{"id":822426,"date":"2025-08-24T14:41:04","date_gmt":"2025-08-24T10:41:04","guid":{"rendered":"https:\/\/arantv.az\/?p=822426"},"modified":"2025-08-24T14:41:04","modified_gmt":"2025-08-24T10:41:04","slug":"t%c9%99hsil-kreditinin-gerc%c9%99k-mahiyy%c9%99ti-g%c9%99ncl%c9%99r%c9%99-umid-g%c9%99l%c9%99c%c9%99y%c9%99-s%c9%99rmay%c9%99-r%c9%99sad-mahmudovun-yazisi","status":"publish","type":"post","link":"https:\/\/arantv.az\/?p=822426","title":{"rendered":"T\u0259hsil kreditinin ger\u00e7\u0259k mahiyy\u0259ti: g\u0259ncl\u0259r\u0259 \u00fcmid, g\u0259l\u0259c\u0259y\u0259 s\u0259rmay\u0259 – R\u0259\u015fad Mahmudovun yaz\u0131s\u0131"},"content":{"rendered":"

\u018fziz h\u0259mv\u0259t\u0259nl\u0259rim, b\u0259z\u0259n bir g\u0259ncin taleyini m\u00fc\u0259yy\u0259n ed\u0259n \u0259sas amil onun z\u0259hm\u0259ti, istedad\u0131 v\u0259 irad\u0259si yox, sad\u0259c\u0259 ail\u0259sinin maddi imkan\u0131 olur. \u0130st\u0259yir oxusun, savad qazans\u0131n, g\u0259l\u0259c\u0259yini qursun, amma qar\u015f\u0131s\u0131nda b\u00f6y\u00fck bir divar dayan\u0131r \u2013 t\u0259hsil haqq\u0131. Bu divar o q\u0259d\u0259r s\u0259rtdir ki, bir \u00e7ox hallarda g\u0259ncin arzusu yar\u0131m\u00e7\u0131q qal\u0131r. Amma d\u00f6vl\u0259tin yaratd\u0131\u011f\u0131 t\u0259hsil krediti h\u0259min divar\u0131 a\u015fmaq \u00fc\u00e7\u00fcn bir k\u00f6rp\u00fcd\u00fcr.<\/strong><\/p>\n

Kredit, faiz, borc kimi s\u00f6zl\u0259r beynimizd\u0259 o q\u0259d\u0259r a\u011f\u0131r v\u0259 b\u0259z\u0259n d\u0259 m\u0259nfi m\u0259nalarla assosiasiya olunub ki, beyn\u0259lxalq s\u0259viyy\u0259d\u0259 q\u0259bul olunmu\u015f sosial bir proqram olan \u201ct\u0259hsil t\u0259l\u0259b\u0259 krediti\u201d ifad\u0259sini d\u0259 biz c\u0259miyy\u0259t olaraq \u00e7ox vaxt s\u0259hv ba\u015fa d\u00fc\u015f\u00fcr\u00fck. Sanki bu kredit d\u0259 banklar\u0131n kommersiya mara\u011f\u0131 il\u0259 veril\u0259n, insan\u0131 uzun ill\u0259r boyu s\u0131x\u0131nt\u0131ya salan adi bir borcdur. T\u0259\u0259ss\u00fcf ki, bu yana\u015fma da m\u00f6vcuddur v\u0259 buna g\u00f6r\u0259 d\u0259 bir \u00e7oxlar\u0131 t\u0259hsil kreditinin \u0259sl mahiyy\u0259tini g\u00f6rm\u00fcr. Halbuki, m\u0259n bu yaz\u0131mda diqq\u0259ti m\u0259hz h\u0259min yanl\u0131\u015f yana\u015fman\u0131 aradan qald\u0131rma\u011fa, bu proqram\u0131n hans\u0131 m\u0259qs\u0259d v\u0259 d\u0259y\u0259rl\u0259r \u00fcz\u0259rind\u0259 quruldu\u011funu izah etm\u0259y\u0259 y\u00f6n\u0259ltm\u0259k ist\u0259yir\u0259m.<\/p>\n

