\u201dna g\u00f6r\u0259, bu da illik m\u00fcqayis\u0259d\u0259 7,7 faiz azd\u0131r. Az\u0259rbaycana g\u0259l\u0259n turistl\u0259rin say\u0131ndak\u0131 art\u0131mla na\u011fds\u0131z \u00f6d\u0259ni\u015fl\u0259rin azalmas\u0131 tendensiyas\u0131 aras\u0131ndak\u0131 ziddiyy\u0259tin s\u0259b\u0259bi n\u0259dir? M\u00f6vzuyla ba\u011fl\u0131\u00a0\u201cKaspi\u201d\u00a0q\u0259zetinin m\u0259qal\u0259sini t\u0259qdim edirik. Kredit kartlar\u0131ndan istifad\u0259 imkanlar\u0131 m\u0259hdudla\u015f\u0131b…<\/p>\n","protected":false},"author":2,"featured_media":607174,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"om_disable_all_campaigns":false,"_monsterinsights_skip_tracking":false,"_monsterinsights_sitenote_active":false,"_monsterinsights_sitenote_note":"","_monsterinsights_sitenote_category":0},"categories":[19],"tags":[],"aioseo_notices":[],"gutentor_comment":0,"rttpg_featured_image_url":{"full":["https:\/\/arantv.az\/wp-content\/uploads\/2023\/06\/pul.jpg",590,400,false],"landscape":["https:\/\/arantv.az\/wp-content\/uploads\/2023\/06\/pul.jpg",590,400,false],"portraits":["https:\/\/arantv.az\/wp-content\/uploads\/2023\/06\/pul.jpg",590,400,false],"thumbnail":["https:\/\/arantv.az\/wp-content\/uploads\/2023\/06\/pul-500x280.jpg",500,280,true],"medium":["https:\/\/arantv.az\/wp-content\/uploads\/2023\/06\/pul-538x365.jpg",538,365,true],"large":["https:\/\/arantv.az\/wp-content\/uploads\/2023\/06\/pul.jpg",590,400,false],"1536x1536":["https:\/\/arantv.az\/wp-content\/uploads\/2023\/06\/pul.jpg",590,400,false],"2048x2048":["https:\/\/arantv.az\/wp-content\/uploads\/2023\/06\/pul.jpg",590,400,false],"post-thumbnail":["https:\/\/arantv.az\/wp-content\/uploads\/2023\/06\/pul-240x172.jpg",240,172,true],"advps-thumb-one":["https:\/\/arantv.az\/wp-content\/uploads\/2023\/06\/pul.jpg",590,400,false]},"rttpg_author":{"display_name":"V\u00fcsal Rafiqo\u011flu","author_link":"https:\/\/arantv.az\/?author=2"},"rttpg_comment":0,"rttpg_category":"G\u00fcnd\u0259m<\/a>","rttpg_excerpt":"\u018fcn\u0259bi turistl\u0259rin \u00f6lk\u0259mizd\u0259 etdiyi na\u011fds\u0131z \u00f6d\u0259ni\u015fl\u0259rd\u0259 azalma m\u00fc\u015fahid\u0259 olunur. Turistl\u0259rin say\u0131nda is\u0259 \u0259ksin\u0259, s\u00fcr\u0259tli art\u0131m qeyd\u0259 al\u0131n\u0131r. Ekspertl\u0259r yaranm\u0131\u015f bu ziddiyy\u0259ti bir ne\u00e7\u0259 amill\u0259 \u0259laq\u0259l\u0259ndirirl\u0259r. 2023-c\u00fc ilin yanvar-iyul aylar\u0131nda \u0259cn\u0259bil\u0259r Az\u0259rbaycanda bank kartlar\u0131 vasit\u0259sil\u0259 1,2 milyard manatl\u0131q \u0259m\u0259liyyat apar\u0131blar. \u00d6t\u0259n ilin eyni d\u00f6vr\u00fcnd\u0259 is\u0259 bu r\u0259q\u0259m 1,3 milyard manat t\u0259\u015fkil edib. \u0130qtisadi \u0130slahatlar\u0131n T\u0259hlili v\u0259…","_links":{"self":[{"href":"https:\/\/arantv.az\/index.php?rest_route=\/wp\/v2\/posts\/670333"}],"collection":[{"href":"https:\/\/arantv.az\/index.php?rest_route=\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/arantv.az\/index.php?rest_route=\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/arantv.az\/index.php?rest_route=\/wp\/v2\/users\/2"}],"replies":[{"embeddable":true,"href":"https:\/\/arantv.az\/index.php?rest_route=%2Fwp%2Fv2%2Fcomments&post=670333"}],"version-history":[{"count":0,"href":"https:\/\/arantv.az\/index.php?rest_route=\/wp\/v2\/posts\/670333\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/arantv.az\/index.php?rest_route=\/wp\/v2\/media\/607174"}],"wp:attachment":[{"href":"https:\/\/arantv.az\/index.php?rest_route=%2Fwp%2Fv2%2Fmedia&parent=670333"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/arantv.az\/index.php?rest_route=%2Fwp%2Fv2%2Fcategories&post=670333"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/arantv.az\/index.php?rest_route=%2Fwp%2Fv2%2Ftags&post=670333"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}<\/p>\n
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