{"id":824763,"date":"2025-09-05T18:36:32","date_gmt":"2025-09-05T14:36:32","guid":{"rendered":"https:\/\/arantv.az\/?p=824763"},"modified":"2025-09-05T18:36:32","modified_gmt":"2025-09-05T14:36:32","slug":"krediti-gecikdir%c9%99nl%c9%99r-h%c9%99bs-olunacaq-huquqsunas-aciqladi","status":"publish","type":"post","link":"https:\/\/arantv.az\/?p=824763","title":{"rendered":"Krediti gecikdir\u0259nl\u0259r h\u0259bs olunacaq? &#8211; H\u00fcquq\u015f\u00fcnas A\u00c7IQLADI"},"content":{"rendered":"<p>Kredit \u00f6d\u0259ni\u015find\u0259 gecikm\u0259 v\u0259 ya \u00f6d\u0259ni\u015fin tam m\u00fcmk\u00fcn olmamas\u0131 h\u0259r k\u0259s \u00fc\u00e7\u00fcn stressli v\u0259 narahatl\u0131q do\u011furan v\u0259ziyy\u0259tdir. Bu halda borclu \u015f\u0259xsl\u0259r qar\u015f\u0131s\u0131nda h\u00fcquqi v\u0259 maliyy\u0259 bax\u0131m\u0131ndan bir s\u0131ra n\u0259tic\u0259l\u0259r yaran\u0131r. Az\u0259rbaycanda krediti vaxt\u0131nda qaytara bilm\u0259y\u0259n \u015f\u0259xsl\u0259ri hans\u0131 c\u0259zalar\u0131n g\u00f6zl\u0259yir?<\/p>\n<p>M\u00f6vzu il\u0259 ba\u011fl\u0131 Milli.Az-a h\u00fcquq\u015f\u00fcnas Ramil S\u00fcleymanov a\u00e7\u0131qlama ver\u0259r\u0259k bildirib ki, \u0259g\u0259r kredit borcu olan \u015f\u0259xs kredit borcunun \u00f6d\u0259m\u0259 vaxt\u0131 \u00e7atd\u0131qdan sonra, kreditorun xat\u0131rlatmas\u0131na baxmayaraq, banka olan kredit borcunu \u00f6d\u0259m\u0259s\u0259 o, icran\u0131 xat\u0131rlatma \u00fczr\u0259 gecikdirmi\u015f say\u0131l\u0131r:<\/p>\n<p>&#8220;Borclu il\u0259 borc ver\u0259n aras\u0131nda h\u0259r hans\u0131 kredit m\u00fcnasib\u0259tl\u0259rind\u0259n sonra kreditin \u00f6d\u0259nilm\u0259si gecikirs\u0259, \u00f6d\u0259nilmirs\u0259 bununla ba\u011fl\u0131 m\u0259hk\u0259m\u0259y\u0259 m\u00fcraci\u0259t etm\u0259k olar. M\u0259hk\u0259m\u0259nin q\u0259rar\u0131 qanuni q\u00fcvv\u0259sini alm\u0131\u015f olur. V\u0259t\u0259nda\u015f q\u0259tnam\u0259ni q\u0259r\u0259zli \u015f\u0259kild\u0259 \u00f6d\u0259m\u0259kd\u0259n boyun qa\u00e7\u0131rarsa, birinci icra m\u0259muru bunu isbatlamal\u0131d\u0131r ki, \u015f\u0259xs borcu \u00f6d\u0259m\u0259kd\u0259n boyun qa\u00e7\u0131r\u0131r. \u018fg\u0259r gecikm\u0259 varsa, icra m\u0259muru t\u0259r\u0259find\u0259n m\u0259suliyy\u0259t\u0259 c\u0259lb olunmas\u0131 \u00fc\u00e7\u00fcn t\u0259qdimat verilir. M\u0259hk\u0259m\u0259 h\u0259min t\u0259qdimata \u0259sas\u0259n, c\u0259rim\u0259 d\u0259 t\u0259tbiq ed\u0259 bil\u0259r. V\u0259t\u0259nda\u015f bundan sonra da h\u0259r hans\u0131 \u015f\u0259kild\u0259 q\u0259rar\u0131n icras\u0131ndan yay\u0131n\u0131rsa, bu halda Az\u0259rbaycan Respublikas\u0131n\u0131n Cinay\u0259t M\u0259c\u0259ll\u0259sinin 306-c\u0131 madd\u0259sin\u0259 \u0259sas\u0259n material\u0131 toplay\u0131r v\u0259 m\u0259hk\u0259m\u0259y\u0259 t\u0259qdim