{"id":775790,"date":"2024-12-20T18:17:09","date_gmt":"2024-12-20T14:17:09","guid":{"rendered":"https:\/\/arantv.az\/?p=775790"},"modified":"2024-12-20T18:17:09","modified_gmt":"2024-12-20T14:17:09","slug":"hesablama-palatasi-bu-qurumda-noqsanlar-askar-etdi","status":"publish","type":"post","link":"https:\/\/arantv.az\/?p=775790","title":{"rendered":"Hesablama Palatas\u0131 bu qurumda n\u00f6qsanlar a\u015fkar etdi"},"content":{"rendered":"

Hesablama Palatas\u0131 Elm v\u0259 T\u0259hsil Nazirliyinin tabeliyind\u0259ki T\u0259hsil T\u0259l\u0259b\u0259 Krediti Fondunda h\u0259yata ke\u00e7irdiyi k\u0259nar d\u00f6vl\u0259t maliyy\u0259 n\u0259zar\u0259ti t\u0259dbiri n\u0259tic\u0259sind\u0259 n\u00f6qsanlar a\u015fkar edib.<\/strong><\/p>\n

ARANTV.AZ <\/strong>\u00a0bu bar\u0259d\u0259 Palataya istinad\u0259n x\u0259b\u0259r verir.<\/p>\n

M\u0259lumata g\u00f6r\u0259, audit Fondun yarad\u0131ld\u0131\u011f\u0131 17 iyun 2021-ci il tarixind\u0259n 1 iyun 2024-c\u00fc il tarixin\u0259 q\u0259d\u0259r olan d\u00f6vr\u00fc \u0259hat\u0259 edib v\u0259 s\u0259m\u0259r\u0259lilik (performans) auditi formas\u0131nda ke\u00e7irilib, kredit m\u00fcraci\u0259tl\u0259rinin t\u0259min olunmas\u0131n\u0131n, el\u0259c\u0259 d\u0259 Fondun f\u0259aliyy\u0259tinin t\u0259\u015fkilinin n\u0259tic\u0259liliyinin qiym\u0259tl\u0259ndirilm\u0259si m\u0259qs\u0259di da\u015f\u0131y\u0131b.<\/p>\n

Fondun nizamnam\u0259 kapital\u0131n\u0131n formala\u015fd\u0131r\u0131lmas\u0131 \u00fc\u00e7\u00fcn d\u00f6vl\u0259t b\u00fcdc\u0259sind\u0259n 2021-ci ild\u0259 80,0 mln. manat, 2022-ci ild\u0259 is\u0259 kreditl\u0259\u015fm\u0259 f\u0259aliyy\u0259tinin davam etdirilm\u0259si \u00fc\u00e7\u00fcn \u0259lav\u0259 22,0 mln. manat v\u0259sait ayr\u0131lm\u0131\u015f, auditl\u0259 \u0259hat\u0259 olunan d\u00f6vrd\u0259 \u00fcmumilikd\u0259 32,9 mln. manat v\u0259sait T\u0259hsil T\u0259l\u0259b\u0259 Kreditinin (TTK) maliyy\u0259l\u0259\u015fm\u0259sin\u0259 s\u0259rf edilmi\u015fdir. Bundan \u0259lav\u0259, h\u0259min d\u00f6vrd\u0259 Fondun saxlanmas\u0131 \u00fc\u00e7\u00fcn 3,6 mln. manat x\u0259rc edilmi\u015f, bu x\u0259rcl\u0259rin 1,8 mln. manat\u0131n\u0131 \u0259m\u0259yin \u00f6d\u0259ni\u015fi x\u0259rcl\u0259ri t\u0259\u015fkil etmi\u015fdir. Yaranma tarixind\u0259n 31 may 2024-c\u00fc il tarixin\u0259d\u0259k Fonda 21888 n\u0259f\u0259r t\u0259r\u0259find\u0259n c\u0259mi 45688 kredit m\u00fcraci\u0259ti edilmi\u015f, ondan 16799 n\u0259f\u0259r \u00fczr\u0259 \u00fcmumi m\u0259bl\u0259\u011fi 33,1 mln. manat t\u0259\u015fkil ed\u0259n 36063 kredit r\u0259smil\u0259\u015fdirilmi\u015f, bundan, ham\u0131s\u0131 sonuncu t\u0259dris ilind\u0259 olmaqla, 130,1 min manat m\u0259bl\u0259\u011find\u0259 159 m\u00fcqavil\u0259 sonradan l\u0259\u011fv edilmi\u015fdir. L\u0259\u011fv edilmi\u015f 159 m\u00fcqavil\u0259 istisna olmaqla, bakalavriat t\u0259hsil s\u0259viyy\u0259si \u00fczr\u0259 25321, magistratura t\u0259hsil s\u0259viyy\u0259si \u00fczr\u0259 8841, orta ixtisas t\u0259hsili s\u0259viyy\u0259si \u00fczr\u0259 1622 v\u0259 pe\u015f\u0259 t\u0259hsili s\u0259viyy\u0259si \u00fczr\u0259 120 m\u00fcraci\u0259t \u00fczr\u0259 kredit r\u0259smil\u0259\u015fdirilmi\u015f, kreditd\u0259n h\u0259m d\u00f6vl\u0259t, h\u0259m d\u0259 \u00f6z\u0259l t\u0259hsil m\u00fc\u0259ssis\u0259l\u0259rinin t\u0259l\u0259b\u0259l\u0259ri yararlanm\u0131\u015fd\u0131r.<\/p>\n

