{"id":811226,"date":"2025-06-16T13:15:17","date_gmt":"2025-06-16T09:15:17","guid":{"rendered":"https:\/\/arantv.az\/?p=811226"},"modified":"2025-06-16T13:15:17","modified_gmt":"2025-06-16T09:15:17","slug":"gorunm%c9%99z-soyguncularin-izi-il%c9%99-ogurlanan-pullar-hara-gedir","status":"publish","type":"post","link":"https:\/\/arantv.az\/?p=811226","title":{"rendered":"G\u00f6r\u00fcnm\u0259z soy\u011fun\u00e7ular\u0131n izi il\u0259 &#8211; o\u011furlanan pullar hara gedir?"},"content":{"rendered":"<p><strong>Az\u0259rbaycanda bank kartlar\u0131ndan o\u011furluqlar art\u0131q nadir hadis\u0259 deyil. Dem\u0259k olar ki, h\u0259r g\u00fcn, h\u0259r ay y\u00fczl\u0259rl\u0259 insan bank kartlar\u0131ndak\u0131 v\u0259saitin yoxa \u00e7\u0131xmas\u0131ndan \u015fikay\u0259t edir.<\/strong><\/p>\n<p><strong>\u00dcst\u0259lik, h\u00fcquq-m\u00fchafiz\u0259 orqanlar\u0131n\u0131n \u0259li bu o\u011frulara \u00e7atm\u0131r. S\u0259b\u0259b texnologiya v\u0259 beyn\u0259lxalq cinay\u0259tkar \u015f\u0259b\u0259k\u0259l\u0259rin oyun qaydalar\u0131d\u0131r.<\/strong><\/p>\n<p>\u0130yunun 16-da Daxili \u0130\u015fl\u0259r Nazirliyi n\u00f6vb\u0259ti d\u0259f\u0259 v\u0259t\u0259nda\u015flara m\u00fcraci\u0259t ed\u0259r\u0259k bank kart\u0131 m\u0259lumatlar\u0131n\u0131n qorunmas\u0131na x\u00fcsusi diqq\u0259t yetirm\u0259y\u0259 \u00e7a\u011f\u0131r\u0131b v\u0259 v\u0259t\u0259nda\u015flar\u0131n bank hesablar\u0131ndan iyunun 14-d\u0259 v\u0259 15-d\u0259 o\u011furlanan v\u0259saitl\u0259rin miqdar\u0131n\u0131 a\u00e7\u0131qlay\u0131b.<\/p>\n<p>M\u0259lum olub ki, 2 g\u00fcn \u0259rzind\u0259 bir s\u0131ra \u015f\u0259xsl\u0259rin bank hesablar\u0131ndan 1400, 770, 500, 400, 362, 332, 317, 308, 280, 280, 170, 110, 50 v\u0259 19 manat kiber \u00fcsulla o\u011furlan\u0131b.<\/p>\n<p>D\u0130N bir daha xat\u0131rlad\u0131b ki, bu c\u00fcr cinay\u0259tl\u0259r \u0259sas\u0259n nam\u0259lum n\u00f6mr\u0259l\u0259rd\u0259n g\u0259l\u0259n z\u0259ng v\u0259 SMS-l\u0259r, saxta saytlar v\u0259 \u015f\u00fcbh\u0259li platformalar vasit\u0259sil\u0259 t\u00f6r\u0259dilir.<\/p>\n<p>Daxili \u0130\u015fl\u0259r Nazirliyi bir daha diqq\u0259t\u0259 \u00e7atd\u0131r\u0131r ki, nam\u0259lum n\u00f6mr\u0259l\u0259rd\u0259n g\u0259l\u0259n z\u0259ngl\u0259r\u0259 v\u0259 mesajlara cavab verilm\u0259m\u0259lidir.