{"id":846533,"date":"2026-04-01T11:33:40","date_gmt":"2026-04-01T07:33:40","guid":{"rendered":"https:\/\/arantv.az\/?p=846533"},"modified":"2026-04-01T11:33:40","modified_gmt":"2026-04-01T07:33:40","slug":"borc-muqavil%c9%99si-bel%c9%99-baglanilmalidir","status":"publish","type":"post","link":"https:\/\/arantv.az\/?p=846533","title":{"rendered":"Borc m\u00fcqavil\u0259si bel\u0259 ba\u011flan\u0131lmal\u0131d\u0131r"},"content":{"rendered":"<p><strong>Ali M\u0259hk\u0259m\u0259 borc m\u00fcqavil\u0259si il\u0259 ba\u011fl\u0131 m\u0259s\u0259l\u0259y\u0259 ayd\u0131nl\u0131q g\u0259tirib.<\/strong><\/p>\n<p>Bu bar\u0259d\u0259\u00a0<strong>Musavat.com<\/strong>-a m\u0259hk\u0259m\u0259d\u0259n m\u0259lumat verilib.<\/p>\n<p>Bildirilib ki, g\u00fcnd\u0259lik h\u0259yatda insanlar tez-tez bir-birin\u0259 borc pul verir. Bu m\u00fcnasib\u0259tl\u0259r \u00e7ox vaxt qar\u015f\u0131l\u0131ql\u0131 etibar \u0259sas\u0131nda qurulur v\u0259 \u0259ks\u0259r hallarda yaz\u0131l\u0131 \u015f\u0259kild\u0259 r\u0259smil\u0259\u015fdirilmir. Lakin sonradan t\u0259r\u0259fl\u0259r aras\u0131nda m\u00fcbahis\u0259 yarand\u0131qda borc m\u00fcnasib\u0259tl\u0259rinin d\u00fczg\u00fcn s\u0259n\u0259dl\u0259\u015fdirilm\u0259m\u0259si t\u0259r\u0259fl\u0259rin h\u00fcquqlar\u0131n\u0131n qorunmas\u0131n\u0131 xeyli \u00e7\u0259tinl\u0259\u015fdirir.<\/p>\n<p>Praktikada borc m\u00fcnasib\u0259tl\u0259ri il\u0259 ba\u011fl\u0131 m\u0259hk\u0259m\u0259 m\u00fcbahis\u0259l\u0259rinin \u0259h\u0259miyy\u0259tli hiss\u0259si m\u0259hz m\u00fcqavil\u0259nin yaz\u0131l\u0131 \u015f\u0259kild\u0259 ba\u011flanmamas\u0131 v\u0259 ya borcun verilm\u0259si v\u0259 qaytar\u0131lmas\u0131 il\u0259 ba\u011fl\u0131 yaz\u0131l\u0131 s\u00fcbutlar\u0131n olmamas\u0131 s\u0259b\u0259bind\u0259n yaran\u0131r.<\/p>\n<p><strong>Borc m\u00fcqavil\u0259si n\u0259 vaxt yaz\u0131l\u0131 formada ba\u011flanmal\u0131d\u0131r?<\/strong><\/p>\n<p>Qanunvericiliy\u0259 \u0259sas\u0259n, borcun m\u0259bl\u0259\u011fi 3000 manatdan art\u0131q olduqda, h\u0259m\u00e7inin borcun m\u0259bl\u0259\u011find\u0259n as\u0131l\u0131 olmayaraq m\u00fcqavil\u0259 t\u0259r\u0259fl\u0259rind\u0259n biri h\u00fcquqi \u015f\u0259xs olduqda, borc m\u00fcqavil\u0259si m\u00fctl\u0259q yaz\u0131l\u0131 formada ba\u011flanmal\u0131d\u0131r.<\/p>\n<p><strong>Yaz\u0131l\u0131 forma niy\u0259 vacibdir?