{"id":848117,"date":"2026-04-15T10:18:50","date_gmt":"2026-04-15T06:18:50","guid":{"rendered":"https:\/\/arantv.az\/?p=848117"},"modified":"2026-04-15T10:18:50","modified_gmt":"2026-04-15T06:18:50","slug":"bank-kartlari-il%c9%99-bagli-yeni-q%c9%99rar-tarifl%c9%99r-iyunun-1-d%c9%99n-d%c9%99yis%c9%99c%c9%99k","status":"publish","type":"post","link":"https:\/\/arantv.az\/?p=848117","title":{"rendered":"Bank kartlar\u0131 il\u0259 ba\u011fl\u0131 YEN\u0130 Q\u018fRAR: Tarifl\u0259r iyunun 1-d\u0259n d\u0259yi\u015f\u0259c\u0259k"},"content":{"rendered":"<p><strong>Az\u0259rbaycan M\u0259rk\u0259zi Bank\u0131n\u0131n \u0130dar\u0259 Hey\u0259ti \u00f6d\u0259ni\u015f sisteml\u0259rinin i\u015ftirak\u00e7\u0131lar\u0131 aras\u0131nda t\u0259tbiq edil\u0259n xidm\u0259t haqq\u0131 tarifl\u0259ri il\u0259 ba\u011fl\u0131 yeni q\u0259rar q\u0259bul edib. M\u0259rk\u0259zi Bank\u0131n s\u0259dri Taleh Kaz\u0131movun imzalad\u0131\u011f\u0131 s\u0259n\u0259d\u0259 \u0259sas\u0259n, inter\u00e7eync haqlar\u0131 \u00fc\u00e7\u00fcn yuxar\u0131 h\u0259dd t\u0259sdiql\u0259nib. Cari ilin iyun ay\u0131n\u0131n 1-d\u0259n q\u00fcvv\u0259y\u0259 min\u0259c\u0259k q\u0259rar\u0131n yax\u0131n \u00fc\u00e7 g\u00fcn \u0259rzind\u0259 H\u00fcquqi Aktlar\u0131n D\u00f6vl\u0259t Reyestrin\u0259 daxil edilm\u0259si \u00fc\u00e7\u00fcn \u018fdliyy\u0259 Nazirliyin\u0259 t\u0259qdim olunmas\u0131 tap\u015f\u0131r\u0131l\u0131b.<\/strong><\/p>\n<p><strong>Musavat.com<\/strong>\u00a0bildirir ki, tan\u0131nm\u0131\u015f bank eksperti Emin K\u0259rimov Demokrat.az-a a\u00e7\u0131qlamas\u0131nda bildirib ki, burada \u0259sas m\u0259s\u0259l\u0259 \u00f6d\u0259ni\u015f sistemi i\u015ftirak\u00e7\u0131lar\u0131 aras\u0131nda xidm\u0259t haqq\u0131 tarifl\u0259rinin t\u0259nziml\u0259nm\u0259sidir:<\/p>\n<p>\u201cY\u0259ni maksimal h\u0259ddinin, yuxar\u0131 h\u0259ddinin m\u00fc\u0259yy\u0259n edil\u0259r\u0259k t\u0259sdiql\u0259nm\u0259si \u00fc\u00e7\u00fcnd\u00fcr. M\u00fcxt\u0259lif \u0259m\u0259liyyatlar \u00fczr\u0259, m\u0259s\u0259l\u0259n, yanacaqdoldurma, \u00fcmumi al\u0131\u015f-veri\u015f, taksit \u00f6d\u0259ni\u015fl\u0259ri v\u0259 s. bu xidm\u0259tl\u0259ri g\u00f6st\u0259r\u0259n kart istifad\u0259\u00e7il\u0259ri v\u0259 xidm\u0259ti g\u00f6st\u0259r\u0259n t\u0259r\u0259fl\u0259r aras\u0131nda komissiyalar olur. Bu komissiyalar\u0131n t\u0259nziml\u0259nm\u0259si kartlardan istifad\u0259ni, y\u0259ni h\u0259min xidm\u0259tl\u0259rd\u0259n istifad\u0259ni motivasiya etmi\u015f olur. T\u0259bii ki, \u0259g\u0259r \u015f\u0259xs kartdan istifad\u0259 etm\u0259yib na\u011fd \u015f\u0259kild\u0259 \u00f6d\u0259ni\u015f edirs\u0259, komissiya h\u0259cminin t\u0259nziml\u0259nm\u0259si, y\u0259ni ham\u0131 \u00fc\u00e7\u00fcn stabil qaydada olmas\u0131 kartlardan istifad\u0259ni motivasiya ed\u0259 bil\u0259r ki, \u015f\u0259xsl\u0259r h\u0259min kartlarla \u0259m\u0259liyyatlarda daha \u00e7ox istifad\u0259 etsinl\u0259r. Banklarda bu t\u0259nziml\u0259nm\u0259 apar\u0131ld\u0131\u011f\u0131na g\u00f6r\u0259, komissiyalar stabill\u0259\u015fdiyi \u00fc\u00e7\u00fcn \u0259m\u0259liyyat say\u0131n\u0131n artmas\u0131 n\u0259tic\u0259sind\u0259 banklar daha \u00e7ox g\u0259lir \u0259ld\u0259 ed\u0259 bil\u0259rl\u0259r. Q\u0259rar iyun ay\u0131n\u0131n 1-d\u0259n q\u00fcvv\u0259y\u0259 min\u0259c\u0259k. \u0130nter\u00e7eync na\u011fds\u0131z \u00f6d\u0259ni\u015fl\u0259r zaman\u0131 kart\u0131 buraxan bankla \u00f6d\u0259ni\u015fi q\u0259bul ed\u0259n &#8220;acquirer&#8221; aras\u0131nda hesabla\u015fmalar zaman\u0131 t\u0259tbiq olunan komissiya haqq\u0131d\u0131r\u201d.<\/p>\n<p>O qeyd edib ki, bu, xidm\u0259ti kart\u0131 emissiya ed\u0259n bank v\u0259 xidm\u0259ti q\u0259bul ed\u0259n t\u0259r\u0259f aras\u0131nda hesabla\u015fmalar\u0131 motivasiya etm\u0259k v\u0259 bir n\u00f6v p\u0259rak\u0259nd\u0259liyin qar\u015f\u0131s\u0131n\u0131n al\u0131nmas\u0131na y\u00f6n\u0259lik t\u0259nziml\u0259yici bir add\u0131md\u0131r:<\/p>\n<p>\u201cSad\u0259 bir misal \u00e7\u0259k\u0259k. M\u0259s\u0259l\u0259n, biz A bank\u0131n\u0131n m\u00fc\u015ft\u0259risiyik v\u0259 B bank\u0131n\u0131n xidm\u0259t g\u00f6st\u0259rdiyi yanacaqdoldurma m\u0259nt\u0259q\u0259sind\u0259n yanacaq al\u0131r\u0131q. Bu zaman biz kartla \u00f6d\u0259ni\u015f etdikd\u0259 bizd\u0259n birba\u015fa komissiya tutulmasa da, \u0259m\u0259liyyata g\u00f6r\u0259 emitent v\u0259 acquirer banklar aras\u0131nda hesabla\u015fmalar apar\u0131l\u0131r v\u0259 orada m\u00fc\u0259yy\u0259n komissiyalar t\u0259tbiq olunur. Haz\u0131rk\u0131 q\u0259rar h\u0259min komissiyalar\u0131n maksimal h\u0259ddini, y\u0259ni limitini m\u00fc\u0259yy\u0259n edir. Burada h\u0259r xidm\u0259t n\u00f6v\u00fc \u00fczr\u0259 c\u0259dv\u0259l\u0259 uy\u011fun olaraq komissiya h\u0259dl\u0259ri m\u00fc\u0259yy\u0259n olunub. Bu komissiyalar bel\u0259dir. M\u0259s\u0259l\u0259n, yanacaqdoldurma kateqoriyas\u0131 \u00fczr\u0259 0,75%, y\u0259ni \u00f6d\u0259ni\u015f m\u0259bl\u0259\u011finin 0,75 faizi. \u00dcmumi kateqoriya \u00fczr\u0259 1,5%, farmasevtika v\u0259 supermarket kimi \u0259m\u0259liyyatlar \u00fczr\u0259 is\u0259 1,25% m\u00fc\u0259yy\u0259n olunub\u201d.