{"id":724571,"date":"2024-05-24T11:09:54","date_gmt":"2024-05-24T07:09:54","guid":{"rendered":"https:\/\/arantv.az\/?p=724571"},"modified":"2024-05-24T11:09:54","modified_gmt":"2024-05-24T07:09:54","slug":"isl%c9%99m%c9%99y%c9%99n-d%c9%99mir-pullar-dovriyy%c9%99d%c9%99n-niy%c9%99-cixarilmir-aciqlama","status":"publish","type":"post","link":"https:\/\/arantv.az\/?p=724571","title":{"rendered":"\u0130\u015fl\u0259m\u0259y\u0259n d\u0259mir pullar d\u00f6vriyy\u0259d\u0259n niy\u0259 \u00e7\u0131xar\u0131lm\u0131r? – a\u00e7\u0131qlama"},"content":{"rendered":"

Az\u0259rbaycan M\u0259rk\u0259zi Bank\u0131 (AMB) nominal d\u0259y\u0259ri 1 q\u0259pik olan yenil\u0259nmi\u015f metal sikk\u0259l\u0259ri d\u00f6vriyy\u0259y\u0259 burax\u0131b. Sikk\u0259nin arxa t\u0259r\u0259find\u0259 yeni dizayn elementl\u0259ri kimi d\u00f6vl\u0259t gerbi, o c\u00fcml\u0259d\u0259n \u0259sginas\u0131n burax\u0131l\u0131\u015f ili \u0259lav\u0259 edilib. Yerd\u0259 qalan texniki parametrl\u0259r d\u0259yi\u015fm\u0259z saxlan\u0131l\u0131b. Yeni d\u0259mir sikk\u0259l\u0259r k\u00f6hn\u0259l\u0259ri il\u0259 birlikd\u0259 d\u00f6vriyy\u0259d\u0259 olacaq.<\/strong><\/p>\n

M\u0259lumdur ki, onsuz da na\u011fd \u00f6d\u0259ni\u015fl\u0259r zaman\u0131 istehlak\u00e7\u0131lar n\u0259inki 1 q\u0259piklikl\u0259ri, \u00e7ox vaxt he\u00e7 5 q\u0259piklikl\u0259ri g\u00f6t\u00fcrm\u00fcrl\u0259r. O zaman yeni 1 q\u0259piklikl\u0259rin d\u00f6vriyy\u0259y\u0259 burax\u0131lmas\u0131 hans\u0131 z\u0259rur\u0259td\u0259n do\u011fub? Onlar niy\u0259 d\u00f6vriyy\u0259d\u0259n \u00e7\u0131xar\u0131lm\u0131r?\u00a0<\/em><\/p>\n

\"Natiq<\/p>\n

Natiq C\u0259f\u0259rli: \u201c1 q\u0259piklik sikk\u0259nin istehsal x\u0259rci\u00a01 q\u0259piyin \u00f6z d\u0259y\u0259rind\u0259n y\u00fcks\u0259kdir\u201d<\/strong><\/p>\n