\"tehsil-telebe-krediti-alanlarin-sayi-achiqlanib-2\"<\/p>\n

Bu kredit sad\u0259c\u0259 maliyy\u0259 v\u0259saiti deyil, g\u0259nc\u0259 v\u0259 onun ail\u0259sin\u0259 veril\u0259n \u00fcmiddir. \u00c7\u00fcnki t\u0259hsil krediti il\u0259 g\u0259nc imkans\u0131zl\u0131\u011f\u0131n \u0259lind\u0259 \u0259sir qalm\u0131r, arzular\u0131ndan imtina etmir, ail\u0259si is\u0259 b\u00f6y\u00fck bir y\u00fck\u00fcn alt\u0131nda \u0259zilm\u0259k m\u0259cburiyy\u0259tind\u0259 qalm\u0131r. Bu, d\u00f6vl\u0259tin \u00f6z \u00f6vlad\u0131na uzatd\u0131\u011f\u0131 g\u00fcv\u0259n \u0259lidir, c\u0259miyy\u0259tin g\u0259l\u0259c\u0259yin\u0259 qoydu\u011fu s\u0259rmay\u0259dir.<\/p>\n

\u018fdal\u0259tli r\u0259qab\u0259t prinsipi h\u0259r zaman vacib olub. Ali m\u0259kt\u0259bl\u0259r\u0259 q\u0259bul \u00fc\u00e7\u00fcn y\u00fcks\u0259k bal toplayanlar t\u0259bii ki, \u00f6z haqlar\u0131n\u0131 (pulsuz t\u0259hsil) qazan\u0131rlar. D\u00f6vl\u0259timiz y\u00fczl\u0259rl\u0259, minl\u0259rl\u0259 g\u0259nci x\u00fcsusi proqramlarla xaricd\u0259 oxuma\u011fa g\u00f6nd\u0259rir, onlara b\u00fct\u00fcn x\u0259rcl\u0259ri qar\u015f\u0131lanan geni\u015f imkanlar yarad\u0131r. Bu, d\u00f6vl\u0259tin t\u0259hsil\u0259 v\u0259 g\u0259ncl\u0259r\u0259 qay\u011f\u0131s\u0131n\u0131n \u0259n bariz n\u00fcmun\u0259sidir. Amma g\u0259lin d\u00fc\u015f\u00fcn\u0259k, b\u0259s o g\u0259ncl\u0259r nec\u0259 olsun ki, y\u00fcks\u0259k bal toplamaq imkanlar\u0131 \u00e7atm\u0131r, xaricd\u0259 t\u0259hsil \u00fc\u00e7\u00fcn d\u00f6vl\u0259t proqram\u0131na se\u00e7ilmirl\u0259r, amma yen\u0259 d\u0259 oxumaq, savadlanmaq v\u0259 g\u0259l\u0259c\u0259yini qurmaq ist\u0259yirl\u0259r? Onlar\u0131n da arzusu, ist\u0259yi, potensial\u0131 var. T\u0259hsil krediti m\u0259hz bu bo\u015flu\u011fu doldurur, r\u0259qab\u0259td\u0259 ir\u0259lid\u0259 ola bilm\u0259y\u0259n, amma oxumaq h\u0259v\u0259si olan g\u0259ncl\u0259r\u0259 \u0259lav\u0259 d\u0259st\u0259k verir.<\/p>\n

