Son zamanlar v\u0259t\u0259nda\u015flar\u0131n lizinq \u015firk\u0259tl\u0259ri t\u0259r\u0259find\u0259n aldad\u0131lmas\u0131 il\u0259 ba\u011fl\u0131 \u015fikay\u0259tl\u0259r \u00e7oxal\u0131b. \u015eirk\u0259tl\u0259r \u00f6d\u0259ni\u015fin son aylar\u0131nda saxta probleml\u0259r yarad\u0131r, avtomobilin \u015f\u0259xsin \u0259mlak\u0131 kimi r\u0259smil\u0259\u015fdirilm\u0259sin\u0259 s\u00fcni \u0259ng\u0259ll\u0259r t\u00f6r\u0259dir.<\/p>\n
Trend-\u0259 a\u00e7\u0131qlama ver\u0259n n\u0259qliyyat eksperti Elm\u0259ddin Muradl\u0131 bildirib ki, lizinq \u015firk\u0259tl\u0259ri il\u0259 ba\u011fl\u0131 son d\u00f6vrl\u0259r \u015fikay\u0259tl\u0259r \u00e7ox olur:<\/p>\n
“Burada \u0259sas s\u0259b\u0259b insanlar\u0131n diqq\u0259tsizliyidir. \u0130nsanlar\u0131m\u0131z m\u00fcqavil\u0259l\u0259ri d\u0259qiq oxumurlar. Lizinq \u015firk\u0259tl\u0259ri laz\u0131ms\u0131z fikirl\u0259r yaz\u0131rlar. Bu zaman da lizinq \u015firk\u0259tl\u0259ri h\u0259min m\u00fcqavil\u0259nin m\u00fcdd\u0259alar\u0131n\u0131n yerin\u0259 yetirilm\u0259sini t\u0259l\u0259b edirl\u0259r. Dig\u0259r bir problem lizinq \u015firk\u0259tl\u0259rinin s\u00fcr\u00fcc\u00fcl\u0259r bar\u0259d\u0259 yaz\u0131lan c\u0259rim\u0259l\u0259ri vaxt\u0131nda onlara bildirm\u0259m\u0259sidir. C\u0259rim\u0259 bildiri\u015fi \u015firk\u0259t\u0259 g\u0259lir, amma onlar bu bar\u0259d\u0259 s\u00fcr\u00fcc\u00fcy\u0259 m\u0259lumat vermir. Bu zaman da s\u00fcr\u00fcc\u00fcn\u00fcn x\u0259b\u0259ri olmadan s\u00fcr\u00fcc\u00fcl\u00fck h\u00fcququ m\u0259hdudla\u015fd\u0131r\u0131l\u0131r, yaxud avtomobilin \u00fcz\u0259rin\u0259 h\u0259bs qoyulur. Bu bax\u0131mdam, d\u00fc\u015f\u00fcn\u00fcr\u0259m ki, lizinq \u015firk\u0259tl\u0259rinin bu c\u00fcr \u00f6zba\u015f\u0131nal\u0131qlar\u0131n\u0131n qar\u015f\u0131s\u0131n\u0131 almaq \u00fc\u00e7\u00fcn s\u0259n\u0259dl\u0259\u015fdirm\u0259 i\u015fl\u0259rind\u0259 m\u00fc\u0259yy\u0259n d\u0259yi\u015fiklikl\u0259r\u0259 getm\u0259k laz\u0131md\u0131r”.<\/p>\n
E.Muradl\u0131n\u0131n s\u00f6zl\u0259rin\u0259 g\u00f6r\u0259, dollar\u0131n bahala\u015fmas\u0131 fonunda kreditl\u0259 avtomobil almaq \u00e7\u0259tinl\u0259\u015fib:<\/p>\n
“Ona g\u00f6r\u0259 d\u0259 lizinq \u015firk\u0259tl\u0259rin\u0259 maraq artd\u0131. Bu g\u00fcn lizinq \u015firk\u0259tl\u0259rinin b\u0259zil\u0259ri bundan \u00e7ox pis formada istifad\u0259 edirl\u0259r. \u00d6d\u0259ni\u015fl\u0259 ba\u011fl\u0131 \u00e7ox c\u00fczi gecikm\u0259 olan zaman s\u00fcr\u00fcc\u00fcn\u00fcn \u0259lind\u0259n avtomobili al\u0131rlar. \u00d6d\u0259ni\u015f bit\u0259nd\u0259n sonra \u00f6zl\u0259rind\u0259n ba\u015fqa \u00f6d\u0259ni\u015fl\u0259r \u00e7\u0131xar\u0131rlar. Bu m\u0259s\u0259l\u0259l\u0259r\u0259 ciddi yana\u015f\u0131lmal\u0131d\u0131r. Adamlar var ki, ill\u0259rl\u0259 y\u0131\u011fd\u0131\u011f\u0131 pulu verir, aylarla da avtomobil \u00fc\u00e7\u00fcn pul \u00f6d\u0259yir.<\/p>\n
