{"id":854427,"date":"2026-06-05T09:52:27","date_gmt":"2026-06-05T05:52:27","guid":{"rendered":"https:\/\/arantv.az\/?p=854427"},"modified":"2026-06-05T09:52:27","modified_gmt":"2026-06-05T05:52:27","slug":"pensiyaya-cixan-v%c9%99t%c9%99ndaslara-vacib-aciqlama","status":"publish","type":"post","link":"https:\/\/arantv.az\/?p=854427","title":{"rendered":"Pensiyaya \u00e7\u0131xan v\u0259t\u0259nda\u015flara VAC\u0130B A\u00c7IQLAMA"},"content":{"rendered":"<p><strong>Bir \u00e7ox \u00f6lk\u0259l\u0259rd\u0259 v\u0259t\u0259nda\u015flar pensiya ya\u015f\u0131na \u00e7atd\u0131qdan sonra \u0259m\u0259k f\u0259aliyy\u0259tini dayand\u0131rma\u011fa \u00fcst\u00fcnl\u00fck vers\u0259l\u0259r d\u0259, Az\u0259rbaycanda f\u0259rqli m\u0259nz\u0259r\u0259 m\u00fc\u015fahid\u0259 olunur. H\u0259tta pensiya ya\u015f\u0131n\u0131n m\u0259rh\u0259l\u0259li \u015f\u0259kild\u0259 art\u0131r\u0131lmas\u0131na baxmayaraq, \u00e7oxsayl\u0131 v\u0259t\u0259nda\u015flar i\u015fl\u0259m\u0259y\u0259 davam etm\u0259y\u0259 \u00e7al\u0131\u015f\u0131rlar.<\/strong><\/p>\n<p>B\u0259s bunun \u0259sas s\u0259b\u0259bl\u0259ri n\u0259l\u0259rdir?<\/p>\n<p><strong>Musavat.com<\/strong>\u00a0bildirir ki m\u00f6vzu il\u0259 ba\u011fl\u0131 konkret.az-a a\u00e7\u0131qlama ver\u0259n \u00dcmid Partiyas\u0131n\u0131n s\u0259dri \u0130qbal A\u011fazad\u0259 bildirib ki, inki\u015faf etmi\u015f \u00f6lk\u0259l\u0259rd\u0259 insanlar\u0131n pensiyaya \u00e7\u0131xma\u011fa \u00fcst\u00fcnl\u00fck verm\u0259sinin \u0259sas s\u0259b\u0259bl\u0259rind\u0259n biri pensiya fondlar\u0131nda toplad\u0131qlar\u0131 v\u0259saitd\u0259n istifad\u0259 il\u0259 ba\u011fl\u0131 daha geni\u015f se\u00e7im imkanlar\u0131na malik olmalar\u0131d\u0131r.<\/p>\n<p>Onun s\u00f6zl\u0259rin\u0259 g\u00f6r\u0259, h\u0259min \u00f6lk\u0259l\u0259rd\u0259 v\u0259t\u0259nda\u015flar\u0131n pensiya t\u0259minat\u0131 minimum ya\u015fay\u0131\u015f s\u0259viyy\u0259sini qar\u015f\u0131lad\u0131\u011f\u0131 \u00fc\u00e7\u00fcn insanlar t\u0259qa\u00fcd d\u00f6vr\u00fcn\u00fc daha rahat planla\u015fd\u0131ra bilirl\u0259r:<\/p>\n<p>\u201cBir s\u0131ra \u00f6lk\u0259l\u0259rd\u0259 v\u0259t\u0259nda\u015flar ona g\u00f6r\u0259 pensiyaya tez \u00e7\u0131xmaq ist\u0259yirl\u0259r ki, ill\u0259rl\u0259 pensiya fonduna toplad\u0131qlar\u0131 kapital \u00fcz\u0259rind\u0259 s\u0259rb\u0259st q\u0259rar verm\u0259k imkanlar\u0131 var. Onlar\u0131n pensiya t\u0259minat\u0131 minimum ya\u015fay\u0131\u015f\u0131n\u0131 t\u0259min ed\u0259n s\u0259viyy\u0259d\u0259 olur. M\u0259s\u0259l\u0259n, \u0259g\u0259r bir \u015f\u0259xsin hesab\u0131nda ill\u0259r \u0259rzind\u0259 100 min manat v\u0259sait toplan\u0131bsa, h\u0259min pulu nec\u0259 d\u0259y\u0259rl\u0259ndir\u0259c\u0259yin\u0259 \u00f6z\u00fc q\u0259rar verir. Bu pullar\u0131 m\u00fcxt\u0259lif ill\u0259r\u0259 b\u00f6l\u0259, investisiya ed\u0259 v\u0259 ya ba\u015fqa formada x\u0259rcl\u0259y\u0259 bil\u0259r\u201d.