\u201cAz\u0259rbaycanda haz\u0131rda inflyasiyaya t\u0259sir g\u00f6st\u0259r\u0259n amill\u0259r i\u00e7\u0259risind\u0259 monetar v\u0259 fiskal siyas\u0259t m\u0259s\u0259l\u0259l\u0259ri minimum t\u0259\u015fkil edir. Bu g\u00fcn faktiki olaraq, Az\u0259rbaycan bank sistemind\u0259 kreditl\u0259\u015fm\u0259 o q\u0259d\u0259r aktiv deyil. Nisb\u0259t\u0259n istehlak kreditl\u0259ri aktivdir. \u018fn \u00e7ox pul yaradan mexanizm is\u0259 biznes kreditl\u0259rind\u0259dir. Y\u0259ni biznes kreditl\u0259ri n\u0259 q\u0259d\u0259r aktiv olarsa, o q\u0259d\u0259r pul d\u00f6vriyy\u0259sin\u0259 t\u0259sir g\u00f6st\u0259rir\u201d.<\/p>\n
Bu s\u00f6zl\u0259ri Yenisabah.az-a a\u00e7\u0131qlamas\u0131nda iqtisad\u00e7\u0131-ekspert Elman Sad\u0131qov deyib. O, bildirib ki, \u00f6lk\u0259mizd\u0259 \u0259n b\u00f6y\u00fck \u00e7\u0259kid\u0259 olan t\u0259sir idxal inflyasiyas\u0131 il\u0259 ba\u011fl\u0131d\u0131r:<\/p>\n
\u201cFiskal siyas\u0259td\u0259 haz\u0131rda b\u00fcdc\u0259d\u0259 yaln\u0131z \u0259sas\u0259n cari x\u0259rcl\u0259m\u0259l\u0259r var. Y\u0259ni \u00e7ox aktiv tikinti-infrastruktur layih\u0259l\u0259rinin h\u0259yata ke\u00e7irilm\u0259si v\u0259 s. yoxdur. B\u00fct\u00fcn bunlar \u0259slind\u0259 inflyasiyan\u0131 cilovlayan m\u0259s\u0259l\u0259l\u0259rdir. Y\u0259ni faktiki olaraq, h\u0259m monetar, h\u0259m d\u0259 fiskal siyas\u0259td\u0259 darald\u0131c\u0131 siyas\u0259tdir. Faktiki olaraq, h\u0259r ikisinin bu g\u00fcnk\u00fc siyas\u0259ti inflyasiya t\u0259tikl\u0259y\u0259n siyas\u0259t deyil. Bizim \u00f6lk\u0259mizd\u0259 \u0259n b\u00f6y\u00fck \u00e7\u0259kid\u0259 olan t\u0259sir idxal inflyasiyas\u0131 il\u0259 ba\u011fl\u0131d\u0131r\u201d.<\/p>\n
Ekspert diqq\u0259t\u0259 \u00e7atd\u0131r\u0131b ki, inflyasiya t\u0259zyiqini a\u015fa\u011f\u0131 salan \u0259n \u0259sas amill\u0259rd\u0259n biri yerli istehsal v\u0259 yerli emald\u0131r:<\/p>\n
\u201cBiz faktiki olaraq, yerli istehsal v\u0259 emal\u0131 geni\u015fl\u0259ndirm\u0259liyik ki, bu q\u0259d\u0259r idxal inflyasiyas\u0131n\u0131n t\u0259zyiqin\u0259 m\u0259ruz qalmayaq. Onu da n\u0259z\u0259r\u0259 alaq ki, idxal inflyasiyas\u0131 dedikd\u0259 he\u00e7 d\u0259 xarici \u00f6lk\u0259l\u0259rd\u0259ki m\u0259hsullar\u0131n qiym\u0259tl\u0259rinin art\u0131m\u0131ndan s\u00f6hb\u0259t getmir. \u00c7\u00fcnki bir \u00e7ox hallarda, xarici \u00f6lk\u0259l\u0259rd\u0259 m\u0259hsulun \u00f6z qiym\u0259ti sabit qalsa da, burada logistika, r\u00fcsumlar v\u0259 x\u0259rcl\u0259r var.<\/p>\n
Y\u0259ni t\u0259kc\u0259 m\u0259hsulun qiym\u0259tini n\u0259z\u0259rd\u0259 tutmayaq. Haz\u0131rda Az\u0259rbaycanda inflyasiya t\u0259zyiqi h\u0259l\u0259 d\u0259 qal\u0131r. Bu t\u0259zyiq g\u0259l\u0259n ill\u0259rd\u0259 d\u0259 davam ed\u0259c\u0259k. \u00c7\u00fcnki inflyasiya t\u0259zyiqini a\u015fa\u011f\u0131 salan \u0259n \u0259sas amill\u0259rd\u0259n biri yerli istehsal v\u0259 yerli emald\u0131r. \u0130stehlak kreditl\u0259rinin is\u0259 inflyasiyada haz\u0131rk\u0131 rolu \u00e7ox a\u015fa\u011f\u0131d\u0131r. H\u0259tta istehlak kreditl\u0259ri ona g\u00f6r\u0259 azald\u0131lm\u0131r ki, inflyasiyaya t\u0259sir g\u00f6st\u0259rsin. Dediyim kimi, bunun inflyasiyaya