{"id":788848,"date":"2025-02-20T11:21:14","date_gmt":"2025-02-20T07:21:14","guid":{"rendered":"https:\/\/arantv.az\/?p=788848"},"modified":"2025-02-20T11:21:14","modified_gmt":"2025-02-20T07:21:14","slug":"hami-mulk-sahibi-deyil-ancaq-haminin-m%c9%99nzili-var-avropa-orn%c9%99yi-az%c9%99rbaycanda-mumkundurmu","status":"publish","type":"post","link":"https:\/\/arantv.az\/?p=788848","title":{"rendered":"Ham\u0131 m\u00fclk sahibi deyil, ancaq ham\u0131n\u0131n m\u0259nzili var… – Avropa \u00f6rn\u0259yi Az\u0259rbaycanda m\u00fcmk\u00fcnd\u00fcrm\u00fc?"},"content":{"rendered":"

Daha bahal\u0131 evl\u0259r, daha \u00e7\u0259tin ya\u015fay\u0131\u015f – m\u0259nzil b\u00f6hran\u0131na alternativ h\u0259ll yollar\u0131<\/strong><\/p>\n

M\u0259nzil bazar\u0131nda qiym\u0259tl\u0259rin fantastik h\u0259dd\u0259 qalxmas\u0131 g\u00f6st\u0259rir ki, art\u0131q orta t\u0259b\u0259q\u0259y\u0259 m\u0259nsub olan insanlar\u0131n 150-200, 250-300 min\u0259 ev ala bilm\u0259si, m\u00fclki sahibi olmas\u0131 \u00e7\u0259tinl\u0259\u015fib. Bu, d\u00fcnyan\u0131n \u0259ks\u0259r meqapolisl\u0259rind\u0259 m\u00fc\u015fahid\u0259 olunan tendensiyad\u0131r. Urbanizasiya prosesi davam edir, insanlar b\u00f6y\u00fck \u015f\u0259h\u0259rl\u0259r\u0259 ax\u0131\u015f\u0131r, ona g\u00f6r\u0259 d\u0259 iri \u015f\u0259h\u0259rl\u0259rd\u0259 m\u0259nzill\u0259r ild\u0259n-il\u0259 bahala\u015f\u0131r.<\/p>\n

Ancaq bir \u00e7ox \u00f6lk\u0259l\u0259rd\u0259 bunun \u00e7ar\u0259si tap\u0131l\u0131b: insanlar m\u00fclk sahibi olmadan i\u015fl\u0259dikl\u0259ri yer\u0259 yax\u0131n m\u0259nzill\u0259r t\u0259dar\u00fck edib ya\u015fay\u0131r, sad\u0259c\u0259, optimal h\u0259dd\u0259 kiray\u0259 haqq\u0131 \u00f6d\u0259yirl\u0259r. Bir m\u00fcdd\u0259td\u0259n sonra i\u015f v\u0259 ya\u015fay\u0131\u015f yerini d\u0259yi\u015f\u0259nd\u0259 onlar asanl\u0131qla \u015f\u0259h\u0259rin ba\u015fqa s\u0259mtin\u0259 v\u0259 ya ba\u015fqa \u015f\u0259h\u0259r\u0259 da\u015f\u0131n\u0131r, h\u0259min yerd\u0259 d\u0259 rahat \u015f\u0259kild\u0259 kiray\u0259 m\u0259nzil tap\u0131rlar. M\u0259s\u0259l\u0259n, Almaniyada d\u00f6vl\u0259t uzunm\u00fcdd\u0259tli sosial m\u0259nzill\u0259r tikir v\u0259 a\u015fa\u011f\u0131 g\u0259lirli ail\u0259l\u0259r\u0259 m\u00fcnasib qiym\u0259t\u0259 kiray\u0259y\u0259 verir.<\/em><\/p>\n

Fransada is\u0259 \u201cHLM\u201d adl\u0131 sosial m\u0259nzil sistemi m\u00f6vcuddur, burada kiray\u0259 haqlar\u0131 g\u0259lir s\u0259viyy\u0259sin\u0259 uy\u011fun t\u0259nziml\u0259nir.<\/p>\n

\u0130sve\u00e7d\u0259 d\u0259 d\u00f6vl\u0259t v\u0259 b\u0259l\u0259diyy\u0259l\u0259r m\u0259nzil fondunu geni\u015fl\u0259ndir\u0259r\u0259k kiray\u0259 bazar\u0131n\u0131 t\u0259nziml\u0259yir. Kiray\u0259 haqlar\u0131 \u00e7ox ciddi qaydalara tabedir.<\/p>\n