Bir g\u00fcnl\u00fck gecikm\u0259 n\u0259tic\u0259sind\u0259 avtomobil \u0259lind\u0259n al\u0131n\u0131r. Bu, insanlar\u0131n d\u00fc\u015fd\u00fcy\u00fc v\u0259ziyy\u0259td\u0259n sui-istifad\u0259 etm\u0259kdir. Buna d\u00f6vl\u0259tin m\u0259sul qurumlar\u0131 t\u0259r\u0259find\u0259n ciddi n\u0259zar\u0259t olunmal\u0131d\u0131r. \u0130nsan aylarla \u00f6d\u0259ni\u015f edir, lizinq \u015firk\u0259ti \u00f6d\u0259ni\u015fin bitm\u0259sin\u0259 2-3 ay qalm\u0131\u015f h\u0259min adamda c\u00fczi s\u0259hvl\u0259r axtar\u0131r ki, ma\u015f\u0131n\u0131 \u0259lind\u0259n als\u0131n. Amma bu, f\u0131r\u0131ldaq\u00e7\u0131l\u0131q, i\u015fbazl\u0131q, m\u0259d\u0259ni soy\u011fun\u00e7uluqdur”.<\/p>\n
\u0130qtisad\u00e7\u0131 ekspert Xalid K\u0259rimli is\u0259 Trend-\u0259 bildirib ki, v\u0259t\u0259nda\u015flar tan\u0131nm\u0131\u015f \u015firk\u0259tl\u0259rl\u0259 i\u015fl\u0259m\u0259y\u0259 \u00e7al\u0131\u015fmal\u0131d\u0131r:<\/p>\n
“Ba\u011flanan m\u00fcqavil\u0259l\u0259r\u0259 diqq\u0259t edilm\u0259lidir ki, lizinq d\u00f6vr\u00fcn\u00fcn sonunda \u0259mlak\u0131n m\u00fclkiyy\u0259tinin onlara ke\u00e7\u0259c\u0259yin\u0259 \u0259min olsunlar. Alq\u0131-satq\u0131lar r\u0259smi distrib\u00fcterl\u0259rd\u0259 apar\u0131lmal\u0131d\u0131r. B\u0259z\u0259n qiym\u0259tl\u0259r\u0259 g\u00f6r\u0259 tan\u0131nmayan m\u00fc\u0259ssi\u0259sl\u0259r\u0259 m\u00fcraci\u0259t edirl\u0259r. H\u0259min m\u00fc\u0259ssis\u0259l\u0259r \u00fc\u00e7\u00fcn reputasiya \u00f6n\u0259mli deyil. Onlar bazarda uzun m\u00fcdd\u0259t qalm\u0131r, yaxud \u0259vv\u0259lc\u0259d\u0259n d\u0259l\u0259duzluq \u0259m\u0259lini planla\u015fd\u0131r\u0131rlar”.<\/p>\n
“V\u0259t\u0259nda\u015f ist\u0259nil\u0259n halda diqq\u0259tli olmal\u0131d\u0131r. Yadda saxlamaq laz\u0131md\u0131r ki, banklar lizinq fa\u0259liyy\u0259ti il\u0259 \u00e7ox vaxt m\u0259\u015f\u011ful olmur. Bu f\u0259aliyy\u0259tl\u0259 daha \u00e7ox Bank Olmayan Kredit T\u0259\u015fkilatlar\u0131 (BOKT) m\u0259\u015f\u011ful olurlar. Onlar\u0131n da, ad\u0259t\u0259n, faizl\u0259ri y\u00fcks\u0259k olur. Ona g\u00f6r\u0259 d\u0259 \u015f\u0259rtl\u0259r diqq\u0259tli oxunmal\u0131d\u0131r. Lizinq \u015firk\u0259tl\u0259ri m\u00fc\u015ft\u0259rini h\u0259v\u0259sl\u0259ndirm\u0259k \u00fc\u00e7\u00fcn \u015firnikl\u0259ndirici t\u0259klifl\u0259r edirl\u0259r. D\u0259l\u0259duzluq qanuni f\u0259aliyy\u0259t deyil ki, n\u0259zar\u0259t\u0259 g\u00f6t\u00fcr\u00fcls\u00fcn. \u018fg\u0259r aldatmaq niyy\u0259tl\u0259ri varsa, harada olsa, ed\u0259c\u0259kl\u0259r. Sad\u0259c\u0259 olaraq diqq\u0259t etm\u0259k laz\u0131md\u0131r”.<\/p>\n","protected":false},"excerpt":{"rendered":"
