{"id":852755,"date":"2026-05-20T21:47:13","date_gmt":"2026-05-20T17:47:13","guid":{"rendered":"https:\/\/arantv.az\/?p=852755"},"modified":"2026-05-20T21:47:13","modified_gmt":"2026-05-20T17:47:13","slug":"gurcustan-s%c9%99f%c9%99ri-ucun-12-manatliq-sigorta-n%c9%99l%c9%99r-daxildir","status":"publish","type":"post","link":"https:\/\/arantv.az\/?p=852755","title":{"rendered":"G\u00fcrc\u00fcstan s\u0259f\u0259ri \u00fc\u00e7\u00fcn 12 manatl\u0131q s\u0131\u011forta &#8211; n\u0259l\u0259r daxildir?"},"content":{"rendered":"<p><strong>Cari ilin 1 yanvar tarixind\u0259n etibar\u0259n G\u00fcrc\u00fcstana s\u0259f\u0259r ed\u0259n v\u0259t\u0259nda\u015flar h\u0259min \u00f6lk\u0259 \u00fc\u00e7\u00fcn m\u00fctl\u0259q s\u0259f\u0259r s\u0131\u011fortas\u0131 \u0259ld\u0259 etm\u0259lidirl\u0259r. Bu m\u0259hsul \u00f6lk\u0259mizd\u0259 f\u0259aliyy\u0259t g\u00f6st\u0259r\u0259n qeyri-h\u0259yat s\u0131\u011fortas\u0131 \u015firk\u0259tl\u0259ri t\u0259r\u0259find\u0259n t\u0259klif olunur. Tarifl\u0259r s\u0259f\u0259r g\u00fcnl\u0259rinin say\u0131ndan as\u0131l\u0131 olaraq d\u0259yi\u015fir &#8211; 2 g\u00fcnd\u0259n 365 g\u00fcn\u0259 q\u0259d\u0259r.<\/strong><\/p>\n<p><strong>Musavat.com<\/strong>\u00a0x\u0259b\u0259r verir ki, bunu Oxu.az-a a\u00e7\u0131qlamas\u0131nda Az\u0259rbaycan S\u0131\u011forta\u00e7\u0131lar Assosiasiyas\u0131n\u0131n ekspert qrupunun \u00fczv\u00fc Emil A\u011faba\u011f\u0131rov deyib.<\/p>\n<p>&#8220;\u00dcmumi tarifl\u0259r o q\u0259d\u0259r d\u0259 y\u00fcks\u0259k deyil. M\u0259s\u0259l\u0259n, v\u0259t\u0259nda\u015f G\u00fcrc\u00fcstana 1 h\u0259ft\u0259lik s\u0259yah\u0259t etm\u0259k ist\u0259yirs\u0259, s\u0259yah\u0259t s\u0131\u011fortas\u0131n\u0131n qiym\u0259ti t\u0259xmin\u0259n 12 manat olacaq. M\u00fcdd\u0259t artd\u0131qca s\u0131\u011forta haqq\u0131 da adekvat olaraq y\u00fcks\u0259lir. T\u0259minat m\u0259bl\u0259\u011fin\u0259 g\u0259ldikd\u0259, G\u00fcrc\u00fcstan t\u0259r\u0259finin t\u0259l\u0259bin\u0259 g\u00f6r\u0259, minimum 30 min lari (t\u0259xmin\u0259n 11.2 min dollar v\u0259 ya 19 min manat &#8211; red.) t\u0259minat olmal\u0131d\u0131r. Buna g\u00f6r\u0259 d\u0259 yerli s\u0131\u011forta \u015firk\u0259tl\u0259rimiz bu s\u0131\u011forta m\u0259hsulu \u00fczr\u0259 15 min dollar t\u0259minat verirl\u0259r. Bildiyiniz kimi, s\u0259f\u0259r s\u0131\u011fortas\u0131 2 valyutada t\u0259qdim olunur &#8211; ya avro ya da dollar. 15 min dollar da kifay\u0259t edir ki, 30 min larini art\u0131qlamas\u0131 il\u0259 \u0259hat\u0259 etsin&#8221;, &#8211; dey\u0259 E.A\u011faba\u011f\u0131rov vur\u011fulay\u0131b.