Az\u0259rbaycan M\u0259rk\u0259zi Bank\u0131n\u0131n (AMB) \u0130dar\u0259 Hey\u0259ti (\u0130H) 21 sentyabr 2023-c\u00fc il tarixli q\u0259rar\u0131 il\u0259 t\u0259sdiql\u0259nmi\u015f “Banklarda kredit riskl\u0259rinin idar\u0259 edilm\u0259si Qaydas\u0131”nda d\u0259yi\u015fiklik edib.<\/p>\n
ARANTV.AZ <\/b>x\u0259b\u0259r verir ki, bununla ba\u011fl\u0131 AMB-nin s\u0259dri Taleh Kaz\u0131mov yeni q\u0259rar imzalay\u0131b.<\/p>\n
Q\u0259rara \u0259sas\u0259n, m\u0259cburi s\u0131\u011fortalanma t\u0259l\u0259binin m\u00fc\u0259yy\u0259n olundu\u011fu hallar istisna olmaqla, fiziki \u015f\u0259xsl\u0259 kredit, o c\u00fcml\u0259d\u0259n m\u0259saf\u0259d\u0259n kredit m\u00fcqavil\u0259si ba\u011flanmazdan \u0259vv\u0259l bank m\u00fc\u015ft\u0259riy\u0259 h\u0259min kredit \u00fczr\u0259 onunla ba\u011fl\u0131 riskl\u0259r\u0259 t\u0259minat verilm\u0259sini n\u0259z\u0259rd\u0259 tutan borcalan\u0131n h\u0259yat\u0131n\u0131n \u00f6l\u00fcm hal\u0131ndan v\u0259 \u0259m\u0259k qabiliyy\u0259tinin itirilm\u0259si hallar\u0131ndan s\u0131\u011forta m\u00fcqavil\u0259sinin d\u0259 ba\u011flanmas\u0131n\u0131 t\u0259klif edil\u0259c\u0259k. Bank s\u0131\u011forta\u00e7\u0131lardan s\u0131\u011forta haqlar\u0131na dair t\u0259klifl\u0259ri almal\u0131 v\u0259 d\u0259yi\u015fiklik edilm\u0259d\u0259n m\u00fc\u015ft\u0259riy\u0259 t\u0259qdim etm\u0259lidir. M\u00fcvafiq s\u0131\u011forta m\u00fcqavil\u0259sinin ba\u011flanmas\u0131 v\u0259 bankda bu bar\u0259d\u0259 qeydiyyat apar\u0131lmaqla ka\u011f\u0131z da\u015f\u0131y\u0131c\u0131da v\u0259 ya elektron formada m\u00fc\u015ft\u0259riy\u0259 t\u0259qdim edil\u0259c\u0259k.<\/p>\n
Bundan ba\u015fqa, kredit m\u00fcqavil\u0259si, o c\u00fcml\u0259d\u0259n istehlak krediti m\u00fcqavil\u0259si, habel\u0259 h\u0259yat s\u0131\u011forta m\u00fcqavil\u0259si \u00fczr\u0259 m\u00fcnasib\u0259tl\u0259r M\u00fclki M\u0259c\u0259ll\u0259 v\u0259 \u0130H-nin “Kredit m\u00fcqavil\u0259l\u0259ri \u00fczr\u0259 borcalan\u0131n h\u0259yat\u0131n\u0131n \u00f6l\u00fcm hal\u0131ndan v\u0259 \u0259m\u0259k qabiliyy\u0259tinin itirilm\u0259si hallar\u0131ndan s\u0131\u011fortas\u0131 Qaydas\u0131” il\u0259 t\u0259nziml\u0259n\u0259c\u0259k.<\/p>\n
H\u0259m\u00e7inin q\u0259rarla kreditl\u0259rin verilm\u0259si prosesin\u0259 po\u00e7t rabit\u0259sinin milli operatoru, \u00f6d\u0259ni\u015f t\u0259\u015fkilatlar\u0131 v\u0259 elektron pul t\u0259\u015fkilatlar\u0131 c\u0259lb edil\u0259 bil\u0259r. Bu halda h\u0259min t\u0259\u015fkilatlar t\u0259r\u0259find\u0259n a\u015fa\u011f\u0131dak\u0131 f\u0259aliyy\u0259tl\u0259r h\u0259yata ke\u00e7iril\u0259 bil\u0259r:<\/p>\n
– kredit m\u00fcraci\u0259ti \u00fc\u00e7\u00fcn t\u0259l\u0259b olunan s\u0259n\u0259dl\u0259rin q\u0259bulu;<\/p>\n