Qeyd edil\u0259nl\u0259rin icras\u0131 prosesind\u0259 b\u0259zi n\u00f6qsanlara da yol verilmi\u015f, el\u0259c\u0259 kreditl\u0259rin verilm\u0259si v\u0259 funksional f\u0259aliyy\u0259tin t\u0259\u015fkilinin n\u0259tic\u0259liliyinin daha da y\u00fcks\u0259ldilm\u0259si imkanlar\u0131ndan b\u0259zi hallarda tam istifad\u0259 olunmam\u0131\u015fd\u0131r.<\/p>\n

G\u00f6st\u0259ril\u0259nl\u0259r\u0259 m\u00fcnasib\u0259td\u0259 ilk olaraq diqq\u0259t\u0259 \u00e7atd\u0131r\u0131lmal\u0131d\u0131r ki, Az\u0259rbaycan Respublikas\u0131 Nazirl\u0259r Kabinetinin 24.07.2021-ci il tarixli 226 n\u00f6mr\u0259li Q\u0259rar\u0131 il\u0259 t\u0259sdiq edilmi\u015f \u201cT\u0259hsil T\u0259l\u0259b\u0259 Krediti Fondunun v\u0259saiti hesab\u0131na t\u0259hsil t\u0259l\u0259b\u0259 kreditl\u0259rinin verilm\u0259si Qaydas\u0131\u201dnda (Qayda) sosial t\u0259hsil t\u0259l\u0259b\u0259 kreditinin verilm\u0259si \u015f\u0259rtl\u0259rinin \u0259sas\u0259n sosial rifah g\u00f6st\u0259ricil\u0259rin\u0259 deyil (\u00fcnvanl\u0131 sosial yard\u0131m istisna olmaqla), kateqoriya xarakterli yana\u015fmaya \u0259saslan\u0131lmas\u0131 n\u0259tic\u0259sind\u0259 Fondun f\u0259aliyy\u0259ti m\u00fc\u0259yy\u0259n edilmi\u015f m\u0259qs\u0259dl\u0259r\u0259 tam uy\u011fun olmam\u0131\u015fd\u0131r. Kateqoriyal\u0131 yana\u015fman\u0131n t\u0259tbiqi il\u0259 yana\u015f\u0131 standart TTK il\u0259 m\u00fcqayis\u0259d\u0259 \u00fcmumi orta m\u00fcv\u0259ff\u0259qiyy\u0259t g\u00f6st\u0259ricisinin (\u00dcOMG) daha a\u015fa\u011f\u0131 m\u00fc\u0259yy\u0259nl\u0259\u015fdirilm\u0259si sosial kredit istifad\u0259\u00e7il\u0259rinin z\u0259if t\u0259hsil g\u00f6st\u0259ricil\u0259ri n\u00fcmayi\u015f etdirm\u0259l\u0259rin\u0259 imkan yaradan kreditl\u0259\u015fm\u0259 sisteminin qurulmas\u0131 il\u0259 n\u0259tic\u0259l\u0259nmi\u015fdir. Bel\u0259likl\u0259 d\u0259, Fondun TTK-nin verilm\u0259si il\u0259 ba\u011fl\u0131 yana\u015fmas\u0131 \u0259sas\u0259n sosial c\u0259h\u0259td\u0259n riskli qruplara h\u0259d\u0259fl\u0259nmi\u015f, h\u0259min qruplara aid t\u0259l\u0259b\u0259l\u0259rin t\u0259hsil haqlar\u0131n\u0131 vaxt\u0131nda \u00f6d\u0259m\u0259l\u0259rin\u0259 \u015f\u0259rait yaratmaqla t\u0259hsill\u0259rini ba\u015fa \u00e7atd\u0131rmalar\u0131 m\u0259qs\u0259dini da\u015f\u0131m\u0131\u015fd\u0131r.<\/p>\n