<\/p>\n<p>T\u00f6vsiy\u0259 edilir ki, SMS, e-po\u00e7t v\u0259 messencerl\u0259rd\u0259ki \u015f\u00fcbh\u0259li linkl\u0259r\u0259 daxil olmay\u0131n, bank kart\u0131n\u0131z\u0131n n\u00f6mr\u0259sini, PIN kodunu, CVV kodunu, OTP (bird\u0259f\u0259lik \u015fifr\u0259) kimi m\u0259lumatlar\u0131 he\u00e7 bir halda payla\u015fmay\u0131n. Tan\u0131mad\u0131\u011f\u0131n\u0131z \u015f\u0259xsl\u0259r\u0259, h\u0259m\u00e7inin \u00f6z\u00fcn\u00fc bank v\u0259 ya d\u00f6vl\u0259t qurumu \u0259m\u0259kda\u015f\u0131 kimi t\u0259qdim ed\u0259nl\u0259r\u0259 inanaraq m\u0259lumatlar\u0131n\u0131z\u0131 verm\u0259yin.<\/p>\n<p><strong>Bak\u0131 sakini N\u0259rmin M\u0259mm\u0259dova \u00f6z mobil n\u00f6mr\u0259sind\u0259n &#8220;Kapital Bank&#8221; ad\u0131ndan g\u0259l\u0259n link\u0259 klikl\u0259yib.<\/strong>\u00a0Onun s\u00f6zl\u0259rin\u0259 g\u00f6r\u0259, mesajda &#8220;hesab\u0131n\u0131z bloklan\u0131b&#8221; yaz\u0131l\u0131b v\u0259 t\u0259sdiq \u00fc\u00e7\u00fcn kart m\u0259lumatlar\u0131 t\u0259l\u0259b olunub.\u00a0N\u0259rmin M\u0259mm\u0259dova P\u0130N kodunu (kart\u0131n \u00f6n\u00fcnd\u0259ki 16 r\u0259q\u0259m), CVV kodunu v\u0259 SMS t\u0259sdiq n\u00f6mr\u0259sini daxil edib. N\u0259tic\u0259d\u0259 3 d\u0259qiq\u0259 i\u00e7ind\u0259 kartdan 4200 manat \u00e7\u0131xar\u0131l\u0131b v\u0259 Qazax\u0131standa yerl\u0259\u015f\u0259n &#8220;Kaspi.kz&#8221; elektron c\u00fczdan hesab\u0131na k\u00f6\u00e7\u00fcr\u00fcl\u00fcb.<\/p>\n<p><strong>H\u00fcquq-m\u00fchafiz\u0259 orqanlar\u0131na m\u00fcraci\u0259t edilib, lakin cinay\u0259t i\u015fin\u0259 3 ay sonra xitam verilib:<\/strong><\/p>\n<p>&#8220;Cinay\u0259tkarlar\u0131n \u015f\u0259xsiyy\u0259ti m\u0259lum olmad\u0131&#8221;.<\/p>\n<p><strong>2025-ci ilin yanvar\u0131nda 29 ya\u015fl\u0131 \u0130smay\u0131l S\u0259f\u0259rov sosial \u015f\u0259b\u0259k\u0259d\u0259 tan\u0131\u015f oldu\u011fu q\u0131z\u0131n (h\u0259qiq\u0259td\u0259 is\u0259 f\u0131r\u0131ldaq\u00e7\u0131lar\u0131n) t\u0259l\u0259bin\u0259 uy\u011fun olaraq &#8220;investment&#8221; platformas\u0131na yat\u0131r\u0131m edib.<\/strong>\u00a0Bu m\u0259qs\u0259dl\u0259 bank kart\u0131ndan 18 min manat \u00e7\u0131xar\u0131l\u0131b. Pulun izi \u00c7exiya v\u0259 Latviya banklar\u0131 \u00fcz\u0259rind\u0259n Estoniyada qeyd\u0259 al\u0131nm\u0131\u015f kriptovalyuta birjas\u0131na gedib. Z\u0259r\u0259r\u00e7\u0259k\u0259n indi d\u0259 m\u0259hk\u0259m\u0259 il\u0259 bank aras\u0131nda qal\u0131b.<\/p>\n<p><strong>2024-c\u00fc ilin aprelind\u0259 Sumqay\u0131t sakini Rauf \u018fliyevin telefona qura\u015fd\u0131rd\u0131\u011f\u0131 &#8220;Bolt Food&#8221; t\u0259tbiqi &#8220;hack&#8221; edilib.<\/strong>\u00a0N\u0259tic\u0259d\u0259 t\u0259tbiq\u0259 ba\u011fl\u0131 olan kartdan 7500 manat &#8220;Apple Pay&#8221; vasit\u0259sil\u0259 Rusiya m\u0259n\u015f\u0259li hesablara k\u00f6\u00e7\u00fcr\u00fcl\u00fcb. Bank \u0259m\u0259liyyat\u0131 t\u0259sdiql\u0259s\u0259 d\u0259, pulu geri qaytarmay\u0131b.