{"id":850049,"date":"2026-04-28T14:16:10","date_gmt":"2026-04-28T10:16:10","guid":{"rendered":"https:\/\/arantv.az\/?p=850049"},"modified":"2026-04-28T14:16:10","modified_gmt":"2026-04-28T10:16:10","slug":"kapital-bankin-%c9%99m%c9%99kdasi-h%c9%99rbciy%c9%99-h%c9%99d%c9%99-qorxu-g%c9%99lib","status":"publish","type":"post","link":"https:\/\/arantv.az\/?p=850049","title":{"rendered":"\u201cKapital Bank\u201d\u0131n \u0259m\u0259kda\u015f\u0131 h\u0259rb\u00e7iy\u0259 h\u0259d\u0259-qorxu g\u0259lib?"},"content":{"rendered":"<p><strong>\u201cKapital Bank\u201d \u0259m\u0259kda\u015flar\u0131n\u0131n m\u00fc\u015ft\u0259ri il\u0259 dan\u0131\u015f\u0131\u011f\u0131 zaman\u0131 s\u0259sl\u0259ndirdiyi iddialar v\u0259t\u0259nda\u015f\u0131n naraz\u0131l\u0131\u011f\u0131na s\u0259b\u0259b olub.<\/strong><\/p>\n<p>S\u00f6z\u00fcged\u0259n bankdan 7000 AZN kredit g\u00f6t\u00fcr\u0259n m\u00fcharib\u0259 i\u015ftirak\u00e7\u0131s\u0131, h\u0259rb\u00e7i ayl\u0131q \u00f6d\u0259ni\u015fl\u0259rini vaxt\u0131nda ets\u0259 d\u0259, sonuncu ayda kredit borcunu 1 ay gecikdirib. Borcunun 95 faizini \u00f6d\u0259y\u0259n v\u0259t\u0259nda\u015fa bank t\u0259r\u0259find\u0259n z\u0259ng edil\u0259r\u0259k h\u0259d\u0259-qorxu g\u0259linib.<\/p>\n<p>Bu bar\u0259d\u0259 bank\u0131n m\u00fc\u015ft\u0259risi Kommersant.az-a a\u00e7\u0131qlamas\u0131nda qeyd edib.<\/p>\n<p>V\u0259t\u0259nda\u015f, h\u0259rbi qulluq\u00e7u R.H-n\u0131n s\u00f6zl\u0259rin\u0259 g\u00f6r\u0259, bank\u0131n *1000 telefon n\u00f6mr\u0259sind\u0259n \u015eamil adl\u0131 bank \u0259m\u0259kda\u015f\u0131 z\u0259ng ed\u0259r\u0259k \u201cBorcunuz olan 430 manat 38 g\u00fcnd\u00fcr gecikir. Borcunuzu 28.04.2026 tarixin\u0259d\u0259k \u00f6d\u0259m\u0259lisiniz\u201d x\u0259b\u0259rdarl\u0131\u011f\u0131 edib. H\u0259rb\u00e7i is\u0259 maa\u015f\u0131n\u0131 05.05 tarixind\u0259 alaca\u011f\u0131n\u0131 v\u0259 o tarixd\u0259 b\u00fct\u00fcn borcu ba\u011flayaca\u011f\u0131n\u0131 bildirs\u0259 d\u0259, bank \u0259m\u0259kda\u015f\u0131 v\u0259t\u0259nda\u015fla raz\u0131la\u015fmay\u0131b.<\/p>\n<p>Bank\u0131n \u0259m\u0259kda\u015f\u0131 telefon z\u0259ngini bitirm\u0259zd\u0259n \u00f6nc\u0259 \u201cSiz h\u0259rb\u00e7isiniz? B\u00f6y\u00fck ehtimal ki, nazirliyinizin kadrlar \u015f\u00f6b\u0259sin\u0259 sizin haqq\u0131n\u0131zda r\u0259smi x\u0259b\u0259rdarl\u0131q m\u0259ktubu \u00fcnvanlanacaq v\u0259 tarix\u00e7\u0259niz\u0259 d\u0259 stop qoyulacaq\u201d dey\u0259r\u0259k d\u0259st\u0259yi as\u0131b.