Fondun n\u0259zar\u0259t imkanlar\u0131n\u0131n m\u0259hdud olmas\u0131 v\u0259 ali t\u0259hsil m\u00fc\u0259ssis\u0259l\u0259rinin kreditl\u0259rin verilm\u0259si prosesind\u0259 i\u015ftirak ed\u0259n m\u0259sul \u015f\u0259xsl\u0259rinin m\u0259suliyy\u0259tinin h\u00fcquqi aktlarla t\u0259nziml\u0259nm\u0259m\u0259si n\u0259tic\u0259sind\u0259 2 ali t\u0259hsil m\u00fc\u0259ssis\u0259si \u00fczr\u0259 32 halda TTK-d\u0259n yararlanan t\u0259l\u0259b\u0259nin faktiki \u00dcOMG-si Fondun m\u0259lumat bazas\u0131nda \u0259ks etdiril\u0259n g\u00f6st\u0259ricid\u0259n a\u015fa\u011f\u0131 olmu\u015f, bel\u0259likl\u0259 d\u0259, 71 baldan a\u015fa\u011f\u0131 g\u00f6st\u0259riciy\u0259 malik t\u0259l\u0259b\u0259y\u0259, Qaydalar\u0131n t\u0259l\u0259bi pozularaq standart TTK verilmi\u015fdir. Bu is\u0259, \u00f6z n\u00f6vb\u0259sind\u0259, d\u00f6vl\u0259t v\u0259saitinin h\u00fcquqi aktlar\u0131n t\u0259l\u0259bl\u0259rinin pozulmas\u0131 il\u0259 icras\u0131 il\u0259 yana\u015f\u0131, funksional t\u0259yinat\u0131 \u00fczr\u0259 istifad\u0259sin\u0259 d\u0259 t\u0259sir g\u00f6st\u0259rmi\u015fdir.<\/p>\n

Kredit \u00fc\u00e7\u00fcn m\u00fcv\u0259kkil banka m\u00fcraci\u0259t m\u0259rh\u0259l\u0259sind\u0259 n\u0259z\u0259rd\u0259 tutulmu\u015f yana\u015fma t\u0259cr\u00fcb\u0259d\u0259 t\u0259tbiq edil\u0259n yana\u015fmadan f\u0259rql\u0259nmi\u015f, ba\u015fqa s\u00f6zl\u0259, t\u0259cr\u00fcb\u0259d\u0259 t\u0259l\u0259b olunan s\u0259n\u0259dl\u0259r t\u0259l\u0259b\u0259 t\u0259r\u0259find\u0259n banka t\u0259qdim edilm\u0259d\u0259n elektron qaydada t\u0259hsil m\u00fc\u0259ssis\u0259sinin m\u0259sul \u015f\u0259xsi t\u0259r\u0259find\u0259n \u201cElektron T\u0259hsil T\u0259l\u0259b\u0259 Krediti\u201d informasiya sistemind\u0259 (Portal) t\u0259sdiqind\u0259n sonra kredit m\u00fcraci\u0259ti banka y\u00f6nl\u0259ndirilimi\u015f, b\u0259zi hallarda Portaldan \u00e7\u0131xar\u0131\u015flarda TTK-n\u0131n t\u0259hsil m\u00fc\u0259ssis\u0259si t\u0259r\u0259find\u0259n t\u0259sdiq edilm\u0259d\u0259n banka g\u00f6nd\u0259rildiyin\u0259 dair m\u0259lumatlar \u0259ks olunmu\u015f, el\u0259c\u0259 d\u0259 Fond t\u0259r\u0259find\u0259n l\u0259\u011fv edilmi\u015f b\u0259zi kredit m\u00fcraci\u0259tl\u0259ri \u00fczr\u0259 bank t\u0259r\u0259find\u0259n kredit r\u0259smil\u0259\u015fdirilm\u0259si h\u0259yata ke\u00e7irilmi\u015fdir<\/p>\n