<\/p>\n<p><strong>\u0130qbal A\u011fazad\u0259 qeyd edib ki, Az\u0259rbaycanda is\u0259 v\u0259t\u0259nda\u015flar\u0131n pensiya fonduna \u00f6d\u0259dikl\u0259ri v\u0259sait \u00fcz\u0259rind\u0259 bel\u0259 bir s\u0259rb\u0259stlik m\u00f6vcud deyil:<\/strong><\/p>\n<p>\u201c\u00c7ox t\u0259\u0259ss\u00fcf ki, bizd\u0259 bu sistem yoxdur. H\u0259tta b\u0259zi hallarda v\u0259t\u0259nda\u015f pensiya ya\u015f\u0131na \u00e7atmadan d\u00fcnyas\u0131n\u0131 d\u0259yi\u015firs\u0259, ill\u0259rl\u0259 fonda \u00f6d\u0259diyi v\u0259saitd\u0259n \u00f6z\u00fc d\u0259, ail\u0259si d\u0259 yararlana bilmir. Halbuki h\u0259min v\u0259sait onun \u015f\u0259xsi puludur. Bir s\u0131ra \u00f6lk\u0259l\u0259rd\u0259 bu v\u0259saitl\u0259r banklarda depozit kimi yerl\u0259\u015fdirilir, \u0259lav\u0259 g\u0259lir \u0259ld\u0259 olunur. Az\u0259rbaycanda is\u0259 bel\u0259 imkanlar yoxdur.<\/p>\n<p>Pensiyaya \u00e7\u0131xan insanlar\u0131n \u0259ks\u0259riyy\u0259tinin ald\u0131\u011f\u0131 t\u0259qa\u00fcd onlar\u0131n b\u00fct\u00fcn ehtiyaclar\u0131n\u0131 qar\u015f\u0131lama\u011fa kifay\u0259t etmir. Buna g\u00f6r\u0259 d\u0259 insanlar \u00e7al\u0131\u015f\u0131rlar ki, i\u015fl\u0259m\u0259y\u0259 davam etsinl\u0259r v\u0259 \u0259lav\u0259 g\u0259lir qazans\u0131nlar. Faktiki olaraq, bir \u00e7ox v\u0259t\u0259nda\u015f pensiya ya\u015f\u0131na \u00e7atsa bel\u0259, maddi s\u0259b\u0259bl\u0259rd\u0259n \u0259m\u0259k f\u0259aliyy\u0259tini dayand\u0131ra bilmir\u201d.<\/p>\n<p>Ekspertin fikrinc\u0259, pensiya sistemind\u0259 v\u0259t\u0259nda\u015flar\u0131n toplad\u0131qlar\u0131 v\u0259sait \u00fcz\u0259rind\u0259 daha geni\u015f h\u00fcquqlara malik olmas\u0131 v\u0259 pensiya t\u0259minat\u0131n\u0131n g\u00fccl\u0259ndirilm\u0259si g\u0259l\u0259c\u0259kd\u0259 insanlar\u0131n t\u0259qa\u00fcd\u0259 \u00e7\u0131xma\u011fa m\u00fcnasib\u0259tini d\u0259yi\u015f\u0259 bil\u0259r.