Bu d\u0259st\u0259yin mahiyy\u0259ti ondan ibar\u0259tdir ki, kredit sad\u0259c\u0259 bank prinsipi il\u0259 verilmir. Burada \u0259sas m\u0259qs\u0259d qazanc g\u00f6t\u00fcrm\u0259k deyil, sosial \u0259dal\u0259ti t\u0259min etm\u0259kdir. \u00c7\u00fcnki bu sistemd\u0259 g\u0259nc he\u00e7 bir g\u00f6rm\u0259k ist\u0259m\u0259diyimiz \u0259lillik v\u0259 ya \u00f6l\u00fcm hal\u0131nda ail\u0259sinin \u00fcz\u0259rin\u0259 \u0259lav\u0259 y\u00fck qoymur. Y\u0259ni t\u0259hsil krediti s\u0131\u011forta mexanizmi il\u0259 qorunur v\u0259 ail\u0259 \u00f6vlad\u0131n\u0131n yar\u0131m\u00e7\u0131q taleyin\u0259 g\u00f6r\u0259 maddi c\u0259h\u0259td\u0259n d\u0259 \u00e7\u0259tinlik \u00e7\u0259kmir. Bundan ba\u015fqa, t\u0259l\u0259b\u0259 y\u00fcks\u0259k bal toplad\u0131\u011f\u0131 halda, d\u00f6vl\u0259t onun \u00fcz\u0259rin\u0259 d\u00fc\u015f\u0259n y\u00fck\u00fc daha da azald\u0131r. Bel\u0259 ki, oxudu\u011fu ill\u0259rd\u0259 y\u00fcks\u0259k n\u0259tic\u0259 g\u00f6st\u0259r\u0259nl\u0259rin borc m\u0259bl\u0259\u011fi azald\u0131l\u0131r, faizl\u0259r silinir v\u0259 ya borc tamamil\u0259 ba\u011f\u0131\u015flan\u0131r. B\u00fct\u00fcn bunlar g\u00f6st\u0259rir ki, d\u00f6vl\u0259tin m\u0259qs\u0259di burada kreditl\u0259 qazanc \u0259ld\u0259 etm\u0259k deyil, g\u0259ncl\u0259r\u0259 d\u0259st\u0259k olmaq, onlar\u0131n t\u0259hsil arzusunu reall\u0131\u011fa \u00e7evirm\u0259kdir.<\/p>\n

\"T\u0259hsil<\/p>\n

T\u0259hsil kreditinin sosial t\u0259r\u0259fi d\u0259 \u00e7ox m\u00fch\u00fcmd\u00fcr. Maddi imkan\u0131 z\u0259if olan ail\u0259l\u0259r \u00f6vladlar\u0131n\u0131 oxutmaq \u00fc\u00e7\u00fcn b\u0259z\u0259n b\u00f6y\u00fck f\u0259dakarl\u0131qlara gedir, bac\u0131-qarda\u015f\u0131n imkanlar\u0131 qurban verilir, ail\u0259 borca girir. Kredit is\u0259 ail\u0259nin \u00fcz\u0259rind\u0259n bu y\u00fck\u00fc g\u00f6t\u00fcr\u00fcr. G\u0259nc \u00f6z t\u0259hsilini m\u00fcst\u0259qil \u015f\u0259kild\u0259 maliyy\u0259l\u0259\u015fdirir, ail\u0259 is\u0259 g\u00fcnd\u0259lik qay\u011f\u0131lar\u0131na daha \u00e7ox fokuslana bilir. Bu, h\u0259m ail\u0259 daxilind\u0259 balans\u0131 qoruyur, h\u0259m d\u0259 \u00f6vlad\u0131n m\u00fcst\u0259qillik hissini g\u00fccl\u0259ndirir.<\/p>\n

\u018flb\u0259tt\u0259, h\u0259yat h\u0259r zaman sad\u0259 deyil. T\u0259hsilini bitir\u0259n h\u0259r bir g\u0259ncin d\u0259rhal i\u015f tapmas\u0131 asan olmur. Amma t\u0259hsil kreditl\u0259rinin \u015f\u0259rtl\u0259ri el\u0259 m\u00fc\u0259yy\u0259nl\u0259\u015fdirilib ki, bu borc he\u00e7 vaxt ail\u0259nin v\u0259 ya g\u0259ncin \u00e7iyinl\u0259rin\u0259 a\u011f\u0131r y\u00fck kimi \u00e7\u00f6km\u00fcr. \u018fksin\u0259, bu, g\u0259ncin m\u0259suliyy\u0259t hissini g\u00fccl\u0259ndirir. \u00c7\u00fcnki art\u0131q bilir ki, d\u00f6vl\u0259t onun yan\u0131nda olub, indi o da \u00f6z \u00fcz\u0259rin\u0259 d\u00fc\u015f\u0259ni etm\u0259li, bu etimad\u0131 do\u011frultmal\u0131d\u0131r.<\/p>\n