Niderlandda ayl\u0131q g\u0259liri 44 min avrodan a\u015fa\u011f\u0131 olan ail\u0259l\u0259r\u0259 d\u00f6vl\u0259t t\u0259r\u0259find\u0259n daha ucuz kiray\u0259 evl\u0259r t\u0259qdim edilir.<\/p>\n

AB\u015e-da is\u0259 x\u00fcsusil\u0259 b\u00f6y\u00fck \u015f\u0259h\u0259rl\u0259rd\u0259 d\u00f6vl\u0259t m\u00fc\u0259yy\u0259n vergi g\u00fcz\u0259\u015ftl\u0259ri t\u0259tbiq ed\u0259r\u0259k investorlara ucuz kiray\u0259 m\u0259nzil layih\u0259l\u0259ri yaratma\u011fa \u015f\u0259rait yarad\u0131r.<\/p>\n

Yaponiyada \u015firk\u0259tl\u0259r i\u015f\u00e7il\u0259r \u00fc\u00e7\u00fcn x\u00fcsusi m\u0259nzil kompleksl\u0259ri in\u015fa ed\u0259r\u0259k onlara m\u00fcnasib kiray\u0259 t\u0259klif edir.<\/p>\n

El\u0259c\u0259 d\u0259 C\u0259nubi Koreyada d\u00f6vl\u0259t subsidiyalar\u0131 v\u0259 i\u015f yerl\u0259rin\u0259 yax\u0131n kiray\u0259 m\u0259nzil layih\u0259l\u0259ri vasit\u0259sil\u0259 m\u0259nzil probleml\u0259rini h\u0259ll etm\u0259y\u0259 \u00e7al\u0131\u015f\u0131r.<\/p>\n

B\u0259s Az\u0259rbaycanda t\u0259cr\u00fcb\u0259l\u0259ri t\u0259tbiq etm\u0259k m\u00fcmk\u00fcnd\u00fcrm\u00fc?<\/strong><\/p>\n

\"Eldeniz.jpg<\/strong><\/p>\n

Eld\u0259niz \u018fmirov\u00a0<\/strong><\/p>\n

\u0130qtisad\u00e7\u0131 ekspert Eld\u0259niz \u018fmirov m\u00f6vzu il\u0259 ba\u011f\u0131 \u201cYeni M\u00fcsavat\u201da dan\u0131\u015f\u0131b: \u201c\u0130lk n\u00f6vb\u0259d\u0259 onu qeyd edim ki, Az\u0259rbaycanda insanlar\u0131n m\u0259nzil \u0259l\u00e7atanl\u0131\u011f\u0131n\u0131n t\u0259min olunmas\u0131 \u00fc\u00e7\u00fcn d\u00f6vl\u0259t t\u0259r\u0259find\u0259n m\u00fcxt\u0259lif mexanizml\u0259r haz\u0131rlan\u0131b v\u0259 icra olunmaqdad\u0131r. M\u0259s\u0259l\u0259n, ipoteka kreditl\u0259rinin verilm\u0259si, kiray\u0259 m\u0259nzil mexanizmi, eyni zamanda sosial evl\u0259rin tikilm\u0259si v\u0259 sosial c\u0259h\u0259td\u0259n h\u0259ssas insanlara t\u0259qdim edilm\u0259si bu \u00e7\u0259r\u00e7iv\u0259d\u0259 h\u0259yata ke\u00e7iril\u0259n add\u0131mlardand\u0131r.<\/p>\n

Lakin bir \u00e7ox Avropa \u00f6lk\u0259l\u0259rind\u0259 m\u00fc\u015fahid\u0259 edil\u0259n bu sistemin Az\u0259rbaycanda t\u0259tbiq edilm\u0259si \u00fc\u00e7\u00fcn haz\u0131rda m\u00f6vcud olan imkanlar, d\u00fc\u015f\u00fcn\u00fcr\u0259m ki, \u0259lveri\u015fsizdir. Bu \u0259lveri\u015fsizliy\u0259 s\u0259b\u0259b olan bir s\u0131ra obyektiv v\u0259 subyektiv amill\u0259r m\u00f6vcuddur. Konkret olaraq, Az\u0259rbaycanda ilk n\u00f6vb\u0259d\u0259 kiray\u0259 bazar\u0131nda \u00e7evik v\u0259 dayan\u0131ql\u0131 bir sistem formala\u015fd\u0131r\u0131lmal\u0131d\u0131r. Y\u0259ni insanlar m\u00fcnasib qiym\u0259t\u0259 m\u0259nzil \u0259ld\u0259 etm\u0259li v\u0259 kiray\u0259 bazar\u0131nda t\u0259klif edil\u0259n m\u0259nzill\u0259rin say\u0131 t\u0259l\u0259bata uy\u011fun olmal\u0131d\u0131r. Dig\u0259r t\u0259r\u0259fd\u0259n, bilavasit\u0259 kiray\u0259 prosesl\u0259ri \u015f\u0259ffaf v\u0259 konkret m\u00fcqavil\u0259l\u0259r \u0259sas\u0131nda formala\u015fmal\u0131d\u0131r.<\/p>\n