\u0130qtisad\u00e7\u0131 ekspert Natiq C\u0259f\u0259rli \u201cYeni M\u00fcsavat\u201d a \u015f\u0259rhind\u0259 bildirdi ki, M\u0259rk\u0259zi Bank\u0131n sikk\u0259l\u0259rin d\u00f6vriyy\u0259d\u0259n \u00e7\u0131xar\u0131lmas\u0131 il\u0259 ba\u011fl\u0131 s\u0259lahiyy\u0259ti yoxdur, ancaq t\u0259qdimat ver\u0259 bil\u0259r: \u201cNominal pul vahidl\u0259ri yaln\u0131z M\u0259rk\u0259zi Bank v\u0259 h\u00f6kum\u0259tin q\u0259rar\u0131 il\u0259 d\u00f6vriyy\u0259d\u0259n \u00e7\u0131xar\u0131la bil\u0259r. O ki qald\u0131 1 q\u0259piklik sikk\u0259l\u0259r\u0259, onun istehsal x\u0259rci 1 q\u0259piyin \u00f6z d\u0259y\u0259rind\u0259n y\u00fcks\u0259kdir. Bel\u0259 olan \u015f\u0259raitd\u0259 1 q\u0259piklikl\u0259ri istehsal edib d\u00f6vriyy\u0259y\u0259 buraxmaq iqtisadi bax\u0131mdan s\u0259rf\u0259li deyil. T\u0259\u0259ss\u00fcf ki, bununla ba\u011fl\u0131 detall\u0131 m\u0259lumat verilmir. Amma d\u00fcnyada da bel\u0259 bir t\u0259cr\u00fcb\u0259 var. M\u0259s\u0259l\u0259n, AB\u015e-da 1 sentin istehsal\u0131 1,7 sent\u0259 ba\u015fa g\u0259lir. \u00c7ox g\u00fcman ki, Az\u0259rbaycanda da bel\u0259dir. Son ill\u0259r al\u0131\u015f-veri\u015fd\u0259 kartla \u00f6d\u0259ni\u015fl\u0259r\u0259 \u00fcst\u00fcnl\u00fck verilm\u0259si hallar\u0131 art\u0131b. Bu bax\u0131mdan d\u00fc\u015f\u00fcn\u00fcr\u0259m ki, 1 q\u0259piklikl\u0259rin d\u00f6vriyy\u0259d\u0259 saxlanmas\u0131na, pul x\u0259rcl\u0259yib \u0259lav\u0259 istehsal edib d\u00f6vriyy\u0259y\u0259 burax\u0131lmas\u0131na ehtiyac yoxdur\u201d.<\/p>\n

\u0130qtisad\u00e7\u0131 ekspert Xalid K\u0259rimli is\u0259 hesab edir ki, q\u0259pikl\u0259r qanuni \u00f6d\u0259ni\u015f vasit\u0259sidir. Ekspertin fikrinc\u0259, a\u015fa\u011f\u0131 nominall\u0131 q\u0259pikl\u0259rin d\u00f6vriyy\u0259d\u0259 problem yaratmas\u0131 qanun pozuntusudur:<\/strong><\/p>\n

\u201cA\u015fa\u011f\u0131 nominall\u0131 q\u0259pikl\u0259rin manatl\u0131q, yaxud dig\u0259r nominall\u0131 q\u0259pikl\u0259rd\u0259n he\u00e7 bir f\u0259rqi yoxdur. Dig\u0259r problem budur ki, \u00f6d\u0259ni\u015f terminallar\u0131nda a\u015fa\u011f\u0131 nominall\u0131 q\u0259pikl\u0259rd\u0259n istifad\u0259 etm\u0259k olmur. \u00c7ox g\u00fcman ki, bu \u00f6d\u0259ni\u015f terminallar\u0131n\u0131 proqramla\u015fd\u0131ranlar tez dolmamas\u0131 \u00fc\u00e7\u00fcn h\u0259cmi n\u0259z\u0259r\u0259 al\u0131blar. Bunun \u00f6z\u00fc d\u0259 problemdir. V\u0259t\u0259nda\u015f a\u015fa\u011f\u0131 nominall\u0131 q\u0259pikl\u0259rd\u0259n rahat istifad\u0259 ed\u0259 bil\u0259c\u0259yini bils\u0259, bu onu o q\u0259d\u0259r d\u0259 narahat etm\u0259z\u201d.<\/p>\n

\"Xalid<\/p>\n

Xalid K\u0259rimli: \u201cKi\u00e7ik nominall\u0131 q\u0259pikl\u0259rin d\u00f6vriyy\u0259d\u0259n \u00e7\u0131xar\u0131lmas\u0131 v\u0259t\u0259nda\u015flar\u0131n ziyan\u0131nad\u0131r\u201d<\/strong><\/p>\n