<\/p>\n<p><strong><em>B\u0259s bank hesablar\u0131ndan o\u011furlanan pullar hara gedir? Bu o\u011furluqlar\u0131n izin\u0259 d\u00fc\u015fm\u0259k niy\u0259 bu q\u0259d\u0259r q\u0259lizdir?<\/em><\/strong><\/p>\n<p><strong><em><img loading=\"lazy\" src=\"https:\/\/cdn.musavat.com\/news\/thumbnails\/41bcf4efad93e2b9b8f63ac924f6327b.jpg\" alt=\"NAT\u0130Q.jpeg (75 KB)\" width=\"700\" height=\"467\" \/><\/em><\/strong><\/p>\n<p><strong>&#8220;Bak\u0131&#8221; H\u00fcquq \u015eirk\u0259tinin r\u0259hb\u0259ri Natiq \u018fl\u0259sg\u0259rov Musavat.com<\/strong>-a deyib ki, bu cinay\u0259tl\u0259r &#8220;gizlin&#8221;d\u0259, &#8220;darknet&#8221;d\u0259 ba\u015f verir:<\/p>\n<p>&#8220;&#8221;Darknet&#8221; x\u00fcsusi brauzer (Tor, I2P) istifad\u0259 edilm\u0259kl\u0259 daxil olunan, real IP v\u0259 server \u00fcnvanlar\u0131n\u0131 gizl\u0259d\u0259n anonim \u015f\u0259b\u0259k\u0259dir. Burada kart m\u0259lumatlar\u0131 (PAN, CVV, OTP) &#8220;carding forumlar\u0131&#8221;nda sat\u0131l\u0131r.<\/p>\n<p>Kartla edil\u0259n \u0259m\u0259liyyatlar kriptovalyuta vasit\u0259sil\u0259 \u00f6rt-basd\u0131r edilir. &#8220;Mixer\/tumbler&#8221; vasit\u0259sil\u0259 izl\u0259r itirilir. O\u011furlanm\u0131\u015f pullar &#8220;mule&#8221; \u015f\u0259xsl\u0259rin hesablar\u0131na \u00f6t\u00fcr\u00fcl\u00fcr.<\/p>\n<p>\u018fm\u0259liyyatlar sad\u0259c\u0259 saniy\u0259l\u0259r \u0259rzind\u0259 ba\u015f verir. Bu m\u0259qam h\u00fcquq-m\u00fchafiz\u0259 orqanlar\u0131n\u0131n cinay\u0259tkarlar\u0131n izin\u0259 d\u00fc\u015fm\u0259k imkanlar\u0131n\u0131 qat-qat a\u015fa\u011f\u0131 sal\u0131r, bir \u00e7ox hallarda m\u00fcmk\u00fcns\u00fcz edir&#8221;.<\/p>\n<p><strong>N.\u018fl\u0259sg\u0259rov bildirib\u00a0ki, kibercinay\u0259tkarlar h\u00fcquqi bo\u015fluqlardan m\u0259har\u0259tl\u0259 istifad\u0259 edirl\u0259r:<\/strong><\/p>\n<p>&#8220;Az\u0259rbaycan qanunlar\u0131nda bo\u015fluqlar var. M\u0259s\u0259l\u0259n, &#8220;Elektron \u00f6d\u0259ni\u015fl\u0259r haqq\u0131nda&#8221; qanunda riskin b\u00f6l\u00fc\u015fd\u00fcr\u00fclm\u0259si yoxdur. Bank m\u00fcqavil\u0259l\u0259ri m\u00fc\u015ft\u0259rini tam m\u0259suliyy\u0259t da\u015f\u0131yan t\u0259r\u0259f kimi g\u00f6st\u0259rir.