t\u0259siri minimumdur. \u0130stehlak kreditl\u0259rinin m\u0259hdudla\u015fd\u0131rma\u011fa \u00e7al\u0131\u015f\u0131rlar. Bunun da \u0259sas s\u0259b\u0259bi \u0259halinin izafi borclanmamas\u0131d\u0131r. \u00c7\u00fcnki m\u00f6vcud \u015f\u0259raitd\u0259 izafi borclanma \u00e7ox \u00f6n\u0259mli m\u0259s\u0259l\u0259l\u0259rd\u0259n biridir. Ona g\u00f6r\u0259 istehlak kreditl\u0259rinin inflyasiya t\u0259zyiqi formala\u015fd\u0131rd\u0131\u011f\u0131 fikri haz\u0131rk\u0131 \u015f\u0259raitd\u0259 do\u011fru deyil. \u00c7\u00fcnki istehlak kreditl\u0259rinin m\u00f6vcud \u015f\u0259raitd\u0259 inflyasiyaya t\u0259siri dig\u0259r amill\u0259rl\u0259 m\u00fcqayis\u0259d\u0259 minimumdur\u201d.<\/p>\n
Xat\u0131rladaq ki, Az\u0259rbaycan M\u0259rk\u0259zi Bank\u0131n\u0131n s\u0259dri Taleh Kaz\u0131mov \u00f6t\u0259n g\u00fcn faiz d\u0259hlizinin parametrl\u0259ri il\u0259 ba\u011fl\u0131 ke\u00e7iril\u0259n m\u0259tbuat konfrans\u0131nda bildirib ki, 2026-c\u0131 ild\u0259 istehlak kreditl\u0259ri portfelinin art\u0131m\u0131 16% \u0259traf\u0131nda proqnozla\u015fd\u0131r\u0131l\u0131r. Onun s\u00f6zl\u0259rin\u0259 g\u00f6r\u0259, bu g\u00f6st\u0259rici inflyasiyaya t\u0259xmin\u0259n 0,58 faiz b\u0259ndi h\u0259cmind\u0259 art\u0131r\u0131c\u0131 t\u0259sir g\u00f6st\u0259r\u0259c\u0259k. M\u0259rk\u0259zi Bank\u0131n hesablamalar\u0131na \u0259sas\u0259n, istehlak kreditl\u0259ri portfelinin 10%-lik art\u0131m\u0131 inflyasiya s\u0259viyy\u0259sini 0,34% y\u00fcks\u0259ldir.<\/p>\n","protected":false},"excerpt":{"rendered":"
\u201cAz\u0259rbaycanda haz\u0131rda inflyasiyaya t\u0259sir g\u00f6st\u0259r\u0259n amill\u0259r i\u00e7\u0259risind\u0259 monetar v\u0259 fiskal siyas\u0259t m\u0259s\u0259l\u0259l\u0259ri minimum t\u0259\u015fkil edir. Bu g\u00fcn faktiki olaraq, Az\u0259rbaycan bank sistemind\u0259 kreditl\u0259\u015fm\u0259 o q\u0259d\u0259r aktiv deyil. Nisb\u0259t\u0259n istehlak kreditl\u0259ri aktivdir. \u018fn \u00e7ox pul yaradan mexanizm is\u0259 biznes kreditl\u0259rind\u0259dir. Y\u0259ni biznes kreditl\u0259ri n\u0259 q\u0259d\u0259r aktiv olarsa, o q\u0259d\u0259r pul d\u00f6vriyy\u0259sin\u0259 t\u0259sir g\u00f6st\u0259rir\u201d. Bu s\u00f6zl\u0259ri Yenisabah.az-a a\u00e7\u0131qlamas\u0131nda iqtisad\u00e7\u0131-ekspert Elman Sad\u0131qov deyib. O, bildirib ki, \u00f6lk\u0259mizd\u0259 \u0259n b\u00f6y\u00fck \u00e7\u0259kid\u0259 olan t\u0259sir idxal inflyasiyas\u0131 il\u0259 ba\u011fl\u0131d\u0131r: \u201cFiskal siyas\u0259td\u0259 haz\u0131rda b\u00fcdc\u0259d\u0259 yaln\u0131z \u0259sas\u0259n cari x\u0259rcl\u0259m\u0259l\u0259r var. Y\u0259ni \u00e7ox aktiv tikinti-infrastruktur layih\u0259l\u0259rinin h\u0259yata ke\u00e7irilm\u0259si v\u0259…<\/p>\n","protected":false},"author":2,"featured_media":817484,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"om_disable_all_campaigns":false,"_monsterinsights_skip_tracking":false,"_monsterinsights_sitenote_active":false,"_monsterinsights_sitenote_note":"","_monsterinsights_sitenote_category":0},"categories":[19],"tags":[],"aioseo_notices":[],"gutentor_comment":0,"rttpg_featured_image_url":{"full":["https:\/\/arantv.az\/wp-content\/uploads\/2025\/07\/2bca3fd75be5547ebefb19