{"id":810095,"date":"2025-06-09T22:23:55","date_gmt":"2025-06-09T18:23:55","guid":{"rendered":"https:\/\/arantv.az\/?p=810095"},"modified":"2025-06-09T22:23:55","modified_gmt":"2025-06-09T18:23:55","slug":"kreditl%c9%99-avtomobil-almaq-ist%c9%99y%c9%99nl%c9%99r%c9%99-vacib-x%c9%99b%c9%99r","status":"publish","type":"post","link":"https:\/\/arantv.az\/?p=810095","title":{"rendered":"Kreditl\u0259 avtomobil almaq ist\u0259y\u0259nl\u0259r\u0259 VAC\u0130B X\u018fB\u018fR"},"content":{"rendered":"<div class=\"text-content\" data-id=\"\" data-url=\"\">\n<p><strong>&#8220;\u0130lk \u00f6nc\u0259 h\u0259r iki kredit n\u00f6v\u00fcn\u00fcn \u015f\u0259rtl\u0259rin\u0259 baxmaq laz\u0131md\u0131r. H\u0259r k\u0259s \u00fc\u00e7\u00fcn bir \u015f\u0259rt daha uy\u011fun ola bil\u0259r. Bunlar\u0131n h\u0259r ikisi m\u00fclki m\u00fcqavil\u0259dir. H\u0259r ikisind\u0259 maliyy\u0259 sektoru i\u015ftirak edir&#8221;<\/strong><\/p>\n<p>Bu s\u00f6zl\u0259ri\u00a0Yenisabah.az-a a\u00e7\u0131qlamas\u0131nda iqtisad\u00e7\u0131-ekspert Xalid K\u0259rimli deyib.<\/p>\n<p><strong>O bildirib ki, avtomobil almaq ist\u0259y\u0259n \u015f\u0259xs istehlak kreditl\u0259rinin v\u0259 lizinqin \u015f\u0259rtl\u0259rin\u0259 ayr\u0131-ayr\u0131 diqq\u0259t etm\u0259lidir:<\/strong><\/p>\n<p>&#8220;Avtomobil kreditl\u0259rind\u0259 faizl\u0259r bir q\u0259d\u0259r y\u00fcks\u0259k olur. Ona g\u00f6r\u0259 d\u0259, \u0259n yax\u015f\u0131s\u0131 insanlar\u0131n m\u00fcmk\u00fcn q\u0259d\u0259r na\u011fd yolla ma\u015f\u0131n almas\u0131d\u0131r. \u0130stehlak krediti bank sektorundan verilir v\u0259 bank ham\u0131ya kredit vermir. G\u0259r\u0259k m\u00fc\u015ft\u0259rinin g\u0259lirl\u0259ri bank\u0131n t\u0259l\u0259bl\u0259rin\u0259 uy\u011fun olsun. Dig\u0259r t\u0259r\u0259fd\u0259n, g\u0259lir r\u0259smi olmal\u0131d\u0131r. Eyni zamanda kredit tarix\u00e7\u0259sind\u0259 problem d\u0259 olmamal\u0131d\u0131r. \u018fmlak\u0131n m\u00fclkiyy\u0259t h\u00fcququ ke\u00e7m\u0259diyin\u0259 g\u00f6r\u0259 bir \u00e7ox m\u0259s\u0259l\u0259l\u0259r\u0259 g\u00f6z yumulur. \u0130stehlak krediti vasit\u0259si il\u0259 v\u0259t\u0259nda\u015f avtomobili al\u0131r v\u0259 daha sonra istehlak kreditini \u00f6d\u0259yir. Lizinqd\u0259 is\u0259 ma\u015f\u0131n verilir v\u0259 \u00f6d\u0259ni\u015fl\u0259r bitdikd\u0259n sonra \u015f\u0259xsin m\u00fclkiyy\u0259tin\u0259 ke\u00e7irilir. H\u0259r bir k\u0259s\u0259 istehlak krediti d\u0259, lizinq d\u0259 veril\u0259rs\u0259, onda \u015f\u0259rtl\u0259ri qar\u015f\u0131la\u015fd\u0131r\u0131b m\u00fcqayis\u0259 aparmaq olar&#8221;.