<\/p>\n<p>Az\u0259rbaycanda M\u00fclki M\u0259c\u0259ll\u0259y\u0259 \u0259lav\u0259 v\u0259 d\u0259yi\u015fiklikl\u0259r edilm\u0259si zaman\u0131 \u00e7oxdan \u00e7at\u0131b. Banklar f\u0131r\u0131ldaq n\u0259tic\u0259sind\u0259 v\u0259t\u0259nda\u015f\u0131n hesab\u0131ndan o\u011furlanan m\u0259bl\u0259\u011fin 50 faizd\u0259n az olmamaq \u015f\u0259rtil\u0259 kompensasiya \u00f6d\u0259m\u0259si \u015f\u0259rti t\u0259tbiq etm\u0259lidir. M\u0259rk\u0259zi Bank v\u0259 bank institutlar\u0131 riskli \u0259m\u0259liyyatlar\u0131n avtomatik bloklanmas\u0131n\u0131 t\u0259min etm\u0259lidir. Beyn\u0259lxalq \u0259m\u0259kda\u015fl\u0131q ger\u00e7\u0259kl\u0259\u015fm\u0259li, Interpol, Europol vasit\u0259sil\u0259 kredit kart\u0131 m\u0259lumatlar\u0131n\u0131n yay\u0131lmas\u0131, darknet sat\u0131\u015f\u0131, mule hesablar bar\u0259d\u0259 sor\u011fular al\u0131nmal\u0131d\u0131r.<\/p>\n<p>Kriptovalyuta \u0259m\u0259liyyatlar\u0131n\u0131 izl\u0259m\u0259 platformalar\u0131n\u0131n t\u0259tbiqi \u2014 AML\/KYC standartlar\u0131na inteqrasiya t\u0259min olunmal\u0131d\u0131r. \u018fks halda kibero\u011furluqlar\u0131 ill\u0259rl\u0259 dayand\u0131rmaq m\u00fcmk\u00fcn olmayacaq, z\u0259r\u0259r\u00e7\u0259kmi\u015fl\u0259r d\u0259 100 faiz itki il\u0259 yola davam ed\u0259c\u0259kl\u0259r. Bu g\u00fcn<br \/>\nbanklar\u0131n m\u0259suliyy\u0259tsizliyi v\u0259 qanundak\u0131 bo\u015fluqlar problemi daha da d\u0259rinl\u0259\u015fdirir.<\/p>\n<p>\u00d6lk\u0259d\u0259 t\u0259hl\u00fck\u0259siz elektron iqtisadiyyat z\u0259ifl\u0259yir, risk alt\u0131na d\u00fc\u015f\u00fcr&#8221;.<\/p>\n<p><strong>Natiq \u018fl\u0259sg\u0259rov deyib ki, bank kart\u0131 o\u011furluqlar\u0131 \u00fczr\u0259 cinay\u0259tl\u0259r Az\u0259rbaycan Cinay\u0259t M\u0259c\u0259ll\u0259sinin 177-ci (o\u011furluq) v\u0259 273-c\u00fc (komp\u00fcter m\u0259lumatlar\u0131n\u0131n qanunsuz \u0259ld\u0259 edilm\u0259si) madd\u0259l\u0259ri il\u0259 ba\u015flanan cinay\u0259t i\u015fl\u0259ri \u00fczr\u0259 ara\u015fd\u0131r\u0131l\u0131r:<\/strong><\/p>\n<p>&#8220;Lakin bu cinay\u0259tl\u0259rin \u0259sas x\u00fcsusiyy\u0259ti odur ki, \u0259m\u0259l Az\u0259rbaycanda ba\u015flasa da, izl\u0259r Avropa, MDB, Asiya \u00f6lk\u0259l\u0259rin\u0259 apar\u0131r. Az\u0259rbaycan h\u00fcquq-m\u00fchafiz\u0259 orqanlar\u0131n\u0131n xarici serverl\u0259r\u0259, elektron pullar\u0131n y\u00f6nl\u0259ndirildiyi &#8220;darknet&#8221; platformalara \u00e7\u0131x\u0131\u015f imkan\u0131 yoxdur. Bu s\u0259b\u0259bd\u0259n i\u015fl\u0259r xitam edilir v\u0259 z\u0259r\u0259r\u00e7\u0259kmi\u015fl\u0259r faktiki olaraq maddi, m\u0259n\u0259vi ziyanla ba\u015f-ba\u015fa qal\u0131rlar&#8221;.<\/p>\n<p><strong>N.