<\/p>\n<p><strong>G\u00fcrc\u00fcstana s\u0259f\u0259r ed\u0259n v\u0259t\u0259nda\u015flar\u0131n bu s\u0131\u011forta m\u0259hsulu il\u0259 t\u0259minat alt\u0131na al\u0131nan riskl\u0259rin\u0259 g\u0259ldikd\u0259 is\u0259 ekspert bildirib ki, v\u0259t\u0259nda\u015f s\u0259f\u0259rd\u0259 oldu\u011fu m\u00fcdd\u0259t \u0259rzind\u0259 h\u0259r hans\u0131 b\u0259db\u0259xt hadis\u0259 n\u0259tic\u0259sind\u0259 v\u0259 ya s\u0259f\u0259r zaman\u0131 ba\u015f vermi\u015f h\u0259r hans\u0131 x\u0259st\u0259lik n\u0259tic\u0259sind\u0259 sa\u011flaml\u0131\u011fa d\u0259ymi\u015f z\u0259r\u0259rl\u0259r qar\u015f\u0131lan\u0131r:<\/strong><\/p>\n<p>&#8220;Bura stomatoloji xidm\u0259tl\u0259r v\u0259 ya g\u00fcnvurma, suda bo\u011fulma, yan\u0131q kimi x\u0259sar\u0259tl\u0259r, habel\u0259, qolun v\u0259 ya aya\u011f\u0131n s\u0131nmas\u0131, h\u0259r hans\u0131 travmalar, soyuqd\u0259ym\u0259l\u0259r, h\u0259tta geni\u015f yay\u0131lm\u0131\u015f COV\u0130D t\u0259minat\u0131 da daxildir. O c\u00fcml\u0259d\u0259n, \u0259m\u0259liyyat x\u0259rcl\u0259ri, h\u0259kim m\u00fcayin\u0259si, d\u0259rman preparatlar\u0131 &#8211; y\u0259ni b\u00fct\u00fcn bunlar s\u0259f\u0259r zaman\u0131 bu s\u0131\u011forta m\u0259hsulu il\u0259 t\u0259minat alt\u0131ndad\u0131r v\u0259 yaln\u0131z s\u0259f\u0259r m\u00fcdd\u0259tini \u0259hat\u0259 edir. S\u0259f\u0259rd\u0259n \u0259vv\u0259lki zamana aid h\u0259r hans\u0131 xroniki x\u0259st\u0259likl\u0259r v\u0259 dig\u0259r bu kimi hallar s\u0259f\u0259r zaman\u0131 qar\u015f\u0131lanm\u0131r&#8221;.<\/p>\n<p><strong>E.Ba\u011f\u0131rov onu da diqq\u0259t\u0259 \u00e7atd\u0131r\u0131b ki, t\u0259minat alt\u0131na al\u0131nan riskl\u0259r s\u0131ras\u0131na y\u00fck baqajlar\u0131n\u0131n itirilm\u0259si hal\u0131 da daxildir:<\/strong><\/p>\n<p>&#8220;Bir s\u00f6zl\u0259, yaln\u0131z \u00f6l\u00fcm hal\u0131ndan ba\u015fqa yuxar\u0131da sadalanan b\u00fct\u00fcn riskl\u0259r bu s\u0131\u011forta m\u0259hsulu il\u0259 t\u0259minat alt\u0131na al\u0131n\u0131r. \u00d6l\u00fcm hal\u0131n\u0131n istisna olmas\u0131na da ayd\u0131nl\u0131q g\u0259tirim: burada \u00f6l\u00fcm hal\u0131 t\u0259minat veril\u0259n riskl\u0259r\u0259 daxil deyil, y\u0259ni s\u0131\u011forta kompensasiyas\u0131n\u0131n v\u0259r\u0259s\u0259l\u0259r\u0259 verilm\u0259si kimi hallar yoxdur. Yaln\u0131z v\u0259fat ed\u0259n \u015f\u0259xsin n\u0259\u015finin G\u00fcrc\u00fcstandan g\u0259tirilm\u0259si x\u0259rcl\u0259ri t\u0259minat veril\u0259n riskl\u0259r\u0259 daxildir. Yuxar\u0131da qeyd olunan hadis\u0259l\u0259r ya\u015fanaca\u011f\u0131 halda m\u00fcqavil\u0259d\u0259 x\u00fcsusi qaynar x\u0259tt n\u00f6mr\u0259l\u0259ri qeyd olunur. V\u0259t\u0259nda\u015f s\u0259f\u0259rd\u0259 oldu\u011fu m\u00fcdd\u0259t \u0259rzind\u0259 yuxar\u0131da sadalanan h\u0259r hans\u0131 bir hadis\u0259 il\u0259 \u00fczl\u0259\u015f\u0259rs\u0259 h\u0259min n\u00f6mr\u0259l\u0259rl\u0259 \u0259laq\u0259 saxlay\u0131b m\u0259lumat verir, \u0259n yax\u0131n klinikalara y\u00f6nl\u0259ndirilir v\u0259 ya t\u0259cili yard\u0131m vasit\u0259sil\u0259 apar\u0131lmas\u0131 t\u0259min olunur. Sadalanan b\u00fct\u00fcn tibbi xidm\u0259tl\u0259r orada tam \u00f6d\u0259ni\u015fsiz h\u0259yata ke\u00e7irilir.