{"id":693245,"date":"2024-02-22T11:14:06","date_gmt":"2024-02-22T07:14:06","guid":{"rendered":"https:\/\/arantv.az\/?p=693245"},"modified":"2024-02-22T11:14:06","modified_gmt":"2024-02-22T07:14:06","slug":"fermerl%c9%99r-ucun-sans-dovl%c9%99t-faiz-x%c9%99rcinin-bir-hiss%c9%99sini-od%c9%99y%c9%99c%c9%99k-r%c9%99y","status":"publish","type":"post","link":"https:\/\/arantv.az\/?p=693245","title":{"rendered":"Fermerl\u0259r \u00fc\u00e7\u00fcn \u015fans: d\u00f6vl\u0259t faiz x\u0259rcinin bir hiss\u0259sini \u00f6d\u0259y\u0259c\u0259k – r\u0259y"},"content":{"rendered":"

Ekspert: \u201cSat\u0131\u015f \u0259laq\u0259l\u0259ri olan fermerl\u0259r\u0259 kreditl\u0259r verilm\u0259lidir, \u00e7\u00fcnki…\u201d<\/strong><\/h3>\n

K\u0259nd T\u0259s\u0259rr\u00fcfat\u0131 Nazirliyi yan\u0131nda Aqrar Kredit v\u0259 \u0130nki\u015faf Agentliyi (AK\u0130A ) m\u00fcv\u0259kkil banklar vasit\u0259sil\u0259 fermerl\u0259r \u00fc\u00e7\u00fcn yeni m\u0259hsul t\u0259qdim ed\u0259c\u0259k. \u201cYeni M\u00fcsavat\u201d x\u0259b\u0259r verir ki, bunu AK\u0130A-n\u0131n s\u0259dr m\u00fcavini Mehman \u0130smay\u0131lov bildirib. Onun s\u00f6zl\u0259rin\u0259 g\u00f6r\u0259, yeni layih\u0259 k\u0259nd t\u0259s\u0259rr\u00fcfat\u0131 m\u0259hsullar\u0131n\u0131n istehsal\u00e7\u0131lar\u0131na \u0259kin x\u0259rcl\u0259ri \u00fc\u00e7\u00fcn ayr\u0131lan 1 illik kreditl\u0259rin faiz x\u0259rcinin bir hiss\u0259sini d\u00f6vl\u0259tin \u00f6d\u0259m\u0259sini n\u0259z\u0259rd\u0259 tutur: \u201cBanklar \u00f6z v\u0259saitl\u0259ri hesab\u0131na fermerl\u0259rin \u0259m\u0259liyyat x\u0259rcl\u0259rini qar\u015f\u0131lamaq \u00fc\u00e7\u00fcn kredit ver\u0259c\u0259k v\u0259 onlar\u0131n faizini qism\u0259n d\u00f6vl\u0259t qar\u015f\u0131layacaq.<\/em><\/p>\n

Bu layih\u0259 il\u0259 ba\u011fl\u0131 \u015f\u0259rtl\u0259r r\u0259y \u00fc\u00e7\u00fcn aidiyy\u0259ti qurumlara t\u0259qdim edilib. Yax\u0131n zamanlarda layih\u0259nin t\u0259sdiq prosesi tamamland\u0131qdan sonra \u015f\u0259rtl\u0259rl\u0259 ba\u011fl\u0131 ictimaiyy\u0259t\u0259 m\u0259lumat veril\u0259c\u0259k”.<\/p>\n

