{"id":815307,"date":"2025-07-10T10:34:26","date_gmt":"2025-07-10T06:34:26","guid":{"rendered":"https:\/\/arantv.az\/?p=815307"},"modified":"2025-07-10T10:34:26","modified_gmt":"2025-07-10T06:34:26","slug":"iki-il-sonra-acilan-iran-banki-biz%c9%99-lazimdirmi","status":"publish","type":"post","link":"https:\/\/arantv.az\/?p=815307","title":{"rendered":"\u0130ki il sonra a\u00e7\u0131lan \u0130ran bank\u0131 – biz\u0259 laz\u0131md\u0131rm\u0131?"},"content":{"rendered":"

\u201cBank Melli \u0130ran\u201d\u0131n Bak\u0131 filial\u0131 2025-ci ilin ilk yar\u0131milliyinin maliyy\u0259 n\u0259tic\u0259l\u0259rini a\u00e7\u0131qlay\u0131b. \u201cYeni M\u00fcsavat\u201d bank\u0131n hesabat\u0131na \u0259sas\u0259n x\u0259b\u0259r verir ki, 2024-c\u00fc ilin eyni d\u00f6vr\u00fc il\u0259 m\u00fcqayis\u0259d\u0259 faiz g\u0259lirl\u0259ri artsa da, inzibati x\u0259rcl\u0259rin k\u0259skin y\u00fcks\u0259lm\u0259si yekun m\u0259nf\u0259\u0259tin azalmas\u0131na s\u0259b\u0259b olub. Bel\u0259 ki, bank\u0131n haqq v\u0259 komissiya g\u0259lirl\u0259ri 5 min 95 manatdan 6 min 389 manata y\u00fcks\u0259ls\u0259 d\u0259, bu istiqam\u0259td\u0259ki x\u0259rcl\u0259r daha s\u00fcr\u0259tl\u0259 artaraq 73 min 96 manatdan 79 min 927 manata \u00e7at\u0131b. Bank\u0131n dig\u0259r g\u0259lirl\u0259ri is\u0259 3 min 978 manatdan 2 min 694 manata q\u0259d\u0259r azal\u0131b.<\/strong><\/p>\n

M\u0259nf\u0259\u0259tin azalmas\u0131nda h\u0259lledici rol oynayan \u0259sas faktor is\u0259 inzibati x\u0259rcl\u0259rin artmas\u0131 olub. Bu x\u0259rcl\u0259r illik m\u00fcqayis\u0259d\u0259 93 min manat (12,2 faiz) artaraq 759 min manatdan 851 min manata y\u00fcks\u0259lib. Hesabatda ticar\u0259t m\u0259qs\u0259dil\u0259 al\u0131nm\u0131\u015f qiym\u0259tli ka\u011f\u0131zlar\u0131n sat\u0131\u015f\u0131ndan v\u0259 ya torpaq, tikili v\u0259 avadanl\u0131qlar\u0131n xaric olmas\u0131ndan g\u0259lir v\u0259 ya z\u0259r\u0259r qeyd\u0259 al\u0131nmay\u0131b.<\/p>\n

N\u0259tic\u0259d\u0259, b\u00fct\u00fcn g\u0259lir v\u0259 x\u0259rcl\u0259r n\u0259z\u0259r\u0259 al\u0131nd\u0131qdan sonra bank 2025-ci ilin ikinci r\u00fcb\u00fcn\u00fc 3 milyon 226 min manat xalis m\u0259nf\u0259\u0259tl\u0259 ba\u015fa vurub. Bank 2024-c\u00fc ilin ilk yar\u0131milliyind\u0259 3 milyon 437 min manat xalis m\u0259nf\u0259\u0259t \u0259ld\u0259 etmi\u015fdi. Bu da illik m\u00fcqayis\u0259d\u0259 m\u0259nf\u0259\u0259tin 212 min manat v\u0259 ya 6,2 faiz azald\u0131\u011f\u0131n\u0131 g\u00f6st\u0259rir. Hesabat d\u00f6vr\u00fcnd\u0259 \u201cBank Melli \u0130ran\u201d m\u0259nf\u0259\u0259t vergisi \u00f6d\u0259m\u0259yib.<\/p>\n