Amma bir h\u0259qiq\u0259ti d\u0259 unutmamal\u0131y\u0131q. T\u0259hsil\u0259 sad\u0259c\u0259 vaxt ke\u00e7irm\u0259k, diplomu cib\u0259 qoymaq v\u0259 ya \u0259sg\u0259rlikd\u0259n m\u00f6hl\u0259t almaq kimi baxanlar \u00fc\u00e7\u00fcn n\u0259 d\u00f6vl\u0259tin yaratd\u0131\u011f\u0131 bu kreditin, n\u0259 d\u0259 ail\u0259nin \u00e7\u0259kdiyi z\u0259hm\u0259tin b\u00f6y\u00fck d\u0259y\u0259ri yoxdur. T\u0259hsil bir ka\u011f\u0131z par\u00e7as\u0131 deyil. T\u0259hsil \u2014 insan\u0131n \u00f6z\u00fcn\u0259, ail\u0259sin\u0259 v\u0259 mill\u0259tin\u0259 s\u0259rmay\u0259sidir. \u018fg\u0259r m\u0259qs\u0259d yaln\u0131z \u201cdiplom olsun\u201d d\u00fc\u015f\u00fcnc\u0259sidirs\u0259, he\u00e7 bir kredit, he\u00e7 bir imkan o diplomu d\u0259y\u0259rli etm\u0259y\u0259c\u0259k.<\/p>\n

Amma t\u0259hsili h\u0259qiq\u0259t\u0259n d\u0259y\u0259r bil\u0259n, g\u0259l\u0259c\u0259yin\u0259 inanaraq oxuyan g\u0259ncl\u0259r \u00fc\u00e7\u00fcn bu kreditl\u0259r h\u0259yatlar\u0131n\u0131n d\u00f6n\u00fc\u015f n\u00f6qt\u0259sin\u0259 \u00e7evrilir. Bu kredit onlar \u00fc\u00e7\u00fcn sad\u0259c\u0259 maliyy\u0259 d\u0259st\u0259yi deyil, h\u0259m d\u0259 \u00f6z\u00fcn\u00fc t\u0259sdiq f\u00fcrs\u0259tidir. O g\u0259nc art\u0131q bilir ki, d\u00f6vl\u0259t ona g\u00fcv\u0259nib, ail\u0259si ona inan\u0131b, indi is\u0259 o da bu imkan\u0131 realla\u015fd\u0131rmaq \u00fc\u00e7\u00fcn var g\u00fcc\u00fc il\u0259 \u00e7al\u0131\u015fmal\u0131d\u0131r.<\/p>\n

\"Ali<\/p>\n

\u018fslind\u0259, bu mexanizmin ba\u015fqa bir d\u0259rin t\u0259r\u0259fi d\u0259 var. T\u0259hsil krediti t\u0259kc\u0259 bir maliyy\u0259 d\u0259st\u0259yi deyil, h\u0259m d\u0259 g\u0259l\u0259c\u0259k n\u0259sill\u0259r\u0259 qar\u015f\u0131 bir m\u0259suliyy\u0259t hissidir. Bu g\u00fcn d\u00f6vl\u0259tin yaratd\u0131\u011f\u0131 imkanlardan faydalanan g\u0259ncin ill\u0259r sonra h\u0259min fonda ed\u0259c\u0259yi \u00f6d\u0259ni\u015fl\u0259r d\u00f6vl\u0259t \u00fc\u00e7\u00fcn bir qazanc deyil. \u018fksin\u0259, bu, g\u0259l\u0259c\u0259kd\u0259 ba\u015fqa bir g\u0259ncin d\u0259 eyni imkandan yararlanmas\u0131 \u00fc\u00e7\u00fcn \u015f\u0259rait yarad\u0131r. Y\u0259ni bu sistem bir t\u0259r\u0259fd\u0259n bu g\u00fcn\u00fcn g\u0259ncini oxutmaq \u00fc\u00e7\u00fcnd\u00fcrs\u0259, dig\u0259r t\u0259r\u0259fd\u0259n g\u0259l\u0259c\u0259k g\u0259ncl\u0259rin t\u0259hsil yolunu a\u00e7maq \u00fc\u00e7\u00fcn dayan\u0131\u015fma mexanizmi rolunu oynay\u0131r.<\/p>\n