edir. M\u0259hk\u0259m\u0259 bel\u0259 oldu\u011fu t\u0259dqird\u0259 azadl\u0131qdan m\u0259hrum etm\u0259 c\u0259zas\u0131 deyil, c\u0259rim\u0259 c\u0259zas\u0131n\u0131 t\u0259tbiq ed\u0259 bil\u0259r. He\u00e7 kim borca g\u00f6r\u0259 h\u0259bs oluna bilm\u0259z. Konkret olaraq borc \u00f6ht\u0259liyin\u0259 g\u00f6r\u0259 m\u00fc\u015ft\u0259rinin h\u0259bsi n\u0259z\u0259rd\u0259 tutulmur. Sad\u0259c\u0259 m\u0259hk\u0259m\u0259 q\u0259tnam\u0259sinin icra edilm\u0259m\u0259sin\u0259 g\u00f6r\u0259, qanunvericilikd\u0259 bel\u0259 bir t\u0259dbirl\u0259r var&#8221;.<\/p>\n","protected":false},"excerpt":{"rendered":"<p>Kredit \u00f6d\u0259ni\u015find\u0259 gecikm\u0259 v\u0259 ya \u00f6d\u0259ni\u015fin tam m\u00fcmk\u00fcn olmamas\u0131 h\u0259r k\u0259s \u00fc\u00e7\u00fcn stressli v\u0259 narahatl\u0131q do\u011furan v\u0259ziyy\u0259tdir. Bu halda borclu \u015f\u0259xsl\u0259r qar\u015f\u0131s\u0131nda h\u00fcquqi v\u0259 maliyy\u0259 bax\u0131m\u0131ndan bir s\u0131ra n\u0259tic\u0259l\u0259r yaran\u0131r. Az\u0259rbaycanda krediti vaxt\u0131nda qaytara bilm\u0259y\u0259n \u015f\u0259xsl\u0259ri hans\u0131 c\u0259zalar\u0131n g\u00f6zl\u0259yir? M\u00f6vzu il\u0259 ba\u011fl\u0131 Milli.Az-a h\u00fcquq\u015f\u00fcnas Ramil S\u00fcleymanov a\u00e7\u0131qlama ver\u0259r\u0259k bildirib ki, \u0259g\u0259r kredit borcu olan \u015f\u0259xs kredit borcunun \u00f6d\u0259m\u0259 vaxt\u0131 \u00e7atd\u0131qdan sonra, kreditorun xat\u0131rlatmas\u0131na baxmayaraq, banka olan kredit borcunu \u00f6d\u0259m\u0259s\u0259 o, icran\u0131 xat\u0131rlatma \u00fczr\u0259 gecikdirmi\u015f say\u0131l\u0131r: &#8220;Borclu il\u0259 borc ver\u0259n aras\u0131nda h\u0259r hans\u0131 kredit m\u00fcnasib\u0259tl\u0259rind\u0259n sonra kreditin \u00f6d\u0259nilm\u0259si gecikirs\u0259, \u00f6d\u0259nilmirs\u0259 bununla&hellip;<\/p>\n","protected":false},"author":2,"featured_media":824764,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"om_disable_all_campaigns":false,"_monsterinsights_skip_tracking":false,"_monsterinsights_sitenote_active":false,"_monsterinsights_sitenote_note":"","_monsterinsights_sitenote_category":0},"categories":[19],"tags":[],"aioseo_notices":[],"gutentor_comment":0,"rttpg_featured_image_url":{"full":["https:\/\/arantv.az\/wp-content\/uploads\/2025\/09\/c08cc548f09ca789e22a5f9f04a5abe2.jpg",640,380,false],"landscape":["https:\/\/arantv.az\/wp-content\/uploads\/2025\/09\/c08cc548f09ca789e22a5f9f04a5abe2.jpg",640,380,false],"portraits":["https:\/\/arantv.az\/wp-content\/uploads\/2025\/09\/c08cc548f09ca789e22a5f9f04a5abe2.jpg",640,380,false],"thumbnail":["https:\/\/arantv.az\/wp-content\/uploads\/2025\/09\/c08cc548f09ca789e22a5f9f04a5abe2-500x280.jpg",500,280,true],"medium":["https:\/\/arantv.az\/wp-content\/uploads\/2025\/09\/c08cc548f09ca789e22a5f9f04a5abe2-615x365.jpg",615