<\/p>\n<p>\u015eikay\u0259t\u00e7i h\u0259m\u00e7inin bildirib ki, bu z\u0259ngd\u0259n bir ne\u00e7\u0259 g\u00fcn \u0259vv\u0259l eyni bank\u0131n Ayt\u0259n adl\u0131 xan\u0131m \u0259m\u0259kda\u015f\u0131 ona z\u0259ng ed\u0259r\u0259k, \u201ctelefonumuza cavab verm\u0259s\u0259niz, qohumlar\u0131n\u0131za z\u0259ng ed\u0259c\u0259yik\u201d dey\u0259 h\u0259d\u0259-qorxu g\u0259lib. Amma \u201cm\u0259nim zaminim yoxdur v\u0259 qohumlar\u0131m\u0131n n\u00f6mr\u0259sini banka t\u0259qdim etm\u0259mi\u015f\u0259m\u201d dey\u0259 \u015fikay\u0259t\u00e7i \u0259lav\u0259 edib.<\/p>\n<p><img loading=\"lazy\" src=\"https:\/\/cdn.musavat.com\/news\/images\/Ayten\/EKREM.jpg\" alt=\"EKREM.jpg (30 KB)\" width=\"700\" height=\"478\" \/><\/p>\n<p><strong>H\u00fcquq\u015f\u00fcnas \u018fkr\u0259m H\u0259s\u0259nov<\/strong>\u00a0<strong>Musavat.com<\/strong>-a a\u00e7\u0131qlamas\u0131nda bildirib ki, \u201cBanklar haqq\u0131nda\u201d qanuna, h\u0259m d\u0259 m\u00fclki qanunvericiliy\u0259 g\u00f6r\u0259, m\u00fc\u015ft\u0259rinin bankla ba\u011fl\u0131 b\u00fct\u00fcn m\u00fcnasib\u0259tl\u0259ri: bank hesab\u0131, kredit, \u0259man\u0259t, k\u00f6\u00e7\u00fcrm\u0259l\u0259r v\u0259 dig\u0259r \u0259m\u0259liyyatlar istisnas\u0131z olaraq bank sirri hesab olunur. \u0130st\u0259nil\u0259n \u0259m\u0259liyyat bu kateqoriyaya daxildir.<\/p>\n<p>\u201cBu bank sirri yaln\u0131z m\u00fc\u0259yy\u0259n hallarda \u00fc\u00e7\u00fcnc\u00fc \u015f\u0259xsl\u0259r\u0259 a\u00e7\u0131qlana bil\u0259r: ya m\u00fc\u015ft\u0259rinin \u00f6z\u00fc buna a\u00e7\u0131q v\u0259 yaz\u0131l\u0131 raz\u0131l\u0131q verir, ya da d\u00f6vl\u0259t orqanlar\u0131 qanunla n\u0259z\u0259rd\u0259 tutulmu\u015f hallarda, m\u0259s\u0259l\u0259n, m\u0259hk\u0259m\u0259 q\u0259rar\u0131 \u0259sas\u0131nda h\u0259min m\u0259lumatlar\u0131 \u0259ld\u0259 edir.<\/p>\n<p>Sizin qeyd etdiyiniz halda \u2013 y\u0259ni bank\u0131n m\u00fc\u015ft\u0259rinin i\u015f yerin\u0259 m\u0259lumat verm\u0259si \u2013 bu, a\u00e7\u0131q \u015f\u0259kild\u0259 bank sirrinin pozulmas\u0131 dem\u0259kdir. \u018fg\u0259r m\u00fc\u015ft\u0259ri kredit g\u00f6t\u00fcr\u0259rk\u0259n bel\u0259 bir m\u0259lumat\u0131n i\u015f yerin\u0259 verilm\u0259sin\u0259 ayr\u0131ca raz\u0131l\u0131q verm\u0259yibs\u0259, bank\u0131n bu add\u0131m\u0131 qanunsuz say\u0131l\u0131r.