– borcalanlar\u0131n \u00f6d\u0259m\u0259 qabiliyy\u0259tinin ilkin qiym\u0259tl\u0259ndirilm\u0259si;<\/p>\n
– kreditl\u0259rl\u0259 ba\u011fl\u0131 t\u0259qdim edilm\u0259li olan s\u0259n\u0259dl\u0259rin, o c\u00fcml\u0259d\u0259n m\u00fc\u015ft\u0259rinin fiziki imzas\u0131 t\u0259l\u0259b olunan s\u0259n\u0259dl\u0259rin, \u00f6d\u0259ni\u015f al\u0259tl\u0259rinin m\u00fcvafiq olaraq banka v\u0259 (v\u0259 ya) m\u00fc\u015ft\u0259ril\u0259r\u0259 \u00e7atd\u0131r\u0131lmas\u0131.<\/p>\n
AMB-nin H\u00fcquq departamentin\u0259 bu Q\u0259rar\u0131n 3 g\u00fcn m\u00fcdd\u0259tind\u0259 H\u00fcquqi Aktlar\u0131n D\u00f6vl\u0259t Reyestrin\u0259 daxil edilm\u0259si \u00fc\u00e7\u00fcn \u018fdliyy\u0259 Nazirliyin\u0259 t\u0259qdim edilm\u0259si tap\u015f\u0131r\u0131l\u0131b.<\/p>\n","protected":false},"excerpt":{"rendered":"
Az\u0259rbaycan M\u0259rk\u0259zi Bank\u0131n\u0131n (AMB) \u0130dar\u0259 Hey\u0259ti (\u0130H) 21 sentyabr 2023-c\u00fc il tarixli q\u0259rar\u0131 il\u0259 t\u0259sdiql\u0259nmi\u015f “Banklarda kredit riskl\u0259rinin idar\u0259 edilm\u0259si Qaydas\u0131”nda d\u0259yi\u015fiklik edib. ARANTV.AZ x\u0259b\u0259r verir ki, bununla ba\u011fl\u0131 AMB-nin s\u0259dri Taleh Kaz\u0131mov yeni q\u0259rar imzalay\u0131b. Q\u0259rara \u0259sas\u0259n, m\u0259cburi s\u0131\u011fortalanma t\u0259l\u0259binin m\u00fc\u0259yy\u0259n olundu\u011fu hallar istisna olmaqla, fiziki \u015f\u0259xsl\u0259 kredit, o c\u00fcml\u0259d\u0259n m\u0259saf\u0259d\u0259n kredit m\u00fcqavil\u0259si ba\u011flanmazdan \u0259vv\u0259l bank m\u00fc\u015ft\u0259riy\u0259 h\u0259min kredit \u00fczr\u0259 onunla ba\u011fl\u0131 riskl\u0259r\u0259 t\u0259minat verilm\u0259sini n\u0259z\u0259rd\u0259 tutan borcalan\u0131n h\u0259yat\u0131n\u0131n \u00f6l\u00fcm hal\u0131ndan v\u0259 \u0259m\u0259k qabiliyy\u0259tinin itirilm\u0259si hallar\u0131ndan s\u0131\u011forta m\u00fcqavil\u0259sinin d\u0259 ba\u011flanmas\u0131n\u0131 t\u0259klif edil\u0259c\u0259k. Bank s\u0131\u011forta\u00e7\u0131lardan s\u0131\u011forta haqlar\u0131na dair t\u0259klifl\u0259ri almal\u0131…<\/p>\n","protected":false},"author":2,"featured_media":726449,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"om_disable_all_campaigns":false,"_monsterinsights_skip_tracking":false,"_monsterinsights_sitenote_active":false,"_monsterinsights_sitenote_note":"","_monsterinsights_sitenote_category":0},"categories":[1],"tags":[],"aioseo_notices":[],"gutentor_comment":0,"rttpg_featured_image_url":{"full":["https:\/\/arantv.az\/wp-content\/uploads\/2024\/05\/1355991407-581_full.jpg",600,400,false],"landscape":["https:\/\/arantv.az\/wp-content\/uploads\/2024\/05\/1355991407-581_full.jpg",600,400,false],"portraits":["https:\/\/arantv.az\/wp-content\/uploads\/2024\/05\/1355991407