{"id":828289,"date":"2025-09-25T06:53:16","date_gmt":"2025-09-25T02:53:16","guid":{"rendered":"https:\/\/arantv.az\/?p=828289"},"modified":"2025-09-25T06:53:16","modified_gmt":"2025-09-25T02:53:16","slug":"bu-s%c9%99xsl%c9%99r-h%c9%99r-ay-iki-d%c9%99f%c9%99-pensiya-ala-bil%c9%99c%c9%99kl%c9%99r","status":"publish","type":"post","link":"https:\/\/arantv.az\/?p=828289","title":{"rendered":"Bu \u015f\u0259xsl\u0259r h\u0259r ay iki d\u0259f\u0259 pensiya ala bil\u0259c\u0259kl\u0259r"},"content":{"rendered":"<p><strong>Az\u0259rbaycanda ilk d\u0259f\u0259 olaraq \u00f6z\u0259l pensiya fondlar\u0131n\u0131n yarad\u0131lmas\u0131 n\u0259z\u0259rd\u0259 tutulur.<\/strong><\/p>\n<p><strong>Bu fondlar d\u00f6vl\u0259t pensiya sistemind\u0259n f\u0259rqli olaraq, \u0259halinin k\u00f6n\u00fcll\u00fc \u015f\u0259kild\u0259 toplad\u0131\u011f\u0131 v\u0259saitl\u0259rin saxlan\u0131lmas\u0131na xidm\u0259t ed\u0259c\u0259k.<\/strong><\/p>\n<p>M\u0259qs\u0259d v\u0259t\u0259nda\u015flar\u0131n pensiya ya\u015f\u0131na \u00e7atd\u0131qda yaln\u0131z d\u00f6vl\u0259t pensiyas\u0131ndan deyil, eyni zamanda \u00f6z\u0259l fondlardan da \u0259lav\u0259 \u00f6d\u0259ni\u015f almas\u0131na \u015f\u0259rait yaratmaqd\u0131r.<\/p>\n<p>Haz\u0131rda \u018fm\u0259k v\u0259 \u018fhalinin Sosial M\u00fcdafi\u0259si Nazirliyi bu istiqam\u0259td\u0259 qanunvericilik bazas\u0131n\u0131n haz\u0131rlanmas\u0131 \u00fcz\u0259rind\u0259 \u00e7al\u0131\u015f\u0131r. Qanunvericilik m\u0259rh\u0259l\u0259si ba\u015fa \u00e7atd\u0131qdan sonra layih\u0259 Milli M\u0259clis\u0259 t\u0259qdim olunacaq.<\/p>\n<p><strong>\u00d6z\u0259l pensiya fondlar\u0131n\u0131n \u00fcst\u00fcnl\u00fckl\u0259ri:<\/strong><\/p>\n<p>V\u0259t\u0259nda\u015flar\u0131n pensiya d\u00f6vr\u00fcnd\u0259 g\u0259lirl\u0259rini art\u0131rmaq imkan\u0131 yarad\u0131r.<\/p>\n<p>D\u00f6vl\u0259t pensiya sistemind\u0259n as\u0131l\u0131l\u0131\u011f\u0131 azald\u0131r.<\/p>\n<p>\u018fman\u0259tl\u0259rin m\u00fcxt\u0259lif investisiya al\u0259tl\u0259rin\u0259 y\u00f6nl\u0259ndirilm\u0259si il\u0259 v\u0259saitl\u0259rin d\u0259y\u0259ri art\u0131r\u0131la bil\u0259r.<\/p>\n<p>Uzunm\u00fcdd\u0259tli d\u00f6vrd\u0259 h\u0259m v\u0259t\u0259nda\u015fa, h\u0259m d\u0259 \u00f6lk\u0259 iqtisadiyyat\u0131na \u0259lav\u0259 maliyy\u0259 resurslar\u0131 qazand\u0131r\u0131r.<\/p>\n<p>Qeyd ed\u0259k ki, \u00f6z\u0259l pensiya fondlar\u0131 bir \u00e7ox \u00f6lk\u0259l\u0259rd\u0259 u\u011furla t\u0259tbiq olunur. T\u00fcrkiy\u0259d\u0259 &#8220;Bireysel Emeklilik Sistemi (BES)&#8221; v\u0259t\u0259nda\u015flara d\u00f6vl\u0259t pensiyas\u0131ndan \u0259lav\u0259 g\u0259lir imkan\u0131 yarad\u0131r. Qazax\u0131standa da ox\u015far model m\u00f6vcuddur v\u0259 ill\u0259rdir f\u0259aliyy\u0259t g\u00f6st\u0259rir. H\u0259m\u00e7inin AB\u015e, Kanada v\u0259 bir s\u0131ra Avropa \u00f6lk\u0259l\u0259rind\u0259 \u00f6z\u0259l pensiya fondlar\u0131 \u0259halinin sosial t\u0259minat sisteminin m\u00fch\u00fcm hiss\u0259si hesab olunur.