{"id":784268,"date":"2025-01-29T10:47:35","date_gmt":"2025-01-29T06:47:35","guid":{"rendered":"https:\/\/arantv.az\/?p=784268"},"modified":"2025-01-29T10:47:35","modified_gmt":"2025-01-29T06:47:35","slug":"%c9%99cn%c9%99bi-holdinq-acir-biz-h%c9%99l%c9%99-hin-tikirik","status":"publish","type":"post","link":"https:\/\/arantv.az\/?p=784268","title":{"rendered":"\u018fcn\u0259bi holdinq a\u00e7\u0131r, biz h\u0259l\u0259 hin tikirik"},"content":{"rendered":"<p><strong>\u201cNeft\u00e7il\u0259r\u201d metrostansiyas\u0131n\u0131n h\u0259nd\u0259v\u0259rind\u0259 bir k\u00fc\u00e7\u0259d\u0259, 50 metrlik radiusda 15 lombard varm\u0131\u015f \u2013 yan-yana, i\u00e7-i\u00e7\u0259, qucaq-quca\u011fa. H\u0259r 3 metr 33 santim\u0259 biri d\u00fc\u015f\u00fcr.<\/strong><\/p>\n<p>\u018fm\u0259kda\u015flar\u0131m\u0131z bu haqda maarifl\u0259ndirici material haz\u0131rlay\u0131blar, ona g\u00f6r\u0259 d\u0259 lombard biznesinin iqtisadi faydalar\u0131, maliyy\u0259-kredit sistemin\u0259 t\u00f6hf\u0259l\u0259ri bar\u0259d\u0259 yazm\u0131ram. Ba\u015fqa iki m\u0259tl\u0259b var.<\/p>\n<p>Biri odur ki, Mumbayda, Qucaratda oldu\u011fu kimi, burda da \u015eakaya pul laz\u0131md\u0131r, el\u0259 ona g\u00f6r\u0259 d\u0259 camaat lombarda q\u0131z\u0131l qoyub pul g\u00f6t\u00fcr\u00fcr. Biri q\u0131z\u0131na cehiz verir, o biri bahal\u0131 tibbi \u0259m\u0259liyyata girir (t\u0259rs kimi, \u00f6lk\u0259d\u0259 ucuz \u0259m\u0259liyyat yoxdur), o biri \u0259m\u0259liyyat t\u0259dbirl\u0259ri n\u0259tic\u0259sind\u0259 yaxalanm\u0131\u015f \u00f6vlad\u0131n\u0131 qurtarma\u011fa \u00e7al\u0131\u015f\u0131r, bu biri n\u0259s\u0259 bir alq\u0131-satq\u0131 \u0259m\u0259liyyat\u0131 etm\u0259k ist\u0259yir v\u0259 sair v\u0259 ilax\u0131r. Bel\u0259 yerd\u0259 dada lombard \u00e7at\u0131r, q\u0131z\u0131l\u0131 lombas\u0131yla apar\u0131b qoyurlar ora, rayon camaat\u0131 demi\u015fk\u0259n, bir \u201cpa\u00e7ka\u201d pul g\u00f6t\u00fcr\u00fcb gedirl\u0259r i\u015f-g\u00fccl\u0259rin\u0259. Bu he\u00e7. Olan \u015feydir.<\/p>\n<p>\u0130kinci m\u0259tl\u0259b\u0259 dair m\u00fclahiz\u0259l\u0259r is\u0259 s\u0131rf subyektiv s\u0259ciyy\u0259 da\u015f\u0131y\u0131r. D\u00fczd\u00fcr, t\u0259l\u0259b t\u0259klif do\u011furur, ona g\u00f6r\u0259 d\u0259 lombardlar\u0131n \u00e7ox olmas\u0131 normald\u0131r, amma 50 metr radiusda 15 lombard\u0131n olmas\u0131nda, t\u00fcrk\u00fcn s\u00f6z\u00fc, bir t\u00fchafl\u0131q var. N\u0259d\u0259n bel\u0259 olsun? M\u0259s\u0259l\u0259n, bu t\u0259r\u0259fd\u0259 7-si, 200 metr o t\u0259r\u0259fd\u0259 5-i, 150 metr bu t\u0259r\u0259fd\u0259 d\u0259 3-\u00fc yerl\u0259\u015f\u0259 bilm\u0259zmi? Bu, \u201cS\u0259d\u0259r\u0259k\u201d yarmarkas\u0131d\u0131rm\u0131 ki, bir c\u0259rg\u0259d\u0259 123 corab-tumu\u015f satan pi\u015ftaxta olsun?