<\/p>\n","protected":false},"excerpt":{"rendered":"<p>Bir \u00e7ox \u00f6lk\u0259l\u0259rd\u0259 v\u0259t\u0259nda\u015flar pensiya ya\u015f\u0131na \u00e7atd\u0131qdan sonra \u0259m\u0259k f\u0259aliyy\u0259tini dayand\u0131rma\u011fa \u00fcst\u00fcnl\u00fck vers\u0259l\u0259r d\u0259, Az\u0259rbaycanda f\u0259rqli m\u0259nz\u0259r\u0259 m\u00fc\u015fahid\u0259 olunur. H\u0259tta pensiya ya\u015f\u0131n\u0131n m\u0259rh\u0259l\u0259li \u015f\u0259kild\u0259 art\u0131r\u0131lmas\u0131na baxmayaraq, \u00e7oxsayl\u0131 v\u0259t\u0259nda\u015flar i\u015fl\u0259m\u0259y\u0259 davam etm\u0259y\u0259 \u00e7al\u0131\u015f\u0131rlar. B\u0259s bunun \u0259sas s\u0259b\u0259bl\u0259ri n\u0259l\u0259rdir? Musavat.com\u00a0bildirir ki m\u00f6vzu il\u0259 ba\u011fl\u0131 konkret.az-a a\u00e7\u0131qlama ver\u0259n \u00dcmid Partiyas\u0131n\u0131n s\u0259dri \u0130qbal A\u011fazad\u0259 bildirib ki, inki\u015faf etmi\u015f \u00f6lk\u0259l\u0259rd\u0259 insanlar\u0131n pensiyaya \u00e7\u0131xma\u011fa \u00fcst\u00fcnl\u00fck verm\u0259sinin \u0259sas s\u0259b\u0259bl\u0259rind\u0259n biri pensiya fondlar\u0131nda toplad\u0131qlar\u0131 v\u0259saitd\u0259n istifad\u0259 il\u0259 ba\u011fl\u0131 daha geni\u015f se\u00e7im imkanlar\u0131na malik olmalar\u0131d\u0131r. Onun s\u00f6zl\u0259rin\u0259 g\u00f6r\u0259, h\u0259min \u00f6lk\u0259l\u0259rd\u0259 v\u0259t\u0259nda\u015flar\u0131n pensiya t\u0259minat\u0131 minimum ya\u015fay\u0131\u015f s\u0259viyy\u0259sini qar\u015f\u0131lad\u0131\u011f\u0131 \u00fc\u00e7\u00fcn insanlar&hellip;<\/p>\n","protected":false},"author":2,"featured_media":854428,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"om_disable_all_campaigns":false,"_monsterinsights_skip_tracking":false,"_monsterinsights_sitenote_active":false,"_monsterinsights_sitenote_note":"","_monsterinsights_sitenote_category":0},"categories":[26],"tags":[],"aioseo_notices":[],"gutentor_comment":0,"rttpg_featured_image_url":{"full":["https:\/\/arantv.az\/wp-content\/uploads\/2026\/06\/50d17e639a4f3cb8482f4dc6a3b175be.jpg",870,500,false],"landscape":["https:\/\/arantv.az\/wp-content\/uploads\/2026\/06\/50d17e639a4f3cb8482f4dc6a3b175be.jpg",870,500,false],"portraits":["https:\/\/arantv.az\/wp-content\/uploads\/2026\/06\/50d17e639a4f3cb8482f4dc6a3b175be.jpg",870,500,false],"thumbnail":["https:\/\/arantv.az\/wp-content\/uploads\/2026\/06\/50d17e639a4f3cb8482f4dc6a3b175be-500x280.jpg",500,280,true],"medium":["https:\/\/arantv.az\/wp-content\/uploads\/2026\/06\/50d17e639a4f3cb8482f4dc6a3b175be-635x365.jpg",635,365,true],"large":["https:\/\/arantv.az\/wp-content\/uploads\/2026\/06\/50d17e639a4f3cb8482f4dc6a3b175be-840x483.jpg",640,368,true],"1536x1536":["https:\/\/arantv.az\/wp-content\/uploads\/2026\/06\/50d17e639a4f3cb8482f4dc6a3b175be.jpg",870,500,false],"2048x2048":["https:\/\/arantv.az\/wp-content\/uploads\/2026\/06\/50d17e639a4f3cb8482f4dc6a3b175be.jpg",870,500,false],"post-thumbnail":["https:\/\/arantv.az\/wp-content\/uploads\/2026\/06\/50d17e639a4f3cb8482f4dc6a3b175be-240x172.jpg",240,172,true],"advps-thumb-one":["https:\/\/arantv.az\/wp-content\/uploads\/2026\/06\/50d17e639a4f3cb8482f4dc6a3b175be.jpg",870,500,false]},"rttpg_author":{"display_name":"V\u00fcsal