Bu ilin III r\u00fcb\u00fcnd\u0259 Az\u0259rbaycanda istehlak kreditl\u0259ri, o c\u00fcml\u0259d\u0259n kredit (taksit) kartlar\u0131 \u00fczr\u0259 standartlarda s\u0259rtl\u0259\u015fm\u0259 m\u00fc\u015fahid\u0259 olunub.<\/p>\n
“Report”\u00a0x\u0259b\u0259r<\/a>\u00a0verir ki, bu bar\u0259d\u0259 Az\u0259rbaycan M\u0259rk\u0259zi Bank\u0131n\u0131n (AMB) “Kreditl\u0259\u015fm\u0259 f\u0259aliyy\u0259tin\u0259 dair sor\u011fu”sunda bildirilib.<\/p>\n Sor\u011fu n\u0259tic\u0259l\u0259rin\u0259 \u0259sas\u0259n, banklar \u0259m\u0259khaqq\u0131 kreditl\u0259ri \u00fczr\u0259 standartlarda yum\u015falma oldu\u011funu bildiribl\u0259r. Respondent banklar cari ilin IV r\u00fcb\u00fcnd\u0259 \u0259m\u0259khaqq\u0131 kreditl\u0259ri \u00fczr\u0259 yum\u015falman\u0131n davam ed\u0259c\u0259yini, kredit kartlar\u0131 \u00fczr\u0259 standartlarda is\u0259 he\u00e7 bir d\u0259yi\u015fiklik olmayaca\u011f\u0131n\u0131 proqnozla\u015fd\u0131r\u0131rlar.<\/p>\n Faiz d\u0259r\u0259c\u0259l\u0259rinin art\u0131m\u0131 fonunda \u00fcmumi istehlak kreditl\u0259rin\u0259 olan t\u0259l\u0259bin c\u00fczi azald\u0131\u011f\u0131 qeyd olunur. Respondentl\u0259rin cavablar\u0131na g\u00f6r\u0259, bu azalma \u0259sas\u0259n kredit kartlar\u0131 hesab\u0131na ba\u015f verib. Bununla bel\u0259, banklar 2024-c\u00fc ilin IV r\u00fcb\u00fcnd\u0259 \u00fcmumi istehlak kreditl\u0259rin\u0259, x\u00fcsus\u0259n d\u0259 kredit kartlar\u0131na olan t\u0259l\u0259bd\u0259 art\u0131m g\u00f6zl\u0259yirl\u0259r.<\/p>\n Sor\u011funun n\u0259tic\u0259l\u0259rin\u0259 g\u00f6r\u0259, istehlak kreditl\u0259ri \u00fczr\u0259 banklar\u0131n likvidlik m\u00f6vqeyi v\u0259 maliyy\u0259l\u0259\u015fm\u0259 d\u0259y\u0259ri kredit standartlar\u0131na s\u0259rtl\u0259\u015fdirici t\u0259sir g\u00f6st\u0259rib. Standartlardak\u0131 d\u0259yi\u015fiklikl\u0259r \u0259sas\u0259n faiz d\u0259r\u0259c\u0259l\u0259rinin artmas\u0131 il\u0259 \u0259laq\u0259l\u0259ndirilib.<\/p>\n III r\u00fcb\u00fcn n\u0259tic\u0259l\u0259rin\u0259 \u0259sas\u0259n, respondent banklar\u0131n 75 %-i \u0259halinin borclanma s\u0259viyy\u0259sind\u0259 d\u0259yi\u015fiklik olmad\u0131\u011f\u0131n\u0131, 25 %-i is\u0259 orta s\u0259viyy\u0259d\u0259 art\u0131m m\u00fc\u015fahid\u0259 etdikl\u0259rini bildiribl\u0259r. Cari ilin \u0259vv\u0259lki r\u00fcb\u00fc il\u0259 m\u00fcqayis\u0259d\u0259 III r\u00fcbd\u0259 \u0259halinin borclanma s\u0259viyy\u0259si \u00fczr\u0259 uzunm\u00fcdd\u0259tli diffuziya indeksind\u0259 he\u00e7 bir d\u0259yi\u015fiklik qeyd\u0259 al\u0131nmay\u0131b.