<\/p>\n<p>15 lombard\u0131n i\u00e7-i\u00e7\u0259 olmas\u0131n\u0131n \u0259sl s\u0259b\u0259bi h\u0259s\u0259d v\u0259 b\u0259hsl\u0259\u015fm\u0259dir. N\u0259 q\u0259d\u0259r m\u00fcq\u0259dd\u0259s kitab var, y\u0131\u011f\u0131n g\u0259tirin, Trampdan f\u0259rqli olaraq, ham\u0131s\u0131na \u0259l bas\u0131m, and i\u00e7im ki, el\u0259dir. Bir m\u00fcdd\u0259t \u0259vv\u0259l orada he\u00e7 d\u0259 bu q\u0259d\u0259r lombard olmay\u0131b, 1-2 d\u0259n\u0259 olub. Ancaq m\u00fc\u015fahid\u0259\u00e7il\u0259r g\u00f6r\u00fcbl\u0259r ki, o lombardlar yax\u015f\u0131 pul qazan\u0131rlar, \u0259ll\u0259ri q\u0131z\u0131lla oynay\u0131r (lombard\u00e7\u0131n\u0131n \u0259linin q\u0131z\u0131lla oynamas\u0131 t\u0259biidir \u2013 nec\u0259 ki bank kassiri eyz\u0259n pul say\u0131r). V\u0259ssalam. H\u0259s\u0259d, qibt\u0259, pax\u0131ll\u0131q, \u015firnikm\u0259, \u201cbiz kimd\u0259n \u0259skik o\u011flan\u0131q\u201d q\u00fcrr\u0259si, b\u0259hs\u0259-b\u0259hs h\u00f6c\u0259tliyi v\u0259 sair bu kimi insani hissl\u0259r cu\u015fa g\u0259lib v\u0259 lombardlar\u0131n b\u00f6y\u00fcr-b\u00f6y\u00fcr\u0259 d\u00fcz\u00fclm\u0259sin\u0259 s\u0259b\u0259b olub.<\/p>\n<p>Uzun ill\u0259r \u00f6nc\u0259 eynil\u0259 bel\u0259 bir haqq-hesab \u201cElml\u0259r Akademiyas\u0131\u201d metrstansiyas\u0131ndan Bak\u0131 D\u00f6vl\u0259t Universitetin\u0259 uzanan k\u00fc\u00e7\u0259nin (indi o k\u00fc\u00e7\u0259 \u015fair B\u0259xtiyar Vahabzad\u0259nin ad\u0131n\u0131 da\u015f\u0131y\u0131r) sa\u011f\u0131nda v\u0259 solunda yaranm\u0131\u015fd\u0131. K\u00fc\u00e7\u0259d\u0259 7 valyutad\u0259yi\u015fm\u0259 m\u0259nt\u0259q\u0259si vard\u0131. Kims\u0259 \u201cEx\u0441hance\u201d a\u00e7\u0131b 5 \u201c\u015firvan\u201d (o vaxtlar\u0131n pul vahidi \u2013 indiki cavanlar bilm\u0259z) pul qazanm\u0131\u015fd\u0131, k\u00fc\u00e7\u0259 dolmu\u015fdu m\u00fcbadil\u0259 m\u0259nt\u0259q\u0259l\u0259ri il\u0259. Sonra g\u00f6r\u00fcn\u00fcr, o m\u0259nt\u0259q\u0259l\u0259r m\u0259nf\u0259\u0259tli olmad\u0131, bir-bir azald\u0131lar. Ard\u0131nca o k\u00fc\u00e7\u0259d\u0259 d\u00f6n\u0259rxanalar \u00e7oxald\u0131. Be\u015f t\u0259l\u0259b\u0259 n\u00f6vb\u0259y\u0259 durub d\u00f6n\u0259r al\u0131b yemi\u015fdi, pul qazanmaq ist\u0259y\u0259nl\u0259r t\u0259cili \u015f\u0259kild\u0259 k\u00fc\u00e7\u0259ni d\u00f6n\u0259rxanalarla doldurmu\u015fdular. \u201cLe\u015f Tofiq\u201din i\u015fi yax\u015f\u0131 gedirdi. Amma bu biznes d\u0259 \u00e7\u00f6k\u00fc\u015f\u0259 getdi.