{"id":785220,"date":"2025-02-02T21:25:06","date_gmt":"2025-02-02T17:25:06","guid":{"rendered":"https:\/\/arantv.az\/?p=785220"},"modified":"2025-02-02T21:25:06","modified_gmt":"2025-02-02T17:25:06","slug":"az%c9%99rbaycanda-%c9%99halinin-banklara-n%c9%99-q%c9%99d%c9%99r-kredit-borcu-var-sok-r%c9%99q%c9%99ml%c9%99r","status":"publish","type":"post","link":"https:\/\/arantv.az\/?p=785220","title":{"rendered":"Az\u0259rbaycanda \u0259halinin banklara n\u0259 q\u0259d\u0259r kredit borcu var? &#8211; \u015eOK R\u018fQ\u018fML\u018fR"},"content":{"rendered":"<p><strong>Bu ilin yanvar\u0131n 1-n\u0259 Az\u0259rbaycanda banklar\u0131n istehlak kreditl\u0259rinin h\u0259cmi 8,4 milyard manat t\u0259\u015fkil edib.<\/strong><\/p>\n<p>Bu, bir ay \u0259vv\u0259l\u0259 nisb\u0259t\u0259n 22,1 milyon manat v\u0259 ya 0,3%, 2024-c\u00fc ilin \u0259vv\u0259li il\u0259 m\u00fcqayis\u0259d\u0259 is\u0259 1,5 milyard manat v\u0259 ya 21,7% \u00e7oxdur.<\/p>\n<p>Bu o dem\u0259kdir ki, Az\u0259rbaycanda \u0259halinin banklara olan borcunun h\u0259cmi son bir ayda 22,1 milyon manat (0,3%), son bir ild\u0259 is\u0259 1,5 milyard manat (21,7%) art\u0131b.<\/p>\n<p>Bundan ba\u015fqa, hesabat d\u00f6vr\u00fcnd\u0259 banklar\u0131n ipoteka kreditl\u0259rinin h\u0259cmi 4,2 milyard manat t\u0259\u015fkil edib ki, bu da ayl\u0131q m\u00fcqayis\u0259d\u0259 46,9 milyon manat v\u0259 ya 1,1%, 2024-c\u00fc ilin \u0259vvlin\u0259 nisb\u0259t\u0259n is\u0259 616,3 milyon manat v\u0259 ya 17% \u00e7oxdur.<\/p>\n<p>Qeyd ed\u0259k ki, bu ilin yanvar\u0131n 1-n\u0259 Az\u0259rbaycanda banklar\u0131n kredit portfeli 0,4% v\u0259 ya 109,5 milyon manat artaraq 27,5 milyard manat olub.<\/p>\n<p>Kredit portfelinin strukturu:<\/p>\n<p>\u0131) biznes kreditl\u0259ri \u2013 53,8% (14,787.2 mln. manat);<\/p>\n<p>\u0131\u0131) istehlak kreditl\u0259ri \u2013 30,7% (8,445 mln. manat)<\/p>\n<p>\u0131\u0131\u0131) ipoteka kreditl\u0259ri \u2013 15,5% (4,245.5 mln. manat).<\/p>\n<p>\u00dcmumilikd\u0259, 2024-c\u00fc ild\u0259 banklar\u0131n kredit portfeli m\u00fctl\u0259q ifad\u0259d\u0259 4,3 milyard manat (o c\u00fcml\u0259d\u0259n, biznes kreditl\u0259ri 2,170.4 mln. manat, istehlak kreditl\u0259ri 1,508 mln. manat, ipoteka kreditl\u0259ri 616,4 mln. manat) art\u0131b.<\/p>\n<p>C\u0259mi kredit portfelind\u0259 (BOKT-lar v\u0259 kredit ittifaqlar\u0131 daxil olmaqla) vaxt\u0131 ke\u00e7mi\u015f kreditl\u0259rin pay\u0131 \u0259vv\u0259lki ilin m\u00fcvafiq d\u00f6vr\u00fcn\u0259 n\u0259z\u0259r\u0259n 0,3 faiz b\u0259ndi azalaraq 1,5% t\u0259\u015fkil edib.\u00a0\u00a0<strong>(Trend)<\/strong><\/p>\n","protected":false},"excerpt":{"rendered":"<p>Bu ilin yanvar\u0131n 1-n\u0259 Az\u0259rbaycanda banklar\u0131n istehlak kreditl\u0259rinin h\u0259cmi 8,4 milyard manat t\u0259\u015fkil edib. Bu, bir ay \u0259vv\u0259l\u0259 nisb\u0259t\u0259n 22,1 milyon manat v\u0259 ya 0,3%, 2024-c\u00fc ilin \u0259vv\u0259li il\u0259 m\u00fcqayis\u0259d\u0259 is\u0259 1,5 milyard manat v\u0259 ya 21,7% \u00e7oxdur. Bu o dem\u0259kdir ki, Az\u0259rbaycanda \u0259halinin banklara olan borcunun h\u0259cmi son bir ayda 22,1 milyon manat (0,3%), son bir ild\u0259 is\u0259 1,5 milyard manat (21,7%) art\u0131b. Bundan ba\u015fqa, hesabat d\u00f6vr\u00fcnd\u0259 banklar\u0131n ipoteka kreditl\u0259rinin h\u0259cmi 4,2 milyard manat t\u0259\u015fkil edib ki, bu da ayl\u0131q m\u00fcqayis\u0259d\u0259 46,9 milyon manat v\u0259 ya 1,1%, 2024-c\u00fc