Bu il iyulun 1-n\u0259 \u0130ran bank\u0131n\u0131n aktivl\u0259ri 123,768 milyon manat olub ki, bu da bir il \u0259vv\u0259l\u0259 nisb\u0259t\u0259n 7,8 faiz \u00e7oxdur. Bunun 1,116 milyon manat\u0131 m\u00fc\u015ft\u0259ril\u0259r\u0259 verilmi\u015f xalis kreditl\u0259rdir. Son bir ild\u0259 Bak\u0131 filial\u0131n\u0131n kredit portfeli 2,1 d\u0259f\u0259 ki\u00e7ilib.<\/p>\n

Hesabat d\u00f6vr\u00fcnd\u0259 \u0130ran bank\u0131n\u0131n \u00f6hd\u0259likl\u0259ri 1,9 faiz artaraq 71,602 milyon manata, o c\u00fcml\u0259d\u0259n depozit portfeli 1,5 faiz artaraq 36,168 milyon manata, balans kapital\u0131 is\u0259 17\u00a0 faiz artaraq 52,166 milyon manata \u00e7at\u0131b.<\/p>\n

Bank\u0131n nizamnam\u0259 kapital\u0131n\u0131n h\u0259cmi 73 milyon 611 min manata b\u0259rab\u0259rdir.<\/strong><\/p>\n

Qeyd ed\u0259k ki, bank\u0131n Bak\u0131 filial\u0131 aprelin 29-dan f\u0259aliyy\u0259tini b\u0259rpa edib. Az\u0259rbaycan M\u0259rk\u0259zi Bank\u0131 2023-c\u00fc ilin may ay\u0131nda \u201cBank Melli \u0130ran\u201d\u0131n Bak\u0131 filial\u0131nda yoxlamalara ba\u015flam\u0131\u015fd\u0131. H\u0259min m\u00fcdd\u0259td\u0259n valyuta \u0259m\u0259liyyatlar\u0131 istisna olmaqla, dig\u0259r \u0259m\u0259liyyatlar m\u0259hdudla\u015fd\u0131r\u0131lm\u0131\u015fd\u0131. \u201cMehr\u201d agentliyi \u0130ran Milli Bank\u0131n\u0131n Bak\u0131 filial\u0131n\u0131n f\u0259aliyy\u0259t\u0259 ba\u015flamas\u0131, prezident M\u0259sud Peze\u015fkian\u0131n Bak\u0131ya s\u0259f\u0259rinin iqtisadi n\u0259tic\u0259l\u0259rind\u0259n biri kimi diqq\u0259t \u00e7\u0259kmi\u015fdi.<\/p>\n

\u0130ran Milli Bank\u0131n\u0131n Bak\u0131 filial\u0131 Az\u0259rbaycanda a\u00e7\u0131lan ilk xaric bankd\u0131r. AB\u015e-\u0131n a\u011f\u0131r maliyy\u0259 sanksiyalar\u0131 \u00fcz\u00fcnd\u0259n yaln\u0131z \u0130rana v\u0259 \u0259ksin\u0259 pulk\u00f6\u00e7\u00fcrm\u0259l\u0259ri il\u0259 m\u0259\u015f\u011ful olur. Bank\u0131n internet s\u0259hif\u0259sind\u0259 qeyd edilir ki, “Bank Melli \u0130ran” b\u00fct\u00fcn d\u00fcnyada geni\u015f filial \u015f\u0259b\u0259k\u0259sin\u0259 malik olan bir bank olmaqla onun Direktorlar \u015euras\u0131 Az\u0259rbaycan Respublikas\u0131n\u0131n iqtisadiyyat\u0131n\u0131n inki\u015faf meyll\u0259rini n\u0259z\u0259r\u0259 alaraq iqtisadi m\u00fcnasib\u0259tl\u0259ri daha da geni\u015fl\u0259ndirm\u0259k, artan x\u0259tt \u00fczr\u0259 Az\u0259rbaycan \u0130ran v\u0259 \u0130ran-Az\u0259rbaycan ticar\u0259t-iqtisadi \u0259laq\u0259l\u0259rinin iqtisadi subyektl\u0259rin\u0259 daha geni\u015f v\u0259 operativ maliyy\u0259-kredit xidm\u0259tl\u0259ri g\u00f6st\u0259rm\u0259k \u00fc\u00e7\u00fcn 1993-c\u00fc ild\u0259n Bak\u0131 \u015f\u0259h\u0259rind\u0259 yerl\u0259\u015f\u0259n Bak\u0131 filial\u0131n\u0131\u00a0 formala\u015fd\u0131rm\u0131\u015fd\u0131r\u201d.<\/p>\n

