{"id":799057,"date":"2025-04-11T11:10:07","date_gmt":"2025-04-11T07:10:07","guid":{"rendered":"https:\/\/arantv.az\/?p=799057"},"modified":"2025-04-11T11:10:07","modified_gmt":"2025-04-11T07:10:07","slug":"kredit-borcu-olan-pensiyacilara-sad-x%c9%99b%c9%99r","status":"publish","type":"post","link":"https:\/\/arantv.az\/?p=799057","title":{"rendered":"Kredit borcu olan pensiya\u00e7\u0131lara \u015eAD X\u018fB\u018fR"},"content":{"rendered":"<p>Banka borcu olan \u015f\u0259xs t\u0259qa\u00fcd\u00e7\u00fcd\u00fcr. Onun ald\u0131\u011f\u0131 pensiya v\u0259 banka olan borcunun miqdar\u0131 is\u0259 eynidir. Pensiyas\u0131n\u0131 bank borcuna ver\u0259n \u015f\u0259xsin dolanmaq \u00fc\u00e7\u00fcn pulu qalm\u0131r. Son g\u00fcnl\u0259r redaksiyam\u0131za bu c\u00fcr m\u00fcraci\u0259tl\u0259rin say\u0131 art\u0131r. V\u0259t\u0259nda\u015flar bildirirl\u0259r ki, ald\u0131qlar\u0131 pensiyan\u0131 tam olaraq bank borclar\u0131na verdikl\u0259ri \u00fc\u00e7\u00fcn dolanmaqda \u00e7\u0259tinlik \u00e7\u0259kirl\u0259r. B\u0259s g\u00f6r\u0259s\u0259n, bu halda h\u0259min \u015f\u0259xsl\u0259r hans\u0131 add\u0131m\u0131 atmal\u0131d\u0131rlar? Banka olan borcdan ya\u015fay\u0131\u015f minimumunun \u00e7\u0131x\u0131lmas\u0131 m\u00fcmk\u00fcnd\u00fcrm\u00fc?<\/p>\n<p>M\u0259s\u0259l\u0259 il\u0259 ba\u011fl\u0131 bank m\u0259s\u0259l\u0259l\u0259ri \u00fczr\u0259 ekspert, iqtisad\u00e7\u0131 \u018fkr\u0259m H\u0259s\u0259nov konkret.az-a a\u00e7\u0131qlamas\u0131nda bildirib ki, qanunvericiliy\u0259 g\u00f6r\u0259, h\u0259r bir \u015f\u0259xsin g\u0259lirinin yar\u0131s\u0131 b\u00fct\u00fcn borclar\u0131na g\u00f6r\u0259 tutula bil\u0259r.<\/p>\n<p>&#8220;O c\u00fcml\u0259d\u0259n, t\u0259qa\u00fcd\u00e7\u00fcn\u00fcn d\u0259 pensiyas\u0131n\u0131n yar\u0131s\u0131 tutula bil\u0259r. Bel\u0259 bir m\u00fcdd\u0259a var ki, ya\u015fay\u0131\u015f minimumu \u015f\u0259xsi t\u0259min etm\u0259lidir. Bununla ba\u011fl\u0131 d\u00f6vl\u0259t orqanlar\u0131na da m\u00fcraci\u0259t etmi\u015fdim. Ya\u015fay\u0131\u015f minimumu h\u0259r bir halda saxlanmal\u0131d\u0131r. Qanun deyir ki, 50 faiz\u0259d\u0259k pul tutulmal\u0131d\u0131r. Y\u0259ni, az m\u0259bl\u0259\u011fd\u0259 d\u0259 pul tutula bil\u0259r.&#8221;<\/p>\n<p>\u0130qtisad\u00e7\u0131 qeyd edir ki, ya\u015fay\u0131\u015f minumumu m\u00fctl\u0259q saxlan\u0131lmal\u0131d\u0131r.<\/p>\n<p>&#8220;Amma t\u0259\u0259ss\u00fcf ki, d\u00f6vl\u0259t orqanlar\u0131 v\u0259t\u0259nda\u015f\u0131n bu h\u00fcququnu t\u0259min etmir. Bu, praktikada bel\u0259dir. M\u0259n bu add\u0131m\u0131 Konstitusiyaya zidd hesab edir\u0259m. \u00c7\u00fcnki Konstitusiyaya g\u00f6r\u0259, insan haqlar\u0131n\u0131n m\u00fcdafi\u0259si d\u00f6vl\u0259tin ali m\u0259qs\u0259didir. Y\u0259ni ya\u015fay\u0131\u015f minumumu da insan\u0131n haqq\u0131d\u0131r. T\u0259\u0259ss\u00fcf ki, d\u00f6vl\u0259t orqanlar\u0131n\u0131n v\u0259 m\u0259hk\u0259m\u0259l\u0259rin t\u0259cr\u00fcb\u0259si f\u0259rqlidir.