Qeyd etm\u0259k yerin\u0259 d\u00fc\u015f\u0259r ki, bundan \u0259vv\u0259l d\u0259 d\u00f6vl\u0259t proqramlar\u0131 \u00e7\u0259r\u00e7iv\u0259sind\u0259 k\u0259nd t\u0259s\u0259rr\u00fcfat\u0131n\u0131n m\u00fcxt\u0259lif sah\u0259l\u0259ri \u00fczr\u0259 subsidiyalar, m\u00fc\u0259yy\u0259n imtiyazlar ayr\u0131l\u0131b. Amma zaman-zaman fermerl\u0259r bu imtiyazlar\u0131n yet\u0259rli olmad\u0131\u011f\u0131n\u0131 bildirirl\u0259r. Ekspertl\u0259r is\u0259 hesab edir ki, bu sah\u0259d\u0259 olan bo\u015flu\u011fu, probleml\u0259ri yaln\u0131z subsidiyalarla h\u0259ll etm\u0259k m\u00fcmk\u00fcn deyil.<\/p>\n

Yeri g\u0259lmi\u015fk\u0259n, Aqrar Subsidiya \u015euras\u0131 2024-c\u00fc il \u00fc\u00e7\u00fcn bitki\u00e7ilik sah\u0259sind\u0259 subsidiyalar\u0131n m\u0259bl\u0259\u011fi il\u0259 ba\u011fl\u0131 q\u0259rar q\u0259bul edib v\u0259 q\u0259rara \u0259sas\u0259n, baza m\u0259bl\u0259\u011fi 200 manat g\u00f6t\u00fcr\u00fcl\u00fcb. Baza m\u0259bl\u0259\u011fi dey\u0259nd\u0259 bitki\u00e7ilik sah\u0259sind\u0259 subsidiyalar\u0131n hesablanmas\u0131nda istifad\u0259 edil\u0259n sabit maliyy\u0259 v\u0259saiti n\u0259z\u0259rd\u0259 tutulur. \u00d6lk\u0259d\u0259 fermerl\u0259r\u0259 pay\u0131zl\u0131q \u0259kinl\u0259r\u0259 g\u00f6r\u0259 subsidiyalar\u0131n \u00f6d\u0259ni\u015fin\u0259 ba\u015flan\u0131l\u0131b. Xat\u0131rladaq ki, subsidiyalar K\u0259nd T\u0259s\u0259rr\u00fcfat\u0131 Nazirliyi yan\u0131nda Aqrar Kredit v\u0259 \u0130nki\u015faf Agentliyi t\u0259r\u0259find\u0259n d\u00f6vl\u0259t b\u00fcdc\u0259sinin v\u0259saiti hesab\u0131na \u00f6d\u0259nilir. \u0130lkin m\u0259rh\u0259l\u0259d\u0259 2023-2024-c\u00fc t\u0259s\u0259rr\u00fcfat ili \u00fczr\u0259 536 min 702 \u0259kin b\u0259yan\u0131 \u0259sas\u0131nda 263 min 992 fermer\u0259, \u00fcmumilikd\u0259, 109 milyon 517 min manat \u0259kin subsidiyas\u0131 \u00f6d\u0259nilib. Subsidiya \u00f6d\u0259ni\u015fl\u0259ri pay\u0131zl\u0131q \u0259kinl\u0259r v\u0259 \u00e7oxillik \u0259km\u0259l\u0259r\u0259 g\u00f6r\u0259 b\u0259yan edilmi\u015f 543 min 298 hektar sah\u0259ni \u0259hat\u0259 edir. Bu arada, \u00f6t\u0259n il fevral\u0131n \u0259vv\u0259ll\u0259rind\u0259 \u00f6lk\u0259 \u00fczr\u0259 189 min 946 \u0259kin b\u0259yan\u0131 \u00fczr\u0259 93 min 904 fermer\u0259 48 milyon 636 min manat ilkin \u0259kin subsidiyas\u0131 \u00f6d\u0259nilmi\u015fdi. \u00dcmumi \u00f6d\u0259ni\u015fl\u0259r is\u0259 258 min 349 hektar \u0259kin sah\u0259sini \u0259hat\u0259 etmi\u015fdi. G\u00f6r\u00fcnd\u00fcy\u00fc kimi, bu il ilkin m\u0259rh\u0259l\u0259d\u0259 subsidiya \u00f6d\u0259ni\u015fi alan fermerl\u0259rin say\u0131 \u00f6t\u0259n ilin m\u00fcvafiq d\u00f6vr\u00fc il\u0259 m\u00fcqayis\u0259d\u0259 2,8 d\u0259f\u0259, subsidiya v\u0259saitinin miqdar\u0131 2,3 d\u0259f\u0259, \u0259kin sah\u0259sinin h\u0259cmi 2,1 d\u0259f\u0259, \u00f6d\u0259ni\u015f edil\u0259n b\u0259yanlar\u0131n say\u0131 is\u0259 2,8 d\u0259f\u0259 art\u0131b.<\/p>\n