<\/p>\n Qeyd ed\u0259k ki, 2023-c\u00fc ilin noyabr\u0131n 1-n\u0259 q\u0259d\u0259r kredit kartlar\u0131 il\u0259 \u00fcmumilikd\u0259 822 milyon manat d\u0259y\u0259rind\u0259 13,959 milyon \u0259m\u0259liyyat apar\u0131l\u0131b. Bu g\u00f6st\u0259ricil\u0259r \u00f6t\u0259n ilin eyni d\u00f6vr\u00fc il\u0259 m\u00fcqayis\u0259d\u0259 m\u00fcvafiq olaraq 36,1 % v\u0259 26,1 % art\u0131b.<\/p>\n","protected":false},"excerpt":{"rendered":" Bu ilin III r\u00fcb\u00fcnd\u0259 Az\u0259rbaycanda istehlak kreditl\u0259ri, o c\u00fcml\u0259d\u0259n kredit (taksit) kartlar\u0131 \u00fczr\u0259 standartlarda s\u0259rtl\u0259\u015fm\u0259 m\u00fc\u015fahid\u0259 olunub. “Report”\u00a0x\u0259b\u0259r\u00a0verir ki, bu bar\u0259d\u0259 Az\u0259rbaycan M\u0259rk\u0259zi Bank\u0131n\u0131n (AMB) “Kreditl\u0259\u015fm\u0259 f\u0259aliyy\u0259tin\u0259 dair sor\u011fu”sunda bildirilib. Sor\u011fu n\u0259tic\u0259l\u0259rin\u0259 \u0259sas\u0259n, banklar \u0259m\u0259khaqq\u0131 kreditl\u0259ri \u00fczr\u0259 standartlarda yum\u015falma oldu\u011funu bildiribl\u0259r. Respondent banklar cari ilin IV r\u00fcb\u00fcnd\u0259 \u0259m\u0259khaqq\u0131 kreditl\u0259ri \u00fczr\u0259 yum\u015falman\u0131n davam ed\u0259c\u0259yini, kredit kartlar\u0131 \u00fczr\u0259 standartlarda is\u0259 he\u00e7 bir d\u0259yi\u015fiklik olmayaca\u011f\u0131n\u0131 proqnozla\u015fd\u0131r\u0131rlar. Faiz d\u0259r\u0259c\u0259l\u0259rinin art\u0131m\u0131 fonunda \u00fcmumi istehlak kreditl\u0259rin\u0259 olan t\u0259l\u0259bin c\u00fczi azald\u0131\u011f\u0131 qeyd olunur. Respondentl\u0259rin cavablar\u0131na g\u00f6r\u0259, bu azalma \u0259sas\u0259n kredit kartlar\u0131 hesab\u0131na ba\u015f verib. Bununla bel\u0259, banklar…<\/p>\n","protected":false},"author":2,"featured_media":772255,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"om_disable_all_campaigns":false,"_monsterinsights_skip_tracking":false,"_monsterinsights_sitenote_active":false,"_monsterinsights_sitenote_note":"","_monsterinsights_sitenote_category":0},"categories":[1],"tags":[],"aioseo_notices":[],"gutentor_comment":0,"rttpg_featured_image_url":{"full":["https:\/\/arantv.az\/wp-content\/uploads\/2024\/11\/e8b75405-eaeb-3685-b7b8-44f02b9b06b2_850.jpg",650,405,false],"landscape":["https:\/\/arantv.az\/wp-content\/uploads\/2024\/11\/e8b75405-eaeb-3685-b7b8-44f02b9b06b2_850.jpg",650,405,false],"portraits":["https:\/\/arantv.az\/wp-content\/uploads\/2024\/11\/e8b75405-eaeb-3685-b7b8-44f02b9b06b2_850.jpg",650,405,false],"thumbnail":["https:\/\/arantv.az\/wp-content\/uploads\/2024\/11\/e8b75405-eaeb-3685-b7b8-44f02b9b06b2_850-500x280.jpg",500,280,true],"medium":["https:\/\/arantv.az\/wp-content\/uploads\/2024\/11\/e8b75405-eaeb-3685-b7b8-44f02b9b06b2_850-586x365.jpg",586,365,true],"large":["https:\/\/arantv.az\/wp-content\/uploads\/2024\/11\/e8b75405-eaeb-3685-b7b8-44f02b9b06b2_850.jpg",640,399,false],"1536x1536":["https