{"id":762895,"date":"2024-10-19T18:35:49","date_gmt":"2024-10-19T14:35:49","guid":{"rendered":"https:\/\/arantv.az\/?p=762895"},"modified":"2024-10-19T18:35:49","modified_gmt":"2024-10-19T14:35:49","slug":"v%c9%99t%c9%99ndaslarin-n%c9%99z%c9%99rin%c9%99-kreditin-verilm%c9%99sind%c9%99-yenilik","status":"publish","type":"post","link":"https:\/\/arantv.az\/?p=762895","title":{"rendered":"V\u0259t\u0259nda\u015flar\u0131n N\u018fZ\u018fR\u0130N\u018f: Kreditin verilm\u0259sind\u0259 YEN\u0130L\u0130K"},"content":{"rendered":"<p><strong>Kredit tarix\u00e7\u0259si subyektl\u0259rinin (bar\u0259sind\u0259 kredit tarix\u00e7\u0259si formala\u015fd\u0131r\u0131lan fiziki v\u0259 ya h\u00fcquqi \u015f\u0259xsin) kredit tarix\u00e7\u0259l\u0259ri il\u0259 ba\u011fl\u0131 m\u0259lumatlar\u0131 raz\u0131l\u0131q almadan t\u0259qdim ed\u0259n m\u0259lumat t\u0259chizat\u00e7\u0131lar\u0131n\u0131n s\u0131ras\u0131na mobil telefon operatorlar\u0131 da daxil edilir.<\/strong><\/p>\n<p>APA-n\u0131n x\u0259b\u0259rin\u0259 g\u00f6r\u0259, bu, Milli M\u0259clisin oktyabr\u0131n 22-d\u0259 ke\u00e7iril\u0259c\u0259k iclas\u0131n\u0131n g\u00fcnd\u0259liyin\u0259 daxil edil\u0259n &#8220;Kredit b\u00fcrolar\u0131 haqq\u0131nda&#8221; Qanuna t\u0259klif edil\u0259n d\u0259yi\u015fiklikd\u0259 \u0259ksini tap\u0131b.<\/p>\n<p>Bununla da mobil telefon operatorlar\u0131 m\u00fc\u015ft\u0259ril\u0259ri olan kredit tarix\u00e7\u0259si subyektl\u0259rinin m\u0259lumatlar\u0131n\u0131 onlar\u0131n raz\u0131l\u0131\u011f\u0131 olmadan kredit b\u00fcrolar\u0131na t\u0259qdim ed\u0259 bil\u0259c\u0259kl\u0259r.<\/p>\n<p>Qeyd edilib ki, bu, kredit t\u0259\u015fkilatlar\u0131ndan kredit g\u00f6t\u00fcrm\u0259k \u00fc\u00e7\u00fcn m\u00fcraci\u0259t ed\u0259n \u015f\u0259xsl\u0259rin \u00f6d\u0259m\u0259 qabiliyy\u0259tini v\u0259 borc \u00f6hd\u0259likl\u0259rinin icra intizam\u0131n\u0131 qiym\u0259tl\u0259ndirm\u0259k imkan\u0131n\u0131 art\u0131racaq.<\/p>\n<p>Haz\u0131rda analoji qayda (m\u00fcvafiq m\u0259lumatlar\u0131n t\u0259qdim olunmas\u0131 \u00fc\u00e7\u00fcn raz\u0131l\u0131\u011f\u0131n t\u0259l\u0259b olunmamas\u0131) kommunal xidm\u0259tl\u0259ri g\u00f6st\u0259r\u0259n m\u00fc\u0259ssis\u0259l\u0259r\u0259 t\u0259tbiq olunur.<\/p>\n<p>Layih\u0259y\u0259 \u0259sas\u0259n, kredit b\u00fcrosuna veril\u0259n neqativ m\u0259lumatlar (kredit tarix\u00e7\u0259si subyektinin borc \u00f6hd\u0259liyinin yarand\u0131\u011f\u0131 vaxtdan onun \u00f6d\u0259m\u0259 qabiliyy\u0259tini v\u0259 borc \u00f6hd\u0259liyinin icra intizam\u0131n\u0131 m\u0259nfi xarakteriz\u0259 ed\u0259n h\u0259r hans\u0131 m\u0259lumat) bar\u0259d\u0259 bildiri\u015fl\u0259r kredit tarix\u00e7\u0259si subyektin\u0259 kredit b\u00fcrosu t\u0259r\u0259find\u0259n \u00f6t\u00fcr\u00fcl\u0259c\u0259k. Bu d\u0259yi\u015fikliy\u0259 \u0259sas\u0259n, kredit tarix\u00e7\u0259si subyekti onun bar\u0259sind\u0259 kredit b\u00fcrosuna daxil olan neqativ m\u0259lumatla ba\u011fl\u0131 \u00f6d\u0259ni\u015fsiz bildiri\u015f almaq h\u00fcququna malik olacaqd\u0131r. Bildiri\u015f\u0259 neqativ m\u0259lumat\u0131 ver\u0259n m\u0259lumat t\u0259chizat\u00e7\u0131s\u0131 bar\u0259d\u0259 m\u0259lumat daxil edil\u0259c\u0259k. N\u0259tic\u0259d\u0259 borcalanlar h\u0259r hans\u0131 ehtiyats\u0131zl\u0131qdan, vaxt m\u0259hdudiyy\u0259tind\u0259n v\u0259 s. ox\u015far xarakterli s\u0259b\u0259bl\u0259rd\u0259n yaranan neqativ m\u0259lumatlar bar\u0259sind\u0259 x\u0259b\u0259rdar olaraq, onlar\u0131 vaxt\u0131nda aradan qald\u0131ra bil\u0259c\u0259kl\u0259r.