{"id":840199,"date":"2026-02-12T14:34:43","date_gmt":"2026-02-12T10:34:43","guid":{"rendered":"https:\/\/arantv.az\/?p=840199"},"modified":"2026-02-12T14:34:43","modified_gmt":"2026-02-12T10:34:43","slug":"diqq%c9%99t-issiz-qalan-bu-s%c9%99xsl%c9%99r%c9%99-sigorta-pulu-od%c9%99nil%c9%99c%c9%99k","status":"publish","type":"post","link":"https:\/\/arantv.az\/?p=840199","title":{"rendered":"D\u0130QQ\u018fT: \u0130\u015fsiz qalan bu \u015f\u0259xsl\u0259r\u0259 s\u0131\u011forta pulu \u00f6d\u0259nil\u0259c\u0259k&#8230;"},"content":{"rendered":"<p><strong>\u0130\u015fsiz v\u0259t\u0259nda\u015flar\u0131n i\u015fsizlik s\u0131\u011fortas\u0131 ala bilm\u0259m\u0259si c\u0259miyy\u0259td\u0259 suallar do\u011furur. Bir \u00e7ox hallarda i\u015fsizlik s\u0131\u011fortas\u0131 il\u0259 i\u015fsizlik m\u00fcavin\u0259ti anlay\u0131\u015flar\u0131 qar\u0131\u015fd\u0131r\u0131l\u0131r v\u0259 n\u0259tic\u0259d\u0259 sistemin \u0259hat\u0259 dair\u0259si il\u0259 ba\u011fl\u0131 yanl\u0131\u015f g\u00f6zl\u0259ntil\u0259r formala\u015f\u0131r. B\u0259s niy\u0259 b\u00fct\u00fcn i\u015fsizl\u0259r bu \u00f6d\u0259ni\u015fd\u0259n yararlana bilmir?<\/strong><\/p>\n<p>M\u00f6vzu il\u0259 ba\u011fl\u0131 KONKRET.az-a a\u00e7\u0131qlama ver\u0259n iqtisad\u00e7\u0131 Xalid K\u0259rimli bildirib ki, i\u015fsizlikd\u0259n s\u0131\u011forta sistemi b\u00fct\u00fcn i\u015fsizl\u0259ri \u0259hat\u0259 etm\u0259k \u00fc\u00e7\u00fcn deyil. Bu sistem s\u0131\u011forta prinsipi \u0259sas\u0131nda qurulub.<\/p>\n<p>Onun s\u00f6zl\u0259rin\u0259 g\u00f6r\u0259, i\u015fsizlik s\u0131\u011fortas\u0131 i\u015fsizlik m\u00fcavin\u0259ti il\u0259 eyni anlay\u0131\u015f deyil:<\/p>\n<p>\u201c\u0130\u015fsizlikd\u0259n s\u0131\u011forta haqq\u0131nda qanun el\u0259 formada q\u0259bul edilib ki, b\u00fct\u00fcn i\u015fsizl\u0259r bu \u00f6d\u0259ni\u015fi ala bilmir. Bunun mahiyy\u0259ti ondan ibar\u0259tdir ki, \u015f\u0259xs i\u015fl\u0259diyi d\u00f6vrd\u0259 \u0130\u015fsizlikd\u0259n S\u0131\u011forta Fonduna \u00f6d\u0259ni\u015f etm\u0259lidir. Bu halda i\u015fsiz qalanda h\u0259min s\u0131\u011fortan\u0131 ala bil\u0259r. Bu, i\u015fsizlik m\u00fcavin\u0259ti deyil. \u0130\u015fsizlik s\u0131\u011fortas\u0131 i\u015fl\u0259y\u0259n \u015f\u0259xsl\u0259rin i\u015fsiz qalmas\u0131 zaman\u0131 \u00f6d\u0259nil\u0259n resursdur\u201d.<\/p>\n<p>\u0130qtisad\u00e7\u0131 qeyd edib ki, sistem s\u0131\u011forta mexanizmi \u00fcz\u0259rind\u0259 quruldu\u011fu \u00fc\u00e7\u00fcn yaln\u0131z r\u0259smi qaydada \u00e7al\u0131\u015fan v\u0259 fonda \u00f6d\u0259ni\u015f ed\u0259n \u015f\u0259xsl\u0259r bu h\u00fcquqdan yararlana bil\u0259r. Onun s\u00f6zl\u0259rin\u0259 g\u00f6r\u0259, \u00f6d\u0259ni\u015fl\u0259rin m\u0259bl\u0259\u011fi d\u0259 \u0259vv\u0259lki \u0259m\u0259khaqq\u0131na uy\u011fun hesablan\u0131r v\u0259 m\u00fc\u0259yy\u0259n hallarda indeksasiya olunur.