{"id":763963,"date":"2024-10-24T16:36:08","date_gmt":"2024-10-24T12:36:08","guid":{"rendered":"https:\/\/arantv.az\/?p=763963"},"modified":"2024-10-24T16:36:08","modified_gmt":"2024-10-24T12:36:08","slug":"kredit-borcu-olanlarin-diqq%c9%99tin%c9%99-guz%c9%99st-edil%c9%99c%c9%99k","status":"publish","type":"post","link":"https:\/\/arantv.az\/?p=763963","title":{"rendered":"Kredit borcu olanlar\u0131n D\u0130QQ\u018fT\u0130N\u018f \u2013 G\u00fcz\u0259\u015ft edil\u0259c\u0259k?"},"content":{"rendered":"<p><strong>Milli M\u0259clisin \u0130qtisadi siyas\u0259t, s\u0259naye v\u0259 sahibkarl\u0131q komit\u0259sinin \u00fczv\u00fc \u018fli M\u0259simli pensiyalarla ba\u011fl\u0131 qrafikin d\u0259yi\u015fm\u0259sin\u0259 m\u00fcnasib\u0259t bildirib. Deputat\u0131n fikrinc\u0259, pensiya\u00e7\u0131lar\u0131n xeyli hiss\u0259sinin \u00e7\u0259tinlikl\u0259 \u00fcz-\u00fcz\u0259 qald\u0131\u011f\u0131 bir vaxtda pensiyalar\u0131n verilm\u0259 qrafikinin d\u0259yi\u015fdirilm\u0259si naraz\u0131l\u0131q yaradan h\u0259r\u0259k\u0259tdir.<\/strong><\/p>\n<p>\u018fli M\u0259simli t\u0259klif edib ki, banklar pensiyalar\u0131n verilm\u0259 qrafikind\u0259ki d\u0259yi\u015fikliy\u0259 uy\u011fun olaraq yeni qrafik t\u0259tbiq etsin. Y\u0259ni banklar onsuz da \u00e7\u0259tin durumda olan pensiya\u00e7\u0131larla gecikm\u0259 faizi hesablamas\u0131n v\u0259 t\u0259tbiq etm\u0259sin.<\/p>\n<p><em>Banklar bel\u0259 bir t\u0259\u015f\u0259bb\u00fcsl\u0259 \u00e7\u0131x\u0131\u015f ed\u0259 bil\u0259rmi?<\/em><\/p>\n<p>M\u00f6vzu il\u0259 ba\u011fl\u0131 Yenisabah.az-a dan\u0131\u015fan iqtisad\u00e7\u0131-ekspert Fuad \u0130brahimov bildirib ki, kredit \u00f6d\u0259ni\u015fl\u0259rind\u0259 avtomatla\u015fd\u0131r\u0131lm\u0131\u015f prosedur t\u0259tbiq olunur:<\/p>\n<p>\u201cH\u0259r xidm\u0259tin \u00f6z i\u015fi var. \u018fslind\u0259, banklar\u0131 bu m\u00f6vzuda t\u0259qsirkar \u00e7\u0131xarmaq olmaz. \u00c7\u00fcnki prossedur qaydalar\u0131 var v\u0259 onlar elektronla\u015fd\u0131r\u0131l\u0131b. Art\u0131q insan faktoru yoxdur v\u0259 avtomatla\u015fd\u0131r\u0131lm\u0131\u015f idar\u0259etm\u0259 \u00fcslubu \u00f6z rolunu oynay\u0131r. M\u00fcqavil\u0259, \u00f6d\u0259ni\u015f v\u0259 \u015f\u0259rtl\u0259r \u00fczr\u0259 qrafik sistemi vurulur v\u0259 vaxt\u0131 \u00e7atanda sistem avtomatik t\u0259l\u0259b edir ki, filan \u015f\u0259xsin borcu yaran\u0131b. \u00d6d\u0259ni\u015fl\u0259r zaman\u0131nda h\u0259yata ke\u00e7irils\u0259, bel\u0259 probleml\u0259r d\u0259 yaranmaz\u201d.<\/p>\n<p><strong>Ekspert qeyd edib ki, \u0259sas m\u0259s\u0259l\u0259 pensiya v\u0259 dig\u0259r m\u00fcavin\u0259tl\u0259rin k\u00f6\u00e7\u00fcr\u00fclm\u0259sini vaxt\u0131-vaxt\u0131nda t\u0259min etm\u0259kdir:<\/strong><\/p>\n<p>\u201cH\u0259r bir halda insan faktoru var v\u0259 s\u00f6hb\u0259t eyni xalq\u0131n, mill\u0259tin bir dair\u0259d\u0259 olan f\u0259aliyy\u0259t n\u00f6v\u00fcnd\u0259n gedir. \u018flb\u0259tt\u0259, ist\u0259nil\u0259n