Burada d\u00f6vl\u0259t \u201cm\u0259n qazanc g\u00f6t\u00fcr\u00fcr\u0259m\u201d prinsipi il\u0259 \u00e7\u0131x\u0131\u015f etmir. D\u00f6vl\u0259t sad\u0259c\u0259 bir k\u00f6rp\u00fc yarad\u0131r, bir mexanizm qurur ki, g\u0259ncl\u0259r \u00f6z arzular\u0131n\u0131 realla\u015fd\u0131rs\u0131nlar. Sonrak\u0131 n\u0259sill\u0259r \u00fc\u00e7\u00fcn is\u0259 bu \u00f6d\u0259ni\u015fl\u0259r bir fondun davaml\u0131l\u0131\u011f\u0131n\u0131 t\u0259min edir. Bu m\u0259nada t\u0259hsil krediti sad\u0259c\u0259 iqtisadi deyil, h\u0259m d\u0259 sosial v\u0259 m\u0259n\u0259vi bir layih\u0259dir. \u00c7\u00fcnki g\u0259nc t\u0259kc\u0259 \u00f6z t\u0259hsilin\u0259 deyil, g\u0259l\u0259c\u0259kd\u0259 oxuyacaq ba\u015fqa bir g\u0259ncin taleyin\u0259 d\u0259 t\u0259sir etmi\u015f olur.<\/p>\n

M\u0259hz buna g\u00f6r\u0259 d\u0259 bu sistem h\u0259m d\u0259 daha m\u0259suliyy\u0259tli v\u0259t\u0259nda\u015f yeti\u015fdirilm\u0259si \u00fc\u00e7\u00fcn bir vasit\u0259y\u0259 \u00e7evrilir. \u00c7\u00fcnki g\u0259nc anlay\u0131r ki, onun bu g\u00fcn qaytard\u0131\u011f\u0131 v\u0259sait sad\u0259c\u0259 \u00f6z borcu deyil, h\u0259m d\u0259 ba\u015fqa bir g\u0259ncin \u00fcmididir. Bu is\u0259 v\u0259t\u0259nda\u015fda h\u0259m d\u00f6vl\u0259t\u0259, h\u0259m d\u0259 c\u0259miyy\u0259t\u0259 qar\u015f\u0131 \u0259lav\u0259 bir m\u0259suliyy\u0259t v\u0259 m\u0259n\u0259vi borc hissi formala\u015fd\u0131r\u0131r.<\/p>\n

<\/p>\n

B\u0259li, t\u0259hsil krediti bir g\u0259ncin arzular\u0131na veril\u0259n qanadd\u0131r. Bir ail\u0259nin y\u00fck\u00fcn\u00fcn y\u00fcng\u00fcll\u0259\u015fm\u0259sidir. \u018fdal\u0259tli r\u0259qab\u0259td\u0259 \u015fans\u0131 \u00e7atmayanlara veril\u0259n \u0259lav\u0259 d\u0259st\u0259kdir. G\u0259nci qoruyan sosial z\u0259man\u0259tdir. V\u0259 \u0259n \u0259sas\u0131, bir mill\u0259tin g\u0259l\u0259c\u0259yin\u0259 qoyulan s\u0259rmay\u0259dir. Ona g\u00f6r\u0259 d\u0259 he\u00e7 bir g\u0259nc imkans\u0131zl\u0131q s\u0259b\u0259bind\u0259n oxumaq arzusundan m\u0259hrum qalmamal\u0131d\u0131r. Amma eyni zamanda, he\u00e7 bir g\u0259nc t\u0259hsili sad\u0259c\u0259 diplom, m\u00f6hl\u0259t v\u0259 ya vaxt qazanmaq vasit\u0259si kimi d\u0259 g\u00f6rm\u0259m\u0259lidir. T\u0259hsil yaln\u0131z bu f\u00fcrs\u0259t\u0259 d\u0259y\u0259r ver\u0259n, oxumaq ist\u0259yini \u00fcr\u0259yind\u0259 da\u015f\u0131yan g\u0259ncl\u0259r \u00fc\u00e7\u00fcn h\u0259qiqi d\u0259y\u0259r\u0259 \u00e7evrilir.<\/p>\n