e02fac9a99.jpg",750,422,false],"landscape":["https:\/\/arantv.az\/wp-content\/uploads\/2025\/07\/2bca3fd75be5547ebefb19e02fac9a99.jpg",750,422,false],"portraits":["https:\/\/arantv.az\/wp-content\/uploads\/2025\/07\/2bca3fd75be5547ebefb19e02fac9a99.jpg",750,422,false],"thumbnail":["https:\/\/arantv.az\/wp-content\/uploads\/2025\/07\/2bca3fd75be5547ebefb19e02fac9a99-500x280.jpg",500,280,true],"medium":["https:\/\/arantv.az\/wp-content\/uploads\/2025\/07\/2bca3fd75be5547ebefb19e02fac9a99-649x365.jpg",649,365,true],"large":["https:\/\/arantv.az\/wp-content\/uploads\/2025\/07\/2bca3fd75be5547ebefb19e02fac9a99.jpg",640,360,false],"1536x1536":["https:\/\/arantv.az\/wp-content\/uploads\/2025\/07\/2bca3fd75be5547ebefb19e02fac9a99.jpg",750,422,false],"2048x2048":["https:\/\/arantv.az\/wp-content\/uploads\/2025\/07\/2bca3fd75be5547ebefb19e02fac9a99.jpg",750,422,false],"post-thumbnail":["https:\/\/arantv.az\/wp-content\/uploads\/2025\/07\/2bca3fd75be5547ebefb19e02fac9a99-240x172.jpg",240,172,true],"advps-thumb-one":["https:\/\/arantv.az\/wp-content\/uploads\/2025\/07\/2bca3fd75be5547ebefb19e02fac9a99.jpg",750,422,false]},"rttpg_author":{"display_name":"V\u00fcsal Rafiqo\u011flu","author_link":"https:\/\/arantv.az\/?author=2"},"rttpg_comment":0,"rttpg_category":"G\u00fcnd\u0259m<\/a>","rttpg_excerpt":"\u201cAz\u0259rbaycanda haz\u0131rda inflyasiyaya t\u0259sir g\u00f6st\u0259r\u0259n amill\u0259r i\u00e7\u0259risind\u0259 monetar v\u0259 fiskal siyas\u0259t m\u0259s\u0259l\u0259l\u0259ri minimum t\u0259\u015fkil edir. Bu g\u00fcn faktiki olaraq, Az\u0259rbaycan bank sistemind\u0259 kreditl\u0259\u015fm\u0259 o q\u0259d\u0259r aktiv deyil. Nisb\u0259t\u0259n istehlak kreditl\u0259ri aktivdir. \u018fn \u00e7ox pul yaradan mexanizm is\u0259 biznes kreditl\u0259rind\u0259dir. Y\u0259ni biznes kreditl\u0259ri n\u0259 q\u0259d\u0259r aktiv olarsa, o q\u0259d\u0259r pul d\u00f6vriyy\u0259sin\u0259 t\u0259sir g\u00f6st\u0259rir\u201d. Bu s\u00f6zl\u0259ri Yenisabah.az-a…","_links":{"self":[{"href":"https:\/\/arantv.az\/index.php?rest_route=\/wp\/v2\/posts\/817483"}],"collection":[{"href":"https:\/\/arantv.az\/index.php?rest_route=\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/arantv.az\/index.php?rest_route=\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/arantv.az\/index.php?rest_route=\/wp\/v2\/users\/2"}],"replies":[{"embeddable":true,"href":"https:\/\/arantv.az\/index.php?rest_route=%2Fwp%2Fv2%2Fcomments&post=817483"}],"version-history":[{"count":2,"href":"https:\/\/arantv.az\/index.php?rest_route=\/wp\/v2\/posts\/817483\/revisions"}],"predecessor-version":[{"id":817486,"href":"https:\/\/arantv.az\/index.php?rest_route=\/wp\/v2\/posts\/817483\/revisions\/817486"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/arantv.az\/index.php?rest_route=\/wp\/v2\/media\/817484"}],"wp:attachment":[{"href":"https:\/\/arantv.az\/index.php?rest_route=%2Fwp%2Fv2%2Fmedia&parent=817483"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/arantv.az\/index.php?rest_route=%2Fwp%2Fv2%2Fcategories&post=817483"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/arantv.az\/index.php?rest_route=%2Fwp%2Fv2%2Ftags&post=817483"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}