halda bu t\u0259nziml\u0259n\u0259 bil\u0259r. Amma h\u0259r d\u0259f\u0259 bununla ba\u011fl\u0131 d\u00f6vl\u0259t orqanlar\u0131 q\u0259rar q\u0259bul etm\u0259m\u0259lidir. Yeri g\u0259l\u0259nd\u0259 bank sektoru bununla ba\u011fl\u0131 \u00f6z\u00fc q\u0259rar \u00e7\u0131xara bil\u0259r. M\u0259s\u0259l\u0259n, v\u0259t\u0259nda\u015f\u0131n kart\u0131 l\u0259\u011fv olunmay\u0131bsa, dem\u0259li, maa\u015f\u0131 g\u0259l\u0259c\u0259k. Amma bu, h\u0259r d\u0259f\u0259sind\u0259 sistemd\u0259 \u00e7oxlu d\u0259yi\u015fiklik t\u0259l\u0259b edir. Pensiyalar zaman\u0131nda verils\u0259, bel\u0259 probleml\u0259r d\u0259 olmaz. \u018fsas problemi k\u0259narda qoymamal\u0131y\u0131q. Bu proses h\u0259ll olsa, kredit \u00f6d\u0259ni\u015find\u0259 gecikm\u0259l\u0259r d\u0259 ba\u015f verm\u0259z\u201d.<\/p>\n","protected":false},"excerpt":{"rendered":"<p>Milli M\u0259clisin \u0130qtisadi siyas\u0259t, s\u0259naye v\u0259 sahibkarl\u0131q komit\u0259sinin \u00fczv\u00fc \u018fli M\u0259simli pensiyalarla ba\u011fl\u0131 qrafikin d\u0259yi\u015fm\u0259sin\u0259 m\u00fcnasib\u0259t bildirib. Deputat\u0131n fikrinc\u0259, pensiya\u00e7\u0131lar\u0131n xeyli hiss\u0259sinin \u00e7\u0259tinlikl\u0259 \u00fcz-\u00fcz\u0259 qald\u0131\u011f\u0131 bir vaxtda pensiyalar\u0131n verilm\u0259 qrafikinin d\u0259yi\u015fdirilm\u0259si naraz\u0131l\u0131q yaradan h\u0259r\u0259k\u0259tdir. \u018fli M\u0259simli t\u0259klif edib ki, banklar pensiyalar\u0131n verilm\u0259 qrafikind\u0259ki d\u0259yi\u015fikliy\u0259 uy\u011fun olaraq yeni qrafik t\u0259tbiq etsin. Y\u0259ni banklar onsuz da \u00e7\u0259tin durumda olan pensiya\u00e7\u0131larla gecikm\u0259 faizi hesablamas\u0131n v\u0259 t\u0259tbiq etm\u0259sin. Banklar bel\u0259 bir t\u0259\u015f\u0259bb\u00fcsl\u0259 \u00e7\u0131x\u0131\u015f ed\u0259 bil\u0259rmi? M\u00f6vzu il\u0259 ba\u011fl\u0131 Yenisabah.az-a dan\u0131\u015fan iqtisad\u00e7\u0131-ekspert Fuad \u0130brahimov bildirib ki, kredit \u00f6d\u0259ni\u015fl\u0259rind\u0259 avtomatla\u015fd\u0131r\u0131lm\u0131\u015f prosedur t\u0259tbiq olunur: \u201cH\u0259r xidm\u0259tin \u00f6z&hellip;<\/p>\n","protected":false},"author":2,"featured_media":763964,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"om_disable_all_campaigns":false,"_monsterinsights_skip_tracking":false,"_monsterinsights_sitenote_active":false,"_monsterinsights_sitenote_note":"","_monsterinsights_sitenote_category":0},"categories":[19],"tags":[],"aioseo_notices":[],"gutentor_comment":0,"rttpg_featured_image_url":{"full":["https:\/\/arantv.az\/wp-content\/uploads\/2024\/10\/1285e89e14724fbd2dfe81d6345dcc29.jpg",700,403,false],"landscape":["https:\/\/arantv.az\/wp-content\/uploads\/2024\/10\/1285e89e14724fbd2dfe81d6345dcc29.jpg",700,403,false],"portraits":["https:\/\/arantv.az\/wp-content\/uploads\/2024\/10\/1285e89e14724fbd2dfe81d6345dcc29.jpg",700,403,false],"thumbnail":["https:\/\/arantv.az\/wp-content\/uploads\/2024\/10\/1285e89e14724fbd2dfe81d6345dcc29-500