{"id":798897,"date":"2025-04-10T15:03:23","date_gmt":"2025-04-10T11:03:23","guid":{"rendered":"https:\/\/arantv.az\/?p=798897"},"modified":"2025-04-10T15:03:23","modified_gmt":"2025-04-10T11:03:23","slug":"kredit-goturm%c9%99k-ist%c9%99y%c9%99nl%c9%99rin-n%c9%99z%c9%99rin%c9%99-banklardan-gozl%c9%99nilm%c9%99z-addim-2","status":"publish","type":"post","link":"https:\/\/arantv.az\/?p=798897","title":{"rendered":"Kredit g\u00f6t\u00fcrm\u0259k ist\u0259y\u0259nl\u0259rin N\u018fZ\u018fR\u0130N\u018f \u2013 Banklardan g\u00f6zl\u0259nilm\u0259z ADDIM"},"content":{"rendered":"<p>Az\u0259rbaycan M\u0259rk\u0259zi Bank\u0131n\u0131n m\u0259lumat\u0131na g\u00f6r\u0259, 2025-ci ilin yanvar- fevral ay\u0131nda \u00f6lk\u0259 banklar\u0131 179.4 mln. manat xalis m\u0259nf\u0259\u0259t \u0259ld\u0259 edib. Bu, \u00f6t\u0259n ilin eyni d\u00f6vr\u00fc il\u0259 m\u00fcqayis\u0259d\u0259 14,3% azd\u0131r.<\/p>\n<p>Banklar\u0131n \u0259m\u0259liyyat m\u0259nf\u0259\u0259ti is\u0259 bu ilin ilk iki ay\u0131nda 275.2 mln. manat t\u0259\u015fkil edib ki, bu da \u00f6t\u0259n ilin eyni d\u00f6vr\u00fcn\u0259 nisb\u0259t\u0259n 7,7% azd\u0131r.<\/p>\n<p>Qeyd ed\u0259k ki, 2024-c\u00fc ilin yanvar-fevral aylar\u0131nda banklar 209.8 mln. manat xalis m\u0259nf\u0259\u0259t, 298.3 mln. manat m\u0259bl\u0259\u011find\u0259 \u0259m\u0259liyyat m\u0259nf\u0259\u0259ti \u0259ld\u0259 edib.<\/p>\n<p>Bu azalma n\u0259 il\u0259 ba\u011fl\u0131d\u0131r?<\/p>\n<p>M\u00f6vzu il\u0259 ba\u011fl\u0131 dan\u0131\u015fan iqtisad\u00e7\u0131 ekspert Natiq C\u0259f\u0259rli deyir ki, banklar\u0131n g\u0259lirl\u0259rinin azalmas\u0131n\u0131n \u0259sas s\u0259b\u0259bi konservativ kredit siyas\u0259tin\u0259 ke\u00e7ilm\u0259sidir:<\/p>\n<p>&#8220;Banklar riskli ola bil\u0259c\u0259k sah\u0259l\u0259r\u0259 kredit verilm\u0259sini azald\u0131blar. Bu da m\u00fc\u0259yy\u0259n g\u00f6zl\u0259ntil\u0259rl\u0259 ba\u011fl\u0131d\u0131r. Manat\u0131n m\u0259z\u0259nn\u0259 d\u0259yi\u015fiklikl\u0259rinin y\u00fcks\u0259lm\u0259 ehtimal\u0131 oldu\u011funa g\u00f6r\u0259 banklar etibarl\u0131 kredit siyas\u0259tin\u0259 ke\u00e7m\u0259k, riskl\u0259ri azaltmaq ist\u0259yirl\u0259r. T\u0259bii ki, kreditl\u0259\u015fm\u0259 azald\u0131qca banklar\u0131n da g\u0259lirl\u0259ri a\u015fa\u011f\u0131 d\u00fc\u015f\u00fcr. Bu tendensiyan\u0131 izl\u0259m\u0259k laz\u0131md\u0131r. \u018fg\u0259r bu qal\u0131c\u0131 bir tendensiya olsa, o zaman banklar\u0131n da dayan\u0131ql\u0131l\u0131\u011f\u0131nda m\u00fc\u0259yy\u0259n probleml\u0259r ya\u015fana bil\u0259r&#8221;. \\bizim.media<\/p>\n","protected":false},"excerpt":{"rendered":"<p>Az\u0259rbaycan M\u0259rk\u0259zi Bank\u0131n\u0131n m\u0259lumat\u0131na g\u00f6r\u0259, 2025-ci ilin yanvar- fevral ay\u0131nda \u00f6lk\u0259 banklar\u0131 179.4 mln. manat xalis m\u0259nf\u0259\u0259t \u0259ld\u0259 edib. Bu, \u00f6t\u0259n ilin eyni d\u00f6vr\u00fc il\u0259 m\u00fcqayis\u0259d\u0259 14,3% azd\u0131r. Banklar\u0131n \u0259m\u0259liyyat m\u0259nf\u0259\u0259ti is\u0259 bu ilin ilk iki ay\u0131nda 275.2 mln. manat t\u0259\u015fkil edib ki, bu da \u00f6t\u0259n ilin eyni d\u00f6vr\u00fcn\u0259 nisb\u0259t\u0259n 7,7% azd\u0131r. Qeyd ed\u0259k ki, 2024-c\u00fc ilin yanvar-fevral aylar\u0131nda banklar 209.8 mln. manat xalis m\u0259nf\u0259\u0259t, 298.3 mln. manat m\u0259bl\u0259\u011find\u0259 \u0259m\u0259liyyat m\u0259nf\u0259\u0259ti \u0259ld\u0259 edib. Bu azalma n\u0259 il\u0259 ba\u011fl\u0131d\u0131r? M\u00f6vzu il\u0259 ba\u011fl\u0131 dan\u0131\u015fan iqtisad\u00e7\u0131 ekspert Natiq C\u0259f\u0259rli deyir ki, banklar\u0131n