<\/p>\n<p>Bel\u0259 hal ba\u015f ver\u0259rs\u0259, v\u0259t\u0259nda\u015f m\u0259hk\u0259m\u0259y\u0259 m\u00fcraci\u0259t ed\u0259r\u0259k ona d\u0259y\u0259n m\u0259n\u0259vi z\u0259r\u0259rin, h\u0259tta z\u0259rur\u0259t yaranarsa, maddi ziyan\u0131n \u00f6d\u0259nilm\u0259sini t\u0259l\u0259b ed\u0259 bil\u0259r. \u018fg\u0259r bank h\u0259l\u0259 bu add\u0131m\u0131 atmay\u0131bsa, lakin bu istiqam\u0259td\u0259 t\u0259zyiq v\u0259 ya h\u0259d\u0259l\u0259m\u0259 varsa, v\u0259t\u0259nda\u015f M\u0259rk\u0259zi Banka \u015fikay\u0259t ed\u0259 bil\u0259r. Bu c\u00fcr davran\u0131\u015f h\u00fcquq pozuntusu olmaqla yana\u015f\u0131, m\u00fc\u015ft\u0259rinin qorxudulmas\u0131 kimi d\u0259 qiym\u0259tl\u0259ndiril\u0259 bil\u0259r.<\/p>\n<p>Dig\u0259r m\u0259qam is\u0259 kredit g\u00f6t\u00fcr\u00fcl\u0259rk\u0259n t\u0259qdim olunan \u0259laq\u0259 m\u0259lumatlar\u0131 il\u0259 ba\u011fl\u0131d\u0131r. B\u0259zi hallarda banklar zamin t\u0259l\u0259b etm\u0259s\u0259 d\u0259, bir ne\u00e7\u0259 n\u0259f\u0259rin telefon n\u00f6mr\u0259sinin g\u00f6st\u0259rilm\u0259sini ist\u0259yir. \u018fg\u0259r m\u00fc\u015ft\u0259ri bu n\u00f6mr\u0259l\u0259ri \u00f6z\u00fc t\u0259qdim edibs\u0259, h\u0259min \u015f\u0259xsl\u0259rl\u0259 \u0259laq\u0259 saxlan\u0131lmas\u0131 art\u0131q bank sirrinin pozulmas\u0131 say\u0131lm\u0131r \u2013 \u00e7\u00fcnki m\u00fc\u015ft\u0259ri faktiki olaraq buna raz\u0131l\u0131q vermi\u015f olur. Amma \u0259g\u0259r m\u00fc\u015ft\u0259ri bel\u0259 m\u0259lumat verm\u0259yibs\u0259 v\u0259 bank h\u0259r hans\u0131 yolla bu \u015f\u0259xsl\u0259ri m\u00fc\u0259yy\u0259n edib \u0259laq\u0259 saxlay\u0131rsa, bu da yen\u0259 bank sirrinin pozulmas\u0131 kimi qiym\u0259tl\u0259ndirilm\u0259lidir\u201d.<\/p>\n<p><strong>\u201cKapital Bank\u201d\u0131n ictimaiyy\u0259tl\u0259 \u0259laq\u0259l\u0259r \u00fczr\u0259 proses sahibi Arzu \u018fliyeva Musavat.com<\/strong>-a a\u00e7\u0131qlamas\u0131nda bildirib ki, bank m\u00fc\u015ft\u0259rinin m\u0259lumatlar\u0131n\u0131 b\u00f6l\u00fc\u015f\u0259 bilm\u0259z:<\/p>\n<p>\u201cM\u00fc\u015ft\u0259ri il\u0259 dan\u0131\u015f\u0131l\u0131b v\u0259 ona gecikm\u0259l\u0259riyl\u0259 ba\u011fl\u0131 b\u00fct\u00fcn m\u0259qamlar izah olunub\u201d.<\/p>\n<p><strong>A.\u018fliyeva m\u00fcharib\u0259 i\u015ftirak\u00e7\u0131s\u0131n\u0131n kredit borcu haqda M\u00fcdafi\u0259 Nazirliyinin kadrlar \u015f\u00f6b\u0259sin\u0259 niy\u0259 m\u0259ktub g\u00f6nd\u0259ril\u0259c\u0259yi il\u0259 ba\u011fl\u0131 he\u00e7 bir m\u0259lumat verm\u0259yib.