<\/p>\n<p>Qeyd edilib ki, qanun layih\u0259si kredit b\u00fcrolar\u0131nda toplanan m\u0259lumatlar\u0131n dair\u0259sini geni\u015fl\u0259ndiril\u0259r\u0259k kredit tarix\u00e7\u0259si subyektl\u0259rinin \u00f6d\u0259m\u0259 qabiliyy\u0259tinin v\u0259 borc \u00f6hd\u0259likl\u0259rinin icra intizam\u0131n\u0131n daha geni\u015f m\u0259lumatlar \u0259sas\u0131nda qiym\u0259tl\u0259ndirilm\u0259si imkanlar\u0131n\u0131 art\u0131racaq, h\u0259m\u00e7inin borcalanlar\u0131n onlar bar\u0259sind\u0259 yaranan neqativ m\u0259lumatlar bar\u0259sind\u0259 m\u0259lumatland\u0131r\u0131lmas\u0131 t\u0259min edil\u0259c\u0259k v\u0259 bu \u0259sasda borcalanlar \u00f6z borclar\u0131n\u0131 daha effektiv idar\u0259etm\u0259 imkanlar\u0131 \u0259ld\u0259 ed\u0259c\u0259kl\u0259r.<\/p>\n<p>&nbsp;<\/p>\n","protected":false},"excerpt":{"rendered":"<p>Kredit tarix\u00e7\u0259si subyektl\u0259rinin (bar\u0259sind\u0259 kredit tarix\u00e7\u0259si formala\u015fd\u0131r\u0131lan fiziki v\u0259 ya h\u00fcquqi \u015f\u0259xsin) kredit tarix\u00e7\u0259l\u0259ri il\u0259 ba\u011fl\u0131 m\u0259lumatlar\u0131 raz\u0131l\u0131q almadan t\u0259qdim ed\u0259n m\u0259lumat t\u0259chizat\u00e7\u0131lar\u0131n\u0131n s\u0131ras\u0131na mobil telefon operatorlar\u0131 da daxil edilir. APA-n\u0131n x\u0259b\u0259rin\u0259 g\u00f6r\u0259, bu, Milli M\u0259clisin oktyabr\u0131n 22-d\u0259 ke\u00e7iril\u0259c\u0259k iclas\u0131n\u0131n g\u00fcnd\u0259liyin\u0259 daxil edil\u0259n &#8220;Kredit b\u00fcrolar\u0131 haqq\u0131nda&#8221; Qanuna t\u0259klif edil\u0259n d\u0259yi\u015fiklikd\u0259 \u0259ksini tap\u0131b. Bununla da mobil telefon operatorlar\u0131 m\u00fc\u015ft\u0259ril\u0259ri olan kredit tarix\u00e7\u0259si subyektl\u0259rinin m\u0259lumatlar\u0131n\u0131 onlar\u0131n raz\u0131l\u0131\u011f\u0131 olmadan kredit b\u00fcrolar\u0131na t\u0259qdim ed\u0259 bil\u0259c\u0259kl\u0259r. Qeyd edilib ki, bu, kredit t\u0259\u015fkilatlar\u0131ndan kredit g\u00f6t\u00fcrm\u0259k \u00fc\u00e7\u00fcn m\u00fcraci\u0259t ed\u0259n \u015f\u0259xsl\u0259rin \u00f6d\u0259m\u0259 qabiliyy\u0259tini v\u0259 borc \u00f6hd\u0259likl\u0259rinin icra intizam\u0131n\u0131&hellip;<\/p>\n","protected":false},"author":2,"featured_media":762896,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"om_disable_all_campaigns":false,"_monsterinsights_skip_tracking":false,"_monsterinsights_sitenote_active":false,"_monsterinsights_sitenote_note":"","_monsterinsights_sitenote_category":0},"categories":[19],"tags":[],"aioseo_notices":[],"gutentor_comment":0,"rttpg_featured_image_url":{"full":["https:\/\/arantv.az\/wp-content\/uploads\/2024\/10\/ae19eab64dff3a24295ffa6046ee2fb5.jpg",750,422,false],"landscape":["https:\/\/arantv.az\/wp-content\/uploads\/2024\/10\/ae19eab64dff3a24295ffa6046ee2fb5.jpg",750,422,false],"portraits":["https:\/\/arantv.az\