Kreditl\u0259rin bir hiss\u0259sinin d\u00f6vl\u0259t t\u0259r\u0259find\u0259n \u00f6d\u0259nilm\u0259si probleml\u0259rin h\u0259llind\u0259 n\u0259 kimi rol oynayacaq?\u00a0<\/strong><\/p>\n

\"Ekspert<\/strong><\/p>\n

\u00a0Eyyub K\u0259rimli<\/strong><\/p>\n

\u0130qtisad\u00e7\u0131-ekspert Eyyub K\u0259rimli m\u00f6vzu il\u0259 ba\u011fl\u0131 \u201cYeni M\u00fcsavat\u201da dedi ki, d\u00f6vl\u0259t m\u00fct\u0259madi olaraq m\u00fcasir proqramlar vasit\u0259sil\u0259 k\u0259nd t\u0259s\u0259rr\u00fcfat\u0131 sah\u0259sind\u0259 f\u0259aliyy\u0259t g\u00f6st\u0259r\u0259n fermerl\u0259r\u0259 m\u00fcxt\u0259lif d\u00f6vrl\u0259rd\u0259, m\u00fcxt\u0259lif m\u0259hsullar \u00fczr\u0259 subsidiyalar t\u0259qdim edib: \u201cHesab edir\u0259m ki, bunlar effektiv olmur. M\u0259s\u0259l\u0259 t\u0259k subsidiyan\u0131n v\u0259 ya g\u00fcz\u0259\u015ftli kreditin t\u0259min edilm\u0259sind\u0259 deyil. Kredit ayr\u0131landan sonra f\u0259aliyy\u0259tin daha d\u00fczg\u00fcn qurulmas\u0131na n\u0259zar\u0259t etm\u0259k laz\u0131md\u0131r. O s\u0259b\u0259bd\u0259n bu yax\u015f\u0131 bir t\u0259\u015f\u0259bb\u00fcsd\u00fcr. Lakin burada \u0259sas m\u0259qam fermerl\u0259rin f\u0259aliyy\u0259tinin d\u00fczg\u00fcn istiqam\u0259tl\u0259ndirilm\u0259sin\u0259 riay\u0259t olunmas\u0131d\u0131r. Biz m\u00fc\u015fahid\u0259 edirik ki, fermerl\u0259r qon\u015fuya bax\u0131b \u00f6z i\u015fini planlay\u0131r, misal \u00fc\u00e7\u00fcn g\u00f6r\u00fcr qon\u015fusu bu il so\u011fan \u0259kdi, qazanc g\u00f6t\u00fcrd\u00fc, o da eynisini t\u0259krarlay\u0131r. Probleml\u0259r d\u0259 bu c\u00fcr yana\u015fmalardan ba\u015flay\u0131r. Art\u0131q bu il onun \u0259kdiyi so\u011fana ehtiyac olmur, bazarda kifay\u0259t q\u0259d\u0259r m\u0259hsul var. Kredit g\u00f6t\u00fcr\u0259n fermerl\u0259r \u00fc\u00e7\u00fcn d\u0259qiq bazar ara\u015fd\u0131r\u0131lmal\u0131d\u0131r. \u00c7\u00fcnki b\u0259z\u0259n g\u00f6r\u00fcr\u00fck ki, fermerl\u0259r g\u00fcz\u0259\u015ftli v\u0259saitd\u0259n istifad\u0259 edirl\u0259r, riskl\u0259ri d\u00fczg\u00fcn hesablam\u0131rlar. N\u00f6vb\u0259ti hava \u015f\u0259raiti, yaxud dig\u0259r s\u0259b\u0259bl\u0259rl\u0259 ba\u011fl\u0131 probleml\u0259r yaran\u0131r, m\u0259hsullar\u0131 m\u0259hv olur, pis duruma d\u00fc\u015f\u00fcrl\u0259r, m\u00fcflis olurlar. Fikrimc\u0259, fermerl\u0259rin f\u0259aliyy\u0259tin\u0259 d\u00fczg\u00fcn yana\u015fma s\u0259rgil\u0259nsin\u201d.<\/p>\n