<\/p>\n","protected":false},"excerpt":{"rendered":"<p>Az\u0259rbaycan M\u0259rk\u0259zi Bank\u0131n\u0131n \u0130dar\u0259 Hey\u0259ti \u00f6d\u0259ni\u015f sisteml\u0259rinin i\u015ftirak\u00e7\u0131lar\u0131 aras\u0131nda t\u0259tbiq edil\u0259n xidm\u0259t haqq\u0131 tarifl\u0259ri il\u0259 ba\u011fl\u0131 yeni q\u0259rar q\u0259bul edib. M\u0259rk\u0259zi Bank\u0131n s\u0259dri Taleh Kaz\u0131movun imzalad\u0131\u011f\u0131 s\u0259n\u0259d\u0259 \u0259sas\u0259n, inter\u00e7eync haqlar\u0131 \u00fc\u00e7\u00fcn yuxar\u0131 h\u0259dd t\u0259sdiql\u0259nib. Cari ilin iyun ay\u0131n\u0131n 1-d\u0259n q\u00fcvv\u0259y\u0259 min\u0259c\u0259k q\u0259rar\u0131n yax\u0131n \u00fc\u00e7 g\u00fcn \u0259rzind\u0259 H\u00fcquqi Aktlar\u0131n D\u00f6vl\u0259t Reyestrin\u0259 daxil edilm\u0259si \u00fc\u00e7\u00fcn \u018fdliyy\u0259 Nazirliyin\u0259 t\u0259qdim olunmas\u0131 tap\u015f\u0131r\u0131l\u0131b. Musavat.com\u00a0bildirir ki, tan\u0131nm\u0131\u015f bank eksperti Emin K\u0259rimov Demokrat.az-a a\u00e7\u0131qlamas\u0131nda bildirib ki, burada \u0259sas m\u0259s\u0259l\u0259 \u00f6d\u0259ni\u015f sistemi i\u015ftirak\u00e7\u0131lar\u0131 aras\u0131nda xidm\u0259t haqq\u0131 tarifl\u0259rinin t\u0259nziml\u0259nm\u0259sidir: \u201cY\u0259ni maksimal h\u0259ddinin, yuxar\u0131 h\u0259ddinin m\u00fc\u0259yy\u0259n edil\u0259r\u0259k t\u0259sdiql\u0259nm\u0259si \u00fc\u00e7\u00fcnd\u00fcr. M\u00fcxt\u0259lif&hellip;<\/p>\n","protected":false},"author":2,"featured_media":848118,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"om_disable_all_campaigns":false,"_monsterinsights_skip_tracking":false,"_monsterinsights_sitenote_active":false,"_monsterinsights_sitenote_note":"","_monsterinsights_sitenote_category":0},"categories":[19],"tags":[],"aioseo_notices":[],"gutentor_comment":0,"rttpg_featured_image_url":{"full":["https:\/\/arantv.az\/wp-content\/uploads\/2026\/04\/69d9045f6764c045864208f7ab66d86e.jpg",828,466,false],"landscape":["https:\/\/arantv.az\/wp-content\/uploads\/2026\/04\/69d9045f6764c045864208f7ab66d86e.jpg",828,466,false],"portraits":["https:\/\/arantv.az\/wp-content\/uploads\/2026\/04\/69d9045f6764c045864208f7ab66d86e.jpg",828,466,false],"thumbnail":["https:\/\/arantv.az\/wp-content\/uploads\/2026\/04\/69d9045f6764c045864208f7ab66d86e-500x280.jpg",500,280,true],"medium":["https:\/\/arantv.az\/wp-content\/uploads\/2026\/04\/69d9045f6764c045864208f7ab66d86e-649x365.jpg",649,365,true],"large":["https:\/\/arantv.az\/wp-content\/uploads\/2026\/04\/69d9045f6764c045864208f7ab66d86e.jpg",640,360,false],"1536x1536":["https:\/\/arantv.az\/wp-content\/uploads\/2026\/04\/69d9045f6764c045864208f7ab66d86e.jpg",828,466,false],"2048x2048":["https:\/\/