<\/p>\n<p>M\u00fct\u0259x\u0259ssisl\u0259rin fikrinc\u0259, bu fondlar\u0131n Az\u0259rbaycanda da t\u0259tbiqi v\u0259t\u0259nda\u015flar\u0131n pensiya t\u0259minat\u0131n\u0131 g\u00fccl\u0259ndirm\u0259kl\u0259 yana\u015f\u0131, maliyy\u0259 bazarlar\u0131n\u0131n inki\u015faf\u0131na da m\u00fch\u00fcm t\u0259kan ver\u0259c\u0259k.\/\/BAKU.WS<\/p>\n","protected":false},"excerpt":{"rendered":"<p>Az\u0259rbaycanda ilk d\u0259f\u0259 olaraq \u00f6z\u0259l pensiya fondlar\u0131n\u0131n yarad\u0131lmas\u0131 n\u0259z\u0259rd\u0259 tutulur. Bu fondlar d\u00f6vl\u0259t pensiya sistemind\u0259n f\u0259rqli olaraq, \u0259halinin k\u00f6n\u00fcll\u00fc \u015f\u0259kild\u0259 toplad\u0131\u011f\u0131 v\u0259saitl\u0259rin saxlan\u0131lmas\u0131na xidm\u0259t ed\u0259c\u0259k. M\u0259qs\u0259d v\u0259t\u0259nda\u015flar\u0131n pensiya ya\u015f\u0131na \u00e7atd\u0131qda yaln\u0131z d\u00f6vl\u0259t pensiyas\u0131ndan deyil, eyni zamanda \u00f6z\u0259l fondlardan da \u0259lav\u0259 \u00f6d\u0259ni\u015f almas\u0131na \u015f\u0259rait yaratmaqd\u0131r. Haz\u0131rda \u018fm\u0259k v\u0259 \u018fhalinin Sosial M\u00fcdafi\u0259si Nazirliyi bu istiqam\u0259td\u0259 qanunvericilik bazas\u0131n\u0131n haz\u0131rlanmas\u0131 \u00fcz\u0259rind\u0259 \u00e7al\u0131\u015f\u0131r. Qanunvericilik m\u0259rh\u0259l\u0259si ba\u015fa \u00e7atd\u0131qdan sonra layih\u0259 Milli M\u0259clis\u0259 t\u0259qdim olunacaq. \u00d6z\u0259l pensiya fondlar\u0131n\u0131n \u00fcst\u00fcnl\u00fckl\u0259ri: V\u0259t\u0259nda\u015flar\u0131n pensiya d\u00f6vr\u00fcnd\u0259 g\u0259lirl\u0259rini art\u0131rmaq imkan\u0131 yarad\u0131r. D\u00f6vl\u0259t pensiya sistemind\u0259n as\u0131l\u0131l\u0131\u011f\u0131 azald\u0131r. \u018fman\u0259tl\u0259rin m\u00fcxt\u0259lif investisiya al\u0259tl\u0259rin\u0259 y\u00f6nl\u0259ndirilm\u0259si il\u0259&hellip;<\/p>\n","protected":false},"author":2,"featured_media":828290,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"om_disable_all_campaigns":false,"_monsterinsights_skip_tracking":false,"_monsterinsights_sitenote_active":false,"_monsterinsights_sitenote_note":"","_monsterinsights_sitenote_category":0},"categories":[1],"tags":[],"aioseo_notices":[],"gutentor_comment":0,"rttpg_featured_image_url":{"full":["https:\/\/arantv.az\/wp-content\/uploads\/2025\/09\/180ab434070c5aeca926c4a53e7bd154.jpg",690,462,false],"landscape":["https:\/\/arantv.az\/wp-content\/uploads\/2025\/09\/180ab434070c5aeca926c4a53e7bd154.jpg",690,462,false],"portraits":["https:\/\/arantv.az\/wp-content\/uploads\/2025\/09\/180ab434070c5aeca926c4a53e7bd154.jpg",690,462,false],"thumbnail":["https:\/\/arantv.az\/wp-content\/uploads\/2025\/09\/180ab434070c5aeca926c4a53e7bd154-500x280.jpg",500,280,true],"medium":["https:\/\/arantv.az\/wp-content\/uploads\/2025\/09\/180ab434070c5aeca926c4a53e7bd154-545