Ekspert \u0259lav\u0259 edib ki, bu sah\u0259y\u0259 yeni texnologiyalar\u0131 t\u0259tbiq ed\u0259n fermerl\u0259r\u0259 kreditl\u0259rin verilm\u0259si daha uy\u011fun olard\u0131:<\/strong>\u00a0\u201c\u00c7\u00fcnki bu g\u00fcn k\u0259nd t\u0259s\u0259rr\u00fcfat\u0131nda daha \u00e7ox \u0259n\u0259n\u0259vi \u00fcsullardan istifad\u0259 olunur. Yeni yana\u015fma, yeni texnologiyalar \u0259sas\u0259n d\u0259 suvarma sistemind\u0259, toxum\u00e7uluqda istifad\u0259 olunmur. Hesab edir\u0259m ki, kreditl\u0259rin verilm\u0259si h\u0259m d\u0259 bu m\u0259s\u0259l\u0259ni t\u0259nziml\u0259m\u0259lidir. Burada \u0259sas fermerin \u00f6z i\u015find\u0259 m\u00fcasir texnologiyan\u0131 t\u0259tbiq etm\u0259si v\u0259 sat\u0131\u015f kanallar\u0131n\u0131 \u0259ld\u0259 ed\u0259 bilm\u0259sidir. Probleml\u0259rd\u0259n biri odur ki, b\u0259z\u0259n fermerl\u0259rin m\u0259hsulu \u00e7ox olanda sata bilmirl\u0259r. M\u0259hsullar\u0131 xarab olur. \u00d6lk\u0259d\u0259n xaric\u0259 mallar\u0131n\u0131 sata bilmirl\u0259r. Bu sah\u0259d\u0259 onlar\u0131n bilikl\u0259r\u0259 yiy\u0259l\u0259nm\u0259sin\u0259 ehtiyac var. T\u0259cr\u00fcb\u0259 g\u00f6st\u0259rir ki, \u0259sas m\u0259s\u0259l\u0259l\u0259rd\u0259n biri sat\u0131\u015f bazar\u0131n\u0131n m\u0259hdud olmas\u0131d\u0131r. Kreditl\u0259ri o fermerl\u0259r\u0259 verm\u0259k laz\u0131md\u0131r ki, onlar\u0131n sat\u0131\u015f \u0259laq\u0259l\u0259ri daha geni\u015f olsun\u201d.<\/p>\n