X.K\u0259rimli 1 q\u0259piklikl\u0259rin d\u00f6vriyy\u0259d\u0259n \u00e7\u0131xar\u0131lmas\u0131 il\u0259 ba\u011fl\u0131 t\u0259klifl\u0259rin \u0259leyhin\u0259dir: \u201cM\u0259n bunu do\u011fru hesab etmir\u0259m. Pul d\u00f6vl\u0259tin simvoludur. \u018fg\u0259r ki\u00e7ik nominall\u0131 q\u0259pikl\u0259r d\u00f6vriyy\u0259d\u0259n \u00e7\u0131xar\u0131lsa, yuvarlaqla\u015fd\u0131rma edilm\u0259lidir. Bu is\u0259 v\u0259t\u0259nda\u015flar\u0131n ziyan\u0131nad\u0131r. N\u00fcmun\u0259 \u00fc\u00e7\u00fcn, \u0259g\u0259r bir m\u0259hsulun qiym\u0259ti 3 manat 12 q\u0259pikdirs\u0259, sahibkar yeni qiym\u0259ti 3 manat 10 q\u0259pik yox, 3 manat 15 q\u0259pik kimi m\u00fc\u0259yy\u0259nl\u0259\u015fdir\u0259c\u0259k. Odur ki, q\u0259pikl\u0259rin qiym\u0259t hesablamas\u0131ndan uzaqla\u015fd\u0131r\u0131lmas\u0131\u00a0 \u00e7\u0259tinlikl\u0259r yaradacaq. Bunun alternativi yoxdur. Dig\u0259r t\u0259r\u0259fd\u0259n, paralel aparsaq, kartla edil\u0259n \u00f6d\u0259ni\u015fl\u0259rin d\u00f6vriyy\u0259l\u0259rinin h\u0259cmin\u0259 baxanda\u00a0 20, yaxud 50 manatl\u0131q \u0259sginaslardan istifad\u0259 z\u0259rur\u0259ti d\u0259 aradan qalxa bil\u0259r. \u018fvv\u0259ll\u0259r na\u011fd \u00f6d\u0259ni\u015fl\u0259r\u0259 \u00fcst\u00fcnl\u00fck verilirdi. H\u0259tta \u0259m\u0259khaqq\u0131n\u0131 na\u011fdla\u015fd\u0131r\u0131rd\u0131lar. “\u018fDV-ni geri al”, \u201ccashback\u201d layih\u0259l\u0259ri v\u0259t\u0259nda\u015f\u0131 daha \u00e7ox kartlarla \u00f6d\u0259ni\u015f\u0259 y\u00f6n\u0259ldir. \u0130nflyasiya olmayanda q\u0259pikl\u0259rin emal x\u0259rci il\u0259 ka\u011f\u0131z\u0131n emal x\u0259rci f\u0259rqlidir. Biz \u00f6d\u0259ni\u015fl\u0259rin formas\u0131nda v\u0259t\u0259nda\u015flara b\u0259rab\u0259r h\u00fcquqlar yarad\u0131r\u0131q. \u018fg\u0259r qiym\u0259td\u0259 q\u0259pikl\u0259r varsa, q\u0259piyin texniki olaraq m\u00f6vcud olmas\u0131 da \u015f\u0259rtdir. Odur ki, yuvarlaqla\u015fd\u0131rma v\u0259t\u0259nda\u015f\u0131n ziyan\u0131na inflyasiya olacaq. Bu bax\u0131mdan, d\u00f6vriyy\u0259d\u0259 q\u0259pikl\u0259rin olmas\u0131n\u0131 do\u011fru hesab edir\u0259m. Zat\u0259n m\u0259lumdur ki, M\u0259rk\u0259zi Bank\u0131n q\u0259pik istehsal etdirm\u0259si daha \u00e7ox x\u0259rc t\u0259l\u0259b edir. Yeri g\u0259lmi\u015fk\u0259n, daha az nominall\u0131 q\u0259pik burax\u0131lmas\u0131n\u0131n daha \u00e7ox x\u0259rci olur, n\u0259inki 200 manatl\u0131q \u0259sginas burax\u0131lmas\u0131n\u0131n. AB\u015e iqtisadiyyat\u0131 da bunun \u00fcz\u0259rind\u0259 qurulub, \u00e7\u00fcnki h\u0259r k\u0259s AB\u015e dollar\u0131n\u0131 etibarl\u0131 q\u0259bul edir v\u0259 y\u0131\u011fma\u011fa \u00fcst\u00fcnl\u00fck verir. \u0130nflyasiya \u00e7ox olarsa, qiym\u0259t hesablamalar\u0131nda da q\u0259pikl\u0259rin \u0259h\u0259miyy\u0259ti qalmayacaqsa, o halda denominasiya (k\u00f6hn\u0259 pul ni\u015fanlar\u0131n\u0131n q\u0259bul edilmi\u015f nisb\u0259t qaydas\u0131nda yenisi il\u0259 \u0259v\u0259z edilm\u0259si, pul t\u0259dav\u00fcl\u00fcn\u00fcn qaydaya sal\u0131nmas\u0131 v\u0259 hesabla\u015fmalar\u0131n asanla\u015fd\u0131r\u0131lmas\u0131 m\u0259qs\u0259dil\u0259 milli pul vahidinin miqyas d\u0259yi\u015fikliyidir. Buna sad\u0259 dill\u0259 \u201cs\u0131f\u0131rlar\u0131n silinm\u0259si\u201d d\u0259 deyilir) m\u0259s\u0259l\u0259l\u0259ri ortaya \u00e7\u0131xa bil\u0259r. Bu is\u0259 Az\u0259rbaycan \u00fc\u00e7\u00fcn aktual deyil, \u00e7\u00fcnki Az\u0259rbaycan manat\u0131 kifay\u0259t q\u0259d\u0259r d\u0259y\u0259rli valyutad\u0131r”.<\/p>\n","protected":false},"excerpt":{"rendered":"