<\/strong><\/p>\n<p>Yaz\u0131l\u0131 m\u00fcqavil\u0259 t\u0259r\u0259fl\u0259rin irad\u0259sinin ayd\u0131n ifad\u0259 olunmas\u0131na imkan verir. Bu zaman borcun m\u0259bl\u0259\u011fi, qaytar\u0131lma m\u00fcdd\u0259ti, qaytar\u0131lma \u00fcsulu (bird\u0259f\u0259lik v\u0259 ya hiss\u0259-hiss\u0259), el\u0259c\u0259 d\u0259 dig\u0259r \u015f\u0259rtl\u0259r d\u0259qiq m\u00fc\u0259yy\u0259n edilir. Bu is\u0259 g\u0259l\u0259c\u0259kd\u0259 yarana bil\u0259c\u0259k m\u00fcbahis\u0259l\u0259rin qar\u015f\u0131s\u0131n\u0131n al\u0131nmas\u0131na k\u00f6m\u0259k edir, eyni zamanda t\u0259r\u0259fl\u0259ri g\u0259l\u0259c\u0259kd\u0259 yarana bil\u0259c\u0259k m\u00fcbahis\u0259l\u0259r zaman\u0131 a\u011f\u0131r s\u00fcbutetm\u0259 y\u00fck\u00fcnd\u0259n d\u0259 qoruyur.<\/p>\n<p>\u018fg\u0259r qanunda t\u0259l\u0259b olundu\u011fu halda m\u00fcqavil\u0259 yaz\u0131l\u0131 formada ba\u011flanmazsa, t\u0259r\u0259fl\u0259r aras\u0131ndak\u0131 m\u00fcnasib\u0259t borc m\u00fcnasib\u0259ti kimi deyil, \u0259sass\u0131z varlanma qaydalar\u0131 \u00e7\u0259r\u00e7iv\u0259sind\u0259 qiym\u0259tl\u0259ndiril\u0259 bil\u0259r. Bu is\u0259 t\u0259r\u0259fl\u0259r \u00fc\u00e7\u00fcn h\u00fcquqi bax\u0131mdan daha \u0259lveri\u015fsiz n\u0259tic\u0259l\u0259r\u0259 s\u0259b\u0259b ola bil\u0259r. Bel\u0259 ki, \u0259sass\u0131z varlanma il\u0259 ba\u011fl\u0131 t\u0259l\u0259bl\u0259r \u00fczr\u0259 iddia m\u00fcdd\u0259ti iki il t\u0259\u015fkil edir. Halbuki borc m\u00fcqavil\u0259sind\u0259n ir\u0259li g\u0259l\u0259n t\u0259l\u0259bl\u0259r \u00fczr\u0259 \u00fc\u00e7 illik iddia m\u00fcdd\u0259ti t\u0259tbiq olunur.<\/p>\n<p>Borc m\u00fcqavil\u0259si il\u0259 yana\u015f\u0131, t\u0259r\u0259fl\u0259rin m\u00fcqavil\u0259d\u0259n ir\u0259li g\u0259l\u0259n \u00f6hd\u0259likl\u0259rinin icras\u0131n\u0131n da m\u00fc\u0259yy\u0259n formada s\u0259n\u0259dl\u0259\u015fdirilm\u0259si vacibdir. Y\u0259ni borcver\u0259nin pul v\u0259saitini verm\u0259si v\u0259 borcalan\u0131n borcu qaytarmas\u0131 il\u0259 ba\u011fl\u0131 h\u0259r\u0259k\u0259tl\u0259r d\u0259 m\u00fcmk\u00fcn q\u0259d\u0259r yaz\u0131l\u0131 \u015f\u0259kild\u0259 t\u0259sdiq edilm\u0259lidir. M\u0259s\u0259l\u0259n, bank k\u00f6\u00e7\u00fcrm\u0259l\u0259ri, q\u0259bzl\u0259r, t\u0259r\u0259fl\u0259r aras\u0131nda apar\u0131lm\u0131\u015f yaz\u0131\u015fmalar v\u0259 dig\u0259r vasit\u0259l\u0259rl\u0259.