x280.jpg",500,280,true],"medium":["https:\/\/arantv.az\/wp-content\/uploads\/2024\/10\/1285e89e14724fbd2dfe81d6345dcc29-634x365.jpg",634,365,true],"large":["https:\/\/arantv.az\/wp-content\/uploads\/2024\/10\/1285e89e14724fbd2dfe81d6345dcc29.jpg",640,368,false],"1536x1536":["https:\/\/arantv.az\/wp-content\/uploads\/2024\/10\/1285e89e14724fbd2dfe81d6345dcc29.jpg",700,403,false],"2048x2048":["https:\/\/arantv.az\/wp-content\/uploads\/2024\/10\/1285e89e14724fbd2dfe81d6345dcc29.jpg",700,403,false],"post-thumbnail":["https:\/\/arantv.az\/wp-content\/uploads\/2024\/10\/1285e89e14724fbd2dfe81d6345dcc29-240x172.jpg",240,172,true],"advps-thumb-one":["https:\/\/arantv.az\/wp-content\/uploads\/2024\/10\/1285e89e14724fbd2dfe81d6345dcc29.jpg",700,403,false]},"rttpg_author":{"display_name":"V\u00fcsal Rafiqo\u011flu","author_link":"https:\/\/arantv.az\/?author=2"},"rttpg_comment":0,"rttpg_category":"<a href=\"https:\/\/arantv.az\/?cat=19\" rel=\"category\">G\u00fcnd\u0259m<\/a>","rttpg_excerpt":"Milli M\u0259clisin \u0130qtisadi siyas\u0259t, s\u0259naye v\u0259 sahibkarl\u0131q komit\u0259sinin \u00fczv\u00fc \u018fli M\u0259simli pensiyalarla ba\u011fl\u0131 qrafikin d\u0259yi\u015fm\u0259sin\u0259 m\u00fcnasib\u0259t bildirib. Deputat\u0131n fikrinc\u0259, pensiya\u00e7\u0131lar\u0131n xeyli hiss\u0259sinin \u00e7\u0259tinlikl\u0259 \u00fcz-\u00fcz\u0259 qald\u0131\u011f\u0131 bir vaxtda pensiyalar\u0131n verilm\u0259 qrafikinin d\u0259yi\u015fdirilm\u0259si naraz\u0131l\u0131q yaradan h\u0259r\u0259k\u0259tdir. \u018fli M\u0259simli t\u0259klif edib ki, banklar pensiyalar\u0131n verilm\u0259 qrafikind\u0259ki d\u0259yi\u015fikliy\u0259 uy\u011fun olaraq yeni qrafik t\u0259tbiq etsin. Y\u0259ni banklar onsuz da \u00e7\u0259tin&hellip;","_links":{"self":[{"href":"https:\/\/arantv.az\/index.php?rest_route=\/wp\/v2\/posts\/763963"}],"collection":[{"href":"https:\/\/arantv.az\/index.php?rest_route=\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/arantv.az\/index.php?rest_route=\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/arantv.az\/index.php?rest_route=\/wp\/v2\/users\/2"}],"replies":[{"embeddable":true,"href":"https:\/\/arantv.az\/index.php?rest_route=%2Fwp%2Fv2%2Fcomments&post=763963"}],"version-history":[{"count":2,"href":"https:\/\/arantv.az\/index.php?rest_route=\/wp\/v2\/posts\/763963\/revisions"}],"predecessor-version":[{"id":763966,"href":"https:\/\/arantv.az\/index.php?rest_route=\/wp\/v2\/posts\/763963\/revisions\/763966"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/arantv.az\/index.php?rest_route=\/wp\/v2\/media\/763964"}],"wp:attachment":[{"href":"https:\/\/arantv.az\/index.php?rest_route=%2Fwp%2Fv2%2Fmedia&parent=763963"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/arantv.az\/index.php?rest_route=%2Fwp%2Fv2%2Fcategories&post=763963"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/arantv.az\/index.php?rest_route=%2Fwp%2Fv2%2Ftags&post=763963"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}