&#8221;<\/p>\n","protected":false},"excerpt":{"rendered":"<p>Banka borcu olan \u015f\u0259xs t\u0259qa\u00fcd\u00e7\u00fcd\u00fcr. Onun ald\u0131\u011f\u0131 pensiya v\u0259 banka olan borcunun miqdar\u0131 is\u0259 eynidir. Pensiyas\u0131n\u0131 bank borcuna ver\u0259n \u015f\u0259xsin dolanmaq \u00fc\u00e7\u00fcn pulu qalm\u0131r. Son g\u00fcnl\u0259r redaksiyam\u0131za bu c\u00fcr m\u00fcraci\u0259tl\u0259rin say\u0131 art\u0131r. V\u0259t\u0259nda\u015flar bildirirl\u0259r ki, ald\u0131qlar\u0131 pensiyan\u0131 tam olaraq bank borclar\u0131na verdikl\u0259ri \u00fc\u00e7\u00fcn dolanmaqda \u00e7\u0259tinlik \u00e7\u0259kirl\u0259r. B\u0259s g\u00f6r\u0259s\u0259n, bu halda h\u0259min \u015f\u0259xsl\u0259r hans\u0131 add\u0131m\u0131 atmal\u0131d\u0131rlar? Banka olan borcdan ya\u015fay\u0131\u015f minimumunun \u00e7\u0131x\u0131lmas\u0131 m\u00fcmk\u00fcnd\u00fcrm\u00fc? M\u0259s\u0259l\u0259 il\u0259 ba\u011fl\u0131 bank m\u0259s\u0259l\u0259l\u0259ri \u00fczr\u0259 ekspert, iqtisad\u00e7\u0131 \u018fkr\u0259m H\u0259s\u0259nov konkret.az-a a\u00e7\u0131qlamas\u0131nda bildirib ki, qanunvericiliy\u0259 g\u00f6r\u0259, h\u0259r bir \u015f\u0259xsin g\u0259lirinin yar\u0131s\u0131 b\u00fct\u00fcn borclar\u0131na g\u00f6r\u0259 tutula bil\u0259r. &#8220;O c\u00fcml\u0259d\u0259n,&hellip;<\/p>\n","protected":false},"author":2,"featured_media":799058,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"om_disable_all_campaigns":false,"_monsterinsights_skip_tracking":false,"_monsterinsights_sitenote_active":false,"_monsterinsights_sitenote_note":"","_monsterinsights_sitenote_category":0},"categories":[26],"tags":[],"aioseo_notices":[],"gutentor_comment":0,"rttpg_featured_image_url":{"full":["https:\/\/arantv.az\/wp-content\/uploads\/2025\/04\/b82dc4f304bb9eab4c5ee18c1e13b1bd.jpg",700,466,false],"landscape":["https:\/\/arantv.az\/wp-content\/uploads\/2025\/04\/b82dc4f304bb9eab4c5ee18c1e13b1bd.jpg",700,466,false],"portraits":["https:\/\/arantv.az\/wp-content\/uploads\/2025\/04\/b82dc4f304bb9eab4c5ee18c1e13b1bd.jpg",700,466,false],"thumbnail":["https:\/\/arantv.az\/wp-content\/uploads\/2025\/04\/b82dc4f304bb9eab4c5ee18c1e13b1bd-500x280.jpg",500,280,true],"medium":["https:\/\/arantv.az\/wp-content\/uploads\/2025\/04\/b82dc4f304bb9eab4c5ee18c1e13b1bd-548x365.jpg",548,365,true],"large":["https:\/\/arantv.az\/wp-content\/uploads\/2025\/04\/b82dc4f304bb9eab4c5ee18c1e13b1bd.jpg",640,426,false],"1536x1536":["https:\/\/arantv.az\/wp-content\/uploads\/2025\/04\/b82dc4f304bb9eab4c5ee18c1e13b1bd.jpg",700,466,false],"2048x2048":["https:\/\/arantv.az\/wp-content\/uploads\/2025\/04\/b82dc4f304bb9eab4c5ee18c1e13b1bd.jpg",700,466,false],"post-thumbnail":["https:\/\/arantv.az\/wp-content\/uploads\/2025\/04\/b82dc4f304bb9eab4c5ee18c1e13b1bd-240x172.jpg",240,172,true],"advps-thumb-one":["https:\/\/arantv.az\/wp-content\/uploads\/2025\/04\/b82dc4f304bb9eab4c5ee18c1e13b1bd.jpg",700,466,false]},"rttpg_author":{"display_name":"V\u00fcsal Rafiqo\u011flu","author_link":"https:\/\/arantv.az\/?author=2"},"rttpg_comment":0,"rttpg_category":"<a href=\"https:\/\/arantv.az\/?cat=26\" rel=\"category\">Sosial<\/a>","rttpg_excerpt":"Banka borcu olan \u015f\u0259xs t\u0259qa\u00fcd\u00e7\u00fcd\u00fcr. Onun ald\u0131\u011f\u0131 pensiya v\u0259 banka olan borcunun miqdar\u0131 is\u0259 eynidir. Pensiyas\u0131n\u0131 bank borcuna ver\u0259n \u015f\u0259xsin dolanmaq \u00fc\u00e7\u00fcn pulu qalm\u0131r. Son g\u00fcnl\u0259r redaksiyam\u0131za bu c\u00fcr m\u00fcraci\u0259tl\u0259rin say\u0131 art\u0131r. V\u0259t\u0259nda\u015flar bildirirl\u0259r ki, ald\u0131qlar\u0131 pensiyan\u0131 tam olaraq bank borclar\u0131na verdikl\u0259ri \u00fc\u00e7\u00fcn dolanmaqda \u00e7\u0259tinlik \u00e7\u0259kirl\u0259r. B\u0259s g\u00f6r\u0259s\u0259n, bu halda h\u0259min \u015f\u0259xsl\u0259r hans\u0131 add\u0131m\u0131 atmal\u0131d\u0131rlar?&hellip;","_links":{"self":[{"href":"https:\/\/arantv.az\/index.php?rest_route=\/wp\/v2\/posts\/799057"}],"collection":[{"href":"https:\/\/arantv.az\/index.php?rest_route=\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/arantv.az\/index.php?rest_route=\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/arantv.az\/index.php?rest_route=\/wp\/v2\/users\/2"}],"replies":[{"embeddable":true,"href":"https:\/\/arantv.az\/index.php?rest_route=%2Fwp%2Fv2%2Fcomments&post=799057"}],"version-history":[{"count":2,"href":"https:\/\/arantv.az\/index.php?rest_route=\/wp\/v2\/posts\/799057\/revisions"}],"predecessor-version":[{"id":799060,"href":"https:\/\/arantv.az\/index.php?rest_route=\/wp\/v2\/posts\/799057\/revisions\/799060"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/arantv.az\/index.php?rest_route=\/wp\/v2\/media\/799058"}],"wp:attachment":[{"href":"https:\/\/arantv.az\/index.php?rest_route=%2Fwp%2Fv2%2Fmedia&parent=799057"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/arantv.az\/index.php?rest_route=%2Fwp%2Fv2%2Fcategories&post=799057"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/arantv.az\/index.php?rest_route=%2Fwp%2Fv2%2Ftags&post=799057"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}