/wp-content\/uploads\/2024\/10\/ae19eab64dff3a24295ffa6046ee2fb5.jpg",750,422,false],"thumbnail":["https:\/\/arantv.az\/wp-content\/uploads\/2024\/10\/ae19eab64dff3a24295ffa6046ee2fb5-500x280.jpg",500,280,true],"medium":["https:\/\/arantv.az\/wp-content\/uploads\/2024\/10\/ae19eab64dff3a24295ffa6046ee2fb5-649x365.jpg",649,365,true],"large":["https:\/\/arantv.az\/wp-content\/uploads\/2024\/10\/ae19eab64dff3a24295ffa6046ee2fb5.jpg",640,360,false],"1536x1536":["https:\/\/arantv.az\/wp-content\/uploads\/2024\/10\/ae19eab64dff3a24295ffa6046ee2fb5.jpg",750,422,false],"2048x2048":["https:\/\/arantv.az\/wp-content\/uploads\/2024\/10\/ae19eab64dff3a24295ffa6046ee2fb5.jpg",750,422,false],"post-thumbnail":["https:\/\/arantv.az\/wp-content\/uploads\/2024\/10\/ae19eab64dff3a24295ffa6046ee2fb5-240x172.jpg",240,172,true],"advps-thumb-one":["https:\/\/arantv.az\/wp-content\/uploads\/2024\/10\/ae19eab64dff3a24295ffa6046ee2fb5.jpg",750,422,false]},"rttpg_author":{"display_name":"V\u00fcsal Rafiqo\u011flu","author_link":"https:\/\/arantv.az\/?author=2"},"rttpg_comment":0,"rttpg_category":"<a href=\"https:\/\/arantv.az\/?cat=19\" rel=\"category\">G\u00fcnd\u0259m<\/a>","rttpg_excerpt":"Kredit tarix\u00e7\u0259si subyektl\u0259rinin (bar\u0259sind\u0259 kredit tarix\u00e7\u0259si formala\u015fd\u0131r\u0131lan fiziki v\u0259 ya h\u00fcquqi \u015f\u0259xsin) kredit tarix\u00e7\u0259l\u0259ri il\u0259 ba\u011fl\u0131 m\u0259lumatlar\u0131 raz\u0131l\u0131q almadan t\u0259qdim ed\u0259n m\u0259lumat t\u0259chizat\u00e7\u0131lar\u0131n\u0131n s\u0131ras\u0131na mobil telefon operatorlar\u0131 da daxil edilir. APA-n\u0131n x\u0259b\u0259rin\u0259 g\u00f6r\u0259, bu, Milli M\u0259clisin oktyabr\u0131n 22-d\u0259 ke\u00e7iril\u0259c\u0259k iclas\u0131n\u0131n g\u00fcnd\u0259liyin\u0259 daxil edil\u0259n &#8220;Kredit b\u00fcrolar\u0131 haqq\u0131nda&#8221; Qanuna t\u0259klif edil\u0259n d\u0259yi\u015fiklikd\u0259 \u0259ksini tap\u0131b. Bununla da mobil&hellip;","_links":{"self":[{"href":"https:\/\/arantv.az\/index.php?rest_route=\/wp\/v2\/posts\/762895"}],"collection":[{"href":"https:\/\/arantv.az\/index.php?rest_route=\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/arantv.az\/index.php?rest_route=\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/arantv.az\/index.php?rest_route=\/wp\/v2\/users\/2"}],"replies":[{"embeddable":true,"href":"https:\/\/arantv.az\/index.php?rest_route=%2Fwp%2Fv2%2Fcomments&post=762895"}],"version-history":[{"count":2,"href":"https:\/\/arantv.az\/index.php?rest_route=\/wp\/v2\/posts\/762895\/revisions"}],"predecessor-version":[{"id":762898,"href":"https:\/\/arantv.az\/index.php?rest_route=\/wp\/v2\/posts\/762895\/revisions\/762898"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/arantv.az\/index.php?rest_route=\/wp\/v2\/media\/762896"}],"wp:attachment":[{"href":"https:\/\/arantv.az\/index.php?rest_route=%2Fwp%2Fv2%2Fmedia&parent=762895"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/arantv.az\/index.php?rest_route=%2Fwp%2Fv2%2Fcategories&post=762895"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/arantv.az\/index.php?rest_route=%2Fwp%2Fv2%2Ftags&post=762895"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}