<\/p>\n<p>\u018fks halda, y\u0259ni borc m\u00fcnasib\u0259tinin \u015fifahi \u015f\u0259kild\u0259 qurulmas\u0131 v\u0259 pul v\u0259saitinin he\u00e7 bir yaz\u0131l\u0131 t\u0259sdiq olmadan \u0259lb\u0259\u0259l verilm\u0259si v\u0259 qaytar\u0131lmas\u0131 hallar\u0131nda t\u0259r\u0259fl\u0259rin bu faktlar\u0131 s\u00fcbut etm\u0259si \u00e7\u0259tinl\u0259\u015fir v\u0259 iddia etdikl\u0259ri hallar\u0131 kifay\u0259t q\u0259d\u0259r m\u00f6t\u0259b\u0259r s\u00fcbutlarla t\u0259sdiq ed\u0259 bilm\u0259dikl\u0259ri \u00fc\u00e7\u00fcn m\u0259hk\u0259m\u0259l\u0259r t\u0259r\u0259find\u0259n iddialar\u0131 r\u0259dd edilir v\u0259 ya ir\u0259li s\u00fcr\u00fcl\u0259n etirazlar\u0131 q\u0259bul olunmur.<\/p>\n<p><strong>T\u00f6vsiy\u0259l\u0259r<\/strong><\/p>\n<p>Borc m\u00fcnasib\u0259tl\u0259rin\u0259 daxil olark\u0259n g\u0259l\u0259c\u0259kd\u0259 yarana bil\u0259c\u0259k h\u00fcquqi riskl\u0259rin qar\u015f\u0131s\u0131n\u0131 almaq \u00fc\u00e7\u00fcn a\u015fa\u011f\u0131dak\u0131 m\u0259qamlara diqq\u0259t yetirilm\u0259si t\u00f6vsiy\u0259 olunur:<\/p>\n<p>\u00b7 borcun m\u0259bl\u0259\u011fi 3000 manatdan art\u0131q olduqda m\u00fctl\u0259q yaz\u0131l\u0131 m\u00fcqavil\u0259 ba\u011flamaq;<\/p>\n<p>\u00b7 m\u00fcqavil\u0259d\u0259 borcun m\u0259bl\u0259\u011fini, qaytar\u0131lma m\u00fcdd\u0259tini v\u0259 \u00f6d\u0259ni\u015f qaydas\u0131n\u0131 d\u0259qiq g\u00f6st\u0259rm\u0259k;<\/p>\n<p>\u00b7 m\u00fcmk\u00fcn olduqda pul v\u0259saitini bank k\u00f6\u00e7\u00fcrm\u0259si vasit\u0259sil\u0259 verm\u0259k;<\/p>\n<p>\u00b7 borcun verilm\u0259si v\u0259 qaytar\u0131lmas\u0131 zaman\u0131 q\u0259bz v\u0259 ya yaz\u0131l\u0131 t\u0259sdiq almaq;<\/p>\n<p>\u00b7 t\u0259r\u0259fl\u0259r aras\u0131nda apar\u0131lan mesajla\u015fmalar\u0131 v\u0259 dig\u0259r yaz\u0131\u015fmalar\u0131 saxlamaq;<\/p>\n<p>\u00b7 z\u0259ruri hallarda m\u00fcqavil\u0259nin t\u0259rtibi \u00fc\u00e7\u00fcn pe\u015f\u0259kar h\u00fcquqi m\u0259sl\u0259h\u0259t almaq.<\/p>\n<p>Borc m\u00fcqavil\u0259sinin d\u00fczg\u00fcn t\u0259rtib olunmas\u0131 v\u0259 m\u00fcnasib\u0259tl\u0259rin \u015f\u0259ffaf \u015f\u0259kild\u0259 r\u0259smil\u0259\u015fdirilm\u0259si t\u0259r\u0259fl\u0259rin h\u00fcquqlar\u0131n\u0131n qorunmas\u0131na, g\u0259l\u0259c\u0259kd\u0259 yarana bil\u0259c\u0259k m\u00fcbahis\u0259l\u0259rin qar\u015f\u0131s\u0131n\u0131n al\u0131nmas\u0131na v\u0259 m\u00fclki d\u00f6vriyy\u0259d\u0259 h\u00fcquqi m\u00fc\u0259yy\u0259nliyin t\u0259min olunmas\u0131na xidm\u0259t edir.