Lakin g\u0259lin etiraf ed\u0259k ki, \u00f6lk\u0259nin b\u00f6y\u00fck \u015f\u0259h\u0259rl\u0259rind\u0259, h\u0259tta Bak\u0131 \u015f\u0259h\u0259rinin \u00f6z\u00fcnd\u0259 bel\u0259, kiray\u0259 m\u0259nzil bazar\u0131nda real statistikan\u0131 aparmaq \u00e7\u0259tindir. Bunun \u0259sas s\u0259b\u0259bl\u0259rind\u0259n biri kiray\u0259 m\u00fcqavil\u0259l\u0259rinin geni\u015f yay\u0131lmamas\u0131d\u0131r. Haz\u0131rda Az\u0259rbaycanda kiray\u0259 m\u0259nzill\u0259rin b\u00f6y\u00fck \u0259ks\u0259riyy\u0259ti qeyri-r\u0259smi \u015f\u0259kild\u0259 icar\u0259y\u0259 verilir, bu is\u0259 vergid\u0259n yay\u0131nma hallar\u0131na v\u0259 kiray\u0259 bazar\u0131nda qeyri-m\u00fc\u0259yy\u0259nliy\u0259 s\u0259b\u0259b olur. Bundan \u0259lav\u0259, kiray\u0259d\u0259 qalan insanlar\u0131n uzunm\u00fcdd\u0259tli icar\u0259 perspektivl\u0259ri d\u0259 qeyri-m\u00fc\u0259yy\u0259ndir. \u0130\u015f bazar\u0131n\u0131n dayan\u0131qs\u0131zl\u0131\u011f\u0131, \u0259m\u0259k m\u00fcqavil\u0259si olmadan \u00e7al\u0131\u015fanlar\u0131n \u00e7oxlu\u011fu v\u0259 qeyri-sabit g\u0259lirl\u0259r d\u0259 kiray\u0259 bazar\u0131na t\u0259sir ed\u0259n \u0259sas faktorlardand\u0131r.<\/p>\n

Avropa \u00f6lk\u0259l\u0259rind\u0259 is\u0259 v\u0259ziyy\u0259t f\u0259rqlidir. M\u0259s\u0259l\u0259n, m\u00fc\u0259yy\u0259n yerl\u0259rd\u0259 insanlar uzunm\u00fcdd\u0259tli m\u00fcqavil\u0259 il\u0259 i\u015fl\u0259 t\u0259min olunurlar v\u0259 ald\u0131qlar\u0131 \u0259m\u0259khaqq\u0131 kiray\u0259 m\u0259nzil \u00fc\u00e7\u00fcn kifay\u0259t edir. \u018fg\u0259r Az\u0259rbaycanda da, x\u00fcsus\u0259n paytaxtda, uzunm\u00fcdd\u0259tli v\u0259 dayan\u0131ql\u0131 \u0259m\u0259k m\u00fcnasib\u0259tl\u0259ri qurulsa, bu sah\u0259d\u0259 ir\u0259lil\u0259yi\u015fl\u0259r ola bil\u0259r. Y\u0259ni bir sahibkar zavod v\u0259 ya fabrikin yan\u0131nda ya\u015fay\u0131\u015f kompleksl\u0259ri in\u015fa ed\u0259r\u0259k onlar\u0131 m\u00fcnasib qiym\u0259tl\u0259rl\u0259 kiray\u0259y\u0259 ver\u0259 bil\u0259r ki, i\u015f\u00e7il\u0259r h\u0259m i\u015fl\u0259sin, h\u0259m d\u0259 ya\u015fas\u0131n.<\/strong><\/p>\n

