{"id":747202,"date":"2024-08-23T15:10:09","date_gmt":"2024-08-23T11:10:09","guid":{"rendered":"https:\/\/arantv.az\/?p=747202"},"modified":"2024-08-23T15:10:09","modified_gmt":"2024-08-23T11:10:09","slug":"isl%c9%99m%c9%99y%c9%99nl%c9%99r-d%c9%99-bankdan-kredit-gotur%c9%99-bil%c9%99r-muhum-aciqlama","status":"publish","type":"post","link":"https:\/\/arantv.az\/?p=747202","title":{"rendered":"\u0130\u015fl\u0259m\u0259y\u0259nl\u0259r d\u0259 bankdan kredit g\u00f6t\u00fcr\u0259 bil\u0259r &#8211; M\u00dcH\u00dcM A\u00c7IQLAMA"},"content":{"rendered":"<p><strong>R\u0259smi i\u015f yeri olmadan da bankdan na\u011fd pul krediti almaq m\u00fcmk\u00fcnd\u00fcr.<\/strong><\/p>\n<p><strong>B\u0259s bunun \u00fc\u00e7\u00fcn hans\u0131 s\u0259n\u0259dl\u0259r laz\u0131md\u0131r?<\/strong><\/p>\n<p>\u0130qtisad\u00e7\u0131-ekspert \u018fkr\u0259m H\u0259s\u0259nov s\u00f6z\u00fcged\u0259n m\u0259s\u0259l\u0259nin detallar\u0131n\u0131 \u201cYeni Sabah\u201da a\u00e7\u0131qlay\u0131b:<\/p>\n<p>\u201cBanklarda M\u0259rk\u0259zi Bank t\u0259r\u0259find\u0259n t\u0259sdiq olunan kreditl\u0259rin verilm\u0259si qaydalar\u0131na \u0259sas\u0259n kredit g\u00f6t\u00fcr\u0259n \u015f\u0259xsin r\u0259smi g\u0259liri haqq\u0131nda aray\u0131\u015f\u0131 olmal\u0131d\u0131r. Bu vacib deyil ki, r\u0259smi i\u015f yeri olsun. H\u0259min \u015f\u0259xs sahibkard\u0131rsa, onun f\u0259rdi sahibkar olaraq g\u0259liri var. Bununla ba\u011fl\u0131 o kredit g\u00f6t\u00fcrm\u0259k ist\u0259diyi banka vergi hesabat\u0131 ver\u0259 bil\u0259r ki, m\u0259n sahibkaram v\u0259 il \u0259rzind\u0259 bu q\u0259d\u0259r qazan\u0131ram. Ba\u015fqa bir variant onun i\u015fl\u0259diyi yerd\u0259n ald\u0131\u011f\u0131 maa\u015fla ba\u011fl\u0131 aray\u0131\u015f t\u0259qdim etm\u0259si ola bil\u0259r. Yaxud dig\u0259r g\u0259liri o ola bil\u0259r ki, bir ne\u00e7\u0259 evi v\u0259 obyekti var. Onlar\u0131 icaz\u0259 verm\u0259kl\u0259 g\u0259lir \u0259ld\u0259 edirs\u0259, yen\u0259 d\u0259, banka vergi hesabat\u0131 t\u0259qdim etm\u0259kl\u0259 kredit g\u00f6t\u00fcr\u0259 bil\u0259r. Qanun ancaq bunlar\u0131 t\u0259l\u0259b edir\u201d.<\/p>\n<p>Ekspert bildirib ki, banklar\u0131n qanun pozuntular\u0131 da az deyil:<\/p>\n<p>\u201cB\u0259z\u0259n is\u0259 banklar t\u0259tbiq olunan qanunlara riay\u0259t etmirl\u0259r. Bu yax\u0131nlarda ox\u015far m\u0259s\u0259l\u0259 haqq\u0131nda yazm\u0131\u015fd\u0131m. Dem\u0259li, bir ne\u00e7\u0259 il bundan \u00f6nc\u0259 banklardan biri v\u0259t\u0259nda\u015fa he\u00e7 bir g\u0259liri olmadan 2 milyon yar\u0131m kredit verib. A\u015fkard\u0131r ki, orada n\u0259 is\u0259 ba\u015f verib, y\u0259ni qanunsuzluq olub. Bel\u0259 hadis\u0259l\u0259r olur. Biz bu haqda M\u0259rk\u0259zi Banka m\u0259lumat verdik. Ancaq he\u00e7 bir t\u0259dbir g\u00f6r\u00fclm\u0259di. H\u0259min kreditin verilm\u0259sind\u0259 M\u0259rk\u0259zi Bank\u0131n \u00f6z\u00fc d\u0259 i\u015ftirak etmi\u015fdi. Bununla ba\u011fl\u0131 geni\u015f yaz\u0131 yazaraq, bildirmi\u015fdim.