<\/p>\n","protected":false},"excerpt":{"rendered":"<p>Ali M\u0259hk\u0259m\u0259 borc m\u00fcqavil\u0259si il\u0259 ba\u011fl\u0131 m\u0259s\u0259l\u0259y\u0259 ayd\u0131nl\u0131q g\u0259tirib. Bu bar\u0259d\u0259\u00a0Musavat.com-a m\u0259hk\u0259m\u0259d\u0259n m\u0259lumat verilib. Bildirilib ki, g\u00fcnd\u0259lik h\u0259yatda insanlar tez-tez bir-birin\u0259 borc pul verir. Bu m\u00fcnasib\u0259tl\u0259r \u00e7ox vaxt qar\u015f\u0131l\u0131ql\u0131 etibar \u0259sas\u0131nda qurulur v\u0259 \u0259ks\u0259r hallarda yaz\u0131l\u0131 \u015f\u0259kild\u0259 r\u0259smil\u0259\u015fdirilmir. Lakin sonradan t\u0259r\u0259fl\u0259r aras\u0131nda m\u00fcbahis\u0259 yarand\u0131qda borc m\u00fcnasib\u0259tl\u0259rinin d\u00fczg\u00fcn s\u0259n\u0259dl\u0259\u015fdirilm\u0259m\u0259si t\u0259r\u0259fl\u0259rin h\u00fcquqlar\u0131n\u0131n qorunmas\u0131n\u0131 xeyli \u00e7\u0259tinl\u0259\u015fdirir. Praktikada borc m\u00fcnasib\u0259tl\u0259ri il\u0259 ba\u011fl\u0131 m\u0259hk\u0259m\u0259 m\u00fcbahis\u0259l\u0259rinin \u0259h\u0259miyy\u0259tli hiss\u0259si m\u0259hz m\u00fcqavil\u0259nin yaz\u0131l\u0131 \u015f\u0259kild\u0259 ba\u011flanmamas\u0131 v\u0259 ya borcun verilm\u0259si v\u0259 qaytar\u0131lmas\u0131 il\u0259 ba\u011fl\u0131 yaz\u0131l\u0131 s\u00fcbutlar\u0131n olmamas\u0131 s\u0259b\u0259bind\u0259n yaran\u0131r. Borc m\u00fcqavil\u0259si n\u0259 vaxt yaz\u0131l\u0131 formada ba\u011flanmal\u0131d\u0131r? Qanunvericiliy\u0259 \u0259sas\u0259n, borcun&hellip;<\/p>\n","protected":false},"author":2,"featured_media":846534,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"om_disable_all_campaigns":false,"_monsterinsights_skip_tracking":false,"_monsterinsights_sitenote_active":false,"_monsterinsights_sitenote_note":"","_monsterinsights_sitenote_category":0},"categories":[1],"tags":[],"aioseo_notices":[],"gutentor_comment":0,"rttpg_featured_image_url":{"full":["https:\/\/arantv.az\/wp-content\/uploads\/2026\/04\/451059ef99dbe7034d7d7349f91f2d9e.jpg",750,422,false],"landscape":["https:\/\/arantv.az\/wp-content\/uploads\/2026\/04\/451059ef99dbe7034d7d7349f91f2d9e.jpg",750,422,false],"portraits":["https:\/\/arantv.az\/wp-content\/uploads\/2026\/04\/451059ef99dbe7034d7d7349f91f2d9e.jpg",750,422,false],"thumbnail":["https:\/\/arantv.az\/wp-content\/uploads\/2026\/04\/451059ef99dbe7034d7d7349f91f2d9e-500x280.jpg",500,280,true],"medium":["https:\/\/arantv.az\/wp-content\/uploads\/2026\/04\/451059ef99dbe7034d7d7349f91f2d9e-649x365.jpg",649,365,true],"large":["https:\/\/arantv.az\/wp-content\/uploads\/2026\/04\/451059ef99dbe7034d7d7349f91f2d9e.jpg",640,360,false],"1536x1536":["https:\/\/arantv.az\/wp-content\/uploads\/2026\/04\/451059ef99dbe7034d7d7349f91f2d9e.jpg",750,422,false],"2048x2048":["https:\/\/arantv.az\/wp-content\/uploads\/2026\/04\/451059ef99dbe7034d7d7349f91f2d9e.jpg",750,422,false],"post-thumbnail":["https:\/\/arantv.az\/wp-content\/uploads\/2026\/04\/451059ef99dbe7034d7d7349f91f2d9e-240x172.jpg",240,172,true],"advps-thumb-one":["https:\/\/arantv.az\/wp-content\/uploads\/2026\/04\/451059ef99dbe7034d7d7349f91f2d9e.jpg",750,422,false]},"rttpg_author":{"display_name":"V\u00fcsal