Bazar g\u00fcn\u00fc oldu\u011fu \u00fc\u00e7\u00fcn f\u00fcrs\u0259td\u0259n istifad\u0259 edib, bir daha ali m\u0259kt\u0259b\u0259 q\u0259bul olub t\u0259l\u0259b\u0259 ad\u0131 qazanan b\u00fct\u00fcn g\u0259ncl\u0259rimizi \u00fcr\u0259kd\u0259n t\u0259brik edir\u0259m. Onlar\u0131n valideynl\u0259rin\u0259 g\u00f6zayd\u0131nl\u0131\u011f\u0131 arzulay\u0131ram. H\u0259r bir ail\u0259nin sevinci v\u0259 f\u0259r\u0259hi bizim \u00fcmumi sevincimizdir.<\/p>\n

<\/p>\n

H\u00f6rm\u0259tl\u0259,<\/strong>
\nR\u0259\u015fad Mahmudov<\/strong>
\nTibb elml\u0259ri doktoru,<\/strong>
\nMilli M\u0259clisin Elm v\u0259 T\u0259hsil Komit\u0259sinin \u00fczv\u00fc<\/strong><\/p>\n","protected":false},"excerpt":{"rendered":"

\u018fziz h\u0259mv\u0259t\u0259nl\u0259rim, b\u0259z\u0259n bir g\u0259ncin taleyini m\u00fc\u0259yy\u0259n ed\u0259n \u0259sas amil onun z\u0259hm\u0259ti, istedad\u0131 v\u0259 irad\u0259si yox, sad\u0259c\u0259 ail\u0259sinin maddi imkan\u0131 olur. \u0130st\u0259yir oxusun, savad qazans\u0131n, g\u0259l\u0259c\u0259yini qursun, amma qar\u015f\u0131s\u0131nda b\u00f6y\u00fck bir divar dayan\u0131r \u2013 t\u0259hsil haqq\u0131. Bu divar o q\u0259d\u0259r s\u0259rtdir ki, bir \u00e7ox hallarda g\u0259ncin arzusu yar\u0131m\u00e7\u0131q qal\u0131r. Amma d\u00f6vl\u0259tin yaratd\u0131\u011f\u0131 t\u0259hsil krediti h\u0259min divar\u0131 a\u015fmaq \u00fc\u00e7\u00fcn bir k\u00f6rp\u00fcd\u00fcr. Kredit, faiz, borc kimi s\u00f6zl\u0259r beynimizd\u0259 o q\u0259d\u0259r a\u011f\u0131r v\u0259 b\u0259z\u0259n d\u0259 m\u0259nfi m\u0259nalarla assosiasiya olunub ki, beyn\u0259lxalq s\u0259viyy\u0259d\u0259 q\u0259bul olunmu\u015f sosial bir proqram olan \u201ct\u0259hsil t\u0259l\u0259b\u0259 krediti\u201d ifad\u0259sini d\u0259…<\/p>\n","protected":false},"author":2,"featured_media":822427,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"om_disable_all_campaigns":false,"_monsterinsights_skip_tracking":false,"_monsterinsights_sitenote_active":false,"_monsterinsights_sitenote_note":"","_monsterinsights_sitenote_category":0},"categories":[1],"tags":[],"aioseo_notices":[],"gutentor_comment":0,"rttpg_featured_image_url":{"full":["https:\/\/arantv.az\/wp-content\/uploads\/2025\/08\/7485dee49646df66a410c1ecf5f951b1.jpg",600,377,false],"landscape":["https:\/\/arantv.az\/wp-content\/uploads\/2025\/08\/7485dee49646df66a410c1ecf5f951b1.jpg",600,377,false],"portraits":["https:\/\/arantv.az\/wp-content\/uploads\/2025\/08\/7485dee49646df66a410c1ecf5f951b1.jpg",600,377,false],"thumbnail":["https:\/\/arantv.az\/wp-content\/uploads\/2025\/08\/7485dee49646df66a410c1ecf5f951b1-500x280.jpg",500,280,true],"medium":["https:\/\/arantv.az\/wp-content\/uploads\/2025\/08\/7485