<\/p>\n<p>Adamlar\u0131n a\u011fl\u0131na g\u0259lmirdi ki, 100-150 metr m\u0259saf\u0259d\u0259 7 valyutad\u0259yi\u015fm\u0259 m\u0259nt\u0259q\u0259si v\u0259 ya o q\u0259d\u0259r d\u00f6n\u0259rxana, iqtisad\u00e7\u0131lar demi\u015fk\u0259n, rentabelli i\u015fl\u0259y\u0259 bilm\u0259z. Laz\u0131m idi ki, iki \u201cEx\u0441hance\u201d olsun, 2 d\u00f6n\u0259rxana, 1 d\u0259rzixana, 1 ayaqqab\u0131 d\u00fckan\u0131, 1 d\u0259tt\u0259rxana l\u0259vazimat\u0131 satan k\u00f6\u015fk, 1 telefon ma\u011fazas\u0131, 1 komp\u00fcter t\u0259miri sexi v\u0259 s. Bir k\u00fc\u00e7\u0259d\u0259 h\u0259r xidm\u0259t, ia\u015f\u0259, ticar\u0259t obyektind\u0259n biri i\u015fl\u0259s\u0259, he\u00e7 k\u0259s bir-birinin \u00e7\u00f6r\u0259k qazanmas\u0131na mane olmazd\u0131.<\/p>\n<p>Uza\u011fa getm\u0259y\u0259k, 20-ci sah\u0259 (\u201cDvadsat\u0131\u201d \u2013 33 ildir bura da bir d\u00fcz-\u0259m\u0259lli ad tap\u0131lm\u0131r) dair\u0259sind\u0259 6 aptek var \u2013 100 metr radiusda. Namxuda, sa\u011flam xalq\u0131m\u0131z\u0131n say\u0259sind\u0259 ham\u0131s\u0131n\u0131n alveri d\u0259 \u015f\u0131d\u0131r\u011f\u0131 gedir.<\/p>\n<p>B\u0259kir \u00c7obanzad\u0259 k\u00fc\u00e7\u0259si n\u0259yl\u0259 m\u0259\u015fhurdur? B\u0259li, onlarla \u015fadl\u0131q saray\u0131n\u0131n b\u00f6y\u00fcr-b\u00f6y\u00fcr\u0259 d\u00fcz\u00fclm\u0259si il\u0259. Sanasan, \u015f\u0259h\u0259rd\u0259 ba\u015fqa yer yoxmu\u015f, \u015fadl\u0131q saraylar\u0131 m\u00fctl\u0259q qon\u015fu olmal\u0131ym\u0131\u015flar. H\u0259r\u00e7\u0259nd fikirl\u0259\u015f\u0259nd\u0259 g\u00f6r\u00fcrs\u0259n ki, guya \u015f\u0259h\u0259rin ba\u015fqa nahiy\u0259l\u0259ri nec\u0259dir ki? Hara bax\u0131rsan, \u015fadl\u0131q saray\u0131d\u0131r. Son vaxtlar lap d\u0259b d\u00fc\u015f\u00fcb, camaat \u201cpalace\u201dy\u0259 b\u00fcr\u00fcn\u00fcb, s\u00fcr\u00fcn\u00fcr, k\u00f6hn\u0259 toyxanalar da yava\u015f-yava\u015f prestijini itirir, m\u0259rasim evl\u0259rin\u0259 \u00e7evrilir. Bel\u0259c\u0259, \u201cxo\u015fb\u0259xt olsun\u201d k\u00fc\u00e7\u0259si \u201cAllah r\u0259hm\u0259t el\u0259sin\u201d k\u00fc\u00e7\u0259sin\u0259 d\u00f6nm\u0259kd\u0259dir.<\/p>\n<p>Bizim istehsalla m\u0259\u015f\u011ful olan konsernl\u0259rl\u0259, holdinql\u0259rl\u0259, sindikatlarla i\u015fimiz yoxdur, bizimki d\u00fckand\u0131r, pi\u015ftaxtad\u0131r, ticar\u0259tdir. 50-60 il \u0259vv\u0259l \u00c7ind\u0259 milyonlarla adam velo-rik\u015fa s\u00fcr\u00fcrd\u00fc, indi \u00c7in d\u00fcnyaya h\u0259r adda avtomobil sat\u0131r. Bu \u00f6lk\u0259 di\u015f \u00e7\u00f6p\u00fcnd\u0259n tutmu\u015f q\u0131r\u0131c\u0131 t\u0259yyar\u0259l\u0259r\u0259, sualt\u0131 qay\u0131qlara q\u0259d\u0259r milyon adda m\u0259hsul istehsal edir. Bir s\u00f6zl\u0259, \u0259cn\u0259bi holdinq a\u00e7\u0131r, biz h\u0259l\u0259 hin tikirik.<\/p>\n<p>N\u0259ys\u0259, bu, uzun s\u00f6hb\u0259tdir, iqtisad\u00e7\u0131lar\u0131n areal\u0131na girm\u0259y\u0259k.