Son zamanlar v\u0259t\u0259nda\u015flar\u0131n lizinq \u015firk\u0259tl\u0259ri t\u0259r\u0259find\u0259n aldad\u0131lmas\u0131 il\u0259 ba\u011fl\u0131 \u015fikay\u0259tl\u0259r \u00e7oxal\u0131b. \u015eirk\u0259tl\u0259r \u00f6d\u0259ni\u015fin son aylar\u0131nda saxta probleml\u0259r yarad\u0131r, avtomobilin \u015f\u0259xsin \u0259mlak\u0131 kimi r\u0259smil\u0259\u015fdirilm\u0259sin\u0259 s\u00fcni \u0259ng\u0259ll\u0259r t\u00f6r\u0259dir. Trend-\u0259 a\u00e7\u0131qlama ver\u0259n n\u0259qliyyat eksperti Elm\u0259ddin Muradl\u0131 bildirib ki, lizinq \u015firk\u0259tl\u0259ri il\u0259 ba\u011fl\u0131 son d\u00f6vrl\u0259r \u015fikay\u0259tl\u0259r \u00e7ox olur: “Burada \u0259sas s\u0259b\u0259b insanlar\u0131n diqq\u0259tsizliyidir. \u0130nsanlar\u0131m\u0131z m\u00fcqavil\u0259l\u0259ri d\u0259qiq oxumurlar. Lizinq \u015firk\u0259tl\u0259ri laz\u0131ms\u0131z fikirl\u0259r yaz\u0131rlar. Bu zaman da lizinq \u015firk\u0259tl\u0259ri h\u0259min m\u00fcqavil\u0259nin m\u00fcdd\u0259alar\u0131n\u0131n yerin\u0259 yetirilm\u0259sini t\u0259l\u0259b edirl\u0259r. Dig\u0259r bir problem lizinq \u015firk\u0259tl\u0259rinin s\u00fcr\u00fcc\u00fcl\u0259r bar\u0259d\u0259 yaz\u0131lan c\u0259rim\u0259l\u0259ri vaxt\u0131nda onlara bildirm\u0259m\u0259sidir. C\u0259rim\u0259 bildiri\u015fi \u015firk\u0259t\u0259 g\u0259lir, amma onlar bu bar\u0259d\u0259…<\/p>\n","protected":false},"author":2,"featured_media":813408,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"om_disable_all_campaigns":false,"_monsterinsights_skip_tracking":false,"_monsterinsights_sitenote_active":false,"_monsterinsights_sitenote_note":"","_monsterinsights_sitenote_category":0},"categories":[1],"tags":[],"aioseo_notices":[],"gutentor_comment":0,"rttpg_featured_image_url":{"full":["https:\/\/arantv.az\/wp-content\/uploads\/2025\/06\/cfad576f4ffdd0a616246242470adbb3.jpg",800,450,false],"landscape":["https:\/\/arantv.az\/wp-content\/uploads\/2025\/06\/cfad576f4ffdd0a616246242470adbb3.jpg",800,450,false],"portraits":["https:\/\/arantv.az\/wp-content\/uploads\/2025\/06\/cfad576f4ffdd0a616246242470adbb3.jpg",800,450,false],"thumbnail":["https:\/\/arantv.az\/wp-content\/uploads\/2025\/06\/cfad576f4ffdd0a616246242470adbb3-500x280.jpg",500,280,true],"medium":["https:\/\/arantv.az\/wp-content\/uploads\/2025\/06\/cfad576f4ffdd0a616246242470adbb3-649x365.jpg",649,365,true],"large":["https:\/\/arantv.az\/wp-content\/uploads\/2025\/06\/cfad576f4ffdd0a616246242470adbb3.jpg",640,360,false],"1536x1536":["https:\/\/arantv.az\/wp-content\/uploads\/2025\/06\/cfad576f4ffdd0a616246242470adbb3.jpg",800,450,false],"2048x2048":["https:\/\/arantv.az\/wp-content\/uploads\/2025\/06\/cfad576f4ffdd0a616246242470adbb3.jpg",800,450,false],"post-thumbnail":["https:\/\/arantv.az\/wp-content\/uploads\/2025\/06\/cfad576f4ffdd0a616246242470adbb3-240x172.jpg",240,172,true],"advps-thumb-one":["https:\/\/arantv.az\/wp-content\/uploads\/2025\/06\/cfad576f4ffdd0a616246242470adbb3.jpg",800,450,false]},"rttpg_author":{"display_name":"V\u00fcsal Rafiqo\u011flu","author_link":"https:\/\/arantv.az\/?author=2"},"rttpg_comment":0,"rttpg_category":"C\u0259miyy\u0259t<\/a>","rttpg_excerpt":"Son zamanlar v\u0259t\u0259nda\u015flar\u0131n lizinq \u015firk\u0259tl\u0259ri t\u0259r\u0259find\u0259n aldad\u0131lmas\u0131 il\u0259 ba\u011fl\u0131 \u015fikay\u0259tl\u0259r \u00e7oxal\u0131b. \u015eirk\u0259tl\u0259r \u00f6d\u0259ni\u015fin son aylar\u0131nda saxta probleml\u0259r yarad\u0131r, avtomobilin \u015f\u0259xsin \u0259mlak\u0131 kimi r\u0259smil\u0259\u015fdirilm\u0259sin\u0259 s\u00fcni \u0259ng\u0259ll\u0259r t\u00f6r\u0259dir. Trend-\u0259 a\u00e7\u0131qlama ver\u0259n n\u0259qliyyat eksperti Elm\u0259ddin Muradl\u0131 bildirib ki, lizinq \u015firk\u0259tl\u0259ri il\u0259 ba\u011fl\u0131 son d\u00f6vrl\u0259r \u015fikay\u0259tl\u0259r \u00e7ox olur: “Burada \u0259sas s\u0259b\u0259b insanlar\u0131n diqq\u0259tsizliyidir. \u0130nsanlar\u0131m\u0131z m\u00fcqavil\u0259l\u0259ri d\u0259qiq oxumurlar. Lizinq \u015firk\u0259tl\u0259ri…","_links":{"self":[{"href":"https:\/\/arantv.az\/index.php?rest_route=\/wp\/v2\/posts\/813407"}],"collection":[{"href":"https:\/\/arantv.az\/index.php?rest_route=\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/arantv.az\/index.php?rest_route=\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/arantv.az\/index.php?rest_route=\/wp\/v2\/users\/2"}],"replies":[{"embeddable":true,"href":"https:\/\/arantv.az\/index.php?rest_route=%2Fwp%2Fv2%2Fcomments&post=813407"}],"version-history":[{"count":1,"href":"https:\/\/arantv.az\/index.php?rest_route=\/wp\/v2\/posts\/813407\/revisions"}],"predecessor-version":[{"id":813409,"href":"https:\/\/arantv.az\/index.php?rest_route=\/wp\/v2\/posts\/813407\/revisions\/813409"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/arantv.az\/index.php?rest_route=\/wp\/v2\/media\/813408"}],"wp:attachment":[{"href":"https:\/\/arantv.az\/index.php?rest_route=%2Fwp%2Fv2%2Fmedia&parent=813407"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/arantv.az\/index.php?rest_route=%2Fwp%2Fv2%2Fcategories&post=813407"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/arantv.az\/index.php?rest_route=%2Fwp%2Fv2%2Ftags&post=813407"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}