\u018fl\u0259sg\u0259rov vur\u011fulay\u0131b\u00a0ki, dig\u0259r vacib m\u0259s\u0259l\u0259 banklar\u0131n m\u0259suliyy\u0259tidir:<\/strong><\/p>\n<p>&#8220;Avropan\u0131n bir s\u0131ra \u00f6lk\u0259l\u0259rind\u0259, m\u0259s\u0259l\u0259n, Almaniya, Fransada bel\u0259 hallarda bank kart sahibin\u0259 100-150 avroya q\u0259d\u0259r m\u0259hdud m\u0259suliyy\u0259t t\u0259tbiq edilir, qalan risk bank t\u0259r\u0259find\u0259n kompensasiya olunur.<\/p>\n<p>Az\u0259rbaycanda is\u0259 b\u00fct\u00fcn risk kart sahibinin \u00fcz\u0259rin\u0259 y\u00fckl\u0259nir. D\u00fc\u015f\u00fcn\u00fcr\u0259m ki, m\u00fcvafiq qanun d\u0259yi\u015fm\u0259l\u0259ri v\u0259 beyn\u0259lxalq h\u00fcquqi mexanizml\u0259rin t\u0259tbiqi il\u0259 bu bo\u015fluq doldurulmal\u0131d\u0131r. \u018fks halda v\u0259t\u0259nda\u015flar\u0131n elektron maliyy\u0259 t\u0259hl\u00fck\u0259sizliyi ciddi risk alt\u0131nda qalacaq&#8221;.<\/p>\n<p><strong>Natiq \u018fl\u0259sg\u0259rov deyib ki, m\u00f6vcud qanunvericiliyin beyn\u0259lxalq cinay\u0259tkarl\u0131qla m\u00fcbariz\u0259y\u0259 uy\u011funla\u015fd\u0131r\u0131lmas\u0131 vacibdir:<\/strong><\/p>\n<p>&#8220;Az\u0259rbaycan banklar\u0131n\u0131n \u0259m\u0259liyyatlar zaman\u0131 \u015f\u00fcbh\u0259li \u0259m\u0259liyyatlar\u0131n avtomatik bloklanmas\u0131 (risk-based approach) t\u0259tbiq etm\u0259si vacibdir. \u0130nterpol v\u0259 Europol il\u0259 \u0259m\u0259kda\u015fl\u0131q \u00e7\u0259r\u00e7iv\u0259sinin geni\u015fl\u0259ndirilm\u0259si d\u0259 bu istiqam\u0259td\u0259 cinay\u0259tkarl\u0131\u011f\u0131n qar\u015f\u0131s\u0131n\u0131n al\u0131nmas\u0131na t\u00f6hf\u0259 ver\u0259 bil\u0259r.<\/p>\n<p>\u0130stifad\u0259\u00e7il\u0259r \u00fc\u00e7\u00fcn &#8220;Phishing&#8221; v\u0259 &#8220;skimming&#8221; t\u0259hl\u00fck\u0259l\u0259ri bar\u0259d\u0259 maarifl\u0259ndirici t\u0259dbirl\u0259rin g\u00fccl\u0259ndirilm\u0259si d\u0259 vacib m\u0259s\u0259l\u0259dir. Bank kart\u0131 o\u011furluqlar\u0131 zaman\u0131 d\u00f6vl\u0259t t\u0259minat fondu yarad\u0131lmas\u0131 v\u0259 ya banklara m\u0259cburi s\u0131\u011forta t\u0259tbiq olunmal\u0131d\u0131r&#8221;.<\/p>\n<p><strong>N.\u018fl\u0259sg\u0259rov bildirib ki,\u00a0Az\u0259rbaycan\u0131n h\u00fcquq sistemi informasiya texnologiyalar\u0131n\u0131n s\u00fcr\u0259tli transformasiyas\u0131 il\u0259 ayaqla\u015fma\u011f\u0131 bacarmal\u0131d\u0131r:<\/strong><\/p>\n<p>&#8220;Banklar, d\u00f6vl\u0259t v\u0259 v\u0259t\u0259nda\u015f eyni d\u0259r\u0259c\u0259d\u0259 m\u0259suliyy\u0259t da\u015f\u0131mal\u0131, birg\u0259 m\u00fcdafi\u0259 mexanizmi yaratmal\u0131d\u0131r. \u018fks halda, s\u0259h\u0259r balans\u0131n\u0131n s\u0131f\u0131rland\u0131\u011f\u0131n\u0131 g\u00f6r\u0259n v\u0259t\u0259nda\u015flar\u0131n say\u0131 artacaq&#8221;.