<\/p>\n<p><img loading=\"lazy\" src=\"https:\/\/cdn.musavat.com\/news\/thumbnails\/39f5d1ef17a1b9f525f1922c8710ad38.jpg\" alt=\"448407975_2683965328447860_3643680109387911598_n.jpg (82 KB)\" width=\"750\" height=\"477\" \/><\/p>\n<p>Yayda \u201cMeyv\u0259li\u201d bazar\u0131nda arabalar\u0131n\u0131 yan-yana saxlay\u0131b yat\u0131\u015fan v\u0259 c\u0259rg\u0259l\u0259rin aras\u0131nda ora-bura \u015f\u00fct\u00fcy\u0259n 41 araba\u00e7\u0131 saym\u0131\u015fd\u0131m. Bir il \u0259vv\u0259l onlar\u0131n say\u0131 3 d\u0259f\u0259 az idi, 3-5 manat pul qazan\u0131rd\u0131lar. \u0130ndi h\u0259ddind\u0259n art\u0131q \u00e7oxdurlar v\u0259 qazanclar\u0131 da \u0259vv\u0259lki kimi deyil.<\/p>\n<div class=\"news-author text-left\"><a href=\"https:\/\/musavat.com\/author\/samir-sari_37\"><img class=\"img-responsive img-author\" src=\"https:\/\/cdn.musavat.com\/authors\/thumbnails\/8d059bdf8830141d8d1058eaf7c06c2a.jpg\" \/>Samir SARI<\/a><\/div>\n","protected":false},"excerpt":{"rendered":"<p>\u201cNeft\u00e7il\u0259r\u201d metrostansiyas\u0131n\u0131n h\u0259nd\u0259v\u0259rind\u0259 bir k\u00fc\u00e7\u0259d\u0259, 50 metrlik radiusda 15 lombard varm\u0131\u015f \u2013 yan-yana, i\u00e7-i\u00e7\u0259, qucaq-quca\u011fa. H\u0259r 3 metr 33 santim\u0259 biri d\u00fc\u015f\u00fcr. \u018fm\u0259kda\u015flar\u0131m\u0131z bu haqda maarifl\u0259ndirici material haz\u0131rlay\u0131blar, ona g\u00f6r\u0259 d\u0259 lombard biznesinin iqtisadi faydalar\u0131, maliyy\u0259-kredit sistemin\u0259 t\u00f6hf\u0259l\u0259ri bar\u0259d\u0259 yazm\u0131ram. Ba\u015fqa iki m\u0259tl\u0259b var. Biri odur ki, Mumbayda, Qucaratda oldu\u011fu kimi, burda da \u015eakaya pul laz\u0131md\u0131r, el\u0259 ona g\u00f6r\u0259 d\u0259 camaat lombarda q\u0131z\u0131l qoyub pul g\u00f6t\u00fcr\u00fcr. Biri q\u0131z\u0131na cehiz verir, o biri bahal\u0131 tibbi \u0259m\u0259liyyata girir (t\u0259rs kimi, \u00f6lk\u0259d\u0259 ucuz \u0259m\u0259liyyat yoxdur), o biri \u0259m\u0259liyyat t\u0259dbirl\u0259ri n\u0259tic\u0259sind\u0259 yaxalanm\u0131\u015f \u00f6vlad\u0131n\u0131 qurtarma\u011fa&hellip;<\/p>\n","protected":false},"author":2,"featured_media":784269,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"om_disable_all_campaigns":false,"_monsterinsights_skip_tracking":false,"_monsterinsights_sitenote_active":false,"_monsterinsights_sitenote_note":"","_monsterinsights_sitenote_category":0},"categories":[1],"tags":[],"aioseo_notices":[],"gutentor_comment":0,"rttpg_featured_image_url":{"full":["https:\/\/arantv.az\/wp-content\/uploads\/2025\/01\/86a56852ea22839630d9602949b1b5e3.jpg",870,500,false],"landscape":["https:\/\/arantv.az\/wp-content\/uploads\/2025\/01\/86a56852ea22839630d9602949b1b5e3.jpg",870,500,false],"portraits":["https:\/\/arantv.az\/wp-content\/uploads\/2025\/01\/86a56852ea22839630d9602949b1b5e3.jpg",870,500,false],"thumbnail":["https:\/\/arantv.az\/wp-content\/uploads\/2025\/01\/86a56852ea22839630d9602949b1b5e3-500x280.jpg",500,280,true],"medium":["https:\/\/arantv.az\/wp-content\/uploads\/2025\/01\