g\u0259lirl\u0259rinin&hellip;<\/p>\n","protected":false},"author":2,"featured_media":798898,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"om_disable_all_campaigns":false,"_monsterinsights_skip_tracking":false,"_monsterinsights_sitenote_active":false,"_monsterinsights_sitenote_note":"","_monsterinsights_sitenote_category":0},"categories":[19],"tags":[],"aioseo_notices":[],"gutentor_comment":0,"rttpg_featured_image_url":{"full":["https:\/\/arantv.az\/wp-content\/uploads\/2025\/04\/878490b6b025b73df714ba1c759ad88b.jpg",800,500,false],"landscape":["https:\/\/arantv.az\/wp-content\/uploads\/2025\/04\/878490b6b025b73df714ba1c759ad88b.jpg",800,500,false],"portraits":["https:\/\/arantv.az\/wp-content\/uploads\/2025\/04\/878490b6b025b73df714ba1c759ad88b.jpg",800,500,false],"thumbnail":["https:\/\/arantv.az\/wp-content\/uploads\/2025\/04\/878490b6b025b73df714ba1c759ad88b-500x280.jpg",500,280,true],"medium":["https:\/\/arantv.az\/wp-content\/uploads\/2025\/04\/878490b6b025b73df714ba1c759ad88b-584x365.jpg",584,365,true],"large":["https:\/\/arantv.az\/wp-content\/uploads\/2025\/04\/878490b6b025b73df714ba1c759ad88b.jpg",640,400,false],"1536x1536":["https:\/\/arantv.az\/wp-content\/uploads\/2025\/04\/878490b6b025b73df714ba1c759ad88b.jpg",800,500,false],"2048x2048":["https:\/\/arantv.az\/wp-content\/uploads\/2025\/04\/878490b6b025b73df714ba1c759ad88b.jpg",800,500,false],"post-thumbnail":["https:\/\/arantv.az\/wp-content\/uploads\/2025\/04\/878490b6b025b73df714ba1c759ad88b-240x172.jpg",240,172,true],"advps-thumb-one":["https:\/\/arantv.az\/wp-content\/uploads\/2025\/04\/878490b6b025b73df714ba1c759ad88b.jpg",800,500,false]},"rttpg_author":{"display_name":"V\u00fcsal Rafiqo\u011flu","author_link":"https:\/\/arantv.az\/?author=2"},"rttpg_comment":0,"rttpg_category":"<a href=\"https:\/\/arantv.az\/?cat=19\" rel=\"category\">G\u00fcnd\u0259m<\/a>","rttpg_excerpt":"Az\u0259rbaycan M\u0259rk\u0259zi Bank\u0131n\u0131n m\u0259lumat\u0131na g\u00f6r\u0259, 2025-ci ilin yanvar- fevral ay\u0131nda \u00f6lk\u0259 banklar\u0131 179.4 mln. manat xalis m\u0259nf\u0259\u0259t \u0259ld\u0259 edib. Bu, \u00f6t\u0259n ilin eyni d\u00f6vr\u00fc il\u0259 m\u00fcqayis\u0259d\u0259 14,3% azd\u0131r. Banklar\u0131n \u0259m\u0259liyyat m\u0259nf\u0259\u0259ti is\u0259 bu ilin ilk iki ay\u0131nda 275.2 mln. manat t\u0259\u015fkil edib ki, bu da \u00f6t\u0259n ilin eyni d\u00f6vr\u00fcn\u0259 nisb\u0259t\u0259n 7,7% azd\u0131r. Qeyd ed\u0259k ki,&hellip;","_links":{"self":[{"href":"https:\/\/arantv.az\/index.php?rest_route=\/wp\/v2\/posts\/798897"}],"collection":[{"href":"https:\/\/arantv.az\/index.php?rest_route=\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/arantv.az\/index.php?rest_route=\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/arantv.az\/index.php?rest_route=\/wp\/v2\/users\/2"}],"replies":[{"embeddable":true,"href":"https:\/\/arantv.az\/index.php?rest_route=%2Fwp%2Fv2%2Fcomments&post=798897"}],"version-history":[{"count":1,"href":"https:\/\/arantv.az\/index.php?rest_route=\/wp\/v2\/posts\/798897\/revisions"}],"predecessor-version":[{"id":798899,"href":"https:\/\/arantv.az\/index.php?rest_route=\/wp\/v2\/posts\/798897\/revisions\/798899"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/arantv.az\/index.php?rest_route=\/wp\/v2\/media\/798898"}],"wp:attachment":[{"href":"https:\/\/arantv.az\/index.php?rest_route=%2Fwp%2Fv2%2Fmedia&parent=798897"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/arantv.az\/index.php?rest_route=%2Fwp%2Fv2%2Fcategories&post=798897"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/arantv.az\/index.php?rest_route=%2Fwp%2Fv2%2Ftags&post=798897"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}