arantv.az\/wp-content\/uploads\/2026\/04\/69d9045f6764c045864208f7ab66d86e.jpg",828,466,false],"post-thumbnail":["https:\/\/arantv.az\/wp-content\/uploads\/2026\/04\/69d9045f6764c045864208f7ab66d86e-240x172.jpg",240,172,true],"advps-thumb-one":["https:\/\/arantv.az\/wp-content\/uploads\/2026\/04\/69d9045f6764c045864208f7ab66d86e.jpg",828,466,false]},"rttpg_author":{"display_name":"V\u00fcsal Rafiqo\u011flu","author_link":"https:\/\/arantv.az\/?author=2"},"rttpg_comment":0,"rttpg_category":"<a href=\"https:\/\/arantv.az\/?cat=19\" rel=\"category\">G\u00fcnd\u0259m<\/a>","rttpg_excerpt":"Az\u0259rbaycan M\u0259rk\u0259zi Bank\u0131n\u0131n \u0130dar\u0259 Hey\u0259ti \u00f6d\u0259ni\u015f sisteml\u0259rinin i\u015ftirak\u00e7\u0131lar\u0131 aras\u0131nda t\u0259tbiq edil\u0259n xidm\u0259t haqq\u0131 tarifl\u0259ri il\u0259 ba\u011fl\u0131 yeni q\u0259rar q\u0259bul edib. M\u0259rk\u0259zi Bank\u0131n s\u0259dri Taleh Kaz\u0131movun imzalad\u0131\u011f\u0131 s\u0259n\u0259d\u0259 \u0259sas\u0259n, inter\u00e7eync haqlar\u0131 \u00fc\u00e7\u00fcn yuxar\u0131 h\u0259dd t\u0259sdiql\u0259nib. Cari ilin iyun ay\u0131n\u0131n 1-d\u0259n q\u00fcvv\u0259y\u0259 min\u0259c\u0259k q\u0259rar\u0131n yax\u0131n \u00fc\u00e7 g\u00fcn \u0259rzind\u0259 H\u00fcquqi Aktlar\u0131n D\u00f6vl\u0259t Reyestrin\u0259 daxil edilm\u0259si \u00fc\u00e7\u00fcn \u018fdliyy\u0259 Nazirliyin\u0259&hellip;","_links":{"self":[{"href":"https:\/\/arantv.az\/index.php?rest_route=\/wp\/v2\/posts\/848117"}],"collection":[{"href":"https:\/\/arantv.az\/index.php?rest_route=\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/arantv.az\/index.php?rest_route=\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/arantv.az\/index.php?rest_route=\/wp\/v2\/users\/2"}],"replies":[{"embeddable":true,"href":"https:\/\/arantv.az\/index.php?rest_route=%2Fwp%2Fv2%2Fcomments&post=848117"}],"version-history":[{"count":2,"href":"https:\/\/arantv.az\/index.php?rest_route=\/wp\/v2\/posts\/848117\/revisions"}],"predecessor-version":[{"id":848120,"href":"https:\/\/arantv.az\/index.php?rest_route=\/wp\/v2\/posts\/848117\/revisions\/848120"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/arantv.az\/index.php?rest_route=\/wp\/v2\/media\/848118"}],"wp:attachment":[{"href":"https:\/\/arantv.az\/index.php?rest_route=%2Fwp%2Fv2%2Fmedia&parent=848117"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/arantv.az\/index.php?rest_route=%2Fwp%2Fv2%2Fcategories&post=848117"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/arantv.az\/index.php?rest_route=%2Fwp%2Fv2%2Ftags&post=848117"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}