-581_full.jpg",600,400,false],"thumbnail":["https:\/\/arantv.az\/wp-content\/uploads\/2024\/05\/1355991407-581_full-500x280.jpg",500,280,true],"medium":["https:\/\/arantv.az\/wp-content\/uploads\/2024\/05\/1355991407-581_full-548x365.jpg",548,365,true],"large":["https:\/\/arantv.az\/wp-content\/uploads\/2024\/05\/1355991407-581_full.jpg",600,400,false],"1536x1536":["https:\/\/arantv.az\/wp-content\/uploads\/2024\/05\/1355991407-581_full.jpg",600,400,false],"2048x2048":["https:\/\/arantv.az\/wp-content\/uploads\/2024\/05\/1355991407-581_full.jpg",600,400,false],"post-thumbnail":["https:\/\/arantv.az\/wp-content\/uploads\/2024\/05\/1355991407-581_full-240x172.jpg",240,172,true],"advps-thumb-one":["https:\/\/arantv.az\/wp-content\/uploads\/2024\/05\/1355991407-581_full.jpg",600,400,false]},"rttpg_author":{"display_name":"V\u00fcsal Rafiqo\u011flu","author_link":"https:\/\/arantv.az\/?author=2"},"rttpg_comment":0,"rttpg_category":"C\u0259miyy\u0259t<\/a>","rttpg_excerpt":"Az\u0259rbaycan M\u0259rk\u0259zi Bank\u0131n\u0131n (AMB) \u0130dar\u0259 Hey\u0259ti (\u0130H) 21 sentyabr 2023-c\u00fc il tarixli q\u0259rar\u0131 il\u0259 t\u0259sdiql\u0259nmi\u015f “Banklarda kredit riskl\u0259rinin idar\u0259 edilm\u0259si Qaydas\u0131”nda d\u0259yi\u015fiklik edib. ARANTV.AZ x\u0259b\u0259r verir ki, bununla ba\u011fl\u0131 AMB-nin s\u0259dri Taleh Kaz\u0131mov yeni q\u0259rar imzalay\u0131b. Q\u0259rara \u0259sas\u0259n, m\u0259cburi s\u0131\u011fortalanma t\u0259l\u0259binin m\u00fc\u0259yy\u0259n olundu\u011fu hallar istisna olmaqla, fiziki \u015f\u0259xsl\u0259 kredit, o c\u00fcml\u0259d\u0259n m\u0259saf\u0259d\u0259n kredit m\u00fcqavil\u0259si ba\u011flanmazdan…","_links":{"self":[{"href":"https:\/\/arantv.az\/index.php?rest_route=\/wp\/v2\/posts\/726448"}],"collection":[{"href":"https:\/\/arantv.az\/index.php?rest_route=\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/arantv.az\/index.php?rest_route=\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/arantv.az\/index.php?rest_route=\/wp\/v2\/users\/2"}],"replies":[{"embeddable":true,"href":"https:\/\/arantv.az\/index.php?rest_route=%2Fwp%2Fv2%2Fcomments&post=726448"}],"version-history":[{"count":0,"href":"https:\/\/arantv.az\/index.php?rest_route=\/wp\/v2\/posts\/726448\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/arantv.az\/index.php?rest_route=\/wp\/v2\/media\/726449"}],"wp:attachment":[{"href":"https:\/\/arantv.az\/index.php?rest_route=%2Fwp%2Fv2%2Fmedia&parent=726448"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/arantv.az\/index.php?rest_route=%2Fwp%2Fv2%2Fcategories&post=726448"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/arantv.az\/index.php?rest_route=%2Fwp%2Fv2%2Ftags&post=726448"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}