<\/p>\n<p>T\u0259minat\u0131n qar\u015f\u0131lanmas\u0131 il\u0259 ba\u011fl\u0131 dig\u0259r bir hal da m\u00fcm\u00fck\u00fcnd\u00fcr. Bel\u0259 ki, s\u0131\u011fortal\u0131 v\u0259t\u0259nda\u015f yuxar\u0131da sadalanan hadis\u0259l\u0259rl\u0259 qar\u015f\u0131la\u015farsa qeyd olunan tibbi xidm\u0259tl\u0259rd\u0259n \u00f6z \u015f\u0259xsi b\u00fcdc\u0259si hesab\u0131na istifad\u0259 edir v\u0259 daha sonra v\u0259t\u0259n\u0259 qay\u0131td\u0131\u011f\u0131 zaman h\u0259min q\u0259bzl\u0259ri s\u0131\u011forta \u015firk\u0259tin\u0259 t\u0259qdim etm\u0259kl\u0259 x\u0259rcl\u0259diyi v\u0259saiti geri ala bilir. S\u0131\u011forta m\u0259hsulunu \u0259ld\u0259 ed\u0259rk\u0259n t\u0259l\u0259b olunan s\u0259n\u0259d d\u0259 \u00fcmumv\u0259t\u0259nda\u015f pasportudur&#8221;.<\/p>\n","protected":false},"excerpt":{"rendered":"<p>Cari ilin 1 yanvar tarixind\u0259n etibar\u0259n G\u00fcrc\u00fcstana s\u0259f\u0259r ed\u0259n v\u0259t\u0259nda\u015flar h\u0259min \u00f6lk\u0259 \u00fc\u00e7\u00fcn m\u00fctl\u0259q s\u0259f\u0259r s\u0131\u011fortas\u0131 \u0259ld\u0259 etm\u0259lidirl\u0259r. Bu m\u0259hsul \u00f6lk\u0259mizd\u0259 f\u0259aliyy\u0259t g\u00f6st\u0259r\u0259n qeyri-h\u0259yat s\u0131\u011fortas\u0131 \u015firk\u0259tl\u0259ri t\u0259r\u0259find\u0259n t\u0259klif olunur. Tarifl\u0259r s\u0259f\u0259r g\u00fcnl\u0259rinin say\u0131ndan as\u0131l\u0131 olaraq d\u0259yi\u015fir &#8211; 2 g\u00fcnd\u0259n 365 g\u00fcn\u0259 q\u0259d\u0259r. Musavat.com\u00a0x\u0259b\u0259r verir ki, bunu Oxu.az-a a\u00e7\u0131qlamas\u0131nda Az\u0259rbaycan S\u0131\u011forta\u00e7\u0131lar Assosiasiyas\u0131n\u0131n ekspert qrupunun \u00fczv\u00fc Emil A\u011faba\u011f\u0131rov deyib. &#8220;\u00dcmumi tarifl\u0259r o q\u0259d\u0259r d\u0259 y\u00fcks\u0259k deyil. M\u0259s\u0259l\u0259n, v\u0259t\u0259nda\u015f G\u00fcrc\u00fcstana 1 h\u0259ft\u0259lik s\u0259yah\u0259t etm\u0259k ist\u0259yirs\u0259, s\u0259yah\u0259t s\u0131\u011fortas\u0131n\u0131n qiym\u0259ti t\u0259xmin\u0259n 12 manat olacaq. M\u00fcdd\u0259t artd\u0131qca s\u0131\u011forta haqq\u0131 da adekvat olaraq y\u00fcks\u0259lir. T\u0259minat m\u0259bl\u0259\u011fin\u0259 g\u0259ldikd\u0259,&hellip;<\/p>\n","protected":false},"author":2,"featured_media":852756,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"om_disable_all_campaigns":false,"_monsterinsights_skip_tracking":false,"_monsterinsights_sitenote_active":false,"_monsterinsights_sitenote_note":"","_monsterinsights_sitenote_category":0},"categories":[19],"tags":[],"aioseo_notices":[],"gutentor_comment":0,"rttpg_featured_image_url":{"full":["https:\/\/arantv.az\/wp-content\/uploads\/2026\/05\/55b3fabce157f273b84a8fe240287b41.png",740,493,false],"landscape":["https:\/\/arantv.az\/wp-content\/uploads\/2026\/05\/55b3fabce157f273b84a8fe240287b41.png",740,493,false],"portraits":["https:\/\/arantv.az\/wp-content\/uploads\/2026\/05\/55b3fabce157f273b84a8fe240287b41.png",740,493,false],"thumbnail":["https:\/\/arantv.az\/wp-content\/uploads\/2026\/05\/55b3fabce157f273b84a8fe240287b41-500x280.png",500,280,true],"medium":["https:\/\/arantv.az\/wp-content\/