:\/\/arantv.az\/wp-content\/uploads\/2024\/11\/e8b75405-eaeb-3685-b7b8-44f02b9b06b2_850.jpg",650,405,false],"2048x2048":["https:\/\/arantv.az\/wp-content\/uploads\/2024\/11\/e8b75405-eaeb-3685-b7b8-44f02b9b06b2_850.jpg",650,405,false],"post-thumbnail":["https:\/\/arantv.az\/wp-content\/uploads\/2024\/11\/e8b75405-eaeb-3685-b7b8-44f02b9b06b2_850-240x172.jpg",240,172,true],"advps-thumb-one":["https:\/\/arantv.az\/wp-content\/uploads\/2024\/11\/e8b75405-eaeb-3685-b7b8-44f02b9b06b2_850.jpg",650,405,false]},"rttpg_author":{"display_name":"V\u00fcsal Rafiqo\u011flu","author_link":"https:\/\/arantv.az\/?author=2"},"rttpg_comment":0,"rttpg_category":"C\u0259miyy\u0259t<\/a>","rttpg_excerpt":"Bu ilin III r\u00fcb\u00fcnd\u0259 Az\u0259rbaycanda istehlak kreditl\u0259ri, o c\u00fcml\u0259d\u0259n kredit (taksit) kartlar\u0131 \u00fczr\u0259 standartlarda s\u0259rtl\u0259\u015fm\u0259 m\u00fc\u015fahid\u0259 olunub. “Report”\u00a0x\u0259b\u0259r\u00a0verir ki, bu bar\u0259d\u0259 Az\u0259rbaycan M\u0259rk\u0259zi Bank\u0131n\u0131n (AMB) “Kreditl\u0259\u015fm\u0259 f\u0259aliyy\u0259tin\u0259 dair sor\u011fu”sunda bildirilib. Sor\u011fu n\u0259tic\u0259l\u0259rin\u0259 \u0259sas\u0259n, banklar \u0259m\u0259khaqq\u0131 kreditl\u0259ri \u00fczr\u0259 standartlarda yum\u015falma oldu\u011funu bildiribl\u0259r. Respondent banklar cari ilin IV r\u00fcb\u00fcnd\u0259 \u0259m\u0259khaqq\u0131 kreditl\u0259ri \u00fczr\u0259 yum\u015falman\u0131n davam ed\u0259c\u0259yini, kredit kartlar\u0131…","_links":{"self":[{"href":"https:\/\/arantv.az\/index.php?rest_route=\/wp\/v2\/posts\/772254"}],"collection":[{"href":"https:\/\/arantv.az\/index.php?rest_route=\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/arantv.az\/index.php?rest_route=\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/arantv.az\/index.php?rest_route=\/wp\/v2\/users\/2"}],"replies":[{"embeddable":true,"href":"https:\/\/arantv.az\/index.php?rest_route=%2Fwp%2Fv2%2Fcomments&post=772254"}],"version-history":[{"count":1,"href":"https:\/\/arantv.az\/index.php?rest_route=\/wp\/v2\/posts\/772254\/revisions"}],"predecessor-version":[{"id":772256,"href":"https:\/\/arantv.az\/index.php?rest_route=\/wp\/v2\/posts\/772254\/revisions\/772256"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/arantv.az\/index.php?rest_route=\/wp\/v2\/media\/772255"}],"wp:attachment":[{"href":"https:\/\/arantv.az\/index.php?rest_route=%2Fwp%2Fv2%2Fmedia&parent=772254"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/arantv.az\/index.php?rest_route=%2Fwp%2Fv2%2Fcategories&post=772254"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/arantv.az\/index.php?rest_route=%2Fwp%2Fv2%2Ftags&post=772254"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}