Ali t\u0259hsil m\u00fc\u0259ssis\u0259l\u0259rin\u0259 q\u0259bulun yaln\u0131z D\u00f6vl\u0259t \u0130mtahan M\u0259rk\u0259zi vasit\u0259sil\u0259 ke\u00e7iril\u0259n imtahanlarla deyil, el\u0259c\u0259 d\u0259 Scholastic Aptitude\/Assessment Test (SAT) n\u0259tic\u0259sind\u0259 d\u0259 apar\u0131ld\u0131\u011f\u0131n\u0131 diqq\u0259t\u0259 alsaq, bu yana\u015fman\u0131n n\u0259z\u0259r\u0259 al\u0131nmamas\u0131 SAT il\u0259 q\u0259bul h\u0259yata ke\u00e7ir\u0259n ali t\u0259hsil m\u00fc\u0259ssis\u0259l\u0259rin\u0259 daxil olan t\u0259l\u0259bl\u0259rinin birinci semestrd\u0259n standart TTK-dan yararlanma\u011f\u0131 tam m\u0259hdudla\u015fd\u0131rm\u0131\u015fd\u0131r.<\/p>\n

Fondun t\u0259l\u0259b\u0259l\u0259rin t\u0259hsilin\u0259 ver\u0259 bil\u0259c\u0259yi t\u00f6hf\u0259 bax\u0131m\u0131ndan \u0259h\u0259miyy\u0259t k\u0259sb ed\u0259n v\u0259 beyn\u0259lxalq t\u0259cr\u00fcb\u0259d\u0259 t\u0259tbiq edil\u0259n \u2013 t\u0259l\u0259b\u0259l\u0259rin t\u0259hsill\u0259 ba\u011fl\u0131 cari x\u0259rcl\u0259rinin (d\u0259rslik, qidalanma, yataqxana, yol x\u0259rci v\u0259 s.) \u00f6d\u0259nilm\u0259si praktikas\u0131 \u00f6yr\u0259nilm\u0259mi\u015f v\u0259 n\u0259z\u0259r\u0259 al\u0131nmam\u0131\u015f, h\u0259m\u00e7inin kreditl\u0259rd\u0259n yararlana bil\u0259c\u0259k \u015f\u0259xsl\u0259rin yuxar\u0131 ya\u015f h\u0259ddinin m\u00fc\u0259yy\u0259n olunmamas\u0131 n\u0259tic\u0259sind\u0259 auditl\u0259 \u0259hat\u0259 olunan d\u00f6vrd\u0259 13 halda son qaytar\u0131lma tarixin\u0259 kredit g\u00f6t\u00fcr\u0259n \u015f\u0259xsin ya\u015f\u0131n\u0131n 60 v\u0259 daha art\u0131q olmas\u0131na \u015f\u0259rait yaradan kredit r\u0259smil\u0259\u015fdirilmi\u015fdir ki, ondan 3-\u00fc h\u0259min tarixd\u0259 pensiya ya\u015f\u0131nda olacaqd\u0131r. Fondun maliyy\u0259 v\u0259saitl\u0259rinin istifad\u0259 s\u0259viyy\u0259sini v\u0259 t\u0259tbiq olunan s\u0131\u011forta mexanizml\u0259rini diqq\u0259t\u0259 alsaq, kredit alanlar\u0131n ya\u015f\u0131 il\u0259 ba\u011fl\u0131 h\u0259r hans\u0131 bir m\u0259hdudiyy\u0259tin n\u0259z\u0259r\u0259 al\u0131nmas\u0131 z\u0259rur\u0259ti olmasa da, ictimai faydal\u0131l\u0131\u011f\u0131n formala\u015fd\u0131r\u0131lmas\u0131 v\u0259 \u0259m\u0259k bazar\u0131nda i\u015ftirak m\u00fcdd\u0259ti bax\u0131m\u0131ndan yuxar\u0131da g\u00f6st\u0259ril\u0259n amill\u0259rl\u0259 birg\u0259 bel\u0259 bir m\u0259hdudiyy\u0259tin m\u00fc\u0259yy\u0259nl\u0259\u015fdirilm\u0259sinin g\u0259l\u0259c\u0259kd\u0259 z\u0259ruri yana\u015fma kimi formala\u015faca\u011f\u0131 q\u0259na\u0259tind\u0259yik.<\/p>\n