Bank\u0131n f\u0259aliyy\u0259tin\u0259 m\u0259hdudiyy\u0259tl\u0259r qoyulmas\u0131 \u0130ran\u0131n Bak\u0131dak\u0131 s\u0259firliyin\u0259 m\u0259xsus avtomobill\u0259rl\u0259 k\u00fclli miqdarda valyuta v\u0259saitl\u0259rinin \u0130randan gizli \u015f\u0259kild\u0259 Az\u0259rbaycana \u00e7atd\u0131r\u0131lmas\u0131 faktlar\u0131 a\u015fkarland\u0131qdan sonra ba\u015f vermi\u015fdi. \u0130ndi m\u0259hdudiyy\u0259tl\u0259r aradan qald\u0131r\u0131ld\u0131qdan sonra bank \u0259man\u0259t q\u0259bulu, kreditl\u0259\u015fm\u0259ni b\u0259rpa edir. Bank sah\u0259si \u00fczr\u0259 m\u00fct\u0259x\u0259ssis \u018fkr\u0259m H\u0259s\u0259novun \u201cYeni M\u00fcsavat\u201da dediyin\u0259 g\u00f6r\u0259, \u0130ran Milli Bank\u0131n\u0131n Bak\u0131 filial\u0131 \u00e7ox ki\u00e7ik bankd\u0131r: \u201cAz\u0259rbaycan bank sektorunda onun pay\u0131 \u00e7ox c\u00fczidir, hiss edilm\u0259y\u0259c\u0259k q\u0259d\u0259r ki\u00e7ikdir. Bu bax\u0131mdan, ba\u011flansa bel\u0259, sistem\u0259 h\u0259r hans\u0131 t\u0259siri olmayacaq. F\u0259aliyy\u0259tin\u0259 m\u0259hdudiyy\u0259t qoyulmazdan \u0259vv\u0259l d\u0259 \u0259n ki\u00e7ik banklardan biri idi. \u0130ndi m\u0259hdudiyy\u0259tl\u0259rin g\u00f6t\u00fcr\u00fclm\u0259sind\u0259n sonra da hans\u0131sa s\u00fcr\u0259tli b\u00f6y\u00fcm\u0259nin olaca\u011f\u0131n\u0131 g\u00f6zl\u0259mir\u0259m. Ola bilsin ki, \u0130ran \u015firk\u0259tl\u0259rinin, yaxud \u0130ran v\u0259t\u0259nda\u015flar\u0131n\u0131n \u0259m\u0259liyyatlar\u0131n\u0131 icra etsin. Az\u0259rbaycan biznesinin, yaxud sad\u0259 v\u0259t\u0259nda\u015flar\u0131n onun xidm\u0259tl\u0259rind\u0259n istifad\u0259 ed\u0259c\u0259yini g\u00f6zl\u0259mir\u0259m. Faktiki olaraq, sanksiyalara g\u00f6r\u0259, bu, m\u00fcmk\u00fcn d\u0259 deyil\u201d.<\/p>\n

