Kredit \u00f6d\u0259ni\u015fl\u0259rini vaxt\u0131nda etm\u0259dikd\u0259, borcalan “defolt” v\u0259ziyy\u0259tin\u0259 d\u00fc\u015f\u00fcr v\u0259 bu, onun maliyy\u0259 etibar\u0131n\u0131 ciddi \u015f\u0259kild\u0259 z\u0259d\u0259l\u0259yir. Lakin bu v\u0259ziyy\u0259td\u0259n \u00e7\u0131xmaq m\u00fcmk\u00fcnd\u00fcr v\u0259 m\u00fc\u0259yy\u0259n add\u0131mlar atmaqla kredit tarix\u00e7\u0259sini b\u0259rpa etm\u0259k olar.<\/p>\n
B\u0259s bu v\u0259ziyy\u0259td\u0259n nec\u0259 \u00e7\u0131xmaq olar?<\/p>\n
M\u00f6vzu il\u0259 ba\u011fl\u0131 Metbuat.az-a dan\u0131\u015fan iqtisad\u00e7\u0131 ekspert \u018fkr\u0259m H\u0259s\u0259nov bildirib ki, ilk n\u00f6vb\u0259d\u0259 borclu \u015f\u0259xs \u00f6hd\u0259likl\u0259rini yerin\u0259 yetirm\u0259y\u0259 \u00e7al\u0131\u015fmal\u0131d\u0131r:<\/p>\n
“\u018fg\u0259r borcun tamam\u0131n\u0131 \u00f6d\u0259m\u0259k m\u00fcmk\u00fcn deyils\u0259, borcun restrukturizasiyas\u0131 \u00fc\u00e7\u00fcn bankla dan\u0131\u015f\u0131qlar aparmaq t\u00f6vsiy\u0259 olunur. Bu zaman borcun ayl\u0131q \u00f6d\u0259ni\u015fl\u0259ri azald\u0131la v\u0259 ya \u00f6d\u0259m\u0259 m\u00fcdd\u0259ti uzad\u0131la bil\u0259r.<\/p>\n
Eyni zamanda borc tam \u00f6d\u0259nildikd\u0259n sonra borcalan kredit tarix\u00e7\u0259sinin yenil\u0259nm\u0259si \u00fc\u00e7\u00fcn M\u0259rk\u0259zl\u0259\u015fdirilmi\u015f Kredit Reyestrin\u0259 m\u0259lumat\u0131n t\u0259qdim olunmas\u0131n\u0131 bankdan t\u0259l\u0259b ed\u0259 bil\u0259r. Bu \u015f\u0259xsin kredit etibarl\u0131l\u0131\u011f\u0131n\u0131n b\u0259rpas\u0131 \u00fc\u00e7\u00fcn m\u00fch\u00fcm add\u0131md\u0131r”.<\/p>\n
Ekspert qeyd edib ki, borcalanlar daha sonra ki\u00e7ik m\u0259bl\u0259\u011fli v\u0259 z\u0259man\u0259tli kreditl\u0259r g\u00f6t\u00fcr\u0259r\u0259k, onlar\u0131 vaxt\u0131nda qaytarmaqla kredit tarix\u00e7\u0259l\u0259rini t\u0259dric\u0259n d\u00fcz\u0259ld\u0259 bil\u0259rl\u0259r:<\/p>\n
“Kredit kartlar\u0131ndan d\u00fczg\u00fcn istifad\u0259, vaxt\u0131nda \u00f6d\u0259ni\u015fl\u0259r v\u0259 maliyy\u0259 intizam\u0131 borcalan\u0131n kredit reytinqin\u0259 m\u00fcsb\u0259t t\u0259sir g\u00f6st\u0259rir v\u0259 g\u0259l\u0259c\u0259kd\u0259 kredit \u0259ld\u0259 etm\u0259sini asanla\u015fd\u0131r\u0131r”.<\/p>\n
<\/p>\n","protected":false},"excerpt":{"rendered":"
Kredit \u00f6d\u0259ni\u015fl\u0259rini vaxt\u0131nda etm\u0259dikd\u0259, borcalan “defolt” v\u0259ziyy\u0259tin\u0259 d\u00fc\u015f\u00fcr v\u0259 bu, onun maliyy\u0259 etibar\u0131n\u0131 ciddi \u015f\u0259kild\u0259 z\u0259d\u0259l\u0259yir. Lakin bu v\u0259ziyy\u0259td\u0259n \u00e7\u0131xmaq m\u00fcmk\u00fcnd\u00fcr v\u0259 m\u00fc\u0259yy\u0259n add\u0131mlar atmaqla kredit tarix\u00e7\u0259sini b\u0259rpa etm\u0259k olar. B\u0259s bu v\u0259ziyy\u0259td\u0259n nec\u0259 \u00e7\u0131xmaq olar? M\u00f6vzu il\u0259 ba\u011fl\u0131 Metbuat.az-a dan\u0131\u015fan iqtisad\u00e7\u0131 ekspert \u018fkr\u0259m H\u0259s\u0259nov bildirib ki, ilk n\u00f6vb\u0259d\u0259 borclu \u015f\u0259xs \u00f6hd\u0259likl\u0259rini yerin\u0259 yetirm\u0259y\u0259 \u00e7al\u0131\u015fmal\u0131d\u0131r: “\u018fg\u0259r borcun tamam\u0131n\u0131 \u00f6d\u0259m\u0259k m\u00fcmk\u00fcn deyils\u0259, borcun restrukturizasiyas\u0131 \u00fc\u00e7\u00fcn bankla dan\u0131\u015f\u0131qlar aparmaq t\u00f6vsiy\u0259 olunur. Bu zaman borcun ayl\u0131q \u00f6d\u0259ni\u015fl\u0259ri azald\u0131la v\u0259 ya \u00f6d\u0259m\u0259 m\u00fcdd\u0259ti uzad\u0131la bil\u0259r. Eyni zamanda borc tam \u00f6d\u0259nildikd\u0259n sonra borcalan kredit