<\/strong><\/p>\n<p><strong>\u015eahan\u0259 R\u0259himli<\/strong><br \/>\n<strong>Musavat.com<\/strong><\/p>\n","protected":false},"excerpt":{"rendered":"<p>\u201cKapital Bank\u201d \u0259m\u0259kda\u015flar\u0131n\u0131n m\u00fc\u015ft\u0259ri il\u0259 dan\u0131\u015f\u0131\u011f\u0131 zaman\u0131 s\u0259sl\u0259ndirdiyi iddialar v\u0259t\u0259nda\u015f\u0131n naraz\u0131l\u0131\u011f\u0131na s\u0259b\u0259b olub. S\u00f6z\u00fcged\u0259n bankdan 7000 AZN kredit g\u00f6t\u00fcr\u0259n m\u00fcharib\u0259 i\u015ftirak\u00e7\u0131s\u0131, h\u0259rb\u00e7i ayl\u0131q \u00f6d\u0259ni\u015fl\u0259rini vaxt\u0131nda ets\u0259 d\u0259, sonuncu ayda kredit borcunu 1 ay gecikdirib. Borcunun 95 faizini \u00f6d\u0259y\u0259n v\u0259t\u0259nda\u015fa bank t\u0259r\u0259find\u0259n z\u0259ng edil\u0259r\u0259k h\u0259d\u0259-qorxu g\u0259linib. Bu bar\u0259d\u0259 bank\u0131n m\u00fc\u015ft\u0259risi Kommersant.az-a a\u00e7\u0131qlamas\u0131nda qeyd edib. V\u0259t\u0259nda\u015f, h\u0259rbi qulluq\u00e7u R.H-n\u0131n s\u00f6zl\u0259rin\u0259 g\u00f6r\u0259, bank\u0131n *1000 telefon n\u00f6mr\u0259sind\u0259n \u015eamil adl\u0131 bank \u0259m\u0259kda\u015f\u0131 z\u0259ng ed\u0259r\u0259k \u201cBorcunuz olan 430 manat 38 g\u00fcnd\u00fcr gecikir. Borcunuzu 28.04.2026 tarixin\u0259d\u0259k \u00f6d\u0259m\u0259lisiniz\u201d x\u0259b\u0259rdarl\u0131\u011f\u0131 edib. H\u0259rb\u00e7i is\u0259 maa\u015f\u0131n\u0131 05.05 tarixind\u0259 alaca\u011f\u0131n\u0131 v\u0259 o&hellip;<\/p>\n","protected":false},"author":2,"featured_media":850050,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"om_disable_all_campaigns":false,"_monsterinsights_skip_tracking":false,"_monsterinsights_sitenote_active":false,"_monsterinsights_sitenote_note":"","_monsterinsights_sitenote_category":0},"categories":[1],"tags":[],"aioseo_notices":[],"gutentor_comment":0,"rttpg_featured_image_url":{"full":["https:\/\/arantv.az\/wp-content\/uploads\/2026\/04\/8b1a5f05329e04328738eae7c65e8228.jpg",637,406,false],"landscape":["https:\/\/arantv.az\/wp-content\/uploads\/2026\/04\/8b1a5f05329e04328738eae7c65e8228.jpg",637,406,false],"portraits":["https:\/\/arantv.az\/wp-content\/uploads\/2026\/04\/8b1a5f05329e04328738eae7c65e8228.jpg",637,406,false],"thumbnail":["https:\/\/arantv.az\/wp-content\/uploads\/2026\/04\/8b1a5f05329e04328738eae7c65e8228-500x280.jpg",500,280,true],"medium":["https:\/\/arantv.az\/wp-content\/uploads\/2026\/04\/8b1a5f05329e04328738eae7c65e8228-573x365.jpg",573,365,true],"large":["https:\/\/arantv.az\/wp-content\/uploads\/2026\/04\/8b1a5f05329e04328738eae7c65e8228.jpg",637,406,false],"1536x1536":["https:\/\/arantv.az\/wp-content\/uploads\/2026\/04\/8b1a5f05329e04328738eae7c65e8228.jpg",637,406,false],"2048x2048":["https:\/\/arantv.az\/wp-content\/uploads\/2026\/04\/8b1a5f05329e04328738eae7c65e8228.jpg",637,406,false],"post-thumbnail":["https:\/\/arantv.az\/wp-content\/uploads\/2026\/04\/8b1a5f05329e04328738eae7c65e8228-240x172.jpg",240,172,true],"advps-thumb-one":["https:\/\/arantv.az\/wp-content\/uploads\/2026\/04\/8b1a5f05329e04328738eae7c65e8228.jpg",637,406,false]},"rttpg_author":{"display_name":"V\u00fcsal