M\u0259lumdur ki, Az\u0259rbaycanla \u0130ran aras\u0131nda ticar\u0259t s\u00fcr\u0259tl\u0259 art\u0131r. 2024-c\u00fc ild\u0259 \u0130ranla Az\u0259rbaycan aras\u0131nda qar\u015f\u0131l\u0131ql\u0131 ticar\u0259t d\u00f6vriyy\u0259si 647,1 milyon dollara \u00e7at\u0131b. Bu, 2023-c\u00fc il\u0259 nisb\u0259t\u0259n 159,7 milyon dollar\u0131 v\u0259 ya 32,8 faiz \u00e7oxdur. \u00d6t\u0259n il Az\u0259rbaycan \u0130rana c\u0259mi 14 milyon AB\u015e dollar\u0131 d\u0259y\u0259rind\u0259 m\u0259hsul ixrac edib. \u0130randan m\u0259hsul idxal\u0131 is\u0259 illik m\u00fcqayis\u0259d\u0259 160 milyon AB\u015e dollar\u0131 v\u0259 ya 33,8 faiz artaraq 633 milyon dollara \u00e7at\u0131b. \u0130randan idxaldak\u0131 art\u0131m bu il d\u0259 davam edir. Bel\u0259 ki, D\u00f6vl\u0259t G\u00f6mr\u00fck Komit\u0259sinin m\u0259lumat\u0131na \u0259sas\u0259nb bu ilin d\u00f6rd ay\u0131nda \u0130randan idxal\u0131m\u0131z 178 milyon 900.70 min dollara, bu \u00f6lk\u0259y\u0259 ixrac\u0131m\u0131z is\u0259 c\u0259mi 4\u00a0 milyon 526.61 min dollara b\u0259rab\u0259r olub. Bir ay sonra – may\u0131n sonuna idxal\u0131m\u0131z 251 milyon 878.05 min dollara, ixrac\u0131m\u0131z is\u0259 6 milyon 86,84 min dollara y\u00fcks\u0259lib. Be\u015f ayl\u0131q g\u00f6st\u0259ricil\u0259ri bir il \u0259vv\u0259lkil\u0259rl\u0259 m\u00fcqayis\u0259 ets\u0259k, g\u00f6r\u0259rik ki, \u0130rana ixrac\u0131m\u0131z 233 min dollar azald\u0131\u011f\u0131 halda, idxal\u0131m\u0131z 19,8 milyon dollar art\u0131b.<\/strong><\/p>\n