Lakin bu g\u00fcn Bak\u0131 \u015f\u0259h\u0259rind\u0259 kiray\u0259d\u0259 ya\u015fayan insanlar\u0131n b\u00f6y\u00fck \u0259ks\u0259riyy\u0259tinin dayan\u0131ql\u0131 i\u015fi yoxdur. Onlar\u0131n bir qismi taksi f\u0259aliyy\u0259ti il\u0259 m\u0259\u015f\u011fuldur, lakin bu sah\u0259d\u0259 g\u0259lirl\u0259rin qeyri-sabit olmas\u0131 v\u0259 qanunvericilikd\u0259ki d\u0259yi\u015fiklikl\u0259r onlar\u0131n f\u0259aliyy\u0259tini \u00e7\u0259tinl\u0259\u015fdirir. Dig\u0259rl\u0259ri p\u0259rak\u0259nd\u0259 ticar\u0259t, xidm\u0259t sektoru v\u0259 dig\u0259r qeyri-sabit sah\u0259l\u0259rd\u0259 \u00e7al\u0131\u015f\u0131r, h\u0259tta \u0259m\u0259k m\u00fcqavil\u0259si olmadan i\u015fl\u0259y\u0259nl\u0259r d\u0259 kifay\u0259t q\u0259d\u0259r \u00e7oxdur. \u00dcmumiyy\u0259tl\u0259, iqtisadi f\u0259aliyy\u0259tin tam \u015f\u0259ffaf olmamas\u0131 v\u0259 qeyri-r\u0259smi m\u0259\u015f\u011fullu\u011fun y\u00fcks\u0259k olmas\u0131 Az\u0259rbaycanda Avropa modelin\u0259 uy\u011fun kiray\u0259 m\u0259nzil bazar\u0131n\u0131n formala\u015fmas\u0131na\u00a0mane olan \u0259sas s\u0259b\u0259bl\u0259rd\u0259n biridir”.<\/strong><\/p>\n","protected":false},"excerpt":{"rendered":"