Himay\u0259\u00e7ilik \u015euras\u0131 t\u0259r\u0259find\u0259n strateji m\u0259qs\u0259d v\u0259 planlar\u0131n, inki\u015faf istiqam\u0259tl\u0259rinin m\u00fc\u0259yy\u0259nl\u0259\u015fdirilm\u0259m\u0259si, h\u0259m\u00e7inin illik f\u0259aliyy\u0259t planlar\u0131n\u0131n t\u0259sdiq olunmamas\u0131 Fondun funksional m\u0259qs\u0259dl\u0259rinin h\u0259yata ke\u00e7irilm\u0259sin\u0259 n\u0259zar\u0259t mexanizml\u0259rinin t\u0259tbiqini m\u0259hdudla\u015fd\u0131rmaqla bu h\u0259d\u0259fl\u0259r\u0259 nail olunmas\u0131nda riskl\u0259r\u0259 yol a\u00e7m\u0131\u015fd\u0131r. H\u0259d\u0259fl\u0259rl\u0259 ba\u011fl\u0131 k\u0259miyy\u0259t g\u00f6st\u0259ricil\u0259rinin m\u00fc\u0259yy\u0259nl\u0259\u015fdirilm\u0259sind\u0259 vahid yana\u015fman\u0131n t\u0259tbiq edilm\u0259m\u0259si t\u0259rtib olunan hesabatlar aras\u0131nda uy\u011funsuzluqlarla yana\u015f\u0131 h\u0259d\u0259f\/n\u0259tic\u0259 uzla\u015fmas\u0131n\u0131n qiym\u0259tl\u0259ndirilm\u0259sind\u0259 m\u0259hdudiyy\u0259tl\u0259r\u0259 s\u0259b\u0259b olmu\u015f, kreditl\u0259rin verilm\u0259si planla\u015fd\u0131r\u0131lan t\u0259l\u0259b\u0259l\u0259rin say g\u00f6st\u0259ricil\u0259rind\u0259 uy\u011funsuzluqlar t\u0259l\u0259b olunan x\u0259rcl\u0259rin planla\u015fd\u0131r\u0131lmas\u0131na t\u0259sir g\u00f6st\u0259r\u0259n \u0259sas faktoru formala\u015fd\u0131rm\u0131\u015fd\u0131r.<\/p>\n

Himay\u0259\u00e7ilik \u015euras\u0131 t\u0259r\u0259find\u0259n v\u0259saitl\u0259rin idar\u0259 olunmas\u0131 istiqam\u0259tind\u0259 f\u0259aliyy\u0259tin tam icra edilm\u0259m\u0259si, o c\u00fcml\u0259d\u0259n k\u0259nar auditorun m\u00fc\u0259yy\u0259nl\u0259\u015fdirilm\u0259si \u00fc\u00e7\u00fcn add\u0131mlar\u0131n at\u0131lmamas\u0131 v\u0259 m\u00fcv\u0259kkil bank\u0131n se\u00e7ilm\u0259sinin bu \u015eura il\u0259 raz\u0131la\u015fd\u0131r\u0131lmamas\u0131 hesabatl\u0131l\u0131q v\u0259 \u015f\u0259ffafl\u0131q prinsipl\u0259rinin tam t\u0259tbiqin\u0259 mane olmu\u015fdur. H\u0259m\u00e7inin qeyd ed\u0259k ki, m\u00fcv\u0259kkil bank\u0131n f\u0259aliyy\u0259ti il\u0259 ba\u011fl\u0131 hesabatl\u0131l\u0131\u011f\u0131n art\u0131r\u0131lmas\u0131 m\u0259qs\u0259dil\u0259 Fond t\u0259r\u0259find\u0259n bir s\u0131ra add\u0131mlar at\u0131lm\u0131\u015fd\u0131r ki, bu da v\u0259saitin idar\u0259 olunmas\u0131na n\u0259zar\u0259tl\u0259 ba\u011fl\u0131 m\u00fcsb\u0259t amil kim d\u0259y\u0259rl\u0259ndirilir.<\/p>\n