\u0130ran\u0131n Az\u0259rbaycana ixrac\u0131nda \u0259sas yeri \u0259rzaq v\u0259 \u0259halinin g\u00fcnd\u0259lik istifad\u0259sind\u0259 m\u00fch\u00fcm yer tutan mallar \u00fcst\u00fcnl\u00fck t\u0259\u015fkil edir. Bir s\u0131ra m\u00fch\u00fcm \u0259rzaq m\u0259hsullar\u0131n\u0131n idxal\u0131nda \u0130ran\u0131n pay\u0131 60-70 faiz\u0259, b\u0259z\u0259n 90-100 faiz\u0259 \u00e7at\u0131r. D\u00f6vl\u0259t Statistika Komit\u0259sinin ayl\u0131q xarici ticar\u0259t hesabat\u0131ndan ayd\u0131n olur ki, bu ilin yanvar-aprel aylar\u0131nda Az\u0259rbaycana idxal olunan 4 milyon 663,48 min dollarl\u0131q 1117,56 ton t\u0259z\u0259 alabal\u0131\u011f\u0131n ham\u0131s\u0131, 689,36 ton t\u0259z\u0259 v\u0259 ya soyudulmu\u015f karp\u0131n 312,3 tonu, 34,75 ton t\u0259z\u0259 v\u0259 ya soyudulmu\u015f dig\u0259r bal\u0131\u011f\u0131n ham\u0131s\u0131, 93,78 ton t\u0259z\u0259 v\u0259 ya soyudulmu\u015f bal\u0131qlar, dig\u0259rl\u0259rinin ham\u0131s\u0131, qat\u0131la\u015fd\u0131r\u0131lmam\u0131\u015f, \u015f\u0259k\u0259r \u0259lav\u0259 edilm\u0259d\u0259n, t\u0259rkibind\u0259 1-6 k\u00fctl\u0259 faiz ya\u011f olan s\u00fcd v\u0259 qaymaq – 2561,06 tonun 1115,3 tonu, qat\u0131la\u015fd\u0131r\u0131lmam\u0131\u015f, \u015f\u0259k\u0259r \u0259lav\u0259 edilm\u0259d\u0259n, t\u0259rkibind\u0259 10 k\u00fctl\u0259 faizd\u0259n \u00e7ox ya\u011f olan netto h\u0259cmi 2 litrd\u0259n art\u0131q olmayan ba\u011flamalarda s\u00fcd v\u0259 qaymaq 885,96 tonun 691,28 tonu, k\u0259r\u0259 ya\u011f\u0131 7157,57 tonun 2880,72 tonu, s\u00fcd pastalar\u0131 1745,49 tonun 1699 tonu, dig\u0259r pendirl\u0259r 2155,02 tonun 1314,26 tonu, xiyar v\u0259 korni\u015fonlar, t\u0259z\u0259 v\u0259 ya soyudulmu\u015f 2151,39 tonun 2150,74 tonu, t\u0259z\u0259 v\u0259 ya soyudulmu\u015f bad\u0131mcan 4782,95 tonun 4704,75 tonu, Dig\u0259r k\u0259r\u0259viz, k\u00f6k k\u0259r\u0259vizd\u0259n ba\u015fqa, t\u0259z\u0259 v\u0259 soyudulmu\u015f 50,42 tonun ham\u0131s\u0131, Capsicum n\u00f6v\u00fcn\u00fcn v\u0259 ya Pimenta n\u00f6v\u00fcn\u00fcn bar\u0131 (qab\u0131ql\u0131 \u015firin bib\u0259r v\u0259 dig\u0259rl\u0259ri), t\u0259z\u0259 v\u0259 ya soyudulmu\u015f\u00a0 4954,33 tonun 4804,59 tonu, Salat t\u0259r\u0259v\u0259zi, salat-kah\u0131dan v\u0259 kasn\u0131dan ba\u015fqa v\u0259 dig\u0259rl\u0259ri 816,44 tonun 806,38 tonu, qab\u0131ql\u0131 p\u00fcst\u0259 147,2 tonun 105,06 tonu, t\u0259z\u0259 v\u0259 ya qurudulmu\u015f xurma 4226,75 tonun 2966,24 tonu, t\u0259z\u0259 v\u0259 ya qurudulmu\u015f porta\u011fal\u00a0 11573,68 tonun 9577,52 tonu, qurudulmu\u015f \u00fcz\u00fcm 1996,02 tonun 1020,11 tonu, 336,73 ton qarp\u0131z\u0131n 329,6 tonu, t\u0259z\u0259 heyva 43,65 tonun 33,05 tonu, t\u0259z\u0259 kivi 2198,04 tonun 2126,5 tonu, qurudulmu\u015f dig\u0259r meyv\u0259l\u0259r 1021,97 tonun 515,38 tonu, \u015firin quru pe\u00e7enye 6223,66 tonun 2404,24 tonu,\u00a0\u00a0 Sirk\u0259siz haz\u0131rlanm\u0131\u015f v\u0259 ya konservl\u0259\u015fdirilmi\u015f dig\u0259r pomidorlar 1789,2 tonun 1629,44 tonu \u0130randan al\u0131n\u0131b.<\/p>\n