Daha bahal\u0131 evl\u0259r, daha \u00e7\u0259tin ya\u015fay\u0131\u015f – m\u0259nzil b\u00f6hran\u0131na alternativ h\u0259ll yollar\u0131 M\u0259nzil bazar\u0131nda qiym\u0259tl\u0259rin fantastik h\u0259dd\u0259 qalxmas\u0131 g\u00f6st\u0259rir ki, art\u0131q orta t\u0259b\u0259q\u0259y\u0259 m\u0259nsub olan insanlar\u0131n 150-200, 250-300 min\u0259 ev ala bilm\u0259si, m\u00fclki sahibi olmas\u0131 \u00e7\u0259tinl\u0259\u015fib. Bu, d\u00fcnyan\u0131n \u0259ks\u0259r meqapolisl\u0259rind\u0259 m\u00fc\u015fahid\u0259 olunan tendensiyad\u0131r. Urbanizasiya prosesi davam edir, insanlar b\u00f6y\u00fck \u015f\u0259h\u0259rl\u0259r\u0259 ax\u0131\u015f\u0131r, ona g\u00f6r\u0259 d\u0259 iri \u015f\u0259h\u0259rl\u0259rd\u0259 m\u0259nzill\u0259r ild\u0259n-il\u0259 bahala\u015f\u0131r. Ancaq bir \u00e7ox \u00f6lk\u0259l\u0259rd\u0259 bunun \u00e7ar\u0259si tap\u0131l\u0131b: insanlar m\u00fclk sahibi olmadan i\u015fl\u0259dikl\u0259ri yer\u0259 yax\u0131n m\u0259nzill\u0259r t\u0259dar\u00fck edib ya\u015fay\u0131r, sad\u0259c\u0259, optimal h\u0259dd\u0259 kiray\u0259 haqq\u0131 \u00f6d\u0259yirl\u0259r. Bir m\u00fcdd\u0259td\u0259n sonra i\u015f v\u0259 ya\u015fay\u0131\u015f yerini…<\/p>\n","protected":false},"author":2,"featured_media":788849,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"om_disable_all_campaigns":false,"_monsterinsights_skip_tracking":false,"_monsterinsights_sitenote_active":false,"_monsterinsights_sitenote_note":"","_monsterinsights_sitenote_category":0},"categories":[1],"tags":[],"aioseo_notices":[],"gutentor_comment":0,"rttpg_featured_image_url":{"full":["https:\/\/arantv.az\/wp-content\/uploads\/2025\/02\/1a979f876d21688cc3ac763d80a98ecf.jpg",400,300,false],"landscape":["https:\/\/arantv.az\/wp-content\/uploads\/2025\/02\/1a979f876d21688cc3ac763d80a98ecf.jpg",400,300,false],"portraits":["https:\/\/arantv.az\/wp-content\/uploads\/2025\/02\/1a979f876d21688cc3ac763d80a98ecf.jpg",400,300,false],"thumbnail":["https:\/\/arantv.az\/wp-content\/uploads\/2025\/02\/1a979f876d21688cc3ac763d80a98ecf-400x280.jpg",400,280,true],"medium":["https:\/\/arantv.az\/wp-content\/uploads\/2025\/02\/1a979f876d21688cc3ac763d80a98ecf.jpg",400,300,false],"large":["https:\/\/arantv.az\/wp-content\/uploads\/2025\/02\/1a979f876d21688cc3ac763d80a98ecf.jpg",400,300,false],"1536x1536":["https:\/\/arantv.az\/wp-content\/uploads\/2025\/02\/1a979f876d21688cc3ac763d80a98ecf.jpg",400,300,false],"2048x2048":["https:\/\/arantv.az\/wp-content\/uploads\/2025\/02\/1a979f876d21688cc3ac763d80a98ecf.jpg",400,300,false],"post-thumbnail":["https:\/\/arantv.az\/wp-content\/uploads\/2025\/02\/1a979f876d21688cc3ac763d80a98ecf-240x172.jpg",240,172,true],"advps-thumb-one":["https:\/\/arantv.az\/wp-content\/uploads\/2025\/02\/1a979f876d21688cc3ac763d80a98ecf.jpg",400,300,false]},"rttpg_author":{"display_name":"V\u00fcsal Rafiqo\u011flu","author_link":"https:\/\/arantv.az\/?author=2"},"rttpg_comment":0,"rttpg_category":"C\u0259miyy\u0259t<\/a>","rttpg_excerpt":"Daha bahal\u0131 evl\u0259r, daha \u00e7\u0259tin ya\u015fay\u0131\u015f – m\u0259nzil b\u00f6hran\u0131na alternativ h\u0259ll yollar\u0131 M\u0259nzil bazar\u0131nda qiym\u0259tl\u0259rin fantastik h\u0259dd\u0259 qalxmas\u0131 g\u00f6st\u0259rir ki, art\u0131q orta t\u0259b\u0259q\u0259y\u0259 m\u0259nsub olan insanlar\u0131n 150-200, 250-300 min\u0259 ev ala bilm\u0259si, m\u00fclki sahibi olmas\u0131 \u00e7\u0259tinl\u0259\u015fib. Bu, d\u00fcnyan\u0131n \u0259ks\u0259r meqapolisl\u0259rind\u0259 m\u00fc\u015fahid\u0259 olunan tendensiyad\u0131r. Urbanizasiya prosesi davam edir, insanlar b\u00f6y\u00fck \u015f\u0259h\u0259rl\u0259r\u0259 ax\u0131\u015f\u0131r, ona g\u00f6r\u0259 d\u0259 iri…","_links":{"self":[{"href":"https:\/\/arantv.az\/index.php?rest_route=\/wp\/v2\/posts\/788848"}],"collection":[{"href":"https:\/\/arantv.az\/index.php?rest_route=\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/arantv.az\/index.php?rest_route=\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/arantv.az\/index.php?rest_route=\/wp\/v2\/users\/2"}],"replies":[{"embeddable":true,"href":"https:\/\/arantv.az\/index.php?rest_route=%2Fwp%2Fv2%2Fcomments&post=788848"}],"version-history":[{"count":2,"href":"https:\/\/arantv.az\/index.php?rest_route=\/wp\/v2\/posts\/788848\/revisions"}],"predecessor-version":[{"id":788851,"href":"https:\/\/arantv.az\/index.php?rest_route=\/wp\/v2\/posts\/788848\/revisions\/788851"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/arantv.az\/index.php?rest_route=\/wp\/v2\/media\/788849"}],"wp:attachment":[{"href":"https:\/\/arantv.az\/index.php?rest_route=%2Fwp%2Fv2%2Fmedia&parent=788848"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/arantv.az\/index.php?rest_route=%2Fwp%2Fv2%2Fcategories&post=788848"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/arantv.az\/index.php?rest_route=%2Fwp%2Fv2%2Ftags&post=788848"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}