Nizamnam\u0259d\u0259 likvidliyin t\u0259min olunmas\u0131, Fondun f\u0259aliyy\u0259tinin inki\u015faf etdirilm\u0259si, s\u0259m\u0259r\u0259liliyinin v\u0259 etibarl\u0131l\u0131\u011f\u0131n\u0131n y\u00fcks\u0259ldilm\u0259si m\u0259qs\u0259dil\u0259 investisiyalar\u0131n c\u0259lb olunmas\u0131 il\u0259 ba\u011fl\u0131 n\u0259z\u0259rd\u0259 tutulmu\u015f v\u0259zif\u0259nin icra olunmamas\u0131 maliyy\u0259 imkanlar\u0131n\u0131n geni\u015fl\u0259ndirilm\u0259sin\u0259 t\u0259sir g\u00f6st\u0259rmi\u015fdir.<\/p>\n

Ayr\u0131-ayr\u0131 m\u0259rh\u0259l\u0259l\u0259rin icras\u0131na dair vaxt \u00e7\u0259r\u00e7iv\u0259sinin reqlamentl\u0259\u015fdirilm\u0259m\u0259si m\u00fcraci\u0259tl\u0259rin t\u0259xmin\u0259n 20,0%-n\u0259 kreditin 1 aydan \u00e7ox m\u00fcdd\u0259td\u0259 verilm\u0259si il\u0259 n\u0259tic\u0259l\u0259nmi\u015f, bu, \u0259sas\u0259n ali t\u0259hsil m\u00fc\u0259ssis\u0259l\u0259rinin v\u0259 m\u00fcv\u0259kkil bank\u0131n m\u0259sul \u015f\u0259xsl\u0259rinin f\u0259aliyy\u0259ti il\u0259 \u0259laq\u0259dar olmu\u015fdur. G\u00f6st\u0259ril\u0259nl\u0259r m\u0259suliyy\u0259t mexanizml\u0259rinin i\u015fl\u0259nilm\u0259sinin v\u0259 t\u0259tbiqinin \u0259h\u0259miyy\u0259tini bir daha qeyd etm\u0259k imkan\u0131 verir.<\/p>\n

Ba\u015fqa istiqam\u0259tin maliyy\u0259l\u0259\u015fdirilm\u0259sin\u0259 y\u00f6n\u0259ldilmi\u015f v\u0259saitin 2023-c\u00fc ilin d\u00f6vl\u0259t b\u00fcdc\u0259sinin icras\u0131 il\u0259 ba\u011fl\u0131 hesabatlarda TTK-nin verilm\u0259sin\u0259 s\u0259rf olunmu\u015f m\u0259bl\u0259\u011f kimi \u0259ks etdirilm\u0259si h\u0259min m\u0259lumatlar \u0259sas\u0131nda q\u0259rar q\u0259bul ed\u0259n, t\u0259hlill\u0259r aparan v\u0259 proqnozlar t\u0259rtib ed\u0259n d\u00f6vl\u0259t qurumlar\u0131n\u0131n bu f\u0259aliyy\u0259tin\u0259 m\u0259nfi t\u0259sir amill\u0259rini formala\u015fd\u0131rmaqla yana\u015f\u0131 h\u0259d\u0259f\/icra uy\u011funlu\u011funun da qiym\u0259tl\u0259ndirilm\u0259sin\u0259 \u015f\u0259rait yaratm\u0131r.<\/p>\n