\u0130dxal\u0131n bel\u0259 artmas\u0131 fonunda ticar\u0259t \u0259m\u0259liyyatlar\u0131n\u0131n \u0130ran Milli Bank\u0131n\u0131n Bak\u0131 filial\u0131 vasit\u0259sil\u0259 maliyy\u0259l\u0259\u015fdirilm\u0259si n\u0259 q\u0259d\u0259r reald\u0131r? \u018f.H\u0259s\u0259nov bildirir ki, sanksiyalar \u00fcz\u00fcnd\u0259n bu, dem\u0259k olar ki, m\u00fcmk\u00fcns\u00fczd\u00fcr: \u201cBirba\u015fa \u0130ranla bank \u0259m\u0259liyyatlar\u0131 sanksiyalara g\u00f6r\u0259 m\u00fcmk\u00fcn deyil. X\u00fcsusil\u0259 Bak\u0131 filial\u0131n\u0131n ana bank\u0131 olan \u0130ran Milli Bank\u0131n\u0131n \u00f6z\u00fc bilavasit\u0259 sanksiya siyah\u0131s\u0131nda oldu\u011fu halda, bu, m\u00fcmk\u00fcns\u00fczd\u00fcr. Lakin ola bilsin, idxal-ixrac prosesl\u0259rinin maliyy\u0259l\u0259\u015fdirilm\u0259si \u00fc\u00e7\u00fcn dig\u0259r \u00f6lk\u0259l\u0259rd\u0259ki maliyy\u0259 qurumlar\u0131 vasit\u0259sil\u0259 yarad\u0131lan sxemd\u0259n istifad\u0259 olunsun. Y\u0259ni \u00f6d\u0259ni\u015f buradan hans\u0131sa \u00f6lk\u0259d\u0259 f\u0259aliyy\u0259t g\u00f6st\u0259r\u0259n \u0130ran \u015firk\u0259tinin hesab\u0131na h\u0259yata ke\u00e7irilir, sonra h\u0259min \u015firk\u0259t v\u0259saiti Az\u0259rbaycana mal ixrac ed\u0259n \u015firk\u0259t\u0259 \u00e7atd\u0131r\u0131r. Bu da uzun v\u0259 \u0259lav\u0259 x\u0259rc t\u0259l\u0259b ed\u0259n prosesdir. Bu bax\u0131mdan, ticar\u0259tin na\u011fd \u00f6d\u0259ni\u015fl\u0259 h\u0259yata ke\u00e7irilm\u0259si \u0259n s\u0259rf\u0259li yoldur\u201d.<\/strong><\/p>\n

Xat\u0131rladaq ki, 2018-ci il\u0259d\u0259k Az\u0259rbaycanla \u0130ran maliyy\u0259-bank sektoru aras\u0131nda birba\u015fa \u0259laq\u0259l\u0259r m\u00f6vcud olub, qar\u015f\u0131l\u0131ql\u0131 maliyy\u0259 \u0259m\u0259liyyatlar\u0131 icra edilib. Lakin AB\u015e Prezidenti Donald Tramp\u0131n \u0130ranla n\u00fcv\u0259 dan\u0131\u015f\u0131qlar\u0131ndan \u00e7\u0131xaraq, \u00f6lk\u0259y\u0259 qar\u015f\u0131 g\u00f6r\u00fcnm\u0259mi\u015f sanksiyalar t\u0259tbiq etm\u0259si n\u0259tic\u0259sind\u0259 bu \u0259m\u0259liyyatlar tamam\u0259n dayand\u0131r\u0131l\u0131b. Bu bax\u0131mdan, getdikc\u0259 artan ticar\u0259t \u0259m\u0259liyyatlar\u0131n\u0131n maliyy\u0259l\u0259\u015fdirilm\u0259si imkanlar\u0131 el\u0259 d\u0259 geni\u015f deyil.<\/p>\n