x365.jpg",545,365,true],"large":["https:\/\/arantv.az\/wp-content\/uploads\/2025\/09\/180ab434070c5aeca926c4a53e7bd154.jpg",640,429,false],"1536x1536":["https:\/\/arantv.az\/wp-content\/uploads\/2025\/09\/180ab434070c5aeca926c4a53e7bd154.jpg",690,462,false],"2048x2048":["https:\/\/arantv.az\/wp-content\/uploads\/2025\/09\/180ab434070c5aeca926c4a53e7bd154.jpg",690,462,false],"post-thumbnail":["https:\/\/arantv.az\/wp-content\/uploads\/2025\/09\/180ab434070c5aeca926c4a53e7bd154-240x172.jpg",240,172,true],"advps-thumb-one":["https:\/\/arantv.az\/wp-content\/uploads\/2025\/09\/180ab434070c5aeca926c4a53e7bd154.jpg",690,462,false]},"rttpg_author":{"display_name":"V\u00fcsal Rafiqo\u011flu","author_link":"https:\/\/arantv.az\/?author=2"},"rttpg_comment":0,"rttpg_category":"<a href=\"https:\/\/arantv.az\/?cat=1\" rel=\"category\">C\u0259miyy\u0259t<\/a>","rttpg_excerpt":"Az\u0259rbaycanda ilk d\u0259f\u0259 olaraq \u00f6z\u0259l pensiya fondlar\u0131n\u0131n yarad\u0131lmas\u0131 n\u0259z\u0259rd\u0259 tutulur. Bu fondlar d\u00f6vl\u0259t pensiya sistemind\u0259n f\u0259rqli olaraq, \u0259halinin k\u00f6n\u00fcll\u00fc \u015f\u0259kild\u0259 toplad\u0131\u011f\u0131 v\u0259saitl\u0259rin saxlan\u0131lmas\u0131na xidm\u0259t ed\u0259c\u0259k. M\u0259qs\u0259d v\u0259t\u0259nda\u015flar\u0131n pensiya ya\u015f\u0131na \u00e7atd\u0131qda yaln\u0131z d\u00f6vl\u0259t pensiyas\u0131ndan deyil, eyni zamanda \u00f6z\u0259l fondlardan da \u0259lav\u0259 \u00f6d\u0259ni\u015f almas\u0131na \u015f\u0259rait yaratmaqd\u0131r. Haz\u0131rda \u018fm\u0259k v\u0259 \u018fhalinin Sosial M\u00fcdafi\u0259si Nazirliyi bu istiqam\u0259td\u0259 qanunvericilik bazas\u0131n\u0131n&hellip;","_links":{"self":[{"href":"https:\/\/arantv.az\/index.php?rest_route=\/wp\/v2\/posts\/828289"}],"collection":[{"href":"https:\/\/arantv.az\/index.php?rest_route=\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/arantv.az\/index.php?rest_route=\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/arantv.az\/index.php?rest_route=\/wp\/v2\/users\/2"}],"replies":[{"embeddable":true,"href":"https:\/\/arantv.az\/index.php?rest_route=%2Fwp%2Fv2%2Fcomments&post=828289"}],"version-history":[{"count":2,"href":"https:\/\/arantv.az\/index.php?rest_route=\/wp\/v2\/posts\/828289\/revisions"}],"predecessor-version":[{"id":828292,"href":"https:\/\/arantv.az\/index.php?rest_route=\/wp\/v2\/posts\/828289\/revisions\/828292"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/arantv.az\/index.php?rest_route=\/wp\/v2\/media\/828290"}],"wp:attachment":[{"href":"https:\/\/arantv.az\/index.php?rest_route=%2Fwp%2Fv2%2Fmedia&parent=828289"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/arantv.az\/index.php?rest_route=%2Fwp%2Fv2%2Fcategories&post=828289"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/arantv.az\/index.php?rest_route=%2Fwp%2Fv2%2Ftags&post=828289"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}