Auditin n\u0259tic\u0259l\u0259ri \u0259sas\u0131nda q\u0259bul edilmi\u015f Kollegiya q\u0259rar\u0131nda a\u015fkar edilmi\u015f n\u00f6qsanlar\u0131n aradan qald\u0131r\u0131lmas\u0131 m\u0259qs\u0259dil\u0259 T\u0259l\u0259b\u0259 T\u0259hsil Kredit Fondu t\u0259r\u0259find\u0259n sor\u011fu v\u0259 onlayn t\u0259liml\u0259rin ke\u00e7irilm\u0259si zaman\u0131 yol verilmi\u015f n\u00f6qsanlar \u00fczr\u0259 art\u0131q \u00f6d\u0259nilmi\u015f v\u0259saitin b\u0259rpa olunmas\u0131 n\u0259z\u0259r\u0259 al\u0131nm\u0131\u015f, d\u00f6vl\u0259t b\u00fcdc\u0259sinin icras\u0131 il\u0259 ba\u011fl\u0131 hesabatda uy\u011funsuzluqlara dair Maliyy\u0259 Nazirliyin\u0259 m\u0259lumat g\u00f6nd\u0259rilm\u0259si \u0259ks edilmi\u015fdir.<\/p>\n","protected":false},"excerpt":{"rendered":"