Qeyd ed\u0259k ki, Sahibkarl\u0131\u011f\u0131n \u0130nki\u015faf\u0131 Fondu t\u0259r\u0259find\u0259n\u00a0 d\u0259st\u0259k proqram\u0131 \u00e7\u0259r\u00e7iv\u0259sind\u0259 31 dekabr 2023-c\u00fc il tarixin\u0259d\u0259k 52 milyon manat \u00f6d\u0259nilib. Bununla yana\u015f\u0131, pandemiyadan z\u0259r\u0259r \u00e7\u0259kmi\u015f biznes subyektl\u0259rin\u0259 m\u00f6vcud kreditl\u0259r \u00fczr\u0259 faiz subsidiyalar\u0131n\u0131n \u00f6d\u0259nilm\u0259si m\u0259qs\u0259dil\u0259 10 mart 2020-ci il tarixin\u0259 kredit borcu olan sahibkarlar\u0131n m\u00fcraci\u0259ti \u0259sas\u0131nda kreditl\u0259rin faiz d\u0259r\u0259c\u0259sinin 10% b\u0259ndi h\u0259cmind\u0259 subsidiyalar verilm\u0259si davam etdirilib. Proqram \u00e7\u0259r\u00e7iv\u0259sind\u0259 31 dekabr 2023-c\u00fc il tarixin\u0259 kredit qal\u0131q m\u0259bl\u0259\u011fi 893,4 milyon manat olan 5071 m\u00fcraci\u0259t\u0259 73,3 milyon manat faiz subsidiyas\u0131 \u00f6d\u0259nilib.<\/p>\n","protected":false},"excerpt":{"rendered":"