<\/p>\n<p>Bel\u0259likl\u0259, r\u0259smi m\u0259\u015f\u011fullu\u011fu v\u0259 s\u0131\u011forta \u00f6d\u0259ni\u015fi olmayan \u015f\u0259xsl\u0259r i\u015fsizlik s\u0131\u011fortas\u0131 ala bilmirl\u0259r ki, bu da b\u00fct\u00fcn i\u015fsizl\u0259rin sistemd\u0259n yararlana bilm\u0259m\u0259sin\u0259 s\u0259b\u0259b olur.<\/p>\n","protected":false},"excerpt":{"rendered":"<p>\u0130\u015fsiz v\u0259t\u0259nda\u015flar\u0131n i\u015fsizlik s\u0131\u011fortas\u0131 ala bilm\u0259m\u0259si c\u0259miyy\u0259td\u0259 suallar do\u011furur. Bir \u00e7ox hallarda i\u015fsizlik s\u0131\u011fortas\u0131 il\u0259 i\u015fsizlik m\u00fcavin\u0259ti anlay\u0131\u015flar\u0131 qar\u0131\u015fd\u0131r\u0131l\u0131r v\u0259 n\u0259tic\u0259d\u0259 sistemin \u0259hat\u0259 dair\u0259si il\u0259 ba\u011fl\u0131 yanl\u0131\u015f g\u00f6zl\u0259ntil\u0259r formala\u015f\u0131r. B\u0259s niy\u0259 b\u00fct\u00fcn i\u015fsizl\u0259r bu \u00f6d\u0259ni\u015fd\u0259n yararlana bilmir? M\u00f6vzu il\u0259 ba\u011fl\u0131 KONKRET.az-a a\u00e7\u0131qlama ver\u0259n iqtisad\u00e7\u0131 Xalid K\u0259rimli bildirib ki, i\u015fsizlikd\u0259n s\u0131\u011forta sistemi b\u00fct\u00fcn i\u015fsizl\u0259ri \u0259hat\u0259 etm\u0259k \u00fc\u00e7\u00fcn deyil. Bu sistem s\u0131\u011forta prinsipi \u0259sas\u0131nda qurulub. Onun s\u00f6zl\u0259rin\u0259 g\u00f6r\u0259, i\u015fsizlik s\u0131\u011fortas\u0131 i\u015fsizlik m\u00fcavin\u0259ti il\u0259 eyni anlay\u0131\u015f deyil: \u201c\u0130\u015fsizlikd\u0259n s\u0131\u011forta haqq\u0131nda qanun el\u0259 formada q\u0259bul edilib ki, b\u00fct\u00fcn i\u015fsizl\u0259r bu \u00f6d\u0259ni\u015fi ala bilmir. Bunun&hellip;<\/p>\n","protected":false},"author":2,"featured_media":840200,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"om_disable_all_campaigns":false,"_monsterinsights_skip_tracking":false,"_monsterinsights_sitenote_active":false,"_monsterinsights_sitenote_note":"","_monsterinsights_sitenote_category":0},"categories":[1],"tags":[],"aioseo_notices":[],"gutentor_comment":0,"rttpg_featured_image_url":{"full":["https:\/\/arantv.az\/wp-content\/uploads\/2026\/02\/1b2f9ab143f1f3073ad25969649f28f4.jpg",690,403,false],"landscape":["https:\/\/arantv.az\/wp-content\/uploads\/2026\/02\/1b2f9ab143f1f3073ad25969649f28f4.jpg",690,403,false],"portraits":["https:\/\/arantv.az\/wp-content\/uploads\/2026\/02\/1b2f9ab143f1f3073ad25969649f28f4.jpg",690,403,false],"thumbnail":["https:\/\/arantv.az\/wp-content\/uploads\/2026\/02\/1b2f9ab143f1f3073ad25969649f28f4-500x280.jpg",500,280,true],"medium":["https:\/\/arantv.az\/wp-content\/uploads\/2026\/02\/1b2f9ab143f1f3073ad25969649f28f4-625x365.jpg",625,365,true],"large":["https:\/\/arantv.az\/wp-content\/uploads\/2026\/02\/1b2f9ab143f1f3073ad25969649f28f4.jpg",640,374,false],"1536x1536":["https:\/\/arantv.az\/wp-content\/uploads\/2026\/02\/1b2f9ab143f1f3073ad25969649f28f4.jpg",690,403,false],"2048x2048":["https:\/\/arantv.az\/wp-content\/uploads\/2026\/02\/1b2f9ab143f1f3073ad25969649f28f4.jpg",690,403,false],"post-thumbnail":["https:\/\/arantv.az\/wp-content\/uploads\/2026\/02\/1b2f9ab143f1f3073ad25969649f28f4-240x172.jpg",240,172,true],"advps-thumb-one":["https:\/\/arantv.az\/wp-content\/uploads\/2026\/02\/1b2f9ab143f1f3073ad25969649f28f4.jpg",690,403,false]},"rttpg_author":{"display_name":"V\u00fcsal Rafiqo\u011flu","author_link":"https:\/\/arantv.az\/?author=2"},"rttpg_comment":0,"rttpg_category":"<a href=\"https:\/\/arantv.az\/?cat=1\" rel=\"category\">C\u0259miyy\u0259t<\/a>","rttpg_excerpt":"\u0130\u015fsiz v\u0259t\u0259nda\u015flar\u0131n i\u015fsizlik s\u0131\u011fortas\u0131 ala bilm\u0259m\u0259si c\u0259miyy\u0259td\u0259 suallar do\u011furur. Bir \u00e7ox hallarda i\u015fsizlik s\u0131\u011fortas\u0131 il\u0259 i\u015fsizlik m\u00fcavin\u0259ti anlay\u0131\u015flar\u0131 qar\u0131\u015fd\u0131r\u0131l\u0131r v\u0259 n\u0259tic\u0259d\u0259 sistemin \u0259hat\u0259 dair\u0259si il\u0259 ba\u011fl\u0131 yanl\u0131\u015f g\u00f6zl\u0259ntil\u0259r formala\u015f\u0131r. B\u0259s niy\u0259 b\u00fct\u00fcn i\u015fsizl\u0259r bu \u00f6d\u0259ni\u015fd\u0259n yararlana bilmir? M\u00f6vzu il\u0259 ba\u011fl\u0131 KONKRET.az-a a\u00e7\u0131qlama ver\u0259n iqtisad\u00e7\u0131 Xalid K\u0259rimli bildirib ki, i\u015fsizlikd\u0259n s\u0131\u011forta sistemi b\u00fct\u00fcn i\u015fsizl\u0259ri \u0259hat\u0259 etm\u0259k&hellip;","_links":{"self":[{"href":"https:\/\/arantv.az\/index.php?rest_route=\/wp\/v2\/posts\/840199"}],"collection":[{"href":"https:\/\/arantv.az\/index.php?rest_route=\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/arantv.az\/index.php?rest_route=\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/arantv.az\/index.php?rest_route=\/wp\/v2\/users\/2"}],"replies":[{"embeddable":true,"href":"https:\/\/arantv.az\/index.php?rest_route=%2Fwp%2Fv2%2Fcomments&post=840199"}],"version-history":[{"count":1,"href":"https:\/\/arantv.az\/index.php?rest_route=\/wp\/v2\/posts\/840199\/revisions"}],"predecessor-version":[{"id":840201,"href":"https:\/\/arantv.az\/index.php?rest_route=\/wp\/v2\/posts\/840199\/revisions\/840201"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/arantv.az\/index.php?rest_route=\/wp\/v2\/media\/840200"}],"wp:attachment":[{"href":"https:\/\/arantv.az\/index.php?rest_route=%2Fwp%2Fv2%2Fmedia&parent=840199"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/arantv.az\/index.php?rest_route=%2Fwp%2Fv2%2Fcategories&post=840199"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/arantv.az\/index.php?rest_route=%2Fwp%2Fv2%2Ftags&post=840199"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}