<\/p>\n<p><strong>El\u015f\u0259n M\u018fMM\u018fD\u018fL\u0130YEV,<\/strong><br \/>\n<strong>Musavat.com<\/strong><\/p>\n","protected":false},"excerpt":{"rendered":"<p>Az\u0259rbaycanda bank kartlar\u0131ndan o\u011furluqlar art\u0131q nadir hadis\u0259 deyil. Dem\u0259k olar ki, h\u0259r g\u00fcn, h\u0259r ay y\u00fczl\u0259rl\u0259 insan bank kartlar\u0131ndak\u0131 v\u0259saitin yoxa \u00e7\u0131xmas\u0131ndan \u015fikay\u0259t edir. \u00dcst\u0259lik, h\u00fcquq-m\u00fchafiz\u0259 orqanlar\u0131n\u0131n \u0259li bu o\u011frulara \u00e7atm\u0131r. S\u0259b\u0259b texnologiya v\u0259 beyn\u0259lxalq cinay\u0259tkar \u015f\u0259b\u0259k\u0259l\u0259rin oyun qaydalar\u0131d\u0131r. \u0130yunun 16-da Daxili \u0130\u015fl\u0259r Nazirliyi n\u00f6vb\u0259ti d\u0259f\u0259 v\u0259t\u0259nda\u015flara m\u00fcraci\u0259t ed\u0259r\u0259k bank kart\u0131 m\u0259lumatlar\u0131n\u0131n qorunmas\u0131na x\u00fcsusi diqq\u0259t yetirm\u0259y\u0259 \u00e7a\u011f\u0131r\u0131b v\u0259 v\u0259t\u0259nda\u015flar\u0131n bank hesablar\u0131ndan iyunun 14-d\u0259 v\u0259 15-d\u0259 o\u011furlanan v\u0259saitl\u0259rin miqdar\u0131n\u0131 a\u00e7\u0131qlay\u0131b. M\u0259lum olub ki, 2 g\u00fcn \u0259rzind\u0259 bir s\u0131ra \u015f\u0259xsl\u0259rin bank hesablar\u0131ndan 1400, 770, 500, 400, 362, 332, 317, 308, 280, 280,&hellip;<\/p>\n","protected":false},"author":2,"featured_media":811227,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"om_disable_all_campaigns":false,"_monsterinsights_skip_tracking":false,"_monsterinsights_sitenote_active":false,"_monsterinsights_sitenote_note":"","_monsterinsights_sitenote_category":0},"categories":[19],"tags":[],"aioseo_notices":[],"gutentor_comment":0,"rttpg_featured_image_url":{"full":["https:\/\/arantv.az\/wp-content\/uploads\/2025\/06\/20a383838afdb57b462217dfa28db9b8.jpg",850,500,false],"landscape":["https:\/\/arantv.az\/wp-content\/uploads\/2025\/06\/20a383838afdb57b462217dfa28db9b8.jpg",850,500,false],"portraits":["https:\/\/arantv.az\/wp-content\/uploads\/2025\/06\/20a383838afdb57b462217dfa28db9b8.jpg",850,500,false],"thumbnail":["https:\/\/arantv.az\/wp-content\/uploads\/2025\/06\/20a383838afdb57b462217dfa28db9b8-500x280.jpg",500,280,true],"medium":["https:\/\/arantv.az\/wp-content\/uploads\/2025\/06\/20a383838afdb57b462217dfa28db9b8-621x365.jpg",621,365,true],"large":["https:\/\/arantv.az\/wp-content\/uploads\/2025\/06\/20a383838afdb57b462217dfa28db9b8-840x494.jpg",640,376,true],"1536x1536":["https:\/\/arantv.az\/wp-content\/uploads\/2025\/06\/20a383838afdb57b462217dfa28db9b8.jpg",850,500,false],"2048x2048":