dee49646df66a410c1ecf5f951b1-581x365.jpg",581,365,true],"large":["https:\/\/arantv.az\/wp-content\/uploads\/2025\/08\/7485dee49646df66a410c1ecf5f951b1.jpg",600,377,false],"1536x1536":["https:\/\/arantv.az\/wp-content\/uploads\/2025\/08\/7485dee49646df66a410c1ecf5f951b1.jpg",600,377,false],"2048x2048":["https:\/\/arantv.az\/wp-content\/uploads\/2025\/08\/7485dee49646df66a410c1ecf5f951b1.jpg",600,377,false],"post-thumbnail":["https:\/\/arantv.az\/wp-content\/uploads\/2025\/08\/7485dee49646df66a410c1ecf5f951b1-240x172.jpg",240,172,true],"advps-thumb-one":["https:\/\/arantv.az\/wp-content\/uploads\/2025\/08\/7485dee49646df66a410c1ecf5f951b1.jpg",600,377,false]},"rttpg_author":{"display_name":"V\u00fcsal Rafiqo\u011flu","author_link":"https:\/\/arantv.az\/?author=2"},"rttpg_comment":0,"rttpg_category":"C\u0259miyy\u0259t<\/a>","rttpg_excerpt":"\u018fziz h\u0259mv\u0259t\u0259nl\u0259rim, b\u0259z\u0259n bir g\u0259ncin taleyini m\u00fc\u0259yy\u0259n ed\u0259n \u0259sas amil onun z\u0259hm\u0259ti, istedad\u0131 v\u0259 irad\u0259si yox, sad\u0259c\u0259 ail\u0259sinin maddi imkan\u0131 olur. \u0130st\u0259yir oxusun, savad qazans\u0131n, g\u0259l\u0259c\u0259yini qursun, amma qar\u015f\u0131s\u0131nda b\u00f6y\u00fck bir divar dayan\u0131r \u2013 t\u0259hsil haqq\u0131. Bu divar o q\u0259d\u0259r s\u0259rtdir ki, bir \u00e7ox hallarda g\u0259ncin arzusu yar\u0131m\u00e7\u0131q qal\u0131r. Amma d\u00f6vl\u0259tin yaratd\u0131\u011f\u0131 t\u0259hsil krediti h\u0259min…","_links":{"self":[{"href":"https:\/\/arantv.az\/index.php?rest_route=\/wp\/v2\/posts\/822426"}],"collection":[{"href":"https:\/\/arantv.az\/index.php?rest_route=\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/arantv.az\/index.php?rest_route=\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/arantv.az\/index.php?rest_route=\/wp\/v2\/users\/2"}],"replies":[{"embeddable":true,"href":"https:\/\/arantv.az\/index.php?rest_route=%2Fwp%2Fv2%2Fcomments&post=822426"}],"version-history":[{"count":1,"href":"https:\/\/arantv.az\/index.php?rest_route=\/wp\/v2\/posts\/822426\/revisions"}],"predecessor-version":[{"id":822428,"href":"https:\/\/arantv.az\/index.php?rest_route=\/wp\/v2\/posts\/822426\/revisions\/822428"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/arantv.az\/index.php?rest_route=\/wp\/v2\/media\/822427"}],"wp:attachment":[{"href":"https:\/\/arantv.az\/index.php?rest_route=%2Fwp%2Fv2%2Fmedia&parent=822426"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/arantv.az\/index.php?rest_route=%2Fwp%2Fv2%2Fcategories&post=822426"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/arantv.az\/index.php?rest_route=%2Fwp%2Fv2%2Ftags&post=822426"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}