uploads\/2026\/05\/55b3fabce157f273b84a8fe240287b41-548x365.png",548,365,true],"large":["https:\/\/arantv.az\/wp-content\/uploads\/2026\/05\/55b3fabce157f273b84a8fe240287b41.png",640,426,false],"1536x1536":["https:\/\/arantv.az\/wp-content\/uploads\/2026\/05\/55b3fabce157f273b84a8fe240287b41.png",740,493,false],"2048x2048":["https:\/\/arantv.az\/wp-content\/uploads\/2026\/05\/55b3fabce157f273b84a8fe240287b41.png",740,493,false],"post-thumbnail":["https:\/\/arantv.az\/wp-content\/uploads\/2026\/05\/55b3fabce157f273b84a8fe240287b41-240x172.png",240,172,true],"advps-thumb-one":["https:\/\/arantv.az\/wp-content\/uploads\/2026\/05\/55b3fabce157f273b84a8fe240287b41.png",740,493,false]},"rttpg_author":{"display_name":"V\u00fcsal Rafiqo\u011flu","author_link":"https:\/\/arantv.az\/?author=2"},"rttpg_comment":0,"rttpg_category":"<a href=\"https:\/\/arantv.az\/?cat=19\" rel=\"category\">G\u00fcnd\u0259m<\/a>","rttpg_excerpt":"Cari ilin 1 yanvar tarixind\u0259n etibar\u0259n G\u00fcrc\u00fcstana s\u0259f\u0259r ed\u0259n v\u0259t\u0259nda\u015flar h\u0259min \u00f6lk\u0259 \u00fc\u00e7\u00fcn m\u00fctl\u0259q s\u0259f\u0259r s\u0131\u011fortas\u0131 \u0259ld\u0259 etm\u0259lidirl\u0259r. Bu m\u0259hsul \u00f6lk\u0259mizd\u0259 f\u0259aliyy\u0259t g\u00f6st\u0259r\u0259n qeyri-h\u0259yat s\u0131\u011fortas\u0131 \u015firk\u0259tl\u0259ri t\u0259r\u0259find\u0259n t\u0259klif olunur. Tarifl\u0259r s\u0259f\u0259r g\u00fcnl\u0259rinin say\u0131ndan as\u0131l\u0131 olaraq d\u0259yi\u015fir &#8211; 2 g\u00fcnd\u0259n 365 g\u00fcn\u0259 q\u0259d\u0259r. Musavat.com\u00a0x\u0259b\u0259r verir ki, bunu Oxu.az-a a\u00e7\u0131qlamas\u0131nda Az\u0259rbaycan S\u0131\u011forta\u00e7\u0131lar Assosiasiyas\u0131n\u0131n ekspert qrupunun \u00fczv\u00fc Emil&hellip;","_links":{"self":[{"href":"https:\/\/arantv.az\/index.php?rest_route=\/wp\/v2\/posts\/852755"}],"collection":[{"href":"https:\/\/arantv.az\/index.php?rest_route=\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/arantv.az\/index.php?rest_route=\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/arantv.az\/index.php?rest_route=\/wp\/v2\/users\/2"}],"replies":[{"embeddable":true,"href":"https:\/\/arantv.az\/index.php?rest_route=%2Fwp%2Fv2%2Fcomments&post=852755"}],"version-history":[{"count":1,"href":"https:\/\/arantv.az\/index.php?rest_route=\/wp\/v2\/posts\/852755\/revisions"}],"predecessor-version":[{"id":852757,"href":"https:\/\/arantv.az\/index.php?rest_route=\/wp\/v2\/posts\/852755\/revisions\/852757"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/arantv.az\/index.php?rest_route=\/wp\/v2\/media\/852756"}],"wp:attachment":[{"href":"https:\/\/arantv.az\/index.php?rest_route=%2Fwp%2Fv2%2Fmedia&parent=852755"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/arantv.az\/index.php?rest_route=%2Fwp%2Fv2%2Fcategories&post=852755"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/arantv.az\/index.php?rest_route=%2Fwp%2Fv2%2Ftags&post=852755"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}