Rafiqo\u011flu","author_link":"https:\/\/arantv.az\/?author=2"},"rttpg_comment":0,"rttpg_category":"<a href=\"https:\/\/arantv.az\/?cat=1\" rel=\"category\">C\u0259miyy\u0259t<\/a>","rttpg_excerpt":"\u201cKapital Bank\u201d \u0259m\u0259kda\u015flar\u0131n\u0131n m\u00fc\u015ft\u0259ri il\u0259 dan\u0131\u015f\u0131\u011f\u0131 zaman\u0131 s\u0259sl\u0259ndirdiyi iddialar v\u0259t\u0259nda\u015f\u0131n naraz\u0131l\u0131\u011f\u0131na s\u0259b\u0259b olub. S\u00f6z\u00fcged\u0259n bankdan 7000 AZN kredit g\u00f6t\u00fcr\u0259n m\u00fcharib\u0259 i\u015ftirak\u00e7\u0131s\u0131, h\u0259rb\u00e7i ayl\u0131q \u00f6d\u0259ni\u015fl\u0259rini vaxt\u0131nda ets\u0259 d\u0259, sonuncu ayda kredit borcunu 1 ay gecikdirib. Borcunun 95 faizini \u00f6d\u0259y\u0259n v\u0259t\u0259nda\u015fa bank t\u0259r\u0259find\u0259n z\u0259ng edil\u0259r\u0259k h\u0259d\u0259-qorxu g\u0259linib. Bu bar\u0259d\u0259 bank\u0131n m\u00fc\u015ft\u0259risi Kommersant.az-a a\u00e7\u0131qlamas\u0131nda qeyd edib. V\u0259t\u0259nda\u015f, h\u0259rbi&hellip;","_links":{"self":[{"href":"https:\/\/arantv.az\/index.php?rest_route=\/wp\/v2\/posts\/850049"}],"collection":[{"href":"https:\/\/arantv.az\/index.php?rest_route=\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/arantv.az\/index.php?rest_route=\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/arantv.az\/index.php?rest_route=\/wp\/v2\/users\/2"}],"replies":[{"embeddable":true,"href":"https:\/\/arantv.az\/index.php?rest_route=%2Fwp%2Fv2%2Fcomments&post=850049"}],"version-history":[{"count":1,"href":"https:\/\/arantv.az\/index.php?rest_route=\/wp\/v2\/posts\/850049\/revisions"}],"predecessor-version":[{"id":850051,"href":"https:\/\/arantv.az\/index.php?rest_route=\/wp\/v2\/posts\/850049\/revisions\/850051"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/arantv.az\/index.php?rest_route=\/wp\/v2\/media\/850050"}],"wp:attachment":[{"href":"https:\/\/arantv.az\/index.php?rest_route=%2Fwp%2Fv2%2Fmedia&parent=850049"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/arantv.az\/index.php?rest_route=%2Fwp%2Fv2%2Fcategories&post=850049"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/arantv.az\/index.php?rest_route=%2Fwp%2Fv2%2Ftags&post=850049"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}