Hesablama Palatas\u0131 Elm v\u0259 T\u0259hsil Nazirliyinin tabeliyind\u0259ki T\u0259hsil T\u0259l\u0259b\u0259 Krediti Fondunda h\u0259yata ke\u00e7irdiyi k\u0259nar d\u00f6vl\u0259t maliyy\u0259 n\u0259zar\u0259ti t\u0259dbiri n\u0259tic\u0259sind\u0259 n\u00f6qsanlar a\u015fkar edib. ARANTV.AZ \u00a0bu bar\u0259d\u0259 Palataya istinad\u0259n x\u0259b\u0259r verir. M\u0259lumata g\u00f6r\u0259, audit Fondun yarad\u0131ld\u0131\u011f\u0131 17 iyun 2021-ci il tarixind\u0259n 1 iyun 2024-c\u00fc il tarixin\u0259 q\u0259d\u0259r olan d\u00f6vr\u00fc \u0259hat\u0259 edib v\u0259 s\u0259m\u0259r\u0259lilik (performans) auditi formas\u0131nda ke\u00e7irilib, kredit m\u00fcraci\u0259tl\u0259rinin t\u0259min olunmas\u0131n\u0131n, el\u0259c\u0259 d\u0259 Fondun f\u0259aliyy\u0259tinin t\u0259\u015fkilinin n\u0259tic\u0259liliyinin qiym\u0259tl\u0259ndirilm\u0259si m\u0259qs\u0259di da\u015f\u0131y\u0131b. Fondun nizamnam\u0259 kapital\u0131n\u0131n formala\u015fd\u0131r\u0131lmas\u0131 \u00fc\u00e7\u00fcn d\u00f6vl\u0259t b\u00fcdc\u0259sind\u0259n 2021-ci ild\u0259 80,0 mln. manat, 2022-ci ild\u0259 is\u0259 kreditl\u0259\u015fm\u0259 f\u0259aliyy\u0259tinin davam etdirilm\u0259si \u00fc\u00e7\u00fcn \u0259lav\u0259 22,0…<\/p>\n","protected":false},"author":2,"featured_media":775791,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"om_disable_all_campaigns":false,"_monsterinsights_skip_tracking":false,"_monsterinsights_sitenote_active":false,"_monsterinsights_sitenote_note":"","_monsterinsights_sitenote_category":0},"categories":[19],"tags":[],"aioseo_notices":[],"gutentor_comment":0,"rttpg_featured_image_url":{"full":["https:\/\/arantv.az\/wp-content\/uploads\/2024\/12\/580c1e8132c18d4e683e7e4eccd01fd8.jpg",637,400,false],"landscape":["https:\/\/arantv.az\/wp-content\/uploads\/2024\/12\/580c1e8132c18d4e683e7e4eccd01fd8.jpg",637,400,false],"portraits":["https:\/\/arantv.az\/wp-content\/uploads\/2024\/12\/580c1e8132c18d4e683e7e4eccd01fd8.jpg",637,400,false],"thumbnail":["https:\/\/arantv.az\/wp-content\/uploads\/2024\/12\/580c1e8132c18d4e683e7e4eccd01fd8-500x280.jpg",500,280,true],"medium":["https:\/\/arantv.az\/wp-content\/uploads\/2024\/12\/580c1e8132c18d4e683e7e4eccd01fd8-581x365.jpg",581,365,true],"large":["https:\/\/arantv.az\/wp-content\/uploads\/2024\/12\/580c1e8132c18d4e683e7e4eccd01fd8.jpg",637,400,false],"1536x1536":["https:\/\/arantv.az\/wp-content\/uploads\/2024\/12\/580c1e8132c18d4e683e7e4eccd01fd8.jpg",637,400,false],"2048x2048":["https:\/\/arantv.az\/wp-content\/uploads\/2024\/12\/580c1e8132c18d4e683e7e4eccd01fd8.jpg",637,400,false],"post-thumbnail":["https:\/\/arantv.az\/wp-content\/uploads\/2024\/12\/580c1e8132c18d4e683e7e4eccd01fd8-240x172.jpg",240,172,true],"advps-thumb-one":["https:\/\/arantv.az\/wp-content\/uploads\/2024\/12\/580c1e8132c18d4e683e7e4eccd01fd8.jpg",637,400,false]},"rttpg_author":{"display_name":"V\u00fcsal Rafiqo\u011flu","author_link":"https:\/\/arantv.az\/?author=2"},"rttpg_comment":0,"rttpg_category":"G\u00fcnd\u0259m<\/a>","rttpg_excerpt":"Hesablama Palatas\u0131 Elm v\u0259 T\u0259hsil Nazirliyinin tabeliyind\u0259ki T\u0259hsil T\u0259l\u0259b\u0259 Krediti Fondunda h\u0259yata ke\u00e7irdiyi k\u0259nar d\u00f6vl\u0259t maliyy\u0259 n\u0259zar\u0259ti t\u0259dbiri n\u0259tic\u0259sind\u0259 n\u00f6qsanlar a\u015fkar edib. ARANTV.AZ \u00a0bu bar\u0259d\u0259 Palataya istinad\u0259n x\u0259b\u0259r verir. M\u0259lumata g\u00f6r\u0259, audit Fondun yarad\u0131ld\u0131\u011f\u0131 17 iyun 2021-ci il tarixind\u0259n 1 iyun 2024-c\u00fc il tarixin\u0259 q\u0259d\u0259r olan d\u00f6vr\u00fc \u0259hat\u0259 edib v\u0259 s\u0259m\u0259r\u0259lilik (performans) auditi formas\u0131nda ke\u00e7irilib,…","_links":{"self":[{"href":"https:\/\/arantv.az\/index.php?rest_route=\/wp\/v2\/posts\/775790"}],"collection":[{"href":"https:\/\/arantv.az\/index.php?rest_route=\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/arantv.az\/index.php?rest_route=\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/arantv.az\/index.php?rest_route=\/wp\/v2\/users\/2"}],"replies":[{"embeddable":true,"href":"https:\/\/arantv.az\/index.php?rest_route=%2Fwp%2Fv2%2Fcomments&post=775790"}],"version-history":[{"count":2,"href":"https:\/\/arantv.az\/index.php?rest_route=\/wp\/v2\/posts\/775790\/revisions"}],"predecessor-version":[{"id":775793,"href":"https:\/\/arantv.az\/index.php?rest_route=\/wp\/v2\/posts\/775790\/revisions\/775793"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/arantv.az\/index.php?rest_route=\/wp\/v2\/media\/775791"}],"wp:attachment":[{"href":"https:\/\/arantv.az\/index.php?rest_route=%2Fwp%2Fv2%2Fmedia&parent=775790"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/arantv.az\/index.php?rest_route=%2Fwp%2Fv2%2Fcategories&post=775790"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/arantv.az\/index.php?rest_route=%2Fwp%2Fv2%2Ftags&post=775790"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}