["https:\/\/arantv.az\/wp-content\/uploads\/2025\/06\/20a383838afdb57b462217dfa28db9b8.jpg",850,500,false],"post-thumbnail":["https:\/\/arantv.az\/wp-content\/uploads\/2025\/06\/20a383838afdb57b462217dfa28db9b8-240x172.jpg",240,172,true],"advps-thumb-one":["https:\/\/arantv.az\/wp-content\/uploads\/2025\/06\/20a383838afdb57b462217dfa28db9b8.jpg",850,500,false]},"rttpg_author":{"display_name":"V\u00fcsal Rafiqo\u011flu","author_link":"https:\/\/arantv.az\/?author=2"},"rttpg_comment":0,"rttpg_category":"<a href=\"https:\/\/arantv.az\/?cat=19\" rel=\"category\">G\u00fcnd\u0259m<\/a>","rttpg_excerpt":"Az\u0259rbaycanda bank kartlar\u0131ndan o\u011furluqlar art\u0131q nadir hadis\u0259 deyil. Dem\u0259k olar ki, h\u0259r g\u00fcn, h\u0259r ay y\u00fczl\u0259rl\u0259 insan bank kartlar\u0131ndak\u0131 v\u0259saitin yoxa \u00e7\u0131xmas\u0131ndan \u015fikay\u0259t edir. \u00dcst\u0259lik, h\u00fcquq-m\u00fchafiz\u0259 orqanlar\u0131n\u0131n \u0259li bu o\u011frulara \u00e7atm\u0131r. S\u0259b\u0259b texnologiya v\u0259 beyn\u0259lxalq cinay\u0259tkar \u015f\u0259b\u0259k\u0259l\u0259rin oyun qaydalar\u0131d\u0131r. \u0130yunun 16-da Daxili \u0130\u015fl\u0259r Nazirliyi n\u00f6vb\u0259ti d\u0259f\u0259 v\u0259t\u0259nda\u015flara m\u00fcraci\u0259t ed\u0259r\u0259k bank kart\u0131 m\u0259lumatlar\u0131n\u0131n qorunmas\u0131na x\u00fcsusi diqq\u0259t&hellip;","_links":{"self":[{"href":"https:\/\/arantv.az\/index.php?rest_route=\/wp\/v2\/posts\/811226"}],"collection":[{"href":"https:\/\/arantv.az\/index.php?rest_route=\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/arantv.az\/index.php?rest_route=\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/arantv.az\/index.php?rest_route=\/wp\/v2\/users\/2"}],"replies":[{"embeddable":true,"href":"https:\/\/arantv.az\/index.php?rest_route=%2Fwp%2Fv2%2Fcomments&post=811226"}],"version-history":[{"count":1,"href":"https:\/\/arantv.az\/index.php?rest_route=\/wp\/v2\/posts\/811226\/revisions"}],"predecessor-version":[{"id":811228,"href":"https:\/\/arantv.az\/index.php?rest_route=\/wp\/v2\/posts\/811226\/revisions\/811228"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/arantv.az\/index.php?rest_route=\/wp\/v2\/media\/811227"}],"wp:attachment":[{"href":"https:\/\/arantv.az\/index.php?rest_route=%2Fwp%2Fv2%2Fmedia&parent=811226"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/arantv.az\/index.php?rest_route=%2Fwp%2Fv2%2Fcategories&post=811226"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/arantv.az\/index.php?rest_route=%2Fwp%2Fv2%2Ftags&post=811226"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}