Az\u0259rbaycan M\u0259rk\u0259zi Bank\u0131 (AMB) nominal d\u0259y\u0259ri 1 q\u0259pik olan yenil\u0259nmi\u015f metal sikk\u0259l\u0259ri d\u00f6vriyy\u0259y\u0259 burax\u0131b. Sikk\u0259nin arxa t\u0259r\u0259find\u0259 yeni dizayn elementl\u0259ri kimi d\u00f6vl\u0259t gerbi, o c\u00fcml\u0259d\u0259n \u0259sginas\u0131n burax\u0131l\u0131\u015f ili \u0259lav\u0259 edilib. Yerd\u0259 qalan texniki parametrl\u0259r d\u0259yi\u015fm\u0259z saxlan\u0131l\u0131b. Yeni d\u0259mir sikk\u0259l\u0259r k\u00f6hn\u0259l\u0259ri il\u0259 birlikd\u0259 d\u00f6vriyy\u0259d\u0259 olacaq. M\u0259lumdur ki, onsuz da na\u011fd \u00f6d\u0259ni\u015fl\u0259r zaman\u0131 istehlak\u00e7\u0131lar n\u0259inki 1 q\u0259piklikl\u0259ri, […]<\/p>\n","protected":false},"author":2,"featured_media":724572,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"om_disable_all_campaigns":false,"_monsterinsights_skip_tracking":false,"_monsterinsights_sitenote_active":false,"_monsterinsights_sitenote_note":"","_monsterinsights_sitenote_category":0,"footnotes":""},"categories":[1],"tags":[],"class_list":["post-724571","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-cmiyyt"],"aioseo_notices":[],"aioseo_head":"\n\t\t\n\t\n\t\n\t\n\t\n\t\n\t\t\n\t\t\n\t\t\n\t\t\n\t\t