Qeyd ed\u0259k ki, \u0130ran sanksiyalara r\u0259\u011fm\u0259n bir s\u0131ra \u00f6lk\u0259l\u0259rl\u0259 maliyy\u0259 \u0259m\u0259liyyatlar\u0131n\u0131 icra ed\u0259 bilir. Bunlardan biri Q\u0259rbin a\u011f\u0131r sanksiyalar\u0131na m\u0259ruz qalan Rusiyad\u0131r. Son iki ild\u0259 Rusiya v\u0259 \u0130ran iki \u00f6lk\u0259 aras\u0131nda maliyy\u0259l\u0259\u015fm\u0259 kanallar\u0131n\u0131 t\u0259min etm\u0259k sah\u0259sind\u0259 ciddi add\u0131mlar ata bilibl\u0259r. Bura Rusiyan\u0131n Mir kartlar\u0131na \u0130randa xidm\u0259tin ba\u015flanmas\u0131, VTB bank\u0131n Tehranda filial\u0131n\u0131n a\u00e7\u0131lmas\u0131, n\u0259hay\u0259t, iki \u00f6lk\u0259 aras\u0131nda r\u0259q\u0259msal valyutan\u0131n t\u0259tbiqi \u00fc\u00e7\u00fcn pilot layih\u0259nin icras\u0131na ba\u015flanmas\u0131 aiddir.<\/p>\n

Q\u0259rbin Rusiya v\u0259 \u0130rana qar\u015f\u0131 sanksiyalar\u0131na qo\u015fulmayan Az\u0259rbaycan h\u0259m\u00e7inin \u00f6z m\u0259nafel\u0259ri bax\u0131m\u0131ndan qada\u011falar\u0131n pozulmas\u0131na da imkan vermir.<\/p>\n

D\u00fcnya SAK\u0130T,<\/strong>
\n\u201cYeni M\u00fcsavat\u201d<\/strong><\/p>\n","protected":false},"excerpt":{"rendered":"