tarix\u00e7\u0259sinin…<\/p>\n","protected":false},"author":2,"featured_media":815149,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"om_disable_all_campaigns":false,"_monsterinsights_skip_tracking":false,"_monsterinsights_sitenote_active":false,"_monsterinsights_sitenote_note":"","_monsterinsights_sitenote_category":0},"categories":[19],"tags":[],"aioseo_notices":[],"gutentor_comment":0,"rttpg_featured_image_url":{"full":["https:\/\/arantv.az\/wp-content\/uploads\/2025\/07\/ee03a673bd5355d75b8961784f02c048.jpg",800,500,false],"landscape":["https:\/\/arantv.az\/wp-content\/uploads\/2025\/07\/ee03a673bd5355d75b8961784f02c048.jpg",800,500,false],"portraits":["https:\/\/arantv.az\/wp-content\/uploads\/2025\/07\/ee03a673bd5355d75b8961784f02c048.jpg",800,500,false],"thumbnail":["https:\/\/arantv.az\/wp-content\/uploads\/2025\/07\/ee03a673bd5355d75b8961784f02c048-500x280.jpg",500,280,true],"medium":["https:\/\/arantv.az\/wp-content\/uploads\/2025\/07\/ee03a673bd5355d75b8961784f02c048-584x365.jpg",584,365,true],"large":["https:\/\/arantv.az\/wp-content\/uploads\/2025\/07\/ee03a673bd5355d75b8961784f02c048.jpg",640,400,false],"1536x1536":["https:\/\/arantv.az\/wp-content\/uploads\/2025\/07\/ee03a673bd5355d75b8961784f02c048.jpg",800,500,false],"2048x2048":["https:\/\/arantv.az\/wp-content\/uploads\/2025\/07\/ee03a673bd5355d75b8961784f02c048.jpg",800,500,false],"post-thumbnail":["https:\/\/arantv.az\/wp-content\/uploads\/2025\/07\/ee03a673bd5355d75b8961784f02c048-240x172.jpg",240,172,true],"advps-thumb-one":["https:\/\/arantv.az\/wp-content\/uploads\/2025\/07\/ee03a673bd5355d75b8961784f02c048.jpg",800,500,false]},"rttpg_author":{"display_name":"V\u00fcsal Rafiqo\u011flu","author_link":"https:\/\/arantv.az\/?author=2"},"rttpg_comment":0,"rttpg_category":"G\u00fcnd\u0259m<\/a>","rttpg_excerpt":"Kredit \u00f6d\u0259ni\u015fl\u0259rini vaxt\u0131nda etm\u0259dikd\u0259, borcalan “defolt” v\u0259ziyy\u0259tin\u0259 d\u00fc\u015f\u00fcr v\u0259 bu, onun maliyy\u0259 etibar\u0131n\u0131 ciddi \u015f\u0259kild\u0259 z\u0259d\u0259l\u0259yir. Lakin bu v\u0259ziyy\u0259td\u0259n \u00e7\u0131xmaq m\u00fcmk\u00fcnd\u00fcr v\u0259 m\u00fc\u0259yy\u0259n add\u0131mlar atmaqla kredit tarix\u00e7\u0259sini b\u0259rpa etm\u0259k olar. B\u0259s bu v\u0259ziyy\u0259td\u0259n nec\u0259 \u00e7\u0131xmaq olar? M\u00f6vzu il\u0259 ba\u011fl\u0131 Metbuat.az-a dan\u0131\u015fan iqtisad\u00e7\u0131 ekspert \u018fkr\u0259m H\u0259s\u0259nov bildirib ki, ilk n\u00f6vb\u0259d\u0259 borclu \u015f\u0259xs \u00f6hd\u0259likl\u0259rini yerin\u0259 yetirm\u0259y\u0259 \u00e7al\u0131\u015fmal\u0131d\u0131r:…","_links":{"self":[{"href":"https:\/\/arantv.az\/index.php?rest_route=\/wp\/v2\/posts\/815148"}],"collection":[{"href":"https:\/\/arantv.az\/index.php?rest_route=\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/arantv.az\/index.php?rest_route=\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/arantv.az\/index.php?rest_route=\/wp\/v2\/users\/2"}],"replies":[{"embeddable":true,"href":"https:\/\/arantv.az\/index.php?rest_route=%2Fwp%2Fv2%2Fcomments&post=815148"}],"version-history":[{"count":2,"href":"https:\/\/arantv.az\/index.php?rest_route=\/wp\/v2\/posts\/815148\/revisions"}],"predecessor-version":[{"id":815151,"href":"https:\/\/arantv.az\/index.php?rest_route=\/wp\/v2\/posts\/815148\/revisions\/815151"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/arantv.az\/index.php?rest_route=\/wp\/v2\/media\/815149"}],"wp:attachment":[{"href":"https:\/\/arantv.az\/index.php?rest_route=%2Fwp%2Fv2%2Fmedia&parent=815148"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/arantv.az\/index.php?rest_route=%2Fwp%2Fv2%2Fcategories&post=815148"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/arantv.az\/index.php?rest_route=%2Fwp%2Fv2%2Ftags&post=815148"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}