ilin&hellip;<\/p>\n","protected":false},"author":2,"featured_media":785221,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"om_disable_all_campaigns":false,"_monsterinsights_skip_tracking":false,"_monsterinsights_sitenote_active":false,"_monsterinsights_sitenote_note":"","_monsterinsights_sitenote_category":0},"categories":[26],"tags":[],"aioseo_notices":[],"gutentor_comment":0,"rttpg_featured_image_url":{"full":["https:\/\/arantv.az\/wp-content\/uploads\/2025\/02\/c751ebe8c8c7d88c4c7e3e16114582c9.jpg",750,422,false],"landscape":["https:\/\/arantv.az\/wp-content\/uploads\/2025\/02\/c751ebe8c8c7d88c4c7e3e16114582c9.jpg",750,422,false],"portraits":["https:\/\/arantv.az\/wp-content\/uploads\/2025\/02\/c751ebe8c8c7d88c4c7e3e16114582c9.jpg",750,422,false],"thumbnail":["https:\/\/arantv.az\/wp-content\/uploads\/2025\/02\/c751ebe8c8c7d88c4c7e3e16114582c9-500x280.jpg",500,280,true],"medium":["https:\/\/arantv.az\/wp-content\/uploads\/2025\/02\/c751ebe8c8c7d88c4c7e3e16114582c9-649x365.jpg",649,365,true],"large":["https:\/\/arantv.az\/wp-content\/uploads\/2025\/02\/c751ebe8c8c7d88c4c7e3e16114582c9.jpg",640,360,false],"1536x1536":["https:\/\/arantv.az\/wp-content\/uploads\/2025\/02\/c751ebe8c8c7d88c4c7e3e16114582c9.jpg",750,422,false],"2048x2048":["https:\/\/arantv.az\/wp-content\/uploads\/2025\/02\/c751ebe8c8c7d88c4c7e3e16114582c9.jpg",750,422,false],"post-thumbnail":["https:\/\/arantv.az\/wp-content\/uploads\/2025\/02\/c751ebe8c8c7d88c4c7e3e16114582c9-240x172.jpg",240,172,true],"advps-thumb-one":["https:\/\/arantv.az\/wp-content\/uploads\/2025\/02\/c751ebe8c8c7d88c4c7e3e16114582c9.jpg",750,422,false]},"rttpg_author":{"display_name":"V\u00fcsal Rafiqo\u011flu","author_link":"https:\/\/arantv.az\/?author=2"},"rttpg_comment":0,"rttpg_category":"<a href=\"https:\/\/arantv.az\/?cat=26\" rel=\"category\">Sosial<\/a>","rttpg_excerpt":"Bu ilin yanvar\u0131n 1-n\u0259 Az\u0259rbaycanda banklar\u0131n istehlak kreditl\u0259rinin h\u0259cmi 8,4 milyard manat t\u0259\u015fkil edib. Bu, bir ay \u0259vv\u0259l\u0259 nisb\u0259t\u0259n 22,1 milyon manat v\u0259 ya 0,3%, 2024-c\u00fc ilin \u0259vv\u0259li il\u0259 m\u00fcqayis\u0259d\u0259 is\u0259 1,5 milyard manat v\u0259 ya 21,7% \u00e7oxdur. Bu o dem\u0259kdir ki, Az\u0259rbaycanda \u0259halinin banklara olan borcunun h\u0259cmi son bir ayda 22,1 milyon manat (0,3%),&hellip;","_links":{"self":[{"href":"https:\/\/arantv.az\/index.php?rest_route=\/wp\/v2\/posts\/785220"}],"collection":[{"href":"https:\/\/arantv.az\/index.php?rest_route=\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/arantv.az\/index.php?rest_route=\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/arantv.az\/index.php?rest_route=\/wp\/v2\/users\/2"}],"replies":[{"embeddable":true,"href":"https:\/\/arantv.az\/index.php?rest_route=%2Fwp%2Fv2%2Fcomments&post=785220"}],"version-history":[{"count":2,"href":"https:\/\/arantv.az\/index.php?rest_route=\/wp\/v2\/posts\/785220\/revisions"}],"predecessor-version":[{"id":785223,"href":"https:\/\/arantv.az\/index.php?rest_route=\/wp\/v2\/posts\/785220\/revisions\/785223"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/arantv.az\/index.php?rest_route=\/wp\/v2\/media\/785221"}],"wp:attachment":[{"href":"https:\/\/arantv.az\/index.php?rest_route=%2Fwp%2Fv2%2Fmedia&parent=785220"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/arantv.az\/index.php?rest_route=%2Fwp%2Fv2%2Fcategories&post=785220"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/arantv.az\/index.php?rest_route=%2Fwp%2Fv2%2Ftags&post=785220"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}