Rafiqo\u011flu","author_link":"https:\/\/arantv.az\/?author=2"},"rttpg_comment":0,"rttpg_category":"<a href=\"https:\/\/arantv.az\/?cat=1\" rel=\"category\">C\u0259miyy\u0259t<\/a>","rttpg_excerpt":"Ali M\u0259hk\u0259m\u0259 borc m\u00fcqavil\u0259si il\u0259 ba\u011fl\u0131 m\u0259s\u0259l\u0259y\u0259 ayd\u0131nl\u0131q g\u0259tirib. Bu bar\u0259d\u0259\u00a0Musavat.com-a m\u0259hk\u0259m\u0259d\u0259n m\u0259lumat verilib. Bildirilib ki, g\u00fcnd\u0259lik h\u0259yatda insanlar tez-tez bir-birin\u0259 borc pul verir. Bu m\u00fcnasib\u0259tl\u0259r \u00e7ox vaxt qar\u015f\u0131l\u0131ql\u0131 etibar \u0259sas\u0131nda qurulur v\u0259 \u0259ks\u0259r hallarda yaz\u0131l\u0131 \u015f\u0259kild\u0259 r\u0259smil\u0259\u015fdirilmir. Lakin sonradan t\u0259r\u0259fl\u0259r aras\u0131nda m\u00fcbahis\u0259 yarand\u0131qda borc m\u00fcnasib\u0259tl\u0259rinin d\u00fczg\u00fcn s\u0259n\u0259dl\u0259\u015fdirilm\u0259m\u0259si t\u0259r\u0259fl\u0259rin h\u00fcquqlar\u0131n\u0131n qorunmas\u0131n\u0131 xeyli \u00e7\u0259tinl\u0259\u015fdirir. Praktikada borc&hellip;","_links":{"self":[{"href":"https:\/\/arantv.az\/index.php?rest_route=\/wp\/v2\/posts\/846533"}],"collection":[{"href":"https:\/\/arantv.az\/index.php?rest_route=\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/arantv.az\/index.php?rest_route=\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/arantv.az\/index.php?rest_route=\/wp\/v2\/users\/2"}],"replies":[{"embeddable":true,"href":"https:\/\/arantv.az\/index.php?rest_route=%2Fwp%2Fv2%2Fcomments&post=846533"}],"version-history":[{"count":1,"href":"https:\/\/arantv.az\/index.php?rest_route=\/wp\/v2\/posts\/846533\/revisions"}],"predecessor-version":[{"id":846535,"href":"https:\/\/arantv.az\/index.php?rest_route=\/wp\/v2\/posts\/846533\/revisions\/846535"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/arantv.az\/index.php?rest_route=\/wp\/v2\/media\/846534"}],"wp:attachment":[{"href":"https:\/\/arantv.az\/index.php?rest_route=%2Fwp%2Fv2%2Fmedia&parent=846533"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/arantv.az\/index.php?rest_route=%2Fwp%2Fv2%2Fcategories&post=846533"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/arantv.az\/index.php?rest_route=%2Fwp%2Fv2%2Ftags&post=846533"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}