,365,true],"large":["https:\/\/arantv.az\/wp-content\/uploads\/2025\/09\/c08cc548f09ca789e22a5f9f04a5abe2.jpg",640,380,false],"1536x1536":["https:\/\/arantv.az\/wp-content\/uploads\/2025\/09\/c08cc548f09ca789e22a5f9f04a5abe2.jpg",640,380,false],"2048x2048":["https:\/\/arantv.az\/wp-content\/uploads\/2025\/09\/c08cc548f09ca789e22a5f9f04a5abe2.jpg",640,380,false],"post-thumbnail":["https:\/\/arantv.az\/wp-content\/uploads\/2025\/09\/c08cc548f09ca789e22a5f9f04a5abe2-240x172.jpg",240,172,true],"advps-thumb-one":["https:\/\/arantv.az\/wp-content\/uploads\/2025\/09\/c08cc548f09ca789e22a5f9f04a5abe2.jpg",640,380,false]},"rttpg_author":{"display_name":"V\u00fcsal Rafiqo\u011flu","author_link":"https:\/\/arantv.az\/?author=2"},"rttpg_comment":0,"rttpg_category":"<a href=\"https:\/\/arantv.az\/?cat=19\" rel=\"category\">G\u00fcnd\u0259m<\/a>","rttpg_excerpt":"Kredit \u00f6d\u0259ni\u015find\u0259 gecikm\u0259 v\u0259 ya \u00f6d\u0259ni\u015fin tam m\u00fcmk\u00fcn olmamas\u0131 h\u0259r k\u0259s \u00fc\u00e7\u00fcn stressli v\u0259 narahatl\u0131q do\u011furan v\u0259ziyy\u0259tdir. Bu halda borclu \u015f\u0259xsl\u0259r qar\u015f\u0131s\u0131nda h\u00fcquqi v\u0259 maliyy\u0259 bax\u0131m\u0131ndan bir s\u0131ra n\u0259tic\u0259l\u0259r yaran\u0131r. Az\u0259rbaycanda krediti vaxt\u0131nda qaytara bilm\u0259y\u0259n \u015f\u0259xsl\u0259ri hans\u0131 c\u0259zalar\u0131n g\u00f6zl\u0259yir? M\u00f6vzu il\u0259 ba\u011fl\u0131 Milli.Az-a h\u00fcquq\u015f\u00fcnas Ramil S\u00fcleymanov a\u00e7\u0131qlama ver\u0259r\u0259k bildirib ki, \u0259g\u0259r kredit borcu olan \u015f\u0259xs&hellip;","_links":{"self":[{"href":"https:\/\/arantv.az\/index.php?rest_route=\/wp\/v2\/posts\/824763"}],"collection":[{"href":"https:\/\/arantv.az\/index.php?rest_route=\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/arantv.az\/index.php?rest_route=\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/arantv.az\/index.php?rest_route=\/wp\/v2\/users\/2"}],"replies":[{"embeddable":true,"href":"https:\/\/arantv.az\/index.php?rest_route=%2Fwp%2Fv2%2Fcomments&post=824763"}],"version-history":[{"count":1,"href":"https:\/\/arantv.az\/index.php?rest_route=\/wp\/v2\/posts\/824763\/revisions"}],"predecessor-version":[{"id":824765,"href":"https:\/\/arantv.az\/index.php?rest_route=\/wp\/v2\/posts\/824763\/revisions\/824765"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/arantv.az\/index.php?rest_route=\/wp\/v2\/media\/824764"}],"wp:attachment":[{"href":"https:\/\/arantv.az\/index.php?rest_route=%2Fwp%2Fv2%2Fmedia&parent=824763"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/arantv.az\/index.php?rest_route=%2Fwp%2Fv2%2Fcategories&post=824763"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/arantv.az\/index.php?rest_route=%2Fwp%2Fv2%2Ftags&post=824763"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}