\u201cBank Melli \u0130ran\u201d\u0131n Bak\u0131 filial\u0131 2025-ci ilin ilk yar\u0131milliyinin maliyy\u0259 n\u0259tic\u0259l\u0259rini a\u00e7\u0131qlay\u0131b. \u201cYeni M\u00fcsavat\u201d bank\u0131n hesabat\u0131na \u0259sas\u0259n x\u0259b\u0259r verir ki, 2024-c\u00fc ilin eyni d\u00f6vr\u00fc il\u0259 m\u00fcqayis\u0259d\u0259 faiz g\u0259lirl\u0259ri artsa da, inzibati x\u0259rcl\u0259rin k\u0259skin y\u00fcks\u0259lm\u0259si yekun m\u0259nf\u0259\u0259tin azalmas\u0131na s\u0259b\u0259b olub. Bel\u0259 ki, bank\u0131n haqq v\u0259 komissiya g\u0259lirl\u0259ri 5 min 95 manatdan 6 min 389 manata y\u00fcks\u0259ls\u0259 d\u0259, bu istiqam\u0259td\u0259ki x\u0259rcl\u0259r daha s\u00fcr\u0259tl\u0259 artaraq 73 min 96 manatdan 79 min 927 manata \u00e7at\u0131b. Bank\u0131n dig\u0259r g\u0259lirl\u0259ri is\u0259 3 min 978 manatdan 2 min 694 manata q\u0259d\u0259r azal\u0131b. M\u0259nf\u0259\u0259tin azalmas\u0131nda h\u0259lledici rol oynayan…<\/p>\n","protected":false},"author":2,"featured_media":815308,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"om_disable_all_campaigns":false,"_monsterinsights_skip_tracking":false,"_monsterinsights_sitenote_active":false,"_monsterinsights_sitenote_note":"","_monsterinsights_sitenote_category":0},"categories":[19],"tags":[],"aioseo_notices":[],"gutentor_comment":0,"rttpg_featured_image_url":{"full":["https:\/\/arantv.az\/wp-content\/uploads\/2025\/07\/fbf4ba79648107421b7a0c94e5738b43.jpg",637,400,false],"landscape":["https:\/\/arantv.az\/wp-content\/uploads\/2025\/07\/fbf4ba79648107421b7a0c94e5738b43.jpg",637,400,false],"portraits":["https:\/\/arantv.az\/wp-content\/uploads\/2025\/07\/fbf4ba79648107421b7a0c94e5738b43.jpg",637,400,false],"thumbnail":["https:\/\/arantv.az\/wp-content\/uploads\/2025\/07\/fbf4ba79648107421b7a0c94e5738b43-500x280.jpg",500,280,true],"medium":["https:\/\/arantv.az\/wp-content\/uploads\/2025\/07\/fbf4ba79648107421b7a0c94e5738b43-581x365.jpg",581,365,true],"large":["https:\/\/arantv.az\/wp-content\/uploads\/2025\/07\/fbf4ba79648107421b7a0c94e5738b43.jpg",637,400,false],"1536x1536":["https:\/\/arantv.az\/wp-content\/uploads\/2025\/07\/fbf4ba79648107421b7a0c94e5738b43.jpg",637,400,false],"2048x2048":["https:\/\/arantv.az\/wp-content\/uploads\/2025\/07\/fbf4ba79648107421b7a0c94e5738b43.jpg",637,400,false],"post-thumbnail":["https:\/\/arantv.az\/wp-content\/uploads\/2025\/07\/fbf4ba79648107421b7a0c94e5738b43-240x172.jpg",240,172,true],"advps-thumb-one":["https:\/\/arantv.az\/wp-content\/uploads\/2025\/07\/fbf4ba79648107421b7a0c94e5738b43.jpg",637,400,false]},"rttpg_author":{"display_name":"V\u00fcsal Rafiqo\u011flu","author_link":"https:\/\/arantv.az\/?author=2"},"rttpg_comment":0,"rttpg_category":"G\u00fcnd\u0259m<\/a>","rttpg_excerpt":"\u201cBank Melli \u0130ran\u201d\u0131n Bak\u0131 filial\u0131 2025-ci ilin ilk yar\u0131milliyinin maliyy\u0259 n\u0259tic\u0259l\u0259rini a\u00e7\u0131qlay\u0131b. \u201cYeni M\u00fcsavat\u201d bank\u0131n hesabat\u0131na \u0259sas\u0259n x\u0259b\u0259r verir ki, 2024-c\u00fc ilin eyni d\u00f6vr\u00fc il\u0259 m\u00fcqayis\u0259d\u0259 faiz g\u0259lirl\u0259ri artsa da, inzibati x\u0259rcl\u0259rin k\u0259skin y\u00fcks\u0259lm\u0259si yekun m\u0259nf\u0259\u0259tin azalmas\u0131na s\u0259b\u0259b olub. Bel\u0259 ki, bank\u0131n haqq v\u0259 komissiya g\u0259lirl\u0259ri 5 min 95 manatdan 6 min 389 manata y\u00fcks\u0259ls\u0259…","_links":{"self":[{"href":"https:\/\/arantv.az\/index.php?rest_route=\/wp\/v2\/posts\/815307"}],"collection":[{"href":"https:\/\/arantv.az\/index.php?rest_route=\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/arantv.az\/index.php?rest_route=\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/arantv.az\/index.php?rest_route=\/wp\/v2\/users\/2"}],"replies":[{"embeddable":true,"href":"https:\/\/arantv.az\/index.php?rest_route=%2Fwp%2Fv2%2Fcomments&post=815307"}],"version-history":[{"count":2,"href":"https:\/\/arantv.az\/index.php?rest_route=\/wp\/v2\/posts\/815307\/revisions"}],"predecessor-version":[{"id":815310,"href":"https:\/\/arantv.az\/index.php?rest_route=\/wp\/v2\/posts\/815307\/revisions\/815310"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/arantv.az\/index.php?rest_route=\/wp\/v2\/media\/815308"}],"wp:attachment":[{"href":"https:\/\/arantv.az\/index.php?rest_route=%2Fwp%2Fv2%2Fmedia&parent=815307"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/arantv.az\/index.php?rest_route=%2Fwp%2Fv2%2Fcategories&post=815307"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/arantv.az\/index.php?rest_route=%2Fwp%2Fv2%2Ftags&post=815307"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}