/86a56852ea22839630d9602949b1b5e3-635x365.jpg",635,365,true],"large":["https:\/\/arantv.az\/wp-content\/uploads\/2025\/01\/86a56852ea22839630d9602949b1b5e3-840x483.jpg",640,368,true],"1536x1536":["https:\/\/arantv.az\/wp-content\/uploads\/2025\/01\/86a56852ea22839630d9602949b1b5e3.jpg",870,500,false],"2048x2048":["https:\/\/arantv.az\/wp-content\/uploads\/2025\/01\/86a56852ea22839630d9602949b1b5e3.jpg",870,500,false],"post-thumbnail":["https:\/\/arantv.az\/wp-content\/uploads\/2025\/01\/86a56852ea22839630d9602949b1b5e3-240x172.jpg",240,172,true],"advps-thumb-one":["https:\/\/arantv.az\/wp-content\/uploads\/2025\/01\/86a56852ea22839630d9602949b1b5e3.jpg",870,500,false]},"rttpg_author":{"display_name":"V\u00fcsal Rafiqo\u011flu","author_link":"https:\/\/arantv.az\/?author=2"},"rttpg_comment":0,"rttpg_category":"<a href=\"https:\/\/arantv.az\/?cat=1\" rel=\"category\">C\u0259miyy\u0259t<\/a>","rttpg_excerpt":"\u201cNeft\u00e7il\u0259r\u201d metrostansiyas\u0131n\u0131n h\u0259nd\u0259v\u0259rind\u0259 bir k\u00fc\u00e7\u0259d\u0259, 50 metrlik radiusda 15 lombard varm\u0131\u015f \u2013 yan-yana, i\u00e7-i\u00e7\u0259, qucaq-quca\u011fa. H\u0259r 3 metr 33 santim\u0259 biri d\u00fc\u015f\u00fcr. \u018fm\u0259kda\u015flar\u0131m\u0131z bu haqda maarifl\u0259ndirici material haz\u0131rlay\u0131blar, ona g\u00f6r\u0259 d\u0259 lombard biznesinin iqtisadi faydalar\u0131, maliyy\u0259-kredit sistemin\u0259 t\u00f6hf\u0259l\u0259ri bar\u0259d\u0259 yazm\u0131ram. Ba\u015fqa iki m\u0259tl\u0259b var. Biri odur ki, Mumbayda, Qucaratda oldu\u011fu kimi, burda da \u015eakaya pul&hellip;","_links":{"self":[{"href":"https:\/\/arantv.az\/index.php?rest_route=\/wp\/v2\/posts\/784268"}],"collection":[{"href":"https:\/\/arantv.az\/index.php?rest_route=\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/arantv.az\/index.php?rest_route=\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/arantv.az\/index.php?rest_route=\/wp\/v2\/users\/2"}],"replies":[{"embeddable":true,"href":"https:\/\/arantv.az\/index.php?rest_route=%2Fwp%2Fv2%2Fcomments&post=784268"}],"version-history":[{"count":1,"href":"https:\/\/arantv.az\/index.php?rest_route=\/wp\/v2\/posts\/784268\/revisions"}],"predecessor-version":[{"id":784270,"href":"https:\/\/arantv.az\/index.php?rest_route=\/wp\/v2\/posts\/784268\/revisions\/784270"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/arantv.az\/index.php?rest_route=\/wp\/v2\/media\/784269"}],"wp:attachment":[{"href":"https:\/\/arantv.az\/index.php?rest_route=%2Fwp%2Fv2%2Fmedia&parent=784268"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/arantv.az\/index.php?rest_route=%2Fwp%2Fv2%2Fcategories&post=784268"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/arantv.az\/index.php?rest_route=%2Fwp%2Fv2%2Ftags&post=784268"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}