Ekspert: \u201cSat\u0131\u015f \u0259laq\u0259l\u0259ri olan fermerl\u0259r\u0259 kreditl\u0259r verilm\u0259lidir, \u00e7\u00fcnki…\u201d K\u0259nd T\u0259s\u0259rr\u00fcfat\u0131 Nazirliyi yan\u0131nda Aqrar Kredit v\u0259 \u0130nki\u015faf Agentliyi (AK\u0130A ) m\u00fcv\u0259kkil banklar vasit\u0259sil\u0259 fermerl\u0259r \u00fc\u00e7\u00fcn yeni m\u0259hsul t\u0259qdim ed\u0259c\u0259k. \u201cYeni M\u00fcsavat\u201d x\u0259b\u0259r verir ki, bunu AK\u0130A-n\u0131n s\u0259dr m\u00fcavini Mehman \u0130smay\u0131lov bildirib. Onun s\u00f6zl\u0259rin\u0259 g\u00f6r\u0259, yeni layih\u0259 k\u0259nd t\u0259s\u0259rr\u00fcfat\u0131 m\u0259hsullar\u0131n\u0131n istehsal\u00e7\u0131lar\u0131na \u0259kin x\u0259rcl\u0259ri \u00fc\u00e7\u00fcn ayr\u0131lan 1 illik kreditl\u0259rin faiz x\u0259rcinin bir hiss\u0259sini d\u00f6vl\u0259tin \u00f6d\u0259m\u0259sini n\u0259z\u0259rd\u0259 tutur: \u201cBanklar \u00f6z v\u0259saitl\u0259ri hesab\u0131na fermerl\u0259rin \u0259m\u0259liyyat x\u0259rcl\u0259rini qar\u015f\u0131lamaq \u00fc\u00e7\u00fcn kredit ver\u0259c\u0259k v\u0259 onlar\u0131n faizini qism\u0259n d\u00f6vl\u0259t qar\u015f\u0131layacaq. Bu layih\u0259 il\u0259 ba\u011fl\u0131 \u015f\u0259rtl\u0259r r\u0259y \u00fc\u00e7\u00fcn aidiyy\u0259ti qurumlara…<\/p>\n","protected":false},"author":2,"featured_media":693246,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"om_disable_all_campaigns":false,"_monsterinsights_skip_tracking":false,"_monsterinsights_sitenote_active":false,"_monsterinsights_sitenote_note":"","_monsterinsights_sitenote_category":0},"categories":[19],"tags":[],"aioseo_notices":[],"gutentor_comment":0,"rttpg_featured_image_url":{"full":["https:\/\/arantv.az\/wp-content\/uploads\/2024\/02\/a6014007cd0b629df99232e31a567671.jpg",759,500,false],"landscape":["https:\/\/arantv.az\/wp-content\/uploads\/2024\/02\/a6014007cd0b629df99232e31a567671.jpg",759,500,false],"portraits":["https:\/\/arantv.az\/wp-content\/uploads\/2024\/02\/a6014007cd0b629df99232e31a567671.jpg",759,500,false],"thumbnail":["https:\/\/arantv.az\/wp-content\/uploads\/2024\/02\/a6014007cd0b629df99232e31a567671-500x280.jpg",500,280,true],"medium":["https:\/\/arantv.az\/wp-content\/uploads\/2024\/02\/a6014007cd0b629df99232e31a567671-554x365.jpg",554,365,true],"large":["https:\/\/arantv.az\/wp-content\/uploads\/2024\/02\/a6014007cd0b629df99232e31a567671.jpg",640,422,false],"1536x1536":["https:\/\/arantv.az\/wp-content\/uploads\/2024\/02\/a6014007cd0b629df99232e31a567671.jpg",759,500,false],"2048x2048":["https:\/\/arantv.az\/wp-content\/uploads\/2024\/02\/a6014007cd0b629df99232e31a567671.jpg",759,500,false],"post-thumbnail":["https:\/\/arantv.az\/wp-content\/uploads\/2024\/02\/a6014007cd0b629df99232e31a567671-240x172.jpg",240,172,true],"advps-thumb-one":["https:\/\/arantv.az\/wp-content\/uploads\/2024\/02\/a6014007cd0b629df99232e31a567671.jpg",759,500,false]},"rttpg_author":{"display_name":"V\u00fcsal Rafiqo\u011flu","author_link":"https:\/\/arantv.az\/?author=2"},"rttpg_comment":0,"rttpg_category":"G\u00fcnd\u0259m<\/a>","rttpg_excerpt":"Ekspert: \u201cSat\u0131\u015f \u0259laq\u0259l\u0259ri olan fermerl\u0259r\u0259 kreditl\u0259r verilm\u0259lidir, \u00e7\u00fcnki…\u201d K\u0259nd T\u0259s\u0259rr\u00fcfat\u0131 Nazirliyi yan\u0131nda Aqrar Kredit v\u0259 \u0130nki\u015faf Agentliyi (AK\u0130A ) m\u00fcv\u0259kkil banklar vasit\u0259sil\u0259 fermerl\u0259r \u00fc\u00e7\u00fcn yeni m\u0259hsul t\u0259qdim ed\u0259c\u0259k. \u201cYeni M\u00fcsavat\u201d x\u0259b\u0259r verir ki, bunu AK\u0130A-n\u0131n s\u0259dr m\u00fcavini Mehman \u0130smay\u0131lov bildirib. Onun s\u00f6zl\u0259rin\u0259 g\u00f6r\u0259, yeni layih\u0259 k\u0259nd t\u0259s\u0259rr\u00fcfat\u0131 m\u0259hsullar\u0131n\u0131n istehsal\u00e7\u0131lar\u0131na \u0259kin x\u0259rcl\u0259ri \u00fc\u00e7\u00fcn ayr\u0131lan 1 illik…","_links":{"self":[{"href":"https:\/\/arantv.az\/index.php?rest_route=\/wp\/v2\/posts\/693245"}],"collection":[{"href":"https:\/\/arantv.az\/index.php?rest_route=\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/arantv.az\/index.php?rest_route=\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/arantv.az\/index.php?rest_route=\/wp\/v2\/users\/2"}],"replies":[{"embeddable":true,"href":"https:\/\/arantv.az\/index.php?rest_route=%2Fwp%2Fv2%2Fcomments&post=693245"}],"version-history":[{"count":0,"href":"https:\/\/arantv.az\/index.php?rest_route=\/wp\/v2\/posts\/693245\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/arantv.az\/index.php?rest_route=\/wp\/v2\/media\/693246"}],"wp:attachment":[{"href":"https:\/\/arantv.az\/index.php?rest_route=%2Fwp%2Fv2%2Fmedia&parent=693245"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/arantv.az\/index.php?rest_route=%2Fwp%2Fv2%2Fcategories&post=693245"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/arantv.az\/index.php?rest_route=%2Fwp%2Fv2%2Ftags&post=693245"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}