<\/p>\n<p><strong>Ekspert vur\u011fulay\u0131b ki, h\u0259r iki kredit n\u00f6v\u00fcn\u00fcn \u015f\u0259rtl\u0259ri v\u0259 t\u0259l\u0259bl\u0259ri m\u00fcxt\u0259lifdir:<\/strong><\/p>\n<p>&#8220;M\u00fcmk\u00fcnd\u00fcr ki, istehlak kreditl\u0259ri bir q\u0259d\u0259r faiz bax\u0131m\u0131ndan daha ucuz ola bil\u0259r. Amma dediyim kimi, \u015f\u0259xs istehlak krediti \u0259ld\u0259 etm\u0259k \u00fc\u00e7\u00fcn \u015f\u0259rtl\u0259r\u0259 cavab verm\u0259lidir. Amma lizinqd\u0259 ma\u015f\u0131n v\u0259t\u0259nda\u015f\u0131n ad\u0131na ke\u00e7irilm\u0259diyin\u0259 g\u00f6r\u0259, m\u00fc\u0259yy\u0259n n\u00fcanslara g\u00f6z yumulur. Lakin lizinqd\u0259 s\u0259r\u0259ncam verm\u0259 v\u0259 m\u00fclkiyy\u0259t h\u00fcquqlar\u0131 verilmir, sad\u0259c\u0259 istifad\u0259 h\u00fcququ verilir&#8221;.<\/p>\n<\/div>\n<div><\/div>\n<div><\/div>\n<div class=\"inner-social-box\">\n<div class=\"subs-in-social subs-whatsapp\"><\/div>\n<\/div>\n","protected":false},"excerpt":{"rendered":"<p>&#8220;\u0130lk \u00f6nc\u0259 h\u0259r iki kredit n\u00f6v\u00fcn\u00fcn \u015f\u0259rtl\u0259rin\u0259 baxmaq laz\u0131md\u0131r. H\u0259r k\u0259s \u00fc\u00e7\u00fcn bir \u015f\u0259rt daha uy\u011fun ola bil\u0259r. Bunlar\u0131n h\u0259r ikisi m\u00fclki m\u00fcqavil\u0259dir. H\u0259r ikisind\u0259 maliyy\u0259 sektoru i\u015ftirak edir&#8221; Bu s\u00f6zl\u0259ri\u00a0Yenisabah.az-a a\u00e7\u0131qlamas\u0131nda iqtisad\u00e7\u0131-ekspert Xalid K\u0259rimli deyib. O bildirib ki, avtomobil almaq ist\u0259y\u0259n \u015f\u0259xs istehlak kreditl\u0259rinin v\u0259 lizinqin \u015f\u0259rtl\u0259rin\u0259 ayr\u0131-ayr\u0131 diqq\u0259t etm\u0259lidir: &#8220;Avtomobil kreditl\u0259rind\u0259 faizl\u0259r bir q\u0259d\u0259r y\u00fcks\u0259k olur. Ona g\u00f6r\u0259 d\u0259, \u0259n yax\u015f\u0131s\u0131 insanlar\u0131n m\u00fcmk\u00fcn q\u0259d\u0259r na\u011fd yolla ma\u015f\u0131n almas\u0131d\u0131r. \u0130stehlak krediti bank sektorundan verilir v\u0259 bank ham\u0131ya kredit vermir. G\u0259r\u0259k m\u00fc\u015ft\u0259rinin g\u0259lirl\u0259ri bank\u0131n t\u0259l\u0259bl\u0259rin\u0259 uy\u011fun olsun. Dig\u0259r t\u0259r\u0259fd\u0259n, g\u0259lir&hellip;<\/p>\n","protected":false},"author":2,"featured_media":810096,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"om_disable_all_campaigns":false,"_monsterinsights_skip_tracking":false,"_monsterinsights_sitenote_active":false,"_monsterinsights_sitenote_note":"","_monsterinsights_sitenote_category":0},"categories":[19],"tags":[],"aioseo_notices":[],"gutentor_comment":0,"rttpg_featured_image_url":{"full":["https:\/\/arantv.az\/wp-content\/uploads\/2025\/06\/83eb686230f880ab252e00a3e5f4e8eb.jpg",750,422,false],"landscape":["https:\/\/arantv.az\/wp-content\/uploads\/2025\/06\/83eb686230f880ab252e00a3e5f4e8eb.jpg",750,422,false],"portraits":["https:\/\/arantv.az\/wp-content\/uploads\/2025\/06\/83eb686230f880ab252e00a3e5f4e8eb.jpg",750,422,false],"thumbnail":["https:\/\/arantv.az\/wp-content\/uploads\/2025\/06\/83eb686230f880ab252e00a3e5f4e8eb-500x280.jpg",500,280,true],"medium":["https:\/\/arantv.az\/wp-content\/uploads\/2025\/06\/83eb686230f880ab252e00a3e5f4e8eb-649x365.jpg",649,365,true],"large":["https:\/\/arantv.az\/wp-content\/uploads\/2025\/06\/83eb686230f880ab252e00a3e5f4e8eb.jpg",640,360,false],"1536x1536":["https:\/\/arantv.az\/wp-content\/uploads\/2025\/06\/83eb686230f880ab252e00a3e5f4e8eb.jpg",750,422,false],"2048x2048":["https:\/\/arantv.az\/wp-content\/uploads\/2025\/06\/83eb686230f880ab252e00a3e5f4e8eb.jpg",750,422,false],"post-thumbnail":["https:\/\/arantv.az\/wp-content\/uploads\/2025\/06\/83eb686230f880ab252e00a3e5f4e8eb-240x172.jpg",240,172,true],"advps-thumb-one":["https:\/\/arantv.az\/wp-content\/uploads\/2025\/06\/83eb686230f880ab252e00a3e5f4e8eb.jpg",750,422,false]},"rttpg_author":{"display_name":"V\u00fcsal Rafiqo\u011flu","author_link":"https:\/\/arantv.az\/?author=2"},"rttpg_comment":0,"rttpg_category":"<a href=\"https:\/\/arantv.az\/?cat=19\" rel=\"category\">G\u00fcnd\u0259m<\/a>","rttpg_excerpt":"&#8220;\u0130lk \u00f6nc\u0259 h\u0259r iki kredit n\u00f6v\u00fcn\u00fcn \u015f\u0259rtl\u0259rin\u0259 baxmaq laz\u0131md\u0131r. H\u0259r k\u0259s \u00fc\u00e7\u00fcn bir \u015f\u0259rt daha uy\u011fun ola bil\u0259r. Bunlar\u0131n h\u0259r ikisi m\u00fclki m\u00fcqavil\u0259dir. H\u0259r ikisind\u0259 maliyy\u0259 sektoru i\u015ftirak edir&#8221; Bu s\u00f6zl\u0259ri\u00a0Yenisabah.az-a a\u00e7\u0131qlamas\u0131nda iqtisad\u00e7\u0131-ekspert Xalid K\u0259rimli deyib. O bildirib ki, avtomobil almaq ist\u0259y\u0259n \u015f\u0259xs istehlak kreditl\u0259rinin v\u0259 lizinqin \u015f\u0259rtl\u0259rin\u0259 ayr\u0131-ayr\u0131 diqq\u0259t etm\u0259lidir: &#8220;Avtomobil kreditl\u0259rind\u0259 faizl\u0259r bir&hellip;","_links":{"self":[{"href":"https:\/\/arantv.az\/index.php?rest_route=\/wp\/v2\/posts\/810095"}],"collection":[{"href":"https:\/\/arantv.az\/index.php?rest_route=\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/arantv.az\/index.php?rest_route=\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/arantv.az\/index.php?rest_route=\/wp\/v2\/users\/2"}],"replies":[{"embeddable":true,"href":"https:\/\/arantv.az\/index.php?rest_route=%2Fwp%2Fv2%2Fcomments&post=810095"}],"version-history":[{"count":1,"href":"https:\/\/arantv.az\/index.php?rest_route=\/wp\/v2\/posts\/810095\/revisions"}],"predecessor-version":[{"id":810097,"href":"https:\/\/arantv.az\/index.php?rest_route=\/wp\/v2\/posts\/810095\/revisions\/810097"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/arantv.az\/index.php?rest_route=\/wp\/v2\/media\/810096"}],"wp:attachment":[{"href":"https:\/\/arantv.az\/index.php?rest_route=%2Fwp%2Fv2%2Fmedia&parent=810095"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/arantv.az\/index.php?rest_route=%2Fwp%2Fv2%2Fcategories&post=810095"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/arantv.az\/index.php?rest_route=%2Fwp%2Fv2%2Ftags&post=810095"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}