<\/p>\n<p>S\u00f6zs\u00fcz ki, \u00fcmumi qanunlardan \u0259lav\u0259, h\u0259r bir bank\u0131n \u00f6z\u00fcn\u00fcn d\u0259 daxili siyas\u0259ti var. Hans\u0131 kreditl\u0259ri, kart, yaxud na\u011fd yolu il\u0259 t\u0259qdim edirs\u0259, bu, h\u0259min bank\u0131n \u00f6z i\u015fidir. Qanun yaln\u0131z t\u0259l\u0259b edir ki, kredit g\u00f6t\u00fcr\u0259n \u015f\u0259xsin r\u0259smi g\u0259liri olsun. Gerid\u0259 qalan t\u0259l\u0259bl\u0259ri banklar \u00f6z daxili qayda-qanunlar\u0131na uy\u011fun olaraq t\u0259nziml\u0259yirl\u0259r\u201d.<\/p>\n","protected":false},"excerpt":{"rendered":"<p>R\u0259smi i\u015f yeri olmadan da bankdan na\u011fd pul krediti almaq m\u00fcmk\u00fcnd\u00fcr. B\u0259s bunun \u00fc\u00e7\u00fcn hans\u0131 s\u0259n\u0259dl\u0259r laz\u0131md\u0131r? \u0130qtisad\u00e7\u0131-ekspert \u018fkr\u0259m H\u0259s\u0259nov s\u00f6z\u00fcged\u0259n m\u0259s\u0259l\u0259nin detallar\u0131n\u0131 \u201cYeni Sabah\u201da a\u00e7\u0131qlay\u0131b: \u201cBanklarda M\u0259rk\u0259zi Bank t\u0259r\u0259find\u0259n t\u0259sdiq olunan kreditl\u0259rin verilm\u0259si qaydalar\u0131na \u0259sas\u0259n kredit g\u00f6t\u00fcr\u0259n \u015f\u0259xsin r\u0259smi g\u0259liri haqq\u0131nda aray\u0131\u015f\u0131 olmal\u0131d\u0131r. Bu vacib deyil ki, r\u0259smi i\u015f yeri olsun. H\u0259min \u015f\u0259xs sahibkard\u0131rsa, onun f\u0259rdi sahibkar olaraq g\u0259liri var. Bununla ba\u011fl\u0131 o kredit g\u00f6t\u00fcrm\u0259k ist\u0259diyi banka vergi hesabat\u0131 ver\u0259 bil\u0259r ki, m\u0259n sahibkaram v\u0259 il \u0259rzind\u0259 bu q\u0259d\u0259r qazan\u0131ram. Ba\u015fqa bir variant onun i\u015fl\u0259diyi yerd\u0259n ald\u0131\u011f\u0131 maa\u015fla ba\u011fl\u0131&hellip;<\/p>\n","protected":false},"author":2,"featured_media":747203,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"om_disable_all_campaigns":false,"_monsterinsights_skip_tracking":false,"_monsterinsights_sitenote_active":false,"_monsterinsights_sitenote_note":"","_monsterinsights_sitenote_category":0},"categories":[26],"tags":[],"aioseo_notices":[],"gutentor_comment":0,"rttpg_featured_image_url":{"full":["https:\/\/arantv.az\/wp-content\/uploads\/2024\/08\/40516905e83acae2d9fe76b81b811cfe.jpg",750,422,false],"landscape":["https:\/\/arantv.az\/wp-content\/uploads\/2024\/08\/40516905e83acae2d9fe76b81b811cfe.jpg",750,422,false],"portraits":["https:\/\/arantv.az\/wp-content\/uploads\/2024\/08\/40516905e83acae2d9fe76b81b811cfe.jpg",750,422,false],"thumbnail":["https:\/\/arantv.az\/wp-content\/uploads\/2024\/08\/40516905e83acae2d9fe76b81b811cfe-500x280.jpg",500,280,true],"medium":["https:\/\/arantv.az\/wp-content\/uploads\/2024\/08\/40516905e83acae2d9fe76b81b811cfe-649x365.jpg",649,365,true],"large":["https:\/\/arantv.az\/wp-content\/uploads\/2024\/08\/40516905e83acae2d9fe76b81b811cfe.jpg",640,360,false],"1536x1536":["https:\/\/arantv.az\/wp-content\/uploads\/2024\/08\/40516905e83acae2d9fe76b81b811cfe.jpg",750,422,false],"2048x2048":["https:\/\/arantv.az\/wp-content\/uploads\/2024\/08\/40516905e83acae2d9fe76b81b811cfe.jpg",750,422,false],"post-thumbnail":["https:\/\/arantv.az\/wp-content\/uploads\/2024\/08\/40516905e83acae2d9fe76b81b811cfe-240x172.jpg",240,172,true],"advps-thumb-one":["https:\/\/arantv.az\/wp-content\/uploads\/2024\/08\/40516905e83acae2d9fe76b81b811cfe.jpg",750,422,false]},"rttpg_author":{"display_name":"V\u00fcsal Rafiqo\u011flu","author_link":"https:\/\/arantv.az\/?author=2"},"rttpg_comment":0,"rttpg_category":"<a href=\"https:\/\/arantv.az\/?cat=26\" rel=\"category\">Sosial<\/a>","rttpg_excerpt":"R\u0259smi i\u015f yeri olmadan da bankdan na\u011fd pul krediti almaq m\u00fcmk\u00fcnd\u00fcr. B\u0259s bunun \u00fc\u00e7\u00fcn hans\u0131 s\u0259n\u0259dl\u0259r laz\u0131md\u0131r? \u0130qtisad\u00e7\u0131-ekspert \u018fkr\u0259m H\u0259s\u0259nov s\u00f6z\u00fcged\u0259n m\u0259s\u0259l\u0259nin detallar\u0131n\u0131 \u201cYeni Sabah\u201da a\u00e7\u0131qlay\u0131b: \u201cBanklarda M\u0259rk\u0259zi Bank t\u0259r\u0259find\u0259n t\u0259sdiq olunan kreditl\u0259rin verilm\u0259si qaydalar\u0131na \u0259sas\u0259n kredit g\u00f6t\u00fcr\u0259n \u015f\u0259xsin r\u0259smi g\u0259liri haqq\u0131nda aray\u0131\u015f\u0131 olmal\u0131d\u0131r. Bu vacib deyil ki, r\u0259smi i\u015f yeri olsun. H\u0259min \u015f\u0259xs sahibkard\u0131rsa,&hellip;","_links":{"self":[{"href":"https:\/\/arantv.az\/index.php?rest_route=\/wp\/v2\/posts\/747202"}],"collection":[{"href":"https:\/\/arantv.az\/index.php?rest_route=\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/arantv.az\/index.php?rest_route=\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/arantv.az\/index.php?rest_route=\/wp\/v2\/users\/2"}],"replies":[{"embeddable":true,"href":"https:\/\/arantv.az\/index.php?rest_route=%2Fwp%2Fv2%2Fcomments&post=747202"}],"version-history":[{"count":2,"href":"https:\/\/arantv.az\/index.php?rest_route=\/wp\/v2\/posts\/747202\/revisions"}],"predecessor-version":[{"id":747205,"href":"https:\/\/arantv.az\/index.php?rest_route=\/wp\/v2\/posts\/747202\/revisions\/747205"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/arantv.az\/index.php?rest_route=\/wp\/v2\/media\/747203"}],"wp:attachment":[{"href":"https:\/\/arantv.az\/index.php?rest_route=%2Fwp%2Fv2%2Fmedia&parent=747202"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/arantv.az\/index.php?rest_route=%2Fwp%2Fv2%2Fcategories&post=747202"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/arantv.az\/index.php?rest_route=%2Fwp%2Fv2%2Ftags&post=747202"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}