Rafiqo\u011flu","author_link":"https:\/\/arantv.az\/?author=2"},"rttpg_comment":0,"rttpg_category":"<a href=\"https:\/\/arantv.az\/?cat=26\" rel=\"category\">Sosial<\/a>","rttpg_excerpt":"Bir \u00e7ox \u00f6lk\u0259l\u0259rd\u0259 v\u0259t\u0259nda\u015flar pensiya ya\u015f\u0131na \u00e7atd\u0131qdan sonra \u0259m\u0259k f\u0259aliyy\u0259tini dayand\u0131rma\u011fa \u00fcst\u00fcnl\u00fck vers\u0259l\u0259r d\u0259, Az\u0259rbaycanda f\u0259rqli m\u0259nz\u0259r\u0259 m\u00fc\u015fahid\u0259 olunur. H\u0259tta pensiya ya\u015f\u0131n\u0131n m\u0259rh\u0259l\u0259li \u015f\u0259kild\u0259 art\u0131r\u0131lmas\u0131na baxmayaraq, \u00e7oxsayl\u0131 v\u0259t\u0259nda\u015flar i\u015fl\u0259m\u0259y\u0259 davam etm\u0259y\u0259 \u00e7al\u0131\u015f\u0131rlar. B\u0259s bunun \u0259sas s\u0259b\u0259bl\u0259ri n\u0259l\u0259rdir? Musavat.com\u00a0bildirir ki m\u00f6vzu il\u0259 ba\u011fl\u0131 konkret.az-a a\u00e7\u0131qlama ver\u0259n \u00dcmid Partiyas\u0131n\u0131n s\u0259dri \u0130qbal A\u011fazad\u0259 bildirib ki, inki\u015faf etmi\u015f \u00f6lk\u0259l\u0259rd\u0259&hellip;","_links":{"self":[{"href":"https:\/\/arantv.az\/index.php?rest_route=\/wp\/v2\/posts\/854427"}],"collection":[{"href":"https:\/\/arantv.az\/index.php?rest_route=\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/arantv.az\/index.php?rest_route=\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/arantv.az\/index.php?rest_route=\/wp\/v2\/users\/2"}],"replies":[{"embeddable":true,"href":"https:\/\/arantv.az\/index.php?rest_route=%2Fwp%2Fv2%2Fcomments&post=854427"}],"version-history":[{"count":1,"href":"https:\/\/arantv.az\/index.php?rest_route=\/wp\/v2\/posts\/854427\/revisions"}],"predecessor-version":[{"id":854429,"href":"https:\/\/arantv.az\/index.php?rest_route=\/wp\/v2\/posts\/854427\/revisions\/854429"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/arantv.az\/index.php?rest_route=\/wp\/v2\/media\/854428"}],"wp:attachment":[{"href":"https:\/\/arantv.az\/index.php?rest_route=%2Fwp%2Fv2%2Fmedia&parent=854427"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/arantv.az\/index.php?rest_route=%2Fwp%2Fv2%2Fcategories&post=854427"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/arantv.az\/index.php?rest_route=%2Fwp%2Fv2%2Ftags&post=854427"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}